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VAIBHAV WASUDEORAO GADKARI
LAN HOU/NAG/0726/5179549Loan ₹26,25,000NOIWaiting for the Index IIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
22 Sep, 12:50
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
waiting 13d 12h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank branch has sent some documents and paid the fee, and the NOI team has shared the challan. The NOI team is now waiting for the branch to send the…whole case so far 21d 10h
Needs your eyes1
The work is done — our fee of ₹22,830.46 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• payment NOT verified — office rule: no filing before credit
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 19 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
An old draft withdrew itself — its asks were already answered
5 Oct14 things — 14 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
half read mail reread
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
address compared
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
27 Sep1 thing — 1 step
mail read as shown
26 Sep4 things — 1 letter written · 3 steps
paper read beside case
paper read beside
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
23 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02158 | HOU/NAG/0726/5179549
22 Sep56 things — 6 documents received · 4 letters written · 46 steps
challan boxes gathered
boxes gathered
challan boxes composed
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
VAIBHAV GADKARI EchallanMH010614320202627E.pdf
quoted history checked
case read — by ezdocs:reader
copilot check issues — by copilot
case read — by ezdocs:reader
extra challan scanned
case read — by ezdocs:reader
copilot check issues — by copilot
reader verdict — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
property self check
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request for challan and NOI - HOU/NAG/0726/5179549 VAIBHAV WASUDEORAO GADKARI
case read — by ezdocs:reader
boxes gathered
challan boxes composed
money settled — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02158
claim inside desk buffer
acknowledged with advice
No fee quote sent — the branch's own figures were right
property attrs split
documents read together
mortgage date unclear
motd secured amount
The payment proof already on the case was applied
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Co-applicant added
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
sanction handwritten
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Sanction letter
SKM_226i26092212160.pdf
Payment proof arrived before the case was quoted — held
Received: Selfie
Screenshot_2026-09-22-12-28-13-58_7352322957d4404136654ef4adb64504.jpg
Received: Selfie
Screenshot_2026-09-22-12-28-23-45_7352322957d4404136654ef4adb64504.jpg
Received: PAN card
SKM_226i26092212210.pdf
Received: Payment screenshot
Screenshot_2026-09-22-12-29-15-82_7352322957d4404136654ef4adb64504.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it8 open
○VAIBHAV WASUDEORAO GADKARI — home building — the branch
○VAIBHAV WASUDEORAO GADKARI — home flat — the branch
○VAIBHAV WASUDEORAO GADKARI — home road — the branch
○SHRUTI VAIBHAV GADKARI — e-mail — the branch
○SHRUTI VAIBHAV GADKARI — home building — the branch
○SHRUTI VAIBHAV GADKARI — home flat — the branch
○SHRUTI VAIBHAV GADKARI — home road — the branch
○this desk's fee (Rs 22830) — the branch
?the papers disagree on the borrower's name (SKM_226i26092212160.pdf: VAIBHAV GADKARI; SKM_226i26092212160.pdf: VAIBHAV WASUDEORAO GADKARI) — Confirm the correct full name for filing.
?the papers disagree on e-filing property building_name (File's property boxes: Duplex House; SKM_226i26092212210.pdf: PARVATI PARK) — Confirm if 'Duplex House' is a building name or a description, and if 'PARVATI PARK' is the appropriate building/scheme name for the e-filin
?unsure of efiling.date_of_mortgage — No explicit date of deposit/mortgage found on the MOTD document or other papers.
?unsure of efiling.property.area_basis — The legal report provides the area for the 'RCC construction Duplex House' but does not specify if it is carpet or built-up area. Defaulting
the branch's last mail (2026-10-05): The branch has attached documents and asks for the NOI.
read once, kept; every new mail and paper is read against this note · kept 2026-10-05T11:00 UTC
Moneywaiting for the credit
₹22,830.46
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹22,800 — ₹30 under our ask, not below the real calculation ₹22,800. Counts as full. Nothing to ask.
Screenshot ₹22,800 — verified by itself the moment the bank credit is heard.
Screenshot ₹22,800 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The working
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500
Total we ask for22,830.46
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
69 B, FIRST FLOOR, Duplex House, KHASRA, 360 AND 361, WANADONGARI, 440016
read from the sanction letter · e-filing boxes 36 of 46 ready
Check the property →the boxes beside the paper
People
SHRUTI VAIBHAV GADKARI · co-applicantHCQPK7294RVAIBHAV WASUDEORAO GADKARI · applicantBXCPG2690E
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