⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Pankaj Arjun Kriplani
LAN 10344782Loan ₹49,00,000Property loanMails & papers 3 1 new 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
12 Oct, 15:21
Documents
waiting 1d 13h
Payment
Challan
Filing
on the IGR site · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchNeeds documentswhole case so far 1d 13h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Waiting on the branch
Outstanding: Payment Screenshot with UTR. The engine has asked — nothing to do here unless you want to phone the branch.
Historywhat happened on this case, newest first
Yesterday · 13 Oct1 thing
The pay link from the fee mail was opened — on the record only; it ties no money — by bank-pay:icici_hfc
12 Oct30 things — 3 documents received · 2 letters written · 25 steps
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
pan by reading443
Nothing new to ask for — stayed quiet
boxes gathered
address compared
challan boxes composed
box disagreement
box disagreement
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03414
No fee quote sent — the branch's own figures were right
money settled — by ezdocs:reader
pages trimmed480
documents read together
case read started — by ezdocs:reader
applicant email captured
roles from letter
roles from letter
Co-applicant added
card mobile not taken
kyc address read
Property checked by the engine — read from the report, every box that names the flat is there
Received: Sanction letter
KFSLetter_77000366379.pdf
Property read from the legal / technical report (the sanction letter had none)
Received: PAN card
DocScanner Oct 12, 2026 12-45 PM.pdf
Received: Technical report
IND_APF_REPORT_10344782VAL2.pdf
case type guessed from mail
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
Papers2 still to come
6 of 8 in hand · for the challan and the filing
✓Technical reportopen
✓PAN cardopen
✓Sanction letteropen
Payment Screenshot with UTR — still needed
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 3 files
The file, as the engine remembers it7 open
The file contains a technical report, sanction letter, PAN cards, Aadhaar cards, and photos for loan number 10344782 (application 77000366379) in the name of Pankaj Arjun Kripalani, with co-applicants Arjun Mohanlal Kripalani and Kapil Arjundas Kripalani. The property is a commercial shop located at
○the payment screenshot — the branch
○the Index II — the branch
○PANKAJ ARJUN KRIPALANI — home flat — the branch
○Arjun Mohanlal Kriplani — mobile — the branch
○Arjun Mohanlal Kriplani — e-mail — the branch
○Arjun Mohanlal Kriplani — home flat — the branch
○this desk's fee (Rs 31760) — the branch
?the papers disagree on Loan Amount mismatch between sanction letter and branch requ (the sanction letter: Sanctioned loan amount is Rs. 4,850,000; the branch's request mail: Loan amount with insurance is Rs. 4,900,000) — Proceed with the branch requested total of 4,900,000 for challan computation as per ICICI HFC rules.
the branch's last mail (2026-10-12): The branch is asking to initiate NOI for a regular LAP commercial case for Pankaj Arjun Kriplani, providing loan details and attached documents, and has outline
read once, kept; every new mail and paper is read against this note · kept 2026-10-12T09:53 UTC
Moneywaiting for the credit
₹31,760.36
Nothing has reached our account yet — only a credit our bank shows us counts.
Probably ₹49,00,000 — the branch's own numbers point at it: its mail names ₹49,00,000. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹48,50,000 (Non Home Loan and Business, LAN 10344782) + ₹48,50,000 (Non Home Loan and Business, LAN 77000366379) = ₹97,00,000 — the branch's mail names it; the case holds ₹49,00,000. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the branch's mail names it). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹97,00,000 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it.
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Check the amount, the minute and the payer before you press — your name goes on it.
The working
Stamp duty 0.3%14,710
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for31,760.36
By law ₹31,750. We ask ₹31,760 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Shop, Ground, New Mahadev Distributors, CTS, 3112a/7, Bhusawal, 425201
read from the technical report · challan boxes 13 of 13 ready
Check the property →the boxes beside the paper
People
Arjun Mohanlal Kriplani · co-applicantAKGPK6913QPANKAJ ARJUN KRIPALANI · applicantCWWPK6054N
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