MR. RAVIRAJ DHONDIRAM PADALKAR
the challan is done — these are for the IGR filing / KYC
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
⚠ 5 differences between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box
| The sanction letter | Plot No 8 Unit 2, Milkat No 3949/1 Unit 2 NO :Plot No 8 Unit 2, Milkat No 3949/1 Unit 2 |
| The Index II | गट नंबर 88/14/17/8 (2), मालमत्ता क्रमांक 3949/1, प्लॉट नं 8 गट नंबर 88/14/17/8 (2) - स्थायी मिळकत क्रमांक 3949/1. प्लॉट नं 8. |
| The sanction letter BASE | 416010 … osite Panchganaga Dairy, AP Shinganapur, Karvir,Maharashtra,416010 416010 |
| The Index II DIFFERS | 416012 … 88/14/17/प्लॉ. नं./8;)) स्थानिक स्वराज्य संस्थाः कोल्हापूर 416012 |
| The PAN card | PADALAKAR RAVIRAJ D |
| The sanction letter DIFFERS | MRS. MEGHA RAVIRAJ PADALKAR |
| The PAN card | MEGHA RAVIRAJ PADALKAR |
| The sanction letter DIFFERS | MRS. MEGHA RAVIRAJ PADALKAR |
| The PAN card | RAVIRAJ DHONDIRAM PADALKAR |
| The sanction letter DIFFERS | MR. RAVIRAJ DHONDIRAM PADALKAR |
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| #1 principal | MH010547874202627E | — | pending |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper21 Sep, 14:40 · 26d ago THE FIRST MAIL — how this case began
Kindly PROCESS CHALLAN AND NOI In the case
MR. RAVIRAJ PADALKAR having
Attachment necessary documents to process.
(SR OFFICKOLHAPUR )
With
5 more mails in between — open
21 Sep, 15:32 · 26d ago
Team,
PFA challan for your reference..
earlier mails quoted below
21 Sep, 16:01 · 26d ago
TEAM
PFA SNIP FOR A REFERENCE
On Mon, 21 Sept 2026 at 15:32, HHF NOI FILING <hhfnoifiling@gmail.com>
wrote:
earlier mails quoted below
21 Sep, 16:14 · 26d ago
Ok
Thanks & Regards,
Pratik Pangal
CLM-Kolhapur
Hinduja Housing Finance Ltd.
Office No.103, 3rd Floor, PKP Ampire,
From: HHF NOI FILING <hhfnoifiling@gmail.com>
To: "PARESH BALASO PISE46312 paresh.balaso"<paresh.balaso@hindujahousingfinance.com>
Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"<pratikprashant.pangal@hindujahousingfinance.com>
Date: Mon, 21 Sep 2026 16:01:34 +0530
Subject: Re: PROCESS CHALLAN AND NOI In the case MR. RAVIRAJ PADALKAR LAN NO MH/KLP/KLPR/A000003859
TEAM
PFA SNIP FOR A REFERENCE
earlier mails quoted below
21 Sep, 16:44 · 26d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
21 Sep, 17:15 · 26d ago
TEAM,
PFA: Downloaded e-filing for your reference..
earlier mails quoted below
23 Sep, 16:28 · 24d ago
PFA index 2 copy for case closure..
On Mon, 21 Sept 2026 at 17:15, HHF NOI FILING <hhfnoifiling@gmail.com>
wrote:
earlier mails quoted below
23 Sep, 16:28 · 24d ago
PFA index 2 copy for case closure..
On Mon, 21 Sept 2026 at 17:15, HHF NOI FILING <hhfnoifiling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Other | 2.png | filed | 26d ago |
| Other | 1.png | filed | 26d ago |
| Paid challan (GRAS) | PADALAKAR RAVIRAJ D EchallanMH010547874202627E.pdf | filed | 26d ago |
| PAN card | DOC_130826120259_RAVIRAJPAN.jpg | filed | 26d ago |
| Index IIthe branch sent this — an input | WhatsApp Image 2026-09-21 at 2.38.51 PM.jpeg | filed | 26d ago |
| PAN card | DOC_120826171426_MEGHAPAN.jpg | filed | 26d ago |
| Sanction letter | SANCTION_202033MHKLPKLPRA00000385931082026130721Sanction (1).PDF | filed | 26d ago |
| Payment screenshot | PADALKARPAYMENT.jpg | filed | 26d ago |
| Selfie / photo | POD_130826120234_RAVIRA.jpg | filed | 26d ago |
| Selfie / photo | POD_100826145915_MEGHA.jpg | filed | 26d ago |
| Aadhaar card | IYD_120826171152_RAVIRAJADHAR.jpg | filed | 26d ago |
| Aadhaar card | IYD_120826171352_MEGHAADHAR.jpg | filed | 26d ago |
| LSR (search report) | _539577130826140838_DigitallySignedRavirajPadalkarLSR.pdf | filed | 26d ago |
| E-filing copy (token) | eFilingDoc9992109260496.pdf | filed | 26d ago |
| Index IIthe registered copy we filed | IndexII9992109260496.pdf | filed | 24d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹15,540.63
VERIFIED — money received
₹15,520 662882086014
22 Sep 10:30:00
22 Sep 10:37:37
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹5,110 | ₹8,510 | ₹320 | ₹1,600 | ₹15,540 |
Property (must be perfect)
The property, paper by paper side by side, the main paper first
NO :PLOT NO 8 UNIT 2, MILKAT NO 3949/1 UNIT 2, STREET NAME:SHINGANAPUR TO CHIKHALI ROAD,FLOORNO:0NA, OPPOSITE PANCHGANAGA DAIRY, AP SHINGANAPUR, KARVIR,MAHARASHTRA,416010
416010
ALL THAT PIECE AND PARCEL OF THE PROPERTY BEARING GAT NO.88 14/17 PLOT NO. 8 ITS TOTAL AN AREA ADMEASURING 98.20 SQ.MTRS OUT OF IT HALF OF THE SHARE MEANS 49.10 SQ.MTR UPON WHICH CONSTRUCTED ROW HOUSE UNIT NO.2 HAVING TOTAL SUPER BUILTUP AREA ADMEASURING 80.28 SQ.MTR. SITUATED AT SHINGNAPUR TAL.-KARVEER, DIST.-KOLHAPUR
1) itara varnanah, itara maahitih mauje shinganaapura taa karavira ji kolhaapura yethila gata.kra. 88 himsaa nan. 14/17 yaamadhye bigarasheti karuna paadalelyaa plota paiki plota kra.8 tyaache kshetra 98.20 chau.mi yaapaiki kharedi denaara yaanche hisseche kshetra 49.10 chau.mi yaavara baandhaneta aalele ro haausa yunita nan.2 tyaache baandhakaama kshetra 80.28 chau.mi supara biltaapa dumajali aara si si imaarata ((GAT NUMBER: 88/14/17/plo. nan./8;)) sthaanika svaraajya sansthaah kolhaapura
416012
PLOT NO 8 UNIT 2 MILKAT NO 3949/1 UNIT 2 SHINGANAPUR TO CHIKHALI ROAD NA OPPOSITE PANCHGANAGA DAIRY
AP SHINGANAPUR KARVIR MAHARASHTRA
KOLHAPUR
the Index II also prints: /8, 1, 10, 14/17, 20, 28, 416012, 49, AALELE, AARA, BAANDHAKAAMA, BAANDHANETA, BIGARASHETI, BILTAAPA, CHAU, DENAARA, DUMAJALI, GATA
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| co_mortgagor | Raviraj Dhondiram Padalkar | …5993 | |
| mortgagor | PADALAKAR RAVIRAJ D | AOOPP0002M | |
| co_mortgagor | MEGHA RAVIRAJ PADALKAR | GZHPP7034M | …9995 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | pratikprashant.pangal@hindujahousingfinance.com | 26d ago |
What EzDocs read from each document — check anything marked in red
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}MH010547874202627E
416010
13620.0
6(1)
False
03006172026092100831
KOLHAPUR
KOLHAPUR
AOOXXXXXXM
ROW HOUSE UNIT NO. 2 GAT NO. 88 14/17 PLOT NO. 8 MILKAT NO 3949/1 SHINGANAPUR
PADALAKAR RAVIRAJ D
KRV4 KARVEER NO 4 JT SUB REGISTRAR
PUNJAB NATIONAL BANK
PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD~CA=1700000
{'amount': 5110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
XXXXXX8545
21/09/2026-15:29:45
TO CHIKHALI ROAD OPPOSITE PANCHGANAGA DAIRY SITUATED AT SHINGNAPUR TAL.-KARVEER
AADCH6010R
HINDUJA HOUSING FINANCE LTD
1700000
raw reading (for Abhijit)
{'grn': 'MH010547874202627E', 'pin': '416010', 'total': 13620.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026092100831', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'AOOXXXXXXM', 'flat_block': 'ROW HOUSE UNIT NO. 2 GAT NO. 88 14/17 PLOT NO. 8 MILKAT NO 3949/1 SHINGANAPUR', 'payer_name': 'PADALAKAR RAVIRAJ D', 'sro_office': 'KRV4 KARVEER NO 4 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD~CA=1700000', 'scheme_rows': [{'amount': 5110.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 8510.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8545', 'payment_date': '21/09/2026-15:29:45', 'road_locality': 'TO CHIKHALI ROAD OPPOSITE PANCHGANAGA DAIRY SITUATED AT SHINGNAPUR TAL.-KARVEER', 'second_party_pan': 'AADCH6010R', 'second_party_name': 'HINDUJA HOUSING FINANCE LTD', 'consideration_amount': '1700000'}662882086014
2026-09-19
13:30
15520
UPI
3535@okbizaxis
r943@okicici
EZDOCS
VEDIKA RAVIRAJ PADALKAR
raw reading (for Abhijit)
{'utr': '662882086014', 'date': '2026-09-19', 'time': '13:30', 'amount': 15520, 'method': 'UPI', 'payee_upi': '3535@okbizaxis', 'payer_upi': 'r943@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'VEDIKA RAVIRAJ PADALKAR', 'debit_notification_text': None}1978-10-24
AOOPP0002M
PADALAKAR RAVIRAJ D
True
DHONDIRAM DAGADU PADALKAR
raw reading (for Abhijit)
{'dob': '1978-10-24', 'pan': 'AOOPP0002M', 'name': 'PADALAKAR RAVIRAJ D', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'DHONDIRAM DAGADU PADALKAR', 'aadhaar_last4': None, 'quality_issue': None}index2_input
pin: 416012; rows: {'r4_palika': 'कोल्हापूर (जिल्हा परिषद)', 'r11_serial': 'कवन4-6983-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipa
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '416012', 'rows': {'r4_palika': 'कोल्हापूर (जिल्हा परिषद)', 'r11_serial': 'कवन4-6983-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': None, 'r5_area_text': '1) 0.4910 आर.चौ.मीटर', 'r7_executants': [{'age': '42', 'pan': 'AKJXXXXX0B', 'name': 'रेश्मा अभिजित चव्हाण', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः रा.रि.स.नं. 1001/अबी, प्लॉट नं. 27 ए वॉर्ड क्रशर चौक, सानेगुरुजी वसाहत कोल्हापूर, महाराष्ट्र, क़ॉळः आपूर. पिन:- 416012'}], 'r8_purchasers': [{'age': '48', 'pan': 'AOOXXXXX2M', 'name': 'रविराज धोंडीराम पाडळकर', 'address': 'प्लॉट नंः 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः रा. 679 कुंभार गल्ली ऋणमुक्तेश्वर तालीम डी वॉर्ड शुक्रवार पेठ कोल्हापूर, महाराष्ट्र, क्रॉळः आपूर, :पिन- 416002'}], 'r12_stamp_duty': 127500, 'r3_market_value': 2112877, 'r1_document_type': 'अनुच्छेद - अभिहस्तातरणपत्र प्रकार - खरेदीखत', 'r2_consideration': None, 'r9_execution_date': '15-09-2026', 'r13_registration_fee': 21300, 'r10_registration_date': '15-09-2026'}, 'doc_no': '6983', 'village': 'शिंगणापूर', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'करवीर क्र. ४', 'area_text': '0.4910 आर.चौ.मीटर', 'mortgagee': 'रविराज धोंडीराम पाडळकर', 'filing_fee': 21300, 'header_sro': 'मह दु.नि.करवीर 4', 'mortgagors': ['रेश्मा अभिजित चव्हाण'], 'stamp_duty': 127500, 'filing_date': '2026-09-15', 'loan_amount': 2125000, 'token_number': 'KRV4-6983-2026', 'property_text': '1) इतर वर्णनः, इतर माहितीः मौजे शिंगणापूर ता करवीर जि कोल्हापूर येथील गट.क्र. 88 हिम्सा नं. 14/17 यामध्ये बिगरशेती करुन पाडलेल्या प्लॉट पैकी प्लॉट क्र.8 त्याचे क्षेत्र 98.20 चौ.मी यापैकी खरेदी देणार यांचे हिस्सेचे क्षेत्र 49.10 चौ.मी यावर बांधणेत आलेले रो हाऊस युनिट नं.2 त्याचे बांधकाम क्षेत्र 80.28 चौ.मी सुपर बिल्टअप दुमजली आर सी सी इमारत ( (GAT NUMBER: 88/14/17/प्लॉ. नं./8;)) स्थानिक स्वlive_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}MH/KLP/KLPR/A000003859
True
{'name': 'MR. RAVIRAJ DHONDIRAM PADALKAR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. MEGHA RAVIRAJ PADALKAR', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}
Housing
5
1700000.0
1700000.0
12.5
13 Aug 2026
MR. RAVIRAJ DHONDIRAM PADALKAR, MRS. MEGHA RAVIRAJ PADALKAR
False
pin: 416010; road: Shinganapur to Chikhali Road; state: Maharashtra; taluka: Karvir; Flat no: Plot No 8 Unit 2; district: Kolhapur; Floor: 0NA; landmark: Opposite Panchganaga Dairy; Address: NO :Plot No 8 Unit 2,
Sanctioned Amount
False
NO :Plot No 8 Unit 2, Milkat No 3949/1 Unit 2, Street Name:Shinganapur to Chikhali Road,FloorNo:0NA, Opposite Panchganaga Dairy, AP Shinganapur, Karvir,Maharashtra,416010
679 KUMBHAR GALLI, 0, RUNMUKTESHWAR TALIM MANDAL D WARD SHUKRAWAR PETH, DIST KOLHAPUR, Urban, kolhapur, Maharashtra, India - 416002
raw reading (for Abhijit)
{'lan': 'MH/KLP/KLPR/A000003859', 'legible': True, 'borrowers': [{'name': 'MR. RAVIRAJ DHONDIRAM PADALKAR', 'role': 'applicant', 'label': 'Name of the Applicant'}, {'name': 'MRS. MEGHA RAVIRAJ PADALKAR', 'role': 'co_applicant', 'label': 'Name of the Co-Applicant (s)'}], 'loan_type': 'Housing', 'confidence': 5, 'handwritten': [], 'loan_amount': 1700000.0, 'final_amount': 1700000.0, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '13 Aug 2026', 'letter_version': None, 'applicant_email': None, 'applicant_names': ['MR. RAVIRAJ DHONDIRAM PADALKAR', 'MRS. MEGHA RAVIRAJ PADALKAR'], 'printed_altered': False, 'applicant_mobile': None, 'property_address': {'pin': '416010', 'road': 'Shinganapur to Chikhali Road', 'state': 'Maharashtra', 'taluka': 'Karvir', 'flat_no': 'Plot No 8 Unit 2', 'district': 'Kolhapur', 'floor_no': '0NA', 'landmark': 'Opposite Panchganaga Dairy', 'full_address': 'NO :Plot No 8 Unit 2, Milkat No 3949/1 Unit 2, Shinganapur to Chikhali Road, Opposite Panchganaga Dairy, Shinganapur, Karvir, Maharashtra, 416010', 'village_city': 'Shinganapur', 'building_name': 'Panchganaga Dairy', 'survey_or_cts_no': 'Milkat No 3949/1 Unit 2'}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Amount', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': 'NO :Plot No 8 Unit 2, Milkat No 3949/1 Unit 2, Street Name:Shinganapur to Chikhali Road ,FloorNo:0NA, Opposite Panchganaga Dairy, AP Shinganapur, Karvir,Maharashtra,416010', 'applicant_address_verbatim': '679 KUMBHAR GALLI, 0, RUNMUKTESHWAR TALIM MANDAL D WARD SHUKRAWAR PETH, DIST KOLHAPUR, Urban, kolhapur, Maharashtra, India - 416002'}live_selfie
True
0.9
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'face_visible': True, 'quality_issue': None}1984-02-06
GZHPP7034M
MEGHA RAVIRAJ PADALKAR
True
BHANUDAS NARSU KUMBHAR
raw reading (for Abhijit)
{'dob': '1984-02-06', 'pan': 'GZHPP7034M', 'name': 'MEGHA RAVIRAJ PADALKAR', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'BHANUDAS NARSU KUMBHAR', 'aadhaar_last4': None, 'quality_issue': None}1978-10-24
Raviraj Dhondiram Padalkar
pin: 416002; area: D WARD, SHUKRAWAR PETH; flat: 679; road: KUMBHAR GALLI; state: Maharashtra; building: RUNMUKTESHWAR TALIM MANDAL; district: Kolhapur; Village: Kolhapur
True
5993
raw reading (for Abhijit)
{'dob': '1978-10-24', 'pan': None, 'name': 'Raviraj Dhondiram Padalkar', 'mobile': None, 'address': {'pin': '416002', 'area': 'D WARD, SHUKRAWAR PETH', 'flat': '679', 'road': 'KUMBHAR GALLI', 'floor': None, 'state': 'Maharashtra', 'building': 'RUNMUKTESHWAR TALIM MANDAL', 'district': 'Kolhapur', 'post_office': None, 'village_city': 'Kolhapur'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '5993', 'quality_issue': None}1984-02-06
Megha Raviraj Padalkar
pin: 416002; area: D WARD, shukrawar peth; flat: 679; road: KUMBHAR GALLI; state: Maharashtra; district: Kolhapur
True
9995
raw reading (for Abhijit)
{'dob': '1984-02-06', 'pan': None, 'name': 'Megha Raviraj Padalkar', 'mobile': None, 'address': {'pin': '416002', 'area': 'D WARD, shukrawar peth', 'flat': '679', 'road': 'KUMBHAR GALLI', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': None, 'village_city': None}, 'legible': True, 'father_name': None, 'aadhaar_last4': '9995', 'quality_issue': None}bank: Union Bank of India; kind: payment_screenshot; payments: [{'utr': '662882086014', 'date': '2026-09-19', 'page': 1, 'time': '13:30', 'payee': 'EZDOCS', 'amount': 15520.0, 'direction': 'debit', 'narration': 'UPI tran
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Union Bank of India', 'kind': 'payment_screenshot', 'payments': [{'utr': '662882086014', 'date': '2026-09-19', 'page': 1, 'time': '13:30', 'payee': 'EZDOCS', 'amount': 15520.0, 'direction': 'debit', 'narration': 'UPI transaction ID 662882086014 To: EZDOCS ......3535@okbizaxis From: VEDIKA RAVIRAJ PADALKAR (Union Bank of India) ....r943@okicici on Google Pay Google transaction ID CICAgPiOkqbbLA', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'VEDIKA RAVIRAJ PADALKAR'}}PNH
efiling_copy
9992109260496
True
road: SHINGANAPUR TO CHIKHALI ROAD; unit: R H UNIT 2; floor: G+1; taluka: Karavir; numbers: [{'type': 'GAT NUMBER', 'value': '88'}, {'type': 'HISSA NO.', 'value': '14/17'}, {'type': 'Plot Number', 'value': '8'}, {'type':
HINDUJA HOUSING FINANCE LTD (205)
{'pan': 'AOOPP0002M', 'name': 'RAVIRAJ D PADALAKAR', 'address': 'Flat No:G, Floor No:G, Building Name:679 KUMBHAR GALLI, 0, RUNMUKTESHWAR TALIM MANDAL D WARD SHUKRAWAR PETH, DIST KOLHAPUR, Urban, kolhapur, Road:KOLHAPUR
Sale Deed :6983/2026 SRO KARVEER 4
2026-09-21
1700000.0
2026-09-21
raw reading (for Abhijit)
{'sro': 'PNH', 'kind': 'efiling_copy', 'token': '9992109260496', 'legible': True, 'property': {'pin': None, 'road': 'SHINGANAPUR TO CHIKHALI ROAD', 'unit': 'R H UNIT 2', 'floor': 'G+1', 'taluka': 'Karavir', 'numbers': [{'type': 'GAT NUMBER', 'value': '88'}, {'type': 'HISSA NO.', 'value': '14/17'}, {'type': 'Plot Number', 'value': '8'}, {'type': 'MILKAT NO', 'value': '3949/1'}], 'village': 'Shinganapur.', 'building': 'ROW HOUSE UNIT NO 2', 'district': 'Kolhapur', 'area_text': 'Open: 49.10 Sq.mt., Build: 80.28 Sq.mt.', 'local_body': 'SITUATED AT SHINGNAPUR TAL.-KARVEER, KOLHAPUR,', 'description': 'MOUJE SHINGNAPUR, Landmark:OPPOSITE PANCHGANAGA DAIRY', 'property_type': None}, 'mortgagee': 'HINDUJA HOUSING FINANCE LTD (205)', 'mortgagors': [{'pan': 'AOOPP0002M', 'name': 'RAVIRAJ D PADALAKAR', 'address': 'Flat No:G, Floor No:G, Building Name:679 KUMBHAR GALLI, 0 , RUNMUKTESHWAR TALIM MANDAL D WARD SHUKRAWAR PETH, DIST KOLHAPUR, Urban, kolhapur, Road:KOLHAPUR, City:KOLHAPUR, State: MAHARASHTRA, District:KOLHAPUR, Pin:416002'}, {'pan': 'GZHPP7034M', 'name': 'MEGHA RAVIRAJ PADALKAR', 'address': 'Flat No:G, Floor No:G, Building Name:679 KUMBHAR GALLI, O , RUNMUKTESHWAR TALIM MANDAL D WARD SHUKRAWAR PETH, DIST KOLHAPUR, Urban, kolhapur, Road:KOLHAPUR, City:KOLHAPUR, State: MAHARASHTRA, District:KOLHAPUR, Pin:416002'}], 'title_deed': 'Sale Deed :6983/2026 SRO KARVEER 4', 'filing_date': '2026-09-21', 'loan_amount': 1700000.0, 'date_of_mortgage': '2026-09-21'}True
PART-I : DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY
80.28
loan_ref: MH/KLP/KLPR/A000003859; customer_name: Raviraj Dhondiram Padalkar
1
taluka: Karveer; Flat no: Unit no.2; district: Kolhapur; Address: Row house Unit no.2, Gat no.88 14/17 Plot no. 8, Shingnapur, Tal.-Karveer, Dist.-Kolhapur; Village: Shingnapur; Building: Row house; survey
All that piece and parcel of the property bearing Gat no.88 14/17 Plot no. 8 its total an area admeasuring 98.20 sq.mtrs out of it half of the share means 49.10 sq.mtr upon which constructed Row house Unit no.2 having to
raw reading (for Abhijit)
{'found': True, 'found_in': 'PART-I : DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY', 'area_sq_m': 80.28, 'paper_for': {'loan_ref': 'MH/KLP/KLPR/A000003859', 'report_id': None, 'customer_name': 'Raviraj Dhondiram Padalkar'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': 'Karveer', 'flat_no': 'Unit no.2', 'district': 'Kolhapur', 'floor_no': None, 'landmark': None, 'full_address': 'Row house Unit no.2, Gat no.88 14/17 Plot no. 8, Shingnapur, Tal.-Karveer, Dist.-Kolhapur', 'village_city': 'Shingnapur', 'building_name': 'Row house', 'survey_or_cts_no': 'Gat no.88 14/17 Plot no. 8'}, 'security_address_verbatim': 'All that piece and parcel of the property bearing Gat no.88 14/17 Plot no. 8 its total an area admeasuring 98.20 sq.mtrs out of it half of the share means 49.10 sq.mtr upon which constructed Row house Unit no.2 having total super builtup area admeasuring 80.28 sq.mtr. situated at Shingnapur Tal.-Karveer, Dist.-Kolhapur'}Technical record (for Abhijit — safe to ignore)
| 53m ago | EzDocs | reader_efiling_verdict | {'fp': '2c8c4154651eda56', 'asked': True, 'findings': [{'do': 'Ask branch for MOTD or mortgage date.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is a required field and is missing from papers.', 'page': 'Start |
| 53m ago | EzDocs | reader_mail_addition | {'fp': 'e76ab9f6a93c4835', 'add': {}, 'why': 'The mail does not describe a property. It only refers to a loan case.', 'asked': True, 'quote': '', 'same_property': False} |
| 1h ago | EzDocs | reader_home_address | {'fp': 'aa2263e044375112', 'from': 'the sanction letter (SANCTION_202033MHKLPKLPRA00000385931082026130721Sanction (1))', 'home': {'pin': '416002', 'area': 'SHUKRAWAR PETH', 'flat': '679', 'road': 'KUMBHAR GALLI', 'state' |
| 16d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'DOC_130826120259_RAVIRAJPAN.jpg', 'cards': 1, 'doc_id': 'a64e6604-d18e-468f-a830-9f909f72451b', 'applied': 0} |
| 16d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'DOC_120826171426_MEGHAPAN.jpg', 'cards': 1, 'doc_id': '8f8c9e54-2f4f-4fc4-a4c7-fd0e22ba4fa1', 'applied': 0} |
| 16d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IYD_120826171152_RAVIRAJADHAR.jpg', 'cards': 1, 'doc_id': '3cbb2d1c-0753-4188-b97a-3691953566db', 'applied': 0} |
| 16d ago | EzDocs | cards_read | {'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'IYD_120826171352_MEGHAADHAR.jpg', 'cards': 1, 'doc_id': '92c87d9f-b216-47f4-a8eb-95539aa9e28d', 'applied': 0} |
| 18d ago | EzDocs | lesson456 | {'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed AOxxxxxxXM — no paper on the |
| 20d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 21d ago | EzDocs | paper_read_beside_case | {'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index |
| 21d ago | EzDocs | paper_read_beside | {'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': '_539577130826140838_Digi |
| 24d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 24d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'hhfnoifiling@gmail.com', 'subject': 'Re: PR |
| 24d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'filed |
| 24d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999210926049 |
| 25d ago | EzDocs | credit_on_another_case | {'how': 'utr', 'utr': '345994046879', 'why': 'NOI-2026-02147 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 15600.0, 'other_case': 'NOI-2026-02147'} |
| 25d ago | EzDocs | credit_on_another_case | {'how': 'utr', 'utr': '345994046879', 'why': 'NOI-2026-02147 has a receipt naming this same credit (the same UTR) — a person must say whose money it is', 'amount': 15600, 'other_case': 'NOI-2026-02147'} |
| 25d ago | EzDocs | sms_matched_late | {'ref': '345994046879', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 15600.0, 'method': 'amount |
| 25d ago | EzDocs | payment_verified | {'utr': '345994046879', 'why': "paid ₹15,600, ₹59 MORE than our ask of ₹15,541 — the branch's own working; paid in full, nothing to chase (the excess stays on record)", 'delta': 59.37, 'method': 'amount_over_small+payee_ |
| 25d ago | EzDocs | receivable_snapshot | {'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's |
| 26d ago | EzDocs | efiling_copy_read | {'why': "the filed notice, read back as we's own e-filing sample for the bank", 'file': 'eFilingDoc9992109260496.pdf', 'token': '9992109260496', 'doc_id': '3e9e748c-e444-42c1-b7f1-f5ef0cd30ab8', 'mortgagors': 2} |
| 26d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'filed |
| 26d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'eFilingDoc999210926 |
| 26d ago | EzDocs | trail_read | {'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'challan', 'challan_shared', 'filed |
| 26d ago | EzDocs | draft_found_on_case | {'now': 'DRAFT_SHARED', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 'R |
| 26d ago | EzDocs | quoted_history_checked | {} |
| 26d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 26d ago | EzDocs | title_doc_on_case_filing_open | {'was': 'BANK', 'why': "the branch's title document is on the case — the filing is the NOI team's move", 'file': 'WhatsApp Image 2026-09-21 at 2.38.51 PM.jpeg', 'kind': 'index2'} |
| 26d ago | EzDocs | claim_inside_desk_buffer | {'gap': 20.63, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th |
| 26d ago | EzDocs | expectation_recorded_silently | {'why': ': the loan amount was read from the letter inside a bundle', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 15540.63, 'loan_amount': 17 |