silent mode — a mail leaves only when you press Sendsilent mode
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मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-03423

Adarsh Mahendra Khandare

PNB_HFLLAN HOU/AMR/0826/5193850Loan ₹18,72,000NOI
File on IGRMails & papers 6 3 new 1 draft to send

Correct a detail

Payment seen with your own eyes

A note for the history

Undo a verification

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
yesterday 16:19
Documents
Payment
done yesterday 16:25 · Copilot
Challan
took 1h 44m · GRAS ↗
Filing
in the tray 1d 3h · IGR e-filing ↗
our moveChallan paid · the trail says: The branch has requested a paid challan and the NOI process. The branch has provided an attachment named NOI Adarsh Khandare.pdf.whole case so far 1d 5h
Needs your eyes3
Challan on file does not agree with the case. Open it before paying or sharing.
Branch wrote ₹36,92,000; sanction letter says ₹18,72,000. We quoted on ₹18,72,000. Confirm the mortgage amount before the challan.
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the legal report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Amravati
Taluka
Amravati
Village
Rahatgaon
Number type
PLOT
Number
11/B
Building
(empty)
Floor
(empty)
Flat / shop no
11/B
Area
205.05
Hadd
Amravati
Read from the legal report, not the Index II. NOI Adarsh Khandare.pdf open it · If an Index II is on file, read the property from it.
✗ EzDocs found boxes that do NOT agree with the document (1d ago) — open the verification page; they are marked in red.
Building, Floor are empty — the portal will not take a blank. Fill it on the verification page first →
NEXT STEPour move

File the NOI on the IGR site

The challan is paid. The co-pilot fills the portal from the case; you check and submit.

Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹26,090, GRN MH011850703202627E) was worked on a loan of ₹36,91,669–₹36,95,001; this case holds ₹18,72,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• Mortgagor pages: UJWALA MAHENDRA KHANDARE is on the sanction letter but the branch's mail names the owner as ADARSH MAHENDRA KHANDARE — a borrower, not a mortgagor: no page
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• 16 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, attr1_type
• Payment page: NO paid challan on this case fits its loan of 18,72,000 — GRN MH011850703202627E pays 11,090 + 15,000 (that is a loan of about 36,97,000): another customer's challan, or the loan on the file is wrong. The GRN, the amount and the date are left for a person.
• challan paid-date not on file — it is printed on the challan
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹26,090; it reads: ₹11,090 (stamp-duty head), ₹15,000 (registration head); this case’s figures say ₹15,000 (0.3% ₹5,630 + 0.5% ₹9,370 on a loan of ₹18,72,000); the challan itself says a loan of ₹36,92,000. No sanction letter on this file prints ₹36,91,669–₹36,95,001, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Yesterday · 12 Oct78 things
Judged again with today's rules, the challan still does not match the case — a person opens it
19:03
Checked: this challan is not another case's
19:01
The branch's title document is on the case — the filing is the NOI team's move
18:06
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
18:06
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
18:06
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
18:06
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
18:06
challan extracted
18:06
Received: Challan
ADARSH MAHENDRA KHANDARE EchallanMH011850703202627E.pdf
18:06
challan boxes composed
17:50
challan boxes not the papers words — by copilot
17:50
file note490
17:42
mail against file490 — by ezdocs:reader
17:42
copilot check issues — by copilot
17:20
form checked489
17:20
challan boxes not the papers words — by copilot
17:20
copilot edit — by copilot:SANDEEP
17:15
reader verdict — by ezdocs:reader
17:13
copilot check ok — by copilot
17:13
form checked489
17:12
address check hold — by copilot
17:12
challan boxes not the papers words — by copilot
17:12
challan boxes composed
17:12
copilot check ok — by copilot
17:12
form checked489
17:12
copilot edit — by copilot:SANDEEP
17:10
quoted history checked
17:05
extra challan scanned
17:02
copilot check ok — by copilot
16:51
form checked489
16:51
file note490
16:32
mail against file490 — by ezdocs:reader
16:32
The branch's mail and the sanction letter name different loan amounts — we follow the letter; confirm the mortgage amount
Stamp duty follows the mortgage amount — a wrong base is a wrong challan.
16:32
copilot check ok — by copilot
16:26
form checked489
16:26
reader verdict — by ezdocs:reader
16:26
address check hold — by copilot
16:26
challan boxes composed
16:26
reader mail addition — by ezdocs:reader
16:26
file note490
16:20
branch from reading501 — by ezdocs:reader
16:20
case read — by ezdocs:reader
16:20
property self check
16:20
Property checked by the engine — read from the report, every box that names the flat is there
16:20
Everything for the challan is in — queued
Papers and money are in — the challan is next.
16:20
case acknowledged challan queued
16:20
Wrote the acknowledgement mail — held, silent mode
REQUEST FOR PAID CHALLAN IN CASE OF MR. ADARSH MAHENDRA KHANDARE: - HOU/AMR/0826/5193850 & NHL/AMR/1026/523664
16:20
An old draft withdrew itself — its asks were already answered
16:20
boxes gathered
16:20
challan boxes composed
16:20
Property re-read from this bank's ruling source (ICICI: the technical report)
16:20
box disagreement
16:20
box disagreement
16:20
box disagreement
16:20
EzDocs read the whole trail as one conversation — where the case stands is on the page
16:20
The home address was read off the papers — by ezdocs:reader
16:20
pages trimmed480
16:20
property attrs split
16:20
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
16:20
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
16:20
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
16:20
receivable snapshot
16:20
screenshot claim recorded
16:20
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
16:20
kyc address read
16:20
roles from letter
16:20
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03423
16:20
acknowledged with advice
16:20
money settled — by ezdocs:reader
16:20
No fee quote sent — the branch's own figures were right
16:20
money corrected from papers
16:20
case read started — by ezdocs:reader
16:20
applicant email captured
16:20
Property address read from the sanction letter
16:20
Received: Sanction letter
NOI Adarsh Khandare.pdf
16:19
intake table parsed
16:19
property from mail body
16:19
Case opened from the branch's mail
16:19
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deed — inside NOI Adarsh Khandare.pdfopen
✓LSR (search report) — inside NOI Adarsh Khandare.pdfopen
✓PAN card — inside NOI Adarsh Khandare.pdfopen
✓Aadhaar card — inside NOI Adarsh Khandare.pdfopen
✓Selfie / photo — inside NOI Adarsh Khandare.pdfopen
✓Payment screenshot — money verified — inside NOI Adarsh Khandare.pdfopen
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 2 files
The file, as the engine remembers it4 open
File contains two sanction letters for Adarsh Mahendra Khandare covering a Housing Loan (Rs. 18,72,000) and a Non-Housing Loan (Rs. 18,20,000) secured by the same open plot property at Mouje Rahatgaon, Amravati. The branch request asks for a combined challan and NOI for a total loan amount of Rs. 36
○ADARSH MAHENDRA KHANDARE — home flat — the branch
○property — building — the branch
○property — floor — the branch
○property — road / locality — the branch
?the papers disagree on Two loans on the file (sanction letter version 5: Housing Loan of Rs. 18,72,000 including insurance, LAN HOU/A; sanction letter version 3: Non Housing Loan of Rs. 18,20,000 including insurance, LAN N; the branch's request m) — Proceed with the combined total loan amount of Rs. 36,92,000 as instructed in the branch request.
the branch's last mail (2026-10-12): The branch requests the paid challan and confirms the total loan amount. · brought: total loan amount · settled: disagree:ec22b1a9
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T12:12 UTC
Moneyall of it is in
₹16,820.99
Reached our account 12 Oct 15:32:51.
How we know
Our own bank told us — 12 Oct 15:32
₹31,340 · UTR AXNGG28524548957 · from JK-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.31340.00,12-10-2026 15:32:51 thru NEFT from AXNGG28524548957/GOOGLE INDIA DIGITAL . Aval Bal 72728.25 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
The working
Stamp duty 0.3%5,630
Registration fee 0.5%9,370
Government handling320
Our service fee1,500
Total we ask for16,820.99
By law ₹16,796. We ask ₹16,820 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
11/B, PLOT, 11/B, Rahatgaon, 444601
read from the legal report · e-filing boxes 27 of 34 ready
Check the property →the boxes beside the paper
People
ADARSH MAHENDRA KHANDARE · applicantELFPK0696N
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