⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-02314

SHAHAJI DHONDIRAM MENGANE

LAN NHL/KOP/0826/5209152 Challan paid · our move File on IGR Send the draft 1 All documents Mails & papers 5

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needsall in

8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓PAN cardopen

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Selfie / photoopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓Paid challan (GRAS)open

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

All files (10)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹14,160.88CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹14,130 receivedby the amount alone

Stamp duty 0.3%4,630

Registration fee 0.5%7,710

Government handling320

Our service fee1,500.88

Total we ask for14,160.88

the branch’s receipt claims ₹14,130 626613995395

paid 23 Sep 16:34:47 · verified 23 Sep 16:45:08 · 10 min later

How we know

Our own bank told us — 23 Sep 16:34

₹14,130 · from HDFC-VYAPAR

“Transaction Successful! You've received ₹14130.00 from Mr SHAHAJI DHONDIRAM MENGANE.”

Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; counted full inside our buffer

By law ₹14,140. We ask ₹14,160 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹14,120 — accept as full (₹40.88 = our margin).

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 21 minour time · 23 Sep 17:05

Index II —not yet

the NOI team 20 d 5 hthe branch 20 mintotal 20 d 6 h so far

Now with the NOI team — e-filing on IGR

since 12 Oct 16:30 — 1 d 6 h of working time

Day by day — every step and who held it

23 Sep 16:43Your branch's mail

23 Sep 16:43Payment landedat once

23 Sep 16:45Fee quoted+1 min · the NOI team

23 Sep 16:45Papers readat once

23 Sep 16:45Payment verifiedat once

23 Sep 16:45Ready for the challanat once

23 Sep 16:45Property readat once

23 Sep 16:45Papers readat once

23 Sep 17:05Challan made+20 min · the NOI team

12 Oct 16:10Papers read+18 d 23 h · the NOI team

12 Oct 16:30Papers from your branch+20 min · the branch

Case facts

Bank

PNB_HFL

Loan amount

₹15,40,000

Loan account no.

NHL/KOP/0826/5209152

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.

District

Kolhapur

Taluka

Karvir

Village

Karvir

Number type

SURVEY

Number

1011/2/9

Building

(empty)

Floor

(empty)

Flat / shop no

Area

87.54

Hadd

Kolhapur Municipal Corporation

Read from the Index II on file — the government's own words for this property. indexII.pdf open it

EzDocs has not judged these boxes against the document yet — it does within five minutes of a reading.

Building, Floor are empty — the portal will not take a blank. Fill it on the verification page first →

Next step

File the NOI on the IGR site

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

Before opening the portal, the engine sees:

• DO NOT SAVE — the last reading of this whole file found: Loan amount. A fresh reading is being made; press Fill again in a minute — the blue Fill button at the top of the co-pilot, beside the case number.

• Mortgagor pages: ASHWINI SHAHAJI MENGANE is on the sanction letter but not among the purchasers the Index II of this purchase names — a borrower, not a mortgagor: no page (add them by hand if they own the property)

• 8 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr1_type, attr1_value, attr2_type, attr2_value, flat_no

• Loan Amount: 15,40,000 — the challan's heads (4630 + 7710) are 0.3% and 0.5% of 1540000 — the figure it was paid on; its Remarks read as 540000 (a digit lost or added in reading) (GRN MH010730028202627E)

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount (the last reading of the file — the papers changed since)

Mengane Sanction Letter.pdf	Total Loan Amount INR 1540000 Total Loan Amount INR 1540000 (INR Fifteen Lakh Forty Thousand Only)
MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf	Loan amount 540000 Loan Amount 540000

Why it matters: The sanction letter states a loan of 15,40,000, but the paid challan is for 5,40,000. The e-filing will use the challan's amount, but this significant difference needs clarification.

What to do: Ask the branch to confirm the correct loan amount for which the NOI should be filed, and if the challan amount is correct, why it differs from the sanction letter.

Compared: the sanction letter, the Index II; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent all loan documents and paid the fee, and the NOI team has generated and shared the challan. The NOI team is waiting for a selfie photo from the branch to proceed with the filing.

the trail says the next move is with the branch — a colour live selfie photo of the applicants

the branch last asked: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 1 (2026-09-23) “*Payment details Attached”

✓ challan made — done, mail 2 (2026-09-23) “We will initiate the challan for the same.”

✓ challan shared — done, mail 3 (2026-09-23) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-23) “*Index II Copy Attached”

read over 3 mail(s), last mail 2026-09-23 · read 20d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not judged these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH010730028202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

NOI case NOI-2026-02314

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSHAHAJI DHONDIRAM MENGANE

LANNHL/KOP/0826/5209152

Loan AmtRs. 15,40,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 14,130.00 stands VERIFIED against the credit in our account on 23-Sep-2026 (UTR: -). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Applicant's Selfie / Photo
Index II copy / Title document

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SK sandeep.karade@pnbhousing.com pnbhousing.com
23 Sep, 16:43 · 20d ago THE FIRST MAIL — how this case began

PROCESSNOI CHALLAN 0.3 AND 0.5SHAHAJI DHONDIRAM MENGANE NHL/KOP/0826/5209152

📎 Shahaji - Adhar.pdf ↗📎 Shahaji - Pan.pdf ↗📎 EAadhaar_2722164052965020251121130528_0109 ↗📎 Mengane Sanction Letter.pdf ↗📎 NOI payment.jpg ↗📎 app photo.jpg ↗📎 indexII.pdf ↗

Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Customer nameSHAHAJI DHONDIRAM MENGANE

Loan account (LAN)NHL/KOP/0826/5209152

Loan amount₹15,40,000

Stamp duty 0.30%₹4,620

Registration fee 0.50%₹7,700

Service / vendor fees₹1,800

Total₹14,120

✓ Sanction Letter — attached
✓ Applicant and Co App Aadhar Card — attached
✓ Applicant and Co App Pan Card — attached
✓ Index II Copy — attached
✓ Soft copy of Photograph — attached
✓ Payment details — attached

LOAN AMOUNT

1540000/-

SRO No

Internal

🤖 read: documents attached

2 more mails in between — open

OL The NOI teamTYPED IN GMAIL
23 Sep, 16:57 · 20d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For noi filing we need a colour live

selfie photo of the applicants

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 16:44, Sandeep Karade <sandeep.karade@pnbhousing.com>

wrote:

earlier mails quoted below

Dear Team,

        KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

*Customer Name*

SHAHAJI DHONDIRAM MENGANE

*Lan No*

                       NHL/KOP/0826/5209152

*Loan Amount*

                                       1540000/-

*LOAN AMOUNT*

                                           ​1540000/-

*0.3%*

                                                          4620 /-

*0.5%*

                                                              7700/-

*FEES*

     1800/-

*TOTAL*

                                              14120 /-

**Sanction Letter*

Attached

**Applicant and Co App Aadhar Card*

Attached

**Applicant and Co App Pan Card*

Attached

**Index II Copy*

                                       Attached

**Soft copy of Photograph*

                                        Attached

**Payment details*

Attached

*SRO No*

Internal

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
23 Sep, 17:07 · 20d ago

📎 MENGANE SHAHAJI DHONDIRAM EchallanMH010730 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Wed, 23 Sept 2026 at 16:57, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a colour live
selfie photo of the applicants
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Wed, 23 Sept 2026 at 16:44, Sandeep Karade <
sandeep.karade@pnbhousing.com> wrote:

> Dear Team,
>
>         KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
>
> *Customer Name*
>
> SHAHAJI DHONDIRAM MENGANE
>
> *Lan No*
>
>                        NHL/KOP/0826/5209152
>
> *Loan Amount*
>
>                                        1540000/-
>
> *LOAN AMOUNT*
>
>                                            ​1540000/-
>
> *0.3%*
>
>                                                           4620 /-
>
> *0.5%*
>
>                                                               7700/-
>
> *FEES*
>
>      1800/-
>
> *TOTAL*
>
>                                               14120 /-
>
> **Sanction Letter*
>
> Attached
>
> **Applicant and Co App Aadhar Card*
>
> Attached
>
> **Applicant and Co App Pan Card*
>
> Attached
>
> **Index II Copy*
>
>                                        Attached
>
> **Soft copy of Photograph*
>
>                                         Attached
>
> **Payment details*
>
> Attached
>
> *SRO No*
>
>
>
>
>
> Internal
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

NP nikhil.patil@phfl.com phfl.com
12 Oct, 16:30 · 1d ago

Re[2]: PROCESSNOI CHALLAN 0.3 AND 0.5SHAHAJI DHONDIRAM MENGANE NHL/KOP/0826/5209152

📎 image010.jpg ↗📎 image002.jpg ↗

Dear Team,

please share NOI index II

Thanks & Regards,
Nikhil Sanjay Patil,
Branch Operations executive,
401/402, 4th Floor, Matoshri Plaza,
Venus Corner, Shahupuri, Kolhapur 416 001
PNB Housing Finance Limited
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

earlier mails quoted below

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/23/26 17:09
To: Sandeep Karade ( sandeep.karade@pnbhousing.com )
Cc: Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ), Swapnil More ( swapnil.more@pnbhousing.com ), Rahul Shripati Patil 2 ( rahul.patil2@phfl.com )
Subject:  Re: PROCESSNOI CHALLAN 0.3 AND 0.5SHAHAJI DHONDIRAM MENGANE NHL/KOP/0826/5209152

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Wed, 23 Sept 2026 at 16:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:44, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
Dear Team,
KINDLY PROCESS NOI  CHALLAN 0.3 AND 0.5
Customer Name
SHAHAJI DHONDIRAM MENGANE

Lan No
NHL/KOP/0826/5209152

Loan Amount
1540000/-

LOAN AMOUNT
​1540000/-

0.3%
4620 /-

0.5%
7700/-

FEES
1800/-

TOTAL
14120 /-

*Sanction Letter
Attached

*Applicant and Co App Aadhar Card
Attached

*Applicant and Co App Pan Card
Attached

*Index II Copy
Attached

*Soft copy of Photograph
Attached

*Payment details
Attached

SRO No

Internal

🤖 read: asks for the Index II — “please share NOI index II”

OL The NOI teamTYPED IN GMAIL
12 Oct, 19:57 · 1d ago

Team

kindly share color selfie photo for noi prosess

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Mon, 12 Oct 2026 at 16:10, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote:

Dear Team,

please share NOI index II

Thanks & Regards,
Nikhil Sanjay Patil,
Branch Operations executive,
401/402, 4th Floor, Matoshri Plaza,
Venus Corner, Shahupuri, Kolhapur 416 001
PNB Housing Finance Limited
Toll Free: 1800 120 8800
Website- www.pnbhousing.com

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/23/26 17:09
To: Sandeep Karade ( sandeep.karade@pnbhousing.com )
Cc: Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ), Swapnil More ( swapnil.more@pnbhousing.com ), Rahul Shripati Patil 2 ( rahul.patil2@phfl.com )
Subject:  Re: PROCESSNOI CHALLAN 0.3 AND 0.5SHAHAJI DHONDIRAM MENGANE NHL/KOP/0826/5209152

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a colour live selfie photo of the applicants

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Wed, 23 Sept 2026 at 16:44, Sandeep Karade < sandeep.karade@pnbhousing.com > wrote:
Dear Team,
KINDLY PROCESS NOI  CHALLAN 0.3 AND 0.5
Customer Name
SHAHAJI DHONDIRAM MENGANE

Lan No
NHL/KOP/0826/5209152

Loan Amount
1540000/-

LOAN AMOUNT
​1540000/-

0.3%
4620 /-

0.5%
7700/-

FEES
1800/-

TOTAL
14120 /-

*Sanction Letter
Attached

*Applicant and Co App Aadhar Card
Attached

*Applicant and Co App Pan Card
Attached

*Index II Copy
Attached

*Soft copy of Photograph
Attached

*Payment details
Attached

SRO No

Internal

🤖 read: asks the branch for documents — “kindly share color selfie photo for noi prosess”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	Shahaji - Adhar.pdf	filed	20d ago
PAN card	Shahaji - Pan.pdf	filed	20d ago
Aadhaar card	EAadhaar_2722164052965020251121130528_01092026111050.pdf	filed	20d ago
Sanction letter	Mengane Sanction Letter.pdf	filed	20d ago
Payment screenshot	NOI payment.jpg	filed	20d ago
Selfie / photo	app photo.jpg	filed	20d ago
Index IIthe branch sent this — an input	indexII.pdf	filed	20d ago
Paid challan (GRAS)	MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf	filed	20d ago
Other	image010.jpg	filed	1d ago
Other	image002.jpg	filed	1d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹14,160.88

Where it stands
VERIFIED — money received

Screenshot claims
₹14,130 626613995395

Paid at
23 Sep 16:34:47

Verified on
23 Sep 16:45:08

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹4,630	₹7,710	₹320	₹1,500	₹14,160

By law ₹14,140. We ask ₹14,160 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

27 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Building (with wing), Floor, Floor (person 1)

Not found in the document: Village, Property type (Open / Building / Open + Building), Area

8 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number type, Second number, Flat / shop no, Building (person 1), Floor (person 1)

EzDocs has not judged these boxes against the document yet — it does within five minutes of a reading.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (indexII.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

empty

Flat / shop no

⚠ not in the document

Floor

empty

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

I CANNOT TELL

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

Mengane Sanction Letter.pdf

as printed
RS NO 1011/2/9, PLOT NO 9B, KOLHAPUR, SANEGURUJI VASAHAT, KOLHAPUR, A WARD SARVE COLONY, KOLHAPUR, MAHARASHTRA, INDIA, 416012

PIN
416012

the Index II

indexII.pdf

the property
1) paalikeche naavah kolhaapura ma.na.paa. itara varnana, itara maahitih shahara kolhaapura mahaanagarapaalikaa hadditila, e vorda, saaneguruji vasaahata, savrvhe kolani, raadhaanagari roda parisaraatila ri.sa.nan. 1011/2/9 yaache 7/12 pramaane ekuna kshetra 350.00 chau. mitara paiki bakshisapatra lihuna denaara yaanchaa 1/2 hissaa mhanajecha 175.00 chau. mitara va yaavara asanaare 40 varshaapurviche dagada, vita, maati baandhakaama kshetra 87.54 chau. mitara biltaapa hi khuli va baandhiva milakata. ((SURVEY NUMBER: 1011/2/9;))

PIN
416012

THE CHALLAN, as it will be typed

Flat/Survey Number
PLOT NO 9B RS NO 1011/2/9

Locality/Road
SANEGURUJI VASAHAT A WARD SARVE COLONY RADHANAGARI ROAD

Area/City
KOLHAPUR

check or correct a box, the papers beside it →

the Index II also prints: 00, 1, 1/2, 175, 350, 40, 54, 7/12, ASANAARE, BAANDHAKAAMA, BAANDHIVA, BAKSHISAPATRA, BILTAAPA, CHAU, DAGADA, DENAARA, EKUNA, HADDITILA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	MENGANE SHAHAJI DHONDIRAM	AMXPM5170E	…3125

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	sandeep.karade@pnbhousing.com	20d ago
questions for the branch — what the papers leave open	sandeep.karade@pnbhousing.com	20d ago

What the engine read from each document — check anything marked in red

PAN card Shahaji - Pan.pdf needs your check

dob
1979-05-01

pan
AMXPM5170E

name
MENGANE SHAHAJI DHONDIRAM

legible
True

father name
DHONDIRAM GOVIND MENGANE

raw reading (for Abhijit)

{'dob': '1979-05-01', 'pan': 'AMXPM5170E', 'name': 'MENGANE SHAHAJI DHONDIRAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DHONDIRAM GOVIND MENGANE', 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter Mengane Sanction Letter.pdf needs your check

lan
NHL/KOP/0826/5209152

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'SHAHAJI DHONDIRAM MENGANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWINI SHAHAJI MENGANE', 'role': 'co_applicant', 'label': 'Applicant'}

confidence
1

loan amount
1480000

final amount
1540000

interest rate
9.75

sanction date
22-Sep-2026

letter version
4

applicant email
shahajimengane@gmail.com

applicant names
SHAHAJI DHONDIRAM MENGANE, ASHWINI SHAHAJI MENGANE

printed altered
False

applicant mobile
9423280842

balance transfer
False

property address
pin: 416012; road: SANEGURUJI VASAHAT, A WARD SARVE COLONY; state: MAHARASHTRA; flat_no: 9B; district: Kolhapur; landmark: RADHANAGARI ROAD; full_address: RS NO 1011/2/9, PLOT NO 9B, KOLHAPUR, SANEGURUJI VASAHAT, Kolhapu

insurance premium
60000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
1540000

security address verbatim
RS NO 1011/2/9, PLOT NO 9B, KOLHAPUR, SANEGURUJI VASAHAT, Kolhapur, A WARD SARVE COLONY, Kolhapur, MAHARASHTRA, India, 416012

applicant address verbatim
C/O SHAHAJI DONDIRAM MENGANE, PLOT NO. 9SARVE COLONY RADHANAGARI ROAD, SANEGURUJI VASAHAT KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416012, Kolhapur, India

raw reading (for Abhijit)

{'lan': 'NHL/KOP/0826/5209152', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'SHAHAJI DHONDIRAM MENGANE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'ASHWINI SHAHAJI MENGANE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'handwritten': [], 'linked_refs': [], 'loan_amount': 1480000, 'final_amount': 1540000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '22-Sep-2026', 'letter_version': '4', 'applicant_email': 'shahajimengane@gmail.com', 'applicant_names': ['SHAHAJI DHONDIRAM MENGANE', 'ASHWINI SHAHAJI MENGANE'], 'printed_altered': False, 'applicant_mobile': '9423280842', 'balance_transfer': False, 'property_address': {'pin': '416012', 'road': 'SANEGURUJI VASAHAT, A WARD SARVE COLONY', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '9B', 'district': 'Kolhapur', 'floor_no': None, 'landmark': 'RADHANAGARI ROAD', 'full_address': 'RS NO 1011/2/9, PLOT NO 9B, KOLHAPUR, SANEGURUJI VASAHAT, Kolhapur, A WARD SARVE COLONY, Kolhapur, MAHARASHTRA, India, 416012', 'village_city': 'Kolhapur', 'building_name': None, 'survey_or_cts_no': 'RS NO 1011/2/9'}, 'insurance_premium': 60000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1540000, 'security_address_verbatim': 'RS NO 1011/2/9, PLOT NO 9B, KOLHAPUR, SANEGURUJI VASAHAT, Kolhapur, A WARD SARVE COLONY, Kolhapur, MAHARASHTRA, India, 416012', 'applicant_address_verbatim': 'C/O SHAHAJI DONDIRAM MENGANE, PLOT NO. 9SARVE COLONY RADHANAGARI ROAD, SANEGURUJI VASAHAT KARVIR KOLHAPUR, Kolhapur, MAHARASHTRA, 416012, Kolhapur, India'}

Payment screenshot NOI payment.jpg needs your check

utr
626613995395

date
2026-09-23

time
16:34

amount
14130

method
UPI

payee upi
....2080@hdfcbank

payer upi
....gane@okaxis

payee name
THINK BIGZ INITIATIVE PVT LTD

payer name
Mr SHAHAJI DHONDIRAM MENGANE

debit notification text
Payment of ’14,130 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account

raw reading (for Abhijit)

{'utr': '626613995395', 'date': '2026-09-23', 'time': '16:34', 'amount': 14130, 'method': 'UPI', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....gane@okaxis', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mr SHAHAJI DHONDIRAM MENGANE', 'debit_notification_text': "Payment of ’14,130 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}

Selfie / photo app photo.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

face visible
True

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}

Aadhaar card Shahaji - Adhar.pdf needs your check

dob
1979-01-01

name
Shahaji Dhondiram Mengane

address
pin: 416012; area: sarve colony; flat: plot no.9; road: sane guruji vasahat radhanagari road; state: Maharashtra; district: Kolhapur; village_city: Kolhapur City

legible
True

aadhaar last4
3125

raw reading (for Abhijit)

{'dob': '1979-01-01', 'pan': None, 'name': 'Shahaji Dhondiram Mengane', 'mobile': None, 'address': {'pin': '416012', 'area': 'sarve colony', 'flat': 'plot no.9', 'road': 'sane guruji vasahat radhanagari road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': None, 'village_city': 'Kolhapur City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3125', 'quality_issue': None}

Aadhaar card EAadhaar_2722164052965020251121130528_01092026111050.pdf needs your check

dob
1979-05-01

name
Shahaji Dhondiram Mengane

mobile
9423280842

address
pin: 416012; area: sarve colony, sane guruji vasahat; flat: plot no.9; road: radhanagari road; state: Maharashtra; district: Kolhapur; post_office: Kolhapur City; village_city: Kolhapur City

legible
True

aadhaar last4
3125

raw reading (for Abhijit)

{'dob': '1979-05-01', 'pan': None, 'name': 'Shahaji Dhondiram Mengane', 'mobile': '9423280842', 'address': {'pin': '416012', 'area': 'sarve colony, sane guruji vasahat', 'flat': 'plot no.9', 'road': 'radhanagari road', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Kolhapur City', 'village_city': 'Kolhapur City'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3125', 'quality_issue': None}

Index II indexII.pdf needs your check

kind
index2_input

extracted
pin: 416012; rows: {'r4_palika': 'कोल्हापूर म.न.पा.', 'r11_serial': '2193/2021', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'सव्र्व्हे कॉलनी, सानेगुरूजी वसाहत, राधानगरी रोड', 'r5_area_text': '1) 1.7500 आर.चौ. मीटर', '

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '416012', 'rows': {'r4_palika': 'कोल्हापूर म.न.पा.', 'r11_serial': '2193/2021', 'r14_remark': 'I CANNOT TELL', 'r4_locality': 'सव्र्व्हे कॉलनी, सानेगुरूजी वसाहत, राधानगरी रोड', 'r5_area_text': '1) 1.7500 आर.चौ. मीटर', 'r7_executants': [{'age': '63', 'pan': None, 'name': 'धनाजी दत्तू जाधव', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः - ब्लॉक नंः रोड नंः प्लॉट नं. 9, सव्र्व्हे कॉलनी, साने गुरूजी वसाहत, राधानगरी रोड, कोल्हापूर, महाराष्ट्र, कोल्हापूर. पिन कोड:-416012'}, {'age': '78', 'pan': 'CLTPM4804N', 'name': 'धोंडीराम गोविंद मेंगाणे', 'address': 'प्लॉट नंः माळा नंः, इमारतीचे नावः -, ब्लॉक नंः -, रोड नंः प्लॉट नं. 9, सब्र्व्हे कॉलनी, साने गुरूजी वसाहत, राधानगरी रोड, कोल्हापूर, महाराष्ट्र, कोल्हापूर, पिन कोड:-416012'}], 'r8_purchasers': [{'age': '41', 'pan': None, 'name': 'शहाजी धोंडीराम मेंगाणे', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नंः -, रोड नंः प्लॉट नं. 9, सर्व्हे कॉलनी, साने गुरूजी वसाहत, राधानगरी रोड, कोल्हापूर, महाराष्ट्र, कोल्हापूर. पिन कोड:-416012'}], 'r12_stamp_duty': 9200, 'r3_market_value': 1794314, 'r1_document_type': 'बक्षीसपत्र', 'r2_consideration': 0, 'r9_execution_date': '22/03/2021', 'r13_registration_fee': 200, 'r10_registration_date': '25/03/2021'}, 'doc_no': '2193', 'village': 'करवीर', 'doc_kind': 'सूची क्र.2', 'doc_year': '2021', 'sro_name': 'करवीर 2', 'area_text': '1) 1.7500 आर.चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 200, 'header_sro': 'दुय्यम निबंधक : सह दु.नि. करवीर 2', 'mortgagors': [], 'stamp_duty': 9200, 'filing_date': '2021-03-25', 'loan_amount': 0, 'property_text': '1) पालिकेचे नावः कोल्हापूर म.न.पा. इतर वर्णन, इतर माहितीः शहर कोल्हापूर महानगरपालिका हद्दितील, ए वॉर्ड, सानेगुरूजी वसाहत, सव्र्व्हे कॉलनी, राधानगरी रोड परिसरातील रि.स.नं. 1011/2/9 याचे 7/12 प्रमाणे एकूण क्षेत्र 350.00 चौ. मीटर पैकी बक्षीसपत्र लिहून देणार यांचा 1/2 हिस्सा म्हणजेच 175.00 चौ. मीटर व यावर असणारे 40 वर्षापूर्वीचे दगड, वीट, माती बांधकाम क्षेत्र 87.54 चौ. मीटर बिल्टअप ही खुली व बांधीव मिळकत. ((Survey Number: 1011/2/9;))', 'header_village': 'करवीर', 'survey_numbers': ['1011/2/9'], 'header_doc_number': '2193/2021'}}

Paid challan (GRAS) MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf needs your check

grn
MH010730028202627E

pin
416012

total
12340

article
6(1)

defaced
False

bank cin
03006172026092301303

district
KOLHAPUR

area city
KOLHAPUR

payer pan
AMXXXXXXXE

flat block
RS NO 1011/2/9 PLOT NO 9B SANEGURUJI VASAHAT A WARD SARVE COLONY

payer name
MENGANE SHAHAJI DHONDIRAM

sro office
KRV2_KARVEER NO 2 JT SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1540000

scheme rows
{'amount': 4630, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7710, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX0842

payment date
23/09/2026-17:05:40

road locality
RADHANAGARI ROAD KOLHAPUR MAHARASHTRA

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
540000

raw reading (for Abhijit)

{'grn': 'MH010730028202627E', 'pin': '416012', 'total': 12340, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092301303', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'AMXXXXXXXE', 'flat_block': 'RS NO 1011/2/9 PLOT NO 9B SANEGURUJI VASAHAT A WARD SARVE COLONY', 'payer_name': 'MENGANE SHAHAJI DHONDIRAM', 'sro_office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD-CA-1540000', 'scheme_rows': [{'amount': 4630, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 7710, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0842', 'payment_date': '23/09/2026-17:05:40', 'road_locality': 'RADHANAGARI ROAD KOLHAPUR MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '540000'}

Other image010.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Technical record (for Abhijit — safe to ignore)

1d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-12T10:40:57', 'why': 'mail', 'open': 4, 'mails': [{'at': '2026-09-23 11:13', 'id': '1a0cdf9c636b375f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI challan and provides
1d ago	ezdocs:reader	mail_against_file490	{'at': '2026-10-12T10:40:53', 'asks': ['NOI Index II'], 'gist': 'The branch asks for the NOI Index II.', 'next': 'Send the branch a mail stating that the NOI Index II can only be provided after the e-filing is completed,
1d ago	system:filenote	file_note490	{'v': '1', 'at': '2026-10-12T10:40:48', 'why': 'first note', 'open': 4, 'mails': [{'at': '2026-09-23 11:13', 'id': '1a0cdf9c636b375f', 'from': 'branch', 'gist': 'The branch asks the team to process the NOI challan and pr
1d ago	system:ingest	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 0.9, 'workers': 2}
1d ago	system:ingest	document_received	{'file': 'image002.jpg', 'doc_type': 'other', 'confidence': 0.95}
1d ago	system:ingest	document_received	{'file': 'image010.jpg', 'doc_type': 'other', 'confidence': 0.95}
12d ago	system:emails	draft_withdrawn	{'why': 'the case is past the challan — the questions are moot', 'count': 1, 'kinds': ['branch_questions']}
14d ago	system:learn	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': 'Loan Amount: the team typed 540000 — no paper on the
15d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '7963da546b4ec3bd', 'docs': ['indexII.pdf', 'Mengane Sanction Letter.pdf', 'Shahaji - Adhar.pdf', 'EAadhaar_2722164052965020251121130528_01092026111050.pdf', 'Shahaji - Pan.pdf'], 'loan': {'amount':
16d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': '35cfd6841712a1b4', 'docs': ['indexII.pdf', 'Mengane Sanction Letter.pdf', 'Shahaji - Adhar.pdf', 'EAadhaar_2722164052965020251121130528_01092026111050.pdf', 'Shahaji - Pan.pdf'], 'loan': {'amount':
18d ago	system:extract	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'indexII.pdf', 'doc_id': '6796aa42-c12a-47df-9dc8-76fa627b2362', 'header_sro': 'सह
19d ago	system:reconcile	challan_other_case_checked	{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '30b91ee2-9879-4ccc-9bae-547b0765183c'}
20d ago	system:reconcile	challan_mismatch_kept	{'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.540000 — the loan amount is Rs.1540000']}
20d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
20d ago	system:ingest	title_doc_on_case_filing_open	{'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'indexII.pdf', 'kind': 'index2'}
20d ago	system:ingest	challan_found_on_case	{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf', 'k
20d ago	system:ingest	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'MENGANE SHAHAJI DHO
20d ago	system:extract	challan_mismatch	{'file': 'MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.540000 — the loan amount is Rs.1540000']}
20d ago	system:extract	challan_extracted	{'grn': 'MH010730028202627E', 'file': 'MENGANE SHAHAJI DHONDIRAM EchallanMH010730028202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 12340}
20d ago	system:reconcile	quoted_history_checked	{}
20d ago	system:reconcile	extra_challan_scanned	{'found': 0}
20d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'index2_sent'], 'mails'
20d ago	copilot	copilot_check_issues	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': "The case's property boxes prin
20d ago	copilot	copilot_check_issues	{'why': 'the reader audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka', 'why': "The case's property boxes prin
20d ago	copilot	copilot_pick	{'why': "The source text does not explicitly name a taluka. The English reading 'KARVIR' is not present in the options. However, 'KOLHAPUR' is the district and often used interchangeably with the taluka where ", 'field':
20d ago	copilot	copilot_pick	{'why': "The English reading 'KARVIR' is a common alternative spelling for 'KOLHAPUR' when referring to the taluka. The provided options do not include 'KARVIR' as a distinct taluka. However, Kolhapur taluka i", 'field':
20d ago	ops:copilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}
20d ago	ops:copilot	challan_boxes_not_the_papers_words	{'why': "the reader's version of the boxes was set aside: it carries words the base paper does not print (RADHANAGARI, ROAD) — the paper's own words are typed, as printed"}
20d ago	ezdocs:reader	case_read	{'how': 'uri', 'tag': 'a2a150b523e10d67', 'docs': ['indexII.pdf', 'Mengane Sanction Letter.pdf', 'Shahaji - Adhar.pdf', 'EAadhaar_2722164052965020251121130528_01092026111050.pdf', 'Shahaji - Pan.pdf'], 'loan': {'amount':
20d ago	ops:copilot	challan_boxes_from_reading	{'why': "the property row lacked the locality / city / PIN the challan needs; a paper's reading on the case had them", 'took': ['locality from the sanction letter']}

Case diary the case’s history — what happened, newest day first

Papers

All 7 in hand

Nothing more to ask the branch for

Money

₹14,130 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Yesterday · 12 Oct6 things

file note490