KRISHNA KUMAR MISHRA
LAN 77000357353Loan ₹45,00,000NOIWaiting for the Index IIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
25 Sep, 19:10
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
waiting 16d 10h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the history says: The bank branch has sent some loan documents and the NOI team has shared a challan. The NOI team is now waiting for the branch to send the Index II copy to…whole case so far 20d 1h
For you to check9
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: narendra pan.jpg is NARENDRA T CHOUNAL (PAN AGHPC9288P)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: champa pan.jpg is CHAMPA TARADUTT CHOUNAL (PAN ANLPC9291K)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: champa aadhar.pdf is Champa Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
5 more
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000366296.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 77000366296)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: narendra aadhar.pdf is Narendra Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_7792156532.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 7792156532)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)
Branch wrote ₹37,79,423; sanction letter says ₹45,00,000. We quoted on ₹45,00,000. Confirm the mortgage amount before the challan.
GPay ₹29,888 announced at 06:13 has not settled into the PNB account (due 10:13). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
CONFIRM THE PROPERTY — then file
EzDocs read these from the technical report. If they are right, press Confirm.
✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.
See the boxes — read from the technical report
District
Thane
Taluka
Thane West
Village
Mumbai
Number type
SURVEY
Number
190
Building
Koteshwar Building
Floor
2nd Floor
Flat / shop no
Flat No.202
Area
35.30
Hadd
Thane Municipal Corporation
Read from the technical report, not the Index II. HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document — the e-filing starts from its document number (the Index II of the sale deed, or the sale deed). EzDocs asks for it every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal: check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: narendra pan.jpg is NARENDRA T CHOUNAL (PAN AGHPC9288P)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
5 more things to check before Save
• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: champa pan.jpg is CHAMPA TARADUTT CHOUNAL (PAN ANLPC9291K)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: champa aadhar.pdf is Champa Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000366296.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 77000366296)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)
• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: narendra aadhar.pdf is Narendra Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_7792156532.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 7792156532)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02494 | 77000357353
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02494 | 77000357353
An old draft withdrew itself — its asks were already answered
6 Oct23 things — 9 documents received · 2 money steps · 2 cautions · 10 steps
EzDocs took 30 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
A bundle wrongly marked unreadable (for a photo / a card inside it) counts again — everything inside it
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The loan amount was worked out from the papers
Received: Sanction letter — not usable
KFSLetter_7792156532.pdf — it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Received: Aadhaar
narendra aadhar.pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Sanction letter — not usable
KFSLetter_77000366296.pdf — it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter
Received: LSR
Narendra Chounal-Gayatri phase 2- (Thane).pdf
Received: Technical report
HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf
Co-applicant added
Co-applicant added
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
Received: Aadhaar
champa aadhar.pdf
The branch's payment screenshot was read
Received: PAN card
champa pan.jpg
Received: PAN card
narendra pan.jpg
Received: Payment screenshot
IMG-20261006-WA0017.jpg
A mail named another loan amount after the challan was paid — nothing changed; the NOI team decides
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
5 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02494 | 77000357353
An old draft withdrew itself — its asks were already answered
2 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02494 | 77000357353
An old draft withdrew itself — its asks were already answered
29 Sep2 things — 1 letter written · 1 step
EzDocs read the whole file
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02494 | 77000357353
28 Sep1 thing — 1 step
EzDocs read the whole file
27 Sep2 things — 2 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
25 Sep47 things — 10 documents received · 3 letters written · 2 money steps · 4 cautions · 28 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
KRISHNA KUMAR MISHRA EchallanMH010881998202627E.pdf
EzDocs found something to check before the form is saved
EzDocs took 36 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Wrote the document chase mail — held, silent mode
NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353
Nothing new to ask for — stayed quiet
A box the papers had not filled was read off a paper and corrected
EzDocs read the whole file
Nothing new to ask for — stayed quiet
No fee quote sent — the branch's own figures were right
This case's screenshot names a credit tied to another case that EzDocs may not move by itself — a person decides
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
The payment proof already on the case was applied
The loan amount was worked out from the papers
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20260925-WA0012.jpg
Property checked by EzDocs — read from the report, every box that names the flat is there
Payment proof arrived before the case was quoted — held
This payment is counted on another case too — a person must say whose it is
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Property re-read from this bank's ruling source (ICICI: the technical report)
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Payment screenshot
IMG-20260925-WA0010.jpg
Received: Sanction letter
KFSLetter_77000357353 (2).pdf
Received: Technical report
HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf
Property checked by EzDocs — read from the report, every box that names the flat is there
Co-applicant added
Property read from the legal / technical report (the sanction letter had none)
Received: LSR
Krishna Kumar Mishra-Thane-Koteshwar CHSL (1).pdf
Received: PAN card
Cooapplicant pan.pdf
Received: PAN card
Appplicant pan.jpg
Received: Aadhaar
Applicant Aadhar.pdf
Received: Aadhaar
Cooapplicant aadhar.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 19 files
The file, as EzDocs remembers it10 open
This is a housing loan of Rs 45,00,000 to Krishna Kumar Mishra and Saroj K Mishra for flat 202, Koteshwar Building, Thane. The paid challan on file confirms Rs 45,00,000. Minor discrepancies exist regarding the co-applicant's name spelling, flat area, and the PIN code printed in the technical report
✗the technical report on file is another customer's (HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf) — the branch — it prints customer 'Narendra Taradutt Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another c
✗the legal / title search report on file is another customer's (Narendra Chounal-Gayatri phase 2- (Thane).pdf) — the branch — it prints customer 'Narendra T. Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another custome
✗the sanction letter on file is another customer's (KFSLetter_77000366296.pdf) — the branch — it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction lett
11 more
✗the sanction letter on file is another customer's (KFSLetter_7792156532.pdf) — the branch — it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction lett
○SAROJ K MISHRA — mobile — the branch
○SAROJ K MISHRA — e-mail — the branch
○NARENDRA T CHOUNAL — mobile — the branch
○NARENDRA T CHOUNAL — e-mail — the branch
○CHAMPA TARADUTT CHOUNAL — mobile — the branch
○CHAMPA TARADUTT CHOUNAL — e-mail — the branch
?narendra aadhar.pdf may be another customer's (it prints a name) — This Aadhaar card belongs to Narendra Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper
?champa aadhar.pdf may be another customer's (it prints a name) — This Aadhaar card belongs to Champa Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper,
?the papers disagree on Co-applicant name spelling (the PAN card: SAROJ K MISHRA; the sanction letter: SAROJ KRISHNA KUMAR MISHRA; the Aadhaar card: Saroj Krishna Mishra) — Verify which spelling the branch wants to use on the notice; the filing below has been prepared using the PAN card's spelling SAROJ K MISHRA
?the papers disagree on Property PIN Code discrepancy (the technical report: 400099; the sanction letter: 400606) — Confirm with the branch whether to use 400099 from the technical report or the correct local PIN 400606.
the branch's last mail (2026-10-06): The branch asks for the challan and NOI for loan number 77000357353 for Krishna Kumar Mishra, with a loan amount of 37,79,423/-, and also requests a 1k BT chall · brought: loan amount; request for 1k BT challan
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T13:43 UTC
Moneyall of it is in
₹30,560.12
Paid and tied ✓ ₹33,888 from NARENDRA T C reached the account Tue 6 Oct, 11:43 — the screenshot's amount AND its minute agree with this credit. The challan is paid.
Reached our account 6 Oct 11:43:00.
How we know
Our own bank told us — 6 Oct 11:43
₹29,888 · from GPAY-BIZ
“₹29,888.00 received from NARENDRA T C at 11:43 AM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | — | …928416 | – | |
| Amount | ₹29,888 | ₹29,888 | fee ₹30,560.12 | ✓ |
| Time | Tue 6 Oct, 11:43 | Tue 6 Oct, 11:43 | ✓ | |
| Paid by | NARENDRA T C | GOPAL BHANWARLAL HARSH | KRISHNA KUMAR MISHRA | ✓ |
the screenshot: ₹29,888 · Tue 6 Oct, 11:43 · UTR 715546928416 · to EZDOCS · 7715973535@okbizaxis
the screenshot: ₹2,000 · Fri 25 Sep, 18:39 · UTR 663451613336 · from GOPAL BHANWARLAL HARSH · to ADV RASHMI SINGH AND ASSOCIATES · ..
The working
Stamp duty 0.3%13,510
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for30,560.12
By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the technical report
Flat No.202, 2nd Floor, Koteshwar Building, SURVEY, 190, Mumbai, 400099
read from the technical report · e-filing boxes 64 of 70 ready
Check the property →the boxes beside the paper
People
KRISHNA KUMAR MISHRA · applicantAIRPM6107BSAROJ K MISHRA · co-applicantAWCPM4991JNARENDRA T CHOUNAL · co-applicantAGHPC9288PCHAMPA TARADUTT CHOUNAL · co-applicantANLPC9291K
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