⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Akash Naresh Gedam
LAN HOU/AMR/0726/5175959Loan ₹26,25,000NOIMails & papers 4 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 16:00
Documents
took 8m
Payment
took 19m
Challan
took 20m · GRAS ↗
Filing
took 19h 39m · IGR e-filing ↗
E-filing copy
done 10 Oct, 12:40
Index II
waiting 3d 12h
their moveIndex II pending · the trail says: The branch has sent the loan documents and requested a paid challan and the NOI process. The team is waiting to receive the paid challan and proceed with the…whole case so far 4d 8h
Needs your eyes1
2 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
10 Oct33 things
A file was read again from the start — everything inside it now counts
dhc prn read
efiling copy read
reading error456
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260072.pdf
copilot check ok — by copilot
form checked489
pan card name set aside — by copilot
copilot edit — by copilot:ANJU
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
paper locate — by ezdocs:reader
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
pan card name set aside — by copilot
The home address was read off the papers — by ezdocs:reader
pan card name set aside — by copilot
pan card name set aside — by copilot
9 Oct67 things — 2 documents received · 7 letters written · 1 money step · 57 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SUNANDA NARESH GEDAM EchallanMH011715226202627E.pdf
copilot edit — by copilot:SANDEEP
copilot check ok — by copilot
form checked489
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
copilot check ok — by copilot
form checked489
challan boxes composed
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
kyc address missing
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
REQUEST FOR PAID CHALLAN IN CASE OF MR. AKASH NARESH GEDAM: HOU/AMR/0726/5175959
An old draft withdrew itself — its asks were already answered
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
quoted history checked
extra challan scanned
index2 docno read
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-03357
acknowledged with advice
An old draft withdrew itself — its asks were already answered
file note490
bundle holds503 — by ezdocs:reader
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
cards read
Nothing new to ask for — stayed quiet
boxes gathered
challan boxes composed
Wrote the document chase mail — held, silent mode
NOI case
An old draft withdrew itself — its asks were already answered
kyc address read
pages trimmed480
property self check
property from index2
index2 people checked
The file seems to show a payment to us but no row could be read — open it
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
roles from letter
Co-applicant added
money settled — by ezdocs:reader
money settled — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
roles from letter
case read started — by ezdocs:reader
applicant email captured
Property address read from the sanction letter
document read again
Received: Sanction letter
Document 39.pdf
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03357
EzDocs read the whole trail as one conversation — where the case stands is on the page
Wrote the fee quote mail — held, silent mode
NOI case NOI-2026-03357
intake table parsed
property from mail body
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
11 of 11 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Paid challan (GRAS)open
✓E-filing copy (token)open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 3 files
The file, as the engine remembers it14 open
File verified for PNB Housing Finance Ltd. Loan amount includes financed insurance totaling 26,25,000. Property is a plot owned by Sunanda Naresh Gedam.
○AKASH NARESH GEDAM — PAN — the branch
○AKASH NARESH GEDAM — date of birth — the branch
○AKASH NARESH GEDAM — home building — the branch
○AKASH NARESH GEDAM — home flat — the branch
○AKASH NARESH GEDAM — home road — the branch
○AKASH NARESH GEDAM — home PIN — the branch
○AKASH NARESH GEDAM — home village / city — the branch
○SUNANDA NARESH GEDAM — mobile — the branch
○SUNANDA NARESH GEDAM — e-mail — the branch
○SUNANDA NARESH GEDAM — home building — the branch
… and 4 more
?the papers disagree on Payer is co-applicant, not applicant (Sanction Letter: Akash Naresh Gedam is applicant, Sunanda Naresh Gedam is not; Branch Request: PROPERTY OWNER: - SUNANDA NARESH GEDAM) — Ensure the challan uses Sunanda Naresh Gedam as the payer.
the branch's last mail (2026-10-09): The branch requires the paid challan and process for NOI for Mr. Akash Naresh Gedam.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T10:47 UTC
Moneyall of it is in
₹22,830.73
Reached our account 9 Oct 13:57:00.
How we know
Our own bank told us — 9 Oct 13:57
₹22,800 · from GPAY-BIZ
“₹22,800 received from AKASH N G at 1:57 pm”
Matched by: AMOUNT ALONE — a little under our ask, inside our buffer · the payer is the applicant himself — his own fee; Google's alert; the NEFT is awaited; counted full inside our buffer
The working
Stamp duty 0.3%7,880
Registration fee 0.5%13,130
Government handling320
Our service fee1,500
Total we ask for22,830.73
By law ₹22,820. We ask ₹22,830 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
3-B, SURVEY, 55, Lontek, 444601
read from the Index II · e-filing boxes 25 of 34 ready
Check the property →the boxes beside the paper
People
SUNANDA NARESH GEDAM · co-applicantCUGPG7075PAKASH NARESH GEDAM · applicant—
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