silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-02665

Sandeep Gangadhar Nikam App Id

ICICI_HFCLAN 77000357662Loan ₹40,65,000NOI
Waiting for the Index IIMails & papers 6 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
28 Sep, 11:12
Documents
Payment
Challan
done 29 Sep, 20:41 · GRAS ↗
Filing
waiting 14d 1h · IGR e-filing ↗
waiting on the branchChallan paid · the trail says: The team has received the documents and payment, and has shared the challan. The team is now waiting for the branch to provide the Index II copy for NOI filing.whole case so far 15d 10h
Needs your eyes2
The work is done — our fee of ₹29,250.41 is still not in our account. Chase the branch for it.
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• person 3's mobile: the case's 9869552532 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 19 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — district: the case held MUMBAI; filled MUMBAI SUBURBAN — the whole-file reading, from the technical report, reads it so
• changed — taluka: the case held KANDIVALI; filled BORIVALI — Borivali is the official government-recognized taluka for Kandivali village in the Mumbai Suburban district.
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
10:00
An old draft withdrew itself — its asks were already answered
10:00
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
10:00
An old draft withdrew itself — its asks were already answered
10:00
29 Sep32 things — 1 document received · 1 letter written · 30 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
21:34
half read mail reread
21:34
boxes gathered
21:33
property self check
20:48
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
20:41
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:41
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
20:41
Challan re-read against the case — matches exactly
20:41
challan extracted
20:41
Received: Challan
SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf
20:41
copilot edit — by copilot:KUNAL
20:39
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:38
An old draft withdrew itself — its asks were already answered
20:37
copilot check ok — by copilot
20:37
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:37
copilot pick — by copilot
20:37
reading boxes not the papers words — by copilot
20:37
half read mail reread
20:37
Nothing new to ask for — stayed quiet
20:37
boxes gathered
20:37
box disagreement
20:37
box disagreement
20:37
box disagreement
20:37
The home address was read off the papers — by ezdocs:reader
20:37
case read — by ezdocs:reader
20:27
Nothing new to ask for — stayed quiet
20:26
case read started — by ezdocs:reader
20:26
Nothing new to ask for — stayed quiet
20:26
boxes gathered
20:26
challan boxes composed
20:26
thread shared451
19:45
case read — by ezdocs:reader
08:50
28 Sep48 things — 9 documents received · 3 letters written · 36 steps
quoted history checked
12:11
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:00
extra challan scanned
11:40
case read — by ezdocs:reader
11:35
Nothing new to ask for — stayed quiet
11:34
desk quote read
11:33
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:23
case read — by ezdocs:reader
11:14
Wrote the document chase mail — held, silent mode
STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
11:14
boxes gathered
11:14
address compared
11:14
challan boxes composed
11:14
case read — by ezdocs:reader
11:14
A box the papers had not filled was read off a paper and corrected
11:14
Nothing new to ask for — stayed quiet
11:14
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02665
11:14
money settled — by ezdocs:reader
11:14
money not settled
11:14
money settled — by ezdocs:reader
11:14
money not settled
11:14
property numbers completed
11:14
documents read together
11:14
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:14
applicant email captured
11:14
roles from letter
11:14
insurance twin detected
11:13
Property checked by the engine — read from the report, every box that names the flat is there
11:13
Received: Sanction letter
KFSLetter_77000357662 (1).pdf
11:13
Co-applicant added
11:13
kyc address read
11:13
party not merged
11:13
Received: PAN card
image.png
11:13
Property read from the legal / technical report (the sanction letter had none)
11:13
Received: Sanction letter
KFSLetter_77000357663 (1).pdf
11:13
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:13
card mobile not taken
11:13
kyc address read
11:13
Received: Aadhaar
Sandeep Aadhaar card.pdf
11:13
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:13
card mobile not taken
11:13
kyc address read
11:13
Received: Technical report
HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf
11:13
Co-applicant added
11:13
Received: Aadhaar
Pratika Nikam Adhar card.pdf
11:13
Received: Aadhaar
asha aadhar.pdf
11:13
Received: PAN card
Asha Pan card.pdf
11:13
Received: PAN card
Pratika Nikam Pan Card.pdf
11:13
Case opened from the branch's mail
11:13
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
6 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 10 files
Moneywaiting for the credit
₹29,250.41
Nothing has reached our account yet — only a credit our bank shows us counts.
The money may already be here — 3 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
₹29,050 · 19:15 · NIKHIL RAJENDRA AKOLKAR — ₹200.41 less than our ask
₹29,050 · 19:15 · NIKHIL RAJ . RRN- · 5263780745 — ₹200.41 less than our ask
₹28,900 · 12 Oct 12:42 · SUMIT SURY . RRN- · 3416465701 — ₹350.41 less than our ask
The working
Stamp duty 0.3%12,200
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for29,250.41
By law ₹29,245. We ask ₹29,250 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Room No. C/8, Ground Floor, Punnyai Chsl, PLOT, 510, CHARKOP (1) PUNNYAI CHSL, Kandivali, 400067
read from the technical report · e-filing boxes 54 of 58 ready
Check the property →the boxes beside the paper
People
ASHA GANGADHAR NIKAM · co-applicantAJKPN2212LPRATIKA SANDEEP NIKAM · co-applicantCFLPM0632NSandeep Gangadhar Nikam · applicantAISPN3551B
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