⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-03190
Bharati Balaraj Shirke
LAN HOU/PNVL/0826/5205901
Index II shared · done
Send the draft 1All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓PAN cardopen
Selfie / photo (CANNOT BE READ — clear copy asked — not a selfie, appears to be a photo taken by another person)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (8)A label is wrong? Fix it under All documents.
Needs your eyes
- Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹12,973.57CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹29,900 receivedthe receipt's amount and minute agree
Stamp duty 0.3% — the top-up challan12,873
Top-up challan charge100.57
Total we ask for12,973.57
the branch’s receipt claims ₹29,900 130815010133
paid 6 Oct 14:43:42 · verified 6 Oct 17:42:33 · 2 h 58 min later
How we know
Our own bank told us — 6 Oct 14:43
₹29,900 · UTR 130815010133 · from JM-HDFCBN-S
“Successful! You have received Rs. 29900.00 via HDFC Bank SmartHub Vyapar from Mrs BHARAT . RRN-130815010133 , Check: https://1.hdfc.bank.in/HDFCBK/s/LEEYYqbK”
Matched by: the screenshot's amount AND its minute agree with this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 33 minour time · 6 Oct 18:10
Index II 45 h 47 minour time · 12 Oct 13:23
the NOI team 5 d 19 hthe branch 5 h 05 mintotal 6 d
Complete.
Day by day — every step and who held it
6 Oct 12:32Your branch's mail
6 Oct 12:36Papers read+4 min · the NOI team
6 Oct 12:36Property readat once
6 Oct 12:37Fee quotedat once
6 Oct 14:43Payment landed+2 h 07 min · the branch
6 Oct 17:41Papers from your branch+2 h 58 min · the branch
6 Oct 17:42Papers read+1 min · the NOI team
6 Oct 17:42Payment verifiedat once
6 Oct 17:42Ready for the challanat once
6 Oct 17:45Papers read+3 min · the NOI team
6 Oct 18:10Challan made+25 min · the NOI team
8 Oct 12:15Filed on IGR — e-filing shared+1 d 18 h · the NOI team
12 Oct 13:23Index II sent+4 d 1 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹42,91,000
Loan account no.
HOU/PNVL/0826/5205901
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.
Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 7d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 1026087404771 · ₹300 · paid 08/10/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011495282202627E | 9990810260264 | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by the engine, not sent
Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
AC
akshay.chaudhari@phfl.com phfl.com
06 Oct, 12:32 · 7d ago THE FIRST MAIL — how this case began
06 Oct, 12:32 · 7d ago THE FIRST MAIL — how this case began
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance₹42,91,000
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: documents attached; note: Kindly Initiate 0.3% Challan & NOI — “Loan amount with insurance – 42,91,000/-”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
06 Oct, 12:38 · 7d ago
06 Oct, 12:38 · 7d ago
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks the branch for the payment — “Kindly share payment screenshot for challan process.”
AC
akshay.chaudhari@phfl.com phfl.com
06 Oct, 17:39 · 7d ago
06 Oct, 17:39 · 7d ago
Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attched payment details,
Request you to share NOI Challan
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 12:39
To: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Exercise Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “Request you to share NOI Challan”
AC
akshay.chaudhari@phfl.com phfl.com
06 Oct, 17:41 · 7d ago
06 Oct, 17:41 · 7d ago
Re[3]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attached payment details and Applicant photo
Request you to share challan copy.
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
earlier mails quoted below
From: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Date: 10/06/26 17:41
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attched payment details,
Request you to share NOI Challan
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 12:39
To: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Exercise Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: asks for the challan; says the fee is paid ✓; documents attached — “Request you to share challan copy.”
OL
The NOI teamTYPED IN GMAIL
06 Oct, 18:12 · 7d ago
06 Oct, 18:12 · 7d ago
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 17:44, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Please find attached payment details and Applicant photo
Request you to share challan copy.
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Date: 10/06/26 17:41
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attched payment details,
Request you to share NOI Challan
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 12:39
To: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Exercise Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
08 Oct, 12:15 · 5d ago
08 Oct, 12:15 · 5d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Tue, 6 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 17:44, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Please find attached payment details and Applicant photo
Request you to share challan copy.
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Date: 10/06/26 17:41
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attched payment details,
Request you to share NOI Challan
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 12:39
To: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Exercise Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL
The NOI teamTYPED IN GMAIL
12 Oct, 13:23 · 1d ago
12 Oct, 13:23 · 1d ago
TEAM
PFA NOI INDEX 2 FOR CASE CLOSURE
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 8 Oct 2026 at 12:15, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 18:12, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 17:44, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Please find attached payment details and Applicant photo
Request you to share challan copy.
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Date: 10/06/26 17:41
To: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Dear Team,
Please find attched payment details,
Request you to share NOI Challan
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 10/06/26 12:39
To: Akshay Chaudhari ( akshay.chaudhari@phfl.com )
Cc: Nilesh Gadankush ( nilesh.gadankush@pnbhousing.com ), Harshada Arun Kashid ( harshada.kashid@pnbhousing.com ), Aniket Ananda Washivale ( aniket.washivale@phfl.com ), rupesh.joshi2 ( rupesh.joshi2@phfl.com ), Bhavana Krishna Sawant ( bhavana.sawant@pnbhousing.com ), Nimisha Nandan ( nimisha.nandan@pnbhousing.com )
Subject: Re: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Exercise Secured by Check Point
Dear Team,
Kindly share payment screenshot for challan process.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Tue, 6 Oct 2026 at 12:36, Akshay Chaudhari < akshay.chaudhari@phfl.com > wrote:
Dear Team,
Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
Require document and Payment Receipt attached for your reference
Loan amount with insurance – 42,91,000/-
Property Add:- Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Thanks & Regards,
Mobile: +91 8097024529
Akshay Chaudhari
Senior Team Leader
Every 3000 sheets cost 1 tree so please don't print any e-mail unless you really need it……
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | Sanction letter.pdf | filed | 7d ago |
| PAN card+ Aadhaar card inside | kyc.pdf | filed | 7d ago |
| Index IIthe branch sent this — an input | index ii.pdf | filed | 7d ago |
| Payment screenshot | IMG-20261006-WA0015.jpg | filed | 7d ago |
| Selfie / photo | PHOTO-2026-10-06-17-42-10.jpg | CANNOT BE READ — clear copy asked | 7d ago |
| Paid challan (GRAS) | BHARATI BALARAJ SHIRKE EchallanMH011495282202627E.pdf | filed | 7d ago |
| E-filing copy (token) | eFilingDoc9990810260264.pdf | filed | 5d ago |
| Index IIthe registered copy we filed | IndexII9990810260264.pdf | filed | 1d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹12,973.57
₹12,973.57
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹29,900 130815010133
₹29,900 130815010133
Paid at
6 Oct 14:43:42
6 Oct 14:43:42
Verified on
6 Oct 17:42:33
6 Oct 17:42:33
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,873 | ₹0 | ₹0 | ₹100 | ₹12,973 |
Property (must be perfect)
33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, Floor (person 1)
✓ EzDocs checked every box against the document’s own words 7d ago — all agree.
The property, paper by paper side by side, the base paper first
the sanction letter BASE — the challan follows this
Sanction letter.pdf
as printed
UNIT 702, FLOOR 7TH FLOOR, BLOCK E WING, PROJECT JINDAL IMPERIA, 743/8/06, SAI NAGAR, KASBE, PANVEL, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
UNIT 702, FLOOR 7TH FLOOR, BLOCK E WING, PROJECT JINDAL IMPERIA, 743/8/06, SAI NAGAR, KASBE, PANVEL, PANVEL, RAIGAD, MAHARASHTRA, INDIA, 410206
PIN
410206
410206
the Index II
index ii.pdf
the property
1) paalikeche naava:panavela ma.na.paa. itara varnana:, itara maahiti: vibhaaga -1 /7 dara - 94100/- mahaareraa na. P52000053510, sadanikaa nan. 702, saatavaa majalaa, i-vinga, jindaala imperiyaa, sarve nan./ hissaa nan. 743/8, plota nan. 6, panavela, taa. panavela, ji. raayagada, kshetra 36.00 chau. mi. kaarapeta prathama kharedi - paripatraka kra. 2021/UOR.12@CR.1071. M-1(policy) nusaara manhilaa kharedidaaraasa 1% takke mudraanka shulkaamadhye suta asalyaane sadara paripatrakaanusaara sadara sadara dastaasa mudraanka shulkaamadhye 1% suta ghenyaata aali aahe ( Survey Number: 743/8;))
1) paalikeche naava:panavela ma.na.paa. itara varnana:, itara maahiti: vibhaaga -1 /7 dara - 94100/- mahaareraa na. P52000053510, sadanikaa nan. 702, saatavaa majalaa, i-vinga, jindaala imperiyaa, sarve nan./ hissaa nan. 743/8, plota nan. 6, panavela, taa. panavela, ji. raayagada, kshetra 36.00 chau. mi. kaarapeta prathama kharedi - paripatraka kra. 2021/UOR.12@CR.1071. M-1(policy) nusaara manhilaa kharedidaaraasa 1% takke mudraanka shulkaamadhye suta asalyaane sadara paripatrakaanusaara sadara sadara dastaasa mudraanka shulkaamadhye 1% suta ghenyaata aali aahe ( Survey Number: 743/8;))
PIN
410206
410206
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT 702 7TH FLOOR E WING PROJECT JINDAL IMPERIA SURVEY NO 743/8/06
UNIT 702 7TH FLOOR E WING PROJECT JINDAL IMPERIA SURVEY NO 743/8/06
Locality/Road
SAI NAGAR KASBE PANVEL
SAI NAGAR KASBE PANVEL
Area/City
RAIGAD
check or correct a box, the papers beside it →RAIGAD
the Index II also prints: /7, 00, 1, 1071, 12, 2021/UOR, 36, 6, AAHE, AALI, ASALYAANE, CHAU, CR, DARA, DASTAASA, GHENYAATA, HISSAA, ITARA
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | BHARATI BALARAJ SHIRKE | AKSPS3401P | …3827 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | akshay.chaudhari@phfl.com | 7d ago |
| document chase | akshay.chaudhari@phfl.com | 7d ago |
| acknowledgement | akshay.chaudhari@phfl.com | 7d ago |
What the engine read from each document — check anything marked in red
PAN card kyc.pdf needs your check
dob
1970-06-01
1970-06-01
pan
AKSPS3401P
AKSPS3401P
name
BHARATI BALARAJ SHIRKE
BHARATI BALARAJ SHIRKE
legible
True
True
father name
MAHADEV TUKARAM KHAIRE
MAHADEV TUKARAM KHAIRE
raw reading (for Abhijit)
{'dob': '1970-06-01', 'pan': 'AKSPS3401P', 'name': 'BHARATI BALARAJ SHIRKE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MAHADEV TUKARAM KHAIRE', 'aadhaar_last4': None, 'quality_issue': None}Sanction letter Sanction letter.pdf needs your check
lan
HOU/PNVL/0826/5205901
HOU/PNVL/0826/5205901
legible
True
True
purpose
Housing Loan, Housing
Housing Loan, Housing
borrowers
{'name': 'BHARATI BALARAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RIYA BALRAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}
{'name': 'BHARATI BALARAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RIYA BALRAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}
confidence
1
1
rate words
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
PNBRRR * 13.15% per annum Applicable Rate of Interest * 13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement
loan amount
4150000
4150000
rate spread
-4.85
-4.85
final amount
4291000
4291000
interest rate
8.3
8.3
sanction date
30-Sep-2026
30-Sep-2026
letter version
6
6
reference rate
13.15
13.15
applicant email
shiekebharti3121@gmail.com
shiekebharti3121@gmail.com
applicant names
BHARATI BALARAJ SHIRKE, RIYA BALRAJ SHIRKE
BHARATI BALARAJ SHIRKE, RIYA BALRAJ SHIRKE
printed altered
False
False
applicant mobile
9892934853
9892934853
balance transfer
False
False
property address
pin: 410206; road: Sai Nagar; state: MAHARASHTRA; taluka: Panvel; flat_no: Unit 702; district: Raigad; floor_no: 7th Floor; full_address: Unit 702, 7th Floor, Block E wing, Project Jindal Imperia, Sai Nagar, Kasbe, Panve
pin: 410206; road: Sai Nagar; state: MAHARASHTRA; taluka: Panvel; flat_no: Unit 702; district: Raigad; floor_no: 7th Floor; full_address: Unit 702, 7th Floor, Block E wing, Project Jindal Imperia, Sai Nagar, Kasbe, Panve
insurance premium
141000
141000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
4291000
4291000
security address verbatim
Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206
applicant address verbatim
FLAT 203, PRAYAG KUNJ, S.NO 142/10, VICHUMBE, PANVEL, ., Uran, MAHARASHTRA, 410206, India
FLAT 203, PRAYAG KUNJ, S.NO 142/10, VICHUMBE, PANVEL, ., Uran, MAHARASHTRA, 410206, India
raw reading (for Abhijit)
{'lan': 'HOU/PNVL/0826/5205901', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'BHARATI BALARAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'RIYA BALRAJ SHIRKE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *\n13.15% per annum\nApplicable Rate of Interest *\n13.15% -4.85% = 8.30% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4150000, 'rate_spread': -4.85, 'final_amount': 4291000, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '30-Sep-2026', 'letter_version': '6', 'reference_rate': 13.15, 'applicant_email': 'shiekebharti3121@gmail.com', 'applicant_names': ['BHARATI BALARAJ SHIRKE', 'RIYA BALRAJ SHIRKE'], 'printed_altered': False, 'applicant_mobile': '9892934853', 'balance_transfer': False, 'property_address': {'pin': '410206', 'road': 'Sai Nagar', 'state': 'MAHARASHTRA', 'taluka': 'Panvel', 'flat_no': 'Unit 702', 'district': 'Raigad', 'floor_no': '7th Floor', 'landmark': None, 'full_address': 'Unit 702, 7th Floor, Block E wing, Project Jindal Imperia, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, 410206', 'village_city': 'Kasbe', 'building_name': 'Project Jindal Imperia', 'survey_or_cts_no': '743/8/06'}, 'insurance_premium': 141000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4291000, 'security_address_verbatim': 'Unit 702, Floor 7th Floor, Block E wing, Project Jindal Imperia, 743/8/06, Sai Nagar, Kasbe, Panvel, Panvel, Raigad, MAHARASHTRA, India, 410206', 'applicant_address_verbatim': 'FLAT 203, PRAYAG KUNJ, S.NO 142/10, VICHUMBE, PANVEL, ., Uran, MAHARASHTRA, 410206,\nIndia'}Index II index ii.pdf needs your check
kind
index2_input
index2_input
extracted
pin: 410206; rows: {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '16769/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it
pin: 410206; rows: {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '16769/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '410206', 'rows': {'r4_palika': 'पनवेल म.न.पा.', 'r11_serial': '16769/2026', 'r14_remark': 'मुल्यांकनासाठी विचारात घेतलेला तपशील:-: (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'विभाग -1 /7 दर - 94100/- महारेरा न. P52000053510, सदनिका नं. 702, सातवा मजला, ई-विंग, जिंदाल इम्पेरिया, सर्वे नं./ हिस्सा नं. 743/8, प्लॉट नं. 6, पनवेल, ता. पनवेल, जि. रायगड, क्षेत्र 36.00 चौ. मी. कारपेट प्रथम खरेदी - परिपत्रक क्र. 2021/UOR.12@CR.1071. M-1(policy) नुसार मंहिला खरेदीदारास 1% टक्के मुद्रांक शुल्कामध्ये सुट असल्याने सदर परीपत्रकानुसार सदर सदर दस्तास मुद्रांक शुल्कामध्ये 1% सुट घेण्यात आली आहे ( Survey Number: 743/8;))', 'r5_area_text': '36.00 चौ. मीटर', 'r7_executants': [{'age': '38', 'pan': 'AAOFJ0172G', 'name': 'दीपेनकुमार ठक्कर', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: -, ब्लॉक नं: -, रोड नं: प्लॉट नं. ८८/८९, सुरत सदन, सुरत स्ट्रीट, दाना बंदर, मुंबई, महाराष्ट्र, मुम्बई. पिन कोड:-400009'}], 'r8_purchasers': [{'age': '56', 'pan': 'AKSPS3401P', 'name': 'भारती बलराज शिर्के', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नाव: 0, ब्लॉक नं: 0, रोड नं: प्रयाग कुंज, रूम न. २०३, उसर्ली रोड, कृष्णा वंदना बिल्डिंग, विचुंबे, पनवेल, महाराष्ट्र, राईगार्ः ( ं), पिन कोड:-410206'}], 'r12_stamp_duty': 255000, 'r3_market_value': 3912678, 'r1_document_type': 'करारनामा', 'r2_consideration': 4250000, 'r9_execution_date': '17/09/2026', 'r13_registration_fee': 30000, 'r10_registration_date': '22/09/2026'}, 'doc_no': '16769', 'village': 'पनवेल', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. पनवेल 3', 'area_text': '36.00 चौ. मीटर', 'mortgagee': 'भारती बलराज शिर्के', 'filing_fee': 30000, 'header_sro': 'सह दु.नि. पनवेल 3', 'mortgagors': ['दीपेनकुमार ठक्कर'], 'stamp_duty': 255000, 'filing_date': '2026-09-26', 'loan_amount': 4250000, 'token_number': '16769398', 'property_text': '1) पालिकेचे नाव:पनवेल म.न.पा. इतर वर्णन:, इतर माहिती: विभाग -1 /7 दर - 94100/- महारेरा न. P52000053510, सदनिका नं. 702, सातवा मजला, ई-विंग, जिंदाल इम्पेरिया, सर्वे नं./ हिस्सा नं. 743/8, प्लॉट नं. 6, पनवेल, ता. पनवेल, जि. रायगड, क्षेत्र 36.00 चौ. मी. कारपेट प्रथम खरेदी - परिपत्रक क्र. 2021/UOR.12@CR.1071. M-1(policy) नुसार मंहिला खरेदीदारास 1% टक्के मुद्रांक शुल्कामध्ये सुट असल्यानPAN card kyc.pdf needs your check
dob
1970-06-01
1970-06-01
name
Bharati Balraj Shirke
Bharati Balraj Shirke
address
pin: 410206; area: Vichumbe; flat: Prayag kunj room no- 203; road: Usarli road; state: Maharashtra; building: Krushna vandana building; district: Raigad; post_office: Panvel; village_city: Panvel
pin: 410206; area: Vichumbe; flat: Prayag kunj room no- 203; road: Usarli road; state: Maharashtra; building: Krushna vandana building; district: Raigad; post_office: Panvel; village_city: Panvel
legible
True
True
aadhaar last4
3827
3827
raw reading (for Abhijit)
{'dob': '1970-06-01', 'pan': None, 'name': 'Bharati Balraj Shirke', 'mobile': None, 'address': {'pin': '410206', 'area': 'Vichumbe', 'flat': 'Prayag kunj room no- 203', 'road': 'Usarli road', 'floor': None, 'state': 'Maharashtra', 'building': 'Krushna vandana building', 'district': 'Raigad', 'post_office': 'Panvel', 'village_city': 'Panvel'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3827', 'quality_issue': None}Payment screenshot IMG-20261006-WA0015.jpg needs your check
utr
130815010133
130815010133
date
2026-10-06
2026-10-06
time
14:43
14:43
amount
29900
29900
method
Google Pay
Google Pay
payee upi
....2080@hdfcbank
....2080@hdfcbank
payer upi
....21-1@okhdfcbank
....21-1@okhdfcbank
payee name
THINK BIGZ INITIATIVE PVT LTD
THINK BIGZ INITIATIVE PVT LTD
payer name
Mrs. BHARATI BALARAJ SHIRKE
Mrs. BHARATI BALARAJ SHIRKE
debit notification text
Payment of ‘29,900 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
Payment of ‘29,900 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account
raw reading (for Abhijit)
{'utr': '130815010133', 'date': '2026-10-06', 'time': '14:43', 'amount': 29900, 'method': 'Google Pay', 'payee_upi': '....2080@hdfcbank', 'payer_upi': '....21-1@okhdfcbank', 'payee_name': 'THINK BIGZ INITIATIVE PVT LTD', 'payer_name': 'Mrs. BHARATI BALARAJ SHIRKE', 'debit_notification_text': "Payment of ‘29,900 completed Receiver's bank has confirmed deposit of money to THINK BIGZ INITIATIVE PVT LTD's bank account"}Selfie / photo PHOTO-2026-10-06-17-42-10.jpg needs your check
kind
group_or_other
group_or_other
legible
False
False
confidence
0.9
0.9
face visible
True
True
quality issue
not a selfie, appears to be a photo taken by another person
not a selfie, appears to be a photo taken by another person
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'not a selfie, appears to be a photo taken by another person'}Paid challan (GRAS) BHARATI BALARAJ SHIRKE EchallanMH011495282202627E.pdf needs your check
grn
MH011495282202627E
MH011495282202627E
pin
410206
410206
total
27880
27880
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026100601340
03006172026100601340
district
RAIGAD
RAIGAD
area city
RAIGAD
RAIGAD
payer pan
AKSXXXXXXP
AKSXXXXXXP
flat block
FLAT NO 702 7TH FLOOR E WING JINDAL IMPERIA SURVEY NO 743/8 PLOT NO 6
FLAT NO 702 7TH FLOOR E WING JINDAL IMPERIA SURVEY NO 743/8 PLOT NO 6
payer name
BHARATI BALARAJ SHIRKE
BHARATI BALARAJ SHIRKE
sro office
PNL3_PANVEL 3 JOINT SUB REGISTRAR
PNL3_PANVEL 3 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4291000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4291000
scheme rows
{'amount': 12880, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 12880, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX4853
XXXXXX4853
payment date
06/10/2026-18:10:12
06/10/2026-18:10:12
road locality
SAI NAGAR KASBE PANVEL RAIGAD MAHARASHTRA
SAI NAGAR KASBE PANVEL RAIGAD MAHARASHTRA
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
4291000
4291000
raw reading (for Abhijit)
{'grn': 'MH011495282202627E', 'pin': '410206', 'total': 27880, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100601340', 'district': 'RAIGAD', 'area_city': 'RAIGAD', 'payer_pan': 'AKSXXXXXXP', 'flat_block': 'FLAT NO 702 7TH FLOOR E WING JINDAL IMPERIA SURVEY NO 743/8 PLOT NO 6', 'payer_name': 'BHARATI BALARAJ SHIRKE', 'sro_office': 'PNL3_PANVEL 3 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4291000', 'scheme_rows': [{'amount': 12880, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX4853', 'payment_date': '06/10/2026-18:10:12', 'road_locality': 'SAI NAGAR KASBE PANVEL RAIGAD MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4291000'}E-filing copy (token) eFilingDoc9990810260264.pdf needs your check
sro
PNL5
PNL5
kind
efiling_copy
efiling_copy
token
9990810260264
9990810260264
legible
True
True
property
road: PANVEL; unit: 702; floor: 7; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '743/8'}, {'type': 'Plot Number', 'value': '6'}]; village: Panavel; building: E WING,JINDAL IMPERIA BLDG,SAI NAGAR; distric
road: PANVEL; unit: 702; floor: 7; taluka: Panavel; numbers: [{'type': 'Survey Number', 'value': '743/8'}, {'type': 'Plot Number', 'value': '6'}]; village: Panavel; building: E WING,JINDAL IMPERIA BLDG,SAI NAGAR; distric
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'AKSPS3401P', 'name': 'BHARATI BALARAJ SHIRKE', 'address': 'Flat No:FLAT 203, Floor No:G, Building Name: PRAYAG KUNJ, Block Sector:S.NO 142/10, Road: VICHUMBE, PANVEL, URAN, City:VICHUMBE, PANVEL, URAN, State:MAH
{'pan': 'AKSPS3401P', 'name': 'BHARATI BALARAJ SHIRKE', 'address': 'Flat No:FLAT 203, Floor No:G, Building Name: PRAYAG KUNJ, Block Sector:S.NO 142/10, Road: VICHUMBE, PANVEL, URAN, City:VICHUMBE, PANVEL, URAN, State:MAH
title deed
Agreement to Sale :16769/2026 SRO PANVEL 3
Agreement to Sale :16769/2026 SRO PANVEL 3
filing date
2026-10-08
2026-10-08
loan amount
4291000.0
4291000.0
payment lines
{'ref': 'MH011495282202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 12873.0, 'ref_kind': 'GRN'}, {'ref': 'MH011495282202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 15000.0, 'ref_kind':
{'ref': 'MH011495282202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 12873.0, 'ref_kind': 'GRN'}, {'ref': 'MH011495282202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 15000.0, 'ref_kind':
date of mortgage
2026-10-08
2026-10-08
raw reading (for Abhijit)
{'sro': 'PNL5', 'kind': 'efiling_copy', 'token': '9990810260264', 'legible': True, 'property': {'pin': None, 'road': 'PANVEL', 'unit': '702', 'floor': '7', 'taluka': 'Panavel', 'numbers': [{'type': 'Survey Number', 'value': '743/8'}, {'type': 'Plot Number', 'value': '6'}], 'village': 'Panavel', 'building': 'E WING,JINDAL IMPERIA BLDG,SAI NAGAR', 'district': 'Raigad', 'area_text': 'Carpet : 36.00 Sq.mt.', 'local_body': None, 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'AKSPS3401P', 'name': 'BHARATI BALARAJ SHIRKE', 'address': 'Flat No:FLAT 203, Floor No:G, Building Name: PRAYAG KUNJ, Block Sector:S.NO 142/10, Road: VICHUMBE, PANVEL, URAN, City:VICHUMBE, PANVEL, URAN, State:MAHARASHTRA, District:RAIGARH(MH), Pin:410206'}], 'title_deed': 'Agreement to Sale :16769/2026 SRO PANVEL 3', 'filing_date': '2026-10-08', 'loan_amount': 4291000.0, 'payment_lines': [{'ref': 'MH011495282202627E', 'head': 'Stamp Duty', 'dated': '06/10/2026', 'amount': 12873.0, 'ref_kind': 'GRN'}, {'ref': 'MH011495282202627E', 'head': 'Filing Fee', 'dated': '06/10/2026', 'amount': 15000.0, 'ref_kind': 'GRN'}, {'ref': '1026087404771', 'head': 'Document Handling Charges', 'dated': '08/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-08'}Technical record (for Abhijit — safe to ignore)
| 1d ago | system:reconcile | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 1d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999081026026 |
| 5d ago | system:extract | dhc_prn_read | {'prn': '1026087404771', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990810260264.pdf', 'from': "the filed notice's own text", 'gr |
| 5d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990810260264.pdf', 'token': '9990810260264', 'doc_id': '4e2fdf52-761a-4d9e-85b8-2de88129925c', 'mortgagors': 1} |
| 5d ago | system:ingest | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri |
| 5d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999081026 |
| 5d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'property', 'edit_id': '459427', 'lessons': [{'box': 'Road', 'words': 'Road: the sanction letter pri |
| 5d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'iss |
| 5d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'payment', 'paid': False, 'boxes': 5, 'issues': 0, 'case_no': 'NOI-2026-03190'} |
| 5d ago | copilot:ANJU | copilot_edit | {'n': 13, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'property', 'boxes': [{'box': 'Attribute 1 number |
| 5d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 19, 'differs': []} |
| 5d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'property', 'paid': True, 'boxes': 19, 'issues': 0, 'case_no': 'NOI-2026-03190'} |
| 5d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagee', 'edit_id': '459349', 'lessons': []} |
| 5d ago | system:learn | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'efiling', 'page': 'mortgagor', 'edit_id': '459390', 'lessons': [{'box': 'Birth Date', 'words': 'Birth Date: the team t |
| 5d ago | system:extract | document_reread | {'now': ['index2'], 'was': ['index2'], 'why': 'read again from the start — a bundle must give up EVERYTHING inside it (Rathod, 1 Sep)', 'file': 'index ii.pdf', 'doc_id': '4f23a8d9-9971-4d83-a85f-cbf0c04bab4b', 'found_new |
| 5d ago | system:learn | reading_error456 | {'box': 'PAN', 'why': 'the team typed what this paper prints; this desk typed what no paper prints — this desk read the paper wrong; read again', 'file': 'index ii.pdf', 'ours': 'PTxxxxxx4N', 'doc_id': '4f23a8d9-9971-4d8 |
| 5d ago | copilot | copilot_pick | {'why': 'The source text explicitly mentions "पनवेल" (Panvel) as the village, and there are two options for Panavel. Since the case district is Raigad and the taluka is Panvel, both options are valid. I will p', 'field': |
| 5d ago | copilot | copilot_pick | {'why': "the portal spells it 'Panavel'", 'field': 'Taluka', 'value': '2', 'method': 'spelling', 'picked': 'Panavel', 'wanted': 'PANVEL', 'why_audit': "EzDocs chose from the portal's own list; below full confidence the c |
| 5d ago | copilot:ANJU | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagor', 'boxes': [{'box': 'First Name', 'our |
| 5d ago | copilot | copilot_check_issues | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i |
| 5d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'mortgagor', 'paid': False, 'boxes': 17, 'issues': 0, 'case_no': 'NOI-2026-03190'} |
| 5d ago | copilot | copilot_pick | {'why': "The source text clearly states 'पनवेल' (Panvel) for the taluka and district, and the property is located in Panvel. The option 'Panvel' matches this directly.", 'field': 'Post office', 'value': '304094', 'method |
| 5d ago | ezdocs:reader | paper_locate | {'fp': 'e40396c41c184a81', 'box': [113, 234, 369, 739], 'why': "The PAN card for AKSPS3401P is on page 1, showing 'Permanent Account Number' and the specified PAN.", 'page': 1, 'what': 'pan_card', 'asked': True, 'found': |
| 5d ago | copilot:ANJU | copilot_edit | {'n': 2, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'efiling', 'page': 'mortgagee', 'boxes': [{'box': 'Loan (Rs.)', 'ours |
| 5d ago | copilot | copilot_check_ok | {'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'every box holds what the case expects — compared by the rules; EzDocs was not asked', 'i |
| 5d ago | system:copilot | form_checked489 | {'ok': True, 'page': 'mortgagee', 'paid': False, 'boxes': 24, 'issues': 0, 'case_no': 'NOI-2026-03190'} |
| 5d ago | copilot | efiling_token_from_portal | {'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9990810260264'} |
| 7d ago | system:reconcile | challan_mismatch_kept | {'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 12880/15000 — the case works out Rs.12873', 'registration fee on the challan is 1 |
| 7d ago | system:reconcile | challan_other_case_checked | {'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '3fb0ef5a-5f99-4efd-91b3-c6791d285d31'} |
| 7d ago | system:learn | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AKxxxxxxXP — no paper on the |
Case diary the case’s history — what happened, newest day first
Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹29,900 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260264.pdf
8 Oct23 things — 1 document received · 1 letter written · 21 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260264.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
A file was read again from the start — everything inside it now counts
reading error456
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
paper locate — by ezdocs:reader
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
6 Oct61 things — 6 documents received · 5 letters written · 1 money step · 3 cautions · 46 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
only03 nothing to file
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
BHARATI BALARAJ SHIRKE EchallanMH011495282202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
documents read together
Document could not be read — a clear copy was asked for
not a selfie, appears to be a photo taken by another person
Received: Selfie — not usable
PHOTO-2026-10-06-17-42-10.jpg — not a selfie, appears to be a photo taken by another person
file note490
mail against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Re[2]: Kindly Initiate 0.3% Challan & NOI in case BHARATI BALARAJ SHIRKE -- HOU/PNVL/0826/5205901
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
screenshot claim recorded
Received: Payment screenshot
IMG-20261006-WA0015.jpg
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03190
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03190
documents read together
property self check
property from index2
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
index2 people checked
kyc address read
property english extracted
money settled — by ezdocs:reader
index2 people checked
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
Received: Index II
index ii.pdf
Received: PAN card
kyc.pdf
Received: Sanction letter
Sanction letter.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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