⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Ganesh Digambar Huljute
LAN NHL/AHMD/0926/5231406Loan ₹54,60,000NOIMails & papers 7
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 15:55
Documents
took 1h 17m
Payment
Challan
done 9 Oct, 17:15 · GRAS ↗
Filing
took 19h 34m · IGR e-filing ↗
E-filing copy
done 10 Oct, 12:50
Index II
took 2d 1h
doneIndex II sharedwhole case so far 4d 6h
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
Yesterday · 12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9991010260076.pdf
10 Oct27 things — 1 document received · 1 letter written · 25 steps
A file was read again from the start — everything inside it now counts
sweep reread held486
reading error456
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260076.pdf
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
9 Oct81 things — 9 documents received · 4 letters written · 3 cautions · 65 steps
Judged again with today's rules, the challan still does not match the case — a person opens it
Checked: this challan is not another case's
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
An old draft withdrew itself — its asks were already answered
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
HULJUTE GANESH DIGAMBAR EchallanMH011716712202627E.pdf
A file was read again from the start — everything inside it now counts
paper read beside case
reading error456
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes by rules
The home address was read off the papers — by ezdocs:reader
reader mail addition — by ezdocs:reader
Nothing new to ask for — stayed quiet
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
Wrote the document chase mail — held, silent mode
RE: Kindly process for NOI Challan 0.3 & 0.5 in below case NHL/AHMD/0926/5231406 GANESH DIGAMBAR HULJUTE
An old draft withdrew itself — its asks were already answered
address compared
documents read together
roles from letter
Co-applicant added
roles from letter
Received: PAN card
co app pan card.pdf
Received: PAN card
app pan card.pdf
quoted history checked
extra challan scanned
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes by rules
property self check
property from index2
index2 people checked
index2 extra purchaser
property numbers completed
documents read together
property self check
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03355
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
property from index2
index2 people checked
index2 extra purchaser
The payment proof already on the case was applied
property english extracted
money settled — by ezdocs:reader
index2 people checked
index2 extra purchaser
Index II (title document) received from the branch
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: other
image001.png
credit seen before bill
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie — not usable
20261009_134401.jpg — this is a photograph of a printed photo, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Sanction letter
SANCTION LETTER HULJUTE 1.pdf
Received: Index II
INDEX II HULJUTE.pdf
Received: Selfie
IMG-20261009-WA0016.jpg
Received: Payment screenshot
IMG-20261009-WA0021.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Sanction letteropen
✓PAN cardopen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
Applicant's Aadhaar Card — still needed
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 11 files
The file, as the engine remembers it10 open
The file contains a sanction letter and an Index II for a non-housing loan of INR 54,60,000 (including insurance) granted to Ganesh Digambar Huljute and Suvarna Ganesh Huljute. The property is an open plot located at Savedi, Ahmednagar. The MOTD and PAN cards are missing from the file.
○the Aadhaar — the branch
✗the photo could not be read (20261009_134401.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○GANESH DIGAMBAR HULJUTE — home flat — the branch
○HULJUTE SUVARNA GANESH — mobile — the branch
○HULJUTE SUVARNA GANESH — e-mail — the branch
○HULJUTE SUVARNA GANESH — home building — the branch
○HULJUTE SUVARNA GANESH — home flat — the branch
○HULJUTE SUVARNA GANESH — home road — the branch
○HULJUTE SUVARNA GANESH — home PIN — the branch
○HULJUTE SUVARNA GANESH — home village / city — the branch
?unsure of efiling.date_of_mortgage — No memorandum of deposit of title deeds (MOTD) or mortgage deed is attached on the file.
?unsure of borrower.pan — PAN card for the borrower is not attached on the file.
the branch's last mail (2026-10-09): Bank branch attached pan cards. · brought: PAN card for GANESH DIGAMBAR HULJUTE; PAN card for HULJUTE SUVARNA GANESH · settled: unsure:borrower.pan
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T10:47 UTC
Moneyall of it is in
₹33,210.83
Reached our account 9 Oct 14:01:43.
How we know
Our own bank told us — 9 Oct 14:01
₹33,180 · UTR AXNGG28200782025 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.33180.00,09-10-2026 14:01:43 thru NEFT from AXNGG28200782025/GOOGLE INDIA DIGITAL . Aval Bal 197888.05 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%16,390
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for33,210.83
By law ₹33,200. We ask ₹33,210 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
203, 2nd Floor, SAI MIDAS TOUCH BUILDING, SURVEY, OLD 102/A2, Savedi, 414003
read from the Index II · e-filing boxes 40 of 46 ready
Check the property →the boxes beside the paper
People
HULJUTE SUVARNA GANESH · co-applicantAUBPH8282JGANESH DIGAMBAR HULJUTE · applicantACZPH8759G
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