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Cases / NOI-2026-03225

Narendra Chounal

ICICI_HFCLAN 77000366296 Challan paid · waiting on the branch Waiting for the Index IISend the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
9 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 1000 — the case works out Rs.11350; registration fee on the challan is 1000 — the case works out Rs.15000; challan total Rs.1000 — the case works out Rs.26350 — open the challan file and check before anything is shared.
✓Payment screenshot — shows ₹29,888; money not verified yetopen
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓Selfie / photo — inside narendra pan.jpgopen
✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)
All files (11)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total.
  • The work is done — our fee of ₹28,400.37 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹28,400.37CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹29,888; we wait for the credit itself
Ask for the exact ₹28,400.37. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%11,350
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.37
Total we ask for28,400.37
Screenshot ₹29,888 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-06 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 16:38 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹28,388.27. We ask ₹28,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 54 minour time · 7 Oct 12:06
Index II —not yet
the NOI team 8 d 7 htotal 8 d 7 h so far
Now with the NOI team — e-filing on IGR
since 7 Oct 12:06 — 8 d 5 h of working time
Day by day — every step and who held it
7 Oct 10:12Your branch's mail
7 Oct 10:16Fee quoted+4 min · the NOI team
7 Oct 10:16Papers readat once
7 Oct 10:16Property readat once
7 Oct 12:06Challan made+1 h 50 min · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹37,79,423
Loan account no.
77000366296
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardNARENDRA T CHOUNAL
The sanction letter DIFFERSNARENDRA TARADUTT CHOUNAL
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the technical report, the legal report (TSR); and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011523086202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
how it will look to the branch

Team,

Kindly share the index 2 copy for the NOI process.

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS sonu.shekhawat@icicihfc.com icicihfc.com
07 Oct, 10:12 · 8d ago
THE FIRST MAIL — how this case began
NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
Dear Team,

Please help us with Challan and NOI in case on priority

Loan amount₹37,79,423

And also do 1k BT CHALLAN.

Regards, Sonu Shekhawat
🤖 read: asks for the challan, the e-filing copy; documents attached; note: Also do 1k BT CHALLAN. — “Please help us with Challan and NOI in case on priority”
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
07 Oct, 11:42 · 8d ago

Team

Kindly confirm the loan amount to process the challan .

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 7 Oct 2026 at 10:12, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com> wrote: Dear Team, Please help us with Challan and NOI in case on priority Loan amount-37,79,423/- And also do 1k BT CHALLAN. Regards, Sonu Shekhawat
🤖 read: asks the branch for the loan amount
OL The NOI teamTYPED IN GMAIL
07 Oct, 11:42 · 8d ago

Team

  • ✗ Aradha — na
*Kindly confirm the loan amountto process the challan . Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Wed, 7 Oct 2026 at 10:12, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com> wrote: Dear Team, Please help us with Challan and NOI in case on priority Loan amount-37,79,423/- And also do 1k BT CHALLAN. Regards, Sonu Shekhawat
🤖 read: asks the branch for the loan amount — “Kindly confirm the loan amount to process the challan .”
SS sonu.shekhawat@icicihfc.com icicihfc.com
07 Oct, 11:50 · 8d ago
Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
Dear Team,
Main and TOP UP loan Amount total:-37,79,423/-
Regards, Sonu Shekhawat
earlier mails quoted below
________________________________ From: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> Sent: Wednesday, October 7, 2026 11:42 AM To: Sonu Shekhawat /DIST/ICICIHFC/MUM <sonu.shekhawat@icicihfc.com>; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER <vijay.wahul@icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com> Cc: Aashish Gupta /DIST/ICICIHFC/MUM <aashish.gupta@icicihfc.com> Subject: Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly confirm the loan amount to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 7 Oct 2026 at 10:12, Sonu Shekhawat /DIST/ICICIHFC/MUM <sonu.shekhawat@icicihfc.com<mailto:sonu.shekhawat@icicihfc.com>> wrote: Dear Team, Please help us with Challan and NOI in case on priority Loan amount-37,79,423/- And also do 1k BT CHALLAN. Regards, Sonu Shekhawat
🤖 read: note: Main and top-up loan amount total provided. — “Main and TOP UP loan Amount total :-37,79,423/-”
OL The NOI teamTYPED IN GMAIL
07 Oct, 12:10 · 8d ago

Team

PFA Challlans for your reference.

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 7 Oct 2026 at 11:50, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com > wrote: Dear Team, Main and TOP UP loan Amount total :- 37,79,423/- Regards, Sonu Shekhawat From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, October 7, 2026 11:42 AM To: Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Aashish Gupta /DIST/ICICIHFC/MUM < aashish.gupta@icicihfc.com > Subject: Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly confirm the loan amount to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 7 Oct 2026 at 10:12, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com > wrote: Dear Team, Please help us with Challan and NOI in case on priority Loan amount-37,79,423/- And also do 1k BT CHALLAN. Regards, Sonu Shekhawat
🤖 read: challan shared ✓ — “PFA Challlans for your reference.”
OL The NOI teamTYPED IN GMAIL
07 Oct, 12:10 · 8d ago

Team,

For NOI filing, we need the Index 2 copy andcolour selfie photo of the applicant

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Wed, 7 Oct 2026 at 12:10, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challlans for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 7 Oct 2026 at 11:50, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com > wrote: Dear Team, Main and TOP UP loan Amount total :- 37,79,423/- Regards, Sonu Shekhawat From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Sent: Wednesday, October 7, 2026 11:42 AM To: Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com > Cc: Aashish Gupta /DIST/ICICIHFC/MUM < aashish.gupta@icicihfc.com > Subject: Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296 CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable. Team Kindly confirm the loan amount to process the challan. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Wed, 7 Oct 2026 at 10:12, Sonu Shekhawat /DIST/ICICIHFC/MUM < sonu.shekhawat@icicihfc.com > wrote: Dear Team, Please help us with Challan and NOI in case on priority Loan amount-37,79,423/- And also do 1k BT CHALLAN. Regards, Sonu Shekhawat
🤖 read: asks the branch for documents — “For NOI filing, we need the Index 2 copy and colour selfie photo of the applicant”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261006-WA0017.jpg
filed 8d ago
PAN card+ Selfie / photo inside narendra pan.jpg
filed 8d ago
PAN card champa pan.jpg
filed 8d ago
Aadhaar card champa aadhar.pdf
filed 8d ago
Aadhaar card narendra aadhar.pdf
filed 8d ago
Technical report HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf
filed 8d ago
Sanction letter KFSLetter_77000366296.pdf
filed 8d ago
Sanction letter KFSLetter_7792156532.pdf
filed 8d ago
LSR (search report) Narendra Chounal-Gayatri phase 2- (Thane).pdf
filed 8d ago
Paid challan (GRAS) NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf
filed 8d ago
Paid challan (GRAS) NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf
filed 8d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹28,400.37
Where it stands
waiting for the credit
Screenshot claims
₹29,888 715546928416
Screenshot ₹29,888 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-06 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹11,350₹15,000₹350 ₹1,700₹28,400
By law ₹28,388.27. We ask ₹28,400 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

45 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (8d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (Narendra Chounal-Gayatri phase 2- (Thane).pdf)ICICI rule: from the technical report — press Re-read when it is on file check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No. 204, on 2nd Floor, G-Wing, Adm. 475 Sq. ft. (S. Built-up area) in Building & Society known as “Gayatri Dham Phase-II CHSL”, constructed on land bearing Old S. no. 184, New S. no. 152, H. no. 3,Village- Mira, Tal. & Dist. Thane.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this
HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf
Property Address line
FLAT NO. 204, SECOND FLOOR, WING G,GAYATRI DHAM PHASE II CHSL,MIRA ROAD EAST 401107.
Legal Address line
FLAT NO. 204, SECOND FLOOR, WING G, GAYATRI DHAM PHASE II CHSL, OLD SURVEY NO. 184, NEW SURVEY NO. 152, HISSA NO. 3, VILLAGE MIRA, TALUKA AND DISTRICT THANE, MIRA ROAD EAST 401107
PIN
401107
the legal report (TSR)
Narendra Chounal-Gayatri phase 2- (Thane).pdf
as printed
FLAT NO. 204, ON 2ND FLOOR, G-WING, ADM. 475 SQ. FT. (S. BUILT-UP AREA) IN BUILDING & SOCIETY KNOWN AS “GAYATRI DHAM PHASE-II CHSL”, CONSTRUCTED ON LAND BEARING OLD S. NO. 184, NEW S. NO. 152, H. NO. 3,VILLAGE- MIRA, TAL. & DIST. THANE.
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD SURVEY NO 184 NEW SURVEY NO 152
Locality/Road
HISSA NO 3 VILLAGE MIRA TALUKA AND DISTRICT THANE MIRA ROAD EAST
Area/City
THANE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 2ND, 475, ADM
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNARENDRA T CHOUNALAGHPC9288P…7119
mortgagorCHAMPA TARADUTT CHOUNALANLPC9291K…5809

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
documents acknowledgedsonu.shekhawat@icicihfc.com 8d ago
Index II chasesonu.shekhawat@icicihfc.com 7d ago
Index II chasesonu.shekhawat@icicihfc.com 3d ago
Index II chasesonu.shekhawat@icicihfc.com 7h ago
What EzDocs read from each document — check anything marked in red
Payment screenshot IMG-20261006-WA0017.jpg needs your check
utr
715546928416
date
2026-10-06
time
11:43
amount
29888
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '715546928416', 'date': '2026-10-06', 'time': '11:43', 'amount': 29888, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payer_upi': None, 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
PAN card narendra pan.jpg needs your check
dob
1981-10-31
pan
AGHPC9288P
name
NARENDRA T CHOUNAL
legible
True
father name
TARADUTT UDYANAND CHOUNAL
raw reading (for Abhijit)
{'dob': '1981-10-31', 'pan': 'AGHPC9288P', 'name': 'NARENDRA T CHOUNAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TARADUTT UDYANAND CHOUNAL', 'aadhaar_last4': None, 'quality_issue': None}
PAN card champa pan.jpg needs your check
dob
1979-06-19
pan
ANLPC9291K
name
CHAMPA TARADUTT CHOUNAL
legible
True
father name
TARADUTT UDYANAND CHOUNAL
raw reading (for Abhijit)
{'dob': '1979-06-19', 'pan': 'ANLPC9291K', 'name': 'CHAMPA TARADUTT CHOUNAL', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'TARADUTT UDYANAND CHOUNAL', 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card champa aadhar.pdf needs your check
dob
1979-06-19
name
Champa Taradutt Chounal
mobile
9820520916
address
pin: 401107; area: Near Delta Vrindavan, Mahajanwadi; flat: 701; road: Mira Road East; state: Maharashtra; building: Hari Om Building; district: Thane; post_office: Mira Road; Village: Thane
legible
True
aadhaar last4
5809
raw reading (for Abhijit)
{'dob': '1979-06-19', 'pan': None, 'name': 'Champa Taradutt Chounal', 'mobile': '9820520916', 'address': {'pin': '401107', 'area': 'Near Delta Vrindavan, Mahajanwadi', 'flat': '701', 'road': 'Mira Road East', 'floor': None, 'state': 'Maharashtra', 'building': 'Hari Om Building', 'district': 'Thane', 'post_office': 'Mira Road', 'village_city': 'Thane'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5809', 'quality_issue': None}
Aadhaar card narendra aadhar.pdf needs your check
dob
1981-10-31
name
Narendra Taradutt Chounal
mobile
9820520916
address
pin: 401107; area: Near Delta Vrindavan, Mahajanwadi; flat: 701; road: Mira Road East; state: Maharashtra; building: Hari Om Building; district: Thane; post_office: Mira Road; Village: Mira-Bhayander
legible
True
aadhaar last4
7119
raw reading (for Abhijit)
{'dob': '1981-10-31', 'pan': None, 'name': 'Narendra Taradutt Chounal', 'mobile': '9820520916', 'address': {'pin': '401107', 'area': 'Near Delta Vrindavan, Mahajanwadi', 'flat': '701', 'road': 'Mira Road East', 'floor': None, 'state': 'Maharashtra', 'building': 'Hari Om Building', 'district': 'Thane', 'post_office': 'Mira Road', 'village_city': 'Mira-Bhayander'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7119', 'quality_issue': None}
Sanction letter KFSLetter_77000366296.pdf needs your check
lan
77000366296
legible
True
purpose
Home Loan and Purchase/Improvement of Property
loan type
Home Loan and Purchase/Improvement of Property
confidence
1
rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.00% 10.90 %p.a
linked refs
7792156532
loan amount
2279423
rate spread
-8.0
final amount
2279423
interest rate
10.9
sanction date
30/09/2026
reference rate
18.9
applicant email
narendrachounal1981@gmail.com
applicant names
NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL
printed altered
False
applicant mobile
+91-9769338339
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107
raw reading (for Abhijit)
{'lan': '77000366296', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan and Purchase/Improvement of Property', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)8.00% 10.90 %p.a', 'handwritten': [], 'linked_refs': ['7792156532'], 'loan_amount': 2279423, 'rate_spread': -8.0, 'final_amount': 2279423, 'interest_rate': 10.9, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': None, 'reference_rate': 18.9, 'applicant_email': 'narendrachounal1981@gmail.com', 'applicant_names': ['NARENDRA TARADUTT CHOUNAL', 'CHAMPA TARADUTT CHOUNAL'], 'printed_altered': False, 'applicant_mobile': '+91-9769338339', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107'}
Sanction letter KFSLetter_7792156532.pdf needs your check
lan
7792156532
legible
True
purpose
Non Home Loan and Business
borrowers
{'name': 'NARENDRA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'CHAMPA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}
loan type
Non Home Loan and Business
confidence
1.0
rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)6.40% 12.50%p.a
linked refs
77000366296
loan amount
1500000
rate spread
-6.4
final amount
1500000
interest rate
12.5
sanction date
30/09/2026
letter version
HF-38-VER-14-01072026/KFS
reference rate
18.9
applicant email
narendrachounal1981@gmail.com
applicant names
NARENDRA TARADUTT CHOUNAL, CHAMPA TARADUTT CHOUNAL
printed altered
False
applicant mobile
+91-9769338339
balance transfer
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
includes insurance
False
applicant address verbatim
Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107
raw reading (for Abhijit)
{'lan': '7792156532', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [{'name': 'NARENDRA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}, {'name': 'CHAMPA TARADUTT CHOUNAL', 'role': 'applicant', 'label': 'Customer Name'}], 'loan_type': 'Non Home Loan and Business', 'confidence': 1.0, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)6.40% 12.50%p.a', 'handwritten': [], 'linked_refs': ['77000366296'], 'loan_amount': 1500000, 'rate_spread': -6.4, 'final_amount': 1500000, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '30/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'narendrachounal1981@gmail.com', 'applicant_names': ['NARENDRA TARADUTT CHOUNAL', 'CHAMPA TARADUTT CHOUNAL'], 'printed_altered': False, 'applicant_mobile': '+91-9769338339', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Flat No -701 Hari Om Building, Mira Road, Mira Road, Palghar, THANE, MAHARASHTRA, IN, 401107'}
LSR (search report) Narendra Chounal-Gayatri phase 2- (Thane).pdf needs your check
found
True
found in
PART I: PROPERTY DETAILS: 6. Description of the Property
area sq m
44.13
paper for
loan_ref: 77000366296; report_id: DL-26-3855/77000366296; customer_name: Narendra T. Chounal
confidence
0.95
reading486
property
property address
state: MAHARASHTRA; taluka: THANE; Flat no: FLAT NO 204; district: THANE; Floor: 2ND; Address: Flat No. 204, on 2nd Floor, G-Wing, Gayatri Dham Phase-II CHSL, Old S. no. 184, New S. no. 152, H. no. 3, Village Mir
security address verbatim
Flat No. 204, on 2nd Floor, G-Wing, Adm. 475 Sq. ft. (S. Built-up area) in Building & Society known as “Gayatri Dham Phase-II CHSL”, constructed on land bearing Old S. no. 184, New S. no. 152, H. no. 3,Village- Mira, Tal
raw reading (for Abhijit)
{'found': True, 'found_in': 'PART I: PROPERTY DETAILS: 6. Description of the Property', 'area_sq_m': 44.13, 'paper_for': {'loan_ref': '77000366296', 'report_id': 'DL-26-3855/77000366296', 'customer_name': 'Narendra T. Chounal'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'THANE', 'flat_no': 'FLAT NO 204', 'district': 'THANE', 'floor_no': '2ND', 'landmark': None, 'full_address': 'Flat No. 204, on 2nd Floor, G-Wing, Gayatri Dham Phase-II CHSL, Old S. no. 184, New S. no. 152, H. no. 3, Village Mira, Tal. & Dist. Thane', 'village_city': 'MIRA', 'building_name': 'GAYATRI DHAM PHASE-II CHSL', 'survey_or_cts_no': 'OLD S. NO. 184, NEW S. NO. 152, H. NO. 3'}, 'security_address_verbatim': 'Flat No. 204, on 2nd Floor, G-Wing, Adm. 475 Sq. ft. (S. Built-up area) in Building & Society known as “Gayatri Dham Phase-II CHSL”, constructed on land bearing Old S. no. 184, New S. no. 152, H. no. 3,Village- Mira, Tal. & Dist. Thane.'}
Technical report HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf needs your check
found
True
found in
PROPERTY ADDRESS
area sq m
31.49
paper for
loan_ref: 77000366296; report_id: HRQ-26-167964; customer_name: Narendra Taradutt Chounal
confidence
0.99
reading486
property
address lines
taken: legal; legal_address: Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107; property_a
property address
pin: 401107; road: Mira Road East; state: Maharashtra; taluka: Thane; Flat no: Flat No. 204; district: Thane; Floor: Second Floor; landmark: Near Don Bosco School; Address: Flat No. 204, Second Floor, Wing G, Gay
security address verbatim
Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107
raw reading (for Abhijit)
{'found': True, 'found_in': 'PROPERTY ADDRESS', 'area_sq_m': 31.49, 'paper_for': {'loan_ref': '77000366296', 'report_id': 'HRQ-26-167964', 'customer_name': 'Narendra Taradutt Chounal'}, 'pin_other': None, 'confidence': 0.99, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107', 'property_address': 'Flat No. 204, Second Floor, Wing G, ,Gayatri Dham Phase Ii Chsl,,Mira Road East 401107.'}, 'property_address': {'pin': '401107', 'road': 'Mira Road East', 'state': 'Maharashtra', 'taluka': 'Thane', 'flat_no': 'Flat No. 204', 'district': 'Thane', 'floor_no': 'Second Floor', 'landmark': 'Near Don Bosco School', 'full_address': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107', 'village_city': 'Mira', 'building_name': 'Wing G, Gayatri Dham Phase Ii Chsl', 'survey_or_cts_no': 'Old Survey No. 184, New Survey No. 152, Hissa No. 3'}, 'security_address_verbatim': 'Flat No. 204, Second Floor, Wing G, Gayatri Dham Phase Ii Chsl, Old Survey No. 184, New Survey No. 152, Hissa No. 3, Village Mira, Taluka And District Thane, Mira Road East 401107'}
Payment screenshot IMG-20261006-WA0017.jpg needs your check
payments inside
payments: [{'utr': '715546928416', 'date': '2026-10-06', 'page': 1, 'time': '11:43', 'payee': 'EZDOCS', 'amount': 29888.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610061142566910567351', 'proof_kind
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '715546928416', 'date': '2026-10-06', 'page': 1, 'time': '11:43', 'payee': 'EZDOCS', 'amount': 29888.0, 'direction': 'credit', 'narration': 'PhonePe Transaction ID T2610061142566910567351', 'proof_kind': 'success_screen'}]}}
Paid challan (GRAS) NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf needs your check
grn
MH011523086202627E
pin
401107
total
26350.0
article
6(1)
defaced
False
bank cin
03006172026100700233
district
THANE
area city
THANE
payer pan
AGHXXXXXXP
flat block
FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD S NO 184 NEW S NO 152 HISSA NO 3
payer name
NARENDRA T CHOUNAL
sro office
THN10 THANE NO 10 JOINT SUB REGISTR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3779423
scheme rows
{'amount': 11350.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8339
payment date
07/10/2026-12:06:33
road locality
MIRA ROAD EAST VILLAGE MIRA TALUKA AND DISTRICT THANE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
consideration amount
3779423
raw reading (for Abhijit)
{'grn': 'MH011523086202627E', 'pin': '401107', 'total': 26350.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100700233', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AGHXXXXXXP', 'flat_block': 'FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD S NO 184 NEW S NO 152 HISSA NO 3', 'payer_name': 'NARENDRA T CHOUNAL', 'sro_office': 'THN10 THANE NO 10 JOINT SUB REGISTR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=3779423', 'scheme_rows': [{'amount': 11350.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8339', 'payment_date': '07/10/2026-12:06:33', 'road_locality': 'MIRA ROAD EAST VILLAGE MIRA TALUKA AND DISTRICT THANE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '3779423'}
Paid challan (GRAS) NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf needs your check
grn
MH011523895202627E
pin
401107
total
1000.0
article
6(1)
defaced
False
bank cin
03006172026100700252
ca unfit
the challan's heads (1000) are not 0.3% and 0.5% of the 3779423 its Remarks read as, nor of the case's loan
district
THANE
area city
THANE
payer pan
AGHXXXXXXP
flat block
FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD S NO 184 NEW S NO 152 HISSA NO 3
payer name
NARENDRA T CHOUNAL
sro office
THN10_THANE NO 10 JOINT SUB REGISTR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LIMITED~CA=3779423
scheme rows
{'amount': 1000.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}
payer mobile
XXXXXX8339
payment date
07/10/2026-12:08:40
road locality
MIRA ROAD EAST VILLAGE MIRA TALUKA AND DISTRICT THANE
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LIMITED
consideration amount
3779423
raw reading (for Abhijit)
{'grn': 'MH011523895202627E', 'pin': '401107', 'total': 1000.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100700252', 'ca_unfit': "the challan's heads (1000) are not 0.3% and 0.5% of the 3779423 its Remarks read as, nor of the case's loan", 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'AGHXXXXXXP', 'flat_block': 'FLAT NO 204 SECOND FLOOR WING G GAYATRI DHAM PHASE II CHSL OLD S NO 184 NEW S NO 152 HISSA NO 3', 'payer_name': 'NARENDRA T CHOUNAL', 'sro_office': 'THN10_THANE NO 10 JOINT SUB REGISTR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME COMPANY LIMITED~CA=3779423', 'scheme_rows': [{'amount': 1000.0, 'head_code': '0030046401', 'description': 'Sale of NonJudicial Stamp'}], 'payer_mobile': 'XXXXXX8339', 'payment_date': '07/10/2026-12:08:40', 'road_locality': 'MIRA ROAD EAST VILLAGE MIRA TALUKA AND DISTRICT THANE', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '3779423'}
Technical record (for Abhijit — safe to ignore)
2h agoEzDocsreader_efiling_verdict{'fp': 'd36e5fb95a9b3c24', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is a required field and is empty.', 'page': 'Start page', 'le
7h agoEzDocsemail_shadowed:index2_chase{'to': 'sonu.shekhawat@icicihfc.com', 'body': 'Team,\n\nKindly share the index 2 copy for the NOI process.\n\nAradhana Rai\nNOI Coordinator | One Legal\n+91 8888706969\n', 'subject': 'Re: NOI INITIATED IN NARENDRA CHOUNA
7h agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
3d agoEzDocsemail_shadowed:index2_chase{'to': 'sonu.shekhawat@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000366296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
3d agoEzDocsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
7d agoEzDocsemail_shadowed:index2_chase{'to': 'sonu.shekhawat@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000366296) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
7d agoEzDocsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['ack_docs']}
8d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 1000 — the case works out Rs.11350', 'registration fee on the challan is 1000 — t
8d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '9eae5e4a-c5b7-44a4-a8cc-dffb4d48d364'}
8d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': 'd3b0f5cc-f961-44b9-a879-83563cee14ba'}
8d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team took AGxxxxxxXP from the paid chal
8d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team took AGxxxxxxXP from the paid chal
8d agoEzDocsfiling_waits_on_title_doc{'was': 'US', 'why': "the challan is paid, and the e-filing on the IGR site starts from the registered title deed's number (district / SRO / year / document no.) — printed on the Index II or the sale deed, which the bran
8d agoEzDocschallan_found_on_case{'was': 'ACKNOWLEDGED', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf', 'kind': 'pai
8d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NARENDRA T CHOUNAL
8d agoEzDocstwo_stamp_duty_challans{'why': 'the IGR banking portal accepts ONE challan carrying both 0.3% and 0.5%, or one 0.3% for the WHOLE amount plus a separate 0.5% — two different 0.3% challans cannot be added. On a BT + top-up the 0.3% must be ONE
8d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'THN10_THANE NO 10 JOINT SUB REGISTR', 'district': 'THANE'}
8d agoEzDocschallan_mismatch{'file': 'NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf', 'problems': ['stamp duty on the challan is 1000 — the case works out Rs.11350', 'registration fee on the challan is 1000 — the case works out Rs.15000', 'ch
8d agoEzDocschallan_extracted{'grn': 'MH011523895202627E', 'file': 'NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf', 'heads': ['0030046401'], 'total': 1000.0}
8d agoEzDocschallan_ca_unfit{'rf': 0, 'sd': 1000, 'why': "the challan's heads (1000) are not 0.3% and 0.5% of the 3779423 its Remarks read as, nor of the case's loan", 'file': 'NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf', 'read': 3779423}
8d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NARENDRA T CHOUNAL
8d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'THN10 THANE NO 10 JOINT SUB REGISTR', 'district': 'THANE'}
8d agoEzDocschallan_verified_against_case{'grn': 'MH011523086202627E', 'file': 'NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
8d agoEzDocschallan_extracted{'grn': 'MH011523086202627E', 'file': 'NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 26350.0}
8d agoEzDocspaper_locate{'fp': '2b341eb4f4a5d2c0', 'box': [0, 0, 1000, 1000], 'why': 'The PAN card with number AGHPC9288P is on page 1.', 'page': 1, 'what': 'pan_card', 'asked': True, 'found': True, 'doc_id': 'c6ae8bc9-bc2c-4823-8c06-6117aa0ec3
8d agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
8d agoEzDocsform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03225'}
8d agothe co-pilotreading_boxes_not_the_papers_words{'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf', 'paper': 'the technical report
8d agothe co-pilotchallan_numbers_from_reading{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf', 'from':
8d agoEzDocschallan_boxes_by_rules{'fp': '44652533ece73a03', 'why': 'EzDocs wrote more than the boxes hold, twice (box 1 had 118 characters (it holds 100))', 'anew': 'first'}

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Nothing more to ask the branch for
Money
₹29,888 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Challan on file does not agree with the case. Open it before paying or sharing. TWO 0.3% challans on this case. The IGR portal takes ONE challan for both heads, or one 0.3% for the WHOLE amount plus a separate 0.5% — it cannot take two 0.3% challans. On a BT + top-up the 0.3% must be one challan for the total. The work is done — our fee of ₹28,400.37 is still not in our account. Chase the branch for it.
Today · 15 Oct3 things
EzDocs checked the e-filing boxes against the papers
15:35
Wrote the Index II chase mail — held, silent mode
Re: NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
10:00
An old draft withdrew itself — its asks were already answered
10:00
12 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03225 | 77000366296
10:00
An old draft withdrew itself — its asks were already answered
10:00
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-03225 | 77000366296
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Oct39 things — 11 documents received · 4 letters written · 1 money step · 3 cautions · 20 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
12:33
Checked: this challan is not another case's
12:31
Checked: this challan is not another case's
12:31
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
12:15
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:15
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:15
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
12:15
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:15
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
12:15
EzDocs took 47 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:15
Received: Challan
NARENDRA T CHOUNAL 1 EchallanMH011523895202627E.pdf
12:15
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
12:15
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
12:15
Challan re-read against the case — matches exactly
12:15
Received: Challan
NARENDRA T CHOUNAL EchallanMH011523086202627E.pdf
12:15
EzDocs read the whole file
10:17
Wrote the documents acknowledged mail — held, silent mode
NOI INITIATED IN NARENDRA CHOUNAL // 77000366296
10:16
No fee quote sent — the branch's own figures were right
10:16
The payment proof already on the case was applied
10:16
A box the papers had not filled was read off a paper and corrected
10:16
A box the papers had not filled was read off a paper and corrected
10:16
Property read from the legal / technical report (the sanction letter had none)
10:16
Property checked by EzDocs — read from the report, every box that names the flat is there
10:16
The loan amount was worked out from the papers
10:16
Property read from the legal / technical report (the sanction letter had none)
10:16
Received: LSR
Narendra Chounal-Gayatri phase 2- (Thane).pdf
10:16
Received: Sanction letter
KFSLetter_7792156532.pdf
10:16
Received: Sanction letter
KFSLetter_77000366296.pdf
10:16
Received: Technical report
HRQ-26-167964_INDProcessRequest_2500320261006152052020.pdf
10:16
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:16
Received: Aadhaar
narendra aadhar.pdf
10:16
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:16
Received: Aadhaar
champa aadhar.pdf
10:16
Co-applicant added
10:16
Received: PAN card
champa pan.jpg
10:16
Received: PAN card
narendra pan.jpg
10:16
Payment proof arrived before the case was quoted — held
10:16
Received: Payment screenshot
IMG-20261006-WA0017.jpg
10:16
Case opened from the branch's mail
10:16
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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