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Cases / NOI-2026-01238

Ganesh Ramdas Mote

PNB_HFLLAN HOU/NSK/0426/5084161 Index II shared · done All documentsMails & papers 5
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs5 still to come
2 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
A mail on this thread BOUNCED — the branch did NOT receive it. (Undeliverable: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084) Check the recipient address and re-send from Draft mails or the mailbox.
✓Index II — the branch's own title copy, an input; the address was read from itopen
Applicant's Aadhaar Card — still needed
Applicant's PAN Card — still needed
Payment Screenshot with UTR — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Sanction Letter — for our file — the challan does not wait for it
All files (3)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Mail bounced — the branch did not get it. Re-send.
  • Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
MoneyAll of it is in
₹22,640
The whole amount reached our account. Nothing is pending on this case.
₹22,745 receivedby the amount alone
Stamp duty 0.3%7,810
Registration fee 0.5%13,010
Government handling320
Our service fee1,500
Total we ask for22,640
paid 3 Sep 14:32:17 · verified 7 Sep 11:04:08 · 3 d 20 h later
How we know
Our own bank told us — 3 Sep 14:32
₹22,745 · UTR AXNGG24613132293 · from BG-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.22745.00,03-09-2026 14:32:17 thru NEFT from AXNGG24613132293/GOOGLE INDIA DIGITAL. Aval Bal 286347.45 CR Helpline 18001800/18002021-PNB”
Matched by: AMOUNT ALONE — a little over our ask
By law ₹22,620. We ask ₹22,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹22,600 — accept as full (₹40 = our margin).
BANK'S TABLE — INSIDE OUR BUFFER
Bank table ₹22,600. We ask ₹22,640. Difference ₹40 — OK (our margin). Accept ₹22,600 as full. Nothing to collect.
Their own rows add to ₹21,100, their total says ₹22,600 — a ₹1,500 slip in their sheet. Not ours to fix.
why?
Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.
the branch's own wordsThe branch's mail said: the bank's own rows sum to Rs.21,100 but its total says Rs.22,600
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 25 h 22 minour time · 7 Sep 16:45
Index II 88 h 07 minour time · 15 Sep 01:38
the NOI team 10 d 14 hthe branch 113 d 17 htotal 124 d 7 h
Complete.
Day by day — every step and who held it
13 May 17:51Your branch's mail
3 Sep 14:32Payment landed+112 d 20 h · the branch
4 Sep 11:22Papers from your branch+20 h 50 min · the branch
4 Sep 11:27Fee quoted+5 min · the NOI team
4 Sep 11:27Papers readat once
4 Sep 11:27Property readat once
4 Sep 11:28Papers readat once
7 Sep 11:04Payment verified+2 d 23 h · the NOI team
7 Sep 16:45Challan made+5 h 41 min · the NOI team
15 Sep 01:38Index II sent+7 d 8 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹26,00,000
Loan account no.
HOU/NSK/0426/5084161
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete, with all necessary documents exchanged and the final NOI Index II shared. No further action is required from either the bank branch or the NOI team.
the history says the next move is with no one — the case is finished — null
✓ loan papers sent — done, mail 1 (2026-09-04) “PFA Index II.”
✓ Index II asked for — done, mail 1 (2026-09-04) “Pls provide property index ii.for NOI filing”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-04) “PFA Index II.”
✓ filed on the IGR site — done, mail 2 (2026-09-07) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 2 (2026-09-07) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 4 (2026-09-08) “PFA NOI INDEX 2 FOR CASE CLOSURE”
read over 5 mail(s), last mail 2026-09-08 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA piyush.aher@phfl.com phfl.com
04 Sep, 11:22 · 41d ago
THE APP JOINED HERE — earlier mails are on Gmail
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE
Dear Team,

PFA Index II.

Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 22-08-2026 04:36 pm To: Haresh Rajaram Pagare (haresh.pagare@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com), nasik.branch (nasik.branch@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Exercise Secured by Check Point Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Sat, 25 Jul 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 13 May 2026 at 19:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Wed, 13 May 2026 at 17:53, Haresh Rajaram Pagare < haresh.pagare@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name GANESH RAMDAS MOTE Lan No HOU/NSK/0426/508416 Loan Amount 2600000 LOAN AMOUNT 2600000 0.30% 7800 0.50% 13000 FEES 1500 DHC 300 TOTAL 22,600 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy otc *Form A2 or Soft copy of photograph attached *Payment details attached SRO No 5 Thanks & Regards, Haresh R. Pagare Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: documents attached
2 more mails in between — open
OL The NOI teamTYPED IN GMAIL
07 Sep, 16:27 · 37d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 11:27, Piyush Santosh Aher <piyush.aher@phfl.com>

wrote:

earlier mails quoted below
Dear Team, PFA Index II. Thanks & Regards, *Piyush S Aher* Branch Operation Executive Nashik Branch Direct: +91-253-2311672 <+91%20253%20231%201672> Toll Free: 1800 120 8800 Website-www.pnbhousing.com *PHFL Home Loans and Services Limited* ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 22-08-2026 04:36 pm To: Haresh Rajaram Pagare (haresh.pagare@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com), nasik.branch ( nasik.branch@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Secured by Check Point Team, Pls provide property index ii.for NOI filing *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Sat, 25 Jul 2026 at 19:25, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team, > > Pls provide property index ii.for NOI filing > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Wed, 13 May 2026 at 19:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> TEAM >> >> PFA CHALLAN FOR A REFERENCE >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Wed, 13 May 2026 at 17:53, Haresh Rajaram Pagare < >> haresh.pagare@phfl.com> wrote: >> >>> Dear Team, >>> >>> Kindly process 0.3 & 0.5 Challan in below case. >>> >>> Customer Name >>> GANESH RAMDAS MOTE >>> >>> Lan No >>> HOU/NSK/0426/508416 >>> >>> Loan Amount 2600000 >>> >>> >>> LOAN AMOUNT 2600000 >>> 0.30% 7800 >>> 0.50% 13000 >>> FEES 1500 >>> DHC 300 >>> TOTAL 22,600 >>> >>> >>> *Sanction Letter attached >>> *Customer Aadhar Card / co applicant attached >>> *Customer pan Card / co applicant attached >>> *Index II Copy otc >>> *Form A2 or Soft copy of photograph attached >>> *Payment details attached >>> >>> >>> SRO No 5 >>> >>> >>> Thanks & Regards, >>> >>> Haresh R. Pagare >>> >>> Branch Operation Executive >>> >>> Nashik Branch >>> >>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>> >>> Toll Free: 1800 120 8800 >>> >>> Website-www.pnbhousing.com >>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplODRiN2EyZmQ3ZWJlYzExYmI2ZTRjNTE5NDI2MmM0Mjo3OmNmMDg6NzBhNWM4Yzc4YzBiYzFmZDZiZWEwN2NmYmQ0MWM1ZWQwMjE3NjM0ODdhNzZhYzA5NGVkMmQ5M2JkZTAzOWFiYjpoOkY6Rg> >>> >>> *PHFL Home Loans and Services Limited* >>> >>> [image: cid:image001.jpg@01DB62C9.99060A20] >>> >>> [image: cid:image002.jpg@01DB62C9.99060A20] >>> >>
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
07 Sep, 16:29 · 37d ago
Undeliverable: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RA
ExerciseSecured by Check Point

TEAM,

PFA: Downloaded e-filing for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Fri, 4 Sept 2026 at 11:27, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 22-08-2026 04:36 pm To: Haresh Rajaram Pagare (haresh.pagare@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com), nasik.branch (nasik.branch@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Exercise Secured by Check Point Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 13 May 2026 at 19:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 13 May 2026 at 17:53, Haresh Rajaram Pagare < haresh.pagare@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name GANESH RAMDAS MOTE Lan No HOU/NSK/0426/508416 Loan Amount 2600000 LOAN AMOUNT 2600000 0.30% 7800 0.50% 13000 FEES 1500 DHC 300 TOTAL 22,600 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy otc *Form A2 or Soft copy of photograph attached *Payment details attached SRO No 5 Thanks & Regards, Haresh R. Pagare Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to haresh.pagare@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. haresh.pagare+SRS=3Z... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 9/7/2026 10:57:28 AM Sender Address: haresh.pagare+SRS=3ZY1P=G7=gmail.com=pnb.noifilling@phfl.com Recipient Address: haresh.pagare@phfl.com Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: MA0PR01MB10171.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: MA0PR01MB10171.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 9/7/2026 10:58:07 AM mail-qv1-f50.google.com SMTP 39 sec 2 9/7/2026 10:58:07 AM mail-qv1-f50.google.com TY2PEPF0000AB83.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 3 9/7/2026 10:58:07 AM TY2PEPF0000AB83.apcprd03.prod.outlook.com TYCPR01CA0140.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 9/7/2026 10:58:08 AM TYCPR01CA0140.jpnprd01.prod.outlook.com PN0PR01MB9642.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec 5 9/7/2026 10:59:44 AM emails-8170983-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-428-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 1 min, 36 sec 6 9/7/2026 10:59:46 AM aps.cloud-sec-av.com TY2PEPF0000AB89.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 2 sec 7 9/7/2026 10:59:46 AM TY2PEPF0000AB89.apcprd03.prod.outlook.com TY4PR01CA0054.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 9/7/2026 10:59:48 AM TY4PR01CA0054.jpnprd01.prod.outlook.com MA0PR01MB10171.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 2 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=l8tju5d9ONdOSESc+dtADAET75juHUNOAY/RTn0lK2zWWeE+SH1BQxoRmJyOEXnPqL/ZwgsRYSmVM3KsuXD+LDDMq6PUY6iyQsoZgLnQoZIpUh362HJiBR9UC3COTmNKRCPlcNUTmMuGe0ps2dCIpt+49+6YZWMP8CZsWWMVbVjNwDWiLaDEFDMlkpKJBa4dSjV8H6KKW4more8dKvSVXPKjZzCfnxX1Z1rN0ITSzb19LQw6hHUykkb3
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
08 Sep, 14:50 · 37d ago
Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE

TEAM

PFA NOI INDEX 2 FOR CASE CLOSURE

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Mon, 7 Sept 2026 at 16:27, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 4 Sept 2026 at 11:27, Piyush Santosh Aher <piyush.aher@phfl.com> wrote: > Dear Team, > > PFA Index II. > > Thanks & Regards, > > *Piyush S Aher* > > Branch Operation Executive > > Nashik Branch > > Direct: +91-253-2311672 <+91%20253%20231%201672> > > Toll Free: 1800 120 8800 > > Website-www.pnbhousing.com > > *PHFL Home Loans and Services Limited* > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 22-08-2026 04:36 pm > To: Haresh Rajaram Pagare (haresh.pagare@phfl.com) > Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Sarvesh Vijay > Sonawane (sarvesh.sonawane@phfl.com), nasik.branch ( > nasik.branch@pnbhousing.com) > Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : > HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE > > > Secured by Check Point > Team, > > Pls provide property index ii.for NOI filing > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Sat, 25 Jul 2026 at 19:25, THINKBIGZ NOI <pnb.noifilling@gmail.com> > wrote: > >> Team, >> >> Pls provide property index ii.for NOI filing >> >> *Regards,* >> >> *NOI Coordinator (PNB)* >> *ThinkBigz* >> *M:-8097244974 <(809)%20724-4974>* >> >> >> On Wed, 13 May 2026 at 19:38, THINKBIGZ NOI <pnb.noifilling@gmail.com> >> wrote: >> >>> TEAM >>> >>> PFA CHALLAN FOR A REFERENCE >>> >>> *Regards,* >>> >>> *NOI Coordinator (PNB)* >>> *ThinkBigz* >>> *M:-8097244974 <(809)%20724-4974>* >>> >>> >>> On Wed, 13 May 2026 at 17:53, Haresh Rajaram Pagare < >>> haresh.pagare@phfl.com> wrote: >>> >>>> Dear Team, >>>> >>>> Kindly process 0.3 & 0.5 Challan in below case. >>>> >>>> Customer Name >>>> GANESH RAMDAS MOTE >>>> >>>> Lan No >>>> HOU/NSK/0426/508416 >>>> >>>> Loan Amount 2600000 >>>> >>>> >>>> LOAN AMOUNT 2600000 >>>> 0.30% 7800 >>>> 0.50% 13000 >>>> FEES 1500 >>>> DHC 300 >>>> TOTAL 22,600 >>>> >>>> >>>> *Sanction Letter attached >>>> *Customer Aadhar Card / co applicant attached >>>> *Customer pan Card / co applicant attached >>>> *Index II Copy otc >>>> *Form A2 or Soft copy of photograph attached >>>> *Payment details attached >>>> >>>> >>>> SRO No 5 >>>> >>>> >>>> Thanks & Regards, >>>> >>>> Haresh R. Pagare >>>> >>>> Branch Operation Executive >>>> >>>> Nashik Branch >>>> >>>> Direct: +91-253-2311672 <+91%20253%20231%201672> >>>> >>>> Toll Free: 1800 120 8800 >>>> >>>> Website-www.pnbhousing.com >>>> <https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzplODRiN2EyZmQ3ZWJlYzExYmI2ZTRjNTE5NDI2MmM0Mjo3OmNmMDg6NzBhNWM4Yzc4YzBiYzFmZDZiZWEwN2NmYmQ0MWM1ZWQwMjE3NjM0ODdhNzZhYzA5NGVkMmQ5M2JkZTAzOWFiYjpoOkY6Rg> >>>> >>>> *PHFL Home Loans and Services Limited* >>>> >>>> [image: cid:image001.jpg@01DB62C9.99060A20] >>>> >>>> [image: cid:image002.jpg@01DB62C9.99060A20] >>>> >>>
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE”
ME microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com pnbhflo365.onmicrosoft.com
08 Sep, 14:52 · 37d ago
Undeliverable: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RA
ExerciseSecured by Check Point

TEAM

PFA NOI INDEX 2 FOR CASE CLOSURE

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 7 Sept 2026 at 16:27, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 4 Sept 2026 at 11:27, Piyush Santosh Aher < piyush.aher@phfl.com > wrote: Dear Team, PFA Index II. Thanks & Regards, Piyush S Aher Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 22-08-2026 04:36 pm To: Haresh Rajaram Pagare (haresh.pagare@phfl.com) Cc: Prashant Padhye (prashant.padhye@pnbhousing.com), Sarvesh Vijay Sonawane (sarvesh.sonawane@phfl.com), nasik.branch (nasik.branch@pnbhousing.com) Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Exercise Secured by Check Point Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Sat, 25 Jul 2026 at 19:25, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, Pls provide property index ii.for NOI filing Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 13 May 2026 at 19:38, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM PFA CHALLAN FOR A REFERENCE Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Wed, 13 May 2026 at 17:53, Haresh Rajaram Pagare < haresh.pagare@phfl.com > wrote: Dear Team, Kindly process 0.3 & 0.5 Challan in below case. Customer Name GANESH RAMDAS MOTE Lan No HOU/NSK/0426/508416 Loan Amount 2600000 LOAN AMOUNT 2600000 0.30% 7800 0.50% 13000 FEES 1500 DHC 300 TOTAL 22,600 *Sanction Letter attached *Customer Aadhar Card / co applicant attached *Customer pan Card / co applicant attached *Index II Copy otc *Form A2 or Soft copy of photograph attached *Payment details attached SRO No 5 Thanks & Regards, Haresh R. Pagare Branch Operation Executive Nashik Branch Direct: +91-253-2311672 Toll Free: 1800 120 8800 Website- www.pnbhousing.com PHFL Home Loans and Services Limited Your message to haresh.pagare@phfl.com couldn't be delivered. A custom mail flow rule created by an admin at pnbhflo365.onmicrosoft.com has blocked your message. Dear Sender, This mail id is deactivated. Regards, Email Administrator. haresh.pagare+SRS=IG... Office 365 phfl.com Sender Action Required Blocked by mail flow rule How to Fix It An email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that blocks messages that meet certain conditions, and it appears that your message has met one or more of those conditions. • Check the text above for a custom message from the email admin that may help explain why your message was blocked and how you might be able to fix it. For example, removing prohibited words from the message or sending the message from a different email account may be sufficient to deliver your message. If you've tried and you're still not able to fix the problem, consider contacting the email admin at pnbhflo365.onmicrosoft.com to discuss what to do. While they're unlikely to remove or relax the rule, if you have a legitimate need to deliver your message they may offer guidance for how to do so. More Info for Email Admins Status code: 550 5.7.1_ETR This error occurs because an email admin at pnbhflo365.onmicrosoft.com has created a custom mail flow rule that has blocked the sender's message. In some cases, the sender can change the message so it no longer violates the rule. However, depending on the rule's conditions, it's possible that the only way to deliver the message is to change the rule itself, and only an email admin at pnbhflo365.onmicrosoft.com can do that. Although it's possible the rule is unintentionally flawed or it's stricter than the admin intended, it may be working exactly as they want it to. Original Message Details Created Date: 9/8/2026 9:20:53 AM Sender Address: haresh.pagare+SRS=IGUSs=HA=gmail.com=pnb.noifilling@phfl.com Recipient Address: haresh.pagare@phfl.com Subject: Re: Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE Error Details Error: 550 5.7.1 TRANSPORT.RULES.RejectMessage; the message was rejected by organization policy Message rejected by: PNYPR01MB11882.INDPRD01.PROD.OUTLOOK.COM Notification Details Sent by: PNYPR01MB11882.INDPRD01.PROD.OUTLOOK.COM Message Hops HOP TIME (UTC) FROM TO WITH RELAY TIME 1 9/8/2026 9:21:34 AM mail-qv1-f52.google.com SMTP 41 sec 2 9/8/2026 9:21:35 AM mail-qv1-f52.google.com SG2PEPF000B66CA.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 3 9/8/2026 9:21:35 AM SG2PEPF000B66CA.apcprd03.prod.outlook.com SI3PR01CA0002.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 4 9/8/2026 9:21:35 AM SI3PR01CA0002.apcprd01.prod.exchangelabs.com PN5PR01MB793672.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) * 5 9/8/2026 9:22:32 AM emails-3530499-4-mt-prod-cp-aps1-1.checkpointcloudsec.com mta-outgoing-428-mt-prod-cp-aps1-1.checkpointcloudsec.com ESMTPS 57 sec 6 9/8/2026 9:22:33 AM aps.cloud-sec-av.com SG2PEPF000B66D0.mail.protection.outlook.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) 1 sec 7 9/8/2026 9:22:33 AM SG2PEPF000B66D0.apcprd03.prod.outlook.com SI2PR01CA0022.outlook.office365.com Microsoft SMTP Server (version=TLS1_3, cipher=TLS_AES_256_GCM_SHA384) * 8 9/8/2026 9:22:34 AM SI2PR01CA0022.apcprd01.prod.exchangelabs.com PNYPR01MB11882.INDPRD01.PROD.OUTLOOK.COM Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) 1 sec Original Message Headers ARC-Seal: i=5; a=rsa-sha256; s=arcselector10001; d=microsoft.com; cv=pass; b=f0V9UPfG9L+vDILauzUDU7as5VU5Y5NyJ9X07SeZWP0KeQRLVkw0yEfqCt
🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Index IIthe branch sent this — an input index 2 mote.pdf
filed 41d ago
Other image002.jpg
filed 41d ago
Other image001.jpg
filed 41d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹22,640
Where it stands
VERIFIED — money received
Screenshot claims
—
Paid at
3 Sep 14:32:17
Verified on
7 Sep 11:04:08

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹7,810₹13,010₹320 ₹1,500₹22,640
By law ₹22,620. We ask ₹22,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

24 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Interest Rate (%), Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …), Mobile (person 1), Birth date (person 1) …
12 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: First name (person 1), Middle name (person 1), Last name (person 1), PAN (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1) …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (index 2 mote.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
नाशिक म.न.पा. इतर वर्णन, इतर माहितीः, इतर माहितीः तुकडी जिल्हा नासिक पैकी पोट तुकडी तालुका नासिक पैकी नासिक महानगर पालिका हद्दीतील मौजे देवळाली या गावचे शिवारातील सर्व्हे नं 259/3/2 एकुण क्षेत्र 8000.00 चौ.मी यावर बांधलेल्या श्री मोरया पार्क को ऑप हौसिंग सोसायटी मधील पराग इमारतीमधील सि विंग मधील दुसऱ्या मजल्या वरिल फ्लॅट नं 201 (दोनशे एक) यांसी एकुण बांधीव क्षेत्र 79.92 चौ.मी अंशी नमुद मिळकत ( (Survey Number: 259/3/2;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the Index II BASE — the challan follows this
index 2 mote.pdf
the property
तुकडी जिल्हा नासिक पैकी पोट तुकडी तालुका नासिक पैकी नासिक महानगर पालिका हद्दीतील मौजे देवळाली या गावचे शिवारातील सर्व्हे नं 259/3/2 एकुण क्षेत्र 8000.00 चौ.मी यावर बांधलेल्या श्री मोरया पार्क को ऑप हौसिंग सोसायटी मधील पराग इमारतीमधील सि विंग मधील दुसऱ्या मजल्या वरिल फ्लॅट नं 201 (दोनशे एक) यांसी एकुण बांधीव क्षेत्र 79.92 चौ.मी अंशी नमुद मिळकत
in English lettersTUKADI JILHAA NAASIKA PAIKI POTA TUKADI TAALUKAA NAASIKA PAIKI NAASIKA MAHAANAGARA PAALIKAA HADDITILA MAUJE DEVALAALI YAA GAAVACHE SHIVAARAATILA SARVHE NAN 259/3/2 EKUNA KSHETRA 8000.00 CHAU.MI YAAVARA BAANDHALELYAA SHRI MORAYAA PAARKA KO OPA HAUSINGA SOSAAYATI MADHILA PARAAGA IMAARATIMADHILA SI VINGA MADHILA DUSAऱ्YAA MAJALYAA VARILA PHLATA NAN 201 (DONASHE EKA) YAANSI EKUNA BAANDHIVA KSHETRA 79.92 CHAU.MI ANSHI NAMUDA MILAKATA
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 201 2ND FLOOR C WING PARAG BUILDING SHRI MORYA PARK CO OP HOUSING SOCIETY SURVEY NO 259/3/2
Locality/Road
KHARJUL NAGAR NASIK ROAD
Area/City
DEOLALI
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorGanesh Ramdas MoteAMIPM0809K

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
fee quotepiyush.aher@phfl.com 41d ago
document chasepiyush.aher@phfl.com 41d ago
document chasepiyush.aher@phfl.com 38d ago
What EzDocs read from each document — check anything marked in red
Index II index 2 mote.pdf needs your check
kind
index2_input
extracted
doc_no: 5664/2026; village: देवळाली - 2; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: सह दु.नि. नाशिक 6; area_text: 79.92 चौ. मीटर; mortgagee: null; filing_fee: 27110; mortgagors: []; stamp_duty: 163000; filing_date:
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '5664/2026', 'village': 'देवळाली - 2', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'सह दु.नि. नाशिक 6', 'area_text': '79.92 चौ. मीटर', 'mortgagee': 'null', 'filing_fee': 27110, 'mortgagors': [], 'stamp_duty': 163000, 'filing_date': '2026-05-15', 'loan_amount': 0, 'property_text': 'तुकडी जिल्हा नासिक पैकी पोट तुकडी तालुका नासिक पैकी नासिक महानगर पालिका हद्दीतील मौजे देवळाली या गावचे शिवारातील सर्व्हे नं 259/3/2 एकुण क्षेत्र 8000.00 चौ.मी यावर बांधलेल्या श्री मोरया पार्क को ऑप हौसिंग सोसायटी मधील पराग इमारतीमधील सि विंग मधील दुसऱ्या मजल्या वरिल फ्लॅट नं 201 (दोनशे एक) यांसी एकुण बांधीव क्षेत्र 79.92 चौ.मी अंशी नमुद मिळकत', 'survey_numbers': ['259/3/2']}}
Technical record (for Abhijit — safe to ignore)
5h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 07 Sep, 16:27 shared the e-filing copy — the draft it answers is taken off", 'count': 1, 'kinds': ['fee_quote']}
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'index2_asked', 'index2_sent', '
30d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['index 2 mote.pdf'], 'after': {'from': 'index 2 mote.pdf', 'challan_boxes': {'box1': 'FLAT NO 201 2ND FLOOR C WING PARAG BUILDING SHRI MORYA PARK CO OP HOUSING SOCIETY SURVEY
30d agoEzDocschallan_boxes_composed{'fp': '64f028aa6cbc36d4', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 201 2ND FLOOR C WING PARAG BUILDING S
30d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'after the Index II takeover'}
30d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'index 2 mote.pdf', 'changed': {'taluka': {'was': None, 'index2': 'Nashik'}
30d agoEzDocsindex2_people_checked{'doc_id': '9aaf86f9-970a-478c-9fa4-b27e6b9f6883', 'differs': 0, 'matched': [{'score': 0.97, 'person': 'Ganesh Ramdas Mote', 'pan_agrees': False}], 'not_on_case': 1}
30d agoEzDocsindex2_extra_purchaser{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '9aaf86f9-970a-478c-9fa4-b27e
30d agoEzDocsparty_from_case_name{'why': 'no KYC read yet — the applicant named on the case holds the boxes gathered from the letter and the mail until the cards land', 'name': 'Ganesh Ramdas Mote'}
30d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger':
37d agoEzDocsmail_bounced{'why': "the branch did NOT receive we's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Re[2]: Process
37d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0426/5084
37d agoEzDocsstage_follows_desk_challan_mail{'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'}
37d agoEzDocschallan_inferred_from_desk_mail{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread; the stage follows we's deed"}
37d agoEzDocsmail_bounced{'why': "the branch did NOT receive we's mail — check the address and re-send", 'from': 'microsoftexchange329e71ec88ae4615bbc36ab6ce41109e@pnbhflo365.onmicrosoft.com', 'subject': 'Undeliverable: Re: Re[2]: Process
38d agoEzDocssms_matched_late{'ref': 'AXNGG24613132293', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 22745.0, 'method': 'am
38d agoEzDocspayment_verified{'utr': 'AXNGG24613132293', 'why': "paid ₹22,745, ₹105 MORE than our ask of ₹22,640 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 105.0, 'method': 'amount_over_small',
38d agoEzDocsreceivable_snapshot{'before': {'delta': None, 'status': 'awaiting', 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 'sms_id': 'eb0d2453
38d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0426/5084161), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
38d agoEzDocsdraft_withdrawn{'why': 'a fresher chase replaces it — the asks changed', 'count': 1}
41d agoEzDocsextra_challan_scanned{'found': 0}
41d agoEzDocsemail_shadowed:doc_chase{'to': 'piyush.aher@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NSK/0426/5084161), the following is pending from your end:\n\n 1. Sanction Letter — not received yet\n 2. Applicant's
41d agoEzDocsemail_shadowed:fee_quote{'to': 'piyush.aher@phfl.com', 'body': 'Dear Team,\n\nPlease check the calculation and account details for the captioned case (LAN: HOU/NSK/0426/5084161).\n\n NOI Charges & Service Fees Calculator - Nestly.in\n Loan Am
41d agoEzDocsreceivable_created{'expected': 22640.0}
41d agoEzDocsfee_notes{'notes': ["total payable: bank says Rs.22,600, computed Rs.22,620 (difference Rs.-20) — desk DHC floor Rs.320 vs the Rs.300 on the bank's sheet — Rs.20 policy margin (gateway charges), not a bank error", 'branch quotes
41d agoEzDocsfee_mismatch_with_bank{'differences': ["the bank's own rows sum to Rs.21,100 but its total says Rs.22,600"]}

Case diary the case’s history — what happened, newest day first

Papers
3 still needed for the challan
Applicant's Aadhaar Card, Applicant's PAN Card, Payment Screenshot with UTR
Money
₹22,745 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Mail bounced — the branch did not get it. Re-send. Only the branch's own Index II is on file — not the registered copy of our filing. Mail or upload it.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
11:20
26 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
17:22
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:04
The challan's address boxes were written from the papers
02:05
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
02:04
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
01:38
14 Sep1 thing — 1 step
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
16:09
8 Sep1 thing — 1 caution
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
15:29
7 Sep7 things — 1 letter written · 1 caution · 5 steps
An old draft withdrew itself — its asks were already answered
16:45
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
16:45
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
16:42
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:04
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:04
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-01238 — pending documents
10:01
An old draft withdrew itself — its asks were already answered
10:01
4 Sep10 things — 3 documents received · 3 letters written · 1 caution · 3 steps
Wrote the document chase mail — held, silent mode
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE
11:28
Wrote the fee quote mail — held, silent mode
Re[2]: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0426/5084161 Applicant Name : GANESH RAMDAS MOTE
11:28
The branch's own fee working disagrees with the law
11:28
Received: other
image001.jpg
11:28
Received: other
image002.jpg
11:27
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
11:27
Property read from the Index II
11:27
Index II (title document) received from the branch
11:27
Received: Index II
index 2 mote.pdf
11:27
Case opened from the branch's mail
11:27
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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