⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Nitin Balu Halkunde
Waiting for the Index IIMails & papers 9 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Aug, 17:40
Documents
Payment
Challan
done 29 Sep, 10:00 · GRAS ↗
Filing
waiting 14d 12h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The branch has paid the fee and the NOI team has processed and shared the challan. However, the team is still waiting for the Index II copy and a colour selfie…whole case so far 45d 4h
Needs your eyes4
Loan amount disagreement — sanction letter says ₹30,00,000; branch's request mail says ₹26,64,500.. See the papers →
Payment SHORT by ₹2,694 (₹23,366 of ₹26,060).
Challan on file does not agree with the case. Open it before paying or sharing.
The work is done — our fee of ₹26,060 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• DO NOT SAVE — the loan: the paid challan (₹21,330, GRN MH009246080202627E) was worked on a loan of ₹26,63,001–₹26,65,000; this case holds ₹30,00,000, and no sanction letter on the file prints that figure, alone or with another. Open the challan: is it this customer's, and which figure is the loan? On the case page, set the loan to the challan's figure if it is right, or mark the challan wrong — this clears then.
• DO NOT SAVE — Loan amount disagreement: the sanction letter says Rs. 30,00,000; the branch's request mail says Rs. 26,64,500. The sanction letter says the loan amount is Rs. 30,00,000, but the branch's request mail and the paid challan are for Rs. 26,64,500. This is a difference of Rs. 3,35,500. Ask the branch to clarify the correct loan amount and provide a revised sanction letter if the loan amount is indeed Rs. 26,64,500.
• Mortgagor pages: NITIN BALU HALKUNDE is named on the sanction letter (KFSLetter_77000340475.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• no mobile on any party — the portal's OTP/SMS goes to this number
• 11 property box(es) not from the Index II / derived / unsure — amber on the portal: district, village, road, attr1_type, attr1_value, attr2_value
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
The challan was paid on another loan figure. The file adds up to ₹21,330; it reads: ₹8,000 (stamp-duty head), ₹13,330 (registration head); this case’s figures say ₹24,010 (0.3% ₹9,010 + 0.5% ₹15,000 on a loan of ₹30,00,000); the challan itself says a loan of ₹26,64,500. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹26,63,001–₹26,65,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
Historywhat happened on this case, newest first
Today · 13 Oct2 things
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
An old draft withdrew itself — its asks were already answered
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
An old draft withdrew itself — its asks were already answered
7 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
An old draft withdrew itself — its asks were already answered
An old draft withdrew itself — its asks were already answered
2 Oct1 thing — 1 step
The home address was read off the papers — by ezdocs:reader
29 Sep3 things — 1 letter written · 2 steps
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
27 Sep4 things — 4 steps
property self check
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
paper read beside
26 Sep2 things — 2 steps
mail read as shown
mail read as shown
24 Sep3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
claim part duplicate
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
18 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
15 Sep2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
EzDocs read the whole trail as one conversation — where the case stands is on the page
14 Sep4 things — 4 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
13 Sep2 things — 2 steps
boxes gathered
kyc address read
10 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
1 Sep5 things — 1 money step · 1 caution · 3 steps
The challan on file matches neither fee head — a person must open it
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
grn from challan
A file was read again from the start — everything inside it now counts
PAN found inside the KYC file — no need to ask for it
30 Aug3 things — 1 document received · 2 steps
Documents the branch had sent were fetched from the mail thread
challan extracted
Received: Challan
NITIN BALU HALKUNDE EchallanMH009246080202627E.pdf
29 Aug14 things — 8 documents received · 3 letters written · 3 steps
intake table parsed
intake table parsed
Wrote the document chase mail — held, silent mode
77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Wrote the fee quote mail — held, silent mode
77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: other
image.png
Received: Selfie
Nitin Halkunde kyc & photo.pdf
Received: Sanction letter
KFSLetter_77000340475.pdf
Received: Technical report
HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf
Received: Payment screenshot
IMG-20260829-WA0056.jpg
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
8 of 9 in hand · the challan is done — these are for the filing / KYC
✓Technical reportopen
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 9 files
Moneywaiting for the credit
₹26,060
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹23,366. Case needs ₹26,060. SHORT by ₹2,694. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,634 below the real calculation of ₹26,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
The working
Stamp duty 0.3%9,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,060
By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the technical report
Flat No.202, 2nd Floor, Sai Dham Apartment, SURVEY, 248/1 To 6/5/6, Deolali-1 Shiwar, 422101
read from the technical report · e-filing boxes 22 of 34 ready
Check the property →the boxes beside the paper
People
BALU PANDURANG HALKUNDE · applicantAUIPH5684H
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