M/S. Sanjay General Store
the challan is done — these are for the IGR filing / KYC
- Mail bounced — the branch did not get it. Re-send.
- The work is done — our fee of ₹15,540.51 is still not in our account. Chase the branch for it.
why?
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
⚠ 3 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| SanctionLetter 1399933 18092026012654.pdf | 510 MAHARASHTRA 400705 |
| SanctionLetter 1399933 01102026033634.pdf | SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL... |
| This case (the branch's mail) | HLAPVSH00585424 |
| SanctionLetter 1399933 01102026033634.pdf | 1399933 |
| The PAN card | M/S SANJAY GENERAL STORE |
| The sanction letter DIFFERS | M/S SANJAY GENERAL STORES |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH011257796202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Oct, 12:13 · 12d ago THE FIRST MAIL — how this case began
Kindly initiate NOI for this case.
Note - Loan Amount should be consider as per Sanction Letter and Name /Property address with Index-II if any disconnect pls. let us know.
earlier mails quoted below
12 more mails in between — open
01 Oct, 13:41 · 12d ago
Pls share sanction letter with property address for challan initiation,
earlier mails quoted below
01 Oct, 14:37 · 12d ago
Sanction letter already attached in appended mail.
earlier mails quoted below
01 Oct, 15:12 · 12d ago
Pls share sanction letter with property address for challan initiation..
earlier mails quoted below
01 Oct, 17:16 · 12d ago
PFA
Cc: Bhaiyyasaheb Rajendra Sonawane <bhaiyyasaheb.rs@sammaancapital.com>; Manoj S Avsare <manoj.avsare@sammaancapital.com>; Sachin Vasant Chavan <chavan.sachin@sammaancapital.com>; Sanika Yogesh Shingade <sanika.shingade@sammaancapital.com>; Niraj Laxmikant
Patel <niraj.patel@sammaancapital.com>
Dear Team, Pls share sanction letter with property address for challan initiation. . On Thu, 1 Oct 2026 at 14: 37, Suryaprakash Ranapratap Singh <suryaprakash. singh@ sammaancapital. com>
wrote: Dear Team, Sanction letter already attached in
Dear Team,
Pls share sanction letter with property address for challan initiation..
earlier mails quoted below
01 Oct, 18:18 · 12d ago
Team,
PFA challan for your reference..
earlier mails quoted below
01 Oct, 19:03 · 12d ago
TEAM
PFA SNIP FOR A APPROVAL
On Thu, 1 Oct 2026 at 18:18, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Thu, 1 Oct 2026 at 17:16, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
PFA
Cc: Bhaiyyasaheb Rajendra Sonawane < bhaiyyasaheb.rs@sammaancapital.com >; Manoj S Avsare < manoj.avsare@sammaancapital.com >; Sachin Vasant Chavan < chavan.sachin@sammaancapital.com >; Sanika Yogesh Shingade < sanika.shingade@sammaancapital.com >; Niraj Laxmikant
Patel < niraj.patel@sammaancapital.com >
Dear Team, Pls share sanction letter with property address for challan initiation. . On Thu, 1 Oct 2026 at 14: 37, Suryaprakash Ranapratap Singh <suryaprakash. singh@ sammaancapital. com>
wrote: Dear Team, Sanction letter already attached in
Dear Team,
Pls share sanction letter with property address for challan initiation..
On Thu, 1 Oct 2026 at 14:37, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
Dear Team,
Sanction letter already attached in appended mail.
05 Oct, 12:01 · 8d ago
TEAM
PFA SNIP FOR A APPROVAL
On Thu, 1 Oct 2026 at 19:03, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
TEAM
PFA SNIP FOR A APPROVAL
On Thu, 1 Oct 2026 at 18:18, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Thu, 1 Oct 2026 at 17:16, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
PFA
Cc: Bhaiyyasaheb Rajendra Sonawane < bhaiyyasaheb.rs@sammaancapital.com >; Manoj S Avsare < manoj.avsare@sammaancapital.com >; Sachin Vasant Chavan < chavan.sachin@sammaancapital.com >; Sanika Yogesh Shingade < sanika.shingade@sammaancapital.com >; Niraj Laxmikant
Patel < niraj.patel@sammaancapital.com >
Dear Team, Pls share sanction letter with property address for challan initiation. . On Thu, 1 Oct 2026 at 14: 37, Suryaprakash Ranapratap Singh <suryaprakash. singh@ sammaancapital. com>
wrote: Dear Team, Sanction letter already attached in
Dear Team,
Pls share sanction letter with property address for challan initiation..
On Thu, 1 Oct 2026 at 14:37, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
Dear Team,
Sanction letter already attached in appended mail.
05 Oct, 12:02 · 8d ago
TEAM
PFA SNIP FOR A APPROVAL
On Thu, 1 Oct 2026 at 19:03, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
TEAM
PFA SNIP FOR A APPROVAL
On Thu, 1 Oct 2026 at 18:18, SAMMAAN NOI EZDOCS < sammaancapital@ezdocs.co.in > wrote:
Team,
PFA challan for your reference..
On Thu, 1 Oct 2026 at 17:16, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
PFA
Cc: Bhaiyyasaheb Rajendra Sonawane < bhaiyyasaheb.rs@sammaancapital.com >; Manoj S Avsare < manoj.avsare@sammaancapital.com >; Sachin Vasant Chavan < chavan.sachin@sammaancapital.com >; Sanika Yogesh Shingade < sanika.shingade@sammaancapital.com >; Niraj Laxmikant
Patel < niraj.patel@sammaancapital.com >
Dear Team, Pls share sanction letter with property address for challan initiation. . On Thu, 1 Oct 2026 at 14: 37, Suryaprakash Ranapratap Singh <suryaprakash. singh@ sammaancapital. com>
wrote: Dear Team, Sanction letter already attached in
Dear Team,
Pls share sanction letter with property address for challan initiation..
On Thu, 1 Oct 2026 at 14:37, Suryaprakash Ranapratap Singh < suryaprakash.singh@sammaancapital.com > wrote:
Dear Team,
Sanction letter already attached in appended mail.
06 Oct, 11:47 · 7d ago
Pls approve snip for noi submission,
earlier mails quoted below
07 Oct, 11:45 · 6d ago
Pls approve snip for noi submission,
earlier mails quoted below
07 Oct, 11:55 · 6d ago
Kindly check and approve…
earlier mails quoted below
07 Oct, 13:54 · 6d ago
Attached Snip is ok
Kindly upload the same
earlier mails quoted below
07 Oct, 14:00 · 6d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
07 Oct, 14:03 · 6d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹15,540.51
waiting for the credit
₹15,500 627491947038
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,260 | ₹8,760 | ₹320 | ₹1,200 | ₹15,540 |
why?
Property (must be perfect)
The property, paper by paper side by side, the base paper first
SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO. 40, SECTOR 05, G.E.S. SANPADA, NAVI MUMBAI THANE NAVI MUMBAI MAHARASHTRA 400705
400705
510 MAHARASHTRA 400705
400705
1) paalikeche naava:navi mumbai manapaa itara varnana :, itara maahitih shopa kra 2, tala majalaa, priyaankaa kornara, plota kra 40, saanapaadaa ji.i.esa., saanapaadaa, navi mumbai tanana6 dasta kra-3363/2016 anvaye no phi va mu.shu vasula ( ( PLOT NUMBER: 40;))
I CANNOT TELL
SHOP NO 02 GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO 40 SECTOR 05 G E S SANPADA
NAVI MUMBAI THANE NAVI MUMBAI MAHARASHTRA
THANE
the Index II also prints: 1, 2, 3363/2016, TANANA6, ANVAYE, CANNOT, DASTA, ESA, ITARA, JI, KORNARA, KRA, MAAHITIH, MAJALAA
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | SANJAY GUPTA | BTMPG9572M | …1156 |
| mortgagor | M/S SANJAY GENERAL STORE |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | suryaprakash.singh@sammaancapital.com | 12d ago |
| questions for the branch — what the papers leave open | suryaprakash.singh@sammaancapital.com | 12d ago |
| questions for the branch — what the papers leave open | suryaprakash.singh@sammaancapital.com | 12d ago |
What the engine read from each document — check anything marked in red
live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}live_selfie
True
1.0
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}627491947038
2026-10-01
10:16
15500
UPI
docs@okhdfcbank
m858@oksbi
EZDOCS
Mahendra Bhimrao Borase
raw reading (for Abhijit)
{'utr': '627491947038', 'date': '2026-10-01', 'time': '10:16', 'amount': 15500, 'method': 'UPI', 'payee_upi': 'docs@okhdfcbank', 'payer_upi': 'm858@oksbi', 'payee_name': 'EZDOCS', 'payer_name': 'Mahendra Bhimrao Borase', 'debit_notification_text': None}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}1972-01-01
FFFPG6339B
RAM KISHOR GUPTA
True
RAM GULAAM GUPTA
raw reading (for Abhijit)
{'dob': '1972-01-01', 'pan': 'FFFPG6339B', 'name': 'RAM KISHOR GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAM GULAAM GUPTA', 'aadhaar_last4': None, 'quality_issue': None}1992-12-19
BTMPG9572M
SANJAY GUPTA
True
RAM KISHOR GUPTA
raw reading (for Abhijit)
{'dob': '1992-12-19', 'pan': 'BTMPG9572M', 'name': 'SANJAY GUPTA', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAM KISHOR GUPTA', 'aadhaar_last4': None, 'quality_issue': None}1399933
True
BUSINESS NEEDS
{'name': 'M/S SANJAY GENERAL STORE', 'role': 'applicant', 'label': 'Name of the Applicant'}
LAPL
1.0
Rate of interest 10.85% Per annum Adjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -3.75% Margin Current RCLR-14.6%
1399933
1750000.0
-3.75
1750000.0
10.85
18-SEP-2026
14.6
M/S SANJAY GENERAL STORE
False
8928009534
False
pin: 400705; state: MAHARASHTRA; flat_no: 510; district: MUMBAI; full_address: 510 MAHARASHTRA 400705; village_city: MUMBAI
0.0
Sanction Amount (Rs.)
True
510 MAHARASHTRA 400705
SHOP NUMBER - 2, PRIYANKA CORNER, NEAR ARADHANA CHS, SECTOR - 5, SANPADA NAVI MUMBAI 400705 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1399933', 'legible': True, 'purpose': 'BUSINESS NEEDS', 'borrowers': [{'name': 'M/S SANJAY GENERAL STORE', 'role': 'applicant', 'label': 'Name of the Applicant'}], 'loan_type': 'LAPL', 'confidence': 1.0, 'rate_words': 'Rate of interest 10.85% Per annum\nAdjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -3.75% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': ['1399933'], 'loan_amount': 1750000.0, 'rate_spread': -3.75, 'final_amount': 1750000.0, 'interest_rate': 10.85, 'quality_issue': None, 'sanction_date': '18-SEP-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['M/S SANJAY GENERAL STORE'], 'printed_altered': False, 'applicant_mobile': '8928009534', 'balance_transfer': False, 'property_address': {'pin': '400705', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '510', 'district': 'MUMBAI', 'floor_no': None, 'landmark': None, 'full_address': '510 MAHARASHTRA 400705', 'village_city': 'MUMBAI', 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 0.0, 'final_amount_label': 'Sanction Amount (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': '510 MAHARASHTRA 400705', 'applicant_address_verbatim': 'SHOP NUMBER - 2, PRIYANKA CORNER, NEAR ARADHANA CHS, SECTOR - 5, SANPADA NAVI MUMBAI 400705 MAHARASHTRA INDIA'}1972-01-01
RAM KISHOR GUPTA
8828496405
pin: 400705; area: NEAR GAJANAN MAHARAJ CHOWK; flat: FLAT NO.108, 0220, 0225 and 0222; road: SANPADA, NAVI MUMBAI; state: Maharashtra; building: SADGURU APARTMENT; district: Thane; post_office: Sanpada; village_city: Nav
True
7530
raw reading (for Abhijit)
{'dob': '1972-01-01', 'pan': None, 'name': 'RAM KISHOR GUPTA', 'mobile': '8828496405', 'address': {'pin': '400705', 'area': 'NEAR GAJANAN MAHARAJ CHOWK', 'flat': 'FLAT NO.108, 0220, 0225 and 0222', 'road': 'SANPADA, NAVI MUMBAI', 'floor': None, 'state': 'Maharashtra', 'building': 'SADGURU APARTMENT', 'district': 'Thane', 'post_office': 'Sanpada', 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '7530'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}1992-01-01
Sanjay Gupta
6389005766
pin: 400705; area: SANPADAGAON, SECTOR 05; flat: ROOM NO 401; floor: 1ST FLOOR; state: Maharashtra; building: A-WING, HOUSE NO 186/003 PRALHAD BAMA THAKUR NIWAS; district: Thane; post_office: Sanpada; village_city: Navi
True
1156
raw reading (for Abhijit)
{'dob': '1992-01-01', 'pan': None, 'name': 'Sanjay Gupta', 'mobile': '6389005766', 'address': {'pin': '400705', 'area': 'SANPADAGAON, SECTOR 05', 'flat': 'ROOM NO 401', 'road': None, 'floor': '1ST FLOOR', 'state': 'Maharashtra', 'building': 'A-WING, HOUSE NO 186/003 PRALHAD BAMA THAKUR NIWAS', 'district': 'Thane', 'post_office': 'Sanpada', 'village_city': 'Navi Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1156', 'quality_issue': None}index2_input
pin: I CANNOT TELL; rows: {'r4_palika': 'नवी मुंबई मनपा', 'r11_serial': '5268/2016', 'r14_remark': 'सह दुय्यम निबंधक ठाणे-६ (वर्ग - २).', 'r4_locality': 'शॉप क्र 2, तळ मजला, प्रियांका कॉर्नर, प्लॉट क्र 40, सानपाडा जी.ई.ए
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'नवी मुंबई मनपा', 'r11_serial': '5268/2016', 'r14_remark': 'सह दुय्यम निबंधक ठाणे-६ (वर्ग - २).', 'r4_locality': 'शॉप क्र 2, तळ मजला, प्रियांका कॉर्नर, प्लॉट क्र 40, सानपाडा जी.ई.एस., सानपाडा, नवी मुंबई टनन6', 'r5_area_text': '58 चौ. फूट', 'r7_executants': [{'age': '55', 'pan': 'I CANNOT TELL', 'name': 'मोहम्मद सिद्दिक कुल्डिया', 'address': 'प्लॉट नंः, माळा नंः, इमारतीचे नावः, ब्लॉक नं: एन एल-2, बिल्डींग 18, रूम ए-3, सेक्टर 3, नेरूळ, नवी मुंबई, रोड नंः, महाराष्ट्र, ठाणे. पिन कोड:-400706'}, {'age': '51', 'pan': 'BHQPK6844L', 'name': 'सुग्राबाणु कुल्डिया', 'address': 'प्लॉट नंः, माळा नंः इमारतीचे नावः, ब्लॉक नंः एन एल -2, बिल्डींग 18, रूम ए-3, सेक्टर 3, नेरूळ, नवी मुंबई, रोड नंः -, महाराष्ट्र, ठाणे. पिन कोड:-400706'}], 'r8_purchasers': [{'age': '24', 'pan': 'BTMPG9572M', 'name': 'संजय रामकिशोर गुप्ता', 'address': 'प्लॉट नं: -, माळा नं:-, इमारतीचे नाव: -, ब्लॉक नंः शॉप क्र 2, तळ मजला, प्रियांका कॉर्नर, प्लॉट क्र 40, सानपाडा जी.ई.एस., सानपाडा, नवी मुंबई, रोड नंः -, महाराष्ट्र, ठाणे. पिन कोड:-400705'}, {'age': '43', 'pan': 'I CANNOT TELL', 'name': 'रामकिशोर रामगुलाम गुप्ता', 'address': 'प्लॉट नंः, माळा नं: -, इमारतीचे नावः -, ब्लॉक नंः शॉप क्र 2, तळ मजला, प्रियांका कॉर्नर, प्लॉट क्र 40, सानपाडा जी.ई.एस., सानपाडा, नवी मुंबई, रोड नंः -, महाराष्ट्र, ठाणे. पिन कोड:-400705'}], 'r12_stamp_duty': 100, 'r3_market_value': 435000, 'r1_document_type': 'अभिहस्तांतरणपत्र', 'r2_consideration': 1050000, 'r9_execution_date': '06/06/2016', 'r13_registration_fee': 100, 'r10_registration_date': '06/06/2016'}, 'doc_no': '5268', 'village': 'सानपाडा', 'doc_kind': 'सूची क्र.2', 'doc_year': '2016', 'sro_name': 'सह दु.नि. ठाणे 6', 'area_text': '58 चौ. फूट', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 100, 'header_sro': 'सह दुय्यम निबंधक ठाणे 6', 'mortgagors': ['मोहम्मद सिद्दिक कुल्डिया', 'सुग्राबाणु कुल्डिया'], 'stamp_duty': 100, 'filing_date': '2016-06-06', 'loan_amount': 0, 'token_number': 'I CANNOT TELL', 'property_text': '1) पालिकेचे नाव:नवी मुंबई मनपा इतर वर्णन :, इतर माहितीः शॉप क्र 2, तळ मजला, प्रियांका कॉर्नर, प्लॉट क्र 40, साpayments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}bank: State Bank of India; kind: payment_screenshot; payments: [{'utr': '627491947038', 'date': '2026-10-01', 'page': 1, 'time': '10:16', 'payee': 'EZDOCS', 'amount': 15500.0, 'direction': 'credit', 'narration': 'To EZDO
raw reading (for Abhijit)
{'payments_inside': {'bank': 'State Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '627491947038', 'date': '2026-10-01', 'page': 1, 'time': '10:16', 'payee': 'EZDOCS', 'amount': 15500.0, 'direction': 'credit', 'narration': 'To EZDOCS', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '5310', 'account_holder': 'Mahendra Bhimrao Borase'}}1399933
True
PURCHASE OF PROPERTY - COMMERCIAL
{'name': 'M/S SANJAY GENERAL STORES', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'SANJAY GUPTA', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}, {'name': 'RAM KISHOR GUPTA',
LAPL
1.0
Rate of interest 10.85% Per annum Adjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -3.75% Margin Current RCLR-14.6%
1750000.0
-3.75
1750000.0
10.85
18-SEP-2026
14.6
M/S SANJAY GENERAL STORES, SANJAY GUPTA, RAM KISHOR GUPTA
False
8928009534
False
pin: 400705; state: MAHARASHTRA; flat_no: 02; district: THANE; floor_no: GROUND FLOOR; full_address: SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO. 40, SECTOR 05, G.E.S. SANPADA, NAVI MUMBAI THANE NAVI MUMBAI MA
0.0
Sanction Amount (Rs.)
True
SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO. 40, SECTOR 05, G.E.S. SANPADA, NAVI MUMBAI THANE NAVI MUMBAI MAHARASHTRA 400705
M/S SANJAY GENERAL STORES SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER NEAR ARADHANA CHS SECTOR 5 SANPADA VILLAGE NAVI MUMBAI NAVI MUMBAI 400705 MAHARASHTRA INDIA
raw reading (for Abhijit)
{'lan': '1399933', 'legible': True, 'purpose': 'PURCHASE OF PROPERTY - COMMERCIAL', 'borrowers': [{'name': 'M/S SANJAY GENERAL STORES', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'SANJAY GUPTA', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}, {'name': 'RAM KISHOR GUPTA', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant /Guarantor'}], 'loan_type': 'LAPL', 'confidence': 1.0, 'rate_words': 'Rate of interest 10.85% Per annum Adjustable Interest Rate(AIR) RCLR (Retail Commercial Lending Rate) -3.75% Margin Current RCLR-14.6%', 'handwritten': [], 'linked_refs': [], 'loan_amount': 1750000.0, 'rate_spread': -3.75, 'final_amount': 1750000.0, 'interest_rate': 10.85, 'quality_issue': None, 'sanction_date': '18-SEP-2026', 'letter_version': None, 'reference_rate': 14.6, 'applicant_email': None, 'applicant_names': ['M/S SANJAY GENERAL STORES', 'SANJAY GUPTA', 'RAM KISHOR GUPTA'], 'printed_altered': False, 'applicant_mobile': '8928009534', 'balance_transfer': False, 'property_address': {'pin': '400705', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '02', 'district': 'THANE', 'floor_no': 'GROUND FLOOR', 'landmark': None, 'full_address': 'SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO. 40, SECTOR 05, G.E.S. SANPADA, NAVI MUMBAI THANE NAVI MUMBAI MAHARASHTRA 400705', 'village_city': 'NAVI MUMBAI', 'building_name': 'PRIYANKA CORNER CHSL', 'survey_or_cts_no': 'PLOT NO. 40, SECTOR 05, G.E.S. SANPADA'}, 'insurance_premium': 0.0, 'final_amount_label': 'Sanction Amount (Rs.)', 'includes_insurance': True, 'total_with_insurance': None, 'security_address_verbatim': 'SHOP NO. 02, GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO. 40, SECTOR 05, G.E.S. SANPADA, NAVI MUMBAI THANE NAVI MUMBAI MAHARASHTRA 400705', 'applicant_address_verbatim': 'M/S SANJAY GENERAL STORES SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER NEAR ARADHANA CHS SECTOR 5 SANPADA VILLAGE NAVI MUMBAI NAVI MUMBAI 400705 MAHARASHTRA INDIA'}MH011257796202627E
400705
14020.0
6(1)
False
03006172026100101288
THANE
THANE
BTMXXXXXXM
SHOP NO 02 GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO 40
SANJAY GUPTA
THN6_THANE NO 6 JOINT SUB REGISTRA
PUNJAB NATIONAL BANK
PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=1750000
{'amount': 5260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX9534
01/10/2026-18:14:21
SECTOR 05 GESSANPADA NAVI MUMBAI THANE MAHARASHTRA
AABCI3612A
SAMMAAN CAPITAL LIMITED
1750000
raw reading (for Abhijit)
{'grn': 'MH011257796202627E', 'pin': '400705', 'total': 14020.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026100101288', 'district': 'THANE', 'area_city': 'THANE', 'payer_pan': 'BTMXXXXXXM', 'flat_block': 'SHOP NO 02 GROUND FLOOR PRIYANKA CORNER CHSL PLOT NO 40', 'payer_name': 'SANJAY GUPTA', 'sro_office': 'THN6_THANE NO 6 JOINT SUB REGISTRA', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AABCI3612A~SecondPartyName=SAMMAAN CAPITAL LIMITED~CA=1750000', 'scheme_rows': [{'amount': 5260.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8760.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9534', 'payment_date': '01/10/2026-18:14:21', 'road_locality': 'SECTOR 05 GESSANPADA NAVI MUMBAI THANE MAHARASHTRA', 'second_party_pan': 'AABCI3612A', 'second_party_name': 'SAMMAAN CAPITAL LIMITED', 'consideration_amount': '1750000'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}THN8
efiling_copy
9990110260772 / 2026
True
road: THANE; unit: SHOP NO 02; floor: G; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': '40'}]; village: Sanapada; building: SHOP NO 02, PRIYANKA CORNER CHSL; district: Thane; area_text: Build: 58 Sq.ft.; desc
SAMMAAN CAPITAL LIMITED
{'pan': 'BTMPG9572M', 'name': 'SANJAY GUPTA', 'address': 'Flat No: SHOP NO 2, Floor No: G, Building Name: SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector: NEAR ARADHANA CHS SECTOR 5, Road: NAVI MUMBAI, City
Transfer Deed : 5268/2016 SRO THANE 6
2026-10-01
1750000.0
{'ref': 'MH011257796202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 5250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011257796202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 8750.0, 'ref_kind': 'G
2026-10-01
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9990110260772 / 2026', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'SHOP NO 02', 'floor': 'G', 'taluka': 'Thane', 'numbers': [{'type': 'Plot Number', 'value': '40'}], 'village': 'Sanapada', 'building': 'SHOP NO 02, PRIYANKA CORNER CHSL', 'district': 'Thane', 'area_text': 'Build: 58 Sq.ft.', 'local_body': None, 'description': 'Block Sector: SANPADA, NAVI MUMBAI, THANE, Landmark: SECTOR 05 G E S', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'BTMPG9572M', 'name': 'SANJAY GUPTA', 'address': 'Flat No: SHOP NO 2, Floor No: G, Building Name: SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector: NEAR ARADHANA CHS SECTOR 5, Road: NAVI MUMBAI, City: SANPADA VILLAGE, State: MAHARASHTRA, District: THANE, Pin:400705'}, {'pan': 'FFFPG6339B', 'name': 'RAM KISHOR GUPTA', 'address': 'Flat No: SHOP NO 2, Floor No:G, Building Name: SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector: NEAR ARADHANA CHS SECTOR 5, Road: NAVI MUMBAI, City: SANPADA VILLAGE, State: MAHARASHTRA, District: THANE, Pin:400705'}], 'title_deed': 'Transfer Deed : 5268/2016 SRO THANE 6', 'filing_date': '2026-10-01', 'loan_amount': 1750000.0, 'payment_lines': [{'ref': 'MH011257796202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 5250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011257796202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 8750.0, 'ref_kind': 'GRN'}, {'ref': '1026019716688', 'head': 'Document Handling Charges', 'dated': '01/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-01'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: [{'utr': '899513', 'date': '2026-09-18', 'page': 1, 'time': None, 'payee': 'SCL', 'amount': 33523.0, 'direction': None, 'narration': 'Fees paid/remitted to SCL till date (Non-Refundable)', 'proof_kind': 'fee_ta
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': '899513', 'date': '2026-09-18', 'page': 1, 'time': None, 'payee': 'SCL', 'amount': 33523.0, 'direction': None, 'narration': 'Fees paid/remitted to SCL till date (Non-Refundable)', 'proof_kind': 'fee_table'}, {'utr': '100060', 'date': '2026-09-09', 'page': 1, 'time': None, 'payee': 'SCL', 'amount': 1200.0, 'direction': None, 'narration': 'Fees paid/remitted to SCL till date (Non-Refundable)', 'proof_kind': 'fee_table'}]}}payments: []
5268/2016
raw reading (for Abhijit)
{'payments_inside': {'payments': []}, 'header_doc_number': '5268/2016'}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}THN8
efiling_copy
9990110260772
True
road: THANE; unit: SHOP NO 02; floor: G; taluka: Thane; numbers: [{'type': 'Plot Number', 'value': '40'}, {'type': 'SECTOR NUMBER', 'value': '05'}]; village: Sanapada; building: SHOP NO 02, PRIYANKA CORNER CHSL; district
SAMMAAN CAPITAL LIMITED
{'pan': 'BTMPG9572M', 'name': 'SANJAY GUPTA', 'address': 'Flat No:SHOP NO 2, Floor No:G, Building Name: SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector:NEAR ARADHANA CHS SECTOR 5, Road:NAVI MUMBAI, City:SAN
Transfer Deed : 5268/2016 SRO THANE 6
2026-10-07
1750000.0
{'ref': 'MH011257796202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 5250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011257796202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 8750.0, 'ref_kind': 'G
2026-10-01
raw reading (for Abhijit)
{'sro': 'THN8', 'kind': 'efiling_copy', 'token': '9990110260772', 'legible': True, 'property': {'pin': None, 'road': 'THANE', 'unit': 'SHOP NO 02', 'floor': 'G', 'taluka': 'Thane', 'numbers': [{'type': 'Plot Number', 'value': '40'}, {'type': 'SECTOR NUMBER', 'value': '05'}], 'village': 'Sanapada', 'building': 'SHOP NO 02, PRIYANKA CORNER CHSL', 'district': 'Thane', 'area_text': '58 Sq.ft.', 'local_body': None, 'description': 'Block Sector:SANPADA, Landmark:SANPADA G. E. S.', 'property_type': None}, 'mortgagee': 'SAMMAAN CAPITAL LIMITED', 'mortgagors': [{'pan': 'BTMPG9572M', 'name': 'SANJAY GUPTA', 'address': 'Flat No:SHOP NO 2, Floor No:G, Building Name: SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector:NEAR ARADHANA CHS SECTOR 5, Road:NAVI MUMBAI, City:SANPADA VILLAGE, State: MAHARASHTRA, District: THANE, Pin:400705'}, {'pan': 'FFFPG6339B', 'name': 'RAM KISHOR GUPTA', 'address': 'Flat No:SHOP NO 2, Floor No:G, Building Name:SANJAY GENERAL STORES SHOP NO 2 PRIYANKA CORNER, Block Sector:NEAR ARADHANA CHS SECTOR 5, Road: NAVI MUMBAI, City:SANPADA VILLAGE, State:MAHARASHTRA, District:THANE, Pin:400705'}], 'title_deed': 'Transfer Deed : 5268/2016 SRO THANE 6', 'filing_date': '2026-10-07', 'loan_amount': 1750000.0, 'payment_lines': [{'ref': 'MH011257796202627E', 'head': 'Stamp Duty', 'dated': '01/10/2026', 'amount': 5250.0, 'ref_kind': 'GRN'}, {'ref': 'MH011257796202627E', 'head': 'Filing Fee', 'dated': '01/10/2026', 'amount': 8750.0, 'ref_kind': 'GRN'}, {'ref': '1026019716688', 'head': 'Document Handling Charges', 'dated': '01/10/2026', 'amount': 300.0, 'ref_kind': 'PRN'}], 'date_of_mortgage': '2026-10-01'}Technical record (for Abhijit — safe to ignore)
| 59m ago | ezdocs:reader | reader_efiling_verdict | {'fp': '08bf5c8d982cc38e', 'asked': True, 'findings': [{'do': 'Ask the branch for the Memorandum of Deposit of Title Deeds (MOTD) or the mortgage deed to find the date of mortgage. If no MOTD, ask the branch for the date |
| 6d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 6d ago | system:ingest | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@sammaangroup.onmicrosoft.com', 'subject': 'Undeliverable: Re: FW: NOI- HLAPVSH00585424 -APPLICANT NAME - Sanja |
| 6d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 3 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 6d ago | system:ingest | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@sammaangroup.onmicrosoft.com', 'subject': 'Undeliverable: Re: FW: NOI- HLAPVSH00585424 -APPLICANT NAME - Sanja |
| 6d ago | system:ingest | mail_bounced | {'why': "the branch did NOT receive the NOI team's mail — check the address and re-send", 'from': 'postmaster@sammaangroup.onmicrosoft.com', 'subject': 'Undeliverable: Re: FW: NOI- HLAPVSH00585424 -APPLICANT NAME - Sanja |
| 6d ago | system:extract | dhc_prn_read | {'prn': '1026019716688', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9990110260772.pdf', 'from': "the filed notice's own text", 'gr |
| 6d ago | system:extract | efiling_copy_read | {'why': "the filed notice, read back as this desk's own e-filing sample for the bank", 'file': 'eFilingDoc9990110260772.pdf', 'token': '9990110260772', 'doc_id': '24807174-91e6-4e07-8721-e3d1caba45e5', 'mortgagors': 2} |
| 6d ago | system:ingest | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999011026 |
| 6d ago | system:payments | hidden_payment_scan | {'file': 'image001.png', 'kind': None, 'found': 0, 'doc_id': '10593c77-f418-4229-bf40-8bd0c68fb809', 'fetched': True} |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T08:24:19', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-01 08:11', 'id': '1a0f684dde8f3acc', 'from': 'us', 'gist': 'The team asks for the sanction letter with the property address to i |
| 6d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-07T08:24:19', 'asks': ['to upload the snippet'], 'gist': 'The branch approves the snippet and asks to upload it.', 'next': "Confirm with the branch what 'snippet' refers to and if it resolves any open poi |
| 6d ago | system:ingest | documents_read_together | {'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 1.4, 'workers': 3} |
| 6d ago | system:ingest | document_received | {'file': 'image001.png', 'doc_type': 'other', 'confidence': 0.95} |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T07:30:51', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-01 06:43', 'id': '1a0f6349061c062f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for the case, consideri |
| 6d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-07T07:30:51', 'asks': ['check and approve'], 'gist': 'The branch asks the team to check and approve something.', 'next': 'Ask the branch what they want checked and approved.', 'brought': [], 'rectified': |
| 6d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T07:00:38', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-01 06:43', 'id': '1a0f6349061c062f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for the case, consideri |
| 6d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-07T07:00:38', 'asks': ['check and approve'], 'gist': 'The branch asks to check and approve something.', 'next': 'Ask the branch what they want checked and approved.', 'brought': [], 'rectified': [], 'mess |
| 6d ago | system:reconcile | half_read_mail_reread | {'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'sammaancapital@ezdocs.co.i |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T06:26:14', 'why': 'mail', 'open': 6, 'mails': [{'at': '2026-10-01 06:43', 'id': '1a0f6349061c062f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for the case, consideri |
| 6d ago | ezdocs:reader | mail_against_file490 | {'at': '2026-10-07T06:26:04', 'asks': ['check and approve'], 'gist': 'The branch asks to check and approve something.', 'next': 'Ask the branch what they want checked and approved.', 'brought': [], 'rectified': [], 'mess |
| 6d ago | system:filenote | file_note490 | {'v': '1', 'at': '2026-10-07T06:26:02', 'why': 'first note', 'open': 6, 'mails': [{'at': '2026-10-01 06:43', 'id': '1a0f6349061c062f', 'from': 'branch', 'gist': 'The branch asks the team to initiate NOI for the case, con |
| 11d ago | system:extract | index2_docno_read | {'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Sanjay Gupta Index 2.pdf', 'doc_id': '8300d337-245f-4e5e-8639-2afd180cbd07', 'hea |
| 11d ago | system:payments | hidden_payment_scan | {'file': 'SanctionLetter_1399933_18092026012654.pdf', 'kind': None, 'found': 0, 'doc_id': '510fa38d-a6f6-403c-8419-835d82c3bab4', 'fetched': True} |
| 11d ago | system:payments | hidden_payment_scan | {'file': 'Sanjay Gupta Index 2.pdf', 'kind': None, 'found': 0, 'doc_id': '8300d337-245f-4e5e-8639-2afd180cbd07', 'fetched': True} |
| 12d ago | system:payments | hidden_payment_scan | {'file': 'SanctionLetter_1399933_01102026033634.pdf', 'kind': None, 'found': 0, 'doc_id': '86ccb582-c06a-416e-8f66-b9e7da97c255', 'fetched': True} |
| 12d ago | system:payments | hidden_payment_scan | {'file': 'SANJAY GUPTA EchallanMH011257796202627E.pdf', 'kind': None, 'found': 0, 'doc_id': 'db6cbfe3-3114-4e93-be7a-5055b1969c3b', 'fetched': True} |
| 12d ago | system:ingest | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'index |
| 12d ago | system:extract | dhc_prn_read | {'prn': '1026019716688', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'SABJAY Screenshot 2026-10-01 190315.png', 'from': 'the reading of the fi |