Cases / NOI-2026-03414

Pankaj Arjun Kriplani

LAN 10344782 Needs documents · waiting on the branch Send the draft 1 All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

Papers for the challan3 still to come

6 of 9 in hand.
everything the challan needs, and where each one stands

Still needed for the challan: Applicant's Aadhaar Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Index II copy / Title document

✓Technical reportopen

✓PAN cardopen

✓Sanction letteropen

✓Aadhaar card — inside DocScanner Oct 12, 2026 12-45 PM.popen

✓Selfie / photo — inside DocScanner Oct 12, 2026 12-45 PM.popen

Applicant's Aadhaar Card — still needed

Payment Screenshot with UTR — still needed

✓Property address — verified by EzDocs, from the technical report (correct below if anything is off)

Index II copy / Title document — for the e-filing visit later

Aadhaar and PAN come before the challan: the NOI team checks the name is the same on both.

All files (3)A label is wrong? Fix it under All documents.

MoneyWaiting for the credit

₹31,760.36CASE MARK

Probably ₹49,00,000 — the branch's own numbers point at it: its mail names ₹49,00,000. Confirm with one press on the case page (or pick the other if the branch worked on the wrong figure). Two loans of this borrower on one mortgage: ₹48,50,000 (Non Home Loan and Business, LAN 10344782) + ₹48,50,000 (Non Home Loan and Business, LAN 77000366379) = ₹97,00,000 — the branch's mail names it; the case holds ₹49,00,000. This file holds 2 sanction letters of this lender in the borrower's own name, each for a facility of its own on this property (the branch's mail names it). One lender, one borrower, one property: the notice of intimation secures the whole borrowing on this mortgage, so the fee is computed on the total, not on one letter. The branch's mail naming one loan account is the case's label, not a list of what is secured. Open the letters and the branch's mail. Unless the mail says one of these loans is filed separately (a second token), set the loan amount on the case page to ₹97,00,000 and press Fill again; the fee the branch pays is the witness — its ask on the total settles it. The papers read: 4850000 from KFSLetter_77000366379.pdf plus 50000 insurance from the branch mail equals 4900000

Nothing has reached our account yet. Only a credit our bank shows us counts.

₹0 of ₹31,760.36 — we only count a credit our bank shows us.

Ask for the exact ₹31,760.36. Those paise are this case’s own mark — the credit finds its case with nothing else needed.

Stamp duty 0.3%14,710

Registration fee 0.5%15,000

Government handling350

Our service fee1,700.36

Total we ask for31,760.36

By law ₹31,750. We ask ₹31,760 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Bank's table ₹31,750 — accept as full (₹10.36 = our margin).

The money may already be here — 1 credit(s) our bank showed us that no case has taken

Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan —not made yet

Index II —not yet

the NOI team 1 minthe branch 3 d 3 htotal 3 d 3 h so far

Now with the branch — waiting for your documents

since 12 Oct 15:22 — 3 d 3 h of working time

Day by day — every step and who held it

12 Oct 15:21Your branch's mail

12 Oct 15:22Fee quoted+1 min · the NOI team

12 Oct 15:22Papers readat once

12 Oct 15:22Property readat once

12 Oct 15:22Papers readat once

Case facts

Bank

ICICI_HFC

Loan amount

₹49,00,000

Loan account no.

10344782

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

Waiting on the branch

Outstanding: Applicant's Aadhaar Card, Payment Screenshot with UTR. EzDocs has asked — nothing to do here unless you want to phone the branch.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKLoan Amount mismatch between sanction letter and branch request mail

The sanction letter	Sanctioned loan amount is Rs. 4,850,000 4850000 (Rs. Forty-Eight Lakhs Fifty Thousand only)
The branch's request mail	Loan amount with insurance is Rs. 4,900,000 LOAN AMOUNT WITH INSURANCE - 49,00,000/-

Why it matters: This bank's rule computes the NOI fee on the total loan amount including financed insurance as stated in the branch request.

What to do: Proceed with the branch requested total of 4,900,000 for challan computation as per ICICI HFC rules.

Compared: the technical report; and EzDocs (reading the whole file). Nothing here is typed or changed by itself.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent

Re: Please initiate NOI for Jalgaon branch in case of PANKAJ ARJUN KRIPLANI 10344782 (77000366379, 7700036638

how it will look to the branch

Team,

Kindly share the following to process the challan:

Applicant's Aadhaar Card (DocScanner Oct 12, 2026 12-45 PM.pdf) — RECEIVED, BUT IT IS ARJUN MOHANLAL KRIPLANI'S (co-applicant's): Pankaj Arjun Kriplani's own Aadhaar Card is needed.
Payment Screenshot with UTR — not received yet
Payment of Rs. 31,760.36 — credit not yet received in our account - pay online: https://ezdocs.co.in/pay/NOI-2026-03414/dab55a15726f15aa14ae4938

For NOI filing, we also need (it does not hold up the challan):
Index II copy / Title document

Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SK somesh.kadam@icicihfc.com icicihfc.com
12 Oct, 15:21 · 3d ago THE FIRST MAIL — how this case began

Please initiate NOI for Jalgaon branch in case of PANKAJ ARJUN KRIPLANI 10344782 ( 77000366379, 77000366380)

📎 IND_APF_REPORT_10344782VAL2.pdf ↗📎 DocScanner Oct 12, 2026 12-45 PM.pdf ↗📎 KFSLetter_77000366379.pdf ↗

Please initiate NOI for Jalgaon branch in case of PANKAJ ARJUN KRIPLANI 10344782 ( 77000366379, 77000366380)

Customer namePANKAJ ARJUN KRIPLANI

Loan amount₹49,00,000

Stamp duty 0.30%₹14,700

Registration fee 0.50%₹15,000

DHC₹350

Total₹31,750

✓ SANCTION LETTER — attached
✓ APPLICANT/S AADHAR CARD — attached
✓ APPLICANT/S PAN CARD — attached
✓ IINDEX II COPY | LSR | SALE DEED — attached
✓ APPLICANT SELFIE — attached

LAN NO REF -10344782 ( 77000366379, 77000366380)

CASE INITIATION BRANCH NAME - Jalgaon

CASE TYPE (PLS MENTION IT ) - REGULER LAP COMMERCIAL

NOI SERIVCE FEE 1700

SRO No – BHUSAWAL SUB REGISTER

Somesh Kadam

ExecutiveRelationship Manager - DMA

Jalgaon

🤖 read: asks for the fee / a quote, a payment receipt; documents attached; note: REGULER LAP COMMERCIAL — “0.30% -14,700/- 0.50% - 15,000/- NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE - 31,750/-”

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:25 · 3d ago

Team,

Kindly share the payment screenshot for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 15:22, Somesh Kadam /DIST/ICICIHFC/JLGN <
somesh.kadam@icicihfc.com> wrote:

Please initiate NOI for Jalgaon branch in case of *PANKAJ ARJUN KRIPLANI *10344782 
(77000366379, 77000366380)

*APPLICANT NAME - * *PANKAJ ARJUN KRIPLANI* 

*LAN NO REF -*10344782 (77000366379, 77000366380) 

*CASE INITIATION BRANCH NAME - Jalgaon*

*CASE TYPE (PLS MENTION IT) - REGULER LAP COMMERCIAL*

*LOAN AMOUNT WITH INSURANCE **- 49,00,000/-*

*0.30% **-14,700/-*

*0.50%** - 15,000/-*

*NOI SERIVCE FEE **1700*

*DHC **350*

*TOTAL AMOUNT PAYABLE** - 31,750/-*

**SANCTION LETTER **ATTACHED*

**APPLICANT/S AADHAR CARD **ATTACHED*

**APPLICANT/S PAN CARD **ATTACHED*

**IINDEX II COPY | LSR | SALE DEED **ATTACHED*

**APPLICANT SELFIE **ATTACHED*

*SRO No – BHUSAWAL SUB REGISTER*

*Somesh Kadam*
*Executive Relationship Manager - DMA*
Jalgaon

🤖 read: asks the branch for the payment — “Kindly share the payment screenshot for challan processing.”

OL The NOI teamTYPED IN GMAIL
12 Oct, 15:25 · 3d ago

Team,

Kindly share the payment screenshot for challan processing.

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below

On Mon, 12 Oct 2026 at 15:22, Somesh Kadam /DIST/ICICIHFC/JLGN <
somesh.kadam@icicihfc.com> wrote:

Please initiate NOI for Jalgaon branch in case of *PANKAJ ARJUN KRIPLANI *10344782
(77000366379, 77000366380)

*APPLICANT NAME - * *PANKAJ ARJUN KRIPLANI*

*LAN NO REF -*10344782 (77000366379, 77000366380)

*CASE INITIATION BRANCH NAME - Jalgaon*

*CASE TYPE (PLS MENTION IT) - REGULER LAP COMMERCIAL*

*LOAN AMOUNT WITH INSURANCE **- 49,00,000/-*

*0.30% **-14,700/-*

*0.50%** - 15,000/-*

*NOI SERIVCE FEE **1700*

*DHC **350*

*TOTAL AMOUNT PAYABLE** - 31,750/-*

**SANCTION LETTER **ATTACHED*

**APPLICANT/S AADHAR CARD **ATTACHED*

**APPLICANT/S PAN CARD **ATTACHED*

**IINDEX II COPY | LSR | SALE DEED **ATTACHED*

**APPLICANT SELFIE **ATTACHED*

*SRO No – BHUSAWAL SUB REGISTER*

*Somesh Kadam*
*Executive Relationship Manager - DMA*
Jalgaon

🤖 read: asks the branch for the payment — “Kindly share the payment screenshot for challan processing.”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Still needed for the challan: Applicant's Aadhaar Card, Payment Screenshot with UTR

For the e-filing visit later (not for the challan): Index II copy / Title document

Document	File — click to open	Status	When
Technical report	IND_APF_REPORT_10344782VAL2.pdf	filed	3d ago
PAN card+ Aadhaar card inside+ Selfie / photo inside	DocScanner Oct 12, 2026 12-45 PM.pdf	filed	3d ago
Sanction letter	KFSLetter_77000366379.pdf	filed	3d ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹31,760.36

Where it stands
waiting for the credit

Screenshot claims
—

Paid at
—

Verified on
not yet

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹14,710	₹15,000	₹350	₹1,700	₹31,760

By law ₹31,750. We ask ₹31,760 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

Challan: 13 of 13 boxes on the caseOpen the verification page →

Highlighted: District, Property box 1 (flat, floor, building, survey / gat / CTS), Property box 2 (the road), City / village

The e-filing’s boxes (36 of 46 ready) come up once the challan is paid.

EzDocs has not checked these boxes against the document yet — it does within five minutes of a reading.

CHECKED by EzDocs, from the technical report — correct any box that is off; a correction clears thissource: the technical report (IND_APF_REPORT_10344782VAL2.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

⚠ not in the document

Floor

⚠ not in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the technical report BASE — the challan follows this

IND_APF_REPORT_10344782VAL2.pdf

Property Address line
CTS NO. 3112A/7, NEW MAHADEV DISTRIBUTORS,NEAR SANGITANI COMPLEX, WEEKLY MARKET AREA,BEHIND NPH SCHOOL NO. 05,AT BHUSAWAL, TAL. BHUSAWAL, DIST. JALGAON.

Legal Address line
CTS NO. 3112A/7, NEW MAHADEV DISTRIBUTORS, NEAR SANGITANI COMPLEX, WEEKLY MARKET AREA, BEHIND NPH SCHOOL NO. 05, AT BHUSAWAL, TAL. BHUSAWAL, DIST. JALGAON.

PIN
425201

THE CHALLAN, as it will be typed

Flat/Survey Number
SHOP GROUND FLOOR NEW MAHADEV DISTRIBUTORS CTS NO 3112A/7

Locality/Road
NEAR SANGITANI COMPLEX WEEKLY MARKET AREA BEHIND NPH SCHOOL NO 05 AT BHUSAWAL TAL BHUSAWAL

Area/City
JALGAON

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
co_mortgagor	Arjun Mohanlal Kriplani	AKGPK6913Q	…3064
mortgagor	PANKAJ ARJUN KRIPALANI	CWWPK6054N

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
document chase	somesh.kadam@icicihfc.com	3d ago
document chase	somesh.kadam@icicihfc.com	8h ago
document chase	somesh.kadam@icicihfc.com	8h ago

What EzDocs read from each document — check anything marked in red

Technical report IND_APF_REPORT_10344782VAL2.pdf needs your check

found
True

found in
INDIVIDUAL TECHNICAL REPORT

area sq m
13.93

paper for
loan_ref: 77000366379; report_id: HRQ-26-169630; customer_name: Pankaj Arjun Kripalani

confidence
0.95

reading486
property

address lines
taken: legal; legal_address: Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.; property_address: Cts No. 3112a/7,

property address
pin: 425201; state: Maharashtra; taluka: Bhusawal; Flat no: Shop; district: Jalgaon; Floor: Ground; landmark: Bhusawal At Awale Bazar, Near Sangitani Complex, Weekly Market; Address: Cts No. 3112a/7, New Mahadev

security address verbatim
Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.

raw reading (for Abhijit)

{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 13.93, 'paper_for': {'loan_ref': '77000366379', 'report_id': 'HRQ-26-169630', 'customer_name': 'Pankaj Arjun Kripalani'}, 'pin_other': None, 'confidence': 0.95, '_reading486': 'property', 'address_lines': {'taken': 'legal', 'legal_address': 'Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.', 'property_address': 'Cts No. 3112a/7, New Mahadev Distributors, ,Near Sangitani Complex, Weekly Market Area, ,Behind Nph School No. 05,At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.'}, 'property_address': {'pin': '425201', 'road': None, 'state': 'Maharashtra', 'taluka': 'Bhusawal', 'flat_no': 'Shop', 'district': 'Jalgaon', 'floor_no': 'Ground', 'landmark': 'Bhusawal At Awale Bazar, Near Sangitani Complex, Weekly Market', 'full_address': 'Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.', 'village_city': 'Bhusawal', 'building_name': 'New Mahadev Distributors', 'survey_or_cts_no': 'Cts No. 3112a/7'}, 'security_address_verbatim': 'Cts No. 3112a/7, New Mahadev Distributors, Near Sangitani Complex, Weekly Market Area, Behind Nph School No. 05, At Bhusawal, Tal. Bhusawal, Dist. Jalgaon.'}

PAN card DocScanner Oct 12, 2026 12-45 PM.pdf needs your check

dob
1994-02-28

pan
CWWPK6054N

name
PANKAJ ARJUN KRIPALANI

legible
True

father name
ARJUN MOHANLAL KRIPALANI

raw reading (for Abhijit)

{'dob': '1994-02-28', 'pan': 'CWWPK6054N', 'name': 'PANKAJ ARJUN KRIPALANI', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'ARJUN MOHANLAL KRIPALANI', 'aadhaar_last4': None, 'quality_issue': None}

PAN card DocScanner Oct 12, 2026 12-45 PM.pdf needs your check

dob
1965-01-08

name
Arjun Mohanlal Kriplani

mobile
9822242666

address
pin: 425201; area: Sindhi Colony; state: Maharashtra; building: Navjivan Society, Sant dham; district: Jalgaon; post_office: Bhusawal; Village: Bhusawal

legible
True

aadhaar last4
3064

raw reading (for Abhijit)

{'dob': '1965-01-08', 'pan': None, 'name': 'Arjun Mohanlal Kriplani', 'mobile': '9822242666', 'address': {'pin': '425201', 'area': 'Sindhi Colony', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': 'Navjivan Society, Sant dham', 'district': 'Jalgaon', 'post_office': 'Bhusawal', 'village_city': 'Bhusawal'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '3064', 'quality_issue': None}

Sanction letter KFSLetter_77000366379.pdf needs your check

lan
77000366379

legible
True

purpose
Non Home Loan and Business

loan type
Non Home Loan and Business

confidence
1

rate words
IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a

linked refs
77000366380

loan amount
4850000

rate spread
-7.9

final amount
4850000

interest rate
11

sanction date
12/10/2026

letter version
HF-38-VER-14-01072026/KFS

reference rate
18.9

applicant email
mahadevdistributor@gmail.com

applicant names
PANKAJ ARJUN KRIPALANI, ARJUN MOHANLAL KRIPLANI, KAPIL ARJUNDAS KRIPALANI

printed altered
False

applicant mobile
+91-8554921858

balance transfer
False

property address

final amount label
Sanctioned Loan amount (in Rupees)

includes insurance
False

applicant address verbatim
Sindhi Colony Jamner Road, Bhusawal, Bhusawal, Bhusaval, JALGAON, MAHARASHTRA, IN, 425201

raw reading (for Abhijit)

{'lan': '77000366379', 'legible': True, 'purpose': 'Non Home Loan and Business', 'borrowers': [], 'loan_type': 'Non Home Loan and Business', 'confidence': 1, 'rate_words': 'IHPLR (ICICI Home Prime Lending Rate) 18.9% (-)7.90% 11.00 %p.a', 'handwritten': [], 'linked_refs': ['77000366380'], 'loan_amount': 4850000, 'rate_spread': -7.9, 'final_amount': 4850000, 'interest_rate': 11, 'quality_issue': None, 'sanction_date': '12/10/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'reference_rate': 18.9, 'applicant_email': 'mahadevdistributor@gmail.com', 'applicant_names': ['PANKAJ ARJUN KRIPALANI', 'ARJUN MOHANLAL KRIPLANI', 'KAPIL ARJUNDAS KRIPALANI'], 'printed_altered': False, 'applicant_mobile': '+91-8554921858', 'balance_transfer': False, 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'final_amount_label': 'Sanctioned Loan amount (in Rupees)', 'includes_insurance': False, 'total_with_insurance': None, 'security_address_verbatim': None, 'applicant_address_verbatim': 'Sindhi Colony Jamner Road, Bhusawal, Bhusawal, Bhusaval, JALGAON, MAHARASHTRA, IN, 425201'}

Technical record (for Abhijit — safe to ignore)

8h ago	EzDocs	email_shadowed:doc_chase	{'to': 'somesh.kadam@icicihfc.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card (DocScanner Oct 12, 2026 12-45 PM.pdf) — RECEIVED, BUT IT IS ARJUN MOHANLAL KRIPLA
8h ago	EzDocs	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
8h ago	EzDocs	email_shadowed:doc_chase	{'to': 'somesh.kadam@icicihfc.com', 'body': "Team,\n\nKindly share the following to process the challan:\n\n 1. Applicant's Aadhaar Card (DocScanner Oct 12, 2026 12-45 PM.pdf) — RECEIVED, BUT IT IS ARJUN MOHANLAL KRIPLA
8h ago	EzDocs	draft_withdrawn	{'why': 'a fresher doc chase replaces it — the words changed', 'count': 1, 'kinds': ['doc_chase']}
1d ago	EzDocs	reader_home_address	{'fp': '5b2d6bf765456abf', 'from': 'the sanction letter (KFSLetter_77000366379.pdf)', 'home': {'pin': '425201', 'area': 'Sindhi Colony', 'road': 'Jamner Road', 'state': 'MAHARASHTRA', 'district': 'JALGAON', 'Village
1d ago	the branch (pay link)	payment_page_opened	{'ua': 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +c', 'why': "someone opened the pay link from the NOI team's mail — on the record only; it ties no money", 'amount': 31760.36, 'case_n
3d ago	EzDocs	quoted_history_checked	{}
3d ago	EzDocs	extra_challan_scanned	{'found': 0}
3d ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-12T09:53:53', 'why': 'reading', 'open': 7, 'mails': [{'at': '2026-10-12 09:51', 'id': '1a12f871dbbcc170', 'from': 'branch', 'gist': 'The branch is asking to initiate NOI for a regular LAP commer
3d ago	EzDocs	case_read	{'how': 'uri', 'tag': '6621fa5a1dee37f8', 'docs': ['IND_APF_REPORT_10344782VAL2.pdf', 'KFSLetter_77000366379.pdf', 'DocScanner Oct 12, 2026 12-45 PM.pdf'], 'loan': {'amount': None, 'made_of': [{'what': 'sanctioned amount
3d ago	EzDocs	pan_by_reading443	{'now': 'AKGPK6913Q', 'was': None, 'why': 'EzDocs (reading the whole file) — which knows whose card a PAN is — puts this PAN on co-applicant 1; the row follows the reading', 'card': None, 'person': 'Arjun Mohanlal Kriplani
3d ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Payment Screenshot with UTR', 'Payment of Rs. 31,760.36 — credit not yet received in our account']}
3d ago	EzDocs	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['IND_APF_REPORT_10344782VAL2.pdf', 'KFSLetter_77000366379.pdf', 'DocScanner Oct 12, 2026 12-45 PM.pdf'], 'after': {'addresses': {'people': [['PANKAJ ARJUN KRIPALANI', [['sanctio
3d ago	EzDocs	address_compared	{'sig': '985b767506652605', 'why': 'after gather', 'people': [{'home': 'Satnam, Jamner Road, Sindhi Colony, Bhusawal, Jalgaon, 425201', 'person': 'PANKAJ ARJUN KRIPALANI', 'against': [{'src': 'sanction_letter', 'why': 't
3d ago	EzDocs	challan_boxes_composed	{'fp': '8cd1f2a43322ac17', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'SHOP GROUND FLOOR NEW MAHADEV DI
3d ago	EzDocs	box_disagreement	{'box': 'property.Area unit', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SQ.MT', 'page': 2, 'party':
3d ago	EzDocs	box_disagreement	{'box': 'property.Area', 'src': 'technical_report', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '13.93', 'page': 2, 'party':
3d ago	EzDocs	email_shadowed:doc_chase	{'to': 'somesh.kadam@icicihfc.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: 10344782), the following is pending from your end:\n\n 1. Payment Screenshot with UTR — not received yet\n 2. Paymen
3d ago	EzDocs	fee_quote_suppressed	{'why': 'the branch stated its own fees and they agree with ours', 'bank_total': 31750.0}
3d ago	EzDocs	receivable_created	{'expected': 31760.36}
3d ago	EzDocs	money_settled	{'fp': 'f48385292376cd89', 'held': 4900000.0, 'asked': True, 'action': 'agrees', 'agrees': True, 'amount': 4900000.0, 'papers': [{'lan': '77000366379', 'file': 'KFSLetter_77000366379.pdf', 'kind': 'sanction_letter', 'dat
3d ago	EzDocs	pages_trimmed480	{'of': 13, 'why': "a long paper's pages that carry the facts go to EzDocs; the rest (photos, annexures) do not", 'file': 'KFSLetter_77000366379.pdf', 'kept': [1, 2, 3, 4, 9, 10, 11, 12, 13], 'doc_id': '95cd1e95-9511-
3d ago	EzDocs	documents_read_together	{'why': 'the files of one mail are read side by side so the draft follows in a minute or two, not after every file in a row', 'files': 3, 'seconds': 12.4, 'workers': 3}
3d ago	EzDocs	case_read_started	{'tag': '6621fa5a1dee37f8', 'why': 'arrival', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
3d ago	EzDocs	applicant_email_captured	{'why': "the e-filing's Mortgagor page asks for the person's e-mail — read off the letter, so nobody types it from memory", 'domain': 'gmail.com', 'source': 'sanction_letter'}
3d ago	EzDocs	payer_mobile_captured	{'last4': '1858', 'source': 'sanction_letter'}
3d ago	EzDocs	roles_from_letter	{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['PANKAJ ARJUN KRIPALANI -
3d ago	EzDocs	roles_from_letter	{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['PANKAJ ARJUN KRIPALANI -
3d ago	EzDocs	id_doc_filed	{'doc': 'aadhaar', 'file': 'DocScanner Oct 12, 2026 12-45 PM.pdf', 'doc_id': '16251f88-d82e-47e6-a57d-5cdcd5de7856', 'person': 'Arjun Mohanlal Kriplani', 'party_id': 'fb4aa504-a969-4189-88ee-3757a189e209', 'name_on_doc':
3d ago	EzDocs	co_applicant_added	{'doc': 'aadhaar', 'name': 'Arjun Mohanlal Kriplani'}

Case diary the case’s history — what happened, newest day first

Papers

2 still needed for the challan

Applicant's Aadhaar Card, Payment Screenshot with UTR

Money

₹31,760.36 to come

No screenshot and no credit yet.

Challan & filing

Not yet

The challan waits on the papers and the money above.

Next — whose move

The branch

papers pending

Today · 15 Oct4 things

Wrote the document chase mail — held, silent mode

Re: Please initiate NOI for Jalgaon branch in case of PANKAJ ARJUN KRIPLANI 10344782 (77000366379, 7700036638