⚠The PNB mailbox has used 149% of what Google lets it send in 24 hours (744 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Cases / NOI-2026-02665
Sandeep Gangadhar Nikam App Id
LAN 77000357662
Challan paid · waiting on the branch
Waiting for the Index IISend the draft 1All documentsMails & papers 6Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
6 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Technical reportopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Index II copy / Title document — for the e-filing visit later
All files (10)A label is wrong? Fix it under All documents.
For you to check
- The work is done — our fee of ₹29,250.41 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹29,250.41CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 of ₹29,250.41 — we only count a credit our bank shows us.
Ask for the exact ₹29,250.41. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%12,200
Registration fee 0.5%15,000
Government handling350
Our service fee1,700.41
Total we ask for29,250.41
By law ₹29,245. We ask ₹29,250 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 18 h 18 minour time · 29 Sep 20:40
Index II —not yet
the NOI team 17 d 5 htotal 17 d 5 h so far
Now with the NOI team — e-filing on IGR
since 29 Sep 20:40 — 15 d 19 h of working time
Day by day — every step and who held it
28 Sep 11:12Your branch's mail
28 Sep 11:13Fee quoted+2 min · the NOI team
28 Sep 11:13Papers readat once
28 Sep 11:13Property readat once
28 Sep 11:13Papers readat once
29 Sep 20:40Challan made+1 d 9 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹40,65,000
Loan account no.
77000357662
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.
Before opening the portal, EzDocs sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• person 3's mobile: the case's 9869552532 came off a card — not typed; copy it from the sanction letter / KFS or the branch's mail
• 19 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
• changed — district: the case held MUMBAI; filled MUMBAI SUBURBAN — EzDocs (reading the whole file), from the technical report, reads it so
• changed — taluka: the case held KANDIVALI; filled BORIVALI — Borivali is the official government-recognized taluka for Kandivali village in the Mumbai Suburban district.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
CHECKProperty Address: KFS vs Technical
| The KFS/Sanction Letter | 510/ C 8 Punnyai CHS, Charkop Sector 5 Communication Address:, 510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot |
| The technical report | Room No. C/8, Plot No. 510, Punnyai Chsl Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali |
Why it matters: The sanction letter's communication address omits the specific room number (Room No. C/8) and writes '510/ C 8 Punnyai CHS'. The technical report prints the detailed unit and land numbers.
What to do: Verify that the mortgaged property indeed includes Room No. C/8 as detailed in the technical report before proceeding.
Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The team has received the documents and payment, and has shared the challan. The team is now waiting for the branch to provide the Index II copy for NOI filing.
the history says the next move is with the branch — the Index II
the branch last asked: Please share the challan case hold for disbursement.
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-28) “PFA documents and share payment details”
✓ fee asked — done, mail 2 (2026-09-28) “Kindly check the calculation and share the payment screenshot to process the challan.”
✓ fee paid — the branch's words — done, mail 4 (2026-09-29) “We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same.”
✓ challan made — done, mail 6 (2026-09-29) “Please find the challan attached for your reference.”
✓ challan shared — done, mail 6 (2026-09-29) “Please find the challan attached for your reference.”
✓ Index II asked for — done, mail 4 (2026-09-29) “For noi filing we need index 2 copy.”
read over 6 mail(s), last mail 2026-09-29 · read 15d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it hereDONE
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branchYOU ARE HERE
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011105472202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
DRAFT — written by EzDocs, not sent
Index II pending — NOI NOI-2026-02665 | 77000357662
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
SP
saurav.pathak@icicihfc.com icicihfc.com
28 Sep, 11:12 · 17d ago THE FIRST MAIL — how this case began
28 Sep, 11:12 · 17d ago THE FIRST MAIL — how this case began
STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
📎 Pratika Nikam Pan Card.pdf↗📎 Asha Pan card.pdf↗📎 asha aadhar.pdf↗📎 Pratika Nikam Adhar card.pdf↗📎 HRQ-26-159770_INDProcessRequest_2500320260↗📎 Sandeep Aadhaar card.pdf↗📎 KFSLetter_77000357663 (1).pdf↗📎 image.png↗📎 KFSLetter_77000357662 (1).pdf↗
PFA documents and share payment details
KYC
SANCTION LETTER
Loan amount₹40,65,000
Technical report.
[cid:2b2e60dc-30ab-49c0-b3ca-67ebeb4f4c0c]
Regards,
Saurav Pathak
M-7208687886
ICICI HOME FINANCE
🤖 read: asks for a payment receipt; documents attached — “share payment details”
3 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
28 Sep, 11:33 · 17d ago
28 Sep, 11:33 · 17d ago
Team
Loan amount₹40,65,000
Stamp duty 0.30%₹12,200
Registration fee 0.50%₹15,000
Kindly check the calculation and share the payment screenshot to process the challan.
NOI
Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
NOI Govt Fees
Govt.Document Handling Charges Fixed350
350
Service Fees for NOI
Filling1700
1700
Total Amount to be Paid to EZDOCS for NOI29250.00
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Mon, 28 Sept 2026 at 11:13, Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com > wrote:
PFA documents and share payment details
•
KYC
•
SANCTION LETTER
•
Loan amount - 40,65,000/-
•
Technical report.
Regards,
Saurav Pathak
M- 7208687886
ICICI HOME FINANCE
🤖 read: asks the branch for the payment — “Kindly check the calculation and share the payment screenshot to process the challan.”
KL
kumar.lalit@icicihfc.com icicihfc.com
29 Sep, 20:15 · 15d ago
29 Sep, 20:15 · 15d ago
Dear Team,
Please share the challan case hold for disbursement.
Thanks and regards,
Lalit kumar
Get
Outlook for Android
From: Lalit Kumar /DIST/ICICIHFC/VASAI <kumar.lalit@icicihfc.com>
Sent: Tuesday, 29 September 2026 19:44:30
To: NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>; Saurav Pathak /DIST/ICICIHFC/VASAI <saurav.pathak@icicihfc.com>
Cc: Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER <siddesh.ajvilkar@icicihfc.com>; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER <parshuram.kandurakar@ext.icicihfc.com>; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER <akshay.kamerkar@icicihfc.com>;
Vishal Thakur /DISTP/ICICIHFC/ <vishal.thakur@icicihfc.com>; Shubham Ayare /DISTP/ICICIHFC/ <shubham.ayare@icicihfc.com>; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER <
earlier mails quoted below
On Mon, 28 Sept 2026 at 11:13, Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com > wrote:
PFA documents and share payment details
•
KYC
•
SANCTION LETTER
•
Loan amount - 40,65,000/-
•
Technical report.
Regards,
Saurav Pathak
M- 7208687886
ICICI HOME FINANCE
🤖 read: asks for the challan — “Please share the challan case hold for disbursement.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 20:28 · 15d ago
29 Sep, 20:28 · 15d ago
Team,
We acknowledge the receipt of your mail documents and payment .We will initiate the challan for the same. For noi filing we need index 2 copy.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Tue, 29 Sept 2026 at 20:15, Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com > wrote:
Dear Team,
Please share the challan case hold for disbursement.
Thanks and regards,
Lalit kumar
Get
Outlook for Android
From: Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >
Sent: Tuesday, 29 September 2026 19:44:30
To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >; Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >
Cc: Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >;
Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
Dear Team,
Please find attached payment receipt and do the challan.
STAMP DUTY MOE & NOI IN CASE OF AMEY ANIL MALANDKAR- 77000352195 -----i have already send you to extra payment this case please check and
amount adjustment this case (total payment Rs. 45000) amount - 16590 extra payment
12660+ 16590 total - 29250
Thanks and regards,
Lalit kumar
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Monday, September 28, 2026 11:33 AM
To: Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Akshay Jadhav /DIST/ICICIHFC/ < jadhav.akshay@icicihfc.com >; Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >; Shubham Singh /DIST/ICICIHFC/MRRD < shubham.singh@icicihfc.com >; Suyog Mandve /DISTP/ICICIHFC/ < suyog.mandve@icicihfc.com >; Yogesh
Sonavane /DISTP/ICICIHFC/MUM < yogesh.sonavane@icicihfc.com >; Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team
Kindly check the calculation and share the payment screenshot to process the challan.
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
4,065,000
NOI Govt Fees
Stamp Duty
0.30%
12200.00
Registration Fees
0.50%
15000.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount to be Paid to EZDOCS for NOI
29250.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Mon, 28 Sept 2026 at 11:13, Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com > wrote:
PFA documents and share payment details
•
KYC
•
SANCTION LETTER
•
Loan amount - 40,65,000/-
•
Technical report.
Regards,
Saurav Pathak
M- 7208687886
ICICI HOME FINANCE
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 20:37 · 15d ago
29 Sep, 20:37 · 15d ago
Team,
PFA challan for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Tue, 29 Sept 2026 at 20:28, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team,
We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For noi filing we need index 2 copy.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 29 Sept 2026 at 20:15, Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com > wrote:
Dear Team,
Please share the challan case hold for disbursement.
Thanks and regards,
Lalit kumar
Get
Outlook for Android
From: Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >
Sent: Tuesday, 29 September 2026 19:44:30
To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >; Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >
Cc: Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >;
Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
Dear Team,
Please find attached payment receipt and do the challan.
STAMP DUTY MOE & NOI IN CASE OF AMEY ANIL MALANDKAR- 77000352195 -----i have already send you to extra payment this case please check and
amount adjustment this case (total payment Rs. 45000) amount - 16590 extra payment
12660+ 16590 total - 29250
Thanks and regards,
Lalit kumar
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Monday, September 28, 2026 11:33 AM
To: Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Akshay Jadhav /DIST/ICICIHFC/ < jadhav.akshay@icicihfc.com >; Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >; Shubham Singh /DIST/ICICIHFC/MRRD < shubham.singh@icicihfc.com >; Suyog Mandve /DISTP/ICICIHFC/ < suyog.mandve@icicihfc.com >; Yogesh
Sonavane /DISTP/ICICIHFC/MUM < yogesh.sonavane@icicihfc.com >; Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team
Kindly check the calculation and share the payment screenshot to process the challan.
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
4,065,000
NOI Govt Fees
Stamp Duty
0.30%
12200.00
Registration Fees
0.50%
15000.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount to be Paid to EZDOCS for NOI
29250.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Mon, 28 Sept 2026 at 11:13, Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com > wrote:
PFA documents and share payment details
•
KYC
•
SANCTION LETTER
•
Loan amount - 40,65,000/-
•
Technical report.
Regards,
Saurav Pathak
M- 7208687886
ICICI HOME FINANCE
🤖 read: challan shared ✓ — “PFA challan for your reference.”
OL
The NOI teamTYPED IN GMAIL
29 Sep, 20:41 · 15d ago
29 Sep, 20:41 · 15d ago
Team,
Please find the challan attached for your reference.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Tue, 29 Sept 2026 at 20:28, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote:
Team,
We acknowledge the receipt of your mail documents and payment.We will initiate the challan for the same. For noi filing we need index 2 copy.
Aradhana Rai
NOI Coordinator | One Legal +91 8888706969
On Tue, 29 Sept 2026 at 20:15, Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com > wrote:
Dear Team,
Please share the challan case hold for disbursement.
Thanks and regards,
Lalit kumar
Get
Outlook for Android
From: Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >
Sent: Tuesday, 29 September 2026 19:44:30
To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >; Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >
Cc: Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER < siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >;
Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
Dear Team,
Please find attached payment receipt and do the challan.
STAMP DUTY MOE & NOI IN CASE OF AMEY ANIL MALANDKAR- 77000352195 -----i have already send you to extra payment this case please check and
amount adjustment this case (total payment Rs. 45000) amount - 16590 extra payment
12660+ 16590 total - 29250
Thanks and regards,
Lalit kumar
From: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in >
Sent: Monday, September 28, 2026 11:33 AM
To: Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com >; Vijay Wahul / /ICICIHFC/ICICIHFC TOWER < vijay.wahul@icicihfc.com >; Akshay Kamerkar / /ICICIHFC/ICICIHFC TOWER < akshay.kamerkar@icicihfc.com >; Siddesh Ajvilkar / /ICICIHFC/ICICIHFC TOWER
< siddesh.ajvilkar@icicihfc.com >; Parshuram Kandurakar /EXT/OPER/ICICIHFC/ICICIHFC TOWER < parshuram.kandurakar@ext.icicihfc.com >
Cc: Akshay Jadhav /DIST/ICICIHFC/ < jadhav.akshay@icicihfc.com >; Lalit Kumar /DIST/ICICIHFC/VASAI < kumar.lalit@icicihfc.com >; Shubham Singh /DIST/ICICIHFC/MRRD < shubham.singh@icicihfc.com >; Suyog Mandve /DISTP/ICICIHFC/ < suyog.mandve@icicihfc.com >; Yogesh
Sonavane /DISTP/ICICIHFC/MUM < yogesh.sonavane@icicihfc.com >; Vishal Thakur /DISTP/ICICIHFC/ < vishal.thakur@icicihfc.com >; Shubham Ayare /DISTP/ICICIHFC/ < shubham.ayare@icicihfc.com >; Amol Padwal /OPER/ICICIHFC/ICICIHFC TOWER < amol.padwal@icicihfc.com >
Subject: Re: STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
CAUTION: External Email Warning - Do not click on any attachment or links/URL in this email unless sender is reliable.
Team
Kindly check the calculation and share the payment screenshot to process the challan.
NOI Charges & Service Fees Calculator - ONE LEGAL |EZDOCS
Loan Amount Including Insurance
4,065,000
NOI Govt Fees
Stamp Duty
0.30%
12200.00
Registration Fees
0.50%
15000.00
Govt.Document Handling Charges Fixed
350
350
Service Fees for NOI Filling
1700
1700
Total Amount to be Paid to EZDOCS for NOI
29250.00
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
On Mon, 28 Sept 2026 at 11:13, Saurav Pathak /DIST/ICICIHFC/VASAI < saurav.pathak@icicihfc.com > wrote:
PFA documents and share payment details
•
KYC
•
SANCTION LETTER
•
Loan amount - 40,65,000/-
•
Technical report.
Regards,
Saurav Pathak
M- 7208687886
ICICI HOME FINANCE
🤖 read: challan shared ✓ — “Please find the challan attached for your reference.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| PAN card | Pratika Nikam Pan Card.pdf | filed | 17d ago |
| PAN card | Asha Pan card.pdf | filed | 17d ago |
| Aadhaar card | asha aadhar.pdf | filed | 17d ago |
| Aadhaar card | Pratika Nikam Adhar card.pdf | filed | 17d ago |
| Technical report | HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf | filed | 17d ago |
| Aadhaar card | Sandeep Aadhaar card.pdf | filed | 17d ago |
| Sanction letter | KFSLetter_77000357663 (1).pdf | filed | 17d ago |
| PAN card | image.png | filed | 17d ago |
| Sanction letter | KFSLetter_77000357662 (1).pdf | filed | 17d ago |
| Paid challan (GRAS) | SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf | filed | 15d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹29,250.41
₹29,250.41
Where it stands
waiting for the credit
waiting for the credit
Screenshot claims
—
—
Paid at
—
—
Verified on
not yet
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹12,200 | ₹15,000 | ₹350 | ₹1,700 | ₹29,250 |
By law ₹29,245. We ask ₹29,250 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
54 of 58 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), Floor (person 2), Floor (person 3)
22 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (15d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the technical report BASE — the challan follows this
HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf
Property Address line
ROOM NO. C/8 PLOT NO. 510,PUNNYAI CHSL, RSC ROAD NO. 44, NEAR OXFORD SCHOOL, CHARKOP SECTOR 5, KANDIVALI (W) ,MUMBAI - 400067
ROOM NO. C/8 PLOT NO. 510,PUNNYAI CHSL, RSC ROAD NO. 44, NEAR OXFORD SCHOOL, CHARKOP SECTOR 5, KANDIVALI (W) ,MUMBAI - 400067
Legal Address line
ROOM NO. C/8, PLOT NO. 510, CHARKOP (1) PUNNYAI CHSL, CTS NO. 1C-1/1/510 OF VILLAGE KANDIVALI, RSC NO. 44, NEAR OXFORD SCHOOL, CHARKOP SECTOR NO.5, KANDIVALI (WEST), MUMBAI - 400067.
ROOM NO. C/8, PLOT NO. 510, CHARKOP (1) PUNNYAI CHSL, CTS NO. 1C-1/1/510 OF VILLAGE KANDIVALI, RSC NO. 44, NEAR OXFORD SCHOOL, CHARKOP SECTOR NO.5, KANDIVALI (WEST), MUMBAI - 400067.
PIN
400067
400067
THE CHALLAN, as it will be typed
Flat/Survey Number
ROOM NO C/8 PLOT NO 510 CHARKOP 1 PUNNYAI CHSL CTS NO 1C-1/1/510 OF VILLAGE KANDIVALI RSC NO 44
ROOM NO C/8 PLOT NO 510 CHARKOP 1 PUNNYAI CHSL CTS NO 1C-1/1/510 OF VILLAGE KANDIVALI RSC NO 44
Locality/Road
NEAR OXFORD SCHOOL CHARKOP SECTOR NO 5 KANDIVALI WEST
NEAR OXFORD SCHOOL CHARKOP SECTOR NO 5 KANDIVALI WEST
Area/City
MUMBAI
check or correct a box, the papers beside it →MUMBAI
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | ASHA GANGADHAR NIKAM | AJKPN2212L | …8093 |
| co_mortgagor | PRATIKA SANDEEP NIKAM | CFLPM0632N | …3934 |
| mortgagor | Sandeep Gangadhar Nikam | AISPN3551B | …9716 |
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
| Template | To | When |
|---|---|---|
| fee quote | saurav.pathak@icicihfc.com | 17d ago |
| document chase | saurav.pathak@icicihfc.com | 17d ago |
| Index II chase | kumar.lalit@icicihfc.com | 8d ago |
| Index II chase | kumar.lalit@icicihfc.com | 5d ago |
| Index II chase | kumar.lalit@icicihfc.com | 2d ago |
What EzDocs read from each document — check anything marked in red
PAN card Pratika Nikam Pan Card.pdf needs your check
dob
1994-05-23
1994-05-23
pan
CFLPM0632N
CFLPM0632N
name
PRATIKA SANDEEP NIKAM
PRATIKA SANDEEP NIKAM
legible
True
True
father name
VISHWANATH TUKARAM MESTRY
VISHWANATH TUKARAM MESTRY
raw reading (for Abhijit)
{'dob': '1994-05-23', 'pan': 'CFLPM0632N', 'name': 'PRATIKA SANDEEP NIKAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'VISHWANATH TUKARAM MESTRY', 'aadhaar_last4': None, 'quality_issue': None}PAN card Asha Pan card.pdf needs your check
dob
1958-04-02
1958-04-02
pan
AJKPN2212L
AJKPN2212L
name
ASHA GANGADHAR NIKAM
ASHA GANGADHAR NIKAM
legible
True
True
father name
DIWAKAR SHRAVANJI SONARE
DIWAKAR SHRAVANJI SONARE
raw reading (for Abhijit)
{'dob': '1958-04-02', 'pan': 'AJKPN2212L', 'name': 'ASHA GANGADHAR NIKAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DIWAKAR SHRAVANJI SONARE', 'aadhaar_last4': None, 'quality_issue': None}Aadhaar card asha aadhar.pdf needs your check
dob
1958-04-02
1958-04-02
name
Asha Gangadhar Nikam
Asha Gangadhar Nikam
mobile
9869552532
9869552532
address
pin: 400064; area: Near Ashok Enclave Tower; flat: 12; road: Chincholi Bunder Road; state: Maharashtra; building: Ratanben Nathubhai Chawl; district: Mumbai; Village: Malad West
pin: 400064; area: Near Ashok Enclave Tower; flat: 12; road: Chincholi Bunder Road; state: Maharashtra; building: Ratanben Nathubhai Chawl; district: Mumbai; Village: Malad West
legible
True
True
aadhaar last4
8093
8093
raw reading (for Abhijit)
{'dob': '1958-04-02', 'pan': None, 'name': 'Asha Gangadhar Nikam', 'mobile': '9869552532', 'address': {'pin': '400064', 'area': 'Near Ashok Enclave Tower', 'flat': '12', 'road': 'Chincholi Bunder Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Ratanben Nathubhai Chawl', 'district': 'Mumbai', 'post_office': None, 'village_city': 'Malad West'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8093', 'quality_issue': None}Aadhaar card Pratika Nikam Adhar card.pdf needs your check
dob
1994-05-23
1994-05-23
name
Pratika Sandeep Nikam
Pratika Sandeep Nikam
mobile
9821993910
9821993910
address
pin: 400067; area: CHARKOP SECTOR 5, NEAR JAIN MANDIR, OPP CHARKOP BUS DEPOT; flat: 510/C-8; road: KANDIVLI WEST; state: Maharashtra; building: PUNNYAI CHS; district: Mumbai Suburban; post_office: Kandivali West; village
pin: 400067; area: CHARKOP SECTOR 5, NEAR JAIN MANDIR, OPP CHARKOP BUS DEPOT; flat: 510/C-8; road: KANDIVLI WEST; state: Maharashtra; building: PUNNYAI CHS; district: Mumbai Suburban; post_office: Kandivali West; village
legible
True
True
aadhaar last4
3934
3934
raw reading (for Abhijit)
{'dob': '1994-05-23', 'pan': None, 'name': 'Pratika Sandeep Nikam', 'mobile': '9821993910', 'address': {'pin': '400067', 'area': 'CHARKOP SECTOR 5, NEAR JAIN MANDIR, OPP CHARKOP BUS DEPOT', 'flat': '510/C-8', 'road': 'KANDIVLI WEST', 'floor': None, 'state': 'Maharashtra', 'building': 'PUNNYAI CHS', 'district': 'Mumbai Suburban', 'post_office': 'Kandivali West', 'village_city': 'Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3934', 'quality_issue': None}Technical report HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf needs your check
found
True
True
found in
INDIVIDUAL TECHNICAL REPORT
INDIVIDUAL TECHNICAL REPORT
area sq m
24.99
24.99
paper for
loan_ref: 77000357662; report_id: HRQ-26-159770; customer_name: Sandeep Gangadhar Nikam
loan_ref: 77000357662; report_id: HRQ-26-159770; customer_name: Sandeep Gangadhar Nikam
confidence
1
1
address lines
taken: legal; legal_address: Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.; propert
taken: legal; legal_address: Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.; propert
property address
pin: 400067; road: Rsc Road No. 44; state: Maharashtra; Flat no: Room No. C/8; district: Mumbai; Floor: Ground Floor; landmark: Near Oxford School; Address: Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, C
pin: 400067; road: Rsc Road No. 44; state: Maharashtra; Flat no: Room No. C/8; district: Mumbai; Floor: Ground Floor; landmark: Near Oxford School; Address: Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, C
security address verbatim
Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.
Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 24.99, 'paper_for': {'loan_ref': '77000357662', 'report_id': 'HRQ-26-159770', 'customer_name': 'Sandeep Gangadhar Nikam'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'legal', 'legal_address': 'Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.', 'property_address': 'Room No. C/8 Plot No. 510,Punnyai Chsl, Rsc Road No. 44, Near Oxford School, Charkop Sector 5, Kandivali (W) ,Mumbai - 400067'}, 'property_address': {'pin': '400067', 'road': 'Rsc Road No. 44', 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Room No. C/8', 'district': 'Mumbai', 'floor_no': 'Ground Floor', 'landmark': 'Near Oxford School', 'full_address': 'Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.', 'village_city': 'Kandivali', 'building_name': 'Punnyai Chsl', 'survey_or_cts_no': 'Plot No. 510, Cts No. 1c-1/1/510'}, 'security_address_verbatim': 'Room No. C/8, Plot No. 510, Charkop (1) Punnyai Chsl, Cts No. 1c-1/1/510 Of Village Kandivali, Rsc No. 44, Near Oxford School, Charkop Sector No.5, Kandivali (West), Mumbai - 400067.'}Aadhaar card Sandeep Aadhaar card.pdf needs your check
dob
1987-12-20
1987-12-20
name
Sandeep Gangadhar Nikam
Sandeep Gangadhar Nikam
address
pin: 400064; area: Near Ashok Enclave Tower; flat: 12; road: Chincholi Bunder Road; state: Maharashtra; building: Ratanben Nathubhai Chawl; district: Mumbai; Village: Malad West
pin: 400064; area: Near Ashok Enclave Tower; flat: 12; road: Chincholi Bunder Road; state: Maharashtra; building: Ratanben Nathubhai Chawl; district: Mumbai; Village: Malad West
legible
True
True
aadhaar last4
9716
9716
raw reading (for Abhijit)
{'dob': '1987-12-20', 'pan': None, 'name': 'Sandeep Gangadhar Nikam', 'mobile': None, 'address': {'pin': '400064', 'area': 'Near Ashok Enclave Tower', 'flat': '12', 'road': 'Chincholi Bunder Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Ratanben Nathubhai Chawl', 'district': 'Mumbai', 'post_office': None, 'village_city': 'Malad West'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9716', 'quality_issue': None}Sanction letter KFSLetter_77000357663 (1).pdf needs your check
lan
77000357663
77000357663
legible
True
True
purpose
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
confidence
1.0
1.0
linked refs
77000357662 App Number
77000357662 App Number
loan amount
1700000.0
1700000.0
final amount
1700000.0
1700000.0
interest rate
12.2
12.2
sanction date
16/09/2026
16/09/2026
applicant email
draft2nikam@gmail.com
draft2nikam@gmail.com
applicant names
SANDEEP GANGADHAR NIKAM, PRATIKA SANDEEP NIKAM, ASHA GANGADHAR NIKAM
SANDEEP GANGADHAR NIKAM, PRATIKA SANDEEP NIKAM, ASHA GANGADHAR NIKAM
printed altered
False
False
applicant mobile
7900117244
7900117244
balance transfer
False
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067
510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067
raw reading (for Abhijit)
{'lan': '77000357663', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': None, 'confidence': 1.0, 'handwritten': [], 'linked_refs': ['77000357662 App Number'], 'loan_amount': 1700000.0, 'final_amount': 1700000.0, 'interest_rate': 12.2, 'quality_issue': None, 'sanction_date': '16/09/2026', 'letter_version': None, 'applicant_email': 'draft2nikam@gmail.com', 'applicant_names': ['SANDEEP GANGADHAR NIKAM', 'PRATIKA SANDEEP NIKAM', 'ASHA GANGADHAR NIKAM'], 'printed_altered': False, 'applicant_mobile': '7900117244', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067'}Sanction letter KFSLetter_77000357662 (1).pdf needs your check
lan
77000357662
77000357662
legible
True
True
purpose
Home Loan and Purchase/Improvement of Property
Home Loan and Purchase/Improvement of Property
loan type
Home Loan
Home Loan
confidence
1.0
1.0
linked refs
77000357663
77000357663
loan amount
2365000
2365000
final amount
2365000
2365000
interest rate
10.2
10.2
sanction date
16/09/2026
16/09/2026
letter version
HF-38-VER-14-01072026/KFS
HF-38-VER-14-01072026/KFS
applicant email
draft2nikam@gmail.com
draft2nikam@gmail.com
applicant names
SANDEEP GANGADHAR NIKAM, PRATIKA SANDEEP NIKAM, ASHA GANGADHAR NIKAM
SANDEEP GANGADHAR NIKAM, PRATIKA SANDEEP NIKAM, ASHA GANGADHAR NIKAM
printed altered
False
False
applicant mobile
7900117244
7900117244
balance transfer
False
False
property address
final amount label
Sanctioned Loan amount (in Rupees)
Sanctioned Loan amount (in Rupees)
includes insurance
False
False
applicant address verbatim
510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067
510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067
raw reading (for Abhijit)
{'lan': '77000357662', 'legible': True, 'purpose': 'Home Loan and Purchase/Improvement of Property', 'borrowers': [], 'loan_type': 'Home Loan', 'confidence': 1.0, 'handwritten': [], 'linked_refs': ['77000357663'], 'loan_amount': 2365000, 'final_amount': 2365000, 'interest_rate': 10.2, 'quality_issue': None, 'sanction_date': '16/09/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_email': 'draft2nikam@gmail.com', 'applicant_names': ['SANDEEP GANGADHAR NIKAM', 'PRATIKA SANDEEP NIKAM', 'ASHA GANGADHAR NIKAM'], 'printed_altered': False, 'applicant_mobile': '7900117244', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': '510/ C 8 Punnyai CHS, Charkop Sector 5, Near Jain Mandir, Opp Charkop Bus Depot,, Charkop, Mumbai City North West, MUMBAI SUBURBAN, MAHARASHTRA, IN, 400067'}PAN card image.png needs your check
dob
1987-12-20
1987-12-20
pan
AISPN3551B
AISPN3551B
name
SANDEEP GANGADHAR NIKAM
SANDEEP GANGADHAR NIKAM
legible
True
True
father name
GANGADHAR BAKARAM NIKAM
GANGADHAR BAKARAM NIKAM
raw reading (for Abhijit)
{'dob': '1987-12-20', 'pan': 'AISPN3551B', 'name': 'SANDEEP GANGADHAR NIKAM', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'GANGADHAR BAKARAM NIKAM', 'aadhaar_last4': None, 'quality_issue': None}Paid challan (GRAS) SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf needs your check
grn
MH011105472202627E
MH011105472202627E
pin
400067
400067
total
27200.0
27200.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026093000076
03006172026093000076
district
MUMBAI
MUMBAI
area city
MUMBAI
MUMBAI
payer pan
AISXXXXXXB
AISXXXXXXB
flat block
ROOM NO C/8 PLOT NO 510 CHARKOP 1
ROOM NO C/8 PLOT NO 510 CHARKOP 1
payer name
SANDEEP GANGADHAR NIKAM
SANDEEP GANGADHAR NIKAM
sro office
MBI-22_JT SUB REGISTRAR MUMBAI 22
MBI-22_JT SUB REGISTRAR MUMBAI 22
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4065000
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4065000
scheme rows
{'amount': 12200.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 12200.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7244
XXXXXX7244
payment date
29/09/2026-20:40:00
29/09/2026-20:40:00
road locality
RSC NO 44 NEAR OXFORD SCHOOL CHARKOP SECTOR NO 5 KANDIVALI WEST
RSC NO 44 NEAR OXFORD SCHOOL CHARKOP SECTOR NO 5 KANDIVALI WEST
second party pan
AAACI6285N
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LTD
ICICI HOME FINANCE COMPANY LTD
consideration amount
4065000
4065000
raw reading (for Abhijit)
{'grn': 'MH011105472202627E', 'pin': '400067', 'total': 27200.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026093000076', 'district': 'MUMBAI', 'area_city': 'MUMBAI', 'payer_pan': 'AISXXXXXXB', 'flat_block': 'ROOM NO C/8 PLOT NO 510 CHARKOP 1', 'payer_name': 'SANDEEP GANGADHAR NIKAM', 'sro_office': 'MBI-22_JT SUB REGISTRAR MUMBAI 22', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LTD~CA=4065000', 'scheme_rows': [{'amount': 12200.0, 'head_code': '0030045501', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7244', 'payment_date': '29/09/2026-20:40:00', 'road_locality': 'RSC NO 44 NEAR OXFORD SCHOOL CHARKOP SECTOR NO 5 KANDIVALI WEST', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LTD', 'consideration_amount': '4065000'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': 'd3918e0790d2c949', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.', |
| 2d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kumar.lalit@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000357662) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I |
| 2d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 5d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kumar.lalit@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000357662) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I |
| 5d ago | EzDocs | draft_withdrawn | {'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']} |
| 8d ago | EzDocs | email_shadowed:index2_chase | {'to': 'kumar.lalit@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000357662) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Index I |
| 8d ago | EzDocs | draft_withdrawn | {'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan', |
| 15d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf', 'KFSLetter_77000357663 (1).pdf', 'KFSLetter_77000357662 (1).pdf', 'asha aadhar.pdf', 'Pratika Nikam Adhar card.pdf' |
| 15d ago | EzDocs | mail_instruction_understood | {'amount': None, 'phrase': None, 'reason': None, 'instructions': ['hold_case'], 'urgent_disbursement': True} |
| 15d ago | EzDocs | property_self_check | {'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Road', 'wh |
| 15d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AIxxxxxxXB — no paper on the |
| 15d ago | EzDocs | lesson456 | {'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '357887', 'lessons': [{'box': 'Office', 'words': 'Office: the paid challan pri |
| 15d ago | EzDocs | challan_found_on_case | {'was': 'AWAITING_DOCS', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf', 'kind' |
| 15d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANDEEP GANGADHAR N |
| 15d ago | EzDocs | sro_office_learned | {'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'MBI-22_JT SUB REGISTRAR MUMBAI 22', 'district': 'MUMBAI'} |
| 15d ago | EzDocs | challan_verified_against_case | {'grn': 'MH011105472202627E', 'file': 'SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']} |
| 15d ago | EzDocs | challan_extracted | {'grn': 'MH011105472202627E', 'file': 'SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf', 'heads': ['0030045501', '0030063301'], 'total': 27200.0} |
| 15d ago | KUNAL | copilot_edit | {'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'ICICI_HFC', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours' |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challan', |
| 15d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: 77000357662), the |
| 15d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "the NOI team's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 15d ago | copilot | copilot_check_ok | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []} |
| 15d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'index2_as |
| 15d ago | copilot | copilot_pick | {'why': "The source text mentions 'Mumbai - 400067' and the case district is 'Mumbai'. The option 'MUMBAI/MUMBAI-SUB-URBAN' is the correct district for Kandivali, Borivali.", 'field': 'District', 'value': '7101', 'method |
| 15d ago | the co-pilot | reading_boxes_not_the_papers_words | {'why': ': the reading decides — its boxes stand; the words the main paper does not print are said beside the box', 'file': 'HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf', 'paper': 'the technical report |
| 15d ago | EzDocs | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'icicihfcnoi@ezdocs.co.in', |
| 15d ago | EzDocs | chase_held_back | {'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 29,250.41 — credit not yet received in our account']} |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf', 'KFSLetter_77000357663 (1).pdf', 'KFSLetter_77000357662 (1).pdf', 'asha aadhar.pdf', 'Pratika Nikam Adhar card.pdf' |
Case diary the case’s history — what happened, newest day first
Papers
1 still needed for the challan
Payment Screenshot with UTR
Money
₹29,250.41 to come
No screenshot and no credit yet.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹29,250.41 is still not in our account. Chase the branch for it.
Yesterday · 14 Oct1 thing
EzDocs checked the e-filing boxes against the papers
13 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
An old draft withdrew itself — its asks were already answered
7 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02665 | 77000357662
An old draft withdrew itself — its asks were already answered
29 Sep17 things — 1 document received · 1 letter written · 15 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
SANDEEP GANGADHAR NIKAM EchallanMH011105472202627E.pdf
KUNAL pressed Proceed on the challan — what was changed is kept
EzDocs read the whole trail as one conversation — where the case stands is on the page
An old draft withdrew itself — its asks were already answered
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 18 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Nothing new to ask for — stayed quiet
EzDocs read the whole file
Nothing new to ask for — stayed quiet
Nothing new to ask for — stayed quiet
The challan's address boxes were written from the papers
EzDocs read the whole file
28 Sep31 things — 9 documents received · 3 letters written · 2 money steps · 17 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Nothing new to ask for — stayed quiet
EzDocs took 24 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
STAMP DUTY MOE & NOI IN CASE OF SANDEEP GANGADHAR NIKAM APP ID :- 77000357662 77000357663 10336669
The challan's address boxes were written from the papers
EzDocs read the whole file
A box the papers had not filled was read off a paper and corrected
Nothing new to ask for — stayed quiet
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02665
The loan amount was worked out from the papers
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Property checked by EzDocs — read from the report, every box that names the flat is there
Received: Sanction letter
KFSLetter_77000357662 (1).pdf
Co-applicant added
Received: PAN card
image.png
Property read from the legal / technical report (the sanction letter had none)
Received: Sanction letter
KFSLetter_77000357663 (1).pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Aadhaar
Sandeep Aadhaar card.pdf
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: Technical report
HRQ-26-159770_INDProcessRequest_2500320260928110125001.pdf
Co-applicant added
Received: Aadhaar
Pratika Nikam Adhar card.pdf
Received: Aadhaar
asha aadhar.pdf
Received: PAN card
Asha Pan card.pdf
Received: PAN card
Pratika Nikam Pan Card.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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