⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Bharati Balaraj Shirke
LAN HOU/PNVL/0826/5205901Loan ₹42,91,0000.3% only / top-upMails & papers 7 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
6 Oct, 12:32
Documents
took 5h 08m
Payment
done 6 Oct, 17:45
Challan
took 29m · GRAS ↗
Filing
took 1d 18h · IGR e-filing ↗
E-filing copy
done 8 Oct, 12:20
Index II
took 4d 1h
doneIndex II sharedwhole case so far 7d 11h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260264.pdf
8 Oct23 things — 1 document received · 1 letter written · 21 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260264.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
A file was read again from the start — everything inside it now counts
reading error456
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
6 Oct61 things — 6 documents received · 5 letters written · 1 money step · 3 cautions · 46 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
only03 nothing to file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
BHARATI BALARAJ SHIRKE EchallanMH011495282202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
documents read together
Document could not be read — a clear copy was asked for
not a selfie, appears to be a photo taken by another person
Received: Selfie — not usable
PHOTO-2026-10-06-17-42-10.jpg — not a selfie, appears to be a photo taken by another person
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
Received: Payment screenshot
IMG-20261006-WA0015.jpg
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03190
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03190
documents read together
property self check
property from index2
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
index2 people checked
kyc address read
property english extracted
money settled — by ezdocs:reader
index2 people checked
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Received: Index II
index ii.pdf
Received: PAN card
kyc.pdf
Received: Sanction letter
Sanction letter.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
9 of 11 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — not a selfie, appears to be a photo taken by another person)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as the engine remembers it2 open
The file holds a sanction letter and an Index II for BHARATI BALARAJ SHIRKE's purchase of flat 702 in Jindal Imperia. RIYA BALRAJ SHIRKE is a co-applicant on the loan but is not listed as an owner on the Index II.
○the photo — the branch
✗the photo could not be read (PHOTO-2026-10-06-17-42-10.jpg) — the branch — not a selfie, appears to be a photo taken by another person
?unsure of date_of_mortgage — No MOTD or mortgage deed is attached on the file to give the execution date.
the branch's last mail (2026-10-06): The branch says payment details and applicant photo are attached, and asks for the challan copy. · brought: the applicant's photo; the applicant's mobile number · settled: paper:selfie
read once, kept; every new mail and paper is read against this note · kept 2026-10-06T12:15 UTC
Moneyall of it is in
₹12,973.57
Reached our account 6 Oct 14:43:42.
How we know
Our own bank told us — 6 Oct 14:43
₹29,900 · UTR 130815010133 · from JM-HDFCBN-S
“Successful! You have received Rs. 29900.00 via HDFC Bank SmartHub Vyapar from Mrs BHARAT . RRN-130815010133 , Check: https://1.hdfc.bank.in/HDFCBK/s/LEEYYqbK”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%12,873
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for12,973.57
Propertyby the engine, from the Index II
702, 7th, Jindal Imperia, E-Wing, SURVEY, 743/8, Panvel, 410206
read from the Index II · e-filing boxes 33 of 34 ready
Check the property →the boxes beside the paper
People
BHARATI BALARAJ SHIRKE · applicantAKSPS3401P
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