silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-03456

Navnath Rangnath Dhagare

PNB_HFLLAN NHL/PUN/0926/5233032 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 6
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needsall in
10 of 10 in hand.
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 2210/3680 — the case works out Rs.2205; registration fee on the challan is 2210/3680 — the case works out Rs.0; challan total Rs.5890 — the case works out Rs.2205 — open the challan file and check before anything is shared.
✓Payment screenshot — money verifiedopen
✓MOTDopen
✓Selfie / photoopen
✓Sanction letteropen
✓Index II — the branch's own title copy, an input; the address was read from itopen
✓Aadhaar cardopen
✓Paid challan (GRAS)open
✓LSR (search report) — inside A2 dhagare.pdfopen
✓PAN card — inside KYC dhagare.pdfopen
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
All files (8)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Challan on file does not agree with the case. Open it before paying or sharing.
MoneyAll of it is in
₹2,305.95CASE MARKTOP-UP
The whole amount reached our account. Nothing is pending on this case.
₹7,780 receivedmatches the branch's receipt
Stamp duty 0.3% — the top-up challan2,205
Top-up challan charge100.95
Total we ask for2,305.95
the branch’s receipt claims ₹7,780 037045544040
paid 10 Oct 17:01:38 · verified 13 Oct 14:40:13 · 2 d 21 h later
How we know
Our own bank told us — 10 Oct 17:01
₹7,780 · UTR AXNGG28308883484 · from JD-PNBSMS-S · a/c …3164
“Ac XX3164 Credited with Rs.7780.00,10-10-2026 17:01:38 thru NEFT from AXNGG28308883484/GOOGLE INDIA DIGITAL . Aval Bal 170985.05 CR Helpline 18001800/18002021-PNB”
Matched by: the screenshot's amount equals this credit
See the full workingevery row, and the property
Time takennot shown to the bank
Challan under a minuteour time (made after working hours) · 13 Oct 14:35
Index II —not yet
the NOI team 13 h 48 minthe branch 32 mintotal 14 h 20 min so far
Now with the NOI team — e-filing on IGR
since 13 Oct 15:16 — 13 h 40 min of working time
Day by day — every step and who held it
13 Oct 14:35Your branch's mail
13 Oct 14:35Payment landedat once
13 Oct 14:35Challan madeat once
13 Oct 14:39Papers read+4 min · the NOI team
13 Oct 14:40Property readat once
13 Oct 14:40Fee quotedat once
13 Oct 14:40Payment verifiedat once
13 Oct 15:12Papers from your branch+32 min · the branch
13 Oct 15:15Papers read+4 min · the NOI team
13 Oct 15:16Ready for the challanat once
Case facts
Bank
PNB_HFL
Loan amount
₹7,35,000
Loan account no.
NHL/PUN/0926/5233032
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs
CONFIRM THE PROPERTY — then file
The engine read these from the Index II. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Mulshi
Village
Marunji
Number type
SURVEY
Number
79
Building
Vaishnavi Homes, V Wing
Floor
5th
Flat / shop no
506
Area
397.69
Hadd
Pune
Read from the Index II on file — the government's own words for this property. DOC-20261013-WA0014.pdf open it
✓ EzDocs checked every box against the document’s own words 14h ago — all agree.
stamps the check with your name; the e-filing types exactly these
✓ The papers agree — compared: the sanction letter, the legal report (TSR). No number of the property and no name differs.

Where this case stands — the whole trailEzDocs has not read this trail yet — the sweep reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 14h ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH011918223202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the money goes back to unverified and the case leaves the challan queue
the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Re[2]: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032
how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantNavnath Rangnath Dhagare
LANNHL/PUN/0926/5233032
Loan AmtRs. 7,35,000
ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Applicant's Selfie / Photo, Index II copy / Title document, LSR (Legal Search Report), MOTD (Memorandum of Deposit of Title Deed), Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 7,780.00 stands VERIFIED against the credit in our account on 13-Oct-2026 (UTR: AXNGG28308883484). Nothing further is due on this case.

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
DZ dipak.zanan@phfl.com phfl.com
13 Oct, 14:35 · 14h ago THE FIRST MAIL — how this case began
Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032

Dear Team,

Please provide challan and NOI

in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032

Documents required forNOI
Filing; -Sticker date –13 /10/2026.
MOD0.3%
NOI0.5%

DHC – 300 Rs.

Adv. fees 1600 Rs.

Case type- Top up

Documents required forNOI Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

Index 2 attached

Aadhar copy of the applicant/s✓ Attached
PAN copy of the applicant/s✓ Attached
Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached
Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

10-10-2026

Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks for the challan, the token / NOI confirmation, the e-filing copy, the Index II; documents attached; note: Top up
3 more mails in between — open
OL The NOI teamTYPED IN GMAIL
13 Oct, 14:53 · 14h ago

Team,

Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 14:39, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: ​ Dear Team, Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Documents required for NOI Filing; - Sticker date –13 /10/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1600 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 10-10-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: asks the branch for documents — “Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process.”
DZ dipak.zanan@phfl.com phfl.com
13 Oct, 15:12 · 13h ago
Re[2]: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032
Dear Team,

pfa

Thanks & Regards,

DipakZanan

Senior Team Leader-Loans

J M RoadShivaji Nagar
Office : 020-25576000 ; Ext :- 435
Mobile8796346922
PHFLHome Loans and Services Limited
ShreerangHouse 5 th Floor Opp Jangali Maharaj Mandir
JMRoad Shivajinagar Pune 411005
earlier mails quoted below
From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 10/13/26 14:55 To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), ganesh.lande ( ganesh.lande@phfl.com ), Avdhut Vijay Shete ( avdhut.shete@phfl.com ) Subject: Re: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Exercise Secured by Check Point Team, Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 13 Oct 2026 at 14:39, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: ​ Dear Team, Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Documents required for NOI Filing; - Sticker date –13 /10/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1600 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 10-10-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: documents attached — “Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process.”
OL The NOI teamTYPED IN GMAIL
13 Oct, 15:36 · 13h ago

Team,

We

acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 15:15, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, pfa Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 10/13/26 14:55 To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), ganesh.lande ( ganesh.lande@phfl.com ), Avdhut Vijay Shete ( avdhut.shete@phfl.com ) Subject: Re: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Exercise Secured by Check Point Team, Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 14:39, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: ​ Dear Team, Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Documents required for NOI Filing; - Sticker date –13 /10/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1600 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 10-10-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared — promised for later — “We will initiate the challan for the same.”
AS avdhut.shete@phfl.com phfl.com
13 Oct, 15:41 · 13h ago
Dear Team,

Disbursement are pending so pls provide challan argent beses .

earlier mails quoted below
________________________________ From: THINKBIGZ NOI <pnb.noifilling@gmail.com> Sent: Tuesday, 13 October 2026 3:38 pm To: Dipak Bhimraj Zanan Cc: Ankush Dhote; Vishal Patil; Santosh Gujar; Yogesh Date; pramod.wakade1; Prashant Padhye; ganesh.lande; Avdhut Vijay Shete Subject: Re: Re[2]: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032
🤖 read: asks for the challan; note: Disbursement are pending — “pls provide challan argent beses”
OL The NOI teamTYPED IN GMAIL
13 Oct, 15:55 · 13h ago

Team,

PFA challan for your reference.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 13 Oct 2026 at 15:36, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 15:15, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: Dear Team, pfa Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005 From: THINKBIGZ NOI ( pnb.noifilling@gmail.com ) Date: 10/13/26 14:55 To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com ) Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), ganesh.lande ( ganesh.lande@phfl.com ), Avdhut Vijay Shete ( avdhut.shete@phfl.com ) Subject: Re: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Exercise Secured by Check Point Team, Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 13 Oct 2026 at 14:39, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote: ​ Dear Team, Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032 Documents required for NOI Filing; - Sticker date –13 /10/2026. MOD – 0.3% NOI - 0.5% DHC – 300 Rs. Adv. fees 1600 Rs. Case type- Top up Documents required for NOI Filing Remark Loan sanction letter Attached Draft/ Index II Index 2 attached Aadhar copy of the applicant/s Attached PAN copy of the applicant/s Attached Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy. Attached Payment details screenshot with Transaction ID & Date of payment mentioned Attached 10-10-2026 Thanks & Regards, Dipak Zanan Senior Team Leader-Loans J M Road Shivaji Nagar Office : 020-25576000 ; Ext :- 43 5 Mobile : 8796346922 PHFL Home Loans and Services Limited Shreerang House 5 th Floor Opp Jangali Maharaj Mandir JM Road Shivajinagar Pune 411005
🤖 read: challan shared ✓ — “PFA challan for your reference.”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20261010-WA0008 (1).jpg
filed 14h ago
MOTD+ LSR (search report) inside A2 dhagare.pdf
filed 14h ago
Selfie / photo CamScanner 10-13-2026 14.29_1.jpg
filed 14h ago
Sanction letter CustomerDocument068e200000kQBvKAAW.pdf
filed 14h ago
Index II+ LSR (search report) insidethe branch sent this — an input DOC-20261013-WA0014.pdf
filed 14h ago
Selfie / photo CamScanner 10-13-2026 14.29_2.jpg
CANNOT BE READ — clear copy asked 14h ago
Aadhaar card+ PAN card inside+ Selfie / photo inside KYC dhagare.pdf
filed 13h ago
Paid challan (GRAS) NAVNATH DHAGARE EchallanMH011918223202627E.pdf
filed 13h ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹2,305.95
Where it stands
VERIFIED — money received
Screenshot claims
₹7,780 037045544040
Paid at
10 Oct 17:01:38
Verified on
13 Oct 14:40:13

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹2,205₹0₹0 ₹100₹2,305

Property (must be perfect)

42 of 46 e-filing boxes readyOpen the verification page →
Empty: Title deed held by the bank (Agreement to Sale / Sale Deed …), Road (person 1), Mobile (person 2), Road (person 2)
16 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Second number type, Second number, First name (person 1), Middle name (person 1) …
✓ EzDocs checked every box against the document’s own words 14h ago — all agree.
CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (DOC-20261013-WA0014.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
1) पालिकेच वाव पुग्यो इज्जर वर्षष्प र गाहिती गाव भौज गाळजी येथील म ने 79 यांभी एकूण क्षेत्र 01 हे 17 आर पोटखरावामह यांमी आकार 01 में 75 पैसे यापैकी क्षेत्र 00 ते 39.58 आर या जमीन मिळतीवर आर मी मी मध्ये बांधण्यात येत असलेल्या वैष्णवी होम्स मधील वी विंग या इमारतीमधील पाचव्या मजल्यावरील निवामी सदनिका / फ्लॅट क्रं 506 यांगी क्षेत्रफळ 397.69 चौ. फूट म्हणजेच 36.96 चौ. फूट कारपेंट + लगनचे टेरेम क्षेत्र 54.55 चौ. फूट म्हणजेच 5.07 चौ. मी ड्राय टेंग्स क्षेत्र 28.41 चौ. फूट म्हणजे 2.64 चौ.मी व वन कॉव्हर्ड कार पार्किंग मह ही फ्लॅट मिळकत. (investor clause Article 5 (g-a)(ii) Of schedule 1 of Bombay Stamp Duty Act 1958) ((Survey Number: 79;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this
CustomerDocument068e200000kQBvKAAW.pdf
as printed
FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, PUNE, OFF MARUNJI ROAD, PUNE, MAHARASHTRA, INDIA, 411057
PIN
411057
the legal report (TSR)
DOC-20261013-WA0014.pdf
as printed
moje maarunji yethila sa nan 79 yaansi ekuna kshetra 01 he 17 aara potahissaa saha yaansi aakaara 01 ru 75 paise yaapaiki kshetra 00 he 39.58 aara yaa jamina milativara aara si si madhye baandhanyaata yeta asalelyaa vaishnavi drimsa madhila di vinga yaa imaaratimadhila paachavyaa majalyaavarila nivaasi sadanikaa / phlata kra 506 yaansi kshetraphala 397.89 chau. phuta (mhanajecha 36.96 chau. phuta kaarapeta + baalkani teresa kshetra 54.55 chau. phuta mhanajecha 5.07 chau. mi. draaya teresa kshetra 28.41 chau. phuta mhanaje 2.64 chau.mi va vana kavharda kaara paarkinga saha hi pasanda milakata. ( SURVEY NUMBER : 79 )
the legal report (TSR)
A2 dhagare.pdf
as printed
PROPERTY NO.: FL-NO. 506, 5TH FLOOR, MUNICIPAL NO.: WING-B, KHASRA NO.: S/NO-79 VAISHNAVI HOMES, SITUATED AT: MARUNJE PUNE:- 411057
PIN
411057
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 506 5TH FLOOR WING B SURVEY NO 79 VAISHNAVI HOMES
Locality/Road
OFF MARUNJI ROAD NEAR MARUNJI HOSPITAL MARUNJE TAL MULSHI
Area/City
PUNE
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 00, 01, 07, 17, 2, 28, 36, 39, AAKAARA, AARA, ASALELYAA, BAALKANI, BAANDHANYAATA, CHAU, DI, DRAAYA, DRIMSA, EKUNA
the legal report (TSR) also prints: 5TH, FL, KHASRA, S/NO
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorNAVNATH RANGNATH DHAGAREASJPD0699P…0468
co_mortgagorMadhuri Navnath DhagareCEOPD6374G…7735
All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chasedipak.zanan@phfl.com 14h ago
acknowledgementdipak.zanan@phfl.com 13h ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20261010-WA0008 (1).jpg needs your check
utr
037045544040
date
2026-10-10
time
16:34
amount
7780
method
PhonePe
payee upi
9892834356-2@okbizaxis
payee name
THINKBIGZ INITIATIVE PVT LTD
debit notification text
Transaction Successful
raw reading (for Abhijit)
{'utr': '037045544040', 'date': '2026-10-10', 'time': '16:34', 'amount': 7780, 'method': 'PhonePe', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': 'Transaction Successful'}
MOTD A2 dhagare.pdf needs your check
amount words
INR 735000/ (Rupees seven lakh thirty five thousand Only)
secured amount
735000.0
raw reading (for Abhijit)
{'amount_words': 'INR 735000/ (Rupees seven lakh thirty five thousand Only)', 'secured_amount': 735000.0}
Selfie / photo CamScanner 10-13-2026 14.29_1.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Sanction letter CustomerDocument068e200000kQBvKAAW.pdf needs your check
lan
NHL/PUN/0926/5233032
legible
True
purpose
Non Housing Loan, Personal use
borrowers
{'name': 'NAVNATH RANGNATH DHAGARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MADHURI NAVNATH DHAGARE', 'role': 'co_applicant', 'label': 'Applicant'}
confidence
1
rate words
PNBRRR *: 13.15% per annum Applicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement
linked refs
HOU/PUN/0323/1088807
loan amount
700000
rate spread
-3.65
final amount
735000
interest rate
9.5
sanction date
13-Oct-2026
letter version
4
reference rate
13.15
applicant email
navnathdhagare@gmail.com
applicant names
NAVNATH RANGNATH DHAGARE, MADHURI NAVNATH DHAGARE
printed altered
False
applicant mobile
9326857047
balance transfer
False
property address
pin: 411057; road: MARUNJI ROAD; state: MAHARASHTRA; flat_no: 506; district: Pune; floor_no: 05TH FLOOR; landmark: NEAR MARUNJI HOSPITAL; full_address: FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUN
insurance premium
35000
final amount label
Total Loan Amount
includes insurance
True
total with insurance
735000
security address verbatim
FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057
applicant address verbatim
GAT NO 79, B 506, 5TH FLOOR, VAISHANAWI HOMES, ., Pune, MAHARASHTRA, 411057, Pune, India
raw reading (for Abhijit)
{'lan': 'NHL/PUN/0926/5233032', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'NAVNATH RANGNATH DHAGARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'MADHURI NAVNATH DHAGARE', 'role': 'co_applicant', 'label': 'Applicant'}], 'loan_type': None, 'confidence': 1, 'rate_words': 'PNBRRR *: 13.15% per annum\nApplicable Rate of Interest *: 13.15% -3.65% = 9.50% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': ['HOU/PUN/0323/1088807'], 'loan_amount': 700000, 'rate_spread': -3.65, 'final_amount': 735000, 'interest_rate': 9.5, 'quality_issue': None, 'sanction_date': '13-Oct-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'navnathdhagare@gmail.com', 'applicant_names': ['NAVNATH RANGNATH DHAGARE', 'MADHURI NAVNATH DHAGARE'], 'printed_altered': False, 'applicant_mobile': '9326857047', 'balance_transfer': False, 'property_address': {'pin': '411057', 'road': 'MARUNJI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '506', 'district': 'Pune', 'floor_no': '05TH FLOOR', 'landmark': 'NEAR MARUNJI HOSPITAL', 'full_address': 'FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057', 'village_city': 'MARUNJE', 'building_name': 'VAISHNAVI HOMES', 'survey_or_cts_no': 'SR NO 79'}, 'insurance_premium': 35000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 735000, 'security_address_verbatim': 'FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057', 'applicant_address_verbatim': 'GAT NO 79, B 506, 5TH FLOOR, VAISHANAWI HOMES, ., Pune, MAHARASHTRA, 411057, Pune,\nIndia'}
Selfie / photo CamScanner 10-13-2026 14.29_2.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Index II DOC-20261013-WA0014.pdf needs your check
kind
index2_input
extracted
pin: 411057; rows: {'r4_palika': 'पुग्यो इज्जर वर्षष्प र गाहिती गाव भौज गाळजी', 'r11_serial': '1252/2022', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it,
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'pin': '411057', 'rows': {'r4_palika': 'पुग्यो इज्जर वर्षष्प र गाहिती गाव भौज गाळजी', 'r11_serial': '1252/2022', 'r14_remark': '(ii) within the limits of any Municipal Council, Nagarpanchayat or Cantonment Area annexed to it, or any rural area within the limits of the Mumbai Metropolitan Region Development Authority or any other Urban area not mentioned in sub clause (i), or the Influence Areas as per the Annual Statement of Rates published under the Maharashtra Stamp (Determination of True Market Value of Property) Rules, 1995.', 'r4_locality': 'वैष्णवी होम्स मधील वी विंग या इमारतीमधील पाचव्या मजल्यावरील निवामी सदनिका / फ्लॅट क्रं 506', 'r5_area_text': '36.96 चौ.मीटर', 'r7_executants': [{'age': '32', 'pan': 'BGZPG2294J', 'name': 'श्री. सुशील सुरेश गाडवे', 'address': 'प्लॉट नंः माळा नंः, इमारतीचे नावः ब्लॉक नंः, गेंड नं: फ्लॅट नं 905, सन युनिव्हर्स सोसायटी, नन्हे, पुणे, महाराष्ट्र, पुणे. पिन कोड:-411041'}], 'r8_purchasers': [{'age': '42', 'pan': 'ASJPD0699P', 'name': 'श्री. नवनाथ रंगनाथ दृगारे', 'address': 'प्लॉट नंः माळा नंः, इमारतीचे नावः ब्लॉक नंः - रोड नंः म नं 114/15, मनोहर काटे निवास, गणेश कॉलनी, भूमकर बस्ती, वाकड, पुणे, महाराष्ट्र, पुणे, पिन कोड:-411057'}, {'age': '31', 'pan': 'CEQPD6374G', 'name': 'सौ. माधुरी नवनाथ ढगारे', 'address': 'प्लॉट नंः माळा नंः, इमारतीचे नात्रः, ब्लॉक नंः - रोड नंः म नं 114/15, मनोहर काटे निवास, गणेश कॉलनी, भूमकर बस्ती, वाकड, पुणे, महाराष्ट्र, पुणे, पिन कोड:-411057'}], 'r12_stamp_duty': 1000, 'r3_market_value': 1857109, 'r1_document_type': 'अगार्डनीट डीड मा ल स - र', 'r2_consideration': 2500000, 'r9_execution_date': '24/01/2022', 'r13_registration_fee': 25000, 'r10_registration_date': '24/01/2022'}, 'doc_no': '1252', 'village': 'मारूंजी', 'doc_kind': 'Index-II', 'doc_year': '2022', 'sro_name': 'मुळशी-२', 'area_text': '36.96 चौ.मीटर', 'mortgagee': 'I CANNOT TELL', 'filing_fee': 25000, 'header_sro': 'दुय्यम निबंधक : मह दु.नि. मुळशी-२', 'mortgagors': ['श्री. सुशील सुरेश गाडवे', 'श्री. नवनाथ रंगनाथ दृगारे', 'सौ. माधुरी नवनाथ ढगारे'], 'stamp_duty': 1000, 'filing_date': '24/01/2022', 'loan_amount': 1857109, 'token_number': '2500000', 'property_text': '1) पालिकेच वाव पुग्यो इज्जर वर्षष्प र गा
MOTD A2 dhagare.pdf needs your check
found
True
found in
SCHEDULE B PART I DESCRIPTION OF PROPERTY
paper for
loan_ref: HOU/PUN/0323/1088807; customer_name: Navnath Rangnath dhagare
confidence
0.95
reading486
property
property address
pin: 411057; flat_no: FL-No. 506; district: Pune; floor_no: 5th Floor; full_address: FL-No. 506, 5th Floor, wing-B, S/No-79 Vaishnavi homes, marunje Pune:- 411057; village_city: marunje; building_name: wing-B, Vaishnavi
security address verbatim
Property No.: FL-No. 506, 5th Floor, Municipal No.: wing-B, Khasra No.: S/No-79 Vaishnavi homes, Situated at: marunje Pune:- 411057
raw reading (for Abhijit)
{'found': True, 'found_in': 'SCHEDULE B PART I DESCRIPTION OF PROPERTY', 'area_sq_m': None, 'paper_for': {'loan_ref': 'HOU/PUN/0323/1088807', 'report_id': None, 'customer_name': 'Navnath Rangnath dhagare'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '411057', 'road': None, 'state': None, 'taluka': None, 'flat_no': 'FL-No. 506', 'district': 'Pune', 'floor_no': '5th Floor', 'landmark': None, 'full_address': 'FL-No. 506, 5th Floor, wing-B, S/No-79 Vaishnavi homes, marunje Pune:- 411057', 'village_city': 'marunje', 'building_name': 'wing-B, Vaishnavi homes', 'survey_or_cts_no': 'S/No-79'}, 'security_address_verbatim': 'Property No.: FL-No. 506, 5th Floor, Municipal No.: wing-B, Khasra No.: S/No-79 Vaishnavi homes, Situated at: marunje Pune:- 411057'}
Index II DOC-20261013-WA0014.pdf needs your check
found
True
found in
Index II Row 4 & 5
area sq m
36.96
paper for
report_id: 1252/2022; customer_name: NAVNATH RANGNATH DHAGARE
confidence
0.95
reading486
property
property address
state: MAHARASHTRA; taluka: MULSHI; flat_no: 506; district: PUNE; floor_no: 5; full_address: FLAT NO 506, 5TH FLOOR, D WING, VAISHNAVI DREAMS, SURVEY NO 79, MOUJE MARUNJI, TALUKA MULSHI, DISTRICT PUNE; village_city: MARU
header doc number
1252/2022
security address verbatim
मोजे मारूंजी येथील स नं 79 यांसी एकूण क्षेत्र 01 हे 17 आर पोटहिस्सा सह यांसी आकार 01 रु 75 पैसे यापैकी क्षेत्र 00 हे 39.58 आर या जमीन मिळतीवर आर सी सी मध्ये बांधण्यात येत असलेल्या वैष्णवी ड्रीम्स मधील डी विंग या इमारतीमध
raw reading (for Abhijit)
{'found': True, 'found_in': 'Index II Row 4 & 5', 'area_sq_m': 36.96, 'paper_for': {'loan_ref': None, 'report_id': '1252/2022', 'customer_name': 'NAVNATH RANGNATH DHAGARE'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': None, 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'MULSHI', 'flat_no': '506', 'district': 'PUNE', 'floor_no': '5', 'landmark': None, 'full_address': 'FLAT NO 506, 5TH FLOOR, D WING, VAISHNAVI DREAMS, SURVEY NO 79, MOUJE MARUNJI, TALUKA MULSHI, DISTRICT PUNE', 'village_city': 'MARUNJI', 'building_name': 'D WING, VAISHNAVI DREAMS', 'survey_or_cts_no': 'SURVEY NO. 79'}, 'header_doc_number': '1252/2022', 'security_address_verbatim': 'मोजे मारूंजी येथील स नं 79 यांसी एकूण क्षेत्र 01 हे 17 आर पोटहिस्सा सह यांसी आकार 01 रु 75 पैसे यापैकी क्षेत्र 00 हे 39.58 आर या जमीन मिळतीवर आर सी सी मध्ये बांधण्यात येत असलेल्या वैष्णवी ड्रीम्स मधील डी विंग या इमारतीमधील पाचव्या मजल्यावरील निवासी सदनिका / फ्लॅट क्र 506 यांसी क्षेत्रफळ 397.89 चौ. फूट (म्हणजेच 36.96 चौ. फूट कारपेट + बाल्कनी टेरेस क्षेत्र 54.55 चौ. फूट म्हणजेच 5.07 चौ. मी. ड्राय टेरेस क्षेत्र 28.41 चौ. फूट म्हणजे 2.64 चौ.मी व वन कव्हर्ड कार पार्किंग सह ही पसंद मिळकत. ( Survey Number : 79 )'}
Selfie / photo CamScanner 10-13-2026 14.29_1.jpg needs your check
kind
live_selfie
legible
True
confidence
1.0
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 1.0, 'face_visible': True, 'quality_issue': None}
Sanction letter CustomerDocument068e200000kQBvKAAW.pdf needs your check
found
True
found in
Security
paper for
loan_ref: NHL/PUN/0926/5233032; customer_name: NAVNATH RANGNATH DHAGARE
confidence
0.95
reading486
property
property address
pin: 411057; road: OFF MARUNJI ROAD; state: MAHARASHTRA; flat_no: FLAT NO 506; district: Pune; floor_no: 05TH FLOOR; landmark: NEAR MARUNJI HOSPITAL; full_address: FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI
security address verbatim
FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057
raw reading (for Abhijit)
{'found': True, 'found_in': 'Security', 'area_sq_m': None, 'paper_for': {'loan_ref': 'NHL/PUN/0926/5233032', 'report_id': None, 'customer_name': 'NAVNATH RANGNATH DHAGARE'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': None, 'property_address': {'pin': '411057', 'road': 'OFF MARUNJI ROAD', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': 'FLAT NO 506', 'district': 'Pune', 'floor_no': '05TH FLOOR', 'landmark': 'NEAR MARUNJI HOSPITAL', 'full_address': 'FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057', 'village_city': 'MARUNJE', 'building_name': 'WING NO B, VAISHNAVI HOMES', 'survey_or_cts_no': 'SR NO 79'}, 'security_address_verbatim': 'FLAT NO 506, 05TH FLOOR, WING NO B, SR NO 79, VAISHNAVI HOMES, MARUNJE, NEAR MARUNJI HOSPITAL, Pune, OFF MARUNJI ROAD, Pune, MAHARASHTRA, India, 411057'}
Selfie / photo CamScanner 10-13-2026 14.29_2.jpg needs your check
kind
photo_of_printed_photo
legible
False
confidence
1
face visible
True
quality issue
this is a photograph of a printed photo, not a live selfie
raw reading (for Abhijit)
{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 1, 'face_visible': True, 'quality_issue': 'this is a photograph of a printed photo, not a live selfie'}
Aadhaar card KYC dhagare.pdf needs your check
dob
1979-12-26
name
Navnath Rangnath Dhagare
mobile
9326857047
address
pin: 411057; area: Survey No. 118/2, Bhumkar vasti, Near PCMC School; state: Maharashtra; district: Pune; village_city: Wakad, Pune City, Pune
legible
True
aadhaar last4
0468
raw reading (for Abhijit)
{'dob': '1979-12-26', 'pan': None, 'name': 'Navnath Rangnath Dhagare', 'mobile': '9326857047', 'address': {'pin': '411057', 'area': 'Survey No. 118/2, Bhumkar vasti, Near PCMC School', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Wakad, Pune City, Pune'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '0468', 'quality_issue': None}
Aadhaar card KYC dhagare.pdf needs your check
dob
1979-12-26
name
Navnath Rangnath Dhagare
page
1
mobile
9326857047
address
pin: 411057; area: Survey No. 118/2, Bhumkar vasti, Near PCMC School, Wakad; state: Maharashtra; district: Pune; village_city: Pune City, Pune
legible
True
card kind
aadhaar
father name
Rangnath Anna Dhagare
card of many
1
aadhaar last4
0468
raw reading (for Abhijit)
{'dob': '1979-12-26', 'pan': None, 'name': 'Navnath Rangnath Dhagare', 'page': 1, 'mobile': '9326857047', 'address': {'pin': '411057', 'area': 'Survey No. 118/2, Bhumkar vasti, Near PCMC School, Wakad', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Pune', 'post_office': None, 'village_city': 'Pune City, Pune'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': 'Rangnath Anna Dhagare', 'card_of_many': 1, 'aadhaar_last4': '0468', 'quality_issue': None}
Aadhaar card KYC dhagare.pdf needs your check
dob
1990-05-20
name
Madhuri Navnath Dhagare
page
3
mobile
9326857047
address
pin: 411057; area: GAT NO 79, MULSHI WAKAD, Marunji; flat: B 506; state: Maharashtra; building: VAISHANAWI HOMES; district: Pune; village_city: Mulshi, Pune
legible
True
card kind
aadhaar
card of many
2
aadhaar last4
7735
raw reading (for Abhijit)
{'dob': '1990-05-20', 'pan': None, 'name': 'Madhuri Navnath Dhagare', 'page': 3, 'mobile': '9326857047', 'address': {'pin': '411057', 'area': 'GAT NO 79, MULSHI WAKAD, Marunji', 'flat': 'B 506', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'VAISHANAWI HOMES', 'district': 'Pune', 'post_office': None, 'village_city': 'Mulshi, Pune'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 2, 'aadhaar_last4': '7735', 'quality_issue': None}
Aadhaar card KYC dhagare.pdf needs your check
dob
1979-12-26
pan
ASJPD0699P
name
NAVNATH DHAGARE
page
5
legible
True
card kind
pan
father name
RANGNATH ANNA DHAGARE
card of many
3
raw reading (for Abhijit)
{'dob': '1979-12-26', 'pan': 'ASJPD0699P', 'name': 'NAVNATH DHAGARE', 'page': 5, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'RANGNATH ANNA DHAGARE', 'card_of_many': 3, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card KYC dhagare.pdf needs your check
dob
1990-05-20
pan
CEOPD6374G
name
DHAGARE MADHURI NAVNATH
page
7
legible
True
card kind
pan
father name
HARIDAS VITTAL SAUDHAGAR
card of many
4
raw reading (for Abhijit)
{'dob': '1990-05-20', 'pan': 'CEOPD6374G', 'name': 'DHAGARE MADHURI NAVNATH', 'page': 7, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'HARIDAS VITTAL SAUDHAGAR', 'card_of_many': 4, 'aadhaar_last4': None, 'quality_issue': None}
Aadhaar card KYC dhagare.pdf needs your check
dob
1979-12-26
pan
ASJPD0699P
name
NAVNATH DHAGARE
legible
True
father name
RAGNATH ANNA DHAGARE
raw reading (for Abhijit)
{'dob': '1979-12-26', 'pan': 'ASJPD0699P', 'name': 'NAVNATH DHAGARE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'RAGNATH ANNA DHAGARE', 'aadhaar_last4': None, 'quality_issue': None}
Paid challan (GRAS) NAVNATH DHAGARE EchallanMH011918223202627E.pdf needs your check
grn
MH011918223202627E
pin
411057
total
5890.0
article
6(1)
defaced
False
bank cin
030061720261013009715289925678
district
PUNE
area city
PUNE
payer pan
ASJXXXXXXP
flat block
FLAT NO 506 5TH FLOOR WING NO B VAISHNAVI HOMES SURVEY NO 79 NEAR MARUNJI HOSPITAL
payer name
NAVNATH DHAGARE
sro office
MULSHI 2 SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=735000
scheme rows
{'amount': 2210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3680.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7047
payment date
13/10/2026
road locality
OFF MARUNJI ROAD MARUNJI PUNE MAHARASHTRA
second party pan
AAACP3682N
second party name
PNB HOUSING FINANCE LTD
consideration amount
735000
raw reading (for Abhijit)
{'grn': 'MH011918223202627E', 'pin': '411057', 'total': 5890.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '030061720261013009715289925678', 'district': 'PUNE', 'area_city': 'PUNE', 'payer_pan': 'ASJXXXXXXP', 'flat_block': 'FLAT NO 506 5TH FLOOR WING NO B VAISHNAVI HOMES SURVEY NO 79 NEAR MARUNJI HOSPITAL', 'payer_name': 'NAVNATH DHAGARE', 'sro_office': 'MULSHI 2 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=735000', 'scheme_rows': [{'amount': 2210.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 3680.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7047', 'payment_date': '13/10/2026', 'road_locality': 'OFF MARUNJI ROAD MARUNJI PUNE MAHARASHTRA', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '735000'}
Technical record (for Abhijit — safe to ignore)
4h agoezdocs:readerreader_efiling_verdict{'fp': '1918b38abd3423c4', 'asked': True, 'findings': [{'do': 'Ask the branch for the correct date of mortgage.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is in the future.', 'page': 'Start page', 'level':
12h agosystem:reconcilechallan_mismatch_kept{'why': "judged again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 2210/3680 — the case works out Rs.2205', 'registration fee on the challan is 2210
12h agosystem:reconcilechallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '21ed392a-079d-489d-85df-0af0e67ac1a9'}
12h agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed ASxxxxxxXP — no paper on the
12h agosystem:ingestonly03_nothing_to_file{'was': 'VENDOR', 'why': 'the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan): nothing is filed on the IGR site, so no title document is waited for — the challan is shared and the case closed'}
12h agosystem:ingestchallan_found_on_case{'was': 'CHALLAN_PENDING', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'NAVNATH DHAGARE EchallanMH011918223202627E.pdf', 'kind': 'pai
12h agosystem:ingestdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'NAVNATH DHAGARE Ech
12h agosystem:ingestsro_office_learned{'why': 'the co-pilot picks this office for the next challan in that district — a person still sees it before Proceed', 'office': 'MULSHI 2 SUB REGISTRAR', 'district': 'PUNE'}
12h agosystem:extractchallan_mismatch{'file': 'NAVNATH DHAGARE EchallanMH011918223202627E.pdf', 'problems': ['stamp duty on the challan is 2210/3680 — the case works out Rs.2205', 'registration fee on the challan is 2210/3680 — the case works out Rs.0', 'ch
12h agosystem:extractchallan_extracted{'grn': 'MH011918223202627E', 'file': 'NAVNATH DHAGARE EchallanMH011918223202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 5890.0}
13h agosystem:learnlesson456{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '505524', 'lessons': [{'box': 'Taluka', 'words': 'Taluka: the team adds words
13h agocopilot:SANDEEPcopilot_edit{'n': 16, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
13h agocopilotcopilot_check_ok{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': [{'by': 'papers', 'box': 'Prope
13h agosystem:copilotform_checked489{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 1, 'case_no': 'NOI-2026-03456'}
13h agoops:copilotchallan_boxes_not_the_papers_words{'why': "check — the boxes carry words the base paper does not print (SURVEY, MULSHI) — read box 1 once against the paper's own words"}
13h agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-13T10:12:28', 'why': 'mail', 'open': 8, 'mails': [{'at': '2026-10-13 09:05', 'id': '1a134864b3b8ffea', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for the given case.
13h agoezdocs:readermail_against_file490{'at': '2026-10-13T10:12:19', 'asks': ['provide challan'], 'gist': 'The branch is asking for the challan urgently because disbursement is pending.', 'next': 'Ask the branch for the missing information to complete the cha
13h agosystem:ingestmail_instruction_understood{'amount': None, 'phrase': None, 'reason': None, 'instructions': ['urgent'], 'urgent_disbursement': True}
13h agosystem:ingestthread_merged{'why': "a new conversation naming this case's loan number joined it", 'subject': 'Re: Re[2]: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032', 'thread_id': '1a134bf6e69019e6'
13h agoezdocs:readerreader_home_address{'fp': 'a57455ceb10f5492', 'from': 'the sanction letter (CustomerDocument068e200000kQBvKAAW.pdf)', 'home': {'pin': '411057', 'area': 'GAT NO 79', 'flat': 'B 506', 'floor': '5TH FLOOR', 'state': 'MAHARASHTRA', 'building':
13h agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-13T09:46:11', 'why': 'mail', 'open': 8, 'mails': [{'at': '2026-10-13 09:05', 'id': '1a134864b3b8ffea', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for the given case.
13h agoezdocs:readermail_against_file490{'at': '2026-10-13T09:46:11', 'asks': ['Kindly share pancard of applicant NAVNATH RANGNATH DHAGARE for challan process.'], 'gist': "The branch sent an Aadhaar card and is asking for the applicant's PAN card.", 'next': 'A
13h agosystem:filenotefile_note490{'v': '1', 'at': '2026-10-13T09:46:09', 'why': 'paper', 'open': 8, 'mails': [{'at': '2026-10-13 09:05', 'id': '1a134864b3b8ffea', 'from': 'branch', 'gist': 'The branch is asking for the challan and NOI for the given case
13h agosystem:extractindex2_docno_read{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'DOC-20261013-WA0014.pdf', 'doc_id': '474890c3-bc15-4d09-8927-89a03734df97', 'head
13h agoezdocs:readerpaper_against_file490{'at': '2026-10-13T09:46:02', 'why': 'The new paper is a PAN card for Navnath Dhagare, which supplies the missing PAN and date of birth for the mortgagor.', 'file': 'KYC dhagare.pdf', 'kinds': ['aadhaar', 'aadhaar', 'pan
13h agosystem:ingestchallan_queue_entered{'why': 'challan-visit documents complete and payment verified'}
13h agosystem:ingestcase_acknowledged_challan_queued{'utr': 'AXNGG28308883484', 'fee_total': 2305}
13h agosystem:emailsemail_shadowed:ack{'to': 'dipak.zanan@phfl.com', 'body': "Dear Team,\n\nWe acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.\n\n Applicant : Navnath Rangnath Dhagare\n L
13h agosystem:emailsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ["Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PUN/0926/5233
13h agosystem:extractaddress_compared{'sig': '37d276b29b6273f0', 'why': 'new mail', 'people': [{'home': 'Survey No. 118/2, Bhumkar vasti, Near PCMC School, Wakad, Pune City, Pune, Pune, 411057', 'person': 'NAVNATH RANGNATH DHAGARE', 'against': [], 'home_src

Case diary the case’s history — what happened, newest day first

Papers
All 7 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹7,780 received — verified
Seen in the account (credit SMS or a person's Verify).
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Challan on file does not agree with the case. Open it before paying or sharing.
Yesterday · 13 Oct96 things
reader efiling verdict — by ezdocs:reader
23:55
Judged again with today's rules, the challan still does not match the case — a person opens it
16:03
Checked: this challan is not another case's
16:01
only03 nothing to file
15:55
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
15:55
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
15:55
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
15:55
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
15:55
challan extracted
15:55
Received: Challan
NAVNATH DHAGARE EchallanMH011918223202627E.pdf
15:55
copilot edit — by copilot:SANDEEP
15:49
copilot check ok — by copilot
15:43
form checked489
15:43
challan boxes not the papers words — by copilot
15:43
file note490
15:42
mail against file490 — by ezdocs:reader
15:42
The home address was read off the papers — by ezdocs:reader
15:21
file note490
15:16
mail against file490 — by ezdocs:reader
15:16
file note490
15:16
index2 docno read
15:16
paper against file490 — by ezdocs:reader
15:16
Everything for the challan is in — queued
Papers and money are in — the challan is next.
15:16
case acknowledged challan queued
15:16
Wrote the acknowledgement mail — held, silent mode
Re[2]: Please provide challan and NOI in case of - NAVNATH RANGNATH DHAGARE // NHL/PUN/0926/5233032
15:16
An old draft withdrew itself — its asks were already answered
15:16
address compared
15:16
cards read
15:15
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:15
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
15:15
roles from letter
15:15
Co-applicant added
15:15
card mobile not taken
15:15
kyc address read
15:15
roles from letter
15:15
kyc address read
15:15
Received: Aadhaar
KYC dhagare.pdf
15:15
quoted history checked
15:04
extra challan scanned
15:03
A file was read again from the start — everything inside it now counts
15:02
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
15:02
A file was read again from the start — everything inside it now counts
15:02
paper read beside case
15:02
A file was read again from the start — everything inside it now counts
15:01
Selfie checked — a live one
A real selfie — usable for the e-filing.
15:01
paper read beside
14:41
paper read beside case
14:41
boxes gathered
14:41
address compared
14:41
challan boxes composed
14:41
file note490
14:40
branch from reading501 — by ezdocs:reader
14:40
case read — by ezdocs:reader
14:40
Nothing new to ask for — stayed quiet
14:40
property self check
14:40
property from index2
14:40
index2 people checked
14:40
index2 extra purchaser
14:40
documents read together
14:40
Property read from the legal / technical report (the sanction letter had none)
14:40
paper owner check
14:40
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03456
14:40
No fee quote sent — the branch's own figures were right
14:40
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
14:40
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
14:40
receivable snapshot
14:40
The payment proof already on the case was applied
14:40
money settled — by ezdocs:reader
14:40
money not settled
14:40
property self check
14:40
property from index2
14:40
index2 people checked
14:40
index2 extra purchaser
14:40
property english extracted
14:40
money settled — by ezdocs:reader
14:40
Property read from the Index II
14:40
index2 people checked
14:40
index2 extra purchaser
14:40
Index II (title document) received from the branch
14:40
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
14:40
applicant email captured
14:40
letter property is residence
14:40
Received: Selfie — not usable
CamScanner 10-13-2026 14.29_2.jpg — this is a photograph of a printed photo, not a live selfie
14:39
Selfie checked — a live one
A real selfie — usable for the e-filing.
14:39
mortgage date read
14:39
case read started — by ezdocs:reader
14:39
motd secured amount
14:39
credit seen before bill
14:39
Payment proof arrived before the case was quoted — held
14:39
Received: Index II
DOC-20261013-WA0014.pdf
14:39
Received: Sanction letter
CustomerDocument068e200000kQBvKAAW.pdf
14:39
Received: Selfie
CamScanner 10-13-2026 14.29_1.jpg
14:39
Received: MOTD
A2 dhagare.pdf
14:39
Received: Payment screenshot
IMG-20261010-WA0008 (1).jpg
14:39
case type guessed from mail
14:39
Case opened from the branch's mail
14:39
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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