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Cases / NOI-2026-03403

Durgesh Manohar Karande

PNB_HFLLAN HOU/NAG/0926/5230708 Challan paid · our move File on IGRAll documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs3 still to come
8 of 11 in hand.
the challan is done — these are for the IGR filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a printed photo, not a live selfie)open
✓PAN cardopen
✓Sanction letteropen
✓Payment screenshot — money verifiedopen
✓Sale deedopen
✓Aadhaar cardopen
✓LSR (search report)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside DURGESH KARANDE_SIGNED.pdfopen
✓Property address — verified by EzDocs, from the legal report (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Selfie / photo: copy on file cannot be used. A usable one is being asked for.
MoneyAll of it is in
₹30,600.34CASE MARK
The whole amount reached our account. Nothing is pending on this case.
₹30,574 receivedthe receipt's amount and minute agree
Stamp duty 0.3%13,780
Registration fee 0.5%15,000
Government handling320
Our service fee1,500.34
Total we ask for30,600.34
the branch’s receipt claims ₹30,574
paid 12 Oct 13:21:51 · verified 12 Oct 13:25:34 · 3 min 44 s later
How we know
Our own bank told us — 12 Oct 13:21
₹30,574 · UTR 628544892835 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.30574.00 12-10-2026 13:21:51 by RAJNIKAN thru UPI. Aval Bal Rs.176634.45 CR. (UPI Ref ID:628544892835) -PNB”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
By law ₹30,593.58. We ask ₹30,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 07 minour time · 12 Oct 14:30
Index II —not yet
the NOI team 2 d 22 hthe branch 4 h 10 mintotal 3 d 3 h so far
Now with the NOI team — e-filing on IGR
since 12 Oct 18:41 — 2 d 21 h of working time
Day by day — every step and who held it
12 Oct 13:22Your branch's mail
12 Oct 13:22Payment landedat once
12 Oct 13:25Papers read+3 min · the NOI team
12 Oct 13:25Fee quotedat once
12 Oct 13:25Payment verifiedat once
12 Oct 13:25Ready for the challanat once
12 Oct 14:30Papers read+1 h 04 min · the NOI team
12 Oct 14:30Challan madeat once
12 Oct 14:30Property readat once
12 Oct 18:39Papers from your branch+4 h 10 min · the branch
12 Oct 18:41Papers read+2 min · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹45,91,192
Loan account no.
HOU/NAG/0926/5230708
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
EzDocs read these from the legal report. If they are right, press Confirm.
open the verification page
See the boxes — read from the legal report
District
Nagpur
Taluka
Nagpur (Rural)
Village
Wela Harishchandra & Kharsoli
Number type
PLOT
Number
W12-234 CONTAINING BY ADMEASUREMENTS 148.36 SQUARE METRES (I.E. 1597 SQUARE FEET), W12-234
Building
BROOKSIDE
Floor
2nd
Flat / shop no
W12-234
Area
148.36
Hadd
Nagpur Metropolitan Region Development Authority
Read from the legal report, not the Index II. DURGESH KARANDE_SIGNED.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 3d ago — all agree.
To look first, or to fix a box, open the verification page — the document beside every box.
✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has sent the loan documents and confirmed payment. The team is now waiting for the paid challan.
the history says the next move is with the NOI team — the paid challan
the branch last asked: Paid Challan
✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ fee paid — the branch's words — done, mail 1 (2026-10-12) “Amt paid :-..30(13774+15000+ 1800) = 30574/-”
? challan made — asked, mail 1 (2026-10-12) “Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE”
read over 1 mail(s), last mail 2026-10-12 · read 3d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 3d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011854352202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RC rajnikant.chichkhede@phfl.com phfl.com
12 Oct, 13:22 · 3d ago
THE FIRST MAIL — how this case began
Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE

Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE

Case Type :- HL

Customer Type :- New Customer

Property Owner : - MR. DURGESH MANOHAR KARANDE

Amt paid :-..30(13774+15000+ 1800) = 30574/-

SRO NO. :-

Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks for the challan; documents attached — “Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE”
6 more mails in between — open
OL The NOI teamTYPED IN GMAIL
12 Oct, 13:34 · 3d ago
Dear Team,

Kindly share the sanction letter with security address for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “Kindly share the sanction letter with security address for challan process.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 13:34 · 3d ago
Dear Team,

Kindly share the sanction letter with security address for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “Kindly share the sanction letter with security address for challan process.”
RC rajnikant.chichkhede@phfl.com phfl.com
12 Oct, 14:27 · 3d ago
Re[2]: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KAR
Dear Team,

Please find attached legal report and sanction latter.

Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks for the challan, the fee / a quote; documents attached — “Kindly share the sanction letter with security address for challan process.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 14:36 · 3d ago
Dear Team,

Kindly share the proper sanction letter with security address for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 14:29, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Please find attached legal report and sanction latter. Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents, a clarification — “Kindly share the proper sanction letter with security address for challan process.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:36 · 2d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 14:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Kindly share the proper sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:29, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Please find attached legal report and sanction latter. Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks the branch for documents — “We acknowledge the receipt of your mail documents and payment.”
RC rajnikant.chichkhede@phfl.com phfl.com
12 Oct, 18:39 · 2d ago
Re[4]: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KAR
Dear Team,

As required please find attached Sanction latter.

Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 18:37 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Re[2]: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Mon, 12 Oct 2026 at 14:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Kindly share the proper sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:29, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Please find attached legal report and sanction latter. Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: asks for a payment receipt, the token / NOI confirmation, the e-filing copy, the Index II; documents attached — “For noi filing we need a register sale deed copy.”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:48 · 2d ago
Re: Re[2]: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Kindly share the proper sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:29, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Please find attached legal report and sanction latter. Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
12 Oct, 18:48 · 2d ago

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Mon, 12 Oct 2026 at 18:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For noi filing we need a register sale deed copy. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team, Kindly share the proper sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 14:29, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Dear Team, Please find attached legal report and sanction latter. Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: + 91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 10/12/26 13:36 To: Rajnikant Chichkhede (rajnikant.chichkhede@phfl.com) Cc: Sunil Mishra (sunil.mishra@pnbhousing.com), Pravin Waghmare (pravin.waghmare@pnbhousing.com), Ashish Gour (ashish.gour@pnbhousing.com), Bhumeshwar Satpute (bhumeshwar.satpute@pnbhousing.com), Bharati Bhope (bharati.bhope@phfl.com), Ravi Nagfase (ravi.nagfase@phfl.com) Subject: Re: Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR KARANDE Exercise Secured by Check Point Dear Team, Kindly share the sanction letter with security address for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Mon, 12 Oct 2026 at 13:24, Rajnikant Chichkhede < rajnikant.chichkhede@phfl.com > wrote: Request for Paid Challan in the case of MR. DURGESH MANOHAR KARANDE Case Type :- HL Customer Type :- New Customer Property Owner : - MR. DURGESH MANOHAR KARANDE A mt paid :-..30 (13774+15000+ 1800) = 30574/- SRO NO. :- Thanks & Regards Rajnikant Chichkhede Sr. Channel Manager PNB Housing Finance Limited, 1st Floor,Achraj tower II, Chindwara road, Chhaoni Square,Sadar, Nagpur-440001 Mobile: +91 9552282227 Email: rajnikant.chichkhede@phfl.com Website- www.pnbhousing.com PHFL Home Loans and Services Limited
🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo WhatsApp Image 2026-09-23 at 1.45.25 PM.jpeg
CANNOT BE READ — clear copy asked 3d ago
PAN card DK PANCARD.pdf
filed 3d ago
Sanction letter+ Other inside CustomerDocument068e200000jjCMfAAM (1).pdf
filed 3d ago
Payment screenshot payment_confirmation_202610285-012158.png
filed 3d ago
Sale deed AGREEMENT FOR SALE - DRAFT W12-234 (1).pdf
filed 3d ago
Aadhaar card+ PAN card inside Adhar card Durgesh Karande.pdf
filed 3d ago
LSR (search report)+ A challan whose owner could not be read — not counted until a person says inside DURGESH KARANDE_SIGNED.pdf
filed 3d ago
Sanction letter+ Other inside CustomerDocument068e200000kHi0nAAC.pdf
filed 2d ago
Paid challan (GRAS) DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf
filed 2d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹30,600.34
Where it stands
VERIFIED — money received
Screenshot claims
₹30,574
Paid at
12 Oct 13:21:51
Verified on
12 Oct 13:25:34

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹13,780₹15,000₹320 ₹1,500₹30,600
By law ₹30,593.58. We ask ₹30,600 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

31 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Title deed no / year / SRO, Floor (person 1)
20 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …
✓ EzDocs checked every box against the document’s own words 3d ago — all agree.
CHECKED by EzDocs, from the legal report — correct any box that is off; a correction clears thissource: the legal report (DURGESH KARANDE_SIGNED.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
ALL THAT Piece and Parcel of land bearing Plot No. W12-234 containing by admeasurements 148.36 Square Metres (i.e. 1597 Square Feet), particularly out of Amalgamated Kh. No. 88 of Mouza-Kharsoli and known and styled as "BROOKSIDE" IN All that piece and parcel of land bearing Khasra No. 79, P.H. No. 38, Mouza Wela Harishchandra, Tah. Nagpur (Rural), Dist. Nagpur and New Amalgamated Khasra No. 88 (Old Khasra No. 88, 89/1/1, 89/1/2, 90/1, 90/2, 92/1, 92/2, 94, 95, 97, 100, 101, 102/1, 102/2, 103/1, 103/2, 104, 105/1/2, 106, 107, 108, 109, 91, 98/3, 98/4, 89/2, 105/2 & 105/1/1) of Mouza Kharsoli, P.H. No. 40/A, Tah. Nagpur (Rural), Dist. Nagpur
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000kHi0nAAC.pdf
as printed
UNIT PLOT NO.W12-234, BLOCK PLOTS, PROJECT BROOKSIDE, KH. NO. 79 OF MOUZA - WELA HARISHCHANDRA AND, KH. NO. 88 OF MOUZA - KHARSOLI, NAGPUR GRAMIN, NAGPUR AT KHARASOLI, NAGPUR (RURAL), NAGPUR, 441304, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 441304
PIN
441304
the legal report (TSR)
DURGESH KARANDE_SIGNED.pdf
as printed
ALL THAT PIECE AND PARCEL OF LAND BEARING PLOT NO. W12-234 CONTAINING BY ADMEASUREMENTS 148.36 SQUARE METRES (I.E. 1597 SQUARE FEET), PARTICULARLY OUT OF AMALGAMATED KH. NO. 88 OF MOUZA-KHARSOLI AND KNOWN AND STYLED AS "BROOKSIDE" IN ALL THAT PIECE AND PARCEL OF LAND BEARING KHASRA NO. 79, P.H. NO. 38, MOUZA WELA HARISHCHANDRA, TAH. NAGPUR (RURAL), DIST. NAGPUR AND NEW AMALGAMATED KHASRA NO. 88 (OLD KHASRA NO. 88, 89/1/1, 89/1/2, 90/1, 90/2, 92/1, 92/2, 94, 95, 97, 100, 101, 102/1, 102/2, 103/1, 103/2, 104, 105/1/2, 106, 107, 108, 109, 91, 98/3, 98/4, 89/2, 105/2 & 105/1/1) OF MOUZA KHARSOLI, P.H. NO. 40/A, TAH. NAGPUR (RURAL), DIST. NAGPUR
THE CHALLAN, as it will be typed
Flat/Survey Number
UNIT PLOT NO W12-234 BLOCK PLOTS PROJECT BROOKSIDE KH NO 79 OF MOUZA - WELA HARISHCHANDRA AND
Locality/Road
KH NO 88 OF MOUZA - KHARSOLI NAGPUR GRAMIN NAGPUR AT KHARASOLI NAGPUR RURAL NAGPUR MAHARASHTRA
Area/City
NAGPUR
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 100, 101, 102/1, 102/2, 103/1, 103/2, 104, 105/1/1, ADMEASUREMENTS, AMALGAMATED, CONTAINING, KHASRA, STYLED, TAH
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorDURGESH MANOHAR KARANDECQMPK7320R…8781

All mail records (for Abhijit — safe to ignore)
TemplateToWhen
acknowledgementrajnikant.chichkhede@phfl.com 3d ago
What EzDocs read from each document — check anything marked in red
Selfie / photo WhatsApp Image 2026-09-23 at 1.45.25 PM.jpeg needs your check
kind
photo_of_printed_photo
legible
False
confidence
0.9
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Payment screenshot payment_confirmation_202610285-012158.png needs your check
date
2026-10-12
time
13:21
amount
30574
method
UPI
payee name
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': None, 'date': '2026-10-12', 'time': '13:21', 'amount': 30574, 'method': 'UPI', 'payee_upi': None, 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}
PAN card DK PANCARD.pdf needs your check
dob
1990-09-19
pan
CQMPK7320R
name
DURGESH MANOHAR KARANDE
legible
True
father name
MANOHAR KARANDE
raw reading (for Abhijit)
{'dob': '1990-09-19', 'pan': 'CQMPK7320R', 'name': 'DURGESH MANOHAR KARANDE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'MANOHAR KARANDE', 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter CustomerDocument068e200000jjCMfAAM (1).pdf needs your check
lan
HOU/NAG/0926/5230708
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'DURGESH MANOHAR KARANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GRISHMA DURGESH KARANDE', 'role': 'co_applicant', 'label': None}
confidence
1
rate words
PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
loan amount
4446192
rate spread
-4.75
final amount
4591192
interest rate
8.4
sanction date
07-Oct-2026
letter version
4
reference rate
13.15
applicant email
durgeshkarande19@gmail.com
applicant names
DURGESH MANOHAR KARANDE, GRISHMA DURGESH KARANDE
printed altered
False
applicant mobile
9325112740
balance transfer
False
property address
insurance premium
145000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4591192
applicant address verbatim
651 KRISHNA VILLA, NEAR HANUMAN TEMPLE, BEHIND PANCHWATI VRUDHA ASHRAM, UMRED ROAD, CHITNIS NAGAR (DIGHORI), ., Nagpur, MAHARASHTRA, 440024, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0926/5230708', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DURGESH MANOHAR KARANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GRISHMA DURGESH KARANDE', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum; Applicable Rate of Interest *: 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4446192, 'rate_spread': -4.75, 'final_amount': 4591192, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'durgeshkarande19@gmail.com', 'applicant_names': ['DURGESH MANOHAR KARANDE', 'GRISHMA DURGESH KARANDE'], 'printed_altered': False, 'applicant_mobile': '9325112740', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': 145000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4591192, 'security_address_verbatim': None, 'applicant_address_verbatim': '651 KRISHNA VILLA, NEAR HANUMAN TEMPLE, BEHIND PANCHWATI VRUDHA ASHRAM, UMRED ROAD, CHITNIS NAGAR (DIGHORI), ., Nagpur, MAHARASHTRA, 440024, India'}
Aadhaar card Adhar card Durgesh Karande.pdf needs your check
dob
1990-09-19
name
Durgesh Manohar Karande
mobile
9325112740
address
pin: 441911; area: Mukam- Sarandi, Mukam- Sarandi; state: Maharashtra; building: S/O: Manohar Karnde; district: Gondiya; post_office: Sarandi; Village: Sarandi
legible
True
aadhaar last4
8781
raw reading (for Abhijit)
{'dob': '1990-09-19', 'pan': None, 'name': 'Durgesh Manohar Karande', 'mobile': '9325112740', 'address': {'pin': '441911', 'area': 'Mukam- Sarandi, Mukam- Sarandi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'S/O: Manohar Karnde', 'district': 'Gondiya', 'post_office': 'Sarandi', 'village_city': 'Sarandi'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '8781', 'quality_issue': None}
Aadhaar card Adhar card Durgesh Karande.pdf needs your check
dob
1990-09-19
name
Durgesh Manohar Karande
mobile
9325112740
address
pin: 441911; area: Mukam- Sarandi, Mukam- Sarandi; state: Maharashtra; building: S/O: Manohar Karnde; district: Gondiya; post_office: Sarandi; Village: Sarandi
legible
True
father name
Manohar Karnde
aadhaar last4
8781
raw reading (for Abhijit)
{'dob': '1990-09-19', 'pan': None, 'name': 'Durgesh Manohar Karande', 'mobile': '9325112740', 'address': {'pin': '441911', 'area': 'Mukam- Sarandi, Mukam- Sarandi', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'S/O: Manohar Karnde', 'district': 'Gondiya', 'post_office': 'Sarandi', 'village_city': 'Sarandi'}, 'legible': True, 'father_name': 'Manohar Karnde', 'aadhaar_last4': '8781', 'quality_issue': None}
Payment screenshot payment_confirmation_202610285-012158.png needs your check
payments inside
payments: [{'utr': None, 'date': '2026-10-12', 'page': 1, 'time': '13:21', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30574.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]
raw reading (for Abhijit)
{'payments_inside': {'payments': [{'utr': None, 'date': '2026-10-12', 'page': 1, 'time': '13:21', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 30574.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}]}}
Sanction letter CustomerDocument068e200000jjCMfAAM (1).pdf needs your check
found
False
paper for
loan_ref: HOU/NAG/0926/5230708; customer_name: DURGESH MANOHAR KARANDE GRISHMA DURGESH KARANDE
confidence
1.0
reading486
property
property address
raw reading (for Abhijit)
{'found': False, 'found_in': None, 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/NAG/0926/5230708', 'report_id': None, 'customer_name': 'DURGESH MANOHAR KARANDE\nGRISHMA DURGESH KARANDE'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'security_address_verbatim': None}
LSR (search report) DURGESH KARANDE_SIGNED.pdf needs your check
found
True
found in
SEARCH REPORT
area sq m
148.36
paper for
loan_ref: HOU/NAG/0926/5230708; customer_name: MR. DURGESH MANOHAR KARANDE
confidence
1.0
reading486
property
property address
state: Maharashtra; taluka: Nagpur (Rural); district: Nagpur; Address: Plot No. W12-234, BROOKSIDE, Mouza Wela Harishchandra & Kharsoli, Tah. Nagpur (Rural), Nagpur, Maharashtra; Village: Wela Harishchandra & K
security address verbatim
ALL THAT Piece and Parcel of land bearing Plot No. W12-234 containing by admeasurements 148.36 Square Metres (i.e. 1597 Square Feet), particularly out of Amalgamated Kh. No. 88 of Mouza-Kharsoli and known and styled as "
raw reading (for Abhijit)
{'found': True, 'found_in': 'SEARCH REPORT', 'area_sq_m': 148.36, 'paper_for': {'loan_ref': 'HOU/NAG/0926/5230708', 'report_id': None, 'customer_name': 'MR. DURGESH MANOHAR KARANDE'}, 'pin_other': None, 'confidence': 1.0, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'Maharashtra', 'taluka': 'Nagpur (Rural)', 'flat_no': None, 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Plot No. W12-234, BROOKSIDE, Mouza Wela Harishchandra & Kharsoli, Tah. Nagpur (Rural), Nagpur, Maharashtra', 'village_city': 'Wela Harishchandra & Kharsoli', 'building_name': 'BROOKSIDE', 'survey_or_cts_no': 'Plot No. W12-234, Khasra No. 79, Kh. No. 88'}, 'security_address_verbatim': 'ALL THAT Piece and Parcel of land bearing Plot No. W12-234 containing by admeasurements 148.36 Square Metres (i.e. 1597 Square Feet), particularly out of Amalgamated Kh. No. 88 of Mouza-Kharsoli and known and styled as "BROOKSIDE" IN All that piece and parcel of land bearing Khasra No. 79, P.H. No. 38, Mouza Wela Harishchandra, Tah. Nagpur (Rural), Dist. Nagpur and New Amalgamated Khasra No. 88 (Old Khasra No. 88, 89/1/1, 89/1/2, 90/1, 90/2, 92/1, 92/2, 94, 95, 97, 100, 101, 102/1, 102/2, 103/1, 103/2, 104, 105/1/2, 106, 107, 108, 109, 91, 98/3, 98/4, 89/2, 105/2 & 105/1/1) of Mouza Kharsoli, P.H. No. 40/A, Tah. Nagpur (Rural), Dist. Nagpur'}
LSR (search report) DURGESH KARANDE_SIGNED.pdf needs your check
grn
MH011778123202627U
total
25.0
defaced
False
bank cin
00040572026101290021
district
NAGPUR
area city
Nagpur Rural
flat block
W12-234
payer name
Prasad Dharaskar
sro office
NGR_NAGPUR NO10 RURAL SUB REGISTRAR
paying bank
STATE BANK OF INDIA
remarks raw
Plot No W12-234 Kh. No 79 Wela Harishchandra Kh. No. 88 of Mouza-Kharsoli Nagpur Rural
scheme rows
{'amount': 25.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
payer mobile
XXXXXX1525
payment date
12/10/2026-08:24:21
inner challan
True
road locality
Wela Harishchandra
raw reading (for Abhijit)
{'grn': 'MH011778123202627U', 'pin': None, 'total': 25.0, 'article': None, 'defaced': False, 'bank_cin': '00040572026101290021', 'district': 'NAGPUR', 'area_city': 'Nagpur Rural', 'payer_pan': None, 'flat_block': 'W12-234', 'payer_name': 'Prasad Dharaskar', 'sro_office': 'NGR_NAGPUR NO10 RURAL SUB REGISTRAR', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': 'Plot No W12-234 Kh. No 79 Wela Harishchandra Kh. No. 88 of Mouza-Kharsoli Nagpur Rural', 'scheme_rows': [{'amount': 25.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': 'XXXXXX1525', 'payment_date': '12/10/2026-08:24:21', 'inner_challan': True, 'road_locality': 'Wela Harishchandra', 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}
LSR (search report) DURGESH KARANDE_SIGNED.pdf needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Sanction letter CustomerDocument068e200000kHi0nAAC.pdf needs your check
lan
HOU/NAG/0926/5230708
legible
True
purpose
Housing Loan, Housing
borrowers
{'name': 'DURGESH MANOHAR KARANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GRISHMA DURGESH KARANDE', 'role': 'co_applicant', 'label': None}
confidence
1
rate words
13.15% per annum 13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement
loan amount
4446192
rate spread
-4.75
final amount
4591192
interest rate
8.4
sanction date
07-Oct-2026
letter version
4
reference rate
13.15
applicant email
durgeshkarande19@gmail.com
applicant names
DURGESH MANOHAR KARANDE, GRISHMA DURGESH KARANDE
printed altered
False
applicant mobile
9325112740
balance transfer
False
property address
pin: 441304; state: MAHARASHTRA; taluka: Nagpur Gramin; Flat no: W12-234; district: Nagpur; Address: Unit Plot No.W12-234, Block Plots, Project BROOKSIDE, Kh. No. 79 of Mouza - Wela Harishchandra and, Kh. No. 88 of
insurance premium
145000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
4591192
security address verbatim
Unit Plot No.W12-234, Block Plots, Project BROOKSIDE, Kh. No. 79 of Mouza - Wela Harishchandra and, Kh. No. 88 of Mouza - Kharsoli, Nagpur Gramin,, Nagpur at Kharasoli, Nagpur (Rural), Nagpur, 441304, Nagpur, Nagpur, MAH
applicant address verbatim
651 KRISHNA VILLA, NEAR HANUMAN TEMPLE, BEHIND PANCHWATI VRUDHA ASHRAM, UMRED ROAD, CHITNIS NAGAR (DIGHORI), ., Nagpur, MAHARASHTRA, 440024, India
raw reading (for Abhijit)
{'lan': 'HOU/NAG/0926/5230708', 'legible': True, 'purpose': 'Housing Loan, Housing', 'borrowers': [{'name': 'DURGESH MANOHAR KARANDE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'GRISHMA DURGESH KARANDE', 'role': 'co_applicant', 'label': None}], 'loan_type': None, 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -4.75% = 8.40% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 4446192, 'rate_spread': -4.75, 'final_amount': 4591192, 'interest_rate': 8.4, 'quality_issue': None, 'sanction_date': '07-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'durgeshkarande19@gmail.com', 'applicant_names': ['DURGESH MANOHAR KARANDE', 'GRISHMA DURGESH KARANDE'], 'printed_altered': False, 'applicant_mobile': '9325112740', 'balance_transfer': False, 'property_address': {'pin': '441304', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Nagpur Gramin', 'flat_no': 'W12-234', 'district': 'Nagpur', 'floor_no': None, 'landmark': None, 'full_address': 'Unit Plot No.W12-234, Block Plots, Project BROOKSIDE, Kh. No. 79 of Mouza - Wela Harishchandra and, Kh. No. 88 of Mouza - Kharsoli, Nagpur Gramin,, Nagpur at Kharasoli, Nagpur (Rural), Nagpur, 441304, Nagpur, Nagpur, MAHARASHTRA, India, 441304', 'village_city': 'Kharasoli', 'building_name': 'Project BROOKSIDE', 'survey_or_cts_no': 'Kh. No. 79, Kh. No. 88'}, 'insurance_premium': 145000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 4591192, 'security_address_verbatim': 'Unit Plot No.W12-234, Block Plots, Project BROOKSIDE, Kh. No. 79 of Mouza - Wela Harishchandra and, Kh. No. 88 of Mouza - Kharsoli, Nagpur Gramin,, Nagpur at Kharasoli, Nagpur (Rural), Nagpur, 441304, Nagpur, Nagpur, MAHARASHTRA, India, 441304', 'applicant_address_verbatim': '651 KRISHNA VILLA, NEAR HANUMAN TEMPLE, BEHIND PANCHWATI VRUDHA ASHRAM, UMRED ROAD, CHITNIS NAGAR (DIGHORI), ., Nagpur, MAHARASHTRA, 440024, India'}
Paid challan (GRAS) DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf needs your check
grn
MH011854352202627E
pin
441108
total
28780.0
article
6(1)
defaced
False
bank cin
03006172026101201457
district
NAGPUR
area city
NAGPUR
payer pan
CQMXXXXXXR
flat block
PLOT NO. W12-234, BROOKSIDE, KHASRA NO. 79, P. H. NO. 38, NEW AMALGAMATED KHASRA NO. 88, MOUZA
payer name
DURGESH MANOHAR KARANDE
sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4591192
scheme rows
{'amount': 13780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX2740
payment date
12/10/2026-18:45:00
road locality
KHARSOLI, P.H. NO. 40/A, MOUZA WELA HARISHCHANDRA, TAH. NAGPUR (RURAL)
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
4591192
raw reading (for Abhijit)
{'grn': 'MH011854352202627E', 'pin': '441108', 'total': 28780.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101201457', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'CQMXXXXXXR', 'flat_block': 'PLOT NO. W12-234, BROOKSIDE, KHASRA NO. 79, P. H. NO. 38, NEW AMALGAMATED KHASRA NO. 88, MOUZA', 'payer_name': 'DURGESH MANOHAR KARANDE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=4591192', 'scheme_rows': [{'amount': 13780.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 15000.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX2740', 'payment_date': '12/10/2026-18:45:00', 'road_locality': 'KHARSOLI, P.H. NO. 40/A, MOUZA WELA HARISHCHANDRA, TAH. NAGPUR (RURAL)', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '4591192'}
Technical record (for Abhijit — safe to ignore)
1h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 12 Oct, 18:36 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['ack']}
1d agoEzDocschallan_boxes_by_rules{'fp': '6462ce786f0e0492', 'why': 'box 1 lost a number the case holds (36)', 'anew': 'first'}
1d agoEzDocsreader_efiling_verdict{'fp': '6882799e35f6af99', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is a required field and is
1d agoEzDocsreader_mail_addition{'fp': '54cf774bdddfa084', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
2d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 0, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re:
2d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed CQxxxxxxXR — no paper on the
2d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'DURGESH MANOHAR KAR
2d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'district': 'NAGPUR'}
2d agoEzDocschallan_verified_against_case{'grn': 'MH011854352202627E', 'file': 'DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
2d agoEzDocschallan_extracted{'grn': 'MH011854352202627E', 'file': 'DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 28780.0}
2d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T13:12:24', 'why': 'mail', 'open': 4, 'mails': [{'at': '2026-10-12 07:52', 'id': '1a12f1b7f8a5b7df', 'from': 'branch', 'gist': 'The branch is requesting the paid challan for a loan.', 'subject
2d agoEzDocsmail_against_file490{'at': '2026-10-12T13:12:19', 'asks': [], 'gist': 'The branch attached a sanction letter.', 'next': 'Examine the attached sanction letter for missing information.', 'brought': [{'how': 'paper', 'need': '', 'what': 'sanct
2d agoEzDocsmoney_settled{'fp': '1d16c8e1bf4545c4', 'held': 4591192.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 4591192.0, 'papers': [{'lan': 'HOU/NAG/0926/5230708', 'file': 'CustomerDocument068e200000kHi0nAAC.pdf', 'kind': '
2d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T13:12:13', 'why': 'paper', 'open': 4, 'mails': [{'at': '2026-10-12 07:52', 'id': '1a12f1b7f8a5b7df', 'from': 'branch', 'gist': 'The branch is requesting the paid challan for a loan.', 'subjec
2d agoEzDocspaper_against_file490{'at': '2026-10-12T13:12:10', 'why': 'This sanction letter belongs to the file because it names the customer Durgesh Manohar Karande and the loan account HOU/NAG/0926/5230708, and it supplies the home address for Durgesh
2d agoEzDocsaddress_compared{'sig': '88f4b2a6b7618370', 'why': 'new mail', 'people': [{'home': 'S/O: Manohar Karnde, Mukam- Sarandi, Mukam- Sarandi, Sarandi, Gondiya, 441911', 'person': 'DURGESH MANOHAR KARANDE', 'against': [{'src': 'sanction_lette
2d agoEzDocsapplicant_email_captured{'why': "the e-filing's Mortgagor page asks for the person's e-mail — read off the letter, so nobody types it from memory", 'domain': 'gmail.com', 'source': 'sanction_letter'}
2d agoEzDocspayer_mobile_captured{'last4': '2740', 'source': 'sanction_letter'}
2d agoEzDocsproperty_address_extracted{'confidence': 1, 'Address': 'Unit Plot No.W12-234, Block Plots, Project BROOKSIDE, Kh. No. 79 of Mouza - Wela Harishchandra and, Kh. No. 88 of Mouza - Kharsoli, Nagpur Gramin,, Nagpur at Kharasoli, Nagpur (Rural),
2d agoEzDocsdocument_received{'file': 'CustomerDocument068e200000kHi0nAAC.pdf', 'doc_type': 'sanction_letter', 'confidence': 0.99, 'also_inside': ['other']}
3d agoEzDocschallan_boxes_gathered{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road', 'landmar
3d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['AGREEMENT FOR SALE - DRAFT W12-234 (1).pdf', 'DURGESH KARANDE_SIGNED.pdf', 'CustomerDocument068e200000jjCMfAAM (1).pdf', 'Adhar card
3d agoEzDocschallan_boxes_by_rules{'fp': '6462ce786f0e0492', 'why': 'box 1 lost a number the case holds (148)', 'anew': 'first'}
3d agoEzDocsproperty_numbers_completed{'now': {'Number': 'W12-234 CONTAINING BY ADMEASUREMENTS 148.36 SQUARE METRES (I.E. 1597 SQUARE FEET), W12-234'}, 'was': {'Number': 'W12-234'}, 'why': "the property's own words print more numbers of this kind t
3d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T09:00:28', 'why': 'mail', 'open': 8, 'mails': [{'at': '2026-10-12 07:52', 'id': '1a12f1b7f8a5b7df', 'from': 'branch', 'gist': 'The branch is requesting the paid challan for a loan.', 'subject
3d agoEzDocsmail_against_file490{'at': '2026-10-12T09:00:26', 'asks': ['sanction letter with security address for challan process'], 'gist': 'The branch has attached a legal report and a sanction letter and is asking for the sanction letter with the se
3d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'}
3d agoEzDocsfile_note490{'v': '1', 'at': '2026-10-12T09:00:16', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-12 07:52', 'id': '1a12f1b7f8a5b7df', 'from': 'branch', 'gist': 'The branch is requesting the paid challan for a loan.', 'subjec
3d agoEzDocspaper_against_file490{'at': '2026-10-12T09:00:16', 'why': 'The paper is a Legal Search Report for the customer Durgesh Karande.', 'file': 'DURGESH KARANDE_SIGNED.pdf', 'kinds': ['lsr', 'lsr', 'challan_unsure'], 'doc_id': '0c104aa4-ed03-449d-
3d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 15.6, 'workers': 2}

Case diary the case’s history — what happened, newest day first

Papers
A file cannot be used
Selfie / photo — a usable one is being asked for
Money
₹30,574 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: Selfie / photo: copy on file cannot be used. A usable one is being asked for.
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
15:10
Yesterday · 14 Oct2 things — 2 steps
EzDocs checked the e-filing boxes against the papers
00:50
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
00:49
12 Oct38 things — 9 documents received · 3 letters written · 3 money steps · 1 caution · 22 steps
EzDocs took 39 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:55
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:48
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
18:48
Challan re-read against the case — matches exactly
18:48
Received: Challan
DURGESH MANOHAR KARANDE EchallanMH011854352202627E.pdf
18:48
The loan amount was worked out from the papers
18:42
Property address read from the sanction letter
18:42
Received: Sanction letter
CustomerDocument068e200000kHi0nAAC.pdf
18:41
The file seems to show a payment to us but no row could be read — open it
14:30
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
14:30
Property checked by EzDocs — read from the report, every box that names the flat is there
14:30
Property read from the legal / technical report (the sanction letter had none)
14:30
The branch's title document is on the case — the filing is the NOI team's move
14:30
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
14:30
Received: LSR
DURGESH KARANDE_SIGNED.pdf
14:30
EzDocs read the whole file
13:26
Everything for the challan is in — queued
Papers and money are in — the challan is next.
13:25
Wrote the acknowledgement mail — held, silent mode
Request for Paid Challan in the case of Loan No HOU/NAG/0926/5230708---- Applicant Name : MR. DURGESH MANOHAR
13:25
No fee quote sent — the branch's own figures were right
13:25
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
13:25
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
13:25
The payment proof already on the case was applied
13:25
This file shows no schedule of the property
13:25
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
13:25
EzDocs read the whole trail as one conversation — where the case stands is on the page
13:25
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
13:25
The loan amount was worked out from the papers
13:25
Received: Aadhaar
Adhar card Durgesh Karande.pdf
13:25
Received: Sale deed
AGREEMENT FOR SALE - DRAFT W12-234 (1).pdf
13:25
Payment proof arrived before the case was quoted — held
13:25
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
13:25
Received: Payment screenshot
payment_confirmation_202610285-012158.png
13:25
Received: Sanction letter
CustomerDocument068e200000jjCMfAAM (1).pdf
13:25
Received: PAN card
DK PANCARD.pdf
13:25
Received: Selfie — not usable
WhatsApp Image 2026-09-23 at 1.45.25 PM.jpeg — this is a photograph of a printed photo, not a live selfie
13:25
Nothing new to ask for — stayed quiet
13:25
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
13:25
Case opened from the branch's mail
13:25
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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