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Cases / NOI-2026-01344

Vikas Raghunath Nandgaonkar

HINDUJA_HFLLAN MH/CHU/CHIL/A000000452 With bank to approve · their move SHORT ₹960 See the approvalAll documentsMails & papers 14
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
9 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
✓Payment screenshot — SHORT ₹960 (shows ₹14,820 of ₹15,780)open
✓Aadhaar cardopen
✓PAN cardopen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Selfie / photoopen
✓Sanction letteropen
✓E-filing copy (token)open
✓Paid challan (GRAS)open
Applicant's PAN Card — still needed
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (13)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Payment SHORT by ₹960 (₹14,820 of ₹15,780).
  • The work is done — our fee of ₹15,780 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹15,780
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹14,820; we wait for the credit itself
Stamp duty 0.3%5,200
Registration fee 0.5%8,660
Government handling320
Our service fee1,600
Total we ask for15,780
Screenshot ₹14,820. Case needs ₹15,780. SHORT by ₹960. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹915 below the real calculation of ₹15,735 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
This money went to the HDFC Vyapar QR on the Vivo (EZDOCS). That ear is working (last reached us 15 Oct 17:20 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹15,774.74. We ask ₹15,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 22 minour time · 7 Sep 12:31
Index II —not yet
the NOI team 2 h 24 minthe branch 38 d 10 htotal 38 d 12 h so far
Now with the branch — waiting for your approval of the draft
since 11 Sep 15:09 — 34 d 3 h of working time
Day by day — every step and who held it
7 Sep 05:44Your branch's mail
7 Sep 05:44Papers read+1 min · the NOI team
7 Sep 05:45Property readat once
7 Sep 12:09Papers from your branch+6 h 24 min · the branch
7 Sep 12:10Papers read+1 min · the NOI team
7 Sep 12:10Fee quotedat once
7 Sep 12:31Challan made+21 min · the NOI team
7 Sep 14:31Filed on IGR — e-filing shared+2 h 01 min · the NOI team
11 Sep 13:52Papers from your branch+3 d 23 h · the branch
11 Sep 13:53Papers readat once
11 Sep 15:09Papers from your branch+1 h 16 min · the branch
11 Sep 15:09Papers readat once
Case facts
Bank
HINDUJA_HFL
Loan amount
₹17,29,342
Loan account no.
MH/CHU/CHIL/A000000452
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardVIKAS RAGHUNATH NANDGAONKAR
The sanction letter DIFFERSMR. VIKAS RAGHUNATH NANDGAONKAR
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 2
The PAN cardNANDINI VIKAS NANDGAONKAR
The sanction letter DIFFERSMRS. NANDINI VIKAS NANDGAONKAR
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI has been filed and the e-filing copy shared, with all requested documents, including additional photos for an IGR query, now provided by the branch. The NOI team is now expected to process these documents and obtain the final government Index II of the NOI.
the history says the next move is with the NOI team — the government's Index II
the branch last asked: If both applicant photo received pls proceed
the history says filed on the IGR site is done, but the case stands at With bank to approve — the papers on the case do not show it yet; open the mail it names
the history says e-filing copy shared is done, but the case stands at With bank to approve — the papers on the case do not show it yet; open the mail it names
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 14 (2026-09-11) “PFA COLOUR LIVE PHOTO OF BOTH APPLICANT.”
✓ fee paid — the branch's words — done, mail 1 (2026-09-07) “NOI FEE AMOUNT ALSO CREADITED WITH SAME PAYMENT.”
✓ challan made — done, mail 4 (2026-09-07) “PFA challan for your reference..”
✓ challan shared — done, mail 4 (2026-09-07) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 the sentence it relies on is not in that mail — not counted
✓ filed on the IGR site — done, mail 7 (2026-09-07) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 7 (2026-09-07) “PFA: Downloaded e-filing for your reference..”
read over 14 mail(s), last mail 2026-09-11 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)YOU ARE HERE

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
NS niketrajan.sutar@hindujahousingfinance.com hindujahousingfinance.com
07 Sep, 05:44 · 38d ago THE FIRST MAIL — how this case began
KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLU
DEAR TEAM,

KINDLY PROCESS FOR THE 0.3% & 0.5% CHALLAN & NOI FOR CAPTION CASE. NOI FEE AMOUNT ALSO CREADITED WITH SAME PAYMENT.

PAYMENT SCREENSHOT, KYC OF BOTH APPLICANT & INDEX 2 OF SALEDEED ATTCAHED HERE WITH MAIL FOR YOUR REFERANCE.

REGARD,

NIKET

Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.

🤖 read: asks for the challan, the e-filing copy; says the fee is paid ✓; documents attached; note: Process two challans (0.3% and 0.5%). — “KINDLY PROCESS FOR THE 0.3% & 0.5% CHALLAN & NOI FOR CAPTION CASE.”
11 more mails in between — open
OL The NOI teamTYPED IN GMAIL
07 Sep, 11:39 · 38d ago
Dear Team,

Pls share sanction letter for challan initiation..

earlier mails quoted below
On Mon, 7 Sept 2026 at 05:44, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: DEAR TEAM, KINDLY PROCESS FOR THE 0.3% & 0.5% CHALLAN & NOI FOR CAPTION CASE. NOI FEE AMOUNT ALSO CREADITED WITH SAME PAYMENT. PAYMENT SCREENSHOT, KYC OF BOTH APPLICANT & INDEX 2 OF SALEDEED ATTCAHED HERE WITH MAIL FOR YOUR REFERANCE. *REGARD,* *NIKET* *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for documents
NS niketrajan.sutar@hindujahousingfinance.com hindujahousingfinance.com
07 Sep, 12:09 · 38d ago

PFA SANCTION LETTER.

REGARD,

NIKET

Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.

🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
07 Sep, 12:31 · 38d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: PFA SANCTION LETTER. *REGARD,* *NIKET* *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
07 Sep, 13:51 · 38d ago

TEAM

PFA SNIP FOR A REFERENCE

On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote:

earlier mails quoted below
Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: > PFA SANCTION LETTER. > > > > > *REGARD,* > *NIKET* > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: The team provides a snip for reference.
NR narendradattatry.rasal@hindujahousingfinance.com hindujahousingfinance.com
07 Sep, 14:28 · 38d ago

Ok

---- On Mon, 07 Sep 2026 13:51:08 +0530hhfnoifiling@gmail.com wrote ----

TEAM

PFA SNIP FOR A REFERENCE

earlier mails quoted below
On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com > wrote: PFA SANCTION LETTER. REGARD, NIKET Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: The sender acknowledges the previous communication.
OL The NOI teamTYPED IN GMAIL
07 Sep, 14:31 · 38d ago

TEAM,

PFA: Downloaded e-filing for your reference..

On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302

narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com>

wrote:

earlier mails quoted below
Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530 * hhfnoifiling@gmail.com <hhfnoifiling@gmail.com> * wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: PFA SANCTION LETTER. *REGARD,* *NIKET* *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
11 Sep, 11:42 · 34d ago
Dear Team,

Pls share colour live selfie photos of applicants, because the case is in

the IGR Querry...

earlier mails quoted below
On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com> wrote: > Ok > > > > > ---- On Mon, 07 Sep 2026 13:51:08 +0530 * hhfnoifiling@gmail.com > <hhfnoifiling@gmail.com> * wrote ---- > > TEAM > > PFA SNIP FOR A REFERENCE > > > > On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING <hhfnoifiling@gmail.com> > wrote: > > Team, > > PFA challan for your reference.. > > On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < > niketrajan.sutar@hindujahousingfinance.com> wrote: > > PFA SANCTION LETTER. > > > > > *REGARD,* > *NIKET* > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > > > > -- > Regards > Shweta Sharma > NOI COORDINATOR > EZDOCS > 7715973535 > > > > -- > Regards > Shweta Sharma > NOI COORDINATOR > EZDOCS > 7715973535 <(771)%20597-3535> > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for documents — “Pls share colour live selfie photos of applicants”
NR narendradattatry.rasal@hindujahousingfinance.com hindujahousingfinance.com
11 Sep, 13:52 · 34d ago

PFA ATTACHED REQUIRED DOCUMNETS

From: HHF NOI FILING <hhfnoifiling@gmail.com>

To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"<narendradattatry.rasal@hindujahousingfinance.com>

Cc: <niketrajan.sutar@hindujahousingfinance.com>, <ganesh.pandurang@hindujahousingfinance.com>, <suyash.dipak@hindujahousingfinance.com>, <pravin.bhagwan@hindujahousingfinance.com>, <saurabh.shekhar@hindujahousingfinance.com>

Date: Fri, 11 Sep 2026 11:42:25 +0530

Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER

Dear Team,

Pls share colour live selfie photos of applicants, because the case is in the IGR Querry...

earlier mails quoted below
On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530 hhfnoifiling@gmail.com wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com > wrote: PFA SANCTION LETTER. REGARD, NIKET Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
11 Sep, 14:08 · 34d ago
Dear Team,

Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.

On Fri, 11 Sept 2026 at 13:53, NARENDRA DATTATRY RASAL110302

narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com>

wrote:

earlier mails quoted below
PFA ATTACHED REQUIRED DOCUMNETS From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"< narendradattatry.rasal@hindujahousingfinance.com> Cc: <niketrajan.sutar@hindujahousingfinance.com>, < ganesh.pandurang@hindujahousingfinance.com>, < suyash.dipak@hindujahousingfinance.com>, < pravin.bhagwan@hindujahousingfinance.com>, < saurabh.shekhar@hindujahousingfinance.com> Date: Fri, 11 Sep 2026 11:42:25 +0530 Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER Dear Team, Pls share colour live selfie photos of applicants, because the case is in the IGR Querry... On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com> wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530* hhfnoifiling@gmail.com <hhfnoifiling@gmail.com> * wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: PFA SANCTION LETTER. *REGARD,* *NIKET* *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for documents — “Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.”
NR narendradattatry.rasal@hindujahousingfinance.com hindujahousingfinance.com
11 Sep, 15:09 · 34d ago

Pfa nandini nandgaokar pic

---- On Fri, 11 Sep 2026 14:08:42 +0530hhfnoifiling@gmail.com wrote ----

Dear Team,

Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.

earlier mails quoted below
On Fri, 11 Sept 2026 at 13:53, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: PFA ATTACHED REQUIRED DOCUMNETS From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"< narendradattatry.rasal@hindujahousingfinance.com > Cc: < niketrajan.sutar@hindujahousingfinance.com >, < ganesh.pandurang@hindujahousingfinance.com >, < suyash.dipak@hindujahousingfinance.com >, < pravin.bhagwan@hindujahousingfinance.com >, < saurabh.shekhar@hindujahousingfinance.com > Date: Fri, 11 Sep 2026 11:42:25 +0530 Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER Dear Team, Pls share colour live selfie photos of applicants, because the case is in the IGR Querry... On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530 hhfnoifiling@gmail.com wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com > wrote: PFA SANCTION LETTER. REGARD, NIKET Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
11 Sep, 15:36 · 34d ago

On Fri, 11 Sept 2026 at 15:09, NARENDRA DATTATRY RASAL110302

narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com>

wrote:

earlier mails quoted below
Pfa nandini nandgaokar pic ---- On Fri, 11 Sep 2026 14:08:42 +0530 * hhfnoifiling@gmail.com <hhfnoifiling@gmail.com> * wrote ---- Dear Team, Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR. On Fri, 11 Sept 2026 at 13:53, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com> wrote: PFA ATTACHED REQUIRED DOCUMNETS From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"< narendradattatry.rasal@hindujahousingfinance.com> Cc: <niketrajan.sutar@hindujahousingfinance.com>, < ganesh.pandurang@hindujahousingfinance.com>, < suyash.dipak@hindujahousingfinance.com>, < pravin.bhagwan@hindujahousingfinance.com>, < saurabh.shekhar@hindujahousingfinance.com> Date: Fri, 11 Sep 2026 11:42:25 +0530 Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER Dear Team, Pls share colour live selfie photos of applicants, because the case is in the IGR Querry... On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal <narendradattatry.rasal@hindujahousingfinance.com> wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530* hhfnoifiling@gmail.com <hhfnoifiling@gmail.com> * wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com> wrote: PFA SANCTION LETTER. *REGARD,* *NIKET* *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: asks the branch for documents — “Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.”
NR narendradattatry.rasal@hindujahousingfinance.com hindujahousingfinance.com
11 Sep, 16:21 · 34d ago
Dear madam

If both applicant photo received pls proceed

---- On Fri, 11 Sep 2026 15:09:35 +0530narendradattatry.rasal@hindujahousingfinance.com wrote ----

Pfa nandini nandgaokar pic

---- On Fri, 11 Sep 2026 14:08:42 +0530hhfnoifiling@gmail.com wrote ----

Dear Team,

Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.

earlier mails quoted below
On Fri, 11 Sept 2026 at 13:53, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: PFA ATTACHED REQUIRED DOCUMNETS From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"< narendradattatry.rasal@hindujahousingfinance.com > Cc: < niketrajan.sutar@hindujahousingfinance.com >, < ganesh.pandurang@hindujahousingfinance.com >, < suyash.dipak@hindujahousingfinance.com >, < pravin.bhagwan@hindujahousingfinance.com >, < saurabh.shekhar@hindujahousingfinance.com > Date: Fri, 11 Sep 2026 11:42:25 +0530 Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER Dear Team, Pls share colour live selfie photos of applicants, because the case is in the IGR Querry... On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530 hhfnoifiling@gmail.com wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com > wrote: PFA SANCTION LETTER. REGARD, NIKET Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: note: Proceed if both applicant photos are received.
NS niketrajan.sutar@hindujahousingfinance.com hindujahousingfinance.com
11 Sep, 18:47 · 33d ago
DEA R TEAM,

PFA COLOUR LIVE PHOTO OF BOTH APPLICANT.

REGARD,

NIKET

From: HHF NOI FILING <hhfnoifiling@gmail.com>

To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"<narendradattatry.rasal@hindujahousingfinance.com>

Cc: "niketrajan.sutar"<niketrajan.sutar@hindujahousingfinance.com>, "ganesh.pandurang"<ganesh.pandurang@hindujahousingfinance.com>, "suyash.dipak"<suyash.dipak@hindujahousingfinance.com>, "pravin.bhagwan"<pravin.bhagwan@hindujahousingfinance.com>, "saurabh.shekhar"<saurabh.shekhar@hindujahousingfinance.com>

Date: Fri, 11 Sep 2026 14:08:42 +0530

Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER

Dear Team,

Pls share colour live selfie photos of applicant NANDINI VIKAS NANDGAONKAR.

earlier mails quoted below
On Fri, 11 Sept 2026 at 13:53, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 PFA ATTACHED REQUIRED DOCUMNETS From: HHF NOI FILING < hhfnoifiling@gmail.com > To: "NARENDRA DATTATRY RASAL110302 narendradattatry.rasal"< narendradattatry.rasal@hindujahousingfinance.com > Cc: < niketrajan.sutar@hindujahousingfinance.com >, < ganesh.pandurang@hindujahousingfinance.com >, < suyash.dipak@hindujahousingfinance.com >, < pravin.bhagwan@hindujahousingfinance.com >, < saurabh.shekhar@hindujahousingfinance.com > Date: Fri, 11 Sep 2026 11:42:25 +0530 Subject: Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ CHIPLUN CLUSTER Dear Team, Pls share colour live selfie photos of applicants, because the case is in the IGR Querry... On Mon, 7 Sept 2026 at 14:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 TEAM, PFA: Downloaded e-filing for your reference.. On Mon, 7 Sept 2026 at 14:28, NARENDRA DATTATRY RASAL110302 narendradattatry.rasal < narendradattatry.rasal@hindujahousingfinance.com > wrote: Ok ---- On Mon, 07 Sep 2026 13:51:08 +0530 hhfnoifiling@gmail.com wrote ---- TEAM PFA SNIP FOR A REFERENCE On Mon, 7 Sept 2026 at 12:31, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: Team, PFA challan for your reference.. On Mon, 7 Sept 2026 at 12:09, NIKET RAJAN SUTAR147110 RAJAN SUTAR147110 < niketrajan.sutar@hindujahousingfinance.com > wrote: PFA SANCTION LETTER. REGARD, NIKET Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: documents attached

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot NANDGAONKAR NOI PAYMENT DETAIL.pdf
filed 38d ago
Aadhaar card NANDGAONKAR NANDINI ADHAR.pdf
CANNOT BE READ — clear copy asked 38d ago
PAN card NANDGAONKAR VIKAS PAN.pdf
CANNOT BE READ — clear copy asked 38d ago
Index IIthe branch sent this — an input NANDGAONKAR INDEX 2.pdf
filed 38d ago
Aadhaar card NANDGAONKAR VIKAS ADHAR.pdf
filed 38d ago
PAN card NANDGAONKAR NANDINI PAN.pdf
filed 38d ago
Selfie / photo 8147d952-38d8-4a2a-ac5a-da923dc68749.JPEG
filed 38d ago
Selfie / photo 45d427df-40f1-4e32-9521-c7627f9bcb4b.JPEG
filed 38d ago
Sanction letter SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF
filed 38d ago
E-filing copy (token) eFilingDoc9990709260286.pdf
filed 37d ago
Paid challan (GRAS) VIKAS R NANDGAONKAR EchallanMH009737042202627E.pdf
filed 37d ago
Selfie / photo WhatsApp Image 2026-09-11 at 1.43.52 PM.jpeg
filed 34d ago
Selfie / photo 1000577245.jpg
filed 34d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹15,780
Where it stands
waiting for the credit
Screenshot claims
₹14,820 624517780874
Screenshot ₹14,820. Case needs ₹15,780. SHORT by ₹960. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹915 below the real calculation of ₹15,735 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹5,200₹8,660₹320 ₹1,600₹15,780
By law ₹15,774.74. We ask ₹15,780 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

30 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Mobile (person 1), E-mail (person 1), Building (person 1), Floor (person 1) …
14 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), Area / sector (person 1), PIN (person 1), Village / city (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (28d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (NANDGAONKAR INDEX 2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) इतर वर्णनः, इतर माहितीः मौजे खेड, ता. खेड, जि. रत्नागिरी येथील भु.क्र. 190/13 क क्षेत्र है. आर. 0.03.20 आकार रु.पै. 0.37.सि.स.न. 2903 अ3 क्षेत्र 336.00 चौ.मी. या जमिन मिळकतीमध्ये बांधत असलेल्या मुसा हेरीटेज फेज-2 या इमारतीतील मंजूर नकाशात दर्शविले प्रमाणे दुसरा मजला, निवासी सदनिका न. 201, चटई क्षेत्र 30.398 चौ.मी (एक्लोज बाल्कनी क्षेत्र 8.600 चौ.मी. व नॉर्मल बाल्कनी क्षेत्र 3.190 चौ. मी. असे एकंदर क्षेत्र 38.998 चौ.मी. बाबत साठेकरार. ((C.T.S. Number: 2903 3 3; Survey Number: 190/13 क:)) - स्थानिक स्वराज्य संस्थाः रत्नागिरी
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF
as printed
NO :FLAT NO 201, MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR, STREET NAME:SHIVTAR ROAD,FLOORNO:2CTS NO 2903/A/3,SAINT SENA NAGAR,NEAR POST OFFICE,KHED,MAHARASHTRA,415709
PIN
415709
the Index II
NANDGAONKAR INDEX 2.pdf
the property
1) itara varnanah, itara maahitih mauje kheda, taa. kheda, ji. ratnaagiri yethila bhu.kra. 190/13 ka kshetra hai. aara. 0.03.20 aakaara ru.pai. 0.37.si.sa.na. 2903 a3 kshetra 336.00 chau.mi. yaa jamina milakatimadhye baandhata asalelyaa musaa heriteja pheja-2 yaa imaaratitila manjura nakaashaata darshavile pramaane dusaraa majalaa, nivaasi sadanikaa na. 201, chatai kshetra 30.398 chau.mi (ekloja baalkani kshetra 8.600 chau.mi. va normala baalkani kshetra 3.190 chau. mi. ase ekandara kshetra 38.998 chau. mi. baabata saathekaraara. ((C.T.S. NUMBER: 2903 a 3; SURVEY NUMBER: 190/13 ka:)) - sthaanika svaraajya sansthaah ratnaagiri
PIN
415709
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 201 MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR SHIVTAR ROAD CTS NO 2903/A/3
Locality/Road
SAINT SENA NAGAR NEAR POST OFFICE KHED MAHARASHTRA
Area/City
RATNAGIRI
check or correct a box, the papers beside it →
the Index II also prints: 0, 00, 03, 1, 190, 190/13, 20, 2903, AAKAARA, AARA, ASALELYAA, ASE, BAABATA, BAALKANI, BAANDHATA, BHU, CHATAI, CHAU
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorNANDINI VIKAS NANDGAONKARBSEPN7083D
mortgagorVikas Raghunath Nandgaonkar…8833
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
document chaseniketrajan.sutar@hindujahousingfinance.com 38d ago
documents acknowledgedniketrajan.sutar@hindujahousingfinance.com 38d ago
What EzDocs read from each document — check anything marked in red
PAN card NANDGAONKAR VIKAS PAN.pdf needs your check
dob
1987-05-07
pan
AIGPN3597H
name
VIKAS R NANDGAONKAR
legible
False
quality issue
extremely pixelated and blurred, details difficult to read
raw reading (for Abhijit)
{'dob': '1987-05-07', 'pan': 'AIGPN3597H', 'name': 'VIKAS R NANDGAONKAR', 'legible': False, 'aadhaar_last4': None, 'quality_issue': 'extremely pixelated and blurred, details difficult to read'}
Aadhaar card NANDGAONKAR VIKAS ADHAR.pdf needs your check
dob
1987-05-07
name
Vikas Raghunath Nandgaonkar
legible
True
aadhaar last4
8833
raw reading (for Abhijit)
{'dob': '1987-05-07', 'pan': None, 'name': 'Vikas Raghunath Nandgaonkar', 'legible': True, 'aadhaar_last4': '8833', 'quality_issue': None}
Aadhaar card NANDGAONKAR NANDINI ADHAR.pdf needs your check
dob
1987-07-07
name
Nandini Vikas Nandgaonkar
legible
False
aadhaar last4
3629
quality issue
top and bottom edges cropped, dark image with artifacts
raw reading (for Abhijit)
{'dob': '1987-07-07', 'pan': None, 'name': 'Nandini Vikas Nandgaonkar', 'legible': False, 'aadhaar_last4': '3629', 'quality_issue': 'top and bottom edges cropped, dark image with artifacts'}
Payment screenshot NANDGAONKAR NOI PAYMENT DETAIL.pdf needs your check
utr
624517780874
date
2026-09-02
amount
14820
method
Google Pay
payee upi
vyapar.168072320123@hdfcbank
payee name
EZDOCS
payer name
Vikas Nandgaonkar
debit notification text
Payment of ₹14,820 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account
raw reading (for Abhijit)
{'utr': '624517780874', 'date': '2026-09-02', 'amount': 14820, 'method': 'Google Pay', 'payee_upi': 'vyapar.168072320123@hdfcbank', 'payee_name': 'EZDOCS', 'payer_name': 'Vikas Nandgaonkar', 'debit_notification_text': "Payment of ₹14,820 completed Receiver's bank has confirmed deposit of money to EZDOCS's bank account"}
PAN card NANDGAONKAR NANDINI PAN.pdf needs your check
dob
1987-07-07
pan
BSEPN7083D
name
NANDINI VIKAS NANDGAONKAR
legible
True
raw reading (for Abhijit)
{'dob': '1987-07-07', 'pan': 'BSEPN7083D', 'name': 'NANDINI VIKAS NANDGAONKAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo 45d427df-40f1-4e32-9521-c7627f9bcb4b.JPEG needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Selfie / photo 8147d952-38d8-4a2a-ac5a-da923dc68749.JPEG needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Index II NANDGAONKAR INDEX 2.pdf needs your check
kind
index2_input
extracted
pin: 415709; doc_no: KHD-2334-2026; village: खेड; doc_kind: सूची क्र.2; doc_year: 2026; sro_name: नोंदणी कार्यालय सह दु.नि.खेड; area_text: 38.998 चौ. मीटर; mortgagee: विकास रघुनाथ नांदगांवकर; mortgagors: ['मुसा बिल्डर्स
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '415709', 'doc_no': 'KHD-2334-2026', 'village': 'खेड', 'doc_kind': 'सूची क्र.2', 'doc_year': '2026', 'sro_name': 'नोंदणी कार्यालय सह दु.नि.खेड', 'area_text': '38.998 चौ. मीटर', 'mortgagee': 'विकास रघुनाथ नांदगांवकर', 'mortgagors': ['मुसा बिल्डर्स अॅण्ड डेव्हलपर्स भागीदारी संस्था'], 'stamp_duty': 114000.0, 'filing_date': '2026-08-25', 'loan_amount': 1900000.0, 'property_text': '1) इतर वर्णनः, इतर माहितीः मौजे खेड, ता. खेड, जि. रत्नागिरी येथील भु.क्र. 190/13 क क्षेत्र है. आर. 0.03.20 आकार रु.पै. 0.37.सि.स.न. 2903 अ3 क्षेत्र 336.00 चौ.मी. या जमिन मिळकतीमध्ये बांधत असलेल्या मुसा हेरीटेज फेज-2 या इमारतीतील मंजूर नकाशात दर्शविले प्रमाणे दुसरा मजला, निवासी सदनिका न. 201, चटई क्षेत्र 30.398 चौ.मी (एक्लोज बाल्कनी क्षेत्र 8.600 चौ.मी. व नॉर्मल बाल्कनी क्षेत्र 3.190 चौ. मी. असे एकंदर क्षेत्र 38.998 चौ. मी. बाबत साठेकरार. ((C.T.S. Number: 2903 अ 3; Survey Number: 190/13 क:)) - स्थानिक स्वराज्य संस्थाः रत्नागिरी', 'survey_numbers': ['190/13 क', '2903 अ3'], 'header_doc_number': 'KHD-2334-2026'}}
Sanction letter SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF needs your check
lan
MH/CHU/CHIL/A000000452
legible
True
loan type
Housing
confidence
1.0
loan amount
1615000.0
interest rate
13.5
sanction date
27 Jul 2026
applicant names
MR. VIKAS RAGHUNATH NANDGAONKAR, MRS. NANDINI VIKAS NANDGAONKAR
property address
pin: 415709; road: SHIVTAR ROAD; state: Maharashtra; taluka: Khed; Flat no: Flat No 201; Floor: SECOND FLOOR; landmark: NEAR POST OFFICE; Address: NO :Flat No 201, MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR,
insurance premium
114342.0
includes insurance
True
total with insurance
1729342.0
applicant address from462
read again off the letter's pages (page 1, Address of the Applicant row)
security address verbatim
NO :Flat No 201, MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR, Street Name:SHIVTAR ROAD,FloorNo:2CTS NO 2903/A/3,SAINT SENA NAGAR,NEAR POST OFFICE,Khed,Maharashtra,415709
applicant address verbatim
66A, NANDGAON, 0, NANDGAON, KHED, RATNAGIRI, MAHARASHTRA,, Semiurban, Khed, Maharashtra, India - 415709
raw reading (for Abhijit)
{'lan': 'MH/CHU/CHIL/A000000452', 'legible': True, 'loan_type': 'Housing', 'confidence': 1.0, 'loan_amount': 1615000.0, 'interest_rate': 13.5, 'quality_issue': None, 'sanction_date': '27 Jul 2026', 'letter_version': None, 'applicant_names': ['MR. VIKAS RAGHUNATH NANDGAONKAR', 'MRS. NANDINI VIKAS NANDGAONKAR'], 'applicant_mobile': None, 'property_address': {'pin': '415709', 'road': 'SHIVTAR ROAD', 'state': 'Maharashtra', 'taluka': 'Khed', 'flat_no': 'Flat No 201', 'district': None, 'floor_no': 'SECOND FLOOR', 'landmark': 'NEAR POST OFFICE', 'full_address': 'NO :Flat No 201 , MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR , Street Name:SHIVTAR ROAD ,FloorNo:2CTS NO 2903/A/3,SAINT SENA NAGAR,NEAR POST OFFICE,Khed,Maharashtra,415709', 'village_city': 'Khed', 'building_name': 'MOOSA HERITAGE PHASE 2 BUILDING', 'survey_or_cts_no': 'CTS NO 2903/A/3'}, 'insurance_premium': 114342.0, 'includes_insurance': True, 'total_with_insurance': 1729342.0, 'applicant_address_from462': "read again off the letter's pages (page 1, Address of the Applicant row)", 'security_address_verbatim': 'NO :Flat No 201 , MOOSA HERITAGE PHASE 2 BUILDING SECOND FLOOR , Street Name:SHIVTAR ROAD ,FloorNo:2CTS NO 2903/A/3,SAINT SENA NAGAR,NEAR POST OFFICE,Khed,Maharashtra,415709', 'applicant_address_verbatim': '66A, NANDGAON, 0, NANDGAON, KHED, RATNAGIRI, MAHARASHTRA,, Semiurban, Khed, Maharashtra, India - 415709'}
Payment screenshot NANDGAONKAR NOI PAYMENT DETAIL.pdf needs your check
payments inside
bank: Bank Of Maharashtra; kind: payment_screenshot; payments: [{'utr': '624517780874', 'date': '2026-09-02', 'page': 1, 'time': '10:36', 'payee': 'EZDOCS', 'amount': 14820.0, 'direction': 'debit', 'narration': "Payment
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Bank Of Maharashtra', 'kind': 'payment_screenshot', 'payments': [{'utr': '624517780874', 'date': '2026-09-02', 'page': 1, 'time': '10:36', 'payee': 'EZDOCS', 'amount': 14820.0, 'direction': 'debit', 'narration': "Payment of ‘14,820 completed. Receiver's bank has confirmed deposit of money to EZDOCS's bank account. UPI transaction ID 624517780874. To: EZDOCS vyapar.168072320123@hdfcbank. From: Mr VIKAS RAGHUNATH NANDGAONKAR (Bank Of Maharashtra). Google Pay. vikasnandgaonkar1985@okaxis. Google transaction ID CICAgPjAu-62AQ.", 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': 'Vikas Nandgaonkar'}}
Selfie / photo WhatsApp Image 2026-09-11 at 1.43.52 PM.jpeg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Selfie / photo 1000577245.jpg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
3m agoEzDocschallan_boxes_by_rules{'fp': 'b0f02313f5ad84f4', 'why': 'box 1 lost a number the case holds (13)', 'anew': 'first'}
1h agoEzDocsreader_efiling_verdict{'fp': '64e749f2c395a94d', 'asked': True, 'findings': [{'do': 'Ask branch for the MOTD or the date of mortgage.', 'box': 'Date of Mortgage', 'why': 'Date of mortgage is a required field and is missing.', 'page': 'Start p
7h agoEzDocsdraft_withdrawn{'why': "the team's own mail of 07 Sep, 12:31 shared the paid challan — the draft it answers is taken off", 'count': 1, 'kinds': ['ack_docs']}
1d agoEzDocsreader_mail_addition{'fp': '5f6254a7db8363f5', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1d agoEzDocsreader_home_address{'fp': 'befd27b24d06e650', 'from': 'the sanction letter (SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF)', 'home': {'pin': '415709', 'area': 'NANDGAON', 'flat': '66A', 'state': 'MAHARASHTRA', 'district': 'RA
13d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'NANDGAONKAR VIKAS ADHAR.pdf', 'cards': 1, 'doc_id': '1ee9b6a6-5e2d-4fbc-87ac-d7a14ecbc92d', 'applied': 0}
13d agoEzDocscards_read{'why': 'read card by card — this file holds one card; its own reading stands', 'file': 'NANDGAONKAR NANDINI PAN.pdf', 'cards': 1, 'doc_id': 'c25ae113-e555-427b-9a25-a0feceeba99d', 'applied': 0}
16d agoEzDocsletter_home_read462{'fp': 'doc:cf1cd357-c2e8-4b5d-b85c-b353455b92a9', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'SANCTION_202033MHCHUCHILA0000004527272026135050Sancti
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agoEzDocsindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'NANDGAONKAR INDEX 2.pdf', 'doc_id': '729b814c-7a05-46f3-a0b9-f275bcc4d30f', 'head
28d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['NANDGAONKAR INDEX 2.pdf', 'SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF', 'NANDGAONKAR VIKAS ADHAR.pdf', 'NANDGAONKAR NANDINI PAN.pdf'], 'after': {'addresses'
28d agoEzDocsaddress_compared{'sig': '1cde204363d31d43', 'why': 'after gather', 'people': [{'home': '66a, Nandgaon, Ratnagiri, 415709', 'person': 'Vikas Raghunath Nandgaonkar', 'against': [], 'home_src': 'aadhaar', 'party_id': '0aa45688-d3ca-4b77-a1
28d agoEzDocschallan_boxes_by_rules{'fp': 'b0f02313f5ad84f4', 'why': 'box 1 lost a number the case holds (190)'}
28d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Area', 'why': 'The typed a
28d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'NANDGAONKAR INDEX 2.pdf', 'changed': {'district': {'was': None, 'index2':
28d agoEzDocsindex2_people_checked{'doc_id': '729b814c-7a05-46f3-a0b9-f275bcc4d30f', 'differs': 1, 'matched': [{'score': 0.93, 'person': 'Vikas Raghunath Nandgaonkar', 'pan_agrees': False}, {'score': 0.92, 'person': 'NANDINI VIKAS NANDGAONKAR', 'pan_agre
28d agoEzDocsindex2_pan_differs{'why': "the Index II's purchaser row prints a different PAN from the card on the case — either the KYC is someone else's or the registrar typed it wrong; a person decides", 'doc_id': '729b814c-7a05-46f3-a0b9-f275bcc4d30
28d agoEzDocsbase_adopted_from_sanction{'now': 1729342.0, 'was': 1615000.0, 'why': 'the sanction letter on file states a total WITH insurance — that is the fee base; the figures re-work themselves'}
29d agoEzDocsloan_amount_rebased{'now': 1615000.0, 'was': 1729342.0, 'why': "this bank's NOI fee is computed on the SANCTIONED amount — six of its own paid challans say so to the rupee. The case was holding the total with insurance.", 'bank': 'HINDUJA_
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d agoEzDocskyc_address_missing{'why': "no Aadhaar on this case prints this person's address — the Mortgagor page will use the property address unless a person types the home address", 'person': 'NANDINI VIKAS NANDGAONKAR', 'party_id': '775ff81c-718d-
30d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '415709', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Nandgaon', 'doc_id': '1ee9b6a6-5e2
31d agoEzDocsdraft_found_on_case{'now': 'DRAFT_SHARED', 'was': 'CHALLAN_PAID', 'why': 'the paper is the fact and the stage follows it — the case was standing at an earlier step than the people working it. The money is untouched by this.', 'trigger': 't
31d agoEzDocsproperty_attrs_split{'now': {'Number type': 'CTS', 'Second number type': '', 'Number': '190/13 K, 2903 A3', 'Second number': ''}, 'was': {'Number type': 'CTS', 'Second number type': '', 'Number': '190/13 क, 2903 अ3', 'Second number': ''}, 'why': "the n
33d agoEzDocshalf_read_mail_reread{'why': 'this mail named 2 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'hhfnoifiling@gmail.com', '
33d agoEzDocsdocuments_read_together{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 2, 'seconds': 1.1, 'workers': 2}

Case diary the case’s history — what happened, newest day first

Papers
1 still needed for the challan
Applicant's PAN Card
Money
Screenshot SHORT by ₹960
₹14,820 shown against ₹15,780 — the balance is being asked for.
Challan & filing
With bank to approve
The challan is paid; the filing is under way.
Next — whose move
The bank
approving the draft
For you to check: Payment SHORT by ₹960 (₹14,820 of ₹15,780). The work is done — our fee of ₹15,780 is still not in our account. Chase the branch for it.
Today · 15 Oct2 things
EzDocs checked the e-filing boxes against the papers
17:09
An old draft withdrew itself — its asks were already answered
11:30
Yesterday · 14 Oct1 thing — 1 step
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
04:34
26 Sep1 thing — 1 step
EzDocs took 5 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:20
16 Sep2 things — 1 money step · 1 step
EzDocs took 8 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:57
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
18:36
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
03:35
14 Sep2 things — 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:51
The draft e-filing copy went to the bank — waiting for its approval
16:09
11 Sep4 things — 2 documents received · 2 steps
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:09
Received: Selfie
1000577245.jpg
15:09
Selfie checked — a live one
A real selfie — usable for the e-filing.
13:53
Received: Selfie
WhatsApp Image 2026-09-11 at 1.43.52 PM.jpeg
13:53
9 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
20:21
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:21
7 Sep32 things — 11 documents received · 6 letters written · 2 cautions · 13 steps
EzDocs took 6 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:59
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:59
Received: Challan
VIKAS R NANDGAONKAR EchallanMH009737042202627E.pdf
20:59
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
20:58
Received: E-filing copy
eFilingDoc9990709260286.pdf
20:58
Moved to 'challan paid' on the NOI team's own mail
The NOI team's own mail said the challan went — the case followed.
13:08
Wrote the documents acknowledged mail — held, silent mode
Re: KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452
12:10
Asked the branch for the balance, with the calculator table
12:10
An old draft withdrew itself — its asks were already answered
12:10
No fee quote sent — the branch's own figures were right
12:10
The payment proof already on the case was applied
12:10
Property address read from the sanction letter
12:10
Received: Sanction letter
SANCTION_202033MHCHUCHILA0000004527272026135050Sanction.PDF
12:10
The case's name was filled from its own papers
06:00
Wrote the document chase mail — held, silent mode
KINDLY PROCESS 0.3 & 0.5 CHALLAN & NOI IN CASE OF Mr. VIKAS RAGHUNATH NANDGAONKAR _ MH/CHU/CHIL/A000000452 _ C
05:45
Property read from the Index II
05:45
Index II (title document) received from the branch
05:45
Selfie checked — a live one
A real selfie — usable for the e-filing.
05:45
Selfie checked — a live one
A real selfie — usable for the e-filing.
05:45
Co-applicant added
05:44
Received: Selfie
45d427df-40f1-4e32-9521-c7627f9bcb4b.JPEG
05:44
Received: Selfie
8147d952-38d8-4a2a-ac5a-da923dc68749.JPEG
05:44
Received: PAN card
NANDGAONKAR NANDINI PAN.pdf
05:44
Payment proof arrived before the case was quoted — held
05:44
Document could not be read — a clear copy was asked for
top and bottom edges cropped, dark image with artifacts
05:44
Document could not be read — a clear copy was asked for
extremely pixelated and blurred, details difficult to read
05:44
Received: Aadhaar
NANDGAONKAR VIKAS ADHAR.pdf
05:44
Received: Index II
NANDGAONKAR INDEX 2.pdf
05:44
Received: PAN card — not usable
NANDGAONKAR VIKAS PAN.pdf — extremely pixelated and blurred, details difficult to read
05:44
Received: Aadhaar — not usable
NANDGAONKAR NANDINI ADHAR.pdf — top and bottom edges cropped, dark image with artifacts
05:44
Received: Payment screenshot
NANDGAONKAR NOI PAYMENT DETAIL.pdf
05:44
Case opened from the branch's mail
05:44
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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