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⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03418older case

KRISHNATH GUNDA KHOT

PNB_HFLLAN HOU/KOP/0826/5193849Loan ₹31,50,000NOI
File on IGRMails & papers 3 1 new

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 15:53
Documents
Payment
Challan
done yesterday 16:00 · GRAS ↗
Filing
in the tray 1d 6h · IGR e-filing ↗
our moveChallan paid · the trail says: The branch has provided the sale deed index II. The team is now waiting for a colour live selfie photo of the applicant to proceed.whole case so far 1d 7h
Needs your eyes1
The work is done — our fee of ₹26,280.65 is still not in our account. Chase the branch for it.
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• Mortgagor pages: DEEPALI KRUSHNATH KHOT is named on the sanction letter (DocScanner Aug 22, 2026 4-34 PM.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
• 5 property box(es) not from the Index II / derived / unsure — amber on the portal: road, attr2_value, building_name, floor_no, house_type
• changed — local body name: the case held BALINGE GRAM PANCHAYAT; filled BALINGE — the whole-file reading, from Index II, reads it so
• changed — flat no: the case held SHOP A; filled ROW HOUSE UNIT NO A — the whole-file reading, from Index II, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct10 things
challan boxes gathered
17:05
boxes gathered
17:05
address compared
17:05
challan boxes composed
17:05
property self check
17:05
property from index2
17:05
index2 people checked
17:05
index2 extra purchaser
17:05
property numbers completed
17:04
property attrs split
17:04
Yesterday · 12 Oct63 things — 9 documents received · 1 letter written · 1 money step · 1 caution · 51 steps
challan boxes gathered
16:05
boxes gathered
16:05
address compared
16:05
challan boxes composed
16:05
box disagreement
16:05
box disagreement
16:05
box disagreement
16:05
property self check
16:05
property from index2
16:05
index2 people checked
16:05
index2 extra purchaser
16:05
property numbers completed
16:05
extra challan scanned
16:03
index2 docno read
16:00
The home address was read off the papers — by ezdocs:reader
16:00
file note490
15:57
branch from reading501 — by ezdocs:reader
15:57
case read — by ezdocs:reader
15:57
The branch's title document is on the case — the filing is the NOI team's move
15:57
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:57
claim inside desk buffer
15:57
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is judged against this figure.
15:57
The payment proof already on the case was applied
15:57
thread docs swept
15:56
Documents the branch had sent were fetched from the mail thread
15:56
Received: other
image002.jpg
15:56
Received: other
image010.jpg
15:56
property self check
15:56
property from index2
15:56
index2 people checked
15:56
index2 extra purchaser
15:56
property english extracted
15:56
index2 people checked
15:56
index2 extra purchaser
15:56
index2 pan differs
15:56
Index II (title document) received from the branch
15:56
Received: Index II
SKM_226i26090311210.pdf
15:56
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:56
Challan re-read against the case — matches exactly
15:56
challan extracted
15:56
Received: Challan
KHOT KRISHNATH GUNDA EchallanMH008841525202627E.pdf
15:56
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:56
Received: Selfie
1000992663.jpg
15:56
money settled — by ezdocs:reader
15:56
case read started — by ezdocs:reader
15:56
applicant email captured
15:56
Property address read from the sanction letter
15:56
roles from letter
15:56
Received: Sanction letter
DocScanner Aug 22, 2026 4-34 PM.pdf
15:56
The file seems to show a payment to us but no row could be read — open it
15:56
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
15:56
Nothing new to ask for — stayed quiet
15:56
Received: Selfie — not usable
DocScanner Aug 22, 2026 4-37 PM.pdf — could not be read
15:56
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:55
kyc address read
15:55
Received: PAN card
Document 964 (1).pdf
15:55
credit seen before bill
15:55
Payment proof arrived before the case was quoted — held
15:55
Received: Payment screenshot
DocScanner Aug 22, 2026 4-38 PM.pdf
15:55
EzDocs read the whole trail as one conversation — where the case stands is on the page
15:55
Nothing new to ask for — stayed quiet
15:54
old thread stored only
15:53
Case opened from the branch's mail
15:53
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
8 of 8 in hand · the challan is done — these are for the filing / KYC
✓Payment screenshot — shows ₹26,250; money not verified yetopen
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar card — inside Document 964 (1).pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it7 open
Complete file with sanction letter, registered Index II, PAN and Aadhaar cards for borrower and co-applicant. Loan amount is Rs. 31,50,000 including insurance premium. Property is located at Balinge, Karvir, Kolhapur.
✗the photo could not be read (DocScanner Aug 22, 2026 4-37 PM.pdf) — the branch
○KHOT KRISHNATH GUNDA — home building — the branch
○KHOT KRISHNATH GUNDA — home flat — the branch
○KHOT KRISHNATH GUNDA — home road — the branch
○property — building — the branch
○property — road / locality — the branch
○this desk's fee (Rs 26280) — the branch
the branch's last mail (2026-10-12): The branch needs an index 2 copy and a selfie photo.
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T10:27 UTC
Moneywaiting for the credit
₹26,280.65
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹26,250 — ₹31 under our ask, not below the real calculation ₹26,250. Counts as full. Nothing to ask.
Screenshot ₹26,250 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by UPI to 9892834356m@pnb at 2026-08-22 — the PNB SMS verifies it within minutes.
The working
Stamp duty 0.3%9,460
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for26,280.65
By law ₹26,270. We ask ₹26,280 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop A, ROW HOUSE UNIT NO A, SURVEY, 53/4, Balinge, 416010
read from the Index II · e-filing boxes 28 of 34 ready
Check the property →the boxes beside the paper
People
KHOT KRISHNATH GUNDA · applicantEGYPK8885D
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