Cases / NOI-2026-01936
ANURAG VIDYADHAR KHERGADE
LAN HOU/NAG/0826/5199944
Index II shared · done
All documentsMails & papers 7Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs2 still to come
9 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
the challan is done — these are for the IGR filing / KYC
✓Sanction letteropen
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside RR and sale deed Anurag Khergade.popen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (11)A label is wrong? Fix it under All documents.
For you to check
- Money received is short — ₹70.42 still to come.
- The receipt says ₹30,705 but ₹45 of it has not reached us. Look for a ₹45 credit — Money card, link by hand.
- ₹30,660 matched on the amount alone; its payer 'VISHAL ASHOK WAGHAMARE' reads as Ashok (NOI-2026-03390). Check the screenshot; if not this case, release it on the SMS page.
- The work is done — our fee of ₹30,730.42 is still not in our account. Chase the branch for it.
MoneyLess money came
₹30,660of ₹30,730.42CASE MARK
₹70.42 of our ask has not arrived yet.
₹30,660 receivedby the amount alone
The branch's receipt says ₹30,705 — ₹45 of it has not reached us yet. Look for a ₹45 credit.
Ask for the exact ₹30,730.42. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%13,910
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.42
Total we ask for30,730.42
Screenshot ₹30,705 — ₹25 under our ask, not below the real calculation ₹30,705. Counts as full. Nothing to ask.
Screenshot ₹30,705 — verified by itself the moment the bank credit is heard.
Screenshot ₹30,705 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-17 — verified when Google's NEFT lands in the PNB account (within hours).
paid 25 Sep 11:50:43
How we know
Our own bank told us — 25 Sep 11:50
₹30,660 · from HDFC-VYAPAR
“Transaction Successful! You've received ₹30660.00 from VISHAL ASHOK WAGHAMARE.”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the case's screenshot names this very road
By law ₹30,725. We ask ₹30,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 h 24 minour time · 18 Sep 11:53
Index II 67 h 04 minour time · 26 Sep 16:45
the NOI team 7 d 20 hthe branch 1 dtotal 8 d 20 h
Complete.
Day by day — every step and who held it
17 Sep 20:18Your branch's mail
17 Sep 20:19Papers read+2 min · the NOI team
17 Sep 20:19Property readat once
17 Sep 20:20Fee quotedat once
17 Sep 20:20Papers readat once
18 Sep 11:53Challan made+15 h 33 min · the NOI team
23 Sep 10:30Papers read+4 d 22 h · the NOI team
23 Sep 10:32Papers from your branch+1 min · the branch
24 Sep 11:40Filed on IGR — e-filing shared+1 d 1 h · the NOI team
25 Sep 11:50Payment landed+1 d · the branch
26 Sep 16:45Index II sent+1 d 4 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹46,35,000
Loan account no.
HOU/NAG/0826/5199944
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up,
or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount
re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack
all the challan needs
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
STOPProperty land numbers (the last reading of the file — the papers changed since)
| Our file's property boxes | CTS NO 575, KHASRA NO 42, 43, 44, 45/1 & 45/2 |
| SKM 226i26091718080.pdf | CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34, CORPORATION HOUSE NO 508/35, WARD NO 62 CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35, WARD NO 62 |
Why it matters: The file's property boxes omit several land numbers present in the sanction letter, which is the main paper for the challan. Including all land numbers is critical for correct property identification.
What to do: The branch needs to clarify the complete and concise property description for Box 1, ensuring all necessary land numbers are included and fit within the character limit.
Compared: the sanction letter; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.
Where this case stands — the whole trailread by EzDocs as one conversation
The NOI filing process is complete. All required documents have been shared with the branch.
the history says the next move is with no one — the case is finished — nothing
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-17) “Please process chalan and noi”
✓ fee paid — the branch's words — done, mail 2 (2026-09-18) “We acknowledge the receipt of your mail documents and payment.”
✓ challan made — done, mail 3 (2026-09-18) “PFA challan for your reference.”
✓ challan shared — done, mail 3 (2026-09-18) “PFA challan for your reference.”
✓ Index II asked for — done, mail 2 (2026-09-18) “For noi filing we need a register sale deed copy.”
✓ Index II / sale deed sent by the branch — done, mail 4 (2026-09-23) “RR and sale deed is enclosed.”
✓ filed on the IGR site — done, mail 6 (2026-09-24) “PFA DOWNLOADED COPY OF EFILING”
✓ e-filing copy shared — done, mail 6 (2026-09-24) “PFA DOWNLOADED COPY OF EFILING”
✓ NOI Index II shared — done, mail 7 (2026-09-26) “PFA NOI INDEX 2 FOR CASE CLOSURE.”
read over 7 mail(s), last mail 2026-09-26 · read 19d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
1Pay the challan on GRAS, then upload it here
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
2File the NOI on the IGR site, then tell the branch
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
3Send the downloaded e-filing copy
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
DHC PRN 0926240105248 · ₹300 · paid 24/09/2026 — read off the filed notice
4Bank approval snip (Sammaan & Hinduja only)
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010408129202627E | 9992409260098 | pending |
Fix something every change is recorded with your name
Where did
you see the money? One tap is the same record, in your name:
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper
PW
pravin.waghmare@pnbhousing.com pnbhousing.com
17 Sep, 20:18 · 28d ago THE FIRST MAIL — how this case began
17 Sep, 20:18 · 28d ago THE FIRST MAIL — how this case began
FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
📎 1001261042 (1).jpg↗📎 SKM_226i26091718080.pdf↗📎 Adhar Card (1).pdf↗📎 Pan Card.pdf↗📎 1001261075 (1).jpg↗📎 image001.jpg↗📎 SKM_226i26091718100.pdf↗
Dear Team,
Please process chalan and noi
Internal
earlier mails quoted below
From: Sudhir Chandekar <sudhir.chandekar@phfl.com>
Sent: 17 September 2026 05:15
To: Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
Cc: Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>; Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>
Subject: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Dear team,
pfa and send for chalan and noi
Thanks & Regards,
Sudhir Chandekar
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
PHFL Home Loans and Services Limited
[cid:image001.jpg@01DD46E1.8C22A6D0]
🤖 read: asks for the challan, the e-filing copy; documents attached — “Please process chalan and noi”
4 more mails in between — open
OL
The NOI teamTYPED IN GMAIL
18 Sep, 11:45 · 27d ago
18 Sep, 11:45 · 27d ago
Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare <
pravin.waghmare@pnbhousing.com> wrote:
Dear Team,
Please process chalan and noi
Internal
*From:* Sudhir Chandekar <sudhir.chandekar@phfl.com>
*Sent:* 17 September 2026 05:15
*To:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
*Cc:* Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <
bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>;
Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>
*Subject:* NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Dear team,
pfa and send for chalan and noi
Thanks & Regards,
*Sudhir Chandekar*
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
*PHFL Home Loans and Services Limited*
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL
The NOI teamTYPED IN GMAIL
18 Sep, 11:55 · 27d ago
18 Sep, 11:55 · 27d ago
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Fri, 18 Sept 2026 at 11:45, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For noi filing we need a register sale
deed copy.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare <
pravin.waghmare@pnbhousing.com> wrote:
> Dear Team,
>
>
>
> Please process chalan and noi
>
>
>
>
>
> Internal
>
> *From:* Sudhir Chandekar <sudhir.chandekar@phfl.com>
> *Sent:* 17 September 2026 05:15
> *To:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
> *Cc:* Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <
> bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>;
> Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>
> *Subject:* NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
>
>
>
> Dear team,
>
> pfa and send for chalan and noi
>
>
>
>
> Thanks & Regards,
> *Sudhir Chandekar*
>
> Team Leader - Loan
>
> PNB Housing Finance Ltd.,
>
> Direct: 0712-2533460,1,2
>
> Mobile: 9371458393
>
> *PHFL Home Loans and Services Limited*
>
>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
BB
bharati.bhope@phfl.com phfl.com
23 Sep, 10:32 · 22d ago
23 Sep, 10:32 · 22d ago
Fw: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Dear Team,
Please provide NOI; RR and sale deed is enclosed.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/18/26 11:57
To: Pravin Waghmare (pravin.waghmare@pnbhousing.com)
Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com)
Subject: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
On Fri, 18 Sept 2026 at 11:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare < pravin.waghmare@pnbhousing.com > wrote:
Dear Team,
Please process chalan and noi
Internal
From: Sudhir Chandekar < sudhir.chandekar@phfl.com >
Sent: 17 September 2026 05:15
To: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >
Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >
Subject: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Dear team,
pfa and send for chalan and noi
Thanks & Regards,
Sudhir Chandekar
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
PHFL Home Loans and Services Limited
🤖 read: asks for the token / NOI confirmation; documents attached — “Please provide NOI”
OL
The NOI teamTYPED IN GMAIL
23 Sep, 15:28 · 22d ago
23 Sep, 15:28 · 22d ago
Re: Fw: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
On Wed, 23 Sept 2026 at 10:30, Bharati Bhope <bharati.bhope@phfl.com> wrote:
Dear Team,
Please provide NOI; RR and sale deed is enclosed.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
----- Forwarded Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/18/26 11:57
To: Pravin Waghmare (pravin.waghmare@pnbhousing.com)
Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Bharati Bhope (
bharati.bhope@phfl.com), Ashish Gour (ashish.gour@pnbhousing.com),
Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com)
Subject: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Secured by Check Point
Team,
PFA challan for your reference.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Fri, 18 Sept 2026 at 11:45, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For noi filing we need a register sale
> deed copy.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare <
> pravin.waghmare@pnbhousing.com> wrote:
>
>> Dear Team,
>>
>>
>>
>> Please processchalan and noi
>>
>>
>>
>>
>>
>> Internal
>>
>> *From:* Sudhir Chandekar <sudhir.chandekar@phfl.com>
>> *Sent:* 17 September 2026 05:15
>> *To:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
>> *Cc:* Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <
>> bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>;
>> Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>
>> *Subject:* NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
>>
>>
>>
>> Dear team,
>>
>> pfa and send for chalan and noi
>>
>>
>>
>>
>> Thanks & Regards,
>> *Sudhir Chandekar*
>>
>> Team Leader - Loan
>>
>> PNB Housing Finance Ltd.,
>>
>> Direct: 0712-2533460,1,2
>>
>> Mobile: 9371458393
>>
>> *PHFL Home Loans and Services Limited*
>>
>>
🤖 read: The team says they will process the NOI.
OL
The NOI teamTYPED IN GMAIL
24 Sep, 11:40 · 21d ago
24 Sep, 11:40 · 21d ago
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Wed, 23 Sept 2026 at 15:28, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Team
we will process the NOI for the same.
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*
On Wed, 23 Sept 2026 at 10:30, Bharati Bhope <bharati.bhope@phfl.com>
wrote:
> Dear Team,
>
> Please provide NOI; RR and sale deed is enclosed.
>
> Thanks & Regards,
>
> Bharati Sujit Bhope
>
> Sr. Branch Operations Executive
>
> PHFL Home Loans and Services Limited,
>
> Apartment No. 2 B, Second Floor,
>
> Achraj Towers, Rajnagar, Chhaoni,
>
> Katol Road, Chhindwara Road, Rajnagar,
>
> Sadar, Nagpur-440013.
>
> Tel : 0712 – 2533460
>
> Mobile No. : 78758 57917
>
> Toll Free : 1800 120 8800
>
> Website – www.pnbhousing.com
>
> ----- Forwarded Message -----
> ------------------------------
> From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
> Date: 09/18/26 11:57
> To: Pravin Waghmare (pravin.waghmare@pnbhousing.com)
> Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Bharati Bhope (
> bharati.bhope@phfl.com), Ashish Gour (ashish.gour@pnbhousing.com),
> Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com)
> Subject: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
>
> > Secured by Check Point
> Team,
> PFA challan for your reference.
>
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Fri, 18 Sept 2026 at 11:45, THINKBIGZ NOI <pnb.noifilling@gmail.com>
> wrote:
>
>> Team,
>> We acknowledge the receipt of your mail documents and payment. We will
>> initiate the challan for the same. For noi filing we need a register sale
>> deed copy.
>>
>> *Regards,*
>>
>> *NOI Coordinator (PNB)*
>> *ThinkBigz*
>> *M:-8097244974 <(809)%20724-4974>*
>>
>>
>> On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare <
>> pravin.waghmare@pnbhousing.com> wrote:
>>
>>> Dear Team,
>>>
>>>
>>>
>>> Please processchalan and noi
>>>
>>>
>>>
>>>
>>>
>>> Internal
>>>
>>> *From:* Sudhir Chandekar <sudhir.chandekar@phfl.com>
>>> *Sent:* 17 September 2026 05:15
>>> *To:* Gulshan Harode 1 <gulshan.harode1@pnbhousing.com>
>>> *Cc:* Pravin Waghmare <pravin.waghmare@pnbhousing.com>; Bharati Bhope <
>>> bharati.bhope@phfl.com>; Ashish Gour <ashish.gour@pnbhousing.com>;
>>> Bhumeshwar Satpute <bhumeshwar.satpute@pnbhousing.com>
>>> *Subject:* NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
>>>
>>>
>>>
>>> Dear team,
>>>
>>> pfa and send for chalan and noi
>>>
>>>
>>>
>>>
>>> Thanks & Regards,
>>> *Sudhir Chandekar*
>>>
>>> Team Leader - Loan
>>>
>>> PNB Housing Finance Ltd.,
>>>
>>> Direct: 0712-2533460,1,2
>>>
>>> Mobile: 9371458393
>>>
>>> *PHFL Home Loans and Services Limited*
>>>
>>>
🤖 read: e-filing copy shared ✓ — “PFA DOWNLOADED COPY OF EFILING”
OL
The NOI teamTYPED IN GMAIL
26 Sep, 16:45 · 19d ago
26 Sep, 16:45 · 19d ago
TEAM,
PFA NOI INDEX 2 FOR CASE CLOSURE.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
earlier mails quoted below
On Thu, 24 Sept 2026 at 11:40, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
DEAR TEAM,
PFA DOWNLOADED COPY OF EFILING
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 23 Sept 2026 at 15:28, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team
we will process the NOI for the same.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Wed, 23 Sept 2026 at 10:30, Bharati Bhope < bharati.bhope@phfl.com > wrote:
Dear Team,
Please provide NOI; RR and sale deed is enclosed.
Thanks & Regards,
Bharati Sujit Bhope
Sr. Branch Operations Executive
PHFL Home Loans and Services Limited,
Apartment No. 2 B, Second Floor,
Achraj Towers, Rajnagar, Chhaoni,
Katol Road, Chhindwara Road, Rajnagar,
Sadar, Nagpur-440013.
Tel : 0712 – 2533460
Mobile No. : 78758 57917
Toll Free : 1800 120 8800
Website – www.pnbhousing.com
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/18/26 11:57
To: Pravin Waghmare (pravin.waghmare@pnbhousing.com)
Cc: Gulshan Harode 1 (gulshan.harode1@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com)
Subject: Re: FW: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Exercise Secured by Check Point
Team,
PFA challan for your reference.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Fri, 18 Sept 2026 at 11:45, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.
Regards, NOI Coordinator (PNB)
ThinkBigz
M:- 8097244974
On Thu, 17 Sept 2026 at 20:19, Pravin Waghmare < pravin.waghmare@pnbhousing.com > wrote:
Dear Team,
Please process chalan and noi
Internal
From: Sudhir Chandekar < sudhir.chandekar@phfl.com >
Sent: 17 September 2026 05:15
To: Gulshan Harode 1 < gulshan.harode1@pnbhousing.com >
Cc: Pravin Waghmare < pravin.waghmare@pnbhousing.com >; Bharati Bhope < bharati.bhope@phfl.com >; Ashish Gour < ashish.gour@pnbhousing.com >; Bhumeshwar Satpute < bhumeshwar.satpute@pnbhousing.com >
Subject: NOI ANURAG VIDYADHAR KHERGADE -HOU/NAG/0826/5199944
Dear team,
pfa and send for chalan and noi
Thanks & Regards,
Sudhir Chandekar
Team Leader - Loan
PNB Housing Finance Ltd.,
Direct: 0712-2533460,1,2
Mobile: 9371458393
PHFL Home Loans and Services Limited
🤖 read: Index II shared ✓ — “PFA NOI INDEX 2 FOR CASE CLOSURE.”
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Payment screenshot | 1001261042 (1).jpg | filed | 28d ago |
| Sanction letter | SKM_226i26091718080.pdf | filed | 28d ago |
| Aadhaar card | Adhar Card (1).pdf | filed | 28d ago |
| PAN card | Pan Card.pdf | filed | 28d ago |
| Selfie / photo | 1001261075 (1).jpg | filed | 28d ago |
| Other | image001.jpg | filed | 28d ago |
| Other | SKM_226i26091718100.pdf | unread | 28d ago |
| Paid challan (GRAS) | ANURAG VIDYADHAR KHERGADE EchallanMH010408129202627E.pdf | filed | 27d ago |
| Sale deed+ A challan that is not the NOI's (the sale deed's own) — not counted inside | RR and sale deed Anurag Khergade.pdf | filed | 22d ago |
| E-filing copy (token) | eFilingDoc9992409260098.pdf | filed | 21d ago |
| Index IIthe registered copy we filed | IndexII9992409260098.pdf | filed | 19d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
We need
₹30,730.42
₹30,730.42
Where it stands
SHORT — less arrived than needed
SHORT — less arrived than needed
Screenshot claims
₹30,705 580682569850
₹30,705 580682569850
Screenshot ₹30,705 — ₹25 under our ask, not below the real calculation ₹30,705. Counts as full. Nothing to ask.
Screenshot ₹30,705 — verified by itself the moment the bank credit is heard.
Screenshot ₹30,705 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-17 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
25 Sep 11:50:43
25 Sep 11:50:43
Verified on
not yet
not yet
GPay money settled into the PNB account at 22 Sep 17:04 (NEFT AXNGG26567608158). Heard twice; verified once.
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹13,910 | ₹15,000 | ₹320 | ₹1,500 | ₹30,730 |
By law ₹30,725. We ask ₹30,730 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Property (must be perfect)
33 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage
21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
The property, paper by paper side by side, the main paper first
the sanction letter BASE — the challan follows this
SKM_226i26091718080.pdf
as printed
THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKARI SANSTHA LIMITED, KATOL ROAD NAGPUR, WARD NO 62, ADIWASI SOCIETY LAYOUT, BORGAON, NAGPUR, MOUZA BORGAON PH NO 8, NAGPUR, MAHARASHTRA, INDIA, 440013
THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKARI SANSTHA LIMITED, KATOL ROAD NAGPUR, WARD NO 62, ADIWASI SOCIETY LAYOUT, BORGAON, NAGPUR, MOUZA BORGAON PH NO 8, NAGPUR, MAHARASHTRA, INDIA, 440013
PIN
440013
440013
THE CHALLAN, as it will be typed
Flat/Survey Number
PLOT NO 35 CITY SURVEY NO 575 KH NO 42 43 44 45/1 AND 45/2 SHEET NO 33 34 WARD NO 62 MOUZA BORGAON
PLOT NO 35 CITY SURVEY NO 575 KH NO 42 43 44 45/1 AND 45/2 SHEET NO 33 34 WARD NO 62 MOUZA BORGAON
Locality/Road
ADIWASI SOCIETY LAYOUT KATOL ROAD MOUZA BORGAON PH NO 8 TAL NAGPUR DIST NAGPUR
ADIWASI SOCIETY LAYOUT KATOL ROAD MOUZA BORGAON PH NO 8 TAL NAGPUR DIST NAGPUR
Area/City
NAGPUR
check or correct a box, the papers beside it →NAGPUR
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | ANURAG VIDYADHAR KHERGADE | DOQPK7193H | …1984 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| documents acknowledged | pravin.waghmare@pnbhousing.com | 28d ago |
| Index II chase | pravin.waghmare@pnbhousing.com | 26d ago |
| Index II chase | pravin.waghmare@pnbhousing.com | 23d ago |
What EzDocs read from each document — check anything marked in red
Payment screenshot 1001261042 (1).jpg needs your check
utr
580682569850
580682569850
date
2026-09-17
2026-09-17
time
18:14
18:14
amount
30705
30705
method
UPI
UPI
payee upi
9892834356-2@okbizaxis
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '580682569850', 'date': '2026-09-17', 'time': '18:14', 'amount': 30705, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}Selfie / photo 1001261075 (1).jpg needs your check
kind
live_selfie
live_selfie
legible
True
True
confidence
1.0
1.0
face visible
True
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}Sanction letter SKM_226i26091718080.pdf needs your check
lan
HOU/NAG/0826/5199944
HOU/NAG/0826/5199944
legible
True
True
loan type
Housing Loan
Housing Loan
confidence
0.9
0.9
loan amount
4500000
4500000
final amount
4635000
4635000
interest rate
8.0
8.0
sanction date
28-Aug-2026
28-Aug-2026
letter version
4
4
applicant email
khergadeanurag@gmail.com
khergadeanurag@gmail.com
applicant names
ANURAG VIDYADHAR KHERGADE, MONA ANURAG KHERGADE
ANURAG VIDYADHAR KHERGADE, MONA ANURAG KHERGADE
applicant mobile
7709329324
7709329324
property address
pin: 440013; road: KATOL ROAD; state: MAHARASHTRA; Flat no: PLOT NO 35; district: Nagpur; Floor: GROUND FLOOR AND FIRST FLOOR; landmark: ADIWASI SOCIETY LAYOUT; Address: THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK,
pin: 440013; road: KATOL ROAD; state: MAHARASHTRA; Flat no: PLOT NO 35; district: Nagpur; Floor: GROUND FLOOR AND FIRST FLOOR; landmark: ADIWASI SOCIETY LAYOUT; Address: THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK,
insurance premium
135000
135000
final amount label
Total Loan Amount
Total Loan Amount
includes insurance
True
True
total with insurance
4635000
4635000
security address verbatim
THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35,, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKA
THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35,, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKA
applicant address verbatim
PLOT NO. 124, ADIWASI COLONY, NEAR FIRE COLLEGE, KATOL ROAD, ., Nagpur, MAHARASHTRA, 440013, India
PLOT NO. 124, ADIWASI COLONY, NEAR FIRE COLLEGE, KATOL ROAD, ., Nagpur, MAHARASHTRA, 440013, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0826/5199944', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 0.9, 'loan_amount': 4500000, 'final_amount': 4635000, 'interest_rate': 8.0, 'quality_issue': None, 'sanction_date': '28-Aug-2026', 'letter_version': '4', 'applicant_email': 'khergadeanurag@gmail.com', 'applicant_names': ['ANURAG VIDYADHAR KHERGADE', 'MONA ANURAG KHERGADE'], 'applicant_mobile': '7709329324', 'property_address': {'pin': '440013', 'road': 'KATOL ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'PLOT NO 35', 'district': 'Nagpur', 'floor_no': 'GROUND FLOOR AND FIRST FLOOR', 'landmark': 'ADIWASI SOCIETY LAYOUT', 'full_address': 'THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35,, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKARI SANSTHA LIMITED, KATOL ROAD NAGPUR, WARD NO 62, ADIWASI SOCIETY LAYOUT, BORGAON, Nagpur, MOUZA BORGAON PH NO 8, Nagpur, MAHARASHTRA, India, 440013', 'village_city': 'Nagpur', 'building_name': 'ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKARI SANSTHA LIMITED', 'survey_or_cts_no': 'CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35'}, 'insurance_premium': 135000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4635000, 'security_address_verbatim': 'THE 50%, SOUTHERN SIDE RESIDENTIAL BLOCK, PLOT NO 35 GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575, KH NO 42, 43, 44, 45/1 AND 45/2, SHEET NO 33, 34 CORPORATION HOUSE NO 508/35,, ADIWASI SAMAJ UNNATI GRUHNIRMAN SAHAKARI SANSTHA LIMITED, KATOL ROAD NAGPUR, WARD NO 62, ADIWASI SOCIETY LAYOUT, BORGAON, Nagpur, MOUZA BORGAON PH NO 8, Nagpur, MAHARASHTRA, India, 440013', 'applicant_address_verbatim': 'PLOT NO. 124, ADIWASI COLONY, NEAR FIRE COLLEGE, KATOL ROAD, ., Nagpur, MAHARASHTRA, 440013, India'}Other image001.jpg needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}PAN card Pan Card.pdf needs your check
dob
1991-10-30
1991-10-30
pan
DOQPK7193H
DOQPK7193H
name
ANURAG VIDYADHAR KHERGADE
ANURAG VIDYADHAR KHERGADE
legible
True
True
raw reading (for Abhijit)
{'dob': '1991-10-30', 'pan': 'DOQPK7193H', 'name': 'ANURAG VIDYADHAR KHERGADE', 'mobile': None, 'address': None, 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}Other SKM_226i26091718100.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Aadhaar card Adhar Card (1).pdf needs your check
dob
1991-01-01
1991-01-01
name
Anurag Vidyadhar Khergade
Anurag Vidyadhar Khergade
mobile
7709329324
7709329324
address
pin: 440013; area: 124 ADIWASI COLONY; road: Katolroad; state: Maharashtra; building: NEAR FIRE COLLEGE; post_office: Katolroad S.O; Village: Nagpur
pin: 440013; area: 124 ADIWASI COLONY; road: Katolroad; state: Maharashtra; building: NEAR FIRE COLLEGE; post_office: Katolroad S.O; Village: Nagpur
legible
True
True
aadhaar last4
1984
1984
raw reading (for Abhijit)
{'dob': '1991-01-01', 'pan': None, 'name': 'Anurag Vidyadhar Khergade', 'mobile': '7709329324', 'address': {'pin': '440013', 'area': '124 ADIWASI COLONY', 'flat': None, 'road': 'Katolroad', 'floor': None, 'state': 'Maharashtra', 'building': 'NEAR FIRE COLLEGE', 'district': None, 'post_office': 'Katolroad S.O', 'village_city': 'Nagpur'}, 'legible': True, 'aadhaar_last4': '1984', 'quality_issue': None}Other SKM_226i26091718100.pdf needs your check
payments inside
kind: other; payments: []; rows_read: 0
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}Other image001.jpg needs your check
payments inside
kind: other; payments: []
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}Payment screenshot 1001261042 (1).jpg needs your check
payments inside
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '580682569850', 'date': '2026-09-17', 'page': 1, 'time': '18:14', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30705.0, 'direction': 'debit', 'narratio
bank: ICICI Bank; kind: payment_screenshot; payments: [{'utr': '580682569850', 'date': '2026-09-17', 'page': 1, 'time': '18:14', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30705.0, 'direction': 'debit', 'narratio
raw reading (for Abhijit)
{'payments_inside': {'bank': 'ICICI Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '580682569850', 'date': '2026-09-17', 'page': 1, 'time': '18:14', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30705.0, 'direction': 'debit', 'narration': 'Transaction ID T2609171814128716998735', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4364', 'account_holder': None}}Paid challan (GRAS) ANURAG VIDYADHAR KHERGADE EchallanMH010408129202627E.pdf needs your check
grn
MH010408129202627E
MH010408129202627E
pin
440013
440013
total
28910.0
28910.0
article
6(1)
6(1)
defaced
False
False
bank cin
03006172026091800251
03006172026091800251
district
NAGPUR
NAGPUR
area city
NAGPUR
NAGPUR
payer pan
DOQXXXXXXH
DOQXXXXXXH
flat block
SOUTHERN SIDE RESIDENTIAL PLOT NO 35, GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575
SOUTHERN SIDE RESIDENTIAL PLOT NO 35, GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575
payer name
ANURAG VIDYADHAR KHERGADE
ANURAG VIDYADHAR KHERGADE
sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4635000
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4635000
scheme rows
{'amount': 13910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 13910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX9324
XXXXXX9324
payment date
18/09/2026-11:53:33
18/09/2026-11:53:33
road locality
SHEET NO 33, 34, KH NO 42, 43, 44, 45/1 AND 45/2, BORGAON, WARD NO 62, ADIWASI LAYOUT
SHEET NO 33, 34, KH NO 42, 43, 44, 45/1 AND 45/2, BORGAON, WARD NO 62, ADIWASI LAYOUT
second party pan
AAACP3682N
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
consideration amount
4635000
4635000
raw reading (for Abhijit)
{'grn': 'MH010408129202627E', 'pin': '440013', 'total': 28910.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091800251', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'DOQXXXXXXH', 'flat_block': 'SOUTHERN SIDE RESIDENTIAL PLOT NO 35, GROUND FLOOR AND FIRST FLOOR, CITY SURVEY NO 575', 'payer_name': 'ANURAG VIDYADHAR KHERGADE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4635000', 'scheme_rows': [{'amount': 13910.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9324', 'payment_date': '18/09/2026-11:53:33', 'road_locality': 'SHEET NO 33, 34, KH NO 42, 43, 44, 45/1 AND 45/2, BORGAON, WARD NO 62, ADIWASI LAYOUT', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4635000'}Sale deed RR and sale deed Anurag Khergade.pdf needs your check
grn
MH010483888202627E
MH010483888202627E
total
600.0
600.0
article
25.1
25.1
defaced
False
False
bank cin
IK0DUBISL6
IK0DUBISL6
district
NAGPUR
NAGPUR
area city
Nagpur
Nagpur
flat block
35
35
payer name
ANURAG VIDYADHAR KHERGADE
ANURAG VIDYADHAR KHERGADE
sro office
NGP4_JT NAGPUR NO 4 SUB REGISTRAR
NGP4_JT NAGPUR NO 4 SUB REGISTRAR
paying bank
STATE BANK OF INDIA
STATE BANK OF INDIA
remarks raw
SecondPartyName=DEBASHISH BHOWMICK-CA=5100000-Marketval=5064000
SecondPartyName=DEBASHISH BHOWMICK-CA=5100000-Marketval=5064000
scheme rows
{'amount': 500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
{'amount': 500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX3876
XXXXXX3876
payment date
19/09/2026
19/09/2026
inner challan
True
True
road locality
Borgaon
Borgaon
second party name
DEBASHISH BHOWMICK
DEBASHISH BHOWMICK
consideration amount
5100000
5100000
raw reading (for Abhijit)
{'grn': 'MH010483888202627E', 'pin': None, 'total': 600.0, 'article': '25.1', 'defaced': False, 'bank_cin': 'IK0DUBISL6', 'district': 'NAGPUR', 'area_city': 'Nagpur', 'payer_pan': None, 'flat_block': '35', 'payer_name': 'ANURAG VIDYADHAR KHERGADE', 'sro_office': 'NGP4_JT NAGPUR NO 4 SUB REGISTRAR', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'SecondPartyName=DEBASHISH BHOWMICK-CA=5100000-Marketval=5064000', 'scheme_rows': [{'amount': 500.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 100.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX3876', 'payment_date': '19/09/2026', 'inner_challan': True, 'road_locality': 'Borgaon', 'second_party_pan': None, 'second_party_name': 'DEBASHISH BHOWMICK', 'consideration_amount': '5100000'}E-filing copy (token) eFilingDoc9992409260098.pdf needs your check
sro
NGP7
NGP7
kind
efiling_copy
efiling_copy
token
9992409260098
9992409260098
legible
True
True
property
road: KATOL ROAD; unit: PLOT NO 35; floor: G+1; taluka: Nagapur; numbers: [{'type': 'C.T.S. Number', 'value': '575'}, {'type': 'WARD NO', 'value': '62'}, {'type': 'PLOT NO', 'value': '35'}, {'type': 'Kachara Number', 'va
road: KATOL ROAD; unit: PLOT NO 35; floor: G+1; taluka: Nagapur; numbers: [{'type': 'C.T.S. Number', 'value': '575'}, {'type': 'WARD NO', 'value': '62'}, {'type': 'PLOT NO', 'value': '35'}, {'type': 'Kachara Number', 'va
mortgagee
PNB HOUSING FINANCE LTD
PNB HOUSING FINANCE LTD
mortgagors
{'pan': 'DOQPK7193H', 'name': 'ANURAG VIDYADHAR KHERGADE', 'address': 'Flat No:PLOT NO 124, Floor No:G, Building Name:ADIWASI COLONY,NEAR FIRE COLLEGE, Road:KATOLROAD, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin
{'pan': 'DOQPK7193H', 'name': 'ANURAG VIDYADHAR KHERGADE', 'address': 'Flat No:PLOT NO 124, Floor No:G, Building Name:ADIWASI COLONY,NEAR FIRE COLLEGE, Road:KATOLROAD, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin
title deed
Sale Deed : 10884/2026 NAGPUR NO 4
Sale Deed : 10884/2026 NAGPUR NO 4
filing date
2026-09-24
2026-09-24
loan amount
4635000.0
4635000.0
date of mortgage
2026-09-24
2026-09-24
raw reading (for Abhijit)
{'sro': 'NGP7', 'kind': 'efiling_copy', 'token': '9992409260098', 'legible': True, 'property': {'pin': None, 'road': 'KATOL ROAD', 'unit': 'PLOT NO 35', 'floor': 'G+1', 'taluka': 'Nagapur', 'numbers': [{'type': 'C.T.S. Number', 'value': '575'}, {'type': 'WARD NO', 'value': '62'}, {'type': 'PLOT NO', 'value': '35'}, {'type': 'Kachara Number', 'value': '42,43,44,45/1 AND 45/2'}, {'type': 'SHEET NO', 'value': '33,34'}], 'village': 'Boraganv.', 'building': 'PLOT NO 35,ADIWASI SAMAJ UNNATI GNSS LTD NAGPUR', 'district': 'Nagpur', 'area_text': 'Open: 87.84 Sq.mt., Build : 175.71 Sq.mt.', 'local_body': 'ADIWASI SOCIETY LAYOUT', 'description': None, 'property_type': None}, 'mortgagee': 'PNB HOUSING FINANCE LTD', 'mortgagors': [{'pan': 'DOQPK7193H', 'name': 'ANURAG VIDYADHAR KHERGADE', 'address': 'Flat No:PLOT NO 124, Floor No:G, Building Name:ADIWASI COLONY,NEAR FIRE COLLEGE, Road:KATOLROAD, City:NAGPUR, State:MAHARASHTRA, District:NAGPUR, Pin:440013'}], 'title_deed': 'Sale Deed : 10884/2026 NAGPUR NO 4', 'filing_date': '2026-09-24', 'loan_amount': 4635000.0, 'date_of_mortgage': '2026-09-24'}E-filing copy (token) eFilingDoc9992409260098.pdf needs your check
payments inside
payments: []
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}Technical record (for Abhijit — safe to ignore)
| 2h ago | EzDocs | reader_efiling_verdict | {'fp': '17b80eebba7c4976', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is missing and required for filing.', 'page': 'St |
| 10h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 24 Sep, 11:40 shared the e-filing copy — the drafts it answers are taken off", 'count': 2, 'kinds': ['index2_chase']} |
| 10h ago | EzDocs | draft_withdrawn | {'why': "the team's own mail of 18 Sep, 11:45 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']} |
| 4d ago | EzDocs | dhc_prn_looked | {'file': 'eFilingDoc9992409260098.pdf', 'found': True, 'doc_id': '12279652-7634-4aa5-9ec1-4880acf03beb'} |
| 4d ago | EzDocs | dhc_prn_read | {'prn': '0926240105248', 'why': "the Document Handling Charges' PRN, as the filed notice prints it — beside the challan's GRN in the MIS", 'file': 'eFilingDoc9992409260098.pdf', 'from': "the filed notice's own text", 'gr |
| 16d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed DOxxxxxxXH — no paper on the |
| 18d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 19d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 19d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 19d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999240926009 |
| 20d ago | EzDocs | case_reevaluated | {'stage_after': 'AWAITING_INDEX2'} |
| 20d ago | EzDocs | payment_short | {'why': '₹45 below the real calculation (government + DHC + our fee) — short, whatever the gap to our ask', 'delta': -70.42, 'method': 'amount_in_buffer+payee_road', 'expected': 30730.42, 'received': 30660.0, 'below_real |
| 20d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 21d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha |
| 21d ago | EzDocs | hidden_payment_scan | {'file': 'eFilingDoc9992409260098.pdf', 'kind': None, 'found': 0, 'doc_id': '12279652-7634-4aa5-9ec1-4880acf03beb', 'fetched': True} |
| 21d ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992409260098.pdf', 'token': '9992409260098', 'doc_id': '12279652-7634-4aa5-9ec1-4880acf03beb', 'mortgagors': 1} |
| 21d ago | EzDocs | efiling_found_on_case | {'now': 'AWAITING_INDEX2', 'was': 'FILING_IN_PROGRESS', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'tri |
| 21d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999240926 |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building Name', 'why': 'the main paper prints |
| 21d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'KATOL ROAD NAGPUR'. The option 'Katolroad' matches this directly.", 'field': 'Post office', 'value': '300955', 'method': 'ai', 'picked': 'Katolroad', 'wanted': 'KATOLROAD S O |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': '', 'issues': [{'by': 'papers', 'box': 'District (portal)', 'why': "The case's proper |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'payment', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Taluka Name', 'why': 'The source prints Nagpur |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'property', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building Name', 'why': "the main paper prints |
| 21d ago | copilot | copilot_pick | {'why': "The source text mentions 'Nagpur' multiple times, but the only option is 'Nagapur Corporation'. While 'Nagapur' is a common alternative spelling for 'Nagpur', the exact match is not present. The sourc", 'field': |
| 21d ago | copilot | copilot_pick | {'why': 'The source text explicitly mentions "MOUZA BORGAON". The option "Boraganv" is the correct Marathi spelling for Borgaon.', 'field': 'Village', 'value': '270900104091900018', 'method': 'ai', 'picked': 'Boraganv', |
| 21d ago | copilot | copilot_pick | {'why': "the portal spells it 'Nagapur'", 'field': 'Taluka', 'value': '1', 'method': 'spelling', 'picked': 'Nagapur', 'wanted': 'NAGPUR', 'why_audit': "EzDocs chose from the portal's own list; below full confidence t |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagor', 'notes': '', 'issues': [{'by': 'papers', 'box': 'Building Name', 'why': 'the main paper prints |
| 21d ago | copilot | copilot_pick | {'why': "The source text explicitly mentions 'KATOL ROAD NAGPUR'. The option 'Katolroad' matches this directly.", 'field': 'Post office', 'value': '300955', 'method': 'ai', 'picked': 'Katolroad', 'wanted': 'KATOLROAD S O |
| 21d ago | copilot | copilot_check_issues | {'why': 'EzDocs audited what the portal page holds against the case before the person pressed Save', 'page': 'mortgagee', 'notes': 'Post Office, Name of Bank, Bank Location, MICR No, and TAN boxes were not checked as |
| 21d ago | copilot | efiling_token_from_portal | {'why': 'the portal issued this token when the Date of Mortgage was entered; the co-pilot read it off the page and wrote it here', 'token': '9992409260098'} |
Case diary the case’s history — what happened, newest day first
Papers
All 9 in hand
Nothing more to ask the branch for
Money
SHORT — ₹30,660 of ₹30,730.42 received
₹70.42 still to come before the challan.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Money received is short — ₹70.42 still to come. The receipt says ₹30,705 but ₹45 of it has not reached us. Look for a ₹45 credit — Money card, link by hand. ₹30,660 matched on the amount alone; its payer 'VISHAL ASHOK WAGHAMARE' reads as Ashok (NOI-2026-03390). Check the screenshot; if not this case, release it on the SMS page. The work is done — our fee of ₹30,730.42 is still not in our account. Chase the branch for it.
Today · 15 Oct3 things
EzDocs checked the e-filing boxes against the papers
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
11 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
27 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
26 Sep4 things — 1 document received · 1 letter written · 2 steps
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
EzDocs read the whole trail as one conversation — where the case stands is on the page
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9992409260098.pdf
25 Sep1 thing — 1 caution
Payment short of what the case needs
The balance must come before the challan.
24 Sep12 things — 1 document received · 1 letter written · 6 cautions · 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs took 8 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9992409260098.pdf
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs found something to check before the form is saved
EzDocs read the whole file
23 Sep9 things — 1 document received · 8 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
The branch's title document is on the case — the filing is the NOI team's move
A box the papers had not filled was read off a paper and corrected
A box the papers had not filled was read off a paper and corrected
EzDocs read the whole trail as one conversation — where the case stands is on the page
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
Received: Sale deed
RR and sale deed Anurag Khergade.pdf
22 Sep5 things — 1 letter written · 4 steps
EzDocs took 7 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01936 | HOU/NAG/0826/5199944
19 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-01936 | HOU/NAG/0826/5199944
18 Sep6 things — 1 document received · 1 letter written · 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Challan re-read against the case — matches exactly
Received: Challan
ANURAG VIDYADHAR KHERGADE EchallanMH010408129202627E.pdf
17 Sep20 things — 7 documents received · 2 letters written · 1 caution · 10 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
EzDocs took 17 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: other
SKM_226i26091718100.pdf
Received: other
image001.jpg
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-01936
No fee quote sent — the branch's own figures were right
This case's screenshot names a credit tied to another case that EzDocs may not move by itself — a person decides
The payment proof already on the case was applied
Property address read from the sanction letter
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
1001261075 (1).jpg
Payment proof arrived before the case was quoted — held
Received: PAN card
Pan Card.pdf
Received: Aadhaar
Adhar Card (1).pdf
Received: Sanction letter
SKM_226i26091718080.pdf
Received: Payment screenshot
1001261042 (1).jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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