⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Durgesh Manohar Karande
LAN HOU/NAG/0926/5230708Loan ₹45,91,192NOIFile on IGRMails & papers 9 3 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 13:25
Documents
Payment
done yesterday 13:30
Challan
took 1h 04m · GRAS ↗
Filing
in the tray 1d 7h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paid · the trail says: The branch has sent the loan documents and confirmed payment. The team is now waiting for the paid challan.whole case so far 1d 8h
Needs your eyes1
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
CONFIRM THE PROPERTY — then file
The engine read these from the legal report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Nagpur
Taluka
Nagpur (Rural)
Village
Wela Harishchandra & Kharsoli
Number type
PLOT
Number
W12-234 CONTAINING BY ADMEASUREMENTS 148.36 SQUARE METRES (I.E. 1597 SQUARE FEET), W12-234
Building
BROOKSIDE
Floor
2nd
Flat / shop no
W12-234
Area
148.36
Hadd
Nagpur Metropolitan Region Development Authority
Read from the legal report, not the Index II. DURGESH KARANDE_SIGNED.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 1d ago — all agree.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• Mortgagor pages: GRISHMA DURGESH KARANDE is on the sanction letter but the branch's mail names the owner as DURGESH MANOHAR KARANDE — a borrower, not a mortgagor: no page
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• check — property second number: the whole-file reading (Agreement for Sale) says none — the reading names one kind of number; the case holds 79
• changed — village: the case held WELA HARISHCHANDRA & KHARSOLI; filled MOUZA KHARSOLI — the whole-file reading, from Agreement for Sale, reads it so
• changed — floor no: the case held 2; filled G — the whole-file reading, from Agreement for Sale, reads it so
• changed — flat no: the case held W12-234; filled PLOT NO W12-234 — the whole-file reading, from Agreement for Sale, reads it so
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Yesterday · 12 Oct71 things
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf
file note490
mail against file490 — by ezdocs:reader
money settled — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
address compared
applicant email captured
Property address read from the sanction letter
Received: Sanction letter
CustomerDocument068e200000kHi0nAAC.pdf
challan boxes gathered
boxes gathered
challan boxes by rules
property numbers completed
file note490
mail against file490 — by ezdocs:reader
property self check
file note490
paper against file490 — by ezdocs:reader
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
Received: LSR
DURGESH KARANDE_SIGNED.pdf
quoted history checked
extra challan scanned
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
boxes gathered
This file shows no schedule of the property
pages trimmed480
documents read together
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
EzDocs read the whole trail as one conversation — where the case stands is on the page
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
money settled — by ezdocs:reader
Received: Aadhaar
Adhar card Durgesh Karande.pdf
case read started — by ezdocs:reader
applicant email captured
roles from letter
Received: Sale deed
AGREEMENT FOR SALE - DRAFT W12-234 (1).pdf
credit seen before bill
Payment proof arrived before the case was quoted — held
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Received: Payment screenshot
payment_confirmation_202610285-012158.png
Received: Sanction letter
CustomerDocument068e200000jjCMfAAM (1).pdf
Received: PAN card
DK PANCARD.pdf
Received: Selfie — not usable
WhatsApp Image 2026-09-23 at 1.45.25 PM.jpeg — this is a photograph of a printed photo, not a live selfie
Nothing new to ask for — stayed quiet
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
8 of 11 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓PAN cardopen
✓Sanction letteropen
✓Sale deedopen
✓Aadhaar cardopen
✓LSR (search report)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside DURGESH KARANDE_SIGNED.pdfopen
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it4 open
Complete file examined for Durgesh Manohar Karande under loan HOU/NAG/0926/5230708 with PNB Housing Finance Limited. The property is plot no. W12-234 in Brookside, Mouza Kharsoli, Nagpur. Loan amount totals 4,591,192 including insurance.
○the photo — the branch
✗the photo could not be read (WhatsApp Image 2026-09-23 at 1.45.25 PM.jpeg) — the branch — this is a photograph of a printed photo, not a live selfie
○DURGESH MANOHAR KARANDE — home flat — the branch
○DURGESH MANOHAR KARANDE — home road — the branch
?unsure of Date of Mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage deed is present on the file.
?unsure of Property PIN — No property PIN is printed in the Agreement for Sale.
the branch's last mail (2026-10-12): The branch has attached the sanction letter and needs the sale deed copy for filing. · brought: sanction letter
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T13:12 UTC
Moneyall of it is in
₹30,600.34
Reached our account 12 Oct 13:21:51.
How we know
Our own bank told us — 12 Oct 13:21
₹30,574 · UTR 628544892835 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.30574.00 12-10-2026 13:21:51 by RAJNIKAN thru UPI . Aval Bal Rs.176634.45 CR. (UPI Ref ID:628544892835) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%13,780
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for30,600.34
By law ₹30,593.58. We ask ₹30,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
W12-234, 2nd, BROOKSIDE, PLOT, W12-234 CONTAINING BY ADMEASUREMENTS 148.36 SQUARE METRES (I.E. 1597 SQUARE FEET), W12-234, Wela Harishchandra & Kharsoli, 440027
read from the legal report · e-filing boxes 31 of 34 ready
Check the property →the boxes beside the paper
People
DURGESH MANOHAR KARANDE · applicantCQMPK7320R
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