silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-02001

PRATHMESH DEEPAK KASHID

PNB_HFLLAN HOU/KOP/0826/5189467 Index II pending · with the government SHORT ₹60.49 Send the draft 1All documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
8 of 8 in hand.
the challan is done — these are for the IGR filing / KYC
✓Selfie / photoopen
✓Payment screenshot — SHORT ₹60.49 (shows ₹17,400 of ₹17,460.49)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓PAN card — inside SKM_226i26091818130.pdfopen
✓Aadhaar card — inside SKM_226i26091818130.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Payment SHORT by ₹60.49 (₹17,400 of ₹17,460.49).
  • Money received is short — ₹60.49 still to come.
  • The work is done — our fee of ₹17,460.49 is still not in our account. Chase the branch for it.
MoneyLess money came
₹17,400of ₹17,460.49CASE MARK
₹60.49 of our ask has not arrived yet.
₹17,400 receivedthe receipt's amount and minute agree
Ask for the exact ₹17,460.49. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%5,870
Registration fee 0.5%9,770
Government handling320
Our service fee1,500.49
Total we ask for17,460.49
Screenshot ₹17,400. Case needs ₹17,460.49. SHORT by ₹60.49. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹24 below the real calculation of ₹17,424 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
paid 18 Sep 17:51:31
How we know
Our own bank told us — 18 Sep 17:51
₹17,400 · UTR 626122181894 · from VM-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.17400.00 18-09-2026 17:51:31 by PRATHMES thru UPI . Aval Bal Rs.538551.45 CR. (UPI Ref ID:626122181894) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit
₹17,400 of ₹17,460.49 came — your call, on the record, and on the bank’s window too.
By law ₹17,444. We ask ₹17,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹17,424 — accept as full (₹36.49 = our margin).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 56 minour time · 18 Sep 19:17
Index II —not yet
the NOI team 23 d 22 hthe branch 20 minthe SRO 1 d 7 htotal 25 d 6 h so far
Now with the SRO — waiting for the SRO's Index II
since 12 Oct 16:59 — 1 d 7 h of working time
Day by day — every step and who held it
18 Sep 18:20Your branch's mail
18 Sep 18:20Payment landedat once
18 Sep 18:31Fee quoted+11 min · the NOI team
18 Sep 18:31Papers readat once
18 Sep 18:31Property readat once
18 Sep 19:17Challan made+45 min · the NOI team
12 Oct 16:40Papers read+23 d 21 h · the NOI team
12 Oct 16:59Papers from your branch+20 min · the branch
Case facts
Bank
PNB_HFL
Loan amount
₹19,53,000
Loan account no.
HOU/KOP/0826/5189467
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
✓ The papers agree — compared: the sanction letter, the Index II. No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has provided all the necessary documents and the Index II. The team has shared the challan and the e-filing copy. The case is now waiting for the government's Index II.
the trail says the next move is with the branch — the government's Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-09-18) “Payment details Attached”
✓ challan made — done, mail 5 (2026-09-18) “Team, PFA challan for your reference..”
✓ challan shared — done, mail 5 (2026-09-18) “Team, PFA challan for your reference..”
✓ Index II asked for — done, mail 2 (2026-09-18) “For NOI filing, We need an index 2 copy.”
✓ Index II / sale deed sent by the branch — done, mail 6 the sentence it relies on is not in that mail — not counted
✓ e-filing copy shared — done, mail 3 (2026-09-18) “PFA: Downloaded e-filing for your reference..”
read over 6 mail(s), last mail 2026-10-12 · read 1d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010443128202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: HOU/KOP/0826/5189467) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 19 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
SS sambhaji.shelake@phfl.com phfl.com
18 Sep, 18:20 · 25d ago
THE FIRST MAIL — how this case began
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID
Dear Team,

KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5

Customer namePRATHMESH DEEPAK KASHID
Loan account (LAN)HOU/KOP/0826/5189467
Loan amount₹19,53,000
Stamp duty 0.30%₹5,859
Registration fee 0.50%₹9,765
Service / vendor fees₹1,800
Total₹17,424
  • ✓ Sanction Letter — attached
  • ✓ Applicant and Co App Aadhar Card — attached
  • ✓ Applicant and Co App Pan Card — attached
  • ✓ Index II Copy — attached
  • ✓ Soft copy of Photograph — attached
  • ✓ Payment details — attached

SRO No

Kavan 2

🤖 read: asks for the challan; says the fee is paid ₹17,424 ✓; documents attached — “KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5”
6 more mails in between — open
OL The NOI teamTYPED IN GMAIL
18 Sep, 18:57 · 25d ago

Team

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below
On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com> wrote: Dear Team, KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 *Customer Name* PRATHMESH DEEPAK KASHID ​ *Lan No* HOU/KOP/0826/5189467 *Loan Amount* 1953000/- *LOAN AMOUNT* 1953000/- *0.3%* 5859/- *0.5%* 9765/- *FEES* 1800/- *TOTAL* 17424/- **Sanction Letter* Attached **Applicant and Co App Aadhar Card* Attached **Applicant and Co App Pan Card* Attached **Index II Copy* Attached **Soft copy of Photograph* Attached **Payment details* Attached *SRO No* Kavan 2 ​
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
18 Sep, 19:18 · 25d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com> wrote: > Dear Team, > > KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 > *Customer Name* > > PRATHMESH DEEPAK KASHID > > ​ > *Lan No* > > HOU/KOP/0826/5189467 > > *Loan Amount* > 1953000/- > > > *LOAN AMOUNT* > 1953000/- > *0.3%* > > 5859/- > *0.5%* > > 9765/- > *FEES* > > 1800/- > *TOTAL* > 17424/- > > > > > **Sanction Letter* > > Attached > **Applicant and Co App Aadhar Card* > > Attached > **Applicant and Co App Pan Card* > > Attached > **Index II Copy* > Attached > **Soft copy of Photograph* > > Attached > **Payment details* > > Attached > > > *SRO No* > Kavan 2 > > > > > ​ > >
🤖 read: NOI filed on IGR ✓; e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
18 Sep, 19:19 · 25d ago

TEAM,

PFA: Downloaded e-filing for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974 <(809)%20724-4974>*

On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com> wrote: > Dear Team, > > KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 > *Customer Name* > > PRATHMESH DEEPAK KASHID > > ​ > *Lan No* > > HOU/KOP/0826/5189467 > > *Loan Amount* > 1953000/- > > > *LOAN AMOUNT* > 1953000/- > *0.3%* > > 5859/- > *0.5%* > > 9765/- > *FEES* > > 1800/- > *TOTAL* > 17424/- > > > > > **Sanction Letter* > > Attached > **Applicant and Co App Aadhar Card* > > Attached > **Applicant and Co App Pan Card* > > Attached > **Index II Copy* > Attached > **Soft copy of Photograph* > > Attached > **Payment details* > > Attached > > > *SRO No* > Kavan 2 > > > > > ​ > >
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
18 Sep, 19:40 · 25d ago

Team,

PFA challan for your reference..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 18 Sept 2026 at 19:19, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Team > > We acknowledge the receipt of your mail documents and payment. We will > initiate the challan for the same. For NOI filing, We need an index 2 copy. > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > > On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < > sambhaji.shelake@phfl.com> wrote: > >> Dear Team, >> >> KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 >> *Customer Name* >> >> PRATHMESH DEEPAK KASHID >> >> ​ >> *Lan No* >> >> HOU/KOP/0826/5189467 >> >> *Loan Amount* >> 1953000/- >> >> >> *LOAN AMOUNT* >> 1953000/- >> *0.3%* >> >> 5859/- >> *0.5%* >> >> 9765/- >> *FEES* >> >> 1800/- >> *TOTAL* >> 17424/- >> >> >> >> >> **Sanction Letter* >> >> Attached >> **Applicant and Co App Aadhar Card* >> >> Attached >> **Applicant and Co App Pan Card* >> >> Attached >> **Index II Copy* >> Attached >> **Soft copy of Photograph* >> >> Attached >> **Payment details* >> >> Attached >> >> >> *SRO No* >> Kavan 2 >> >> >> >> >> ​ >> >>
🤖 read: challan shared ✓ — “PFA challan for your reference..”
NP nikhil.patil@phfl.com phfl.com
12 Oct, 16:59 · 1d ago
Re[2]: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID
DEAR TEAM,

PFA

SALE DEED INDEX II

Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 19:41 To: Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ) Cc: Sandeep Karade ( sandeep.karade@pnbhousing.com ), Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Manjeet Sangat ( manjeet.sangat@pnbhousing.com ) Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Fri, 18 Sept 2026 at 19:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name PRATHMESH DEEPAK KASHID ​ Lan No HOU/KOP/0826/5189467 Loan Amount 1953000/- LOAN AMOUNT 1953000 /- 0.3% 5859/- 0.5% 9765/- FEES 1800/- TOTAL 17424/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy Attached *Soft copy of Photograph Attached *Payment details Attached SRO No Kavan 2 ​
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
12 Oct, 20:04 · 1d ago

Team

we will process the NOI for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 16:40, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote: DEAR TEAM, PFA SALE DEED INDEX II Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 19:41 To: Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ) Cc: Sandeep Karade ( sandeep.karade@pnbhousing.com ), Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Manjeet Sangat ( manjeet.sangat@pnbhousing.com ) Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 19:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name PRATHMESH DEEPAK KASHID ​ Lan No HOU/KOP/0826/5189467 Loan Amount 1953000/- LOAN AMOUNT 1953000 /- 0.3% 5859/- 0.5% 9765/- FEES 1800/- TOTAL 17424/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy Attached *Soft copy of Photograph Attached *Payment details Attached SRO No Kavan 2 ​
🤖 read: The team will process the NOI.
OL The NOI teamTYPED IN GMAIL
13 Oct, 16:17 · 8h ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 12 Oct 2026 at 20:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 16:40, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote: DEAR TEAM, PFA SALE DEED INDEX II Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 19:41 To: Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ) Cc: Sandeep Karade ( sandeep.karade@pnbhousing.com ), Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Manjeet Sangat ( manjeet.sangat@pnbhousing.com ) Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 19:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name PRATHMESH DEEPAK KASHID ​ Lan No HOU/KOP/0826/5189467 Loan Amount 1953000/- LOAN AMOUNT 1953000 /- 0.3% 5859/- 0.5% 9765/- FEES 1800/- TOTAL 17424/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy Attached *Soft copy of Photograph Attached *Payment details Attached SRO No Kavan 2 ​
🤖 read: The NOI team is sending a mail with attachments.
OL The NOI teamTYPED IN GMAIL
13 Oct, 16:19 · 8h ago
Regards,NOI Coordinator (PNB)

ThinkBigz

M:-8097244974

earlier mails quoted below
On Mon, 12 Oct 2026 at 20:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team we will process the NOI for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 16:40, Nikhil Sanjay Patil < nikhil.patil@phfl.com > wrote: DEAR TEAM, PFA SALE DEED INDEX II Thanks & Regards, Nikhil Sanjay Patil, Branch Operations executive, 401/402, 4th Floor, Matoshri Plaza, Venus Corner, Shahupuri, Kolhapur 416 001 PNB Housing Finance Limited Toll Free: 1800 120 8800 Website- www.pnbhousing.com From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 09/18/26 19:41 To: Sambhaji Bhimrao Shelake ( sambhaji.shelake@phfl.com ) Cc: Sandeep Karade ( sandeep.karade@pnbhousing.com ), Nikhil Sanjay Patil ( nikhil.patil@phfl.com ), Shambhavi Tandale ( shambhavi.tandale@pnbhousing.com ), Manjeet Sangat ( manjeet.sangat@pnbhousing.com ) Subject: Re: KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5-HOU/KOP/0826/5189467 PRATHMESH DEEPAK KASHID Exercise Secured by Check Point Team, PFA challan for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 19:19, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: TEAM, PFA: Downloaded e-filing for your reference.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:57, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 18 Sept 2026 at 18:31, Sambhaji Bhimrao Shelake < sambhaji.shelake@phfl.com > wrote: Dear Team, KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 Customer Name PRATHMESH DEEPAK KASHID ​ Lan No HOU/KOP/0826/5189467 Loan Amount 1953000/- LOAN AMOUNT 1953000 /- 0.3% 5859/- 0.5% 9765/- FEES 1800/- TOTAL 17424/- *Sanction Letter Attached *Applicant and Co App Aadhar Card Attached *Applicant and Co App Pan Card Attached *Index II Copy Attached *Soft copy of Photograph Attached *Payment details Attached SRO No Kavan 2 ​
🤖 read: The NOI team is sending a mail with attachments.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo IMG-20260918-WA0074.jpg
filed 25d ago
Selfie / photo IMG-20260918-WA0075.jpg
filed 25d ago
Payment screenshot IMG-20260918-WA0076.jpg
filed 25d ago
Sanction letter+ PAN card inside+ Aadhaar card inside SKM_226i26091818130.pdf
filed 25d ago
Paid challan (GRAS) PRATHMESH DEEPAK KASHID EchallanMH010443128202627E.pdf
filed 25d ago
Other image002.jpg
filed 1d ago
Other image010.jpg
filed 1d ago
Index IIthe branch sent this — an input sale deed index II (17).pdf
filed 1d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹17,460.49
Where it stands
SHORT — less arrived than needed
Screenshot claims
₹17,400 626122181894
Screenshot ₹17,400. Case needs ₹17,460.49. SHORT by ₹60.49. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹24 below the real calculation of ₹17,424 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
18 Sep 17:51:31
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,870₹9,770₹320 ₹1,500₹17,460
By law ₹17,444. We ask ₹17,460 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

41 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Road, Floor, Title deed held by the bank (Agreement to Sale / Sale Deed …), E-mail (person 1)
6 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Second number, Property type (Open / Building / Open + Building), Floor (person 1), Area / sector (person 1), Building (person 2), Floor (person 2)
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
⚠ building still in Marathi — the portal wants English. Press Re-read in English now below — it runs in seconds; anything still empty or wrong goes to Abhijit. Nothing files until a person verifies the property.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (sale deed index II (17).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
empty
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
इतर वर्णनः, इतर माहितीः, इतर माहितीः तहसील करवीर मधील मौजे वाशी ता. करवीर जि. कोल्हापूर या गावचे ग्रामपंचायत हद्दीतील रि.स.नं. 11/4/प्लॉट नं./1/ब याचे बिनशेती क्षेत्र 4.53.37 आर चौ.मी. म्हणजेच 453.37 चौ.मी या मिळकतीमधील खरेदी देणार यांचे मालकीचा प्लॉट नं. 4 याचे क्षेत्र 70.48 चौ. मी हि खुली जागा व त्यावरील मंजूर नकाशाप्रमाणे आर.सी.सी बांधकाम क्षेत्र 51.76 चौ. मी विल्टअप हि संपूर्ण निवामी रो-हाऊस युनिट मिळकत याचा ग्रामपंचायत असेसमेंट मिळकत नं. 2222 असा आहे. ( (Survey Number: 11/4/प्लॉटनं/1/ब;)) स्थानिक स्वराज्य संम्थाः कोल्हापूर
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
SKM_226i26091818130.pdf
the address
{'PIN': '416012', 'AREA': NONE, 'FLAT': '1220 A WARD', 'ROAD': 'SHIVAJI PETH', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'BALBHIM BANK SAMOR', 'DISTRICT': 'KOLHAPUR', 'POST_OFFICE': NONE, 'VILLAGE_CITY': 'KARVIR'}
the Index II
sale deed index II (17).pdf
the property
itara varnanah, itara maahitih, itara maahitih tahasila karavira madhila mauje vaashi taa. karavira ji. kolhaapura yaa gaavache graamapanchaayata hadditila ri.sa.nan. 11/4/plota nan./1/ba yaache binasheti kshetra 4.53.37 aara chau.mi. mhanajecha 453.37 chau.mi yaa milakatimadhila kharedi denaara yaanche maalakichaa plota nan. 4 yaache kshetra 70.48 chau. mi hi khuli jaagaa va tyaavarila manjura nakaashaapramaane aara.si.si baandhakaama kshetra 51.76 chau. mi viltaapa hi sampurna nivaami ro-haausa yunita milakata yaachaa graamapanchaayata asesamenta milakata nan. 2222 asaa aahe. ( (SURVEY NUMBER: 11/4/plotanan/1/ba;)) sthaanika svaraajya sammthaah kolhaapura
PIN
I CANNOT TELL
THE CHALLAN, as it will be typed
Flat/Survey Number
RS NO 11/4 PLOT NO 11/4/1/B/4 MOUJE WASHI KOLHAPUR MAHARASHTRA
Locality/Road
Area/City
KOLHAPUR
check or correct a box, the papers beside it →
the Index II also prints: /1/BA, 11/4/PLOTA, 11/4/PLOTANAN/1/BA, 2222, 37, 4, 453, 48, AAHE, AARA, ASAA, ASESAMENTA, BAANDHAKAAMA, BINASHETI, CANNOT, CHAU, DENAARA, GAAVACHE
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorJYOTI DEEPAK KASHIDEHKPK8793P…1384
mortgagorPRATHMESH DEEPAK KASHIDHJIPK5250G…4592

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chasesambhaji.shelake@phfl.com 25d ago
Index II chasesambhaji.shelake@phfl.com 22d ago
Index II chasesambhaji.shelake@phfl.com 19d ago
Index II chasesambhaji.shelake@phfl.com 15d ago
Index II chasesambhaji.shelake@phfl.com 12d ago
Index II chasesambhaji.shelake@phfl.com 8d ago
Index II chasesambhaji.shelake@phfl.com 5d ago
What the engine read from each document — check anything marked in red
Selfie / photo IMG-20260918-WA0074.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Selfie / photo IMG-20260918-WA0075.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Payment screenshot IMG-20260918-WA0076.jpg needs your check
utr
626122181894
time
17:51
amount
17400
method
UPI
payee upi
9892834356m@pnb
payer upi
xxxxxx1325@superyes
payee name
THINKBIGZ INITIATIVE PRIVATE LIMITED
payer name
PRATHMESH DEEPAK KASHID
raw reading (for Abhijit)
{'utr': '626122181894', 'date': None, 'time': '17:51', 'amount': 17400, 'method': 'UPI', 'payee_upi': '9892834356m@pnb', 'payer_upi': 'xxxxxx1325@superyes', 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': 'PRATHMESH DEEPAK KASHID', 'debit_notification_text': None}
Sanction letter SKM_226i26091818130.pdf needs your check
lan
HOU/KOP/0826/5189467
legible
True
borrowers
{'name': 'PRATHMESH DEEPAK KASHID', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI DEEPAK KASHID', 'role': 'applicant', 'label': 'Applicant'}
loan type
Housing Loan
confidence
1
loan amount
1860000
final amount
1953000
interest rate
8.1
sanction date
06-Aug-2026
letter version
4
applicant email
kashidprathmeshdeepak@gmail.com
applicant names
PRATHMESH DEEPAK KASHID, JYOTI DEEPAK KASHID
applicant mobile
9130851325
property address
pin: 416011; state: MAHARASHTRA; district: Kolhapur; full_address: RS NO 11/4, PLOT NO 11/4/1/B/4, MOUJE WASHI, Kolhapur, MAHARASHTRA, India, 416011; village_city: MOUJE WASHI; survey_or_cts_no: RS NO 11/4, PLOT NO 11/4/
insurance premium
93000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
1953000
security address verbatim
RS NO 11/4, PLOT NO 11/4/1/B/4, -, -, MOUJE WASHI, -, Kolhapur, -, Kolhapur, MAHARASHTRA, India, 416011
applicant address verbatim
R. S. NO. 777/1 PAIKI PLOT NO 7, GURUPRASAD NAGAR CHAVHAN MALA, KALAMBA KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416007, Kolhapur, India
raw reading (for Abhijit)
{'lan': 'HOU/KOP/0826/5189467', 'legible': True, 'borrowers': [{'name': 'PRATHMESH DEEPAK KASHID', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'JYOTI DEEPAK KASHID', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1860000, 'final_amount': 1953000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '06-Aug-2026', 'letter_version': '4', 'applicant_email': 'kashidprathmeshdeepak@gmail.com', 'applicant_names': ['PRATHMESH DEEPAK KASHID', 'JYOTI DEEPAK KASHID'], 'applicant_mobile': '9130851325', 'property_address': {'pin': '416011', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': None, 'full_address': 'RS NO 11/4, PLOT NO 11/4/1/B/4, MOUJE WASHI, Kolhapur, MAHARASHTRA, India, 416011', 'village_city': 'MOUJE WASHI', 'building_name': None, 'survey_or_cts_no': 'RS NO 11/4, PLOT NO 11/4/1/B/4'}, 'insurance_premium': 93000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 1953000, 'security_address_verbatim': 'RS NO 11/4, PLOT NO 11/4/1/B/4, -, -, MOUJE WASHI, -, Kolhapur, -, Kolhapur, MAHARASHTRA, India, 416011', 'applicant_address_verbatim': 'R. S. NO. 777/1 PAIKI PLOT NO 7, GURUPRASAD NAGAR CHAVHAN MALA, KALAMBA KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416007, Kolhapur, India'}
Sanction letter SKM_226i26091818130.pdf needs your check
pan
HJIPK5250G
name
PRATHMESH DEEPAK KASHID
address
pin: 416012; area: shivaji peth; flat: 1220 A ward; road: ubha maruti Chowk; state: Maharashtra; district: Kolhapur; post_office: Kolhapur City; village_city: Kolhapur City
legible
True
aadhaar last4
4592
raw reading (for Abhijit)
{'dob': None, 'pan': 'HJIPK5250G', 'name': 'PRATHMESH DEEPAK KASHID', 'mobile': None, 'address': {'pin': '416012', 'area': 'shivaji peth', 'flat': '1220 A ward', 'road': 'ubha maruti Chowk', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Kolhapur City', 'village_city': 'Kolhapur City'}, 'legible': True, 'aadhaar_last4': '4592', 'quality_issue': None}
Sanction letter SKM_226i26091818130.pdf needs your check
pan
HJIPK5250G
name
PRATHMESH DEEPAK KASHID
address
pin: 416012; area: Shivaji Peth; flat: 1220 A ward; road: Ubha Maruti Chowk; state: Maharashtra; district: Kolhapur; post_office: Kolhapur; village_city: Kolhapur City
legible
True
aadhaar last4
4592
raw reading (for Abhijit)
{'dob': None, 'pan': 'HJIPK5250G', 'name': 'PRATHMESH DEEPAK KASHID', 'mobile': None, 'address': {'pin': '416012', 'area': 'Shivaji Peth', 'flat': '1220 A ward', 'road': 'Ubha Maruti Chowk', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Kolhapur', 'village_city': 'Kolhapur City'}, 'legible': True, 'aadhaar_last4': '4592', 'quality_issue': None}
Payment screenshot IMG-20260918-WA0076.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '626122181894', 'date': None, 'page': 1, 'time': '17:51', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 17400.0, 'direction': 'debit', 'narration': 'THINKBIGZ INI
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '626122181894', 'date': None, 'page': 1, 'time': '17:51', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 17400.0, 'direction': 'debit', 'narration': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'PRATHMESH DEEPAK KASHID'}}
Paid challan (GRAS) PRATHMESH DEEPAK KASHID EchallanMH010443128202627E.pdf needs your check
grn
MH010443128202627E
pin
416011
total
15640
article
6(1)
defaced
False
bank cin
03006172026091801171
district
KOLHAPUR
area city
KOLHAPUR
payer pan
HJIXXXXXXG
flat block
PLOT NO 11/4/1/B/4, RS NO 11/4, MOUJE
payer name
PRATHMESH DEEPAK KASHID
sro office
KRV2_KARVEER NO 2 JT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1953000
scheme rows
{'amount': 5870, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9770, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX1325
payment date
18/09/2026-19:17:21
road locality
KOLHAPUR, MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
1953000
raw reading (for Abhijit)
{'grn': 'MH010443128202627E', 'pin': '416011', 'total': 15640, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026091801171', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'HJIXXXXXXG', 'flat_block': 'PLOT NO 11/4/1/B/4, RS NO 11/4, MOUJE', 'payer_name': 'PRATHMESH DEEPAK KASHID', 'sro_office': 'KRV2_KARVEER NO 2 JT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=1953000', 'scheme_rows': [{'amount': 5870, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 9770, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX1325', 'payment_date': '18/09/2026-19:17:21', 'road_locality': 'KOLHAPUR, MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '1953000'}
Sanction letter SKM_226i26091818130.pdf needs your check
dob
2000-01-13
pan
HJIPK5250G
name
PRATHMESH DEEPAK KASHID
page
2
legible
True
card kind
pan
father name
DEEPAK DINKAR KASHID
card of many
1
raw reading (for Abhijit)
{'dob': '2000-01-13', 'pan': 'HJIPK5250G', 'name': 'PRATHMESH DEEPAK KASHID', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'DEEPAK DINKAR KASHID', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter SKM_226i26091818130.pdf needs your check
dob
2000-04-13
name
PRATHMESH DEEPAK KASHID
page
3
address
pin: 416012; flat: 1220 A ward; road: ubha maruti Chowk, shivaji peth; state: Maharashtra; district: Kolhapur; post_office: Kolhapur; village_city: Kolhapur City
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
4592
raw reading (for Abhijit)
{'dob': '2000-04-13', 'pan': None, 'name': 'PRATHMESH DEEPAK KASHID', 'page': 3, 'mobile': None, 'address': {'pin': '416012', 'area': None, 'flat': '1220 A ward', 'road': 'ubha maruti Chowk, shivaji peth', 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Kolhapur', 'post_office': 'Kolhapur', 'village_city': 'Kolhapur City'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '4592', 'quality_issue': None}
Sanction letter SKM_226i26091818130.pdf needs your check
dob
1981-08-01
pan
EHKPK8793P
name
JYOTI DEEPAK KASHID
page
4
legible
True
card kind
pan
father name
KERABA GANPATI TAWAR
card of many
3
raw reading (for Abhijit)
{'dob': '1981-08-01', 'pan': 'EHKPK8793P', 'name': 'JYOTI DEEPAK KASHID', 'page': 4, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'KERABA GANPATI TAWAR', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter SKM_226i26091818130.pdf needs your check
dob
1981-08-01
name
JYOTI DEEPAK KASHID
page
5
mobile
9921573451
address
pin: 416012; flat: 1220 A ward; road: Shivaji peth; state: Maharashtra; building: Balbhim Bank samor; district: Kolhapur; village_city: Karvir
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
1384
raw reading (for Abhijit)
{'dob': '1981-08-01', 'pan': None, 'name': 'JYOTI DEEPAK KASHID', 'page': 5, 'mobile': '9921573451', 'address': {'pin': '416012', 'area': None, 'flat': '1220 A ward', 'road': 'Shivaji peth', 'floor': None, 'state': 'Maharashtra', 'building': 'Balbhim Bank samor', 'district': 'Kolhapur', 'post_office': None, 'village_city': 'Karvir'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '1384', 'quality_issue': None}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image010.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Index II sale deed index II (17).pdf needs your check
kind
index2_input
extracted
pin: I CANNOT TELL; rows: {'r4_palika': 'कोल्हापूर (जिल्हा परिपद)', 'r11_serial': 'कवन 1-8346-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': 'I CANNOT TELL', 'rows': {'r4_palika': 'कोल्हापूर (जिल्हा परिपद)', 'r11_serial': 'कवन 1-8346-2026', 'r14_remark': 'मुद्रांक शुल्क आकारताना निवडलेला अनुच्छेदः- (25-b) Immovable Property ==> (ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995. मुल्यांकनासाठी विचारात घेतलेला तपशीलः- मुल्यांकनाची आवश्यकता नाही कारण स्तप्रकारनुसार आवश्यक नाही कारणाचा तपशील स्तप्रकारनुसार आवश्यक नाही', 'r4_locality': 'I CANNOT TELL', 'r5_area_text': '1) 0.7048 आर.चौ.मीटर', 'r7_executants': [{'age': '46', 'pan': 'ECUXXXXX2G', 'name': 'राणी रमेश पाटील', 'address': 'प्लॉट नं: 0, माळा नं: 0, इमारतीचे नावः ब्लॉक नंः रोड नंः रा.मु.येवती पो. म्हाळुंगे ता. करवीर जि. कोल्हापूर, महाराष्ट्र, क्रॉळूः आपुर, मोबाईल क्र: 963XXXXX63 पिन:- 416003'}], 'r8_purchasers': [{'age': '45', 'pan': 'EHKXXXXX3P', 'name': 'ज्योती दिपक काशीद', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः, ब्लॉक नंः, रोड नंः रा.1220 ए वॉर्ड उभा मारुती चौक शिवाजी पेठ कोल्हापूर, महाराष्ट्र, क़ॉळः आपूर. पिनः- 416012'}, {'age': '26', 'pan': 'HJIXXXXX0G', 'name': 'प्रथमेश दिपक काशीद', 'address': 'प्लॉट नंः 0, माळा नंः 0, इमारतीचे नावः ब्लॉक नंः, रोड नंः रा.1220 ए वॉर्ड उभा मारुती चौक शिवाजी पेठ कोल्हापूर, महाराष्ट्र, क़ॉळः आपूर, पिनः- 416012'}], 'r12_stamp_duty': 114000, 'r3_market_value': 1600000, 'r1_document_type': 'मालमत्ता तपशील/वर्णन', 'r2_consideration': 1900000, 'r9_execution_date': '08-10-2026', 'r13_registration_fee': 19000, 'r10_registration_date': '08-10-2026'}, 'doc_no': 'KRV1-8346-2026', 'village': 'वाशी', 'doc_kind': 'सूची क्र. २', 'doc_year': '2026', 'sro_name': 'मह दु.नि.करवीर 1', 'area_text': '0.7048 आर.चौ.मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 19000, 'header_sro': 'मह दु.नि.करवीर 1', 'mortgagors': ['राणी रमेश पाटील'], 'stamp_duty': 114000, 'filing_date': '2026-10-08', 'loan_amount': 1900000, 'token_number': 'I CANNOT TELL', 'prop
Other image010.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image002.jpg needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Technical record (for Abhijit — safe to ignore)
1h agoezdocs:readerreader_efiling_verdict{'fp': '6afa75db75e4b647', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is
1h agoezdocs:readerreader_mail_addition{'fp': '6783670f9b442237', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
1d agosystem:paymentshidden_payment_scan{'file': 'image002.jpg', 'kind': None, 'found': 0, 'doc_id': 'a5ac8ed1-cb51-4eae-8dfb-b0bbe11d0d36', 'fetched': True}
1d agosystem:paymentshidden_payment_scan{'file': 'image010.jpg', 'kind': None, 'found': 0, 'doc_id': '536cb4f1-b7b4-4365-9bc3-ab889d182aa6', 'fetched': True}
1d agosystem:ingesttrail_read{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
1d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['sale deed index II (17).pdf', 'SKM_226i26091818130.pdf'], 'after': {'from': 'sale deed index II (17).pdf', 'addresses': {'people': [['PRATHMESH DEEPAK KASHID', [['index2', '
1d agosystem:extractchallan_boxes_composed{'fp': 'faf82d0693b215a2', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 4 SURVEY NO 11/4 PLOT NO
1d agosystem:extractboxes_gathered{'how': 'uri', 'why': 'new mail', 'docs': ['sale deed index II (17).pdf', 'SKM_226i26091818130.pdf'], 'kept': ['building_name'], 'after': {'from': 'sale deed index II (17).pdf', 'addresses': {'people': [['PRATHMESH DEEPA
1d agosystem:extractaddress_compared{'sig': 'dde969f3d67c26f2', 'why': 'after gather', 'people': [{'home': '1220 A ward, 12th, 1220 A ward, ubha maruti Chowk, shivaji peth, Kolhapur City, Kolhapur, 416012', 'person': 'PRATHMESH DEEPAK KASHID', 'against': [
1d agosystem:extractchallan_boxes_by_rules{'fp': '4c1c0ad41017609e', 'why': 'box 1 lost a number the case holds (4)', 'anew': 'first'}
1d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': "The source mentions 'निवामी रो-हाऊस युनिट' (residential r
1d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'sale deed index II (17).pdf', 'changed': {'attr2_value': {'was': '1/B, 4',
1d agosystem:extractindex2_people_checked{'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c591', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'JYOTI DEEPAK KASHID', 'pan_agrees': False}, {'score': 0.98, 'person': 'PRATHMESH DEEPAK KASHID', 'pan_agrees': False}
1d agosystem:extractproperty_numbers_completed{'now': {'attr2_value': '1/B, 4'}, 'was': {'attr2_value': '1/B'}, 'why': "the property's own words print more numbers of this kind than the box held; the box takes every one, in the paper's order — the challan and the e-
1d agosystem:ingestdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 18.4, 'workers': 3}
1d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': "The source mentions 'निवामी रो-हाऊस युनिट' (residential r
1d agosystem:extractproperty_self_check{'ok': False, 'why': "EzDocs judged every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Flat / shop no', '
1d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'sale deed index II (17).pdf', 'changed': {}, 'village': 'वाशी'}
1d agosystem:extractindex2_people_checked{'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c591', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'JYOTI DEEPAK KASHID', 'pan_agrees': False}, {'score': 0.98, 'person': 'PRATHMESH DEEPAK KASHID', 'pan_agrees': False}
1d agosystem:extractproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'sale deed index II (17).pdf', 'changed': {'taluka': {'was': None, 'index2'
1d agosystem:extractindex2_people_checked{'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c591', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'JYOTI DEEPAK KASHID', 'pan_agrees': False}, {'score': 0.98, 'person': 'PRATHMESH DEEPAK KASHID', 'pan_agrees': False}
1d agosystem:extractproperty_english_extracted{'note': '', 'village': 'Washi', 'building': None, 'specific_unit_found': True}
1d agosystem:extractindex2_people_checked{'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c591', 'differs': 2, 'matched': [{'score': 1.0, 'person': 'JYOTI DEEPAK KASHID', 'pan_agrees': False}, {'score': 0.98, 'person': 'PRATHMESH DEEPAK KASHID', 'pan_agrees': False}
1d agosystem:extractindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c59
1d agosystem:extractindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': 'ff63505b-c71d-4fa3-bbe9-f964ef88c59
1d agosystem:ingestindex2_input_received{'file': 'sale deed index II (17).pdf'}

Case diary the case’s history — what happened, newest day first

Papers
All 5 in hand
Nothing more to ask the branch for
Money
SHORT — ₹17,400 of ₹17,460.49 received
₹60.49 still to come before the challan.
Challan & filing
Index II pending
Waiting on the government.
Next — whose move
The government
Index II
Needs your eyes: Payment SHORT by ₹60.49 (₹17,400 of ₹17,460.49). Money received is short — ₹60.49 still to come. The work is done — our fee of ₹17,460.49 is still not in our account. Chase the branch for it.
Yesterday · 13 Oct2 things
reader efiling verdict — by ezdocs:reader
23:49
reader mail addition — by ezdocs:reader
23:49
12 Oct29 things — 3 documents received · 26 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
17:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:55
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:50
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:46
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:41
boxes gathered
16:41
challan boxes composed
16:41
boxes gathered
16:41
address compared
16:41
challan boxes by rules
16:41
property self check
16:40
property from index2
16:40
index2 people checked
16:40
property numbers completed
16:40
documents read together
16:40
property self check
16:40
property self check
16:40
property from index2
16:40
index2 people checked
16:40
property from index2
16:40
index2 people checked
16:40
property english extracted
16:40
index2 people checked
16:40
index2 pan differs
16:40
index2 pan differs
16:40
Index II (title document) received from the branch
16:40
Received: Index II
sale deed index II (17).pdf
16:40
Received: other
image010.jpg
16:40
Received: other
image002.jpg
16:40
8 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
An old draft withdrew itself — its asks were already answered
10:00
5 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
An old draft withdrew itself — its asks were already answered
10:00
1 Oct8 things — 1 letter written · 7 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
An old draft withdrew itself — its asks were already answered
10:00
cards read
06:46
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
06:46
card mobile not taken
06:46
kyc address read
06:46
Co-applicant added
06:46
kyc address read
06:46
28 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
24 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02001 | HOU/KOP/0826/5189467
10:00
18 Sep46 things — 5 documents received · 3 letters written · 1 caution · 37 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:50
desk documents backfill
19:46
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:33
desk documents backfill
19:26
An old draft withdrew itself — its asks were already answered
19:19
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
19:19
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
19:19
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
19:19
Challan re-read against the case — matches exactly
19:19
challan extracted
19:19
Received: Challan
PRATHMESH DEEPAK KASHID EchallanMH010443128202627E.pdf
19:19
EzDocs read the whole trail as one conversation — where the case stands is on the page
19:01
Nothing new to ask for — stayed quiet
18:40
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
18:40
claim part duplicate
18:40
quoted history checked
18:38
Nothing new to ask for — stayed quiet
18:38
property self check
18:37
extra challan scanned
18:36
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:35
Nothing new to ask for — stayed quiet
18:33
boxes gathered
18:33
challan boxes by rules
18:33
Nothing new to ask for — stayed quiet
18:33
documents read together
18:32
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
18:32
kyc address read
18:32
PAN found inside the KYC file — no need to ask for it
18:32
kyc address read
18:32
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-02001
18:32
No fee quote sent — the branch's own figures were right
18:32
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
18:32
Payment short of what the case needs
The balance must come before the challan.
18:32
receivable snapshot
18:32
The payment proof already on the case was applied
18:32
applicant email captured
18:31
Property address read from the sanction letter
18:31
credit seen before bill
18:31
Payment proof arrived before the case was quoted — held
18:31
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:31
Selfie checked — a live one
A real selfie — usable for the e-filing.
18:31
Received: Sanction letter
SKM_226i26091818130.pdf
18:31
Received: Payment screenshot
IMG-20260918-WA0076.jpg
18:31
Received: Selfie
IMG-20260918-WA0075.jpg
18:31
Received: Selfie
IMG-20260918-WA0074.jpg
18:31
Case opened from the branch's mail
18:31
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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