silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-01396

ARCHANA PRAMOD PARDLE

PNB_HFLLAN NHL/THA/0826/5203470Loan ₹10,00,000NOI
File on IGRMails & papers 3 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Sep, 16:35
Documents
Payment
Challan
done 30 Sep, 21:02 · GRAS ↗
Filing
in the tray 13d 2h · IGR e-filing ↗
our moveChallan paid · the trail says: The bank branch has sent the necessary loan documents and made the payment for the NOI filing. The NOI team has acknowledged receipt, created the e-challan,…whole case so far 36d 7h
Needs your eyes1
Date discrepancy on sanction letter — sanction letter says 31-Aug-2026; Index II says 28/10/2021.. See the papers →
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• DO NOT SAVE — Date discrepancy on sanction letter: the sanction letter says 31-Aug-2026; the Index II says 28/10/2021. The sanction letter is dated 31-Aug-2026, which is five years after the property purchase registration was completed in October 2021. The loan cannot be sanctioned in the future relative to the historical registration date on this file. Confirm with the branch if the sanction letter's date contains a typo or if they have provided the wrong version of the documents.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• a party: PAN missing — no PAN card of this person is read on the file — the PAN cards on it (PRAMOD MAHADEV PARDLE, KYC Pramod.pdf; ARCHANA PRAMOD PARDLE, IMG-20260820-WA0019.jpg) are beside the form; type the PAN off the person's own card
• a party: birth date missing — no PAN card of this person is read on the file — the PAN cards on it (PRAMOD MAHADEV PARDLE, KYC Pramod.pdf; ARCHANA PRAMOD PARDLE, IMG-20260820-WA0019.jpg) are beside the form; type the birth date off the person's own card
• 2 property box(es) not from the Index II / derived / unsure — amber on the portal: attr2_type, attr2_value
• Loan Amount: no paid challan with a printed figure is on this case yet — the case's own 10,00,000 is typed; upload the paid challan and it takes over
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
1 Oct8 things
cards read
20:33
cards read
20:33
roles from letter
20:33
kyc address read
20:33
cards read
20:27
cards read
20:27
case read — by ezdocs:reader
01:12
case read started — by ezdocs:reader
01:11
30 Sep3 things — 3 steps
The home address was read off the papers — by ezdocs:reader
21:02
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
21:02
receivable snapshot
21:02
26 Sep1 thing — 1 step
index2 docno read
01:29
23 Sep3 things — 3 steps
case read — by ezdocs:reader
14:08
reader mail addition — by ezdocs:reader
14:07
The home address was read off the papers — by ezdocs:reader
14:07
15 Sep11 things — 11 steps
challan boxes gathered
20:47
boxes gathered
20:47
address compared
20:47
challan boxes by rules
20:47
property self check
20:46
property from index2
20:46
index2 people checked
20:46
EzDocs read the whole trail as one conversation — where the case stands is on the page
09:49
kyc address missing
00:40
kyc address read
00:30
kyc address missing
00:30
14 Sep3 things — 3 steps
The branch's title document is on the case — the filing is the NOI team's move
23:48
property self check
20:26
property attrs split
00:36
13 Sep1 thing — 1 step
property attrs split
23:53
11 Sep1 thing — 1 step
property from index2
15:33
7 Sep28 things — 9 documents received · 3 letters written · 16 steps
desk documents backfill
20:55
desk documents backfill
20:55
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:55
Received: Challan
ARCHANA PRAMOD PARDLE EchallanMH009790877202627E.pdf
20:55
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
19:16
extra challan scanned
17:01
quoted history checked
16:45
Wrote the documents acknowledged mail — held, silent mode
Request you to Kindly Process 0.3% & NOI in captioned case NHL/THA/0826/5203470 ARCHANA PRAMOD PARDLE
16:44
claim inside desk buffer
16:44
No fee quote sent — the branch's own figures were right
16:44
The payment proof already on the case was applied
16:44
documents read together
16:44
property english extracted
16:44
Index II (title document) received from the branch
16:44
Property address read from the sanction letter
16:44
Received: other
image001.png
16:44
Co-applicant added
16:44
Received: Aadhaar
IMG-20260820-WA0021.jpg
16:44
Payment proof arrived before the case was quoted — held
16:44
Co-applicant added
16:44
PAN found inside the KYC file — no need to ask for it
16:44
Received: Aadhaar
IMG-20260820-WA0020.jpg
16:44
Received: Sanction letter
Archana Sanction Letter.pdf
16:44
Received: Payment screenshot
IMG-20260904-WA0028.jpg
16:44
Received: Aadhaar
KYC Pramod.pdf
16:44
Received: Index II
archana index (1).pdf
16:44
Received: PAN card
IMG-20260820-WA0019.jpg
16:44
Case opened from the branch's mail
16:44
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
7 of 8 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar cardopen
✓Payment screenshot — money verifiedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
Moneyall of it is in
₹9,840
Reached our account 30 Sep 21:01:41.
How we know
Our own bank told us — 30 Sep 21:01
₹9,800 · UTR AXNGG27330019096 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.9800.00,30-09-2026 21:01:41 thru NEFT from AXNGG27330019096/GOOGLE INDIA DIGITAL . Aval Bal 177940.45 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%3,010
Registration fee 0.5%5,010
Government handling320
Our service fee1,500
Total we ask for9,840
By law ₹9,820. We ask ₹9,840 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
1909, 19th, Piramal Vaikunth Cluster 3, Tower 2, Wind Tower, SURVEY, 7/1 to 7/14, Balkum, 400608
read from the Index II · e-filing boxes 42 of 58 ready
Check the property →the boxes beside the paper
People
PRAMOD MAHADEV PARDLE · co-applicantAKUPP4127HARCHANA PRAMOD PARDLE · applicantAZKPP1822A
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