silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-02426

Bharati Motiram Gangurde

PNB_HFLLAN NHL/NSK/0826/5191020Loan ₹14,15,000NOI
File on IGRMails & papers 8 2 drafts to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
25 Sep, 10:56
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
in the tray 13d 12h · IGR e-filing ↗
our moveChallan paid · the trail says: The NOI team has received the initial documents and payment, and has shared the challan. The team is waiting for the branch to send the Index II copy and a…whole case so far 18d 12h
Needs your eyes1
Challan on file does not agree with the case. Open it before paying or sharing.
CONFIRM THE PROPERTY — then file
The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nashik
Taluka
Nashik
Village
Makhmalabad
Number type
SURVEY
Number
31/3/A
Building
Mangalmurti Park Apartment
Floor
Ground
Flat / shop no
Shop 03
Area
14.69
Hadd
Nashik Municipal Corporation
Read from the Index II on file — the government's own words for this property. bharti index.pdf open it
✗ EzDocs found boxes that do NOT agree with the document (6d ago) — open the verification page; they are marked in red.
stamps the check with your name; the e-filing types exactly these
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹16,370, GRN MH010852556202627E) was worked on a loan of ₹20,43,001–₹20,45,000; this case holds ₹14,15,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• Mortgagor pages: PANKAJ MOTIRAM GANGURDE is named on the sanction letter (Mrs Bharati gangurde NOI set.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• PANKAJ MOTIRAM GANGURDE: PAN missing — no PAN card of PANKAJ MOTIRAM GANGURDE is read on the file — the PAN cards on it (BHARATI MOTIRAM GANGURDE, Mrs Bharati gangurde NOI set.pdf) are beside the form; type the PAN off the person's own card
• PANKAJ MOTIRAM GANGURDE: birth date missing — no PAN card of PANKAJ MOTIRAM GANGURDE is read on the file — the PAN cards on it (BHARATI MOTIRAM GANGURDE, Mrs Bharati gangurde NOI set.pdf) are beside the form; type the birth date off the person's own card
• changed — House Type: the case held nothing; filled Shop/Office on Ground Floor — a shop on the ground floor (Floor G) is the portal's Shop/Office on Ground Floor
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹16,370; it reads: ₹6,140 (stamp-duty head), ₹10,230 (registration head); this case’s figures say ₹11,330 (0.3% ₹4,250 + 0.5% ₹7,080 on a loan of ₹14,15,000); the challan itself says a loan of ₹20,45,000. No sanction letter on this file prints ₹20,43,001–₹20,45,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
7 Oct42 things
file note490
13:30
mail against file490 — by ezdocs:reader
13:30
half read mail reread
13:30
documents read together
13:30
file note490
13:30
mail against file490 — by ezdocs:reader
13:30
half read mail reread
13:30
documents read together
13:30
file note490
13:00
mail against file490 — by ezdocs:reader
13:00
half read mail reread
13:00
documents read together
13:00
file note490
13:00
mail against file490 — by ezdocs:reader
13:00
half read mail reread
13:00
documents read together
13:00
file note490
12:35
mail against file490 — by ezdocs:reader
12:35
documents read together
12:35
file note490
12:31
mail against file490 — by ezdocs:reader
12:31
documents read together
12:31
The branch's title document is on the case — the filing is the NOI team's move
11:02
index2 docno read
10:45
paper read beside
10:45
paper read beside case
10:45
file note490
10:42
mail against file490 — by ezdocs:reader
10:42
file note490
10:41
paper against file490 — by ezdocs:reader
10:41
file note490
10:41
address compared
10:41
documents read together
10:41
property self check
10:41
property from index2
10:41
index2 people checked
10:41
property english extracted
10:41
index2 people checked
10:41
index2 pan differs
10:41
Index II (title document) received from the branch
10:41
Received: Index II
bharti index.pdf
10:41
Received: other
image001.jpg
10:41
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02426 | NHL/NSK/0826/5191020
10:00
An old draft withdrew itself — its asks were already answered
10:00
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02426 | NHL/NSK/0826/5191020
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
14:45
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02426 | NHL/NSK/0826/5191020
10:00
28 Sep1 thing — 1 step
case read — by ezdocs:reader
02:26
27 Sep2 things — 2 steps
mail read as shown
10:39
case read — by ezdocs:reader
04:05
26 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02426 | NHL/NSK/0826/5191020
10:00
25 Sep54 things — 4 documents received · 6 letters written · 1 money step · 3 cautions · 40 steps
The home address was read off the papers — by ezdocs:reader
14:24
Judged again with today's rules, the challan still does not match the case — a person opens it
13:08
Checked: this challan is not another case's
13:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:04
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
13:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
13:00
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
13:00
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:00
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
13:00
challan extracted
13:00
Received: Challan
BHARATI MOTIRAM GANGURDE EchallanMH010852556202627E.pdf
13:00
copilot check ok — by copilot
12:52
case read — by ezdocs:reader
12:51
money check hold — by copilot
12:51
challan boxes not the papers words — by copilot
12:51
challan boxes composed
12:51
The home address was read off the papers — by ezdocs:reader
12:50
reader mail addition — by ezdocs:reader
12:50
EzDocs read the whole trail as one conversation — where the case stands is on the page
12:02
property self check
11:11
quoted history checked
11:08
extra challan scanned
11:05
EzDocs read the whole trail as one conversation — where the case stands is on the page
11:03
boxes gathered
11:03
challan boxes by rules
11:03
Everything for the challan is in — queued
Papers and money are in — the challan is next.
11:03
case acknowledged challan queued
11:03
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-02426
11:03
branch questions drafted
11:02
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Process 0.3 & 0.5 Challan in case of Loan No: NHL/NSK/0826/5191020 // NHL/NSK/0926/5224781 Applicant Name : BH
11:02
case read — by ezdocs:reader
11:02
property numbers completed
11:02
documents read together
11:02
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
11:02
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
11:02
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
11:02
receivable snapshot
11:02
screenshot claim recorded
11:02
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
11:02
kyc address read
11:02
money settled — by ezdocs:reader
11:02
roles from letter
11:02
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02426
11:02
acknowledged with advice
11:02
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-02426
11:02
applicant email captured
11:02
Property address read from the sanction letter
11:02
sanction handwritten
11:02
The branch's own fee working disagrees with the law
11:02
mortgage date unclear
11:02
Received: Sanction letter
Mrs Bharati gangurde NOI set.pdf
11:02
Received: other
image001.jpg
11:02
Received: MOTD
image002.jpg
11:02
Case opened from the branch's mail
11:01
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
9 of 10 in hand · the challan is done — these are for the filing / KYC
✓MOTDopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Payment screenshot — money verified — inside Mrs Bharati gangurde NOI set.pdfopen
✓PAN card — inside Mrs Bharati gangurde NOI set.pdfopen
✓Aadhaar card — inside Mrs Bharati gangurde NOI set.pdfopen
✓LSR (search report) — inside bharti index.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 6 files
The file, as the engine remembers it2 open
○the photo — the branch
○BHARATI MOTIRAM GANGURDE — home road — the branch
?the papers disagree on Fee paid to us vs calculated fee (Payment Screenshot: ₹18,250; Branch's mail of 25-Sep-2026: TOTAL 18,160) — Check with the branch regarding the discrepancy in the fee amount.
?unsure of borrower.mobile — The sanction letters do not print Bharati Motiram Gangurde's mobile number. The Aadhaar card prints a mobile number, but the rule states tha
?unsure of efiling.property.area_value — The sanction letter does not specify the carpet or built-up area of the property.
?unsure of efiling.date_of_mortgage — The Memorandum of Deposit of Title Deeds (MOTD) is missing from the file, so the date of mortgage cannot be determined.
the branch's last mail (2026-10-07): The branch asks for a live color selfie photo for the NOI process for loan numbers NHL/NSK/0826/5191020 and NHL/NSK/0926/5224781 for applicant BHARATI MOTIRAM G
read once, kept; every new mail and paper is read against this note · kept 2026-10-07T08:00 UTC
Moneyall of it is in
₹18,190.87
Reached our account 23 Sep 14:09:00.
How we know
Our own bank told us — 23 Sep 14:09
₹18,250 · from GPAY-BIZ
“₹18,250 received from BHARATI P G at 2:09 pm”
Matched by: the screenshot's amount AND its minute agree with this credit
The working
Stamp duty 0.3%4,250
Registration fee 0.5%7,080
Government handling320
Our service fee1,500
Total we ask for18,190.87
By law ₹18,180. We ask ₹13,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
Shop 03, Ground, Mangalmurti Park Apartment, SURVEY, 31/3/A, Makhmalabad, 422003
read from the Index II · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
BHARATI MOTIRAM GANGURDE · applicantAQOPG1180B
rendered in 2.94 s · 208 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f