⚠The PNB mailbox has used 228% of what Google lets it send in 24 hours (1,138 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Rutik Santosh Bhat
LAN 77000351252Loan ₹26,00,000NOIMails & papers 12 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
16 Sep, 14:36
Documents
Payment
Challan
Filing
E-filing copy
done 23 Sep, 13:05
Index II
took 13d 23h
doneIndex II shared · the history says: The bank branch has provided all necessary documents and the NOI team has filed the NOI and shared the e-filing copy. The NOI team is now waiting for the…whole case so far 28d 12h
For you to check2
Property Location (District, Taluka, Village) — Index II says गाव-मोलापूर कमवे जिल्हा- मोलापूर; technical report says Kasabe Solapur Taluka North Solapur District Solapur; legal report says district: PUNE.. See the papers →
GPay ₹20,895 announced at 06:23 has not settled into the PNB account (due 10:23). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
13 Oct1 thing
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
7 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992309260008.pdf
27 Sep1 thing — 1 step
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
24 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
23 Sep27 things — 1 document received · 1 letter written · 10 cautions · 15 steps
EzDocs took 19 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole file
EzDocs read the whole file
EzDocs read the whole file
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992309260008.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
EzDocs read the whole file
EzDocs checked the e-filing boxes against the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs checked the e-filing boxes against the papers
EzDocs checked the e-filing boxes against the papers
EzDocs checked the e-filing boxes against the papers
Property boxes corrected by hand — verification cleared until re-verified — by ops:ANJU
EzDocs read the whole file
EzDocs checked the e-filing boxes against the papers
22 Sep16 things — 4 documents received · 12 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 32 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
lata p.jpg
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Co-applicant added
PAN found inside the KYC file — no need to ask for it
Index II (title document) received from the branch
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Index II
index 2.pdf
Received: Selfie
lata.jpg
Received: Aadhaar
adhan pan lata.pdf
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01834 | 77000351252
19 Sep3 things — 1 money step · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
A second credit was added to the first
Two credits for one case — added up, the sum is checked.
17 Sep2 things — 1 letter written · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01834 | 77000351252
16 Sep36 things — 8 documents received · 2 letters written · 1 money step · 3 cautions · 22 steps
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
EzDocs read the whole trail as one conversation — where the case stands is on the page
Received: Challan
RUTIK SANTOSH BHAT EchallanMH010303218202627E.pdf
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Property checked by EzDocs — read from the report, every box that names the flat is there
Property checked by EzDocs — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
PAN found inside the KYC file — no need to ask for it
Property read from the legal / technical report (the sanction letter had none)
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment short of what the case needs
The balance must come before the challan.
Received: Sanction letter
KFSLetter_77000351252.pdf
The branch's payment screenshot was read
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
The branch's payment screenshot was read
Received: Aadhaar
Both KYC.pdf
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: LSR
Rutik Bhat LSR_merged -.pdf
Received: Technical report
Technical report.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Payment screenshot
Payment details.pdf
Received: Selfie
Screenshot_20260916_123558.jpg
Received: Selfie — not usable
Screenshot_20260916_134004.jpg — this is not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
11 of 13 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Technical reportopen
✓LSR (search report)open
✓Aadhaar cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside Rutik Bhat LSR_merged -.pdfopen
Property address — READ from the Index II, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 14 files
Moneyall of it is in
₹22,870.74
Reached our account 19 Sep 11:53:00.
How we know
Our own bank told us — 19 Sep 11:53
₹20,895 · from GPAY-BIZ
“₹20,895.00 received from KAVITA P F at 11:53 AM The amount will settle in your bank account via NEFT.”
Matched by: equals the balance that was still due on the case · Google's alert; the NEFT is awaited; one of several parts
✗ Looks like another payment — check it
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | — | …167947 | – | |
| Amount | ₹20,895 | ₹2,000 | fee ₹22,870.74 | ✗ |
| Time | Sat 19 Sep, 11:53 | — | – | |
| Paid by | KAVITA P F | — | Rutik Santosh Bhat | ✓ |
The working
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling350
Our service fee1,700
Total we ask for22,870.74
By law ₹22,850. We ask ₹22,870 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
PLOT NO 210+211/35, G, Heritage Manidhari Empire, SURVEY, 145/2A, 145/2B/2B/2 P, 146/2B, 146/1B/1, 146/2A/1, 146/2A/2P, SOLAPUR KASABE, 413006
read from the Index II · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
Rutik Santosh Bhat · applicantDVYPB0775BLata Bhat · co-applicantCJXPB3559H
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