⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Raju Puliya Rathod
Mails & papers 13 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
1 Oct, 18:13
Documents
done 1 Oct, 18:15
Payment
took 30m
Challan
done 1 Oct, 18:45 · GRAS ↗
Filing
took 4d 21h · IGR e-filing ↗
E-filing copy
done 6 Oct, 16:45
Index II
waiting 7d 12h
their moveIndex II pending · the trail says: The team has shared the challan and is awaiting payment approval from the branch. The branch needs to confirm payment for the process to move forward.whole case so far 12d 10h
Needs your eyes3
Mail bounced — the branch did not get it. Re-send.
The work is done — our fee of ₹1,687.61 is still not in our account. Chase the branch for it.
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
12 Oct3 things
A mail could not be delivered — the branch did NOT receive it
The branch never got that letter — re-send it.
file note490
mail against file490 — by ezdocs:reader
6 Oct4 things — 4 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
file note490
mail against file490 — by ezdocs:reader
file note490
3 Oct10 things — 1 document received · 1 letter written · 8 steps
dhc prn read
efiling copy read
desk documents backfill
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990110260769.pdf
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
challan boxes composed
box disagreement
pages trimmed480
1 Oct82 things — 12 documents received · 5 letters written · 6 cautions · 59 steps
index2 docno read
EzDocs read the whole trail as one conversation — where the case stands is on the page
Judged again with today's rules, the challan still does not match the case — a person opens it
dhc prn read
efiling copy read
The draft e-filing copy went to the bank — waiting for its approval
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
S Screenshot 2026-10-01 190638.png
Checked: this challan is not another case's
EzDocs read the whole trail as one conversation — where the case stands is on the page
A file was read again from the start — everything inside it now counts
TWO 0.3% challans on this case — the portal takes only one; the 0.3% must be a single challan for the whole amount
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
reading error456
quoted history checked
Judged again with today's rules, the challan still does not match the case — a person opens it
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
challan extracted
Received: Challan
RAJU PULIYA RATHOD EchallanMH011259180202627E.pdf
extra challan scanned
copilot edit — by copilot:DARBAR
copilot check issues — by copilot
money check hold — by copilot
challan numbers from reading — by copilot
EzDocs read the whole trail as one conversation — where the case stands is on the page
document read again
EzDocs read the whole trail as one conversation — where the case stands is on the page
boxes gathered
address compared
challan boxes composed
A box the papers had not filled was read off a paper and corrected
boxes gathered
address compared
challan boxes composed
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03107
acknowledged with advice
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03107
The payment proof already on the case was applied
The branch's own fee working disagrees with the law
money settled — by ezdocs:reader
property numbers completed
documents read together
case read started — by ezdocs:reader
Property address read from the sanction letter
roles from letter
hhf application id recorded
property self check
Received: Index II
Fw: Index II.eml
Received: Sanction letter
SanctionLetter_1400068_01102026101641.pdf
Selfie checked — a live one
A real selfie — usable for the e-filing.
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie
IMG20261001153324.jpg
Payment proof arrived before the case was quoted — held
Selfie checked — a live one
A real selfie — usable for the e-filing.
property from index2
index2 people checked
property english extracted
Received: Payment screenshot
IMG-20261001-WA0070.jpg
Received: Selfie
IMG20261001153314.jpg
Received: Aadhaar
RAJU AADHAR.pdf
index2 people checked
Index II (title document) received from the branch
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Co-applicant added
Received: Index II
IMG-20260910-WA0069.jpg
Received: Aadhaar
CO-APP AADHAR (2) (1).jpg
Received: PAN card
CO-APP PAN (4).jpg
Received: PAN card
APP PAN (2).jpg
intake table parsed
property from mail body
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓PAN cardopen
✓Aadhaar cardopen
✓Selfie / photoopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 13 files
The file, as the engine remembers it3 open
The case is a top-up loan on a flat in Yewalewadi, Pune. The borrower is Raju Puliya Rathod and co-applicant is Ambika Raju Rathod, both verified as owners via the purchase Index II of 2024. The loan is sanctioned for 528,761 including insurance. The mortgage deed/MOTD is missing, so the date of mor
○RAJU PULIYA RATHOD — e-mail — the branch
○AMBIKA RAJU RATHOD — e-mail — the branch
○this desk's fee (Rs 1687) — the branch
?the papers disagree on Loan account number mismatch (this case (the branch's mail): HHEPUN00585523; the sanction letter: 1400068) — Verify with the branch if HHEPUN00585523 is the correct loan account number for this notice.
?unsure of date_of_mortgage — No MOTD or mortgage deed is on file to provide the date of mortgage deposit.
the branch's last mail (2026-10-12): The branch is asking for the index2. · brought: Sanket Kamat's mobile number; ACH account number
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T04:53 UTC
Moneywaiting for the credit
₹1,687.61
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹5,731 — verified by itself the moment the bank credit is heard.
Paid by GPay at 2026-10-01 — verified when Google's NEFT lands in the PNB account (within hours).
The money may already be here — 2 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%1,587
Registration fee 0.5%0
Government handling0
Our service fee100
Total we ask for1,687.61
By law ₹1,686.28. We ask ₹1,687 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
702, 7th, MAHAVIR CORNER, SURVEY, 75, 33, Yewalewadi, 411048
read from the Index II · e-filing boxes 43 of 46 ready
Check the property →the boxes beside the paper
People
AMBIKA RAJU RATHOD · co-applicantCMIPR8589KRAJU PULIYA RATHOD · applicantASWPR5111P
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