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Vikas Raghunath Nandgaonkar
LAN MH/CHU/CHIL/A000000452Loan ₹17,29,342NOI SHORT ₹960See the approvalMails & papers 14 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
7 Sep, 05:44
Documents
Payment
Challan
done 16 Sep, 18:36 · GRAS ↗
Filing
waiting 27d 5h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
their moveWith bank to approve · the trail says: The NOI has been filed and the e-filing copy shared, with all requested documents, including additional photos for an IGR query, now provided by the branch.…whole case so far 36d 18h
Needs your eyes3
Payment SHORT by ₹960 (₹14,820 of ₹15,780).
The work is done — our fee of ₹15,780 is still not in our account. Chase the branch for it.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting for the bank to approve the draft
Sammaan and Hinduja approve before we submit. See all approvals.
Historywhat happened on this case, newest first
1 Oct2 things
cards read
cards read
26 Sep5 things — 5 steps
mail read as shown
mail read as shown
mail read as shown
mail read as shown
mail read as shown
25 Sep1 thing — 1 step
index2 docno read
16 Sep9 things — 1 money step · 8 steps
boxes gathered
address compared
challan boxes by rules
property self check
property from index2
index2 people checked
index2 pan differs
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
loan amount rebased
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep4 things — 4 steps
kyc address missing
kyc address read
The draft e-filing copy went to the bank — waiting for its approval
property attrs split
11 Sep9 things — 2 documents received · 7 steps
half read mail reread
documents read together
half read mail reread
documents read together
documents read together
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
1000577245.jpg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Selfie
WhatsApp Image 2026-09-11 at 1.43.52 PM.jpeg
9 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
7 Sep37 things — 11 documents received · 6 letters written · 2 cautions · 18 steps
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Challan
VIKAS R NANDGAONKAR EchallanMH009737042202627E.pdf
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990709260286.pdf
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
Wrote the documents acknowledged mail — held, silent mode
Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452
Asked the branch for the balance, with the calculator table
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
The payment proof already on the case was applied
Property address read from the sanction letter
Received: Sanction letter
SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF
quoted history checked
extra challan scanned
The case's name was filled from its own papers
Wrote the document chase mail — held, silent mode
KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ C
documents read together
property english extracted
Property read from the Index II
Index II (title document) received from the branch
Selfie checked — a live one
A real selfie — usable for the e-filing.
Selfie checked — a live one
A real selfie — usable for the e-filing.
Co-applicant added
Received: Selfie
45d427df-40f1-4e32-9521-c7627f9bcb4b.JPEG
Received: Selfie
8147d952-38d8-4a2a-ac5a-da923dc68749.JPEG
Received: PAN card
NANDGAONKAR NANDINI PAN.pdf
Payment proof arrived before the case was quoted — held
Document could not be read — a clear copy was asked for
top and bottom edges cropped, dark image with artifacts
Document could not be read — a clear copy was asked for
extremely pixelated and blurred, details difficult to read
Received: Aadhaar
NANDGAONKAR VIKAS ADHAR.pdf
Received: Index II
NANDGAONKAR INDEX 2.pdf
Received: PAN card — not usable
NANDGAONKAR VIKAS PAN.pdf — extremely pixelated and blurred, details difficult to read
Received: Aadhaar — not usable
NANDGAONKAR NANDINI ADHAR.pdf — top and bottom edges cropped, dark image with artifacts
Received: Payment screenshot
NANDGAONKAR NOI PAYMENT DETAIL.pdf
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Aadhaar cardopen
✓PAN cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓E-filing copy (token)open
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The whole file has not been read yet13 papers on file
Moneywaiting for the credit
₹15,780
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹14,820. Case needs ₹15,780. SHORT by ₹960. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹915 below the real calculation of ₹15,735 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
The working
Stamp duty 0.3%5,200
Registration fee 0.5%8,660
Government handling320
Our service fee1,600
Total we ask for15,780
By law ₹15,774.74. We ask ₹15,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
201, 2nd, Musa Heritage Phase-2, SURVEY, 190/13C, Khed, 415709
read from the Index II · e-filing boxes 27 of 46 ready
Check the property →the boxes beside the paper
People
NANDINI VIKAS NANDGAONKAR · co-applicantBSEPN7083DVikas Raghunath Nandgaonkar · applicant…8833
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