⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sachin Hiralal Kashyap
LAN 77000354033Loan ₹34,50,000NOIMails & papers 9 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Sep, 18:05
Documents
Payment
Challan
done 29 Sep, 20:01 · GRAS ↗
Filing
took 8d 22h · IGR e-filing ↗
E-filing copy
done 8 Oct, 18:55
Index II
took 1d 17h
doneIndex II shared · the trail says: The team has received the loan documents and shared the challan. The team is now waiting for the branch to provide the Index II copy for NOI filing.whole case so far 14d 6h
Needs your eyes1
GPay ₹27,400 announced at 12:11 has not settled into the PNB account (due 16:11). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
10 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990810260853.pdf
8 Oct14 things — 2 documents received · 1 letter written · 11 steps
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990810260853.pdf
The branch's title document is on the case — the filing is the NOI team's move
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
pan inside paper not a card
pan inside paper not a card
Received: Sale deed
kashyap sale deed.pdf
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02880 | 77000354033
An old draft withdrew itself — its asks were already answered
3 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02880 | 77000354033
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
29 Sep74 things — 12 documents received · 5 letters written · 1 money step · 56 steps
gpay not settled yet
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SACHIN HIRALAL KASHYAP EchallanMH011101151202627E.pdf
copilot edit — by copilot:KUNAL
copilot check ok — by copilot
The home address was read off the papers — by ezdocs:reader
case read — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
box disagreement
money settled — by ezdocs:reader
case read started — by ezdocs:reader
applicant email captured
roles from letter
Received: Sanction letter
KFSLetter_77000354033 (2).pdf
quoted history checked
extra challan scanned
property self check
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
APP NO 77000354033 -APPLICANT NAME - SACHIN HIRALAL KASHYAP | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
case read — by ezdocs:reader
case read started — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02880
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
Wrote the documents acknowledged mail — held, silent mode
NOI case
acknowledged with advice
The payment proof already on the case was applied
box disagreement
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
Payment proof arrived before the case was quoted — held
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
party not merged
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: PAN card
Pankaj pan.jpeg
Received: Aadhaar
Pankaj aadhar update.pdf
Received: PAN card
Sachin PAN CARD.pdf
kyc address read
Property read from the legal / technical report (the sanction letter had none)
credit seen before bill
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
Property read from the legal / technical report (the sanction letter had none)
Received: Selfie
IMG_20260928_194248.jpg
Received: Payment screenshot
IMG-20260929-WA0052.jpg
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: LSR
46-Sachin Kashyap- P+C-21-09-2026 (4).pdf
Received: LSR
46-Sachin Kashyap-Resale Purchase -16-09-2026 (1).pdf
Received: Aadhaar
AADHAR CARD (4).pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Technical report
HRQ-26-155411_INDProcessRequest_2500320260919133549035.pdf
Received: Selfie
IMG-20260929-WA0054.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
12 of 12 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓Technical reportopen
✓Aadhaar cardopen
✓LSR (search report)open
✓PAN cardopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 15 files
The file, as the engine remembers it3 open
This is a Resale Purchase home loan for SACHIN HIRALAL KASHYAP and PANKAJ HIRALAL KASHYAP. The loan amount is 34,50,000 as sanctioned. The property being mortgaged is Duplex No. E built on Plots 6, 7, 8, 9 in Mouza Beltarodi, Nagpur. The challan address is retrieved from the Technical Report address
○Sachin Hiralal Kashyap — home road — the branch
○PANKAJ HIRALAL KASHYAP — e-mail — the branch
○PANKAJ HIRALAL KASHYAP — home road — the branch
?the papers disagree on Taluka name variation (the technical report: Tah. Nagpur Gramin; the legal report: Tahsil Nagpur (Rural)) — Proceed with Nagpur Gramin as it is the standard name on the e-filing portal.
?unsure of efiling.date_of_mortgage — The MOTD/title deed is not yet executed, so the date of mortgage is unknown.
the branch's last mail (2026-10-08): The bank branch is asking the team to process the NOI and has attached a sale deed. · brought: a sale deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T12:13 UTC
Moneyall of it is in
₹27,410.23
Reached our account 29 Sep 17:41:00.
How we know
Our own bank told us — 29 Sep 17:41
₹27,400 · from GPAY-BIZ
“₹27,400.00 received from naveen c at 5:41 PM The amount will settle in your bank account via NEFT.”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%10,360
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for27,410.23
By law ₹27,400. We ask ₹27,410 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Duplex No. E, Ground Floor, Duplex No. E, PLOT, 6, 7, 8, 9, Mouza Beltarodi, 440034
read from the technical report · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
Sachin Hiralal Kashyap · applicantGSBPK9364LPANKAJ HIRALAL KASHYAP · co-applicantBFVPK6444K
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