Cases / NOI-2026-01208

MAHENDRAPAL RAMJILAL KAKASHIA

LAN NHL/NAG/0726/5164029 Index II shared · done SHORT ₹4,279 Send the draft 2 All documents Mails & papers 8

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).

What the e-filing still needs1 still to come

8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Sale deedopen

✓Sanction letteropen

✓Payment screenshot — SHORT ₹4,279 (shows ₹3,141 of ₹7,420)open

A challan that is not the NOI's (the sale deed's own) — not counted — inside RR and sale deed - Mr. Kakashia.pdopen

✓PAN card — inside 20260813_171014-compressed.pdfopen

✓Aadhaar card — inside 20260813_171014-compressed.pdfopen

✓Index II — inside 20260813_171014-compressed.pdfopen

✓Selfie / photo — inside 20260813_171014-compressed.pdfopen

✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)

All files (3)A label is wrong? Fix it under All documents.

For you to check

Payment SHORT by ₹4,279 (₹3,141 of ₹7,420).
The work is done — our fee of ₹7,420 is still not in our account. Chase the branch for it.

MoneyWaiting for the credit

₹7,420

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 received — the branch’s receipt claims ₹3,141; we wait for the credit itself

Stamp duty 0.3%2,100

Registration fee 0.5%3,500

Government handling320

Our service fee1,500

Total we ask for7,420

Screenshot ₹3,141. Case needs ₹7,420. SHORT by ₹4,279. Ask the branch for the balance.

why?

A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹4,243 below the real calculation of ₹7,384 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.

This money went to the HDFC Vyapar QR on the Samsung (ThinkBigz). That ear is working (last reached us 16 Oct 18:08 — 6 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.

By law ₹7,404. We ask ₹7,420 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 179 h 23 minour time · 3 Sep 18:53

Index II 270 h 08 minour time · 15 Sep 09:38

the NOI team 32 d 13 hthe branch 2 h 27 mintotal 32 d 15 h

Complete.

Day by day — every step and who held it

13 Aug 17:44Your branch's mail

13 Aug 20:10Papers from your branch+2 h 27 min · the branch

3 Sep 18:39Papers read+20 d 22 h · the NOI team

3 Sep 18:39Property readat once

3 Sep 18:40Fee quotedat once

3 Sep 18:40Papers readat once

3 Sep 18:53Challan made+13 min · the NOI team

15 Sep 09:38Index II sent+11 d 14 h · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹6,98,000

Loan account no.

NHL/NAG/0726/5164029

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Nothing — this case is done

Index II shared with the branch and the case is closed.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete. All necessary documents, including the government's Index II of the NOI, have been shared.

the history says the next move is with no one — the case is finished — nothing

the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen

✓ loan papers sent — done, mail 2 (2026-08-13) “We acknowledge the receipt of your mail documents”

✓ fee asked — done, mail 3 (2026-08-13) “Total Amount for NOI 7420.00”

✓ fee paid — the branch's words — done, mail 4 (2026-08-13) “Please find attached payment receipt.”

✓ challan made — done, mail 6 (2026-08-13) “PFA challan for your reference.”

✓ challan shared — done, mail 6 (2026-08-13) “PFA challan for your reference.”

✓ Index II / sale deed sent by the branch — done, mail 1 (2026-08-13) “Registered RR and Sale Deed is enclosed herewith”

✓ filed on the IGR site — done, mail 7 (2026-08-20) “PFA: Downloaded e-filing for your reference..”

✓ e-filing copy shared — done, mail 7 (2026-08-20) “PFA: Downloaded e-filing for your reference..”

✓ NOI Index II shared — done, mail 8 (2026-09-03) “PFA NOI INDEX 2 FOR CASE CLOSURE”

read over 8 mail(s), last mail 2026-09-03 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Request for challan and NOI - NHL/NAG/0726/5164029 MAHENDRAPAL RAMJILAL KAKASHIA

how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: NHL/NAG/0726/5164029).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 6,98,000

------------------------------------------------------

Stamp Duty 0.30%Rs. 2,100

Registration Fees 0.50%Rs. 3,500

Govt. Document Handling ChargesRs. 320

Service Fees for NOI FilingRs. 1,500

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 7,420

Kindly remit and share the payment screenshot with UTR on this same thread. We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

DRAFT — written by EzDocs, not sent

Re[2]: Request for challan and NOI - NHL/NAG/0726/5164029 MAHENDRAPAL RAMJILAL KAKASHIA

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/NAG/0726/5164029).

Applicant : MAHENDRAPAL RAMJILAL KAKASHIA
  LAN       : NHL/NAG/0726/5164029
  Loan Amt  : Rs. 6,98,000
  Received  : Applicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, GRAS Challan (paid receipt), Index II copy / Title document, Payment Screenshot with UTR, Sale Deed, Sanction Letter

We received a short amount: your payment advice (UTR 659180970621) is for Rs. 3,141 against the total of Rs. 7,420 for this case. Kindly transfer the balance of Rs. 4,279 and share its screenshot on this same thread — the challan is generated once the full amount reflects in our account.

NOI Charges & Service Fees Calculator - Nestly.in
  Loan amount (incl. insurance) : Rs. 6,98,000
  Stamp duty 0.3%               : Rs. 2,100
  Registration fee 0.5%         : Rs. 3,500
  Document handling charges     : Rs. 320
  Service fees for NOI          : Rs. 1,500
  Total for NOI                 : Rs. 7,420
  Received as per your advice   : Rs. 3,141
  BALANCE PENDING               : Rs. 4,279

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents for the captioned case (LAN: NHL/NAG/0726/5164029).

ApplicantMAHENDRAPAL RAMJILAL KAKASHIA

LANNHL/NAG/0726/5164029

Loan AmtRs. 6,98,000

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, GRAS Challan (paid receipt), Index II copy / Title document, Payment Screenshot with UTR, Sale Deed, Sanction Letter

NOI Charges & Service Fees Calculator - Nestly.in

Loan amount (incl. insurance)Rs. 6,98,000

Stamp duty 0.3%Rs. 2,100

Registration fee 0.5%Rs. 3,500

Document handling chargesRs. 320

Service fees for NOIRs. 1,500

Total for NOIRs. 7,420

Received as per your adviceRs. 3,141

BALANCE PENDINGRs. 4,279

Once the credit is confirmed nothing further is required from your end, and we will share the paid challan on this same thread.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

BB bharati.bhope@phfl.com phfl.com
13 Aug, 17:44 · 64d ago THE APP JOINED HERE — earlier mails are on Gmail

Request for challan and NOI - NHL/NAG/0726/5164029 MAHENDRAPAL RAMJILAL KAKASHIA

📎 RR and sale deed - Mr. Kakashia.pdf ↗📎 20260813_171014-compressed.pdf ↗

Dear Team,

Please provide challan and NOI.

Applicant is an existing customer; property is already mortgage with PNB Housing Finance Ltd., Registered RR and Sale Deed is enclosed herewith hence also process for NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni, 

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

earlier mails quoted below

----- Forwarded Message -----

From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
Date: 08/13/26 17:17
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: Mahendrapl kakashia noi details

Dear bharati ma'am,
Please intiate for noi

🤖 read: asks for the challan, the token / NOI confirmation; documents attached — “Please provide challan and NOI.”

5 more mails in between — open

OL The NOI teamTYPED IN GMAIL
13 Aug, 17:46 · 64d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please provide challan and NOI. Applicant is an existing customer;
property is already mortgage with PNB Housing Finance Ltd., Registered RR
and Sale Deed is enclosed herewith hence also process for NOI.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

----- Forwarded Message -----
------------------------------
From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
Date: 08/13/26 17:17
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: Mahendrapl kakashia noi details

Dear bharati ma'am,
Please intiate for noi

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
13 Aug, 19:25 · 64d ago

Dear Team,

We received a short amount..

Loan amount₹6,98,000

Stamp duty 0.30%₹2,100

Registration fee 0.50%₹3,500

Total₹7,420

NOI Calculator

NOI Govt Fees

Govt.Document Handling Charges Fixed 320 320

EZDOCS Service Fees for NOI Filling 1500 1500

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com>
wrote:

> Dear Team,
>
> Please provide challan and NOI. Applicant is an existing customer;
> property is already mortgage with PNB Housing Finance Ltd., Registered RR
> and Sale Deed is enclosed herewith hence also process for NOI.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
> Date: 08/13/26 17:17
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
> Jambhulkar (nagsen.jambhulkar@phfl.com)
> Subject: Mahendrapl kakashia noi details
>
> Dear bharati ma'am,
> Please intiate for noi
>

🤖 read: asks the branch for the payment — “We received a short amount..”

BB bharati.bhope@phfl.com phfl.com
13 Aug, 20:10 · 64d ago

Re[2]: Request for challan and NOI - NHL/NAG/0726/5164029 MAHENDRAPAL RAMJILAL KAKASHIA

📎 PAYMENT RECEIPT.jpg ↗

Dear Team,

Please find attached payment receipt.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni, 

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

earlier mails quoted below

----- Original Message -----

From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/13/26 19:27

To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com), Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com)
Subject: Re: Request for challan and NOI - NHL/NAG/0726/5164029 MAHENDRAPAL RAMJILAL KAKASHIA

 Exercise Secured by Check Point

Dear Team,

We received a short amount..
 
 NOI Calculator
 
 Loan Amount Including Insurance 698000
 
 NOI Govt Fees Stamp Duty 0.30% 2100.00
 
 Registration Fees 0.50% 3500.00
 
 Govt.Document Handling Charges Fixed 320 320
 
 EZDOCS Service Fees for NOI Filling 1500 1500
 
 Total Amount for NOI 7420.00

Regards,
NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote:

Team,

 We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same.

Regards,
NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please provide challan and NOI. Applicant is an existing customer; property is already mortgage with PNB Housing Finance Ltd., Registered RR and Sale Deed is enclosed herewith hence also process for NOI. 

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni, 

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

----- Forwarded Message -----

From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
Date: 08/13/26 17:17
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
Subject: Mahendrapl kakashia noi details

Dear bharati ma'am,
Please intiate for noi

🤖 read: says the fee is paid ✓; documents attached — “Please find attached payment receipt.”

OL The NOI teamTYPED IN GMAIL
13 Aug, 20:12 · 64d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 13 Aug 2026 at 20:08, Bharati Bhope <bharati.bhope@phfl.com> wrote:

Dear Team,

Please find attached payment receipt.

Thanks & Regards,

Bharati Sujit Bhope

Sr. Branch Operations Executive

PHFL Home Loans and Services Limited,

Apartment No. 2 B, Second Floor,

Achraj Towers, Rajnagar, Chhaoni,

Katol Road, Chhindwara Road, Rajnagar,

Sadar, Nagpur-440013.

Tel : 0712 – 2533460

Mobile No. : 78758 57917

Toll Free : 1800 120 8800

Website – www.pnbhousing.com

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 08/13/26 19:27
To: Bharati Bhope (bharati.bhope@phfl.com)
Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
Jambhulkar (nagsen.jambhulkar@phfl.com), Pranay Bhujang Chaudhari (
pranay.chaudhari@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com),
Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (
pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com)
Subject: Re: Request for challan and NOI - NHL/NAG/0726/5164029
MAHENDRAPAL RAMJILAL KAKASHIA

 Secured by Check Point
Dear Team,

We received a short amount..

NOI Calculator

 Loan Amount Including Insurance 698000

NOI Govt Fees Stamp Duty 0.30% 2100.00

Registration Fees 0.50% 3500.00

Govt.Document Handling Charges Fixed 320 320

EZDOCS Service Fees for NOI Filling 1500 1500

Total Amount for NOI 7420.00
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please provide challan and NOI. Applicant is an existing customer;
>> property is already mortgage with PNB Housing Finance Ltd., Registered RR
>> and Sale Deed is enclosed herewith hence also process for NOI.
>>
>> Thanks & Regards,
>>
>> Bharati Sujit Bhope
>>
>> Sr. Branch Operations Executive
>>
>> PHFL Home Loans and Services Limited,
>>
>> Apartment No. 2 B, Second Floor,
>>
>> Achraj Towers, Rajnagar, Chhaoni,
>>
>> Katol Road, Chhindwara Road, Rajnagar,
>>
>> Sadar, Nagpur-440013.
>>
>> Tel : 0712 – 2533460
>>
>> Mobile No. : 78758 57917
>>
>> Toll Free : 1800 120 8800
>>
>> Website – www.pnbhousing.com
>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpkZTcyNmUxODBiOTg4MTY0N2NhZjQ4YzZiMTNkMmE2ZDo3OjY4ZDE6MGY3NTVjYWI3Zjc1MGZlZDIyNDdjODk1NzJlODljYjZjYWU0ZDM0ZTcxNzgzMjQyZjQ5NWM0OTM5YjQzODQ1NDpoOlQ6Rg>
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
>> Date: 08/13/26 17:17
>> To: Bharati Bhope (bharati.bhope@phfl.com)
>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
>> Jambhulkar (nagsen.jambhulkar@phfl.com)
>> Subject: Mahendrapl kakashia noi details
>>
>> Dear bharati ma'am,
>> Please intiate for noi
>>
>

🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
13 Aug, 20:46 · 64d ago

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 13 Aug 2026 at 20:12, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,

We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 20:08, Bharati Bhope <bharati.bhope@phfl.com>
wrote:

> Dear Team,
>
> Please find attached payment receipt.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Original Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 08/13/26 19:27
> To: Bharati Bhope (bharati.bhope@phfl.com)
> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
> Jambhulkar (nagsen.jambhulkar@phfl.com), Pranay Bhujang Chaudhari (
> pranay.chaudhari@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com),
> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare (
> pravin.waghmare@pnbhousing.com), Sharda Gore (sharda.gore@pnbhousing.com)
> Subject: Re: Request for challan and NOI - NHL/NAG/0726/5164029
> MAHENDRAPAL RAMJILAL KAKASHIA
>
> > Secured by Check Point
> Dear Team,
>
> We received a short amount..
>
> NOI Calculator
>
>
>
>
> Loan Amount Including Insurance 698000
>
> NOI Govt Fees Stamp Duty 0.30% 2100.00
>
> Registration Fees 0.50% 3500.00
>
> Govt.Document Handling Charges Fixed 320 320
>
> EZDOCS Service Fees for NOI Filling 1500 1500
>
>
> Total Amount for NOI 7420.00
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Please provide challan and NOI. Applicant is an existing customer;
>>> property is already mortgage with PNB Housing Finance Ltd., Registered RR
>>> and Sale Deed is enclosed herewith hence also process for NOI.
>>>
>>> Thanks & Regards,
>>>
>>> Bharati Sujit Bhope
>>>
>>> Sr. Branch Operations Executive
>>>
>>> PHFL Home Loans and Services Limited,
>>>
>>> Apartment No. 2 B, Second Floor,
>>>
>>> Achraj Towers, Rajnagar, Chhaoni,
>>>
>>> Katol Road, Chhindwara Road, Rajnagar,
>>>
>>> Sadar, Nagpur-440013.
>>>
>>> Tel : 0712 – 2533460
>>>
>>> Mobile No. : 78758 57917
>>>
>>> Toll Free : 1800 120 8800
>>>
>>> Website – www.pnbhousing.com
>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpkZTcyNmUxODBiOTg4MTY0N2NhZjQ4YzZiMTNkMmE2ZDo3OjY4ZDE6MGY3NTVjYWI3Zjc1MGZlZDIyNDdjODk1NzJlODljYjZjYWU0ZDM0ZTcxNzgzMjQyZjQ5NWM0OTM5YjQzODQ1NDpoOlQ6Rg>
>>>
>>> ----- Forwarded Message -----
>>> ------------------------------
>>> From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
>>> Date: 08/13/26 17:17
>>> To: Bharati Bhope (bharati.bhope@phfl.com)
>>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
>>> Jambhulkar (nagsen.jambhulkar@phfl.com)
>>> Subject: Mahendrapl kakashia noi details
>>>
>>> Dear bharati ma'am,
>>> Please intiate for noi
>>>
>>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

OL The NOI teamTYPED IN GMAIL
20 Aug, 17:33 · 57d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 13 Aug 2026 at 20:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*

On Thu, 13 Aug 2026 at 20:12, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
>
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974*
>
>
> On Thu, 13 Aug 2026 at 20:08, Bharati Bhope <bharati.bhope@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Please find attached payment receipt.
>>
>> Thanks & Regards,
>>
>> Bharati Sujit Bhope
>>
>> Sr. Branch Operations Executive
>>
>> PHFL Home Loans and Services Limited,
>>
>> Apartment No. 2 B, Second Floor,
>>
>> Achraj Towers, Rajnagar, Chhaoni,
>>
>> Katol Road, Chhindwara Road, Rajnagar,
>>
>> Sadar, Nagpur-440013.
>>
>> Tel : 0712 – 2533460
>>
>> Mobile No. : 78758 57917
>>
>> Toll Free : 1800 120 8800
>>
>> Website – www.pnbhousing.com
>>
>> ----- Original Message -----
>> ------------------------------
>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>> Date: 08/13/26 19:27
>> To: Bharati Bhope (bharati.bhope@phfl.com)
>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
>> Jambhulkar (nagsen.jambhulkar@phfl.com), Pranay Bhujang Chaudhari (
>> pranay.chaudhari@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com),
>> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin Waghmare
>> (pravin.waghmare@pnbhousing.com), Sharda Gore (
>> sharda.gore@pnbhousing.com)
>> Subject: Re: Request for challan and NOI - NHL/NAG/0726/5164029
>> MAHENDRAPAL RAMJILAL KAKASHIA
>>
>> >> Secured by Check Point
>> Dear Team,
>>
>> We received a short amount..
>>
>> NOI Calculator
>>
>>
>>
>>
>> Loan Amount Including Insurance 698000
>>
>> NOI Govt Fees Stamp Duty 0.30% 2100.00
>>
>> Registration Fees 0.50% 3500.00
>>
>> Govt.Document Handling Charges Fixed 320 320
>>
>> EZDOCS Service Fees for NOI Filling 1500 1500
>>
>>
>> Total Amount for NOI 7420.00
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974*
>>
>>
>> On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>> wrote:
>>
>>> Team,
>>>
>>> We acknowledge the receipt of your mail documents and payment. We will
>>> initiate the challan for the same.
>>>
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974*
>>>
>>>
>>> On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com>
>>> wrote:
>>>
>>>> Dear Team,
>>>>
>>>> Please provide challan and NOI. Applicant is an existing customer;
>>>> property is already mortgage with PNB Housing Finance Ltd., Registered RR
>>>> and Sale Deed is enclosed herewith hence also process for NOI.
>>>>
>>>> Thanks & Regards,
>>>>
>>>> Bharati Sujit Bhope
>>>>
>>>> Sr. Branch Operations Executive
>>>>
>>>> PHFL Home Loans and Services Limited,
>>>>
>>>> Apartment No. 2 B, Second Floor,
>>>>
>>>> Achraj Towers, Rajnagar, Chhaoni,
>>>>
>>>> Katol Road, Chhindwara Road, Rajnagar,
>>>>
>>>> Sadar, Nagpur-440013.
>>>>
>>>> Tel : 0712 – 2533460
>>>>
>>>> Mobile No. : 78758 57917
>>>>
>>>> Toll Free : 1800 120 8800
>>>>
>>>> Website – www.pnbhousing.com
>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpkZTcyNmUxODBiOTg4MTY0N2NhZjQ4YzZiMTNkMmE2ZDo3OjY4ZDE6MGY3NTVjYWI3Zjc1MGZlZDIyNDdjODk1NzJlODljYjZjYWU0ZDM0ZTcxNzgzMjQyZjQ5NWM0OTM5YjQzODQ1NDpoOlQ6Rg>
>>>>
>>>> ----- Forwarded Message -----
>>>> ------------------------------
>>>> From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
>>>> Date: 08/13/26 17:17
>>>> To: Bharati Bhope (bharati.bhope@phfl.com)
>>>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen
>>>> Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>>>> Subject: Mahendrapl kakashia noi details
>>>>
>>>> Dear bharati ma'am,
>>>> Please intiate for noi
>>>>
>>>

🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”

OL The NOI teamTYPED IN GMAIL
03 Sep, 16:29 · 43d ago

TEAM,

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 20 Aug 2026 at 17:33, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Thu, 13 Aug 2026 at 20:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 13 Aug 2026 at 20:12, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>>
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 13 Aug 2026 at 20:08, Bharati Bhope <bharati.bhope@phfl.com>
>> wrote:
>>
>>> Dear Team,
>>>
>>> Please find attached payment receipt.
>>>
>>> Thanks & Regards,
>>>
>>> Bharati Sujit Bhope
>>>
>>> Sr. Branch Operations Executive
>>>
>>> PHFL Home Loans and Services Limited,
>>>
>>> Apartment No. 2 B, Second Floor,
>>>
>>> Achraj Towers, Rajnagar, Chhaoni,
>>>
>>> Katol Road, Chhindwara Road, Rajnagar,
>>>
>>> Sadar, Nagpur-440013.
>>>
>>> Tel : 0712 – 2533460
>>>
>>> Mobile No. : 78758 57917
>>>
>>> Toll Free : 1800 120 8800
>>>
>>> Website – www.pnbhousing.com
>>>
>>> ----- Original Message -----
>>> ------------------------------
>>> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
>>> Date: 08/13/26 19:27
>>> To: Bharati Bhope (bharati.bhope@phfl.com)
>>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen Khemchand
>>> Jambhulkar (nagsen.jambhulkar@phfl.com), Pranay Bhujang Chaudhari (
>>> pranay.chaudhari@phfl.com), Sunil Mishra (sunil.mishra@pnbhousing.com),
>>> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Pravin
>>> Waghmare (pravin.waghmare@pnbhousing.com), Sharda Gore (
>>> sharda.gore@pnbhousing.com)
>>> Subject: Re: Request for challan and NOI - NHL/NAG/0726/5164029
>>> MAHENDRAPAL RAMJILAL KAKASHIA
>>>
>>> >>> Secured by Check Point
>>> Dear Team,
>>>
>>> We received a short amount..
>>>
>>> NOI Calculator
>>>
>>>
>>>
>>>
>>> Loan Amount Including Insurance 698000
>>>
>>> NOI Govt Fees Stamp Duty 0.30% 2100.00
>>>
>>> Registration Fees 0.50% 3500.00
>>>
>>> Govt.Document Handling Charges Fixed 320 320
>>>
>>> EZDOCS Service Fees for NOI Filling 1500 1500
>>>
>>>
>>> Total Amount for NOI 7420.00
>>> *Regards,*
>>>
>>> *NOI Coordinator (PNB)*
>>> *ThinkBigz*
>>> *M:-8097244974 <(809)%20724-4974>*
>>>
>>>
>>> On Thu, 13 Aug 2026 at 17:46, THINKBIGZ NOI <pnb.noifilling@gmail.com>
>>> wrote:
>>>
>>>> Team,
>>>>
>>>> We acknowledge the receipt of your mail documents and payment. We will
>>>> initiate the challan for the same.
>>>>
>>>> *Regards,*
>>>>
>>>> *NOI Coordinator (PNB)*
>>>> *ThinkBigz*
>>>> *M:-8097244974 <(809)%20724-4974>*
>>>>
>>>>
>>>> On Thu, 13 Aug 2026 at 17:42, Bharati Bhope <bharati.bhope@phfl.com>
>>>> wrote:
>>>>
>>>>> Dear Team,
>>>>>
>>>>> Please provide challan and NOI. Applicant is an existing customer;
>>>>> property is already mortgage with PNB Housing Finance Ltd., Registered RR
>>>>> and Sale Deed is enclosed herewith hence also process for NOI.
>>>>>
>>>>> Thanks & Regards,
>>>>>
>>>>> Bharati Sujit Bhope
>>>>>
>>>>> Sr. Branch Operations Executive
>>>>>
>>>>> PHFL Home Loans and Services Limited,
>>>>>
>>>>> Apartment No. 2 B, Second Floor,
>>>>>
>>>>> Achraj Towers, Rajnagar, Chhaoni,
>>>>>
>>>>> Katol Road, Chhindwara Road, Rajnagar,
>>>>>
>>>>> Sadar, Nagpur-440013.
>>>>>
>>>>> Tel : 0712 – 2533460
>>>>>
>>>>> Mobile No. : 78758 57917
>>>>>
>>>>> Toll Free : 1800 120 8800
>>>>>
>>>>> Website – www.pnbhousing.com
>>>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpkZTcyNmUxODBiOTg4MTY0N2NhZjQ4YzZiMTNkMmE2ZDo3OjY4ZDE6MGY3NTVjYWI3Zjc1MGZlZDIyNDdjODk1NzJlODljYjZjYWU0ZDM0ZTcxNzgzMjQyZjQ5NWM0OTM5YjQzODQ1NDpoOlQ6Rg>
>>>>>
>>>>> ----- Forwarded Message -----
>>>>> ------------------------------
>>>>> From: Pranay Bhujang Chaudhari (pranay.chaudhari@phfl.com)
>>>>> Date: 08/13/26 17:17
>>>>> To: Bharati Bhope (bharati.bhope@phfl.com)
>>>>> Cc: Sandip Bhusari1 (sandip.bhusari1@pnbhousing.com), Nagsen
>>>>> Khemchand Jambhulkar (nagsen.jambhulkar@phfl.com)
>>>>> Subject: Mahendrapl kakashia noi details
>>>>>
>>>>> Dear bharati ma'am,
>>>>> Please intiate for noi
>>>>>
>>>>

🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Sale deed+ A challan that is not the NOI's (the sale deed's own) — not counted inside	RR and sale deed - Mr. Kakashia.pdf	filed	43d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ Index II inside+ Selfie / photo inside+ Payment screenshot inside	20260813_171014-compressed.pdf	filed	43d ago
Payment screenshot	PAYMENT RECEIPT.jpg	filed	43d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹7,420

Where it stands
waiting for the credit

Screenshot claims
₹3,141 659180970621

Screenshot ₹3,141. Case needs ₹7,420. SHORT by ₹4,279. Ask the branch for the balance.

why?

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹2,100	₹3,500	₹320	₹1,500	₹7,420

By law ₹7,404. We ask ₹7,420 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

28 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1), GRN, Paid amount, Challan date

12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, House type (Niwasi Sadanika / Shop / Gala …), PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1) …

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (20260813_171014-compressed.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

⚠ not in the document

Number

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

पालिकेचे नावः इतर वर्णन : विभागाचे नाव मौजा नागपूर (नागपूर महानगरपालिका), उपविभागाचे नाव १.१४/२२७ - स्ाभाष मार्ग मौजा पश्चिम हद्यीपासून (लोखंडी पूल) तळयाच्या पाळीवरील गणपती मंदीरापर्यंत शिट नं. २२७ खसरा नं. ४१३/३ मधील प्लॉट नं. १ वरील श्रीदेवी रतन कॉम्प्लेक्स मधील ऑफीस नंबर १०५ पहिला मजला बांधीव क्षेञ १२.८२५ चौ.मी. ७ वर्षे जुने बांधकाम एकूण जागेमध्ये ०.२५६ टक्के अविभक्त हिस्सा.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

20260813_171014-compressed.pdf

as printed
OFFICE NO 105, FIRST FLOOR, SHREE DEVI RATAN COMPLEX, MOUZA NAGPUR, PLOT NO 1, KHASRA NO 413/3 NEW KHARSA NO 413/4, AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD NAGPUR, SHEET NO 227 CORPORATION WARD NO 6, NAGPUR, CITY SURVEY NO 1602/2 CIRCLE NO 2B DIVISION NO 1,., MAHARASHTRA, INDIA, 440018

PIN
440018

THE CHALLAN, as it will be typed · the unit's word put back as the paper prints it

Flat/Survey Number
OFFICE NO 105 1ST FLOOR SHRIDEVI RATAN COMPLEX PLOT NO 1 KHASRA NO 413/3

Locality/Road
CORPORATION WARD NO 6 SUBHASH MARG FROM PASCHIM HADYIPASUN TO TALYACHYA PALIVARIL GANPATI MANDIR

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	MAHENDRAPAL RAMJILAL KAKASHIA	APUPK3531M	…5545

All mail records (for Abhijit — safe to ignore)

2 mail(s) written and held — read and send them on Draft mails.

Template	To	When
fee quote	bharati.bhope@phfl.com	43d ago
documents acknowledged	bharati.bhope@phfl.com	43d ago

What EzDocs read from each document — check anything marked in red

Sanction letter 20260813_171014-compressed.pdf needs your check

lan
NHL/NAG/0726/5164029

legible
True

loan type
Non Housing Loan, Personal use

confidence
1

loan amount
665000

interest rate
9.75

sanction date
11-Aug-2026

letter version
4

applicant names
MAHENDRAPAL RAMJILAL KAKASHIA, KARAN MAHENDRAPAL KAKASHIA

applicant mobile
9822473439

property address
pin: 440018; road: AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD; state: MAHARASHTRA; Flat no: OFFICE NO 105; district: Nagpur; Floor: FIRST FLOOR; Address: OFFICE NO 105, FIRST FLOOR, SHREE DEVI RATAN COMPLEX

insurance premium
33000

includes insurance
True

total with insurance
698000

security address verbatim
OFFICE NO 105, FIRST FLOOR, SHREE DEVI RATAN COMPLEX, MOUZA NAGPUR, PLOT NO 1, KHASRA NO 413/3 NEW KHARSA NO 413/4, AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD NAGPUR, SHEET NO 227 CORPORATION WARD NO 6, Nagpur, CIT

raw reading (for Abhijit)

{'lan': 'NHL/NAG/0726/5164029', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 665000, 'interest_rate': 9.75, 'quality_issue': None, 'sanction_date': '11-Aug-2026', 'letter_version': '4', 'applicant_names': ['MAHENDRAPAL RAMJILAL KAKASHIA', 'KARAN MAHENDRAPAL KAKASHIA'], 'applicant_mobile': '9822473439', 'property_address': {'pin': '440018', 'road': 'AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'OFFICE NO 105', 'district': 'Nagpur', 'floor_no': 'FIRST FLOOR', 'landmark': None, 'full_address': 'OFFICE NO 105, FIRST FLOOR, SHREE DEVI RATAN COMPLEX, AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD, MOUZA NAGPUR, PLOT NO 1, KHASRA NO 413/3 NEW KHARSA NO 413/4, SHEET NO 227 CORPORATION WARD NO 6, CITY SURVEY NO 1602/2 CIRCLE NO 2B DIVISION NO 1, Nagpur, MAHARASHTRA, 440018', 'village_city': 'Nagpur', 'building_name': 'SHREE DEVI RATAN COMPLEX', 'survey_or_cts_no': 'PLOT NO 1, KHASRA NO 413/3 NEW KHARSA NO 413/4, SHEET NO 227 CORPORATION WARD NO 6, CITY SURVEY NO 1602/2 CIRCLE NO 2B DIVISION NO 1'}, 'insurance_premium': 33000, 'includes_insurance': True, 'total_with_insurance': 698000, 'security_address_verbatim': 'OFFICE NO 105, FIRST FLOOR, SHREE DEVI RATAN COMPLEX, MOUZA NAGPUR, PLOT NO 1, KHASRA NO 413/3 NEW KHARSA NO 413/4, AAGYARAM DEVI SQUARE GANESH PETH MODEL MILL ROAD NAGPUR, SHEET NO 227 CORPORATION WARD NO 6, Nagpur, CITY SURVEY NO 1602/2 CIRCLE NO 2B DIVISION NO 1, ., MAHARASHTRA, India, 440018'}

Sanction letter 20260813_171014-compressed.pdf needs your check

dob
1971-01-01

pan
APUPK3531M

name
MAHENDRAPAL RAMJILAL KAKASHIA

legible
True

aadhaar last4
5545

raw reading (for Abhijit)

{'dob': '1971-01-01', 'pan': 'APUPK3531M', 'name': 'MAHENDRAPAL RAMJILAL KAKASHIA', 'legible': True, 'aadhaar_last4': '5545', 'quality_issue': None}

Sanction letter 20260813_171014-compressed.pdf needs your check

dob
1971-01-01

pan
APUPK3531M

name
MAHENDRAPAL RAMJILAL KAKASHIA

legible
True

aadhaar last4
5545

raw reading (for Abhijit)

{'dob': '1971-01-01', 'pan': 'APUPK3531M', 'name': 'MAHENDRAPAL RAMJILAL KAKASHIA', 'legible': True, 'aadhaar_last4': '5545', 'quality_issue': None}

Payment screenshot PAYMENT RECEIPT.jpg needs your check

utr
659180970621

date
2026-08-13

amount
3141

method
Google Pay UPI

payee upi
9892834356-2@okbizaxis

payee name
THINKBIGZ INITIATIVE PVT LTD

payer name
MAHENDRA PAL RAMJILAL KAKASHIA

raw reading (for Abhijit)

{'utr': '659180970621', 'date': '2026-08-13', 'amount': 3141, 'method': 'Google Pay UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': 'MAHENDRA PAL RAMJILAL KAKASHIA', 'debit_notification_text': None}

Payment screenshot PAYMENT RECEIPT.jpg needs your check

payments inside
bank: Punjab National Bank; kind: payment_screenshot; payments: [{'utr': '659180970621', 'date': '2026-08-13', 'page': 1, 'time': '19:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 3141.0, 'direction': 'credit',

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Punjab National Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '659180970621', 'date': '2026-08-13', 'page': 1, 'time': '19:53', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 3141.0, 'direction': 'credit', 'narration': 'To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'MAHENDRA PAL RAMJILAL KAKASHIA'}}

Sale deed RR and sale deed - Mr. Kakashia.pdf needs your check

total
21590.0

article
Sale Deed

defaced
False

district
Nagpur

area city
NAGPUR

flat block
OFFICE BLOCK No. 105, FIRST FLOOR, SHREEDEVI RATAN COMPLEX

payer name
Shri Mahendrapal Ramjilal Kakasiya

sro office
Nagpur 8

paying bank
The Bank of Rajasthan Limited

scheme rows
{'amount': 3250.0, 'head_code': None, 'description': 'Registration Fee'}, {'amount': 460.0, 'head_code': None, 'description': 'Copy, Endorsement, Verification & Photography Fee (Combined Fee)'}, {'amount': 17880.0, 'head

payment date
14/12/2007

inner challan
True

consideration amount
325000

raw reading (for Abhijit)

{'grn': None, 'pin': None, 'total': 21590.0, 'article': 'Sale Deed', 'defaced': False, 'bank_cin': None, 'district': 'Nagpur', 'area_city': 'NAGPUR', 'payer_pan': None, 'flat_block': 'OFFICE BLOCK No. 105, FIRST FLOOR, SHREEDEVI RATAN COMPLEX', 'payer_name': 'Shri Mahendrapal Ramjilal Kakasiya', 'sro_office': 'Nagpur 8', 'paying_bank': 'The Bank of Rajasthan Limited', 'remarks_raw': None, 'scheme_rows': [{'amount': 3250.0, 'head_code': None, 'description': 'Registration Fee'}, {'amount': 460.0, 'head_code': None, 'description': 'Copy, Endorsement, Verification & Photography Fee (Combined Fee)'}, {'amount': 17880.0, 'head_code': None, 'description': 'Stamp Duty'}], 'payer_mobile': None, 'payment_date': '14/12/2007', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': '325000'}

Sanction letter 20260813_171014-compressed.pdf needs your check

payments inside
bank: Punjab National Bank; kind: bundle; payments: [{'utr': '622500690086', 'date': '2026-08-13', 'page': 6, 'time': '13:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 4243.0, 'direction': 'credit', 'narration'

raw reading (for Abhijit)

{'payments_inside': {'bank': 'Punjab National Bank', 'kind': 'bundle', 'payments': [{'utr': '622500690086', 'date': '2026-08-13', 'page': 6, 'time': '13:48', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 4243.0, 'direction': 'credit', 'narration': 'To: THINKBIGZ INITIATIVE PVT LTD 9892834356-2@okbizaxis From: MAHENDRA PAL RAMJILAL KAKASHIA (Punjab National Bank) Google Pay mkakashia@okaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '2048', 'account_holder': 'MAHENDRA PAL RAMJILAL KAKASHIA'}}

Technical record (for Abhijit — safe to ignore)

1h ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'quick sweep', 'docs': ['20260813_171014-compressed.pdf', 'RR and sale deed - Mr. Kakashia.pdf'], 'after': {'challan_boxes': {'box1': 'SHOP NO 105 1ST FLOOR SHRIDEVI RATAN COMPLEX PLOT NO 1 KHASRA N
1h ago	EzDocs	challan_boxes_composed	{'fp': '71687cd91f3d992e', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'SHOP NO 105 1ST FLOOR SHRIDEVI R
1h ago	EzDocs	box_disagreement	{'box': 'property.Area', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '12.83', 'page': 4, 'party': None, 'qu
1h ago	EzDocs	box_disagreement	{'box': 'property.Flat no', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Shop 105', 'page': 1, 'party': None, 'qu
1h ago	EzDocs	box_disagreement	{'box': 'property.landmark', 'src': 'index2', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'from Paschim Hadyipasun (Lokhandi Pul)
1h ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
1h ago	EzDocs	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': '20260813_171014-compressed.pdf', 'changed': {'road': {'was': 'AAGYARAM DEV
1h ago	EzDocs	index2_people_checked	{'doc_id': '007ed6f9-66d4-4e29-9987-2c6357292ade', 'differs': 1, 'matched': [{'score': 0.86, 'person': 'MAHENDRAPAL RAMJILAL KAKASHIA', 'pan_agrees': False}], 'not_on_case': 0}
1h ago	EzDocs	index2_pan_differs	{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '007ed6f9-66d4-4e29-9987-2c6357292ad
1h ago	EzDocs	property_numbers_completed	{'now': {'Second number': '413/3, NEW 413/4'}, 'was': {'Second number': '413/3'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challa
31d ago	EzDocs	trail_read	{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_asked', 'fee_paid', 'challa
31d ago	EzDocs	closed_from_desk_words	{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d ago	EzDocs	hidden_payment_scan	{'file': '20260813_171014-compressed.pdf', 'kind': 'bundle', 'found': 0, 'doc_id': '007ed6f9-66d4-4e29-9987-2c6357292ade', 'fetched': True}
32d ago	EzDocs	efiling_found_on_case	{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
32d ago	EzDocs	challan_not_ours	{'why': "consideration Rs.325,000 is not the loan and the total is not the case's", 'file': 'RR and sale deed - Mr. Kakashia.pdf', 'note': "this challan is not the NOI's — it does not count as the case's challan and move
32d ago	EzDocs	challan_identity	{'why': "consideration Rs.325,000 is not the loan and the total is not the case's", 'file': 'RR and sale deed - Mr. Kakashia.pdf', 'inner': True, 'doc_id': '7d4500c5-0bb7-4e5d-bc8c-29852e06ddc8', 'answer': 'other'}
32d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'PLOT', 'Second number type': 'KHASRA', 'Number': '1', 'Second number': '413/3'}, 'was': {'Number type': 'PLOT', 'Second number type': 'KHASRA', 'Number': '1', 'Second number': '413/3 NEW KHARSA NO 413/4, SHE
33d ago	EzDocs	property_attrs_split	{'now': {'Number type': 'PLOT', 'Second number type': 'KHASRA', 'Number': '1', 'Second number': '413/3 NEW KHARSA NO 413/4, SHEET NO 227 CORPORATION'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'PLOT
36d ago	EzDocs	hidden_payment_scan	{'file': 'PAYMENT RECEIPT.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': 'fd23e6e3-88e6-4d5e-88ac-37f9d2915fb5', 'fetched': True}
43d ago	EzDocs	extra_challan_scanned	{'found': 0}
43d ago	EzDocs	stage_follows_desk_challan_mail	{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
43d ago	EzDocs	challan_inferred_from_desk_mail	{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
43d ago	EzDocs	email_shadowed:ack_docs	{'to': 'bharati.bhope@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents for the captioned case (LAN: NHL/NAG/0726/5164029).\n\n Applicant : MAHENDRAPAL RAMJILAL KAKASHIA\n LAN : NHL/NAG/0
43d ago	EzDocs	short_balance_asked	{'why': 'the advice is short of the case total — the acknowledgement asks for the balance with the calculator table, as we does', 'balance': 4279.0, 'claimed': 3141.0, 'expected': 7420.0}
43d ago	EzDocs	screenshot_claim_recorded	{'utr': '659180970621', 'date': '2026-08-13', 'parts': 1, 'amount': 3141, 'claimed_total': 3141.0}
43d ago	EzDocs	document_received	{'file': 'PAYMENT RECEIPT.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0}
43d ago	EzDocs	mail_instruction_understood	{'amount': 698000.0, 'phrase': 'Loan Amount Including Insurance 698000', 'reason': 'Including Insurance', 'instructions': [], 'urgent_disbursement': False}
43d ago	EzDocs	email_shadowed:fee_quote	{'to': 'bharati.bhope@phfl.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: NHL/NAG/0726/5164029).\n\n NOI Charges & Service Fees Calculator - Nestly.in\n Loan
43d ago	EzDocs	receivable_created	{'expected': 7420.0}
43d ago	EzDocs	pan_found_inside	{'doc': 'aadhaar', 'pan_masked': 'APxxxxx1M'}

Case diary the case’s history — what happened, newest day first

Papers

All 3 in hand

Nothing more to ask the branch for

Money

Screenshot SHORT by ₹4,279

₹3,141 shown against ₹7,420 — the balance is being asked for.

Challan & filing

Done — Index II shared

The case is closed.

Next — whose move

No one

done

For you to check: Payment SHORT by ₹4,279 (₹3,141 of ₹7,420). The work is done — our fee of ₹7,420 is still not in our account. Chase the branch for it.

Yesterday · 16 Oct2 things

The challan's address boxes were written from the papers