silent mode — a mail leaves only when you press Sendsilent mode
Active …
मराठी A
⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases / NOI-2026-00025

Nitin Balu Halkunde

ICICI_HFCLAN 77000340475 Challan paid · waiting on the branch SHORT ₹2,694 Waiting for the Index IISend the draft 1All documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
8 of 9 in hand.
the challan is done — these are for the IGR filing / KYC
The challan was paid on another loan figure. The file adds up to ₹21,330; it reads: ₹8,000 (stamp-duty head), ₹13,330 (registration head); this case’s figures say ₹24,010 (0.3% ₹9,010 + 0.5% ₹15,000 on a loan of ₹30,00,000); the challan itself says a loan of ₹26,64,500. the case's figure is the sanction letter's loan amount. No sanction letter on this file prints ₹26,63,001–₹26,65,000, alone or with another — is it this customer’s challan? Open it before pressing either button. The NOI team paid it, so the case is past the challan — but the e-filing must carry the challan’s figure. Settle the loan amount before filing.
✓Payment screenshot — SHORT ₹2,694 (shows ₹23,366 of ₹26,060)open
✓Technical reportopen
✓Sanction letteropen
✓Selfie / photoopen
✓Paid challan (GRAS)open
✓Aadhaar card — inside Nitin Halkunde kyc & photo.pdfopen
✓PAN card — inside Nitin Halkunde kyc & photo.pdfopen
✓Property address — verified by the engine, from the technical report (correct below if anything is off)
Index II copy / Title document — for the e-filing visit later
All files (9)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
Needs your eyes
  • Payment SHORT by ₹2,694 (₹23,366 of ₹26,060).
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • The work is done — our fee of ₹26,060 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹26,060
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹23,366; we wait for the credit itself
Stamp duty 0.3%9,010
Registration fee 0.5%15,000
Government handling350
Our service fee1,700
Total we ask for26,060
Screenshot ₹23,366. Case needs ₹26,060. SHORT by ₹2,694. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,634 below the real calculation of ₹26,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Bank's table ₹23,366 — ₹2,694 under our ask: the branch's working is short (see Facts).
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 1 h 49 minour time · 29 Aug 19:54
Index II —not yet
the NOI team 45 d 5 htotal 45 d 5 h so far
Now with the NOI team — e-filing on IGR
since 27 Sep 06:01 — 16 d 16 h of working time
Day by day — every step and who held it
29 Aug 17:40Your branch's mail
29 Aug 18:28Papers read+48 min · the NOI team
29 Aug 18:28Fee quotedat once
29 Aug 19:54Challan made+1 h 26 min · the NOI team
30 Aug 23:35Papers read+1 d 3 h · the NOI team
27 Sep 06:01Property read+27 d 6 h · the NOI team
Case facts
Bank
ICICI_HFC
Loan amount
₹30,00,000
Loan account no.
77000340475
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 1 difference between the papers — 1 stops the challan and the filing the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

STOPLoan amount disagreement
The sanction letterRs. 30,00,000
Sanctioned Loan amount (in Rupees) 3000000 (Rs. Thirty Lakhs only)
The branch's request mailRs. 26,64,500
LOAN AMOUNT WITH INSURANCE 2664500
Why it matters: The sanction letter says the loan amount is Rs. 30,00,000, but the branch's request mail and the paid challan are for Rs. 26,64,500. This is a difference of Rs. 3,35,500.
What to do: Ask the branch to clarify the correct loan amount and provide a revised sanction letter if the loan amount is indeed Rs. 26,64,500.
Compared: the technical report; and the whole-file reading. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The branch has paid the fee and the NOI team has processed and shared the challan. However, the team is still waiting for the Index II copy and a colour selfie photo from the branch to proceed with the NOI filing.
the trail says the next move is with the branch — the Index II copy and the applicant's colour selfie photo
the branch last asked: Kindly Update
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
? loan papers sent — asked, mail 6 (2026-09-12) “For NOI filing, we need the applicant's colour selfie photo.”
✓ fee paid — the branch's words — done, mail 1 (2026-08-29) “Payment Done - Rs 23366/-, Payment Screenshot attached.”
✓ challan made — done, mail 3 (2026-08-29) “Team PFA Challan for your reference.”
✓ challan shared — done, mail 3 (2026-08-29) “Team PFA Challan for your reference.”
? Index II asked for — asked, mail 5 (2026-09-12) “Kindly share the index 2 copy for the NOI Process”
read over 6 mail(s), last mail 2026-09-12 · read 28d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 16d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH009246080202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent
Index II pending — NOI NOI-2026-00025 | 77000340475
how it will look to the branch

Dear Team,

The GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:

  • Index II copy / title document (Sale Deed or Index II)

It has been 2 days since the challan. The NOI must be filed within 30 days of the mortgage, and the challan's validity window is one month — sending the Index II now keeps both safe.

If the Index II is not yet available with you, a scanned copy of the registered Sale Deed serves the same purpose.

Regards,
Aradhana Rai
NOI Coordinator | One Legal
+91 8888706969
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
RD ramesh.dhatrak@icicihfc.com icicihfc.com
29 Aug, 17:40 · 45d ago
THE APP JOINED HERE — earlier mails are on Gmail
77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
Dear Team,

Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.

Customer nameNITIN BALU HALKUNDE
Loan account (LAN)77000340475
Loan amount₹26,00,000
Stamp duty 0.30%₹7,993.50
Registration fee 0.50%₹13,322.50
DHC₹350
Total₹23,366
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

Case Type - Resale Purchase

Insurance - 64500/

Payment Done - Rs 23366/-, Payment Screenshot attached.

EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Panchavti

CASE TYPE (PLS MENTION IT )

NOI |Builder Purchase

LOAN AMOUNT WITH INSURANCE2664500
NOI SERIVCE FEE1700

SRO No

Nashik

Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks for the challan, the e-filing copy; says the fee is paid ₹23,366 ✓; documents attached; note: Process Challan of 0.3 % 0.5%. — “Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.”
6 more mails in between — open
RD ramesh.dhatrak@icicihfc.com icicihfc.com
29 Aug, 19:15 · 45d ago

Kindly Update

Customer nameNITIN BALU HALKUNDE
Loan account (LAN)77000340475
Loan amount₹26,00,000
Stamp duty 0.30%₹7,993.50
Registration fee 0.50%₹13,322.50
DHC₹350
Total₹23,366
  • ✓ SANCTION LETTER — attached
  • ✓ APPLICANT/S AADHAR CARD — attached
  • ✓ APPLICANT/S PAN CARD — attached
  • ✓ IINDEX II COPY | LSR | SALE DEED — attached
  • ✓ APPLICANT SELFIE — attached
  • ✓ PAYMENT SCREENSHOT WITH UTR — attached

Thanks & Regards,

Ramesh Dhatrak

Team Leader Branch

Panchavati, Nashik8888869445

ramesh.dhatrak@ icicihfc.com

www.icicihfc.com1800

267 4455

From:Ramesh Dhatrak /DIST/ICICIHFC/
Sent:Saturday, August 29, 2026 5:40 PM
To:NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>
Cc:Manish Shinde /DIST/ICICIHFC/ <manish.shinde@icicihfc.com>; Sable Mangesh /DISTP/ICICIHFC/NAS <sable.mangesh@icicihfc.com>
Subject:77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

Dear Team,

Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case.

Case Type - Resale Purchase

Insurance - 64500/

Payment Done - Rs 23366/-, Payment Screenshot attached.

EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING

CASE INITIATION (COPY AND PASTE IN EMAIL BODY)

CASE INITIATION BRANCH NAME

Panchavti

CASE TYPE (PLS MENTION IT )

NOI |Builder Purchase

LOAN AMOUNT WITH INSURANCE2664500
NOI SERIVCE FEE1700

SRO No

Nashik

Thanks & Regards,

Ramesh Dhatrak

Team Leader Branch

Panchavati, Nashik8888869445

ramesh.dhatrak@ icicihfc.com

www.icicihfc.com1800

267 4455

🤖 read: asks for a status — “Kindly Update”
OL The NOI teamTYPED IN GMAIL
29 Aug, 19:54 · 45d ago
TeamPFA Challan for your reference.

Aradhana Rai NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < ramesh.dhatrak@icicihfc.com > wrote: Kindly Update Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455 From: Ramesh Dhatrak /DIST/ICICIHFC/ Sent: Saturday, August 29, 2026 5:40 PM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Manish Shinde /DIST/ICICIHFC/ < manish.shinde@icicihfc.com >; Sable Mangesh /DISTP/ICICIHFC/NAS < sable.mangesh@icicihfc.com > Subject: 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type - Resale Purchase Loan Amount - 2600000/- Insurance - 64500/ Payment Done - Rs 23366/-, Payment Screenshot attached. EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NITIN BALU HALKUNDE LAN NO 77000340475 CASE INITIATION BRANCH NAME Panchavti CASE TYPE (PLS MENTION IT ) NOI |Builder Purchase LOAN AMOUNT WITH INSURANCE 2664500 0.30% 7993.5 0.50% 13322.5 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 23,366 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Nashik Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: challan shared ✓ — “PFA Challan for your reference.”
OL The NOI teamTYPED IN GMAIL
29 Aug, 19:54 · 45d ago
TeamKindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969
earlier mails quoted below
On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < ramesh.dhatrak@icicihfc.com > wrote: Kindly Update Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455 From: Ramesh Dhatrak /DIST/ICICIHFC/ Sent: Saturday, August 29, 2026 5:40 PM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Manish Shinde /DIST/ICICIHFC/ < manish.shinde@icicihfc.com >; Sable Mangesh /DISTP/ICICIHFC/NAS < sable.mangesh@icicihfc.com > Subject: 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type - Resale Purchase Loan Amount - 2600000/- Insurance - 64500/ Payment Done - Rs 23366/-, Payment Screenshot attached. EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NITIN BALU HALKUNDE LAN NO 77000340475 CASE INITIATION BRANCH NAME Panchavti CASE TYPE (PLS MENTION IT ) NOI |Builder Purchase LOAN AMOUNT WITH INSURANCE 2664500 0.30% 7993.5 0.50% 13322.5 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 23,366 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Nashik Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL The NOI teamTYPED IN GMAIL
12 Sep, 13:44 · 31d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal

+91 8888706969

earlier mails quoted below
On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: > Team > > PFA Challan for your reference. > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < > ramesh.dhatrak@icicihfc.com> wrote: > >> Kindly Update >> >> Thanks & Regards, >> >> *Ramesh Dhatrak * >> >> Team Leader Branch >> >> Panchavati, Nashik >> >> [image: mobilePhone] >> >> 8888869445 <(888)%20886-9445> >> >> [image: emailAddress] >> >> ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com> >> >> [image: website] >> >> www.icicihfc.com >> >> [image: website] >> >> 1800 267 4455 <https://www.icicihfc.com/> >> >> [image: >> https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg] >> >> [image: facebook] >> <https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL> >> >> [image: linkedin] >> <https://www.linkedin.com/company/icici-home-finance-company-limited> >> >> [image: youtube] <https://www.youtube.com/@icicihomefinance1541> >> >> >> ------------------------------ >> *From:* Ramesh Dhatrak /DIST/ICICIHFC/ >> *Sent:* Saturday, August 29, 2026 5:40 PM >> *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> >> *Cc:* Manish Shinde /DIST/ICICIHFC/ <manish.shinde@icicihfc.com>; Sable >> Mangesh /DISTP/ICICIHFC/NAS <sable.mangesh@icicihfc.com> >> *Subject:* 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS >> CHALLAN OF 0.3 & 0.5% AND NOI FILING >> >> Dear Team, >> >> Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. >> Case Type - Resale Purchase >> Loan Amount - 2600000/- >> Insurance - 64500/ >> >> Payment Done - Rs 23366/-, Payment Screenshot attached. >> >> >> >> >> >> >> >> >> EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | >> PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING >> >> *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* >> >> >> >> >> >> >> >> >> *APPLICANT NAME* >> *NITIN BALU HALKUNDE* >> >> >> >> >> *LAN NO* >> *77000340475* >> >> >> >> >> *CASE INITIATION BRANCH NAME* >> *Panchavti* >> >> >> >> >> *CASE TYPE (PLS MENTION IT )* >> *NOI |Builder Purchase* >> >> >> >> >> >> >> >> >> >> >> *LOAN AMOUNT WITH INSURANCE* >> 2664500 >> >> >> >> >> *0.30%* >> *7993.5* >> >> >> >> >> *0.50%* >> *13322.5* >> >> >> >> >> *NOI SERIVCE FEE* >> *1700* >> >> >> >> >> *DHC* >> *350* >> >> >> >> >> *TOTAL AMOUNT PAYABLE* >> *23,366* >> >> >> >> >> >> >> >> >> >> >> **SANCTION LETTER* >> *ATTACHED* >> >> >> >> >> **APPLICANT/S AADHAR CARD* >> *ATTACHED* >> >> >> >> >> **APPLICANT/S PAN CARD* >> *ATTACHED* >> >> >> >> >> **IINDEX II COPY | LSR | SALE DEED* >> *ATTACHED* >> >> >> >> >> **APPLICANT SELFIE* >> *ATTACHED* >> >> >> >> >> **PAYMENT SCREENSHOT WITH UTR* >> *ATTACHED* >> >> >> >> >> >> >> >> >> >> >> *SRO No* >> *Nashik* >> >> >> >> >> >> >> >> Thanks & Regards, >> >> *Ramesh Dhatrak * >> >> Team Leader Branch >> >> Panchavati, Nashik >> >> [image: mobilePhone] >> >> 8888869445 <(888)%20886-9445> >> >> [image: emailAddress] >> >> ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com> >> >> [image: website] >> >> www.icicihfc.com >> >> [image: website] >> >> 1800 267 4455 <https://www.icicihfc.com/> >> >> [image: >> https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg] >> >> [image: facebook] >> <https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL> >> >> [image: linkedin] >> <https://www.linkedin.com/company/icici-home-finance-company-limited> >> >> [image: youtube] <https://www.youtube.com/@icicihomefinance1541> >> >> >>
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL The NOI teamTYPED IN GMAIL
12 Sep, 13:44 · 31d ago

Team,

  • ✗ Aradha — na
*For NOI filing, we need the applicant's colour selfie photo.Rai

NOI Coordinator | One Legal

+91 8888706969

On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in>

wrote:

earlier mails quoted below
Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 <+91%2088887%2006969> On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> wrote: > Team > > Kindly share the index 2 copy for the NOI Process > > Aradhana Rai > NOI Coordinator | One Legal > +91 8888706969 <+91%2088887%2006969> > > > On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> > wrote: > >> Team >> >> PFA Challan for your reference. >> >> Aradhana Rai >> NOI Coordinator | One Legal >> +91 8888706969 <+91%2088887%2006969> >> >> >> On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < >> ramesh.dhatrak@icicihfc.com> wrote: >> >>> Kindly Update >>> >>> Thanks & Regards, >>> >>> *Ramesh Dhatrak * >>> >>> Team Leader Branch >>> >>> Panchavati, Nashik >>> >>> [image: mobilePhone] >>> >>> 8888869445 <(888)%20886-9445> >>> >>> [image: emailAddress] >>> >>> ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com> >>> >>> [image: website] >>> >>> www.icicihfc.com >>> >>> [image: website] >>> >>> 1800 267 4455 <https://www.icicihfc.com/> >>> >>> [image: >>> https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg] >>> >>> [image: facebook] >>> <https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL> >>> >>> [image: linkedin] >>> <https://www.linkedin.com/company/icici-home-finance-company-limited> >>> >>> [image: youtube] <https://www.youtube.com/@icicihomefinance1541> >>> >>> >>> ------------------------------ >>> *From:* Ramesh Dhatrak /DIST/ICICIHFC/ >>> *Sent:* Saturday, August 29, 2026 5:40 PM >>> *To:* NOI ICICIHFC <icicihfcnoi@ezdocs.co.in> >>> *Cc:* Manish Shinde /DIST/ICICIHFC/ <manish.shinde@icicihfc.com>; >>> Sable Mangesh /DISTP/ICICIHFC/NAS <sable.mangesh@icicihfc.com> >>> *Subject:* 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS >>> CHALLAN OF 0.3 & 0.5% AND NOI FILING >>> >>> Dear Team, >>> >>> Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. >>> Case Type - Resale Purchase >>> Loan Amount - 2600000/- >>> Insurance - 64500/ >>> >>> Payment Done - Rs 23366/-, Payment Screenshot attached. >>> >>> >>> >>> >>> >>> >>> >>> >>> EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | >>> PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING >>> >>> *CASE INITIATION (COPY AND PASTE IN EMAIL BODY)* >>> >>> >>> >>> >>> >>> >>> >>> >>> *APPLICANT NAME* >>> *NITIN BALU HALKUNDE* >>> >>> >>> >>> >>> *LAN NO* >>> *77000340475* >>> >>> >>> >>> >>> *CASE INITIATION BRANCH NAME* >>> *Panchavti* >>> >>> >>> >>> >>> *CASE TYPE (PLS MENTION IT )* >>> *NOI |Builder Purchase* >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> *LOAN AMOUNT WITH INSURANCE* >>> 2664500 >>> >>> >>> >>> >>> *0.30%* >>> *7993.5* >>> >>> >>> >>> >>> *0.50%* >>> *13322.5* >>> >>> >>> >>> >>> *NOI SERIVCE FEE* >>> *1700* >>> >>> >>> >>> >>> *DHC* >>> *350* >>> >>> >>> >>> >>> *TOTAL AMOUNT PAYABLE* >>> *23,366* >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> **SANCTION LETTER* >>> *ATTACHED* >>> >>> >>> >>> >>> **APPLICANT/S AADHAR CARD* >>> *ATTACHED* >>> >>> >>> >>> >>> **APPLICANT/S PAN CARD* >>> *ATTACHED* >>> >>> >>> >>> >>> **IINDEX II COPY | LSR | SALE DEED* >>> *ATTACHED* >>> >>> >>> >>> >>> **APPLICANT SELFIE* >>> *ATTACHED* >>> >>> >>> >>> >>> **PAYMENT SCREENSHOT WITH UTR* >>> *ATTACHED* >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> >>> *SRO No* >>> *Nashik* >>> >>> >>> >>> >>> >>> >>> >>> Thanks & Regards, >>> >>> *Ramesh Dhatrak * >>> >>> Team Leader Branch >>> >>> Panchavati, Nashik >>> >>> [image: mobilePhone] >>> >>> 8888869445 <(888)%20886-9445> >>> >>> [image: emailAddress] >>> >>> ramesh.dhatrak@icicihfc.com <sonali.sonawane@icicihfc.com> >>> >>> [image: website] >>> >>> www.icicihfc.com >>> >>> [image: website] >>> >>> 1800 267 4455 <https://www.icicihfc.com/> >>> >>> [image: >>> https://www.icicihfc.com/content/dam/new-icicihfc-assets/docs/logo%20(2).jpg] >>> >>> [image: facebook] >>> <https://www.facebook.com/people/ICICI-Home-Finance/100064153385547/?mibextid=ZbWKwL> >>> >>> [image: linkedin] >>> <https://www.linkedin.com/company/icici-home-finance-company-limited> >>> >>> [image: youtube] <https://www.youtube.com/@icicihomefinance1541> >>> >>> >>>
🤖 read: asks the branch for documents — “For NOI filing, we need the applicant's colour selfie photo.”
OL The NOI teamTYPED IN GMAIL
10 Oct, 14:34 · 3d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, For NOI filing, we need the applicant's colour selfie photo. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < ramesh.dhatrak@icicihfc.com > wrote: Kindly Update Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455 From: Ramesh Dhatrak /DIST/ICICIHFC/ Sent: Saturday, August 29, 2026 5:40 PM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Manish Shinde /DIST/ICICIHFC/ < manish.shinde@icicihfc.com >; Sable Mangesh /DISTP/ICICIHFC/NAS < sable.mangesh@icicihfc.com > Subject: 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type - Resale Purchase Loan Amount - 2600000/- Insurance - 64500/ Payment Done - Rs 23366/-, Payment Screenshot attached. EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NITIN BALU HALKUNDE LAN NO 77000340475 CASE INITIATION BRANCH NAME Panchavti CASE TYPE (PLS MENTION IT ) NOI |Builder Purchase LOAN AMOUNT WITH INSURANCE 2664500 0.30% 7993.5 0.50% 13322.5 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 23,366 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Nashik Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”
OL The NOI teamTYPED IN GMAIL
12 Oct, 16:14 · 1d ago

Aradhana Rai

NOI Coordinator | One Legal +91 8888706969

earlier mails quoted below
On Sat, 10 Oct 2026 at 14:34, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, For NOI filing, we need the applicant's colour selfie photo. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < ramesh.dhatrak@icicihfc.com > wrote: Kindly Update Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455 From: Ramesh Dhatrak /DIST/ICICIHFC/ Sent: Saturday, August 29, 2026 5:40 PM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Manish Shinde /DIST/ICICIHFC/ < manish.shinde@icicihfc.com >; Sable Mangesh /DISTP/ICICIHFC/NAS < sable.mangesh@icicihfc.com > Subject: 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type - Resale Purchase Loan Amount - 2600000/- Insurance - 64500/ Payment Done - Rs 23366/-, Payment Screenshot attached. EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NITIN BALU HALKUNDE LAN NO 77000340475 CASE INITIATION BRANCH NAME Panchavti CASE TYPE (PLS MENTION IT ) NOI |Builder Purchase LOAN AMOUNT WITH INSURANCE 2664500 0.30% 7993.5 0.50% 13322.5 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 23,366 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Nashik Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: The NOI team is sending multiple image attachments.
OL The NOI teamTYPED IN GMAIL
12 Oct, 16:15 · 1d ago

Team

Kindly share the index 2 copy for the NOI Process

Aradhana Rai

NOI Coordinator | One Legal+91 8888706969
earlier mails quoted below
On Sat, 10 Oct 2026 at 14:34, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team, For NOI filing, we need the applicant's colour selfie photo. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 12 Sept 2026 at 13:44, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team Kindly share the index 2 copy for the NOI Process Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:54, NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > wrote: Team PFA Challan for your reference. Aradhana Rai NOI Coordinator | One Legal +91 8888706969 On Sat, 29 Aug 2026 at 19:15, Ramesh Dhatrak /DIST/ICICIHFC/ < ramesh.dhatrak@icicihfc.com > wrote: Kindly Update Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455 From: Ramesh Dhatrak /DIST/ICICIHFC/ Sent: Saturday, August 29, 2026 5:40 PM To: NOI ICICIHFC < icicihfcnoi@ezdocs.co.in > Cc: Manish Shinde /DIST/ICICIHFC/ < manish.shinde@icicihfc.com >; Sable Mangesh /DISTP/ICICIHFC/NAS < sable.mangesh@icicihfc.com > Subject: 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING Dear Team, Kindly Process Challan of 0.3 % 0.5% and NOI filing for caption case. Case Type - Resale Purchase Loan Amount - 2600000/- Insurance - 64500/ Payment Done - Rs 23366/-, Payment Screenshot attached. EMAIL SUBJECT LINE- 77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING CASE INITIATION (COPY AND PASTE IN EMAIL BODY) APPLICANT NAME NITIN BALU HALKUNDE LAN NO 77000340475 CASE INITIATION BRANCH NAME Panchavti CASE TYPE (PLS MENTION IT ) NOI |Builder Purchase LOAN AMOUNT WITH INSURANCE 2664500 0.30% 7993.5 0.50% 13322.5 NOI SERIVCE FEE 1700 DHC 350 TOTAL AMOUNT PAYABLE 23,366 *SANCTION LETTER ATTACHED *APPLICANT/S AADHAR CARD ATTACHED *APPLICANT/S PAN CARD ATTACHED *IINDEX II COPY | LSR | SALE DEED ATTACHED *APPLICANT SELFIE ATTACHED *PAYMENT SCREENSHOT WITH UTR ATTACHED SRO No Nashik Thanks & Regards, Ramesh Dhatrak Team Leader Branch Panchavati, Nashik 8888869445 ramesh.dhatrak@ icicihfc.com www.icicihfc.com 1800 267 4455
🤖 read: asks the branch for documents — “Kindly share the index 2 copy for the NOI Process”

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Payment screenshot IMG-20260829-WA0056.jpg
filed 45d ago
Technical report HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf
filed 45d ago
Sanction letter KFSLetter_77000340475.pdf
filed 45d ago
Selfie / photo+ Aadhaar card inside+ PAN card inside Nitin Halkunde kyc & photo.pdf
filed 45d ago
Other image.png
filed 45d ago
Other image.png
filed 45d ago
Other image.png
filed 45d ago
Other image.png
filed 45d ago
Paid challan (GRAS) NITIN BALU HALKUNDE EchallanMH009246080202627E.pdf
filed 43d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹26,060
Where it stands
waiting for the credit
Screenshot claims
₹23,366 127980843897
Screenshot ₹23,366. Case needs ₹26,060. SHORT by ₹2,694. Ask the branch for the balance.
why?
A screenshot is the branch's claim, not money seen — and this claim is short of what the case needs. It is ₹2,634 below the real calculation of ₹26,000 (government + DHC + our fee) — so it is short whatever the buffer. The NOI team's 'short amount' letter asks for the balance with the table.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹9,010₹15,000₹350 ₹1,700₹26,060
By law ₹26,050. We ask ₹26,060 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

22 of 34 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Title deed held by the bank (Agreement to Sale / Sale Deed …) …
13 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, derived, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 16d ago — all agree.
CHECKED by the engine, from the technical report — correct any box that is off; a correction clears thissource: the technical report (HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
⚠ not in the document
Number
✓ in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
⚠ not in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the base paper first

the technical report BASE — the challan follows this
HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).p
Property Address line
FLAT NO.202, 2ND FLOOR, SAI DHAM APARTMENT, S. NO.,248/1 TO 6/5/6, PLOT NO.1, NEAR HARI SANSKRUTI, PROJECT, KHARJUL MALA, SINNAR PHATA, MAUJE DEOLALI-1 SHIWAR, NASHIK
Legal Address line
FLAT NO.202, 2ND FLOOR, SAI DHAM APARTMENT, S. NO. 248/1 TO 6/5/6, PLOT NO.1, NEAR HARI SANSKRUTI PROJECT, KHARJUL MALA, SINNAR PHATA, MAUJE DEOLALI-1 SHIWAR, NASHIK
PIN
422101
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 202 2ND FLOOR SAI DHAM APARTMENT S NO 248/1 TO 6/5/6 PLOT NO 1 NEAR HARI SANSKRUTI PROJECT
Locality/Road
KHARJUL MALA SINNAR PHATA MAUJE DEOLALI-1 SHIWAR NASHIK
Area/City
NASHIK
check or correct a box, the papers beside it →
Every paper prints the same words as the base paper.
Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
mortgagorBALU PANDURANG HALKUNDEAUIPH5684H…5884

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
fee quoteramesh.dhatrak@icicihfc.com 45d ago
document chaseramesh.dhatrak@icicihfc.com 45d ago
Index II chaseramesh.dhatrak@icicihfc.com 28d ago
Index II chaseramesh.dhatrak@icicihfc.com 25d ago
Index II chaseramesh.dhatrak@icicihfc.com 22d ago
Index II chaseramesh.dhatrak@icicihfc.com 19d ago
Index II chaseramesh.dhatrak@icicihfc.com 14d ago
Index II chaseramesh.dhatrak@icicihfc.com 6d ago
Index II chaseramesh.dhatrak@icicihfc.com 3d ago
Index II chaseramesh.dhatrak@icicihfc.com 13h ago
What the engine read from each document — check anything marked in red
Payment screenshot IMG-20260829-WA0056.jpg needs your check
utr
127980843897
date
2026-08-29
amount
23366
method
UPI
payee upi
7715973535@okbizaxis
payee name
EZDOCS
raw reading (for Abhijit)
{'utr': '127980843897', 'date': '2026-08-29', 'amount': 23366, 'method': 'UPI', 'payee_upi': '7715973535@okbizaxis', 'payee_name': 'EZDOCS', 'payer_name': None, 'debit_notification_text': None}
Sanction letter KFSLetter_77000340475.pdf needs your check
lan
77000340475
loan type
Home Loan
confidence
1.0
loan amount
3000000
interest rate
12.5
sanction date
21/08/2026
letter version
HF-38-VER-14-01072026/KFS
applicant names
NITIN BALU HALKUNDE, BALU PANDURANG HALKUNDE
property address
includes insurance
False
total with insurance
3000000
applicant address from462
read again off the letter's pages (page 1, Communication Address row)
applicant address verbatim
Kharjul Mala Juna Chehdi Road, Nashik Road Nashik, Nashik Road, Nasik, NASHIK, MAHARASHTRA, IN, 422101
raw reading (for Abhijit)
{'lan': '77000340475', 'loan_type': 'Home Loan', 'confidence': 1.0, 'loan_amount': 3000000, 'interest_rate': 12.5, 'sanction_date': '21/08/2026', 'letter_version': 'HF-38-VER-14-01072026/KFS', 'applicant_names': ['NITIN BALU HALKUNDE', 'BALU PANDURANG HALKUNDE'], 'property_address': {'pin': None, 'road': None, 'state': None, 'taluka': None, 'flat_no': None, 'district': None, 'floor_no': None, 'landmark': None, 'full_address': None, 'village_city': None, 'building_name': None, 'survey_or_cts_no': None}, 'insurance_premium': None, 'includes_insurance': False, 'total_with_insurance': 3000000, 'applicant_address_from462': "read again off the letter's pages (page 1, Communication Address row)", 'security_address_verbatim': None, 'applicant_address_verbatim': 'Kharjul Mala Juna Chehdi Road, Nashik Road Nashik, Nashik Road, Nasik, NASHIK, MAHARASHTRA, IN, 422101'}
Paid challan (GRAS) NITIN BALU HALKUNDE EchallanMH009246080202627E.pdf needs your check
grn
MH009246080202627E
pin
422101
total
21330.0
article
Registration Fee
defaced
False
bank cin
03006172026082901929
district
NASHIK
area city
NASHIK
payer pan
BGBXXXXXXR
flat block
FLAT NO.202 2ND FLOOR SAI DHAM
payer name
NITIN BALU HALKUNDE
sro office
NSK5_NASHIK 5 JOINT SUB REGISTRAR
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=2664500
scheme rows
{'amount': 8000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13330.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX7620
payment date
29/08/2026-19:53:41
road locality
HARI SANSKRUTI PROJECT KHARJUL MALA, SINNAR PHATA, MAUJE DEOLALI-1 SHIWAR
second party pan
AAACI6285N
second party name
ICICI HOME FINANCE COMPANY LIMITED
consideration amount
2664500
raw reading (for Abhijit)
{'grn': 'MH009246080202627E', 'pin': '422101', 'total': 21330.0, 'article': 'Registration Fee', 'defaced': False, 'bank_cin': '03006172026082901929', 'district': 'NASHIK', 'area_city': 'NASHIK', 'payer_pan': 'BGBXXXXXXR', 'flat_block': 'FLAT NO.202 2ND FLOOR SAI DHAM', 'payer_name': 'NITIN BALU HALKUNDE', 'sro_office': 'NSK5_NASHIK 5 JOINT SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACI6285N~SecondPartyName=ICICI HOME FINANCE COMPANY LIMITED~CA=2664500', 'scheme_rows': [{'amount': 8000.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 13330.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX7620', 'payment_date': '29/08/2026-19:53:41', 'road_locality': 'HARI SANSKRUTI PROJECT KHARJUL MALA, SINNAR PHATA, MAUJE DEOLALI-1 SHIWAR', 'second_party_pan': 'AAACI6285N', 'second_party_name': 'ICICI HOME FINANCE COMPANY LIMITED', 'consideration_amount': '2664500'}
Selfie / photo Nitin Halkunde kyc & photo.pdf needs your check
dob
1967-01-01
pan
AUIPH5684H
name
BALU PANDURANG HALKUNDE
legible
True
raw reading (for Abhijit)
{'dob': '1967-01-01', 'pan': 'AUIPH5684H', 'name': 'BALU PANDURANG HALKUNDE', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo Nitin Halkunde kyc & photo.pdf needs your check
dob
1967-01-01
pan
AUIPH5684H
name
Balu Pandurang Halkunde
legible
True
aadhaar last4
5884
raw reading (for Abhijit)
{'dob': '1967-01-01', 'pan': 'AUIPH5684H', 'name': 'Balu Pandurang Halkunde', 'legible': True, 'aadhaar_last4': '5884', 'quality_issue': None}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Other image.png needs your check
payments inside
kind: other; payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other image.png needs your check
payments inside
payments: []
raw reading (for Abhijit)
{'payments_inside': {'payments': []}}
Payment screenshot IMG-20260829-WA0056.jpg needs your check
payments inside
kind: payment_screenshot; payments: [{'utr': '127980843897', 'date': '2026-08-29', 'page': 1, 'time': '17:38', 'payee': 'EZDOCS', 'amount': 23366.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T26082917384
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': '127980843897', 'date': '2026-08-29', 'page': 1, 'time': '17:38', 'payee': 'EZDOCS', 'amount': 23366.0, 'direction': 'debit', 'narration': 'PhonePe Transaction ID T2608291738490123819272', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '4009', 'account_holder': None}}
Technical report HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf needs your check
found
True
found in
INDIVIDUAL TECHNICAL REPORT
area sq m
63.9181531
paper for
loan_ref: 77000340475; report_id: HRQ-26-148997; customer_name: Nitin Balu Halkunde
confidence
1
address lines
taken: both the same; legal_address: Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik; property_address
property address
pin: 422101; road: Sinnar Phata; state: Maharashtra; flat_no: Flat No.202; district: Nashik; floor_no: 2nd Floor; landmark: Near Hari Sanskruti Project, Kharjul Mala; full_address: Flat No.202, 2nd Floor, Sai Dham Apartm
security address verbatim
Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik
raw reading (for Abhijit)
{'found': True, 'found_in': 'INDIVIDUAL TECHNICAL REPORT', 'area_sq_m': 63.9181531, 'paper_for': {'loan_ref': '77000340475', 'report_id': 'HRQ-26-148997', 'customer_name': 'Nitin Balu Halkunde'}, 'pin_other': None, 'confidence': 1, 'address_lines': {'taken': 'both the same', 'legal_address': 'Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik', 'property_address': 'Flat No.202, 2nd Floor, Sai Dham Apartment, S. No.,248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti, Project, Kharjul Mala, Sinnar Phata,, Mauje Deolali-1 Shiwar, Nashik'}, 'property_address': {'pin': '422101', 'road': 'Sinnar Phata', 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Flat No.202', 'district': 'Nashik', 'floor_no': '2nd Floor', 'landmark': 'Near Hari Sanskruti Project, Kharjul Mala', 'full_address': 'Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik', 'village_city': 'Deolali-1 Shiwar', 'building_name': 'Sai Dham Apartment', 'survey_or_cts_no': 'S. No. 248/1 To 6/5/6, Plot No.1'}, 'security_address_verbatim': 'Flat No.202, 2nd Floor, Sai Dham Apartment, S. No. 248/1 To 6/5/6, Plot No.1, Near Hari Sanskruti Project, Kharjul Mala, Sinnar Phata, Mauje Deolali-1 Shiwar, Nashik'}
Technical record (for Abhijit — safe to ignore)
13h agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
13h agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
3d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
3d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 1, 'kinds': ['index2_chase']}
6d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
6d agosystem:emailsdraft_withdrawn{'why': 'the index2 chase makes it pointless — it would ask for what the case already has', 'count': 1, 'kinds': ['fee_quote']}
6d agosystem:emailsdraft_withdrawn{'why': 'a fresher index2 chase replaces it — the words changed', 'count': 5, 'kinds': ['index2_chase']}
11d agoezdocs:readerreader_home_address{'fp': '8f0a01ac1a48d154', 'from': 'the sanction letter (KFSLetter_77000340475.pdf)', 'home': {'pin': '422101', 'area': 'Nashik Road', 'road': 'Kharjul Mala Juna Chehdi Road', 'state': 'MAHARASHTRA', 'district': 'NASHIK'
14d agoezdocs:readercase_read{'how': 'uri', 'tag': '31b1a94e667b065c', 'docs': ['HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf', 'KFSLetter_77000340475.pdf', 'Nitin Halkunde kyc & photo.pdf', 'image.png', 'image.png', 'image.png', '
14d agoezdocs:readercase_read_started{'tag': '31b1a94e667b065c', 'why': 'sweep', 'note': 'the whole file is being read — a Fill or a copy asking meanwhile waits for this reading'}
14d agoezdocs:readerletter_home_read462{'fp': 'doc:43a84c81-f6fc-4a53-9389-885c93e3d076', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'KFSLetter_77000340475.pdf', 'asked': True, 'found': T
14d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
14d agosystem:learnlesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Loan Amount', 'words': "Loan Amount: the team took 2664500 from the branch's
16d agosystem:extractproperty_self_check{'ok': True, 'why': "the reader judged every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 14, 'trigger': 'quick sweep'}
16d agosystem:extractproperty_auto_verified{'pin': '422101', 'why': 'read from the technical report; flat / building / number, the village and the English description are all there — checked by the engine, nothing waits for a person. Correct any box below if it i
16d agosystem:extractproperty_from_report{'why': 'the sanction letter gave no property; the technical report carries the schedule of the property — read from there; a person verifies box by box before anything files', 'file': 'HRQ-26-148997_INDProcessRequest_25
16d agosystem:extractpaper_read_beside{'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': 'HRQ-26-148997_INDProcess
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
17d agosystem:ingestmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
19d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
19d agosystem:paymentshidden_payment_scan{'file': 'IMG-20260829-WA0056.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': '2439ae3c-0f2f-4f7f-9888-4a3efca51ed2', 'fetched': True}
19d agosystem:paymentspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260829-WA0056
19d agosystem:paymentsclaim_part_duplicate{'utr': '127980843897', 'date': '2026-08-29', 'parts': 1, 'amount': 23366.0, 'claimed_total': 23366.0}
19d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '030db013-5291-43a2-96a2-0b2373306a6c', 'fetched': True}
19d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': 'other', 'found': 0, 'doc_id': '8b8fd8b0-f836-43af-9bd1-d19750fcb51c', 'fetched': True}
19d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': 'dd1658d6-6e63-4e65-9b8a-88c2104811fd', 'fetched': True}
19d agosystem:paymentshidden_payment_scan{'file': 'image.png', 'kind': None, 'found': 0, 'doc_id': '57e226e6-1e51-4209-bee9-df843642b486', 'fetched': True}
22d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
25d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde
28d agosystem:emailsemail_shadowed:index2_chase{'to': 'ramesh.dhatrak@icicihfc.com', 'body': "Dear Team,\n\nThe GRAS challan for the captioned case (LAN: 77000340475) is paid and the case is ready for NOI e-filing. The only thing pending from your end is:\n\n - Inde

Case diary the case’s history — what happened, newest day first

Papers
Challan papers in; e-filing papers pending
For the visit later: Index II copy / Title document
Money
Screenshot SHORT by ₹2,694
₹23,366 shown against ₹26,060 — the balance is being asked for.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
Needs your eyes: Payment SHORT by ₹2,694 (₹23,366 of ₹26,060). Challan on file does not agree with the case. Open it before paying or sharing. The work is done — our fee of ₹26,060 is still not in our account. Chase the branch for it.
Today · 13 Oct3 things
reader mail addition — by ezdocs:reader
23:00
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
An old draft withdrew itself — its asks were already answered
10:00
10 Oct2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
An old draft withdrew itself — its asks were already answered
10:00
7 Oct3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
An old draft withdrew itself — its asks were already answered
10:00
An old draft withdrew itself — its asks were already answered
10:00
2 Oct1 thing — 1 step
The home address was read off the papers — by ezdocs:reader
10:05
29 Sep3 things — 1 letter written · 2 steps
case read — by ezdocs:reader
18:07
case read started — by ezdocs:reader
18:06
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
27 Sep4 things — 4 steps
property self check
06:07
Property checked by the engine — read from the report, every box that names the flat is there
06:02
Property read from the legal / technical report (the sanction letter had none)
06:01
paper read beside
06:01
26 Sep2 things — 2 steps
mail read as shown
05:10
mail read as shown
04:26
24 Sep3 things — 1 letter written · 2 steps
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
08:26
claim part duplicate
08:26
21 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
18 Sep1 thing — 1 letter written
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
15 Sep2 things — 1 letter written · 1 step
Wrote the Index II chase mail — held, silent mode
Index II pending — NOI NOI-2026-00025 | 77000340475
10:00
EzDocs read the whole trail as one conversation — where the case stands is on the page
01:37
14 Sep4 things — 4 steps
Challan paid — the filing waits on the branch's Index II / sale deed (the e-filing starts from its document number)
23:48
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
21:00
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
19:16
The challan on the case was paid on another loan figure — it counts, and the loan amount is to be settled before the e-filing
19:16
13 Sep2 things — 2 steps
boxes gathered
21:23
kyc address read
15:54
10 Sep1 thing — 1 step
An old draft withdrew itself — its asks were already answered
22:19
1 Sep5 things — 1 money step · 1 caution · 3 steps
The challan on file matches neither fee head — a person must open it
21:32
The loan base was corrected to the sanction letter's with-insurance total — every figure re-worked itself
Every fee figure re-worked itself on the new base.
21:32
grn from challan
21:32
A file was read again from the start — everything inside it now counts
21:32
PAN found inside the KYC file — no need to ask for it
21:32
30 Aug3 things — 1 document received · 2 steps
Documents the branch had sent were fetched from the mail thread
23:35
challan extracted
23:35
Received: Challan
NITIN BALU HALKUNDE EchallanMH009246080202627E.pdf
23:35
29 Aug14 things — 8 documents received · 3 letters written · 3 steps
intake table parsed
19:34
intake table parsed
19:16
Wrote the document chase mail — held, silent mode
77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
18:28
Wrote the fee quote mail — held, silent mode
77000340475 -APPLICANT NAME- NITIN BALU HALKUNDE | PROCESS CHALLAN OF 0.3 & 0.5% AND NOI FILING
18:28
Received: other
image.png
18:28
Received: other
image.png
18:28
Received: other
image.png
18:28
Received: other
image.png
18:28
Received: Selfie
Nitin Halkunde kyc & photo.pdf
18:28
Received: Sanction letter
KFSLetter_77000340475.pdf
18:28
Received: Technical report
HRQ-26-148997_INDProcessRequest_2500320260828162617026 (1).pdf
18:27
Received: Payment screenshot
IMG-20260829-WA0056.jpg
18:27
intake table parsed
18:27
Case opened from the branch's mail
18:27
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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