Cases / NOI-2026-02494

KRISHNA KUMAR MISHRA

LAN 77000357353 Challan paid · waiting on the branch Waiting for the Index II Send the draft 1 All documents Mails & papers 6

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓PAN cardopen

✓LSR (search report)open

✓Technical reportopen

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Paid challan (GRAS)open

✓Selfie / photo — inside narendra pan.jpgopen

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

All files (19)A label is wrong? Fix it under All documents.

For you to check

In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: narendra pan.jpg is NARENDRA T CHOUNAL (PAN AGHPC9288P)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: champa pan.jpg is CHAMPA TARADUTT CHOUNAL (PAN ANLPC9291K)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: champa aadhar.pdf is Champa Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000366296.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 77000366296)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: narendra aadhar.pdf is Narendra Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.
In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_7792156532.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 7792156532)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)

MoneyAll of it is in

₹30,560.12CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹33,888 receivedthe receipt's amount and minute agree

The branch sent 3 receipts — 2 of 3 have reached our account:

₹28,500not seen in our account yet0220441296

✓₹2,000seen in our account · 25 Sep 18:44 · by its UTR3451613336

✓₹29,888seen in our account · 6 Oct 11:43 · by its amount5546928416

The branch's receipt says ₹60,388 — ₹26,500 of it has not reached us yet. Look for a ₹26,500 credit.

Stamp duty 0.3%13,510

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.12

Total we ask for30,560.12

the branch’s receipt claims ₹60,388 130220441296,663451613336,715546928416

paid 6 Oct 11:43:00 · verified 6 Oct 19:12:13 · 7 h 29 min later

How we know

Our own bank told us — 6 Oct 11:43

₹29,888 · from GPAY-BIZ

“₹29,888.00 received from NARENDRA T C at 11:43 AM The amount will settle in your bank account via NEFT.”

Matched by: the screenshot's amount AND its minute agree with this credit · one of several parts

By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 19 minour time · 25 Sep 20:15

Index II —not yet

the NOI team 9 d 2 hthe branch 10 d 22 htotal 20 d 1 h so far

Now with the NOI team — e-filing on IGR

since 6 Oct 19:12 — 9 d 1 h of working time

Day by day — every step and who held it

25 Sep 19:10Your branch's mail

25 Sep 19:11Papers read+1 min · the NOI team

25 Sep 19:11Property readat once

25 Sep 19:11Papers readat once

25 Sep 19:12Fee quotedat once

25 Sep 20:15Challan made+1 h 03 min · the NOI team

6 Oct 11:43Payment landed+10 d 15 h · the branch

6 Oct 19:11Papers from your branch+7 h 28 min · the branch

6 Oct 19:12Papers read+1 min · the NOI team

6 Oct 19:12Payment verifiedat once

6 Oct 19:12Papers readat once

Case facts

Bank

ICICI_HFC

Loan amount

₹45,00,000

Loan account no.

77000357353

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

EzDocs read these from the technical report. If they are right, press Confirm.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

See the boxes — read from the technical report

District

Thane

Taluka

Thane West

Village

Mumbai

Number type

SURVEY

Number

190

Building

Koteshwar Building

Floor

2nd Floor

Flat / shop no

Flat No.202

Area

35.30

Hadd

Thane Municipal Corporation

Read from the technical report, not the Index II. HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: narendra pan.jpg is NARENDRA T CHOUNAL (PAN AGHPC9288P)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: champa pan.jpg is CHAMPA TARADUTT CHOUNAL (PAN ANLPC9291K)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed.

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: champa aadhar.pdf is Champa Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000366296.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 77000366296)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: narendra aadhar.pdf is Narendra Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed.

• check — In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_7792156532.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 7792156532)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 2

The PAN card	SAROJ K MISHRA
The sanction letter DIFFERS	SAROJ KRISHNA KUMAR MISHRA

What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.

Compared: the technical report, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent some loan documents and the NOI team has shared a challan. The NOI team is now waiting for the branch to send the Index II copy to proceed with the NOI process.

the history says the next move is with the branch — the Index II

the branch last asked: Challan and NOI in case on priority

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ challan shared — done, mail 2 (2026-09-25) “PFA Challan for your reference.”

? Index II asked for — asked, mail 3 (2026-09-25) “Kindly share the index 2 copy for the NOI Process”

read over 3 mail(s), last mail 2026-09-25 · read 20d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010881998202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Index II pending — NOI NOI-2026-02494 | 77000357353

how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000357353) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

Index II copy / title document (Sale Deed or Index II)

It has been 16 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SS sonu.shekhawat@icicihfc.com icicihfc.com
25 Sep, 19:10 · 20d ago THE FIRST MAIL — how this case began

NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353

📎 Cooapplicant aadhar.pdf ↗📎 Applicant Aadhar.pdf ↗📎 Appplicant pan.jpg ↗📎 Cooapplicant pan.pdf ↗📎 Krishna Kumar Mishra-Thane-Koteshwar CHSL ↗📎 HRQ-26-159169_INDProcessRequest_2500320260 ↗📎 KFSLetter_77000357353 (2).pdf ↗📎 IMG-20260925-WA0010.jpg ↗📎 IMG-20260925-WA0012.jpg ↗

Dear Team,

Please help us with Challan and NOI in case on priority

Loan amount₹45,00,000

Regards,
Sonu Shekhawat

🤖 read: asks for the challan, the e-filing copy; documents attached — “Please help us with Challan”

3 more mails in between — open

OL The NOI teamTYPED IN GMAIL
25 Sep, 20:17 · 20d ago

📎 KRISHNA KUMAR MISHRA EchallanMH01088199820 ↗

Team

PFA Challan for your reference.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Fri, 25 Sept 2026 at 19:11, Sonu Shekhawat /DIST/ICICIHFC/MUM <
sonu.shekhawat@icicihfc.com> wrote:

Dear Team,

Please help us with Challan and NOI in case on priority
Loan amount-45,00,000/-

Regards,
Sonu Shekhawat

🤖 read: challan shared ✓ — “PFA Challan for your reference.”

OL The NOI teamTYPED IN GMAIL
25 Sep, 20:18 · 20d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

On Fri, 25 Sept 2026 at 20:17, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below

Team

PFA Challan for your reference.

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969 <+91%2088887%2006969>

On Fri, 25 Sept 2026 at 19:11, Sonu Shekhawat /DIST/ICICIHFC/MUM <
sonu.shekhawat@icicihfc.com> wrote:

> Dear Team,
>
> Please help us with Challan and NOI in case on priority
> Loan amount-45,00,000/-
>
> Regards,
> Sonu Shekhawat
>
>
>

🤖 read: The team asks for the Index 2 copy.

SS sonu.shekhawat@icicihfc.com icicihfc.com
06 Oct, 19:11 · 9d ago

📎 IMG-20261006-WA0017.jpg ↗📎 narendra pan.jpg ↗📎 champa pan.jpg ↗📎 champa aadhar.pdf ↗📎 HRQ-26-167964_INDProcessRequest_2500320261 ↗📎 Narendra Chounal-Gayatri phase 2- (Thane).↗📎 KFSLetter_77000366296.pdf ↗📎 narendra aadhar.pdf ↗📎 KFSLetter_7792156532.pdf ↗

Dear Team,

Please help us with Challan and NOI in case on priority

Loan amount₹37,79,423

And also do 1k BT CHALLAN.

Regards,
Sonu Shekhawat

🤖 read: asks for the challan, the e-filing copy; documents attached; note: Branch requests a BT challan for 1k. — “Please help us with Challan and NOI in case on priority”

OL The NOI teamTYPED IN GMAIL
06 Oct, 19:21 · 9d ago

Dear Team,

Please initiate this case on a new email thread to avoid any confusion.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Tue, 6 Oct 2026 at 19:11, Sonu Shekhawat /DIST/ICICIHFC/MUM <
sonu.shekhawat@icicihfc.com> wrote:

 
Dear Team,

Please help us with Challan and NOI in case on priority
Loan amount-37,79,423/-

And also do 1k BT CHALLAN.

Regards,
Sonu Shekhawat

🤖 read: asks the branch for a clarification — “Please initiate this case on a new email thread to avoid any confusion.”

OL The NOI teamTYPED IN GMAIL
06 Oct, 19:29 · 9d ago

Dear Team,

Please initiate this case on a new email thread to avoid any confusion.

Aradhana Rai

NOI Coordinator | One Legal+91 8888706969

earlier mails quoted below

On Tue, 6 Oct 2026 at 19:11, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com > wrote:

Dear Team,

Please help us with Challan and NOI in case on priority

Loan amount-37,79,423/-

And also do 1k BT CHALLAN.

Regards,

Sonu Shekhawat

🤖 read: asks the branch for a clarification — “Please initiate this case on a new email thread to avoid any confusion.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	Cooapplicant aadhar.pdf	filed	20d ago
Aadhaar card	Applicant Aadhar.pdf	filed	20d ago
PAN card	Appplicant pan.jpg	filed	20d ago
PAN card	Cooapplicant pan.pdf	filed	20d ago
LSR (search report)	Krishna Kumar Mishra-Thane-Koteshwar CHSL (1).pdf	filed	20d ago
Technical report	HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf	filed	20d ago
Sanction letter	KFSLetter_77000357353 (2).pdf	filed	20d ago
Payment screenshot	IMG-20260925-WA0010.jpg	filed	20d ago
Payment screenshot	IMG-20260925-WA0012.jpg	filed	20d ago
Paid challan (GRAS)	KRISHNA KUMAR MISHRA EchallanMH010881998202627E.pdf	filed	20d ago
Payment screenshot	IMG-20261006-WA0017.jpg	filed	9d ago
PAN card+ Selfie / photo inside	narendra pan.jpg	filed	9d ago
PAN card	champa pan.jpg	filed	9d ago
Aadhaar card	champa aadhar.pdf	filed	9d ago
Technical report	HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf	filed	9d ago
LSR (search report)	Narendra Chounal-Gayatri phase 2- (Thane).pdf	filed	9d ago
Sanction letter	KFSLetter_77000366296.pdf	another customer's paper — not used	9d ago
Aadhaar card	narendra aadhar.pdf	filed	9d ago
Sanction letter	KFSLetter_7792156532.pdf	another customer's paper — not used	9d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹30,560.12

Where it stands
VERIFIED — money received

Screenshot claims
₹60,388 130220441296,663451613336,715546928416

Paid at
6 Oct 11:43:00

Verified on
6 Oct 19:12:13

GPay money settled into the PNB account at 27 Sep 15:01 (NEFT —). Heard twice; verified once.

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹13,510	₹15,000	₹350	₹1,700	₹30,560

By law ₹30,550. We ask ₹30,560 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

64 of 70 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Mobile (person 2), Mobile (person 3), Floor (person 3), Mobile (person 4), Floor (person 4)

25 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (20d ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Flat No.202,2nd Floor, Koteshwar Building, Survey No.190,Cts No.189b, Kharkar Road, Thane West-400099.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf

Property Address line
FLAT NO. 204, SECOND FLOOR, WING G,GAYATRI DHAM PHASE II CHSL,MIRA ROAD EAST 401107.

Legal Address line
FLAT NO. 204, SECOND FLOOR, WING G, GAYATRI DHAM PHASE II CHSL, OLD SURVEY NO. 184, NEW SURVEY NO. 152, HISSA NO. 3, VILLAGE MIRA, TALUKA AND DISTRICT THANE, MIRA ROAD EAST 401107

PIN
401107

the technical report

HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf

Property Address line
FLAT NO.202,2ND FLOOR,KOTESHWAR BUILDING, SURVEY NO.190,CTS NO.189B, KHARKAR ROAD, THANE WEST-400099.

Legal Address line
FLAT NO.202,2ND FLOOR, KOTESHWAR BUILDING, SURVEY NO.190,CTS NO.189B, KHARKAR ROAD, THANE WEST-400099.

PIN
400099

the legal report (TSR)

Narendra Chounal-Gayatri phase 2- (Thane).pdf

as printed
FLAT NO. 204, ON 2ND FLOOR, G-WING, ADM. 475 SQ. FT. (S. BUILT-UP AREA) IN BUILDING & SOCIETY KNOWN AS “GAYATRI DHAM PHASE-II CHSL”, CONSTRUCTED ON LAND BEARING OLD S. NO. 184, NEW S. NO. 152, H. NO. 3,VILLAGE- MIRA, TAL. & DIST. THANE.

the legal report (TSR)

Krishna Kumar Mishra-Thane-Koteshwar CHSL (1).pdf

as printed
FLAT NO.202, ON THE 2ND FLOOR, ADM. 400 SQ. FT. (CARPET AREA), IN THE BUILDING KNOWN AS ‘’KOTESHWAR BUILDING", SOCIETY KNOWN AS ‘’KOTESHWAR CHSL’’, CONSTRUCTED ON THE LAND BEARING TIKKA NO.05 CTS. NO.189B & 190, SITUATED AT THANE (WEST) VILLAGE- THANE, TAL.& DIST.-THANE.

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD SURVEY NO 184 NEW SURVEY NO 152

Locality/Road
HISSA NO 3 VILLAGE MIRA TALUKA AND DISTRICT THANE MIRA ROAD EAST

Area/City
THANE

check or correct a box, the papers beside it →

the technical report also prints: 189B, 190, 202, 2ND, 400099, KHARKAR, KOTESHWAR
the legal report (TSR) also prints: 2ND, 475, ADM
the legal report (TSR) also prints: 05, 189B, 190, 202, 2ND, 400, ADM, KOTESHWAR, TIKKA

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KRISHNA KUMAR MISHRA	AIRPM6107B	…7677
co_mortgagor	SAROJ K MISHRA	AWCPM4991J	…2185
co_mortgagor	NARENDRA T CHOUNAL	AGHPC9288P	…7119
co_mortgagor	CHAMPA TARADUTT CHOUNAL	ANLPC9291K	…5809

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	sonu.shekhawat@icicihfc.com	20d ago
Index II chase	sonu.shekhawat@icicihfc.com	16d ago
Index II chase	sonu.shekhawat@icicihfc.com	13d ago
Index II chase	sonu.shekhawat@icicihfc.com	10d ago
Index II chase	sonu.shekhawat@icicihfc.com	7d ago
Index II chase	sonu.shekhawat@icicihfc.com	3d ago

What EzDocs read from each document — check anything marked in red

PAN card Appplicant pan.jpg needs your check

dob
1978-03-04

pan
AIRPM6107B

name
KRISHNA KUMAR MISHRA

legible
True

father name
HANUMAN PRASAD MISHRA

raw reading (for Abhijit)

{'dob': '1978-03-04', 'pan': 'AIRPM6107B', 'name': 'KRISHNA KUMAR MISHRA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HANUMAN PRASAD MISHRA', 'aadhaar_last4': None, 'quality_issue': None}

LSR (search report) Krishna Kumar Mishra-Thane-Koteshwar CHSL (1).pdf needs your check

found
True

found in
Description of the Property

area sq m
37.1616

paper for
loan_ref: 77000357353; report_id: DL-26-3572/77000357353; customer_name: Krishna Kumar Mishra & Mrs. Saroj Krishna Kumar Mishra

confidence
1

property address
taluka: Thane; Flat no: 202; district: Thane; Floor: 2nd; Address: Flat No.202, 2nd floor, Koteshwar Building, Thane (West) Village- Thane, Tal.& Dist.-Thane; Village: Thane; Building: Koteshwar Buildin

security address verbatim
Flat No.202, on the 2nd floor, Adm. 400 sq. ft. (Carpet area), in the building known as ‘’Koteshwar Building", society known as ‘’Koteshwar CHSL’’, constructed on the land bearing Tikka No.05 CTS. No.189B & 190, situated

raw reading (for Abhijit)

{'found': True, 'found_in': 'Description of the Property', 'area_sq_m': 37.1616, 'paper_for': {'loan_ref': '77000357353', 'report_id': 'DL-26-3572/77000357353', 'customer_name': 'Krishna Kumar Mishra & Mrs. Saroj Krishna Kumar Mishra'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Thane', 'flat_no': '202', 'district': 'Thane', 'floor_no': '2nd', 'landmark': None, 'full_address': 'Flat No.202, 2nd floor, Koteshwar Building, Thane (West) Village- Thane, Tal.& Dist.-Thane', 'village_city': 'Thane', 'building_name': 'Koteshwar Building', 'survey_or_cts_no': 'Tikka No.05 CTS. No.189B & 190'}, 'security_address_verbatim': 'Flat No.202, on the 2nd floor, Adm. 400 sq. ft. (Carpet area), in the building known as ‘’Koteshwar Building", society known as ‘’Koteshwar CHSL’’, constructed on the land bearing Tikka No.05 CTS. No.189B & 190, situated at Thane (West) Village- Thane, Tal.& Dist.-Thane.'}

PAN card Cooapplicant pan.pdf needs your check

dob
1978-01-03

pan
AWCPM4991J

name
SAROJ K MISHRA

legible
True

father name
UDAIRAJ SIYARAM SHUKLA

raw reading (for Abhijit)

{'dob': '1978-01-03', 'pan': 'AWCPM4991J', 'name': 'SAROJ K MISHRA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'UDAIRAJ SIYARAM SHUKLA', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card Cooapplicant aadhar.pdf needs your check

dob
1978-01-01

name
Saroj Krishna Mishra

address
pin: 400606; area: NEAR KORES TOWER, VARTAK NAGAR THANE WEST; flat: A/3-502; road: POKHRAN ROAD NO.1; state: Maharashtra; building: RUNWAL PLAZA; district: Thane; Village: Jekegram

legible
True

aadhaar last4
2185

raw reading (for Abhijit)

{'dob': '1978-01-01', 'pan': None, 'name': 'Saroj Krishna Mishra', 'mobile': None, 'address': {'pin': '400606', 'area': 'NEAR KORES TOWER, VARTAK NAGAR THANE WEST', 'flat': 'A/3-502', 'road': 'POKHRAN ROAD NO.1', 'floor': None, 'state': 'Maharashtra', 'building': 'RUNWAL PLAZA', 'district': 'Thane', 'post_office': None, 'village_city': 'Jekegram'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '2185', 'quality_issue': None}

Technical report HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
35.3045336

paper for
loan_ref: 77000357353; report_id: HRQ-26-159169; customer_name: Krishna Kumar Mishra

confidence
1

address lines
taken: both the same; legal_address: Flat No.202,2nd Floor, Koteshwar Building, Survey No.190,Cts No.189b, Kharkar Road, Thane West-400099.; property_address: Flat No.202,2nd Floor,,Koteshwar Building, Survey No.190,Cts

property address
pin: 400099; road: Kharkar Road; state: Maharashtra; taluka: Thane West; Flat no: Flat No.202; district: Thane; Floor: 2nd Floor; landmark: Near.Next Nkt Xollege; Address: Flat No.202, 2nd Floor, Koteshwar Buildi

security address verbatim
Flat No.202,2nd Floor, Koteshwar Building, Survey No.190,Cts No.189b, Kharkar Road, Thane West-400099.

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 35.3045336, 'paper_for': {'loan_ref': '77000357353', 'report_id': 'HRQ-26-159169', 'customer_name': 'Krishna Kumar Mishra'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No.202,2nd Floor, Koteshwar Building, Survey No.190,Cts No.189b, Kharkar Road, Thane West-400099.', 'property_address': 'Flat No.202,2nd Floor,,Koteshwar Building, Survey No.190,Cts No.189b,, Kharkar Road, Thane West-400099.'}, 'property_address': {'pin': '400099', 'road': 'Kharkar Road', 'state': 'Maharashtra', 'taluka': 'Thane West', 'flat_no': 'Flat No.202', 'district': 'Thane', 'floor_no': '2nd Floor', 'landmark': 'Near.Next Nkt Xollege', 'full_address': 'Flat No.202, 2nd Floor, Koteshwar Building, Kharkar Road, Thane West-400099', 'village_city': 'Mumbai', 'building_name': 'Koteshwar Building', 'survey_or_cts_no': 'Survey No.190, Cts No.189b'}, 'security_address_verbatim': 'Flat No.202,2nd Floor, Koteshwar Building, Survey No.190,Cts No.189b, Kharkar Road, Thane West-400099.'}

Aadhaar card Applicant Aadhar.pdf needs your check

name
Krishna Kumar Hanuman Prasad Mishra

address
pin: 400606; area: Near Kores Tower, Vartak Nagar, Thane West, Jekegram; flat: A/3-502; road: Pokharan Road No. 1; state: Maharashtra; building: Runwal Plaza; district: Thane; Village: Thane

legible
True

aadhaar last4
7677

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': 'Krishna Kumar Hanuman Prasad Mishra', 'mobile': None, 'address': {'pin': '400606', 'area': 'Near Kores Tower, Vartak Nagar, Thane West, Jekegram', 'flat': 'A/3-502', 'road': 'Pokharan Road No. 1', 'floor': None, 'state': 'Maharashtra', 'building': 'Runwal Plaza', 'district': 'Thane', 'post_office': None, 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7677', 'quality_issue': None}

Payment screenshot IMG-20260925-WA0010.jpg needs your check

utr
130220441296

date
2026-09-25

time
18:34

amount
28500

method
UPI

payee name
ADV RASHMI SINGH AND ASSOCIATES

raw reading (for Abhijit)

{'utr': '130220441296', 'date': '2026-09-25', 'time': '18:34', 'amount': 28500, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': None, 'debit_notification_text': None}

Sanction letter KFSLetter_77000357353 (2).pdf needs your check

lan
77000357353

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

loan amount
4500000

final amount
4500000

interest rate
8.1

sanction date
18/09/2026

applicant email
kkhmishra@gmail.com

applicant names
KRISHNA KUMAR MISHRA, SAROJ KRISHNA KUMAR MISHRA

printed altered
False

applicant mobile
9870427152

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
FLAT NO 205 BUILDING NO 2 Runwal plaza Pokhran road 1, Thane west Vartak Nagar Jekegram, Jekegram, Thane, THANE, MAHARASHTRA, IN, 400606

raw reading (for Abhijit)

{'lan': '77000357353', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 4500000, 'final_amount': 4500000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '18/09/2026', 'letter_version': None, 'applicant_email': 'kkhmishra@gmail.com', 'applicant_names': ['KRISHNA KUMAR MISHRA', 'SAROJ KRISHNA KUMAR MISHRA'], 'printed_altered': False, 'applicant_mobile': '9870427152', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'FLAT NO 205 BUILDING NO 2 Runwal plaza Pokhran road 1, Thane west Vartak Nagar Jekegram, Jekegram, Thane, THANE, MAHARASHTRA, IN, 400606'}

Payment screenshot IMG-20260925-WA0012.jpg needs your check

utr
663451613336

date
2026-09-25

time
18:39

amount
2000

method
UPI

payee upi
....1429@hdfcbank

payer upi
....arsh@okaxis

payee name
ADV RASHMI SINGH AND ASSOCIATES

payer name
GOPAL BHANWARLAL HARSH

debit notification text
Payment of ‘2,000 completed

raw reading (for Abhijit)

{'utr': '663451613336', 'date': '2026-09-25', 'time': '18:39', 'amount': 2000, 'method': 'UPI', 'payee_upi': '....1429@hdfcbank', 'payer_upi': '....arsh@okaxis', 'payee_name': 'ADV RASHMI SINGH AND ASSOCIATES', 'payer_name': 'GOPAL BHANWARLAL HARSH', 'debit_notification_text': 'Payment of ‘2,000 completed'}

Payment screenshot IMG-20260925-WA0012.jpg needs your check

payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '663451613336', 'date': '2026-09-25', 'page': 1, 'time': '18:39', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 2000.0, 'direction': 'debit', 'narrat

raw reading (for Abhijit)

{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '663451613336', 'date': '2026-09-25', 'page': 1, 'time': '18:39', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 2000.0, 'direction': 'debit', 'narration': "Payment of ’2,000 completed Receiver's bank has confirmed deposit of money to ADV RASHMI SINGH AND ASSOCIATES's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6221', 'account_holder': 'GOPAL BHANWARLAL HARSH'}}

Payment screenshot IMG-20260925-WA0010.jpg needs your check

payments inside
bank: HDFC Bank; kind: payment_screenshot; payments: [{'utr': '130220441296', 'date': '2026-09-25', 'page': 1, 'time': '18:34', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 28500.0, 'direction': 'credit', 'narra

raw reading (for Abhijit)

{'payments_inside': {'bank': 'HDFC Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '130220441296', 'date': '2026-09-25', 'page': 1, 'time': '18:34', 'payee': 'ADV RASHMI SINGH AND ASSOCIATES', 'amount': 28500.0, 'direction': 'credit', 'narration': "Payment of ’28,500 completed Receiver's bank has confirmed deposit of money to ADV RASHMI SINGH AND ASSOCIATES's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4512', 'account_holder': None}}

Paid challan (GRAS) KRISHNA KUMAR MISHRA EchallanMH010881998202627E.pdf needs your check

grn
MH010881998202627E

pin
400099

total
28510.0

article
6(1)

defaced
False

bank cin
03006172026092600010

district
THANE

area city
THANE

payer pan
AIRXXXXXXB

flat block
FLAT NO 202 2ND FLOOR KOTESHWAR BUILDING SURVEY NO 190 CTS NO 189B

payer name
KRISHNA KUMAR MISHRA

sro office
THN2_THANE 2 JOINT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4500000

scheme rows
{'amount': 13510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX7152

payment date
25/09/2026-20:15:01

road locality
NEAR NEXT NKT COLLEGE KHARKAR ROAD THANE WEST

second party pan
AAACI6285N

second party name
ICICI HOME FINANCE COMPANY LTD

consideration amount
4500000

raw reading (for Abhijit)

{'grn': 'MH010881998202627E', 'pin': '400099', 'total': 28510.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092600010', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AIRXXXXXXB', 'flat_block': 'FLAT NO 202 2ND FLOOR KOTESHWAR BUILDING SURVEY NO 190 CTS NO 189B', 'payer_name': 'KRISHNA KUMAR MISHRA', 'sro_office': 'THN2_THANE 2 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4500000', 'scheme_rows': [{'amount': 13510.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7152', 'payment_date': '25/09/2026-20:15:01', 'road_locality': 'NEAR NEXT NKT COLLEGE KHARKAR ROAD THANE WEST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '4500000'}

Paid challan (GRAS) KRISHNA KUMAR MISHRA EchallanMH010881998202627E.pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Sanction letter KFSLetter_77000357353 (2).pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical report HRQ-26-159169_INDProcessRequest_2500320260925175333053.pdf needs your check

payments inside
kind: other; payments: []; rows_read: 0

raw reading (for Abhijit)

{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}

LSR (search report) Krishna Kumar Mishra-Thane-Koteshwar CHSL (1).pdf needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Payment screenshot IMG-20261006-WA0017.jpg needs your check

utr
715546928416

date
2026-10-06

time
11:43

amount
29888

method
UPI

payee upi
7715973535@okbizaxis

payee name
EZDOCS

raw reading (for Abhijit)

{'utr': '715546928416', 'date': '2026-10-06', 'time': '11:43', 'amount': 29888, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}

PAN card narendra pan.jpg needs your check

dob
1981-10-31

pan
AGHPC9288P

name
NARENDRA T CHOUNAL

legible
True

father name
TARADUTT UDYANAND CHOUNAL

raw reading (for Abhijit)

{'dob': '1981-10-31', 'pan': 'AGHPC9288P', 'name': 'NARENDRA T CHOUNAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TARADUTT UDYANAND CHOUNAL', 'aadhaar_last4': None, 'quality_issue': None}

PAN card champa pan.jpg needs your check

dob
1979-06-19

pan
ANLPC9291K

name
CHAMPA TARADUTT CHOUNAL

legible
True

father name
TARADUTT UDYANAND CHOUNAL

raw reading (for Abhijit)

{'dob': '1979-06-19', 'pan': 'ANLPC9291K', 'name': 'CHAMPA TARADUTT CHOUNAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TARADUTT UDYANAND CHOUNAL', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card champa aadhar.pdf needs your check

dob
1979-06-19

name
Champa Taradutt Chounal

mobile
9820520916

address
pin: 401107; area: Near Delta Vrindavan, Mahajanwadi; flat: 701; road: Mira Road East; state: Maharashtra; building: Hari Om Building; district: Thane; post_office: Mira Road; Village: Thane

legible
True

aadhaar last4
5809

raw reading (for Abhijit)

{'dob': '1979-06-19', 'pan': None, 'name': 'Champa Taradutt Chounal', 'mobile': '9820520916', 'address': {'pin': '401107', 'area': 'Near Delta Vrindavan, Mahajanwadi', 'flat': '701', 'road': 'Mira Road East', 'floor': None, 'state': 'Maharashtra', 'building': 'Hari Om Building', 'district': 'Thane', 'post_office': 'Mira Road', 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5809', 'quality_issue': None}

Sanction letter KFSLetter_77000366296.pdf needs your check

lan
77000366296

legible
True

purpose
Home Loan and Purchase/Improvement of Property

loan type
Home Loan and Purchase/Improvement of Property

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.00% 10.90 %p.a

linked refs
7792156532

loan amount
2279423

rate spread
-8.0

final amount
2279423

interest rate
10.9

not this case
True

quality issue
it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this c

sanction date
30/09/2026

reference rate
18.9

applicant email
narendrachounal1981@gmail.com

applicant names
NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL

printed altered
False

applicant mobile
+91-9769338339

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107

raw reading (for Abhijit)

{'lan': '77000366296', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.00% 10.90 %p.a', 'handwritten': [], 'linked_refs': ['7792156532'], 'loan_amount': 2279423, 'rate_spread': -8.0, 'final_amount': 2279423, 'interest_rate': 10.9, 'not_this_case': True, 'quality_issue': "it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'narendrachounal1981@gmail.com', 'applicant_names': ['NARENDRA TARADUTT CHOUNAL', 'CHAMPA TARADUTT CHOUNAL'], 'printed_altered': False, 'applicant_mobile': '+91-9769338339', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107'}

Technical report HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf needs your check

found
True

found in
PROPERTY ADDRESS

area sq m
31.49

paper for
loan_ref: 77000366296; report_id: HRQ-26-167964; customer_name: Narendra Taradutt Chounal

confidence
0.9

reading486
property

address lines
taken: legal; legal_address: Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107; property_a

not this case
True

quality issue
it prints customer 'Narendra Taradutt Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another customer's paper. Kindly share this case's own technical report

property address
pin: 401107; road: Mira Road East; state: Maharashtra; taluka: Thane; Flat no: Flat No. 204; district: Thane; Floor: Second Floor; landmark: Near Don Bosco School; Address: Flat No. 204, Second Floor, Wing G, Gay

security address verbatim
Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107

raw reading (for Abhijit)

{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 31.49, 'paper_for': {'loan_ref': '77000366296', 'report_id': 'HRQ-26-167964', 'customer_name': 'Narendra Taradutt Chounal'}, 'pin_other': None, 'confidence': 0.9, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107', 'property_address': 'Flat No. 204, Second Floor, Wing G, ,Gayatri Dham Phase Ii Chsl,,Mira Road East 401107.'}, 'not_this_case': True, 'quality_issue': "it prints customer 'Narendra Taradutt Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another customer's paper. Kindly share this case's own technical report", 'property_address': {'pin': '401107', 'road': 'Mira Road East', 'state': 'Maharashtra', 'taluka': 'Thane', 'flat_no': 'Flat No. 204', 'district': 'Thane', 'floor_no': 'Second Floor', 'landmark': 'Near Don Bosco School', 'full_address': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107', 'village_city': 'Mira', 'building_name': 'Wing G, Gayatri Dham Phase Ii Chsl', 'survey_or_cts_no': 'Old Survey No. 184, New Survey No. 152, Hissa No. 3'}, 'security_address_verbatim': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107'}

Aadhaar card narendra aadhar.pdf needs your check

dob
1981-10-31

name
Narendra Taradutt Chounal

mobile
9820520916

address
pin: 401107; area: Near Delta Vrindavan, Mahajanwadi; flat: 701; road: Mira Road East; state: Maharashtra; building: Hari Om Building; district: Thane; post_office: Mira Road; Village: Mira-Bhayander

legible
True

aadhaar last4
7119

raw reading (for Abhijit)

{'dob': '1981-10-31', 'pan': None, 'name': 'Narendra Taradutt Chounal', 'mobile': '9820520916', 'address': {'pin': '401107', 'area': 'Near Delta Vrindavan, Mahajanwadi', 'flat': '701', 'road': 'Mira Road East', 'floor': None, 'state': 'Maharashtra', 'building': 'Hari Om Building', 'district': 'Thane', 'post_office': 'Mira Road', 'village_city': 'Mira-Bhayander'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7119', 'quality_issue': None}

LSR (search report) Narendra Chounal-Gayatri phase 2- (Thane).pdf needs your check

found
True

found in
PART I: PROPERTY DETAILS: 6. Description of the Property

area sq m
44.13

paper for
loan_ref: 77000366296; report_id: DL-26-3855/77000366296; customer_name: Narendra T. Chounal

confidence
0.95

reading486
property

not this case
True

quality issue
it prints customer 'Narendra T. Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another customer's paper. Kindly share this case's own legal (search) report

property address
state: MAHARASHTRA; taluka: THANE; Flat no: FLAT NO 204; district: THANE; Floor: 2ND; Address: Flat No. 204, on 2nd Floor, G-Wing, Gayatri Dham Phase-II CHSL, Old S. no. 184, New S. no. 152, H. no. 3, Village- Mi

security address verbatim
Flat No. 204, on 2nd Floor, G-Wing, Adm. 475 Sq. ft. (S. Built-up area) in Building & Society known as “Gayatri Dham Phase-II CHSL”, constructed on land bearing Old S. no. 184, New S. no. 152, H. no. 3,Village- Mira, Tal

raw reading (for Abhijit)

{'found': True, 'found_in': 'PART I: PROPERTY DETAILS: 6. Description of the Property', 'area_sq_m': 44.13, 'paper_for': {'loan_ref': '77000366296', 'report_id': 'DL-26-3855/77000366296', 'customer_name': 'Narendra T. Chounal'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'not_this_case': True, 'quality_issue': "it prints customer 'Narendra T. Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another customer's paper. Kindly share this case's own legal (search) report", 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'THANE', 'flat_no': 'FLAT NO 204', 'district': 'THANE', 'floor_no': '2ND', 'landmark': None, 'full_address': 'Flat No. 204, on 2nd Floor, G-Wing, Gayatri Dham Phase-II CHSL, Old S. no. 184, New S. no. 152, H. no. 3, Village- Mira, Tal. & Dist. Thane', 'village_city': 'MIRA', 'building_name': 'G-WING, GAYATRI DHAM PHASE-II CHSL', 'survey_or_cts_no': 'OLD S. NO. 184, NEW S. NO. 152, H. NO. 3'}, 'security_address_verbatim': 'Flat No. 204, on 2nd Floor, G-Wing, Adm. 475 Sq. ft. (S. Built-up area) in Building & Society known as “Gayatri Dham Phase-II CHSL”, constructed on land bearing Old S. no. 184, New S. no. 152, H. no. 3,Village- Mira, Tal. & Dist. Thane.'}

Sanction letter KFSLetter_7792156532.pdf needs your check

lan
7792156532

legible
True

purpose
Non Home Loan and Business

borrowers
{'name': 'NARENDRA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'CHAMPA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}

loan type
Non Home Loan and Business

confidence
1.0

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)6.40% 12.50%p.a

linked refs
77000366296

loan amount
1500000

rate spread
-6.4

final amount
1500000

interest rate
12.5

not this case
True

sanction date
30/09/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
narendrachounal1981@gmail.com

applicant names
NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL

printed altered
False

applicant mobile
+91-9769338339

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107

raw reading (for Abhijit)

{'lan': '7792156532', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [{'name': 'NARENDRA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'CHAMPA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Home Loan and Business', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)6.40% 12.50%p.a', 'handwritten': [], 'linked_refs': ['77000366296'], 'loan_amount': 1500000, 'rate_spread': -6.4, 'final_amount': 1500000, 'interest_rate': 12.5, 'not_this_case': True, 'quality_issue': "it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail). Kindly share this case's own sanction letter", 'sanction_date': '30/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'narendrachounal1981@gmail.com', 'applicant_names': ['NARENDRA TARADUTT CHOUNAL', 'CHAMPA TARADUTT CHOUNAL'], 'printed_altered': False, 'applicant_mobile': '+91-9769338339', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107'}

Technical record (for Abhijit — safe to ignore)

3d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sonu.shekhawat@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000357353) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
3d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d ago	EzDocs	email_shadowed:index2_chase	{'to': 'sonu.shekhawat@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000357353) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
7d ago	EzDocs	draft_withdrawn	{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
9d ago	EzDocs	gpay_not_settled_yet	{'why': "the GPay Business app announced this money, but Google's NEFT into the PNB account has not been heard by its own deadline — PNB texts only some credits into the EZDOCS account: paste the day's PNB statement on t
9d ago	EzDocs	bundle_restored	{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'HRQ-26-167964_INDProcessRequest_2500320261
9d ago	EzDocs	bundle_restored	{'why': 'this file was marked unreadable for something INSIDE it (a photo, an inner card) — a bundle is never unreadable as a whole; everything inside it counts again', 'file': 'Narendra Chounal-Gayatri phase 2- (Thane).
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:43:08', 'why': 'mail', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the loan am
9d ago	EzDocs	mail_against_file490	{'at': '2026-10-06T13:43:08', 'asks': ['challan and NOI', '1k BT challan'], 'gist': 'The branch asks for the challan and NOI for loan 77000357353 for Krishna Kumar Mishra, with a loan amount of 37,79,423/-, and also requ
9d ago	EzDocs	paper_doubted_by_note490	{'why': "This Aadhaar card belongs to Narendra Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper, as indicated by the set aside technical report and sanction letters f
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:43:04', 'why': 'paper', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the loan a
9d ago	EzDocs	paper_against_file490	{'at': '2026-10-06T13:43:04', 'why': "This Aadhaar card belongs to Narendra Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper, as indicated by the set aside technical
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:42:54', 'why': 'paper', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the loan a
9d ago	EzDocs	paper_against_file490	{'at': '2026-10-06T13:42:44', 'why': 'The PAN card belongs to Champa Taradutt Chounal, who is a co-mortgagor on this file, and it provides her PAN and date of birth.', 'file': 'champa pan.jpg', 'kinds': ['pan', 'pan'], '
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:42:41', 'why': 'paper', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the loan a
9d ago	EzDocs	paper_against_file490	{'at': '2026-10-06T13:42:36', 'why': 'The PAN card for Narendra T Chounal is already on file and its details are already recorded.', 'file': 'narendra pan.jpg', 'kinds': ['pan', 'pan', 'selfie'], 'doc_id': '80eb7ef6-2eb5
9d ago	EzDocs	paper_doubted_by_note490	{'why': "This Aadhaar card belongs to Champa Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper, as indicated by the set aside technical report and sanction letters tha
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:42:33', 'why': 'paper', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the loan a
9d ago	EzDocs	paper_against_file490	{'at': '2026-10-06T13:42:33', 'why': "This Aadhaar card belongs to Champa Taradutt Chounal, who is a co-mortgagor on this file, but the paper itself is another customer's paper, as indicated by the set aside technical re
9d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-06T13:42:31', 'why': 'first note', 'open': 10, 'mails': [{'at': '2026-09-25 13:40', 'id': '1a0d8ccb1d370181', 'from': 'branch', 'gist': 'The branch asks for the challan and NOI, and states the l
9d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 9, 'seconds': 22.0, 'workers': 5}
9d ago	EzDocs	paper_not_this_case	{'why': "it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in one mail)", 'file': '
9d ago	EzDocs	sanction_names_nobody448	{'lan': '7792156532', 'why': "it prints NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL; this case's people are KRISHNA KUMAR MISHRA — another customer's sanction letter (the branch sends several customers' papers in
9d ago	EzDocs	paper_not_this_case	{'why': "it prints customer 'Narendra T. Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another borrower's paper", 'file': 'Narendra Chounal-Gayatri phase 2- (Thane).pdf', 'n
9d ago	EzDocs	kyc_names_match	{'sig': 'NARENDRA T CHOUNAL\|Narendra Taradutt Chounal\|same', 'why': 'the PAN and the Aadhaar name the same person — the same name, written with initials', 'score': 0.85, 'pan_file': 'narendra pan.jpg', 'pan_name': 'NAREN
9d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'narendra aadhar.pdf', 'doc_id': '9fcedd9d-56f9-4af1-9c76-7bf0886e0f9f', 'person': 'NARENDRA T CHOUNAL', 'party_id': '3c1626ba-c3a6-4c2f-b2c7-e78a028346cd', 'name_on_doc': 'Narendra Taradutt Ch
9d ago	EzDocs	card_mobile_not_taken	{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '0916', 'source': 'aadhaar', 'party_id': '3c1626ba-c3a6-4c2f-b2c7-e78
9d ago	EzDocs	kyc_address_read	{'doc': 'aadhaar', 'pin': '401107', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Mira-Bhayander', 'doc_id': '9fcedd
9d ago	EzDocs	money_settled	{'fp': '63733a46b57d68c3', 'held': 4500000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 4500000.0, 'papers': [{'lan': '77000357353', 'file': 'KFSLetter_77000357353 (2).pdf', 'kind': 'sanction_letter',
9d ago	EzDocs	paper_not_this_case	{'why': "it prints customer 'Narendra Taradutt Chounal', loan/application 77000366296; this case is KRISHNA KUMAR MISHRA, LAN 77000357353 — another borrower's paper", 'file': 'HRQ-26-167964_INDProcessRequest_250032026100

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹33,888 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

For you to check: In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: narendra pan.jpg is NARENDRA T CHOUNAL (PAN AGHPC9288P)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed. In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S PAN card is attached: champa pan.jpg is CHAMPA TARADUTT CHOUNAL (PAN ANLPC9291K)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own PAN card is typed. In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), a DIFFERENT PERSON'S Aadhaar card is attached: champa aadhar.pdf is Champa Taradutt Chounal's, not KRISHNA KUMAR MISHRA's. Please check with the branch. It is not used — KRISHNA's own Aadhaar card is typed. In the branch's mail of 6 Oct (from sonu.shekhawat@icicihfc.com, “NOI INITIATED IN KRISHNA KUMAR MISHRA // 77000357353”), ANOTHER CUSTOMER'S SANCTION LETTER is attached: KFSLetter_77000366296.pdf is NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL (loan 77000366296)'s, not KRISHNA KUMAR MISHRA's. Please check with the branch. Nothing should be taken from it — check the loan amount and the property against KRISHNA's own letter. (Set aside as another customer's.)

Today · 15 Oct1 thing

EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records

21:04

12 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02494 | 77000357353

10:00

An old draft withdrew itself — its asks were already answered

10:00

8 Oct2 things — 1 letter written · 1 step

Wrote the Index II chase mail — held, silent mode

Index II pending — NOI NOI-2026-02494 | 77000357353