Vikas Haribhau Pande
the challan is done — these are for the IGR filing / KYC
why?
Day by day — every step and who held it
See the boxes — read from the legal report
Next step
File the NOI on the IGR site
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH012240199202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper17 Oct, 13:24 · 6h ago THE FIRST MAIL — how this case began
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 17 Oct 2026 at 13:16, Abhilash Rahul Uke <abhilash.uke@phfl.com>
wrote:
earlier mails quoted below
17 Oct, 13:28 · 6h ago
Require paid challan Dt: 17/10/2026 & Process for NOI in case of MR. VIKAS HARIBHAU PANDE: - HOU/AMR/0926/5226749
PROPERTY OWNER: - MR. VIKAS HARIBHAU PANDE
PROPERTY ADDRESS: Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati,., MAHARASHTRA, India, 444607
Loan Amount; - 26,00,000/-
17 Oct, 13:39 · 6h ago
Team,
PFA challan for your reference.
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Sale deed inside+ LSR (search report) inside+ Payment screenshot inside | NOI Vikas Pande.pdf | filed | 6h ago |
| Paid challan (GRAS) | VIKAS HARIBHAU PANDE EchallanMH012240199202627E.pdf | filed | 6h ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹22,640.11
VERIFIED — money received
₹22,600 498555122480
12:51:10
13:17:05
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹7,810 | ₹13,010 | ₹320 | ₹1,500 | ₹22,640 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO A-310, 3RD FLOOR WING A, CHIRAG CITY, PLOT NO 1,2 AND 3 S NO 3/1, MOUJE NIMBHORA KHURD PRAGANE BADNERA, AMRAVATI, MAHARASHTRA, INDIA, 444607
444607
FLAT NO A-310 3RD FLOOR WING A CHIRAG CITY PLOT NO 1 2 AND 3 SURVEY NO 3/1 MOUJE NIMBHORA KHURD
GOPAL NAGAR NEAR NARAYANA VIDYALAYA PRAGANE BADNERA
AMRAVATI
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VIKAS HARIBHAU PANDE | BQSPP5851P | …7427 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| acknowledgement | abhilash.uke@phfl.com | 6h ago |
What EzDocs read from each document — check anything marked in red
HOU/AMR/0926/5226749
True
Housing Loan, Housing
{'name': 'VIKAS HARIBHAU PANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI VIKASRAO PANDE', 'role': 'co_applicant', 'label': 'Co-applicant'}
Housing Loan
1
13.15% per annum 13.15%-2.15% 11.00% per annum as on the date of execution of the loan agreement
{'says': 'Insr 100,000/-', 'where': 'row 2, Loan Amount', 'touches': 'amount', 'printed_was': None}
2500000
-2.15
2500000
11
25/09/20
13.15
vikaspande1234@gmail.com
VIKAS HARIBHAU PANDE, GAYATRI VIKASRAO PANDE
True
9422890068
False
pin: 444607; state: MAHARASHTRA; taluka: Badnera; Flat no: A-310; district: Amravati; Floor: 3rd Floor; Address: Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Prag
0
Total Loan Amount
False
2500000
Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati,., MAHARASHTRA, India, 444607
FLAT NO 310, 3RD FLOOR WING-A, CHIRAG CITY, GOPAL NAGAR, NEAR NARAYANA VIDYALAYA... Amravati, MAHARASHTRA, 444601, Amravati, India
raw reading (for Abhijit)
{'lan': 'HOU/AMR/0926/5226749', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'VIKAS HARIBHAU PANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GAYATRI VIKASRAO PANDE', 'role': 'co_applicant', 'label': 'Co-applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15%-2.15% 11.00% per annum as on the date of execution of the loan agreement', 'handwritten': [{'says': 'Insr 100,000/-', 'where': 'row 2, Loan Amount', 'touches': 'amount', 'printed_was': None}], 'linked_refs': [], 'loan_amount': 2500000, 'rate_spread': -2.15, 'final_amount': 2500000, 'interest_rate': 11, 'quality_issue': None, 'sanction_date': '25/09/20', 'letter_version': None, 'reference_rate': 13.15, 'applicant_email': 'vikaspande1234@gmail.com', 'applicant_names': ['VIKAS HARIBHAU PANDE', 'GAYATRI VIKASRAO PANDE'], 'printed_altered': True, 'applicant_mobile': '9422890068', 'balance_transfer': False, 'property_address': {'pin': '444607', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Badnera', 'flat_no': 'A-310', 'district': 'Amravati', 'floor_no': '3rd Floor', 'landmark': None, 'full_address': 'Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati,., MAHARASHTRA, India, 444607', 'village_city': 'Nimbhora khurd', 'building_name': 'CHIRAG CITY', 'survey_or_cts_no': 'S No 3/1, Plot No 1,2 and 3'}, 'insurance_premium': 0, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': False, 'total_with_insurance': 2500000, 'security_address_verbatim': 'Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati,., MAHARASHTRA, India, 444607', 'applicant_address_verbatim': 'FLAT NO 310, 3RD FLOOR WING-A, CHIRAG CITY, GOPAL NAGAR, NEAR NARAYANA VIDYALAYA... Amravati, MAHARASHTRA, 444601, Amravati, India'}1975-01-01
BQSPP5851P
VIKAS HARIBHAU PANDE
True
HARIBHAU JAGOJI PANDE
raw reading (for Abhijit)
{'dob': '1975-01-01', 'pan': 'BQSPP5851P', 'name': 'VIKAS HARIBHAU PANDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'HARIBHAU JAGOJI PANDE', 'aadhaar_last4': None, 'quality_issue': None}1975-01-01
VIKAS HARIBHAU PANDE
pin: 444905; area: Ward No, 1, Mu. Yevti, Post, Naya Wathoda; state: Maharashtra; district: Amravati; Village: Yevti, Amravati
True
7427
raw reading (for Abhijit)
{'dob': '1975-01-01', 'pan': None, 'name': 'VIKAS HARIBHAU PANDE', 'mobile': None, 'address': {'pin': '444905', 'area': 'Ward No, 1, Mu. Yevti, Post, Naya Wathoda', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Amravati', 'post_office': None, 'village_city': 'Yevti, Amravati'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7427', 'quality_issue': None}kind: payment_screenshot; payments: [{'utr': '498555122480', 'date': '2026-10-17', 'page': 9, 'time': '12:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22600.0, 'direction': 'debit', 'narration': None, 'proof_
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '498555122480', 'date': '2026-10-17', 'page': 9, 'time': '12:51', 'payee': 'THINK BIGZ INITIATIVE PVT LTD', 'amount': 22600.0, 'direction': 'debit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9932', 'account_holder': None}}True
Sanction Letter (10. Security) & SEARCH REPORT (Detailed Address of the Property)
52.98
loan_ref: HOU/AMR/0926/5226749; customer_name: VIKAS HARIBHAU PANDE
0.95
property
pin: 444607; state: MAHARASHTRA; taluka: BADNERA; Flat no: FLAT NO A-310; district: AMRAVATI; Floor: 3RD; Address: Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pr
Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati, , MAHARASHTRA, India, 444607
raw reading (for Abhijit)
{'found': True, 'found_in': 'Sanction Letter (10. Security) & SEARCH REPORT (Detailed Address of the Property)', 'area_sq_m': 52.98, 'paper_for': {'loan_ref': 'HOU/AMR/0926/5226749', 'report_id': None, 'customer_name': 'VIKAS HARIBHAU PANDE'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '444607', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'BADNERA', 'flat_no': 'FLAT NO A-310', 'district': 'AMRAVATI', 'floor_no': '3RD', 'landmark': None, 'full_address': 'Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati, MAHARASHTRA 444607', 'village_city': 'MOUJE NIMBHORA KHURD', 'building_name': 'WING A, CHIRAG CITY', 'survey_or_cts_no': 'PLOT NO 1, 2 AND 3, S NO 3/1'}, 'security_address_verbatim': 'Flat No A-310, 3rd Floor Wing A, Chirag City, Plot No 1,2 and 3 S No 3/1, Mouje Nimbhora khurd Pragane Badnera, Amravati, , MAHARASHTRA, India, 444607'}MH012240199202627E
444607
20820
6(1)
False
03006172026101700515
AMRAVATI
AMRAVATI
BQSXXXXXXP
FLAT NO A-310 3RD FLOOR WING A CHIRAG
VIKAS HARIBHAU PANDE
AMT2_JT AMRAVATI NO 2 SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2600000
{'amount': 7810, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13010, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX0068
17/10/2026-13:36:43
MOUJE NIMBHORA KHURD PRAGANE BADNERA AMRAVATI MAHARASHTRA
AAACP3682N
PNB HOUSING FINANCE LTD
2600000
raw reading (for Abhijit)
{'grn': 'MH012240199202627E', 'pin': '444607', 'total': 20820, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101700515', 'district': 'AMRAVATI', 'area_city': 'AMRAVATI', 'payer_pan': 'BQSXXXXXXP', 'flat_block': 'FLAT NO A-310 3RD FLOOR WING A CHIRAG', 'payer_name': 'VIKAS HARIBHAU PANDE', 'sro_office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2600000', 'scheme_rows': [{'amount': 7810, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13010, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0068', 'payment_date': '17/10/2026-13:36:43', 'road_locality': 'MOUJE NIMBHORA KHURD PRAGANE BADNERA AMRAVATI MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2600000'}Technical record (for Abhijit — safe to ignore)
| 0m ago | EzDocs | reader_efiling_verdict | {'fp': '1454f77237a0815a', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'This required field is empty. The date of mortgage is crucial for the filing.' |
| 5h ago | EzDocs | quoted_history_checked | {} |
| 5h ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar |
| 5h ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['NOI Vikas Pande.pdf'], 'after': {'challan_boxes': {'box1': 'FLAT NO A-310 3RD FLOOR WING A CHIRAG CITY PLOT NO 1 2 AND 3 SURVEY NO 3 |
| 5h ago | EzDocs | challan_boxes_composed | {'fp': '88db9d2d316acd79', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO A-310 3RD FLOOR WING A C |
| 5h ago | EzDocs | property_attrs_split | {'now': {'Number type': 'PLOT', 'Second number type': '', 'Number': '1, 2 AND 3', 'Second number': ''}, 'was': {'Number type': 'PLOT', 'Second number type': 'PLOT', 'Number': '1, 2 AND 3', 'Second number': '1, 2 and 3'}, 'why': "the |
| 5h ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 6h ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [], 'challan_doc': '6ba99b8a-6cf8-4cc4-8364-8cf17c8f2cbf'} |
| 6h ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '548171', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words |
| 6h ago | EzDocs | title_doc_on_case_filing_open | {'was': 'VENDOR', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'NOI Vikas Pande.pdf', 'kind': 'sale_deed'} |
| 6h ago | EzDocs | challan_found_on_case | {'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'VIKAS HARIBHAU PANDE EchallanMH012240199202627E.pdf', 'kind': |
| 6h ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIKAS HARIBHAU PAND |
| 6h ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'AMT2_JT AMRAVATI NO 2 SUB REGISTRAR', 'district': 'AMRAVATI'} |
| 6h ago | EzDocs | challan_verified_against_case | {'grn': 'MH012240199202627E', 'file': 'VIKAS HARIBHAU PANDE EchallanMH012240199202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 6h ago | EzDocs | challan_extracted | {'grn': 'MH012240199202627E', 'file': 'VIKAS HARIBHAU PANDE EchallanMH012240199202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 20820} |
| 6h ago | SANDEEP | copilot_edit | {'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours': |
| 6h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []} |
| 6h ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': []} |
| 6h ago | EzDocs | form_checked489 | {'ok': True, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 0, 'case_no': 'NOI-2026-03709'} |
| 6h ago | copilot | copilot_pick | {'why': "BADNERA is not in the options. The source text mentions 'Pragane Badnera', which indicates Badnera is a Pargana (a former administrative unit) and not necessarily a Taluka in the current administrativ", 'field': |
| 6h ago | copilot | copilot_pick | {'why': "BADNERA is not in the options. The source text mentions 'Pragane Badnera', which indicates Badnera is a Pargana (a former administrative unit) and not necessarily a Taluka in the current administrativ", 'field': |
| 6h ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 2600000.0, 'findings': ["The sanction letter carries a HANDWRITTEN change on the amount: 'Insr 100,000/-' ( |
| 6h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 6h ago | the co-pilot | money_check_hold | {'why': 'the papers on this file do not support the figure the challan was about to be a percentage of', 'held': 2600000.0, 'findings': ["The sanction letter carries a HANDWRITTEN change on the amount: 'Insr 100,000/-' ( |
| 6h ago | the co-pilot | challan_boxes_not_the_papers_words | {'why': "check — the boxes carry words the main paper does not print (SURVEY) — read box 1 once against the paper's own words"} |
| 6h ago | EzDocs | challan_boxes_composed | {'fp': '4ca170f697fcfc5b', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'boxes', 'box1': 'FLAT NO A-310 3RD FLOOR WING A C |
| 6h ago | EzDocs | reader_mail_addition | {'fp': 'c24b8e6e213cfd28', 'add': {}, 'why': 'The mail adds the PIN 444607, which the paper does not print.', 'asked': True, 'quote': '', 'same_property': True} |
| 6h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 17 Oct, 13:24 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']} |
| 6h ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 16, 'trigger': 'quick sweep'} |
| 6h ago | EzDocs | property_auto_verified | {'pin': '444607', 'why': 'read from the legal report; flat / building / number, the village and the English description are all there — checked by EzDocs, nothing waits for a person. Correct any box below if it is wr |