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Narendra Chounal
LAN 77000366296Loan ₹37,79,423Balance transferWaiting for the Index IIMails & papers 6 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Oct, 10:12
Documents
done 7 Oct, 10:16
Payment
took 2h 03m
Challan
done 7 Oct, 12:20 · GRAS ↗
Filing
waiting 6d 12h · Nikhil 2m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 6d 14h
Needs your eyes4
Challan on file does not agree with the case. Open it before paying or sharing.
TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
The work is done — our fee of ₹28,400.37 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 18 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• a challan on this case, GRN MH011523895202627E (1,000 + 0), fits no figure of this file — another customer's; not typed
• Payment page: 2 challans were paid on this case: NARENDRA T CHOUNAL EchallanMH01152308620 (GRN MH011523086202627E) on 37,79,423 with both heads; NARENDRA T CHOUNAL 1 EchallanMH011523895 (GRN MH011523895202627E) on 37,79,423 with the stamp-duty head alone — the stamp-duty-only challan pays the duty on a FURTHER amount the same notice secures, so together they were paid on 75,58,846, and the notice is filed on that total — the second GRN is typed where the portal takes another stamp-duty challan; the co-pilot names both
• Loan Amount: 75,58,846 — 2 challans were paid on this case: NARENDRA T CHOUNAL EchallanMH01152308620 (GRN MH011523086202627E) on 37,79,423 with both heads; NARENDRA T CHOUNAL 1 EchallanMH011523895 (GRN MH011523895202627E) on 37,79,423 with the stamp-duty head alone — the stamp-duty-only challan pays the duty on a FURTHER amount the same notice secures, so together they were paid on 75,58,846, and the notice is filed on that total; the case holds 37,79,423
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The made challan does not match the case: stamp duty on the challan is 1000 — the case works out Rs.11350; registration fee on the challan is 1000 — the case works out Rs.15000; challan total Rs.1000 — the case works out Rs.26350 — open the challan file and check before anything is shared.
Historywhat happened on this case, newest first
12 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03225 | 77000366296
An old draft withdrew itself — its asks were already answered
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03225 | 77000366296
An old draft withdrew itself — its asks were already answered
7 Oct78 things — 11 documents received · 4 letters written · 3 cautions · 60 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
Checked: this challan is not another case's
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
challan ca unfit
Received: Challan
NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
file note490
mail against file490 — by ezdocs:reader
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan numbers from reading — by copilot
challan boxes by rules
reader mail addition — by ezdocs:reader
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
property self check
file note490
case read — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
boxes gathered
address compared
challan boxes by rules
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
pages trimmed480
pages trimmed480
property numbers completed
documents read together
Property read from the legal / technical report (the sanction letter had none)
Property checked by the engine — read from the report, every box that names the flat is there
money settled — by ezdocs:reader
Property read from the legal / technical report (the sanction letter had none)
applicant email captured
case read started — by ezdocs:reader
roles from letter
Received: LSR
Narendra Chounal-Gayatri phase 2- (Thane).pdf
applicant email captured
Received: Sanction letter
KFSLetter_7792156532.pdf
roles from letter
Received: Sanction letter
KFSLetter_77000366296.pdf
Received: Technical report
HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Aadhaar
narendra aadhar.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Aadhaar
champa aadhar.pdf
Co-applicant added
Received: PAN card
champa pan.jpg
Received: PAN card
narendra pan.jpg
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
IMG-20261006-WA0017.jpg
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it1 open
The file is complete for the challan with a total loan amount of Rs. 37,79,423 (consisting of linked home and business loans). The property address is taken from the legal address line of the technical report.
○this desk's fee (Rs 28400) — the branch
?unsure of date_of_mortgage — No registered MOTD or mortgage deed is on the file to settle the date of mortgage.
the branch's last mail (2026-10-07): The branch provides the total loan amount for a main and top-up loan and the applicant's name. · brought: total loan amount
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T06:20 UTC
Moneywaiting for the credit
₹28,400.37
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹29,888 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-06 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%11,350
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for28,400.37
By law ₹28,388.27. We ask ₹28,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
FLAT NO 204, 2ND, GAYATRI DHAM PHASE-II CHSL, SURVEY, OLD 184, NEW 152, MIRA, 401107
read from the legal report · e-filing boxes 45 of 46 ready
Check the property →the boxes beside the paper
People
NARENDRA T CHOUNAL · applicantAGHPC9288PCHAMPA TARADUTT CHOUNAL · applicantANLPC9291K
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