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मराठी S
Cases / NOI-2026-03673

Nisha Anil Thakur

SAMMAANLAN HHLVRA00585889 Challan paid · our move Insurance LAN File on IGRAll documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹690 + ₹27,010; it reads: ₹690 (stamp-duty head), ₹12,010 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹27,690 (0.3% ₹12,690 + 0.5% ₹15,000 on a loan of ₹42,27,456); the challans say a loan of ₹42,27,456 together (₹40,00,000 both heads + ₹2,27,456 the stamp-duty head alone) — the stamp-duty-only challan pays the duty on a further amount the same notice secures. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Payment screenshot — shows ₹29,300; money not verified yetopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Sanction letteropen
✓A mail's picture (a signature logo, a banner) — not a paperopen
✓PAN cardopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (18)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • Bank put the loan amount in a fee row — see Facts.
  • TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
Moneynot yet recorded
₹29,210
This is our working from the loan amount — the amount to ask the branch for.
₹0 of ₹29,210 — we only count a credit our bank shows us.
The branch sent 7 receipts — 0 of 7 have reached our account:
₹5,000not seen in our account yet8949433272
₹6,300not seen in our account yet8996335694
₹2,000not seen in our account yet8910154424
₹2,000not seen in our account yet8936655544
₹10,000not seen in our account yet8929929358
₹2,000not seen in our account yet8975167899
Stamp duty 0.3%12,690
Registration fee 0.5%15,000
Government handling320
Our service fee1,200
Total we ask for29,210
This payment is from the Vyapar QR (HDFC) at 2026-10-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓
Figure worked from the loan amount. EzDocs records it on its next run.
By law ₹29,202.37. We ask ₹29,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹29,182 — accept as full (₹28 = our margin).
BANK PUT THE LOAN AMOUNT IN A FEE ROW
Bank table ₹29,182. Case needs ₹29,210. SHORT by ₹28. Do NOT accept ₹29,182 — ask the branch for ₹29,210.
why?
The branch's mail adds up wrong: its own fee rows come to Rs.14,17,107, but the TOTAL line says Rs.29,182 — a dropped digit — Rs.13,87,925 less than its own rows. Collect Rs.29,202.37. Do NOT accept Rs.29,182: the government challan alone is more than that, so the case would stall at the counter and the shortfall would be ours to fund.
the branch's own wordsThe branch's mail said: stamp duty (0.30%): bank says Rs.1,400,607, computed Rs.12,682 (difference Rs.1,387,925); the bank's own rows sum to Rs.1,417,107 but its total says Rs.29,182
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 56 minour time · 16 Oct 18:40
Index II —not yet
the NOI team 1 d 2 htotal 1 d 2 h so far
Now with the NOI team — e-filing on IGR
since 16 Oct 18:40 — 1 d 1 h of working time
Day by day — every step and who held it
16 Oct 17:44Your branch's mail
16 Oct 17:45Fee quoted+1 min · the NOI team
16 Oct 17:45Papers readat once
16 Oct 17:45Property readat once
16 Oct 17:45Papers readat once
16 Oct 18:40Challan made+55 min · the NOI team
Case facts
Bank
SAMMAAN
Loan amount
₹42,27,456
Loan account no.
HHLVRA00585889
Bank’s own ref
1400607
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 1d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH012213651202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RS rajesh.sawant@sammaancapital.com sammaancapital.com
16 Oct, 17:44 · 1d ago
THE FIRST MAIL — how this case began
Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ 1404400| Please process on priority NOI Sammaan Capitlal
Dear Team

Please process on priority MOD NOI case of Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ | Please process on priority NOI Sammaan Capitlal LTD Home Loan SCL

Customer nameTYPE OF
Loan account (LAN)1400607
Loan amount₹42,27,456
Stamp duty 0.30%₹12,682.37
Registration fee 0.50%₹15,000
DHC₹300
Total₹29,182
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached
Note- HL LAN Loan amount of Rs 40,00,000/ and Insurance LAN Loan amount of Rs 227456/- Insurance APS NO 1404400

Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY

SingleProperty Owner - Mrs. NISHA ANIL THAKUR

Treat as a priority

Please trait as a priority

Below documents Attachedfor NOI filing -
*Loan sanction letter
*Index 2 or Registered Sale Deed Copy
*Aadhar copy of the Property owners.
*PAN copy of the Property owners
*Selfie of Property owners

Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned

LOAN

PRODUCT

LOAN AMOUNT

APS– NO

LAN NO

MOD'

Mrs. NISHA ANIL THAKUR

HOME LOAN

HL₹40,00,000

1400607

HHLVRA00585889

0.3% & 0.5%

Mrs. NISHA ANIL THAKUR

HOME EQUITY (Insurance LAN)

HE227456

1404400

0.3%

EMAIL SUBJECT LINE- 1400607 /HHLVRA00585889 / 1404400 -APPLICANT NAME - NISHA ANIL THAKUR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

[cid:image002.jpg@01DD5D95.EF12A630]

APPLICANT NAME

NISHA ANIL THAKUR

/HHLVRA00585889 / 1404400

CASE INITIATION BRANCH NAME

VIRAR BRANCH'

CASE TYPE (PLS MENTION IT )

NOI | AHL

NOI SERIVCE FEE1200

SRO No

VASAI6
Thanks & Regards, Rajesh B Sawant lSAP 349896 |ACH Credit SAMMAAN CAPITAL LIMITED 1st Floor Maitry Park, Bldg no 4 Tirupati Nagar Phase 2 Old Viva college Road Virar West -401303 [cid:image001.png@01DCE201.D94402F0]
earlier mails quoted below
From: Santosh Jaywant Gharat <santosh.gharat@sammaancapital.com> Sent: 16 October 2026 16:38 To: Rajesh Babaji Sawant <rajesh.sawant@sammaancapital.com> Cc: Suraj Shantaram Mhaske <suraj.mhaske@sammaancapital.com>; Pankaj Achhelal Kanojiya <kanojiya.pankaj@sammaancapital.com>; Pratik Sharad More <pratik.more@sammaancapital.com> Subject: APPLICANT NAME - Nisha Thakur | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING -Aps no: 1400607 Importance: High Dear Rajesh, Please initiate MOD NOI of caption case. EMAIL SUBJECT LINE- -APPLICANT NAME - Nisha Anil Thakur| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Nisha Anil Thakur LAN NO 1400607 CASE INITIATION BRANCH NAME VIRAR CASE TYPE (PLS MENTION IT) NOI | Home loan resale LOAN AMOUNT WITH INSURANCE 4262852 0.30% 12788.556 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,289 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Santosh Gharat| SM - Direct Sales | SAP Code :- 208721 [cid:image002.jpg@01DACD67.0178F200] 1st Floor Maitry Park Bldg no 4 Tirupati Nagar Phase 2 Old Viva College Road, Virar (W), Palghar - 401303 Mobile : +91 8898609242 Email :- santosh.gharat@sammaancapital.com<mailto:santosh.gharat@sammaancapital.com> [https://www.sammaancapital.com/sign/sammaan_signature-01.jpg]
🤖 read: asks for the challan, the e-filing copy, the Index II, the fee / a quote; documents attached; note: Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY — “0.30% 12682.368”
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:41 · 1d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Fri, 16 Oct 2026 at 17:44, Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > wrote: Dear Team Please process on priority MOD NOI case of Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ | Please process on priority NOI Sammaan Capitlal LTD Home Loan SCL Note - HL LAN Loan amount of Rs 40,00,000 / and Insurance LAN Loan amount of Rs 227456/ - Insurance APS NO 1404400 Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY Single Property Owner – Mrs. NISHA ANIL THAKUR Treat as a priority Please trait as a priority Below documents Attached for NOI filing – • Loan sanction letter • Index 2 or Registered Sale Deed Copy • Aadhar copy of the Property owners. • PAN copy of the Property owners • Selfie of Property owners Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned CUSTOMER NAME TYPE OF LOAN PRODUCT LOAN AMOUNT APS NO LAN NO MOD' Mrs. NISHA ANIL THAKUR HOME LOAN HL 40,00,000 1400607 HHLVRA00585889 0.3% & 0.5% Mrs. NISHA ANIL THAKUR HOME EQUITY (Insurance LAN) HE 227456 1404400 0.3% EMAIL SUBJECT LINE- 1400607 / HHLVRA00585889 / 1404400 -APPLICANT NAME - NISHA ANIL THAKUR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NISHA ANIL THAKUR LAN NO 1400607 / HHLVRA00585889 / 1404400 CASE INITIATION BRANCH NAME VIRAR BRANCH' CASE TYPE (PLS MENTION IT) NOI | AHL LOAN AMOUNT WITH INSURANCE 4227456 0.30% 12682.368 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,182 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No VASAI - 6 Thanks & Regards, Rajesh B Sawant lSAP 349896 |ACH Credit SAMMAAN CAPITAL LIMITED 1 st Floor Maitry Park, Bldg no 4 Tirupati Nagar Phase 2 Old Viva college Road Virar West -401303 From: Santosh Jaywant Gharat < santosh.gharat@sammaancapital.com > Sent: 16 October 2026 16:38 To: Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > Cc: Suraj Shantaram Mhaske < suraj.mhaske@sammaancapital.com >; Pankaj Achhelal Kanojiya < kanojiya.pankaj@sammaancapital.com >; Pratik Sharad More < pratik.more@sammaancapital.com > Subject: APPLICANT NAME - Nisha Thakur | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING -Aps no: 1400607 Importance: High Dear Rajesh, Please initiate MOD NOI of caption case. EMAIL SUBJECT LINE- -APPLICANT NAME – Nisha Anil Thakur| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Nisha Anil Thakur LAN NO 1400607 CASE INITIATION BRANCH NAME VIRAR CASE TYPE (PLS MENTION IT) NOI | Home loan resale LOAN AMOUNT WITH INSURANCE 4262852 0.30% 12788.556 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,289 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Santosh Gharat| SM - Direct Sales | SAP Code :- 208721 1 st Floor Maitry Park Bldg no 4 Tirupati Nagar Phase 2 Old Viva College Road, Virar (W), Palghar - 401303 Mobile : +91 8898609242 Email :- santosh.gharat@sammaancapital.com
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:42 · 1d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Fri, 16 Oct 2026 at 17:44, Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > wrote: Dear Team Please process on priority MOD NOI case of Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ | Please process on priority NOI Sammaan Capitlal LTD Home Loan SCL Note - HL LAN Loan amount of Rs 40,00,000 / and Insurance LAN Loan amount of Rs 227456/ - Insurance APS NO 1404400 Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY Single Property Owner – Mrs. NISHA ANIL THAKUR Treat as a priority Please trait as a priority Below documents Attached for NOI filing – • Loan sanction letter • Index 2 or Registered Sale Deed Copy • Aadhar copy of the Property owners. • PAN copy of the Property owners • Selfie of Property owners Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned CUSTOMER NAME TYPE OF LOAN PRODUCT LOAN AMOUNT APS NO LAN NO MOD' Mrs. NISHA ANIL THAKUR HOME LOAN HL 40,00,000 1400607 HHLVRA00585889 0.3% & 0.5% Mrs. NISHA ANIL THAKUR HOME EQUITY (Insurance LAN) HE 227456 1404400 0.3% EMAIL SUBJECT LINE- 1400607 / HHLVRA00585889 / 1404400 -APPLICANT NAME - NISHA ANIL THAKUR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NISHA ANIL THAKUR LAN NO 1400607 / HHLVRA00585889 / 1404400 CASE INITIATION BRANCH NAME VIRAR BRANCH' CASE TYPE (PLS MENTION IT) NOI | AHL LOAN AMOUNT WITH INSURANCE 4227456 0.30% 12682.368 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,182 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No VASAI - 6 Thanks & Regards, Rajesh B Sawant lSAP 349896 |ACH Credit SAMMAAN CAPITAL LIMITED 1 st Floor Maitry Park, Bldg no 4 Tirupati Nagar Phase 2 Old Viva college Road Virar West -401303 From: Santosh Jaywant Gharat < santosh.gharat@sammaancapital.com > Sent: 16 October 2026 16:38 To: Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > Cc: Suraj Shantaram Mhaske < suraj.mhaske@sammaancapital.com >; Pankaj Achhelal Kanojiya < kanojiya.pankaj@sammaancapital.com >; Pratik Sharad More < pratik.more@sammaancapital.com > Subject: APPLICANT NAME - Nisha Thakur | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING -Aps no: 1400607 Importance: High Dear Rajesh, Please initiate MOD NOI of caption case. EMAIL SUBJECT LINE- -APPLICANT NAME – Nisha Anil Thakur| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Nisha Anil Thakur LAN NO 1400607 CASE INITIATION BRANCH NAME VIRAR CASE TYPE (PLS MENTION IT) NOI | Home loan resale LOAN AMOUNT WITH INSURANCE 4262852 0.30% 12788.556 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,289 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Santosh Gharat| SM - Direct Sales | SAP Code :- 208721 1 st Floor Maitry Park Bldg no 4 Tirupati Nagar Phase 2 Old Viva College Road, Virar (W), Palghar - 401303 Mobile : +91 8898609242 Email :- santosh.gharat@sammaancapital.com
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Oct, 18:46 · 1d ago

Team,

PFA Insurance challan for your reference..

earlier mails quoted below
On Fri, 16 Oct 2026 at 18:42, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Fri, 16 Oct 2026 at 17:44, Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > wrote: Dear Team Please process on priority MOD NOI case of Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ | Please process on priority NOI Sammaan Capitlal LTD Home Loan SCL Note - HL LAN Loan amount of Rs 40,00,000 / and Insurance LAN Loan amount of Rs 227456/ - Insurance APS NO 1404400 Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY Single Property Owner – Mrs. NISHA ANIL THAKUR Treat as a priority Please trait as a priority Below documents Attached for NOI filing – • Loan sanction letter • Index 2 or Registered Sale Deed Copy • Aadhar copy of the Property owners. • PAN copy of the Property owners • Selfie of Property owners Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned CUSTOMER NAME TYPE OF LOAN PRODUCT LOAN AMOUNT APS NO LAN NO MOD' Mrs. NISHA ANIL THAKUR HOME LOAN HL 40,00,000 1400607 HHLVRA00585889 0.3% & 0.5% Mrs. NISHA ANIL THAKUR HOME EQUITY (Insurance LAN) HE 227456 1404400 0.3% EMAIL SUBJECT LINE- 1400607 / HHLVRA00585889 / 1404400 -APPLICANT NAME - NISHA ANIL THAKUR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NISHA ANIL THAKUR LAN NO 1400607 / HHLVRA00585889 / 1404400 CASE INITIATION BRANCH NAME VIRAR BRANCH' CASE TYPE (PLS MENTION IT) NOI | AHL LOAN AMOUNT WITH INSURANCE 4227456 0.30% 12682.368 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,182 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No VASAI - 6 Thanks & Regards, Rajesh B Sawant lSAP 349896 |ACH Credit SAMMAAN CAPITAL LIMITED 1 st Floor Maitry Park, Bldg no 4 Tirupati Nagar Phase 2 Old Viva college Road Virar West -401303 From: Santosh Jaywant Gharat < santosh.gharat@sammaancapital.com > Sent: 16 October 2026 16:38 To: Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > Cc: Suraj Shantaram Mhaske < suraj.mhaske@sammaancapital.com >; Pankaj Achhelal Kanojiya < kanojiya.pankaj@sammaancapital.com >; Pratik Sharad More < pratik.more@sammaancapital.com > Subject: APPLICANT NAME - Nisha Thakur | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING -Aps no: 1400607 Importance: High Dear Rajesh, Please initiate MOD NOI of caption case. EMAIL SUBJECT LINE- -APPLICANT NAME – Nisha Anil Thakur| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Nisha Anil Thakur LAN NO 1400607 CASE INITIATION BRANCH NAME VIRAR CASE TYPE (PLS MENTION IT) NOI | Home loan resale LOAN AMOUNT WITH INSURANCE 4262852 0.30% 12788.556 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,289 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Santosh Gharat| SM - Direct Sales | SAP Code :- 208721 1 st Floor Maitry Park Bldg no 4 Tirupati Nagar Phase 2 Old Viva College Road, Virar (W), Palghar - 401303 Mobile : +91 8898609242 Email :- santosh.gharat@sammaancapital.com
🤖 read: challan shared ✓ — “PFA Insurance challan for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Oct, 19:04 · 1d ago

Team,

For NOI filing, We need a colour live selfie photo of the applicants..

earlier mails quoted below
On Fri, 16 Oct 2026 at 18:46, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA Insurance challan for your reference.. On Fri, 16 Oct 2026 at 18:42, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote: Team, PFA challan for your reference.. On Fri, 16 Oct 2026 at 17:44, Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > wrote: Dear Team Please process on priority MOD NOI case of Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889 ,/ | Please process on priority NOI Sammaan Capitlal LTD Home Loan SCL Note - HL LAN Loan amount of Rs 40,00,000 / and Insurance LAN Loan amount of Rs 227456/ - Insurance APS NO 1404400 Kindly generate separate Insurance Lan 0.3% MOD Challan ONLY Single Property Owner – Mrs. NISHA ANIL THAKUR Treat as a priority Please trait as a priority Below documents Attached for NOI filing – • Loan sanction letter • Index 2 or Registered Sale Deed Copy • Aadhar copy of the Property owners. • PAN copy of the Property owners • Selfie of Property owners Payment details screenshot with Amount, Transaction ID or UTR No & Date of payment mentioned CUSTOMER NAME TYPE OF LOAN PRODUCT LOAN AMOUNT APS NO LAN NO MOD' Mrs. NISHA ANIL THAKUR HOME LOAN HL 40,00,000 1400607 HHLVRA00585889 0.3% & 0.5% Mrs. NISHA ANIL THAKUR HOME EQUITY (Insurance LAN) HE 227456 1404400 0.3% EMAIL SUBJECT LINE- 1400607 / HHLVRA00585889 / 1404400 -APPLICANT NAME - NISHA ANIL THAKUR | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NISHA ANIL THAKUR LAN NO 1400607 / HHLVRA00585889 / 1404400 CASE INITIATION BRANCH NAME VIRAR BRANCH' CASE TYPE (PLS MENTION IT) NOI | AHL LOAN AMOUNT WITH INSURANCE 4227456 0.30% 12682.368 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,182 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No VASAI - 6 Thanks & Regards, Rajesh B Sawant lSAP 349896 |ACH Credit SAMMAAN CAPITAL LIMITED 1 st Floor Maitry Park, Bldg no 4 Tirupati Nagar Phase 2 Old Viva college Road Virar West -401303 From: Santosh Jaywant Gharat < santosh.gharat@sammaancapital.com > Sent: 16 October 2026 16:38 To: Rajesh Babaji Sawant < rajesh.sawant@sammaancapital.com > Cc: Suraj Shantaram Mhaske < suraj.mhaske@sammaancapital.com >; Pankaj Achhelal Kanojiya < kanojiya.pankaj@sammaancapital.com >; Pratik Sharad More < pratik.more@sammaancapital.com > Subject: APPLICANT NAME - Nisha Thakur | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING -Aps no: 1400607 Importance: High Dear Rajesh, Please initiate MOD NOI of caption case. EMAIL SUBJECT LINE- -APPLICANT NAME – Nisha Anil Thakur| PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME Nisha Anil Thakur LAN NO 1400607 CASE INITIATION BRANCH NAME VIRAR CASE TYPE (PLS MENTION IT) NOI | Home loan resale LOAN AMOUNT WITH INSURANCE 4262852 0.30% 12788.556 0.50% 15000 NOI SERIVCE FEE 1200 DHC 300 TOTAL AMOUNT PAYABLE 29,289 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Santosh Gharat| SM - Direct Sales | SAP Code :- 208721 1 st Floor Maitry Park Bldg no 4 Tirupati Nagar Phase 2 Old Viva College Road, Virar (W), Palghar - 401303 Mobile : +91 8898609242 Email :- santosh.gharat@sammaancapital.com
🤖 read: asks the branch for documents — “For NOI filing, We need a colour live selfie photo of the applicants..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261016-WA0016.jpg
filed 1d ago
Payment screenshot IMG-20261016-WA0015.jpg
filed 1d ago
Payment screenshot IMG-20261016-WA0019.jpg
filed 1d ago
Index IIthe branch sent this — an input NISHA THAKUR INDEX II.pdf
filed 1d ago
Payment screenshot IMG-20261016-WA0013.jpg
filed 1d ago
Sanction letter SanctionLetter_1404400_16102026052518.pdf
filed 1d ago
Payment screenshot IMG-20261016-WA0014.jpg
filed 1d ago
Payment screenshot IMG-20261016-WA0017.jpg
filed 1d ago
Payment screenshot IMG-20261016-WA0020.jpg
filed 1d ago
A mail's picture (a signature logo, a banner) — not a paper image007.png
filed 1d ago
PAN card App Pan.pdf
filed 1d ago
A mail's picture (a signature logo, a banner) — not a paper image002.jpg
filed 1d ago
A mail's picture (a signature logo, a banner) — not a paper image003.jpg
filed 1d ago
Sanction letter SanctionLetter_1400607_1210202602826.pdf
filed 1d ago
Aadhaar card+ PAN card inside App OVD.pdf
filed 1d ago
Other image004.jpg
filed 1d ago
Paid challan (GRAS) NISHA ANIL THAKUR EchallanMH012213651202627E.pdf
filed 1d ago
Paid challan (GRAS) NISHA ANIL THAKUR EchallanMH012213957202627E.pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need (our working)
₹29,210
Screenshot claims
₹29,300
Where it stands
not verified — no credit seen
This payment is from the Vyapar QR (HDFC) at 2026-10-16 — EzDocs cannot hear this road. Please verify manually. Verify manually ↓

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹12,690₹15,000₹320 ₹1,200₹29,210
By law ₹29,202.37. We ask ₹29,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number, Carpet or built-up, E-mail (person 1), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (NISHA THAKUR INDEX II.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
⚠ not in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
इतर वर्णनः, इतर माहितीः इतर माहितीः गाव मौजे दिवाणमान, ता. यमई, जि. पालघर, सर्वे नं. 92, हिस्सा नं. 1 (पी), 2 (पी व 4 (पी), या जमिनीवर बांधलेली इमारत एस्कॉन पार्क, सोसायटी एमकॉन पार्क को ऑप ही मोमा लि. मधील मदनिका . ए/203.ए विंग, दुसरा मजला, विल्डिग नं. 13. ज्याचे एकुण क्षेत्र 605 यी फूट सुपर बिल्टअप हि मिळकत शासन आदेश क मुद्रांकः 2021/अनी. स.क्र.12/प्र.क्र.107/ म-1(धोरण) दिनांक 31/03/2021 अन्यये महिलांना 1% मुद्रांक शुल्क माफी. ((Survey Number: 92, Hissa No. 1(P), 2(P) & 4(P):)) स्थानिक स्वराज्य संस्थाः पालघर
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SanctionLetter_1404400_16102026052518.pdf
as printed
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
PIN
401202
the sanction letter
SanctionLetter_1400607_1210202602826.pdf
as printed
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
PIN
401202
the Index II
NISHA THAKUR INDEX II.pdf
the property
itara varnanah, itara maahitih itara maahitih gaava mauje divaanamaana, taa. yamai, ji. paalaghara, sarve nan. 92, hissaa nan. 1 (pi), 2 (pi va 4 (pi), yaa jaminivara baandhaleli imaarata eskona paarka, sosaayati emakona paarka ko opa hi momaa li. madhila madanikaa . e/203.e vinga, dusaraa majalaa, vildiga nan. 13. jyaache ekuna kshetra 605 yi phuta supara biltaapa hi milakata shaasana aadesha ka mudraankah 2021/ani. sa.kra.12/pra.kra.107/ ma-1(dhorana) dinaanka 31/03/2021 anyaye mahilaannaa 1% mudraanka shulka maaphi. ((SURVEY NUMBER: 92, HISSA NO. 1(P), 2(P) & 4(P):)) sthaanika svaraajya sansthaah paalaghara
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 203 2ND FLOOR A WING BUILDING NO 13 ESKON PARK CHS LTD SURVEY NO 92 HISSA NO 1 P 2 P & 4 P
Locality/Road
NEAR DHURI CAMPUS SUNCITY ROAD SUNCITY VILLAGE DIWANMAN VASAI WEST DIST PALGHAR THANE
Area/City
PALGHAR
check or correct a box, the papers beside it →
the Index II also prints: 107/, 12/PRA, 2021/ANI, 31/03/2021, 605, E/203, AADESHA, ANYAYE, BAANDHALELI, BILTAAPA, CANNOT, DHORANA, DINAANKA, DIVAANAMAANA, DUSARAA, EKUNA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorMRS NISHA ANIL THAKURBODPT0511H…7632

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaserajesh.sawant@sammaancapital.com 1d ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261016-WA0016.jpg needs your check
utr
628949433272
date
2026-10-16
time
12:33
amount
5000
method
UPI
payee upi
....0123@hdfcbank
payee name
EZDOCS
debit notification text
1:40 PM
raw reading (for Abhijit)
{'utr': '628949433272', 'date': '2026-10-16', 'time': '12:33', 'amount': 5000, 'method': 'UPI', 'payee_upi': '....0123@hdfcbank', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': '1:40 PM'}
Payment screenshot IMG-20261016-WA0015.jpg needs your check
utr
628996335694
date
2026-10-16
time
12:34
amount
6300
method
UPI
payee upi
....0123@hdfcbank
payee name
EZDOCS
debit notification text
Payment of ‘6,300 completed
raw reading (for Abhijit)
{'utr': '628996335694', 'date': '2026-10-16', 'time': '12:34', 'amount': 6300, 'method': 'UPI', 'payee_upi': '....0123@hdfcbank', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': 'Payment of ‘6,300 completed'}
Payment screenshot IMG-20261016-WA0019.jpg needs your check
utr
628910154424
date
2026-10-16
time
12:29
amount
2000
method
UPI
payee upi
0123@hdfcbank
payer upi
42-3@okaxis
payee name
EZDOCS
payer name
NISHI ENTERPRISES
debit notification text
1:40 PM
raw reading (for Abhijit)
{'utr': '628910154424', 'date': '2026-10-16', 'time': '12:29', 'amount': 2000, 'method': 'UPI', 'payee_upi': '0123@hdfcbank', 'payer_upi': '42-3@okaxis', 'payee_name': 'EZDOCS', 'payer_name': 'NISHI ENTERPRISES', 'debit_notification_text': '1:40 PM'}
Payment screenshot IMG-20261016-WA0013.jpg needs your check
utr
628936655544
date
2026-10-16
time
12:31
amount
2000
method
UPI
payee upi
....0123@hdfcbank
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '628936655544', 'date': '2026-10-16', 'time': '12:31', 'amount': 2000, 'method': 'UPI', 'payee_upi': '....0123@hdfcbank', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Payment screenshot IMG-20261016-WA0014.jpg needs your check
utr
628929929358
date
2026-10-16
time
12:34
amount
10000
method
UPI
payee upi
0123@hdfcbank
payee name
EZDOCS
debit notification text
1:41 PM
raw reading (for Abhijit)
{'utr': '628929929358', 'date': '2026-10-16', 'time': '12:34', 'amount': 10000, 'method': 'UPI', 'payee_upi': '0123@hdfcbank', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': '1:41 PM'}
Payment screenshot IMG-20261016-WA0017.jpg needs your check
utr
628975167899
date
2026-10-16
time
12:30
amount
2000
method
Google Pay
payee upi
0123@hdfcbank
payer upi
42-3@okaxis
payee name
EZDOCS
payer name
NISHI ENTERPRISES
debit notification text
1:40 PM
raw reading (for Abhijit)
{'utr': '628975167899', 'date': '2026-10-16', 'time': '12:30', 'amount': 2000, 'method': 'Google Pay', 'payee_upi': '0123@hdfcbank', 'payer_upi': '42-3@okaxis', 'payee_name': 'EZDOCS', 'payer_name': 'NISHI ENTERPRISES', 'debit_notification_text': '1:40 PM'}
Index II NISHA THAKUR INDEX II.pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'पालघर (जिल्हा परिषद)', 'r11_serial': 'VSI6-10856-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Munic
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'पालघर (जिल्हा परिषद)', 'r11_serial': 'VSI6-10856-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '605 चौ. फूट', 'r7_executants': [{'age': '67', 'pan': 'ABUXXXXX5C', 'name': 'हॉ. मुलकी विवेकानंद भट', 'address': 'प्लॉट नंः ०, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नः 12-1-77/29, फ्लैट नं. 504, वैष्णवी अपार्टमेंट, ए एस आर पी रोड, काशी सदन जवळ, डोंगरकेरी, मंगळूर, दक्षिण कन्नड, कर्नाटक, दक्षिणा काण्णाडा. पिन:- 575003'}], 'r8_purchasers': [{'age': '42', 'pan': 'BODXXXXX1H', 'name': 'निशा अनिल ठाकूर', 'address': 'प्लॉट नंः 0. माळा : इमारतीचे नाव ब्लॉक नंः ए/203, वीणा बेसिटी, मनसिटी, दिवाणमान, वसई रोर बेस्ट, महाराष्ट्र, ठाणे. पिन:- 401202'}], 'r12_stamp_duty': 270000, 'r3_market_value': 4500000, 'r1_document_type': 'करारनामा', 'r2_consideration': 3974000, 'r9_execution_date': '27-08-2026', 'r13_registration_fee': 30000, 'r10_registration_date': '27-08-2026'}, 'doc_no': 'VSI6-10856-2026', 'village': 'दिवाणमान', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक वसई-६ वर्ग - २', 'area_text': '605 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 30000, 'header_sro': 'सह दुय्यम निबंधक वसई-६ वर्ग - २', 'mortgagors': ['हॉ. मुलकी विवेकानंद भट', 'निशा अनिल ठाकूर'], 'stamp_duty': 270000, 'filing_date': '2026-08-27', 'loan_amount': 4500000, 'token_number': 'I CANNOT TELL', 'property_text': 'इतर वर्णनः, इतर माहितीः इतर माहितीः गाव मौजे दिवाणमान, ता. यमई, जि. पालघर, सर्वे नं. 92, हिस्सा नं. 1 (पी), 2 (पी व 4 (पी), या जमिनीवर बांधलेली इमारत एस्कॉन पार्क, सोसायटी एमकॉन पार्क को ऑप ही मोमा लि. मधील मदनिका . ए/203.ए विंग, दुसरा मजला, विल्डिग नं. 13. ज्याचे एकुण क्षेत्र 605 यी फूट सुपर बिल्टअप हि मिळकत शासन आदेश क मुद्रांकः 2021/अनी. स.क्र.12/प्र.क्र.107/ म-1(धोरण) दिनांक 31/03/2021 अन्यये महिलांना 1% मुद्रांक शुल्क माफी. ((Survey Number: 92, Hissa No. 1(P), 2(P) & 4(P):)) स्थानिक स्वराज्य संस्थाः पालघर', 'header_village': 'दिवाणमान', 'survey_numbers': ['92', '1(P)', '2(P)', '4(P)'], 'hea
Payment screenshot IMG-20261016-WA0020.jpg needs your check
utr
628932962260
date
2026-10-16
time
12:31
amount
2000
method
UPI
payee upi
....0123@hdfcbank
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '628932962260', 'date': '2026-10-16', 'time': '12:31', 'amount': 2000, 'method': 'UPI', 'payee_upi': '....0123@hdfcbank', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Sanction letter SanctionLetter_1404400_16102026052518.pdf needs your check
lan
1404400
legible
True
purpose
PURCHASE OF INSURANCE POLICY
borrowers
{'name': 'MRS NISHA ANIL THAKUR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PUNIT ASHOK TANDON', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}
loan type
HOME EQUITY
confidence
1
rate words
Rate of interest 12.00% Per annum Adjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -2.6% Margin Current RCLR-14.6%
linked refs
1400607
loan amount
227456
rate spread
-2.6
final amount
227456
interest rate
12
sanction date
16-OCT-2026
reference rate
14.6
applicant names
MRS NISHA ANIL THAKUR
printed altered
False
applicant mobile
7876702696
balance transfer
False
property address
pin: 401202; road: SUNCITY ROAD; state: MAHARASHTRA; taluka: VASAI; Flat no: 203; district: PALGHAR; Floor: 2ND FLOOR; landmark: NEAR DHURI CAMPUS; Address: FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON
final amount label
Sanction Amount (Rs.)
includes insurance
True
security address verbatim
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
applicant address verbatim
A/304 ISCON PARK DHURI COMPLEX NEAR BADRINATH TEMPLE SUNCITY VASAI WEST THANE 401202 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1404400', 'legible': True, 'purpose': 'PURCHASE OF INSURANCE POLICY', 'borrowers': [{'name': 'MRS NISHA ANIL THAKUR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PUNIT ASHOK TANDON', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}], 'loan_type': 'HOME EQUITY', 'confidence': 1, 'rate_words': 'Rate of interest 12.00% Per annum\nAdjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -2.6% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': ['1400607'], 'loan_amount': 227456, 'rate_spread': -2.6, 'final_amount': 227456, 'interest_rate': 12, 'quality_issue': None, 'sanction_date': '16-OCT-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['MRS NISHA ANIL THAKUR'], 'printed_altered': False, 'applicant_mobile': '7876702696', 'balance_transfer': False, 'property_address': {'pin': '401202', 'road': 'SUNCITY ROAD', 'state': 'MAHARASHTRA', 'taluka': 'VASAI', 'flat_no': '203', 'district': 'PALGHAR', 'floor_no': '2ND FLOOR', 'landmark': 'NEAR DHURI CAMPUS', 'full_address': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'village_city': 'DIWANMAN', 'building_name': 'ESKON PARK CHS LTD.', 'survey_or_cts_no': 'S.NO. 92, H.NO. 1(P), 2(P), & 4(P)'}, 'insurance_premium': None, 'final_amount_label': 'Sanction Amount (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'applicant_address_verbatim': 'A/304 ISCON PARK DHURI COMPLEX NEAR BADRINATH TEMPLE SUNCITY VASAI WEST THANE 401202 MAHARASHTRA INDIA'}
PAN card App Pan.pdf needs your check
dob
1984-04-18
pan
BODPT0511H
name
NISHA ANIL THAKUR
legible
True
father name
SHKTICHAND DHAROGA CHAUHAN
raw reading (for Abhijit)
{'dob': '1984-04-18', 'pan': 'BODPT0511H', 'name': 'NISHA ANIL THAKUR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHKTICHAND DHAROGA CHAUHAN', 'aadhaar_last4': None, 'quality_issue': None}
Other image004.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Aadhaar card App OVD.pdf needs your check
dob
1984-04-18
name
निशा अनिल ठाकूर / Nisha Anil Thakur
mobile
7876702696
address
pin: 401202; flat: A/304; state: Maharashtra; building: Dhuri Complex, Near Badrinath Temple, Suncity; district: Palghar; post_office: Bassein Road; Village: Vasai West
legible
True
aadhaar last4
7632
raw reading (for Abhijit)
{'dob': '1984-04-18', 'pan': None, 'name': 'निशा अनिल ठाकूर / Nisha Anil Thakur', 'mobile': '7876702696', 'address': {'pin': '401202', 'area': None, 'flat': 'A/304', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Dhuri Complex, Near Badrinath Temple, Suncity', 'district': 'Palghar', 'post_office': 'Bassein Road', 'village_city': 'Vasai West'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7632', 'quality_issue': None}
Aadhaar card App OVD.pdf needs your check
dob
1984-04-18
name
निशा अनिल ठाकूर / Nisha Anil Thakur
mobile
7876702696
address
pin: 401202; flat: A/304; road: Vasai West; state: Maharashtra; building: Iscon Park, Dhuri Complex, Near Badrinath Temple, Suncity; district: Palghar; Village: Bassein Road
legible
True
aadhaar last4
7632
raw reading (for Abhijit)
{'dob': '1984-04-18', 'pan': None, 'name': 'निशा अनिल ठाकूर / Nisha Anil Thakur', 'mobile': '7876702696', 'address': {'pin': '401202', 'area': None, 'flat': 'A/304', 'road': 'Vasai West', 'floor': None, 'state': 'Maharashtra', 'building': 'Iscon Park, Dhuri Complex, Near Badrinath Temple, Suncity', 'district': 'Palghar', 'post_office': None, 'village_city': 'Bassein Road'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7632', 'quality_issue': None}
Sanction letter SanctionLetter_1400607_1210202602826.pdf needs your check
lan
1400607
legible
True
purpose
PURCHASE OF PROPERTY - RESIDENTIAL
borrowers
{'name': 'MRS NISHA ANIL THAKUR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PUNIT ASHOK TANDON', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant\n/Guarantor'}
loan type
HOME LOAN
confidence
1
rate words
Adjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -2.6% Margin Current RCLR-14.6%
loan amount
4000000
rate spread
-2.6
final amount
4000000
interest rate
12
sanction date
03-OCT-2026
reference rate
14.6
applicant names
MRS NISHA ANIL THAKUR
printed altered
False
applicant mobile
7876702696
balance transfer
False
property address
pin: 401202; road: SUNCITY ROAD; state: MAHARASHTRA; taluka: VASAI WEST; Flat no: 203; district: PALGHAR; Floor: 2ND FLOOR; landmark: NEAR DHURI CAMPUS; Address: FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 E
insurance premium
0
final amount label
Sanction Amount (Rs.)
includes insurance
True
security address verbatim
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
applicant address verbatim
A/304 ISCON PARK DHURI COMPLEX NEAR BADRINATH TEMPLE SUNCITY VASAI WEST THANE 401202 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1400607', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - RESIDENTIAL', 'borrowers': [{'name': 'MRS NISHA ANIL THAKUR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'PUNIT ASHOK TANDON', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant\n/Guarantor'}], 'loan_type': 'HOME LOAN', 'confidence': 1, 'rate_words': 'Adjustable Interest Rate(AIR)\nRCLR (Retail Commercial Lending Rate) -2.6% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4000000, 'rate_spread': -2.6, 'final_amount': 4000000, 'interest_rate': 12, 'quality_issue': None, 'sanction_date': '03-OCT-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['MRS NISHA ANIL THAKUR'], 'printed_altered': False, 'applicant_mobile': '7876702696', 'balance_transfer': False, 'property_address': {'pin': '401202', 'road': 'SUNCITY ROAD', 'state': 'MAHARASHTRA', 'taluka': 'VASAI WEST', 'flat_no': '203', 'district': 'PALGHAR', 'floor_no': '2ND FLOOR', 'landmark': 'NEAR DHURI CAMPUS', 'full_address': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'village_city': 'DIWANMAN', 'building_name': 'ESKON PARK CHS LTD.', 'survey_or_cts_no': 'S.NO. 92, H.NO. 1(P), 2(P), & 4(P)'}, 'insurance_premium': 0, 'final_amount_label': 'Sanction Amount (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'applicant_address_verbatim': 'A/304 ISCON PARK DHURI COMPLEX NEAR BADRINATH TEMPLE SUNCITY VASAI WEST\nTHANE 401202 MAHARASHTRA INDIA'}
Payment screenshot IMG-20261016-WA0020.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628932962260', 'date': '2026-10-16', 'page': 1, 'time': '12:31', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': 'UPI tran
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628932962260', 'date': '2026-10-16', 'page': 1, 'time': '12:31', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': 'UPI transaction ID 628932962260 To: EZDOCS ....0123@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6894', 'account_holder': None}}
Payment screenshot IMG-20261016-WA0017.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628975167899', 'date': '2026-10-16', 'page': 1, 'time': '12:30', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': "Payment
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628975167899', 'date': '2026-10-16', 'page': 1, 'time': '12:30', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': "Payment of ’2,000 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'NISHI ENTERPRISES'}}
Payment screenshot IMG-20261016-WA0014.jpg needs your check
payments inside
payments: [{'utr': '628929929358', 'date': '2026-10-16', 'page': 1, 'time': '12:34', 'payee': 'EZDOCS', 'amount': 10000.0, 'direction': 'credit', 'narration': 'To: EZDOCS....0123@hdfcbank', 'proof_kind': 'success_screen
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '628929929358', 'date': '2026-10-16', 'page': 1, 'time': '12:34', 'payee': 'EZDOCS', 'amount': 10000.0, 'direction': 'credit', 'narration': 'To: EZDOCS ....0123@hdfcbank', 'proof_kind': 'success_screen'}]}}
Payment screenshot IMG-20261016-WA0013.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628936655544', 'date': '2026-10-16', 'page': 1, 'time': '12:31', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': "Payment
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628936655544', 'date': '2026-10-16', 'page': 1, 'time': '12:31', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'credit', 'narration': "Payment of ‘2,000 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6894', 'account_holder': None}}
Payment screenshot IMG-20261016-WA0019.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628910154424', 'date': '2026-10-16', 'page': 1, 'time': '12:29', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI trans
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628910154424', 'date': '2026-10-16', 'page': 1, 'time': '12:29', 'payee': 'EZDOCS', 'amount': 2000.0, 'direction': 'debit', 'narration': 'UPI transaction ID 628910154424 To: EZDOCS ....0123@hdfcbank From: NISHI ENTERPRISES (Union Bank of India) ....42-3@okaxis on Google Pay', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6894', 'account_holder': 'NISHI ENTERPRISES'}}
Payment screenshot IMG-20261016-WA0015.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628996335694', 'date': '2026-10-16', 'page': 1, 'time': '12:34', 'payee': 'EZDOCS', 'amount': 6300.0, 'direction': 'credit', 'narration': "Payment
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628996335694', 'date': '2026-10-16', 'page': 1, 'time': '12:34', 'payee': 'EZDOCS', 'amount': 6300.0, 'direction': 'credit', 'narration': "Payment of ‘6,300 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6894', 'account_holder': None}}
Payment screenshot IMG-20261016-WA0016.jpg needs your check
payments inside
bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '628949433272', 'date': '2026-10-16', 'page': 1, 'time': '12:33', 'payee': 'EZDOCS', 'amount': 5000.0, 'direction': 'debit', 'narration': 'To: EZDOC
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '628949433272', 'date': '2026-10-16', 'page': 1, 'time': '12:33', 'payee': 'EZDOCS', 'amount': 5000.0, 'direction': 'debit', 'narration': 'To: EZDOCS ....0123@hdfcbank', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '6894', 'account_holder': None}}
Sanction letter SanctionLetter_1400607_1210202602826.pdf needs your check
found
True
found in
Address of Property Offered as Security
paper for
loan_ref: 1400607; report_id: 11934899; customer_name: MRS NISHA ANIL THAKUR
confidence
1.0
reading486
property
property address
pin: 401202; road: SUNCITY ROAD; state: MAHARASHTRA; taluka: VASAI; Flat no: FLAT NO. 203; district: PALGHAR; Floor: 2ND FLOOR; landmark: NEAR DHURI CAMPUS; Address: FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO.
security address verbatim
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
raw reading (for Abhijit)
{'found': True, 'found_in': 'Address of Property Offered as Security', 'area_sq_m': None, 'paper_for': {'loan_ref': '1400607', 'report_id': '11934899', 'customer_name': 'MRS NISHA ANIL THAKUR'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '401202', 'road': 'SUNCITY ROAD', 'state': 'MAHARASHTRA', 'taluka': 'VASAI', 'flat_no': 'FLAT NO. 203', 'district': 'PALGHAR', 'floor_no': '2ND FLOOR', 'landmark': 'NEAR DHURI CAMPUS', 'full_address': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'village_city': 'SUNCITY, VILLAGE DIWANMAN, VASAI WEST', 'building_name': 'A WING, BUILDING NO. 13 ESKON PARK CHS LTD.', 'survey_or_cts_no': 'S.NO. 92, H.NO. 1(P), 2(P), & 4(P)'}, 'security_address_verbatim': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202'}
Paid challan (GRAS) NISHA ANIL THAKUR EchallanMH012213651202627E.pdf needs your check
grn
MH012213651202627E
pin
401202
total
27010.0
article
6(1)
defaced
False
bank cin
03006172026101601608
district
PALGHAR
area city
PALGHAR
payer pan
BODXXXXXXH
flat block
FLAT NO A/203 2ND FLOOR A WING BUILDING NO 13 ESKON PARK ESKON PARK CHS LTD S NO 92 H NO 1 P2 P4P
payer name
NISHA ANIL THAKUR
sro office
VSI6_VASAI NO 6 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=4000000
scheme rows
{'amount': 12010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2696
payment date
16/10/2026-18:40:13
road locality
NEAR DHURI CAMPUS SUNCITY ROAD SUNCITY VILLAGE DIWANMAN VASAI WEST
second party pan
AABCI3612A
second party name
SAMMAAN CAPITAL LIMITED
consideration amount
4000000
raw reading (for Abhijit)
{'grn': 'MH012213651202627E', 'pin': '401202', 'total': 27010.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601608', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'BODXXXXXXH', 'flat_block': 'FLAT NO A/203 2ND FLOOR A WING BUILDING NO 13 ESKON PARK ESKON PARK CHS LTD S NO 92 H NO 1 P2 P4P', 'payer_name': 'NISHA ANIL THAKUR', 'sro_office': 'VSI6_VASAI NO 6 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=4000000', 'scheme_rows': [{'amount': 12010.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2696', 'payment_date': '16/10/2026-18:40:13', 'road_locality': 'NEAR DHURI CAMPUS SUNCITY ROAD SUNCITY VILLAGE DIWANMAN VASAI WEST', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '4000000'}
Paid challan (GRAS) NISHA ANIL THAKUR EchallanMH012213957202627E.pdf needs your check
grn
MH012213957202627E
pin
401202
total
690
article
6(1)
defaced
False
bank cin
03006172026101601620
district
PALGHAR
area city
PALGHAR
payer pan
BODXXXXXXH
flat block
FLAT NO A/203 2ND FLOOR A WING BUILDING NO 13 ESKON PARK ESKON PARK CHS LTD S NO 92 H NO 1 P2 P4P
payer name
NISHA ANIL THAKUR
sro office
VASAI NO 6 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=227456
scheme rows
{'amount': 690, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX2696
payment date
16/10/2026
road locality
NEAR DHURI CAMPUS SUNCITY ROAD SUNCITY VILLAGE DIWANMAN VASAI WEST
second party pan
AABCI3612A
second party name
SAMMAAN CAPITAL LIMITED
consideration amount
227456
raw reading (for Abhijit)
{'grn': 'MH012213957202627E', 'pin': '401202', 'total': 690, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101601620', 'district': 'PALGHAR', 'area_city': 'PALGHAR', 'payer_pan': 'BODXXXXXXH', 'flat_block': 'FLAT NO A/203 2ND FLOOR A WING BUILDING NO 13 ESKON PARK ESKON PARK CHS LTD S NO 92 H NO 1 P2 P4P', 'payer_name': 'NISHA ANIL THAKUR', 'sro_office': 'VASAI NO 6 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=227456', 'scheme_rows': [{'amount': 690, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX2696', 'payment_date': '16/10/2026', 'road_locality': 'NEAR DHURI CAMPUS SUNCITY ROAD SUNCITY VILLAGE DIWANMAN VASAI WEST', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '227456'}
Sanction letter SanctionLetter_1404400_16102026052518.pdf needs your check
found
True
found in
Address of Property Offered as Security
paper for
loan_ref: 1404400; report_id: 11935617; customer_name: MRS NISHA ANIL THAKUR
confidence
0.99
reading486
property
property address
pin: 401202; road: SUNCITY ROAD; state: MAHARASHTRA; taluka: VASAI; Flat no: FLAT NO. 203; district: PALGHAR; Floor: 2ND; landmark: NEAR DHURI CAMPUS; Address: FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESK
security address verbatim
FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202
raw reading (for Abhijit)
{'found': True, 'found_in': 'Address of Property Offered as Security', 'area_sq_m': None, 'paper_for': {'loan_ref': '1404400', 'report_id': '11935617', 'customer_name': 'MRS NISHA ANIL THAKUR'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '401202', 'road': 'SUNCITY ROAD', 'state': 'MAHARASHTRA', 'taluka': 'VASAI', 'flat_no': 'FLAT NO. 203', 'district': 'PALGHAR', 'floor_no': '2ND', 'landmark': 'NEAR DHURI CAMPUS', 'full_address': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202', 'village_city': 'DIWANMAN', 'building_name': 'A WING, BUILDING NO. 13 ESKON PARK CHS LTD.', 'survey_or_cts_no': 'S.NO. 92, H.NO. 1(P), 2(P), & 4(P)'}, 'security_address_verbatim': 'FLAT NO. 203, 2ND FLOOR, A WING, BUILDING NO. 13 ESKON PARK CHS LTD., NEAR DHURI CAMPUS, SUNCITY ROAD, SUNCITY, S.NO. 92, H.NO. 1(P), 2(P), & 4(P), VILLAGE DIWANMAN VASAI WEST DIST. PALGHAR THANE MAHARASHTRA 401202'}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocsreader_efiling_verdict{'fp': '8f54dbe6a38eba28', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is missing from the paper
1d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['consideration (CA) on the challan Rs.227456 — the loan amount is Rs.4227456']}
1d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
1d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '90e4ce30-76c0-4d24-bda9-ee47c00eee75'}
1d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '970757c8-14db-4003-8d83-8a591695422e'}
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team typed 4000000 — the branch's m
1d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team typed 227456 — the branch's ma
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '543579', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team EMP
1d agoEzDocslesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '543585', 'lessons': [{'box': 'Stamp duty', 'words': 'Stamp duty: the team typ
1d agoEzDocsdocument_reread{'now': ['sanction_letter'], 'was': ['sanction_letter'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'SanctionLetter_1404400_16102026052518.pdf', 'doc_id': '85
1d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
1d agoEzDocsreading_error456{'box': 'Consideration', 'why': 'the team typed what this paper prints; we typed what no paper prints — we read the paper wrong; read again', 'file': 'SanctionLetter_1404400_16102026052518.pdf', 'ours': '42
1d agoEzDocsreader_home_address{'fp': '8a03de835a0107e4', 'from': 'the sanction letter (SanctionLetter_1400607_1210202602826.pdf)', 'home': {'pin': '401202', 'area': 'DHURI COMPLEX NEAR BADRINATH TEMPLE SUNCITY', 'flat': 'A/304', 'state': 'MAHARASHTRA
1d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'sammaancapital@ezdocs.co.in', 'subject': 'R
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NISHA ANIL THAKUR E
1d agoEzDocstwo_stamp_duty_challans{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
1d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'VASAI NO 6 JOINT SUB REGISTRAR', 'district': 'PALGHAR'}
1d agoEzDocschallan_mismatch{'file': 'NISHA ANIL THAKUR EchallanMH012213957202627E.pdf', 'problems': ['consideration (CA) on the challan Rs.227456 — the loan amount is Rs.4227456']}
1d agoEzDocschallan_extracted{'grn': 'MH012213957202627E', 'file': 'NISHA ANIL THAKUR EchallanMH012213957202627E.pdf', 'heads': ['0030046401'], 'total': 690}
1d agoDARBARcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d agoDARBARcopilot_edit{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'SAMMAAN', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'differs': [{'by': 'papers', 'box': 'Prope
1d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 14, 'issues': 2, 'case_no': 'NOI-2026-03673'}
1d agoEzDocschallan_boxes_composed{'fp': '2b2cd350e086dbf3', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'FLAT NO 203 2ND FLOOR A WING BU
1d agocopilotcopilot_check_issues{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Property box 1', 'why': "the sanction letter prints
1d agoEzDocsform_checked489{'ok': False, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 2, 'case_no': 'NOI-2026-03673'}
1d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'NISHA THAKUR INDEX II.pdf', 'kind': 'index2'}
1d agoEzDocschallan_found_on_case{'was': 'AWAITING_DOCS', 'why': "a challan is on the case — it counts; the challan file adds up to Rs.27010 but this case's figures say Rs.27690 (0.3% Rs.12690 + 0.5% Rs.15000) — the challan was paid on a loan of Rs.4000
1d agoEzDocschallan_figures_differ{'why': "the team's challan is the fact and the case is past the challan on it; its figures are not the case's arithmetic, so the loan amount must be settled by a person before the e-filing, which must carry the challan'
1d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NISHA ANIL THAKUR E

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Applicant's Selfie / Photo
Money
₹29,300 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing. Bank put the loan amount in a fee row — see Facts. TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
Yesterday · 16 Oct73 things
EzDocs checked the e-filing boxes against the papers
19:20
Judged again with today's rules, the challan still does not match the case — a person opens it
19:04
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
19:03
Checked: this challan is not another case's
19:03
Checked: this challan is not another case's
19:03
A file was read again from the start — everything inside it now counts
18:51
A paper was read again — the team's value showed the first reading was wrong
18:51
EzDocs took 63 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:51
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:46
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
18:46
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:46
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:46
Received: Challan
NISHA ANIL THAKUR EchallanMH012213957202627E.pdf
18:46
DARBAR pressed Proceed on the challan — what was changed is kept
18:44
DARBAR pressed Proceed on the challan — what was changed is kept
18:44
The challan's address boxes were written from the papers
18:43
EzDocs found something to check before the form is saved
18:43
The branch's title document is on the case — the filing is the NOI team's move
18:41
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:41
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
18:41
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:41
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:41
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:41
Received: Challan
NISHA ANIL THAKUR EchallanMH012213651202627E.pdf
18:41
A file was read again from the start — everything inside it now counts
18:40
A paper was read again — the team's value showed the first reading was wrong
18:40
DARBAR pressed Proceed on the challan — what was changed is kept
18:40
EzDocs found something to check before the form is saved
18:39
DARBAR pressed Proceed on the challan — what was changed is kept
18:37
EzDocs found something to check before the form is saved
18:33
The challan's address boxes were written from the papers
18:33
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:21
Payment proof arrived before the case was quoted — held
18:21
Nothing new to ask for — stayed quiet
18:11
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:11
Payment proof arrived before the case was quoted — held
18:11
An old draft withdrew itself — its asks were already answered
18:01
EzDocs read the whole file
17:46
Wrote the document chase mail — held, silent mode
Re: Mrs. NISHA ANIL THAKUR APS NO 1400607 / HHLVRA00585889,/ 1404400| Please process on priority NOI Sammaan
17:45
The challan's address boxes were written from the papers
17:45
The loan amount was worked out from the papers
17:45
Property address read from the sanction letter
17:45
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:45
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
17:45
The loan amount was worked out from the papers
17:45
Received: other
image004.jpg
17:45
Received: Aadhaar
App OVD.pdf
17:45
Received: Sanction letter
SanctionLetter_1400607_1210202602826.pdf
17:45
Received: logo
image003.jpg
17:45
Received: logo
image002.jpg
17:45
Received: PAN card
App Pan.pdf
17:45
Received: logo
image007.png
17:45
Property address read from the sanction letter
17:45
Payment proof arrived before the case was quoted — held
17:45
Received: Payment screenshot
IMG-20261016-WA0020.jpg
17:45
Property read from the Index II
17:45
Index II (title document) received from the branch
17:45
Payment proof arrived before the case was quoted — held
17:45
Payment proof arrived before the case was quoted — held
17:45
Received: Payment screenshot
IMG-20261016-WA0017.jpg
17:45
Payment proof arrived before the case was quoted — held
17:45
Received: Payment screenshot
IMG-20261016-WA0014.jpg
17:45
Received: Sanction letter
SanctionLetter_1404400_16102026052518.pdf
17:45
Received: Payment screenshot
IMG-20261016-WA0013.jpg
17:45
Payment proof arrived before the case was quoted — held
17:45
Payment proof arrived before the case was quoted — held
17:45
Received: Index II
NISHA THAKUR INDEX II.pdf
17:45
Payment proof arrived before the case was quoted — held
17:45
Received: Payment screenshot
IMG-20261016-WA0019.jpg
17:45
Received: Payment screenshot
IMG-20261016-WA0015.jpg
17:45
Received: Payment screenshot
IMG-20261016-WA0016.jpg
17:45
Nothing new to ask for — stayed quiet
17:45
Case opened from the branch's mail
17:44
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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