Cases / NOI-2026-01704
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from it (Index II — शाखेची स्वतःची प्रत (इनपुट); मालमत्तेचा पत्ता याच कागदातून वाचला)open
✓Index II — the registered copy of our filing, from the government (Index II — आपल्या दाखल्याची सरकारी नोंदणीकृत प्रत)open download
✓E-filing copy (token)open
✓Payment screenshot — money verified (— पैसे पडताळले) — inside Document 114.pdf (— Document 114.pdf या फाइलमध्ये)open
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off) (मालमत्तेचा पत्ता — EzDocs, from the Index II (correct below if anything is off) यांनी पडताळला)
All files (8)A label is wrong? Fix it under All documents.
MoneyAll of it is in
₹24,240.55CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹24,200 receivedmatches the branch's receipt
Stamp duty 0.3%8,410
Registration fee 0.5%14,010
Government handling320
Our service fee1,500.55
Total we ask for24,240.55
the branch’s receipt claims ₹24,200 125236206883
paid 11 Sep 17:03:49 · verified 11 Sep 17:10:30 · 6 min 41 s later
How we know (आपल्याला कसे कळले)
Our own bank told us — 11 Sep 17:03 (आपल्याच बँकेने कळवले — 11 Sep 17:03)
₹24,200 · UTR AXNGG25478172146 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.24200.00,11-09-2026 17:03:49 thru NEFT from AXNGG25478172146/GOOGLE INDIA DIGITAL. Aval Bal 85698.75 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit (कसे जुळले: the screenshot's amount equals this credit)
Paid the bank's own ₹24,200. ₹40.55 under our ask = our margin. Accepted as full.
बँकेचे स्वतःचे ₹24,200 भरले. आपल्या मागणीपेक्षा ₹40.55 कमी = NOI टीम मार्जिन. पूर्ण भरणा.
By law ₹24,220. We ask ₹24,240 (rounded up to ₹10 — our rule).
कायद्याप्रमाणे ₹24,220. आपण मागतो ₹24,240 (₹10 पर्यंत वर — NOI टीमचा नियम).
why? (का?)
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹24,200 — accept as full (₹40.55 = our margin).
बँकेचा तक्ता ₹24,200 — पूर्ण भरणा म्हणून स्वीकारा (₹40.55 = NOI टीम मार्जिन).
BANK'S TABLE — INSIDE OUR BUFFER
Bank table ₹24,200. We ask ₹24,240. Difference ₹40 — OK (our margin). Accept ₹24,200 as full. Nothing to collect.
बँकेचा तक्ता ₹24,200. आपली मागणी ₹24,240. फरक ₹40 — ठीक (NOI टीम मार्जिन). ₹24,200 पूर्ण भरणा म्हणून स्वीकारा. काही वसूल करायचे नाही.
Their own rows add to ₹22,700, their total says ₹24,200 — a ₹1,500 slip in their sheet. Not ours to fix.
त्यांच्या ओळींची बेरीज ₹22,700, त्यांचा एकूण ₹24,200 — त्यांच्या शीटमध्ये ₹1,500 ची चूक. आपल्याला काही करायचे नाही.
why? (का?)
Their DHC is ₹300 on the sheet, ours ₹320 (Avinash's policy margin); their rows are rounded. By the Koli ruling (3 Sep) a total inside ₹60 / 0.25% of our ask is paid in full.
the branch's own words
The branch's mail said: the bank's own rows sum to Rs.22,700 but its total says Rs.24,200See the full workingevery row, and the property
Time takennot shown to the bank
Challan 34 minour time · 11 Sep 17:37
Index II 90 h 04 minour time · 5 Oct 12:21
the NOI team 11 dthe branch 12 d 19 htotal 23 d 19 h
Complete.
Day by day — every step and who held it
11 Sep 16:59Your branch's mail
11 Sep 17:03Payment landed+4 min · the branch
11 Sep 17:09Fee quoted+6 min · the NOI team
11 Sep 17:09Papers readat once
11 Sep 17:09Property readat once
11 Sep 17:10Payment verified+1 min · the NOI team
11 Sep 17:10Ready for the challanat once
11 Sep 17:37Challan made+27 min · the NOI team
24 Sep 12:50Papers from your branch+12 d 19 h · the branch
24 Sep 12:51Papers read+1 min · the NOI team
1 Oct 17:59Filed on IGR — e-filing shared+7 d 5 h · the NOI team
5 Oct 12:21Index II sent+3 d 18 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹28,00,000
Loan account no.
HOU/NSK/0826/5193568
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI has been filed and the e-filing copy has been shared. The case is complete from the team's side.
the history says the next move is with no one — the case is finished — nothing
✓ loan papers sent — done, mail 1 (2026-09-11) “Sanction Letter attached Customer Aadhar Card / co applicant attached Customer pan Card / co applicant attached Index II Copy OTC Form A2 or Soft copy of photog”
✓ fee paid — the branch's words — done, mail 2 (2026-09-11) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-11) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-11) “PFA challan for your reference.”
✓ Index II asked for — done, mail 4 (2026-09-16) “PLEASE PROVIDE INDEX 2 FOR NOI FILING”
✓ Index II / sale deed sent by the branch — done, mail 5 (2026-09-24) “Please find attached the copy of index 2 for NOI filing.”
✓ filed on the IGR site — done, mail 7 (2026-10-01) “PFA downloaded copy of e filing”
✓ e-filing copy shared — done, mail 7 (2026-10-01) “PFA downloaded copy of e filing”
read over 7 mail(s), last mail 2026-10-01 · read 17d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✓ EzDocs checked every box against the document’s own words 24d ago — all agree.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 0926280714420 · ₹300 · paid 28/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010108105202627E | — | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PA
piyush.aher@phfl.com phfl.com
11 Sep, 16:59 · 37d ago THE FIRST MAIL — how this case began
11 Sep, 16:59 · 37d ago THE FIRST MAIL — how this case began
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer nameVIKAS BHAGWAN JADHAV
Loan account (LAN)HOU/NSK/0826/5193568
Loan amount₹28,00,000
Stamp duty 0.30%₹8,400
Registration fee 0.50%₹14,000
DHC₹300
Service / vendor fees₹1,500
Total₹24,200
- ✓ Sanction Letter — attached
- ✓ Customer Aadhar Card / co applicant — attached
- ✓ Customer pan Card / co applicant — attached
- ✓ Form A2 or Soft copy of photograph — attached
- ✓ Payment details — attached
*Index II CopyOTC
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
earlier mails quoted below
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Vikas jadhav NOI CHALLAN
🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: Kindly process 0.3 & 0.5 Challan. — “Kindly process 0.3 & 0.5 Challan in below case.”
5 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
11 Sep, 17:36 · 37d ago
11 Sep, 17:36 · 37d ago
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:
earlier mails quoted below
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name
VIKAS BHAGWAN JADHAV
Lan No
HOU/NSK/0826/5193568
Loan Amount 2800000
LOAN AMOUNT 2800000
0.30% 8400
0.50% 14000
FEES 1500
DHC 300
TOTAL 24,200
*Sanction Letter attached
*Customer Aadhar Card / co applicant attached
*Customer pan Card / co applicant attached
*Index II Copy OTC
*Form A2 or Soft copy of photograph attached
*Payment details attached
SRO No
Thanks & Regards,
*Piyush S Aher*
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672 <+91%20253%20231%201672>
Toll Free: 1800 120 8800
Website-www.pnbhousing.com
*PHFL Home Loans and Services Limited*
----- Forwarded Message -----
------------------------------
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: Vikas jadhav NOI CHALLAN
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
11 Sep, 17:37 · 37d ago
11 Sep, 17:37 · 37d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:
> Dear Team,
>
> Kindly process 0.3 & 0.5 Challan in below case.
>
> Customer Name
> VIKAS BHAGWAN JADHAV
>
> Lan No
> HOU/NSK/0826/5193568
>
> Loan Amount 2800000
>
>
> LOAN AMOUNT 2800000
> 0.30% 8400
> 0.50% 14000
> FEES 1500
> DHC 300
> TOTAL 24,200
>
>
> *Sanction Letter attached
> *Customer Aadhar Card / co applicant attached
> *Customer pan Card / co applicant attached
> *Index II Copy OTC
> *Form A2 or Soft copy of photograph attached
> *Payment details attached
>
>
> SRO No
>
> Thanks & Regards,
>
> *Piyush S Aher*
>
> Branch Operation Executive
>
> Nashik Branch
>
> Direct: +91-253-2311672 <+91%20253%20231%201672>
>
> Toll Free: 1800 120 8800
>
> Website-www.pnbhousing.com
>
> *PHFL Home Loans and Services Limited*
>
>
>
> ----- Forwarded Message -----
> ------------------------------
> From: Amol Balu Dani (amol.dani@phfl.com)
> Date: 11-09-2026 04:43 pm
> To: Piyush Santosh Aher (piyush.aher@phfl.com)
> Subject: Vikas jadhav NOI CHALLAN
>
>
>
🤖 read: challan shared ✓ — “PFA challan”
OL
The NOI teamTYPED IN GMAIL
16 Sep, 16:03 · 32d ago
16 Sep, 16:03 · 32d ago
DEAR TEAM
PLEASE PROVIDE INDEX 2 FOR NOI FILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 11 Sept 2026 at 17:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need an index 2 copy.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher <piyush.aher@phfl.com>
> wrote:
>
>> Dear Team,
>>
>> Kindly process 0.3 & 0.5 Challan in below case.
>>
>> Customer Name
>> VIKAS BHAGWAN JADHAV
>>
>> Lan No
>> HOU/NSK/0826/5193568
>>
>> Loan Amount 2800000
>>
>>
>> LOAN AMOUNT 2800000
>> 0.30% 8400
>> 0.50% 14000
>> FEES 1500
>> DHC 300
>> TOTAL 24,200
>>
>>
>> *Sanction Letter attached
>> *Customer Aadhar Card / co applicant attached
>> *Customer pan Card / co applicant attached
>> *Index II Copy OTC
>> *Form A2 or Soft copy of photograph attached
>> *Payment details attached
>>
>>
>> SRO No
>>
>> Thanks & Regards,
>>
>> *Piyush S Aher*
>>
>> Branch Operation Executive
>>
>> Nashik Branch
>>
>> Direct: +91-253-2311672 <+91%20253%20231%201672>
>>
>> Toll Free: 1800 120 8800
>>
>> Website-www.pnbhousing.com
>>
>> *PHFL Home Loans and Services Limited*
>>
>>
>>
>> ----- Forwarded Message -----
>> ------------------------------
>> From: Amol Balu Dani (amol.dani@phfl.com)
>> Date: 11-09-2026 04:43 pm
>> To: Piyush Santosh Aher (piyush.aher@phfl.com)
>> Subject: Vikas jadhav NOI CHALLAN
>>
>>
>>
🤖 read: asks the branch for documents — “PLEASE PROVIDE INDEX 2 FOR NOI FILING”
HB
hirachand.b@pnbhousing.com pnbhousing.com
24 Sep, 12:50 · 24d ago
24 Sep, 12:50 · 24d ago
Dear Team,
Please find attached the copy of index 2 for NOI filing.
Thanks & Regards,
Hirachand B. Nipane.
Area Operations and Service Manager.
407 & 408, 4th Floor, Padma Vishwa Landmark,
Near Tanishq Showroom, Above Axis Bank,
Racca Colony,Sharanpur Road, Nashik 422002.
Landline Number : 0253-2311671/2311672
Mobile: 8600400491
Toll Free Number: 1800 120 8800
Website- www.pnbhousing.com
Internal
From: THINKBIGZ NOI <pnb.noifilling@gmail.com>
Sent: 16 September 2026 16:04
To: Piyush Santosh Aher <piyush.aher@phfl.com>
Cc: Prashant Padhye <prashant.padhye@pnbhousing.com>; nasik.branch <nasik.branch@pnbhousing.com>; Amol Balu Dani <amol.dani@phfl.com>
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applic
earlier mails quoted below
On Fri, 11 Sept 2026 at 17:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name
VIKAS BHAGWAN JADHAV
Lan No
HOU/NSK/0826/5193568
Loan Amount
2800000
LOAN AMOUNT
2800000
0.30%
8400
0.50%
14000
FEES
1500
DHC
300
TOTAL
24,200
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
OTC
*Form A2 or Soft copy of photograph
attached
*Payment details
attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:
+91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
----- Forwarded Message -----
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject:
Vikas jadhav NOI CHALLAN
🤖 read: asks for the Index II; documents attached — “Please find attached the copy of index 2 for NOI filing.”
OL
The NOI teamTYPED IN GMAIL
24 Sep, 13:54 · 24d ago
24 Sep, 13:54 · 24d ago
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Thu, 24 Sept 2026 at 12:51, Hirachand Nipane <hirachand.b@pnbhousing.com>
wrote:
earlier mails quoted below
Dear Team,
Please find attached the copy of index 2 for NOI filing.
Thanks & Regards,
Hirachand B. Nipane.
Area Operations and Service Manager.
407 & 408, 4th Floor, Padma Vishwa Landmark,
Near Tanishq Showroom, Above Axis Bank,
Racca Colony,Sharanpur Road, Nashik 422002
<https://www.google.com/maps/search/Racca+Colony,Sharanpur+Road,+Nashik+422002?entry=gmail&source=g>
.
Landline Number : 0253-2311671/2311672
Mobile: 8600400491
Toll Free Number: 1800 120 8800
Website- www.pnbhousing.com
Internal
*From:* THINKBIGZ NOI <pnb.noifilling@gmail.com>
*Sent:* 16 September 2026 16:04
*To:* Piyush Santosh Aher <piyush.aher@phfl.com>
*Cc:* Prashant Padhye <prashant.padhye@pnbhousing.com>; nasik.branch <
nasik.branch@pnbhousing.com>; Amol Balu Dani <amol.dani@phfl.com>
*Subject:* Re: Process 0.3 & 0.5 Challan in case of Loan No :
HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
*Secured by Check Point *
DEAR TEAM
PLEASE PROVIDE INDEX 2 FOR NOI FILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 11 Sept 2026 at 17:37, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher <piyush.aher@phfl.com>
wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
*Customer Name *
*VIKAS BHAGWAN JADHAV*
*Lan No *
*HOU/NSK/0826/5193568*
*Loan Amount *
*2800000*
*LOAN AMOUNT*
*2800000*
*0.30%*
*8400*
*0.50%*
*14000*
*FEES*
*1500*
*DHC*
*300*
*TOTAL*
*24,200*
**Sanction Letter*
*attached*
**Customer Aadhar Card / co applicant*
*attached*
**Customer pan Card / co applicant*
*attached*
**Index II Copy *
*OTC*
**Form A2 or Soft copy of photograph *
*attached*
**Payment details*
*attached*
*SRO No*
Thanks & Regards,
*Piyush S Aher*
Branch Operation Executive
Nashik Branch
Direct: +91-253-2311672 <+91%20253%20231%201672>
Toll Free: 1800 120 8800
Website-www.pnbhousing.com
<https://protect.checkpoint.com/v2/r05/___http://www.pnbhousing.com/___.YXBzMTpwbmJob3VzaW5nOmM6bzpiOWFmYTE0OTA0ZmJhMDMzYmIwMTdjMDUxNDEyY2YwMjo3OjhmZWI6NjM2YTU4MzM1NDQ1ZjQ5MjlhNjQ3YmE3NTlhNjExNjQ0NmFiZDA0MWRkMTg4MzliYWU2NGY4YjljMmFmYTY4ZjpoOkY6Rg>
*PHFL Home Loans and Services Limited*
----- Forwarded Message -----
------------------------------
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject: * Vikas jadhav NOI CHALLAN*
🤖 read: The team says they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
01 Oct, 17:59 · 17d ago
01 Oct, 17:59 · 17d ago
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 13:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 24 Sept 2026 at 12:51, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote:
Dear Team,
Please find attached the copy of index 2 for NOI filing.
Thanks & Regards,
Hirachand B. Nipane.
Area Operations and Service Manager.
407 & 408, 4th Floor, Padma Vishwa Landmark,
Near Tanishq Showroom, Above Axis Bank,
Racca Colony,Sharanpur Road, Nashik 422002.
Landline Number : 0253-2311671/2311672
Mobile: 8600400491
Toll Free Number: 1800 120 8800
Website- www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 16 September 2026 16:04
To: Piyush Santosh Aher < piyush.aher@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Amol Balu Dani < amol.dani@phfl.com >
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE INDEX 2 FOR NOI FILING
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name
VIKAS BHAGWAN JADHAV
Lan No
HOU/NSK/0826/5193568
Loan Amount
2800000
LOAN AMOUNT
2800000
0.30%
8400
0.50%
14000
FEES
1500
DHC
300
TOTAL
24,200
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
OTC
*Form A2 or Soft copy of photograph
attached
*Payment details
attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:
+91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
----- Forwarded Message -----
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject:
Vikas jadhav NOI CHALLAN
🤖 read: e-filing copy shared ✓ — “PFA downloaded copy of e filing”
OL
The NOI teamTYPED IN GMAIL
05 Oct, 12:21 · 13d ago
05 Oct, 12:21 · 13d ago
Dear Team,
PFA index 2 copy for case closure..
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 1 Oct 2026 at 17:59, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA downloaded copy of e filing
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 24 Sept 2026 at 13:54, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 24 Sept 2026 at 12:51, Hirachand Nipane < hirachand.b@pnbhousing.com > wrote:
Dear Team,
Please find attached the copy of index 2 for NOI filing.
Thanks & Regards,
Hirachand B. Nipane.
Area Operations and Service Manager.
407 & 408, 4th Floor, Padma Vishwa Landmark,
Near Tanishq Showroom, Above Axis Bank,
Racca Colony,Sharanpur Road, Nashik 422002.
Landline Number : 0253-2311671/2311672
Mobile: 8600400491
Toll Free Number: 1800 120 8800
Website- www.pnbhousing.com
Internal
From: THINKBIGZ NOI < pnb.noifilling@gmail.com >
Sent: 16 September 2026 16:04
To: Piyush Santosh Aher < piyush.aher@phfl.com >
Cc: Prashant Padhye < prashant.padhye@pnbhousing.com >; nasik.branch < nasik.branch@pnbhousing.com >; Amol Balu Dani < amol.dani@phfl.com >
Subject: Re: Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
Exercise Secured by Check Point
DEAR TEAM
PLEASE PROVIDE INDEX 2 FOR NOI FILING
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:37, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
PFA challan for your reference.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.
Regards,
NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 11 Sept 2026 at 17:04, Piyush Santosh Aher < piyush.aher@phfl.com > wrote:
Dear Team,
Kindly process 0.3 & 0.5 Challan in below case.
Customer Name
VIKAS BHAGWAN JADHAV
Lan No
HOU/NSK/0826/5193568
Loan Amount
2800000
LOAN AMOUNT
2800000
0.30%
8400
0.50%
14000
FEES
1500
DHC
300
TOTAL
24,200
*Sanction Letter
attached
*Customer Aadhar Card / co applicant
attached
*Customer pan Card / co applicant
attached
*Index II Copy
OTC
*Form A2 or Soft copy of photograph
attached
*Payment details
attached
SRO No
Thanks & Regards,
Piyush S Aher
Branch Operation Executive
Nashik Branch
Direct:
+91-253-2311672
Toll Free: 1800 120 8800
Website- www.pnbhousing.com
PHFL Home Loans and Services Limited
----- Forwarded Message -----
From: Amol Balu Dani (amol.dani@phfl.com)
Date: 11-09-2026 04:43 pm
To: Piyush Santosh Aher (piyush.aher@phfl.com)
Subject:
Vikas jadhav NOI CHALLAN
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | image001.jpg | filed | 37d ago |
| Other | image002.jpg | filed | 37d ago |
| Sanction letter+ Aadhaar card inside+ PAN card inside+ Selfie / photo inside+ Payment screenshot inside | Document 114.pdf | filed | 37d ago |
| Paid challan (GRAS) | VIKAS BHAGWAN JADHAV EchallanMH010108105202627E.pdf | filed | 37d ago |
| Other | image001.jpg | filed | 24d ago |
| Index IIthe branch sent this — an input | 5193568.pdf | filed | 24d ago |
| E-filing copy (token) | VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf | filed | 17d ago |
| Index IIthe registered copy we filed | IndexII9992809260657.pdf | filed | 13d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹24,240.55
₹24,240.55
Where it stands
VERIFIED — money received
VERIFIED — money received
Screenshot claims
₹24,200 125236206883
₹24,200 125236206883
Paid at
11 Sep 17:03:49
11 Sep 17:03:49
Verified on
11 Sep 17:10:30
11 Sep 17:10:30
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹8,410 | ₹14,010 | ₹320 | ₹1,500 | ₹24,240 |
By law ₹24,220. We ask ₹24,240 (rounded up to ₹10 — our rule).
कायद्याप्रमाणे ₹24,220. आपण मागतो ₹24,240 (₹10 पर्यंत वर — NOI टीमचा नियम).
why? (का?)
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Floor (person 1), Challan date
5 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Road, Second number type, Second number, Title deed held by the bank (Agreement to Sale / Sale Deed …), Floor (person 1)
✓ EzDocs checked every box against the document’s own words 24d ago — all agree.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
Document 114.pdf
as printed
FLAT NO 53, 7TH FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE AMBAD LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
FLAT NO 53, 7TH FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS, NASHIK, KAMATHWADE AMBAD LINK ROAD, NASHIK, MAHARASHTRA, INDIA, 422010
PIN
422010
422010
the Index II
5193568.pdf
the property
1) itara varnanah, itara maahitih mauje ambadakhurda taa. ji. naashika yethila binasheti plota milakata yaansi sarvhe nambara 228/2 yaansi ekuna kshetra 2600.00 chau.mi. yaasampurna kshetraapaiki naashika mahaanagarapaalikaa naashika yaanchekadila rastaa rundikaranaasaathi sampaadita jhaalele kshetra 578.55 chau.mi. bajaajaataa urvarita shillaka asalele kshetra 2021.45 chau.mi. yaavara baandhanyaata aalelyaa raamaaja aarambha apaartamenta bildinga nan. 2 (sampurna kshetraapaiki baandhakaamaasaathi vaaparalele ploteda kshetra 1031.40 chau.mi.) yaavarila imaaratitila saatavyaa majalyaavarila phlata nan.53 yaansi kaarpeta kshetra 48.15 chau.mi. adhika opana baalkani kshetra 5.80 chau.mi. ase ekuna kshetra 53.95 chau.mi. kshetraachi phlata milakata. ((SURVEY NUMBER: 228/2;)) - sthaanika svaraajya sansthaah naashika ma.na.paa.
1) itara varnanah, itara maahitih mauje ambadakhurda taa. ji. naashika yethila binasheti plota milakata yaansi sarvhe nambara 228/2 yaansi ekuna kshetra 2600.00 chau.mi. yaasampurna kshetraapaiki naashika mahaanagarapaalikaa naashika yaanchekadila rastaa rundikaranaasaathi sampaadita jhaalele kshetra 578.55 chau.mi. bajaajaataa urvarita shillaka asalele kshetra 2021.45 chau.mi. yaavara baandhanyaata aalelyaa raamaaja aarambha apaartamenta bildinga nan. 2 (sampurna kshetraapaiki baandhakaamaasaathi vaaparalele ploteda kshetra 1031.40 chau.mi.) yaavarila imaaratitila saatavyaa majalyaavarila phlata nan.53 yaansi kaarpeta kshetra 48.15 chau.mi. adhika opana baalkani kshetra 5.80 chau.mi. ase ekuna kshetra 53.95 chau.mi. kshetraachi phlata milakata. ((SURVEY NUMBER: 228/2;)) - sthaanika svaraajya sansthaah naashika ma.na.paa.
PIN
I CANNOT TELL
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
53 7TH FLOOR RAMAS ARAMBH APARTMENT BUILDING NO 2 SURVEY NO 228/2
53 7TH FLOOR RAMAS ARAMBH APARTMENT BUILDING NO 2 SURVEY NO 228/2
Locality/Road
KRUSHNA NAGAR AMBAD KHURD KAMATHWADE AMBAD LINK ROAD NEAR MAULI LAWNS
KRUSHNA NAGAR AMBAD KHURD KAMATHWADE AMBAD LINK ROAD NEAR MAULI LAWNS
Area/City
NASHIK
check or correct a box, the papers beside it →NASHIK
the Index II also prints: 00, 1, 1031, 15, 2021, 2600, 40, 45, AALELYAA, ADHIKA, APAARTAMENTA, ASALELE, ASE, BAALKANI, BAANDHAKAAMAASAATHI, BAANDHANYAATA, BAJAAJAATAA, BILDINGA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | VIKAS BHAGWAN JADHAV | BGMPJ1806N | …2384 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | piyush.aher@phfl.com | 37d ago |
| acknowledgement | piyush.aher@phfl.com | 37d ago |
| Index II chase | piyush.aher@phfl.com | 34d ago |
| Index II chase | piyush.aher@phfl.com | 31d ago |
| Index II chase | piyush.aher@phfl.com | 27d ago |
| Index II chase | piyush.aher@phfl.com | 24d ago |
What EzDocs read from each document — check anything marked in red
Other image002.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Other image001.jpg needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Sanction letter Document 114.pdf needs your check
lan
HOU/NSK/0826/5193568
HOU/NSK/0826/5193568
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
1
1
loan amount
2700000
2700000
interest rate
13.15
13.15
sanction date
09-Sep-2026
09-Sep-2026
letter version
4
4
applicant names
VIKAS BHAGWAN JADHAV, DEEPALI VIKAS JADHAV
VIKAS BHAGWAN JADHAV, DEEPALI VIKAS JADHAV
applicant mobile
9527830768
9527830768
property address
pin: 422010; road: Krushna Nagar, Ambad Khurd, Kamathwade Ambad Link Road; state: MAHARASHTRA; Flat no: 53; district: Nashik; Floor: 7th Floor; landmark: Near Mauli Lawns; Address: Flat No 53, 7th Floor, Building
pin: 422010; road: Krushna Nagar, Ambad Khurd, Kamathwade Ambad Link Road; state: MAHARASHTRA; Flat no: 53; district: Nashik; Floor: 7th Floor; landmark: Near Mauli Lawns; Address: Flat No 53, 7th Floor, Building
insurance premium
100000
100000
includes insurance
True
True
total with insurance
2800000
2800000
security address verbatim
Flat No 53, 7th Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade Ambad Link Road, Nashik, MAHARASHTRA, India, 422010
Flat No 53, 7th Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade Ambad Link Road, Nashik, MAHARASHTRA, India, 422010
raw reading (for Abhijit)
{'lan': 'HOU/NSK/0826/5193568', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 2700000, 'interest_rate': 13.15, 'quality_issue': None, 'sanction_date': '09-Sep-2026', 'letter_version': '4', 'applicant_names': ['VIKAS BHAGWAN JADHAV', 'DEEPALI VIKAS JADHAV'], 'applicant_mobile': '9527830768', 'property_address': {'pin': '422010', 'road': 'Krushna Nagar, Ambad Khurd, Kamathwade Ambad Link Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '53', 'district': 'Nashik', 'floor_no': '7th Floor', 'landmark': 'Near Mauli Lawns', 'full_address': "Flat No 53, 7th Floor, Building No 2, Rama's Aarambh Apartment, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Kamathwade Ambad Link Road, Nashik, Nashik, MAHARASHTRA, 422010", 'village_city': 'Nashik', 'building_name': "Rama's Aarambh Apartment, Building No 2", 'survey_or_cts_no': 'S No 228/2'}, 'insurance_premium': 100000, 'includes_insurance': True, 'total_with_insurance': 2800000, 'security_address_verbatim': "Flat No 53, 7th Floor, Building No 2, Rama's Aarambh Apartment, S No 228/2, Krushna Nagar, Ambad Khurd, Near Mauli Lawns, Nashik, Kamathwade Ambad Link Road, Nashik, MAHARASHTRA, India, 422010"}Sanction letter Document 114.pdf needs your check
dob
1997-08-15
1997-08-15
pan
BGMPJ1806N
BGMPJ1806N
name
VIKAS BHAGWAN JADHAV
VIKAS BHAGWAN JADHAV
legible
True
True
aadhaar last4
2384
2384
raw reading (for Abhijit)
{'dob': '1997-08-15', 'pan': 'BGMPJ1806N', 'name': 'VIKAS BHAGWAN JADHAV', 'legible': True, 'aadhaar_last4': '2384', 'quality_issue': None}Sanction letter Document 114.pdf needs your check
dob
1997-08-15
1997-08-15
pan
BGMPJ1806N
BGMPJ1806N
name
Vikas Bhagwan Jadhav
Vikas Bhagwan Jadhav
legible
True
True
aadhaar last4
2384
2384
raw reading (for Abhijit)
{'dob': '1997-08-15', 'pan': 'BGMPJ1806N', 'name': 'Vikas Bhagwan Jadhav', 'legible': True, 'aadhaar_last4': '2384', 'quality_issue': None}Sanction letter Document 114.pdf needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '125236206883', 'date': '2026-09-11', 'page': 6, 'time': '16:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24200.0, 'direction': 'debit', 'narration': 'THINKBIGZ INI
kind: payment_screenshot; payments: [{'utr': '125236206883', 'date': '2026-09-11', 'page': 6, 'time': '16:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24200.0, 'direction': 'debit', 'narration': 'THINKBIGZ INI
applicant address from462
read again off the letter's pages (page 1, Address row)
read again off the letter's pages (page 1, Address row)
applicant address verbatim
RINKAL ROW HOUSE NO 9 PRITI AAPARMENT, KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD, NASHIK, Nashik, MAHARASHTRA, 422010, India
RINKAL ROW HOUSE NO 9 PRITI AAPARMENT, KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD, NASHIK, Nashik, MAHARASHTRA, 422010, India
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '125236206883', 'date': '2026-09-11', 'page': 6, 'time': '16:30', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 24200.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PVT LTD 9892834356 -2@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'dips'}, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'RINKAL ROW HOUSE NO 9 PRITI AAPARMENT, KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD, NASHIK, Nashik, MAHARASHTRA, 422010, India'}Paid challan (GRAS) VIKAS BHAGWAN JADHAV EchallanMH010108105202627E.pdf needs your check
grn
MH010108105202627E
MH010108105202627E
pin
422010
422010
total
22420.0
22420.0
defaced
False
False
bank cin
03006172026091101213
03006172026091101213
district
NASHIK
NASHIK
area city
NASHIK
NASHIK
payer pan
BGMXXXXXXN
BGMXXXXXXN
flat block
FLAT NO 53, 7TH FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR
FLAT NO 53, 7TH FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR
payer name
VIKAS BHAGWAN JADHAV
VIKAS BHAGWAN JADHAV
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2800000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2800000
scheme rows
{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX0768
XXXXXX0768
payment date
11/09/2026
11/09/2026
road locality
KAMATHWADE AMBAD LINK ROAD, KRUSHNA NAGAR, AMBAD KHURD, NEAR MASHIKAWNS, NASHIK
KAMATHWADE AMBAD LINK ROAD, KRUSHNA NAGAR, AMBAD KHURD, NEAR MASHIKAWNS, NASHIK
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
2800000
2800000
raw reading (for Abhijit)
{'grn': 'MH010108105202627E', 'pin': '422010', 'total': 22420.0, 'article': None, 'defaced': False, 'bank_cin': '03006172026091101213', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BGMXXXXXXN', 'flat_block': "FLAT NO 53, 7TH FLOOR, BUILDING NO 2, RAMA'S AARAMBH APARTMENT, S NO 228/2, KRUSHNA NAGAR", 'payer_name': 'VIKAS BHAGWAN JADHAV', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2800000', 'scheme_rows': [{'amount': 8410.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 14010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX0768', 'payment_date': '11/09/2026', 'road_locality': 'KAMATHWADE AMBAD LINK ROAD, KRUSHNA NAGAR, AMBAD KHURD, NEAR MASHIKAWNS, NASHIK', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2800000'}Other image001.jpg needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Index II 5193568.pdf needs your check
kind
index2_input
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'NSK5-10706-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of a
pin: I CANNOT TELL; rows: {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'NSK5-10706-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of a
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नाशिक म.न.पा. (महानगरपालिका)', 'r11_serial': 'NSK5-10706-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (i) within the limits of any Municipal Corporation or any Cantonment area annexed to it.', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 53.95 चौ. मीटर', 'r7_executants': [{'age': '27', 'pan': 'EBMXXXXX1F', 'name': 'देवेंद्र चंद्रकांत पिंगळे', 'address': 'प्लॉट नं: 0, माळा नं: 1, इमारतीचे नावः कालिका पार्क, ब्लॉक नंः उंटवाडी, रोड नंः नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422008'}, {'age': '27', 'pan': 'AANXXXXX3R', 'name': '1. आधार भिवसन आहिररावं, 2. रंजना आधार आहिरराव यांचे तर्फे ज.मु. देवेंद्र चंद्रकांत पिंगळे', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः नवरचना आयटीआय गेटसमोर, ब्लॉक नंः सावरकर नगर आसाराम बापु आश्रम रोड, रोड नंः नाशिक, महाराष्ट्र, णास्ःईक. पिनः- 422005'}], 'r8_purchasers': [{'age': '25', 'pan': 'CQWXXXXX7H', 'name': 'दिपाली विकास जाधव', 'address': 'प्लॉट नं: 9, माळा नं: 0, इमारतीचे नावः प्रीति अपार्टमेंट, ब्लॉक नंः कामटवाडे, रोड नंः नाशिक, महाराष्ट्र, णास्ःईक़. पिन:- 422008'}, {'age': '35', 'pan': 'BGMXXXXX6N', 'name': 'विकास भगवान जाधव', 'address': 'प्लॉट नं: 9, माळा नं: 0, इमारतीचे नावः रो-हाउस नं.9 प्रिती अपार्टमेंट, ब्लॉक नंः कामटवाडे, रोड नंः नाशिक, महाराष्ट्र, णास्ःईक़. सुची क्र.II पिन:- 422008'}], 'r12_stamp_duty': 162600, 'r3_market_value': 2225608, 'r1_document_type': 'अनुच्छेद - अभिहस्तातंरणपत्र', 'r2_consideration': 2710000, 'r9_execution_date': '15-09-2026', 'r13_registration_fee': 27100, 'r10_registration_date': '15-09-2026'}, 'doc_no': '10706', 'village': 'अंबड (खुर्द)', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'सह दुय्यम निबंधक, नाशिक-५', 'area_text': '1) 53.95 चौ. मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 27100, 'header_sro': 'सह दु.नि.नाशिक 5', 'mortgagors': ['देवेंद्र चंद्रकांत पिंगळे', '1. आधार भिवसन आहिररावं, 2. रंजना आधार आहिरराव यांचे तर्फे ज.मु. देवेंद्र चंद्रकांत पिंगळे'], 'stamp_duty': 162600, 'filing_date': '15-09-2026', 'loan_amount': 0, 'token_number': 'NSK5-10706-2026', 'properE-filing copy (token) VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf needs your check
sro
PET
PET
kind
efiling_copy
efiling_copy
token
9992809260657
9992809260657
legible
True
True
property
road: AMBAD LINK ROAD, NASHIK; unit: 53; floor: 7TH; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '228/2'}]; village: Ambad (khurda); building: BLDG NO 2,RAMAS AARAMBH APARTMENT BUILDING; district: Nashik
road: AMBAD LINK ROAD, NASHIK; unit: 53; floor: 7TH; taluka: Nashik; numbers: [{'type': 'Survey Number', 'value': '228/2'}]; village: Ambad (khurda); building: BLDG NO 2,RAMAS AARAMBH APARTMENT BUILDING; district: Nashik
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'BGMPJ1806N', 'name': 'VIKAS BHAGWAN JADHAV', 'address': 'Flat No:G, Floor No:G, Building Name:RINKAL ROW HOUSE NO 9 PRITI APARTMENT, Road:KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD,NASHIK, City:NASH
{'pan': 'BGMPJ1806N', 'name': 'VIKAS BHAGWAN JADHAV', 'address': 'Flat No:G, Floor No:G, Building Name:RINKAL ROW HOUSE NO 9 PRITI APARTMENT, Road:KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD,NASHIK, City:NASH
title deed
Index II :10706/2026 SRO NASHIK-5
Index II :10706/2026 SRO NASHIK-5
filing date
2026-10-01
2026-10-01
loan amount
2800000.0
2800000.0
payment lines
{'ref': 'MH010108105202627E', 'head': 'Stamp Duty', 'dated': '11/09/2026', 'amount': 8400.0, 'ref_kind': 'GRN'}, {'ref': 'MH010108105202627E', 'head': 'Filing Fee', 'dated': '11/09/2026', 'amount': 14000.0, 'ref_kind': '
{'ref': 'MH010108105202627E', 'head': 'Stamp Duty', 'dated': '11/09/2026', 'amount': 8400.0, 'ref_kind': 'GRN'}, {'ref': 'MH010108105202627E', 'head': 'Filing Fee', 'dated': '11/09/2026', 'amount': 14000.0, 'ref_kind': '
date of mortgage
2026-09-28
2026-09-28
raw reading (for Abhijit)
{'sro': 'PET', 'kind': 'efiling_copy', 'token': '9992809260657', 'legible': True, 'property': {'pin': None, 'road': 'AMBAD LINK ROAD, NASHIK', 'unit': '53', 'floor': '7TH', 'taluka': 'Nashik', 'numbers': [{'type': 'Survey Number', 'value': '228/2'}], 'village': 'Ambad (khurda)', 'building': 'BLDG NO 2,RAMAS AARAMBH APARTMENT BUILDING', 'district': 'Nashik', 'area_text': 'Carpet : 53.95 Sq.mt.', 'local_body': 'MOUJE AMBAD (KHURDA)', 'description': 'KRUSHNA NAGAR, AMBAD KHURD, NEAR MAULI LAWNS', 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'BGMPJ1806N', 'name': 'VIKAS BHAGWAN JADHAV', 'address': 'Flat No:G, Floor No:G, Building Name:RINKAL ROW HOUSE NO 9 PRITI APARTMENT, Road:KAMTWADE NASHIK NASHIK, BH MORE HOSPITAL KAMTHWADE ROAD,NASHIK, City:NASHIK, State:MAHARASHTRA, District:NASHIK, Pin:422010'}], 'title_deed': 'Index II :10706/2026 SRO NASHIK-5', 'filing_date': '2026-10-01', 'loan_amount': 2800000.0, 'payment_lines': [{'ref': 'MH010108105202627E', 'head': 'Stamp Duty', 'dated': '11/09/2026', 'amount': 8400.0, 'ref_kind': 'GRN'}, {'ref': 'MH010108105202627E', 'head': 'Filing Fee', 'dated': '11/09/2026', 'amount': 14000.0, 'ref_kind': 'GRN'}, {'ref': '0926280714420', 'head': 'Document Handling Charges', 'dated': '28/09/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-09-28'}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '28740e4ddfb63dd6', 'asked': True, 'findings': [{'do': 'Provide the date of mortgage from the MOTD.', 'box': 'Date of Mortgage', 'why': 'This required field is empty.', 'page': 'Start page', 'level': 'STOP', 'quot |
| 1d ago | EzDocs | reader_home_address | {'fp': '51e055fd05f02eb1', 'from': 'the sanction letter (Document 114.pdf)', 'home': {'pin': '422010', 'flat': 'ROW HOUSE NO 9', 'road': 'BH MORE HOSPITAL KAMTHWADE ROAD', 'state': 'MAHARASHTRA', 'building': 'PRITI AAPAR |
| 3d ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 01 Oct, 17:59 shared the e-filing copy — the drafts it answers are taken off", 'count': 3, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 16 Sep, 16:03 asked for the Index II — the draft it answers is taken off", 'count': 1, 'kinds': ['index2_chase']} |
| 3d ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 11 Sep, 17:36 acknowledged the papers and the payment — the drafts it answers are taken off", 'count': 2, 'kinds': ['ack', 'fee_quote']} |
| 13d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 13d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999280926065 |
| 17d ago | EzDocs | dhc_prn_read | {'prn': '0926280714420', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf', 'from': "the filed no |
| 17d ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf', 'token': '9992809260657', 'doc_id': '6418f474-7474-4063-a309-1850b61f5bbe |
| 17d ago | EzDocs | dhc_prn_looked | {'file': 'VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf', 'found': True, 'doc_id': '6418f474-7474-4063-a309-1850b61f5bbe'} |
| 17d ago | EzDocs | dhc_prn_read | {'prn': '0926280714420', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf', 'from': "the filed no |
| 17d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 17d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': |
| 17d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'VIKAS BHAGWAN JADHA |
| 19d ago | EzDocs | letter_home_read462 | {'fp': 'doc:f3fb7cd0-68ca-451f-91d0-3aa80d37ba1c', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'Document 114.pdf', 'asked': True, 'found': True, 'whe |
| 19d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed BGxxxxxxXN — no paper on the |
| 21d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 22d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 23d ago | EzDocs | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': '5193568.pdf', 'doc_id': 'b36496c9-f503-420f-a332-7544a5a695fc', 'header_sro': 'सह |
| 24d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 24d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': '5193568.pdf', 'kind': 'index2'} |
| 24d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan_shared', 'inde |
| 24d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'new mail', 'docs': ['5193568.pdf', 'Document 114.pdf'], 'after': {'addresses': {'people': [['VIKAS BHAGWAN JADHAV', [['index2', 'different']]]], 'property': []}, 'challan_boxes': {'box1': '53 7TH F |
| 24d ago | EzDocs | address_compared | {'sig': 'd593ea4c82193e43', 'why': 'after gather', 'people': [{'home': 'no 9, rinkal row house, KAMTHWADE ROAD, priti appartmet, kamtwade, Nashik, Nashik, 422010', 'person': 'VIKAS BHAGWAN JADHAV', 'against': [{'src': 'i |
| 24d ago | EzDocs | challan_boxes_composed | {'fp': '87ed0f5ee78f40e6', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': '53 7TH FLOOR RAMAS ARAMBH APARTMENT BUILDING |
| 24d ago | EzDocs | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 4, 'seconds': 41.8, 'workers': 4} |
| 24d ago | EzDocs | property_self_check | {'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 18, 'trigger': 'after the Index II takeover'} |
| 24d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': '5193568.pdf', 'changed': {'taluka': {'was': None, 'index2': 'Nashik'}, 'fl |
| 24d ago | EzDocs | index2_people_checked | {'doc_id': 'b36496c9-f503-420f-a332-7544a5a695fc', 'differs': 1, 'matched': [{'score': 0.98, 'person': 'VIKAS BHAGWAN JADHAV', 'pan_agrees': False}], 'not_on_case': 1} |
| 24d ago | EzDocs | index2_extra_purchaser | {'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': 'b36496c9-f503-420f-a332-7544 |
Case diary the case’s history — what happened, newest day first
Papers (कागद)
All 4 in hand
सर्व 4 आले
Nothing more to ask the branch for
शाखेकडे अजून काही मागायचे नाही
Money (पैसे)
₹24,200 received — verified
₹24,200 आले — पडताळले
Seen in the account (credit SMS or a person's Verify).
खात्यात दिसले (बँक SMS किंवा Verify).
Challan & filing (चलन व फायलिंग)
Done — Index II shared
पूर्ण — इंडेक्स II पाठवला
The case is closed.
केस बंद.
Next — whose move (पुढे — कोणाची पाळी)
No one
done
17 Oct1 thing
EzDocs checked the e-filing boxes against the papers
15 Oct3 things — 3 steps
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
5 Oct3 things — 1 document received · 1 letter written · 1 step
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992809260657.pdf
1 Oct5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 4 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
VIKAS BHAGWAN JADHAV eFilingDoc9992809260657.pdf
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
24 Sep9 things — 2 documents received · 1 letter written · 6 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
The branch's title document is on the case — the filing is the NOI team's move
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
EzDocs took 11 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Index II (title document) received from the branch
Received: Index II
5193568.pdf
Received: other
image001.jpg
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01704 | HOU/NSK/0826/5193568
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01704 | HOU/NSK/0826/5193568
17 Sep2 things — 1 letter written · 1 step
The challan's address boxes were written from the papers
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01704 | HOU/NSK/0826/5193568
16 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01704 | HOU/NSK/0826/5193568
11 Sep21 things — 4 documents received · 4 letters written · 1 money step · 1 caution · 11 steps
EzDocs took 10 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
VIKAS BHAGWAN JADHAV EchallanMH010108105202627E.pdf
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
Wrote the fee quote mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No : HOU/NSK/0826/5193568 Applicant Name : VIKAS BHAGWAN JADHAV
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
PAN found inside the KYC file — no need to ask for it
Property address read from the sanction letter
Received: Sanction letter
Document 114.pdf
Received: other
image002.jpg
Received: other
image001.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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