⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
ANKET M SIRSIKAR
LAN HOU/NAG/0626/5130716Loan ₹22,72,000NOIMails & papers 6 1 new 2 drafts to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
22 Sep, 14:54
Documents
Payment
Challan
done 30 Sep, 10:00 · GRAS ↗
Filing
took 13d 5h · IGR e-filing ↗
E-filing copy
done yesterday 15:25
Index II
waiting 11h 58m
their moveIndex II pending · the trail says: The branch has sent some loan documents and the fee has been paid. The NOI team has shared the challan and is waiting for the branch to send the registered…whole case so far 21d 12h
Needs your eyes2
Ownership of the mortgaged property — Legal report - Anket.pdf says The present owners are Shri. Shankar Vitthal Thakre & Shri. Sanket Sha; Legal report - Anket.pdf says The person offering mortgage. See the papers →
Selfie / photo: copy on file cannot be used. A usable one is being asked for.
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Yesterday · 13 Oct5 things
dhc prn read
efiling copy read
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991210260537.pdf
12 Oct17 things — 1 document received · 1 letter written · 15 steps
The branch's title document is on the case — the filing is the NOI team's move
property self check
property from index2
index2 people checked
index2 docno read
file note490
mail against file490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
file note490
documents read together
The file seems to show a payment to us but no row could be read — open it
A challan on the case is NOT the NOI's (the sale deed's own, a person as second party) — it does not count
challan ca unfit
Received: Sale deed
SKM_226i26101212150.pdf
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
An old draft withdrew itself — its asks were already answered
9 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
An old draft withdrew itself — its asks were already answered
6 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
An old draft withdrew itself — its asks were already answered
3 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
1 Oct1 thing — 1 step
An old draft withdrew itself — its asks were already answered
30 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
27 Sep2 things — 2 steps
case read — by ezdocs:reader
mail read as shown
26 Sep2 things — 1 letter written · 1 step
The home address was read off the papers — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
23 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-02185 | HOU/NAG/0626/5130716
22 Sep57 things — 7 documents received · 5 letters written · 1 money step · 1 caution · 43 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
ANKET M SIRSIKAR EchallanMH010636945202627E.pdf
copilot check ok — by copilot
whole file hold — by copilot
branch questions drafted
Wrote the questions for the branch — what the papers leave open mail — held, silent mode
Request for challan and NOI - HOU/NAG/0626/5130716 ANKET M SIRSIKAR
case read — by ezdocs:reader
The home address was read off the papers — by ezdocs:reader
EzDocs read the whole trail as one conversation — where the case stands is on the page
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
Request for challan and NOI - HOU/NAG/0626/5130716 ANKET M SIRSIKAR
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
quoted history checked
extra challan scanned
EzDocs read the whole trail as one conversation — where the case stands is on the page
property self check
acknowledged with advice
No fee quote sent — the branch's own figures were right
Wrote the documents acknowledged mail — held, silent mode
NOI case NOI-2026-02185
claim inside desk buffer
acknowledged with advice
case read — by ezdocs:reader
The payment proof already on the case was applied
boxes gathered
challan boxes composed
money settled — by ezdocs:reader
money settled — by ezdocs:reader
documents read together
mortgage date read
motd secured amount
applicant email captured
Property address read from the sanction letter
roles from letter
sanction handwritten
Property checked by the engine — read from the report, every box that names the flat is there
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Payment proof arrived before the case was quoted — held
kyc address read
Property read from the legal / technical report (the sanction letter had none)
Received: Payment screenshot
IMG-20260922-WA0044.jpg
Nothing new to ask for — stayed quiet
Document could not be read — a clear copy was asked for
this is not a live selfie
Received: Sanction letter
SKM_226i26092213500.pdf
Received: LSR
Legal report - Anket.pdf
Received: PAN card
Pan card Anket.pdf
Received: Aadhaar
Anket Adhar.pdf
Received: Selfie — not usable
IMG-20260620-WA0058.jpg — this is not a live selfie
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs3 still to come
11 of 14 in hand · the challan is done — these are for the filing / KYC
Selfie / photo (CANNOT BE READ — clear copy asked — this is not a live selfie)open
✓Aadhaar cardopen
✓PAN cardopen
✓LSR (search report)open
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Sale deedopen
✓E-filing copy (token)open
A challan that is not the NOI's (the sale deed's own) — not counted — inside SKM_226i26101212150.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Applicant's Selfie / Photo — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
The file, as the engine remembers it4 open
The challan details for the property are derived from the sanction letter and legal report, describing a plot of land in Narsala, Nagpur. The loan amount is consistently 22,72,000/- across all relevant documents. However, there is a critical disagreement regarding property ownership: the legal repor
○the photo — the branch
✗the photo could not be read (IMG-20260620-WA0058.jpg) — the branch — this is not a live selfie
○property — floor — the branch
✗the papers disagree on ownership of the mortgaged property (Legal report - Anket.pdf: The present owners are Shri. Shankar Vitthal Thakre & Shri. ; Legal report - Anket.pdf: The person offering mortgage is Shri. Anket Meghashyam Sirsi) — a person — The branch must clarify the ownership of the property and provide documentation showing Anket M Sirsikar as the legal owner before the mortg
?unsure of efiling.property.title_deed.sro — The legal report mentions the seller's Sale Deed (8216/2025) but does not specify the Sub-Registrar Office (SRO) where it was registered. It
?unsure of efiling.interest_rate — The sanction letter does not explicitly state the interest rate for the e-filing form.
the branch's last mail (2026-10-12): The branch has attached the challan and enclosed sale deed and RR, and is asking for the NOI. · brought: sale deed
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T07:13 UTC
Moneyall of it is in
₹20,020.42
Reached our account 22 Sep 11:01:47.
How we know
Our own bank told us — 22 Sep 11:01
₹19,980 · UTR AXNGG26566873254 · from VA-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.19980.00,22-09-2026 11:01:47 thru NEFT from AXNGG26566873254/GOOGLE INDIA DIGITAL . Aval Bal 210293.95 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit · counted full inside our buffer
The working
Stamp duty 0.3%6,830
Registration fee 0.5%11,370
Government handling320
Our service fee1,500
Total we ask for20,020.42
By law ₹19,996. We ask ₹20,020 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the Index II
11, Aarambh City-3, KHASRA, 46/1, Narsala, 440015
read from the Index II · e-filing boxes 32 of 34 ready
Check the property →the boxes beside the paper
People
ANKET M SIRSIKAR · applicantGDMPS0951K
rendered in 1.13 s · 100 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f