⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
VARDHARAJAN DHRUVASINGH PARDESHI
LAN CASE INITIATION BRANCH NAMELoan ₹29,46,000NOIMails & papers 10 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
3 Oct, 12:35
Documents
done 3 Oct, 12:36
Payment
took 28m
Challan
done 3 Oct, 13:05 · GRAS ↗
Filing
took 3d 22h · IGR e-filing ↗
E-filing copy
Index II
done 7 Oct, 12:05
doneIndex II shared · the trail says: The branch has sent the loan documents and the Index II. The team has prepared and shared the challan, and is now waiting to file the NOI.whole case so far 10d 9h
Needs your eyes2
The work is done — our fee of ₹25,110.05 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
7 Oct4 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990510260003.pdf
5 Oct50 things — 2 documents received · 2 letters written · 46 steps
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990510260003.pdf
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
dhc prn looked
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
EzDocs read the whole trail as one conversation — where the case stands is on the page
paper against file490 — by ezdocs:reader
file note490
efiling copy read
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
vardCapture.GIF
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
efiling profile differs — by copilot
efiling token from portal — by copilot
3 Oct87 things — 11 documents received · 3 letters written · 73 steps
A file was read again from the start — everything inside it now counts
reading error456
extra challan scanned
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VARDHARAJAN DHRUVASINGH PARDESHI EchallanMH011300537202627E.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
reading boxes not the papers words — by copilot
money check hold — by copilot
challan boxes by rules
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes by rules
box disagreement
property self check
property from index2
index2 people checked
property numbers completed
documents read together
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
index2 pan differs
index2 pan differs
Index II (title document) received from the branch
Received: Index II
20261003_123055.jpg
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
money check hold — by copilot
challan boxes by rules
copilot check ok — by copilot
challan boxes by rules
money check hold — by copilot
reader mail addition — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
property self check
quoted history checked
Property re-read from this bank's ruling source (ICICI: the technical report)
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes by rules
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03114
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
box disagreement
money settled — by ezdocs:reader
pages trimmed480
documents read together
case read started — by ezdocs:reader
Property address read from the sanction letter
applicant name corrected from letter
roles from letter
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
Received: other
image001.jpg
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Sanction letter
SanctionLetter_1395149_23092026114848 (002).pdf
Received: PAN card
DocScanner 11-Aug-2026 10-16 AM_1(1).jpeg
Received: Aadhaar
DocScanner 11-Aug-2026 10-16 AM_1.jpeg
Received: PAN card
DocScanner 11-Aug-2026 10-17 AM_1.jpeg
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
PHOTO-2026-09-23-17-44-37.jpg
Received: Payment screenshot
payment_confirmation_202609267-010956.png
Received: Aadhaar
DocScanner 11-Aug-2026 10-18 AM_1.jpeg
Received: Selfie
PHOTO-2026-09-23-17-43-35.jpg
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
10 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 14 files
The file, as the engine remembers it3 open
This file is for VARDHARAJAN DHRUVASINGH PARDESHI and co-applicant SHEETAL VARDHARAJAN PARDESHI for a loan of Rs. 29,46,000 on a Row House in Makhmalabad-2, Nashik. The Index II of their purchase dated 01-10-2026 is attached, though the MOTD is missing from the bundle.
○VARDHARAJAN DHRUVASINGH PARDESHI — e-mail — the branch
○Sheetal Vardharajan Pardeshi — e-mail — the branch
○this desk's fee (Rs 25110) — the branch
?unsure of Date of Mortgage — No MOTD/Mortgage Deed is on the file to confirm the actual date of deposit of title deeds.
the branch's last mail (2026-10-05): The branch asks the team to process the case.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T05:30 UTC
Moneywaiting for the credit
₹25,110.05
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹25,068 — ₹42 under our ask, not below the real calculation ₹25,068. Counts as full. Nothing to ask.
Screenshot ₹25,068 — verified by itself the moment the bank credit is heard.
Screenshot ₹25,068 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%8,850
Registration fee 0.5%14,740
Government handling320
Our service fee1,200
Total we ask for25,110.05
By law ₹25,088. We ask ₹25,110 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
57/58/59/60/5, Ground + One, Om Row House, SURVEY, 347/1, Makhmalabad-2, 422004
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
Sheetal Vardharajan Pardeshi · co-applicantAOLPP2563GVARDHARAJAN DHRUVASINGH PARDESHI · applicantAGQPP4351B
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