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⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Mailboxes — what to do →
Cases/NOI-2026-00225older case

VARAD NANDKUMAR SUTAR

PNB_HFLLAN HOU/KOP/0826/5187885Loan ₹13,45,000NOI
Waiting for the Index IIMails & papers 3

Correct a detail

Payment seen with your own eyes

A note for the history

Kind of case — the amount follows it

Who paid the challan

Papers

a file on a mail that is not here

Out of turn

A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
GRAS ↗
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Aug, 18:57
Documents
Payment
Challan
done 1 Sep, 10:01 · GRAS ↗
Filing
waiting 42d 16h · IGR e-filing ↗
waiting on the branchChallan paid · the trail says: The bank branch has provided initial loan documents and confirmed fee payment, and the NOI team has generated and shared the e-challan. However, the NOI team…whole case so far 45d 7h
Needs your eyes1
The work is done — our fee of ₹12,590 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch

Wait for the branch's Index II, then file the NOI

The challan is paid.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: NARMADA RAGHUNATH SUTAR is named on the sanction letter (vard saction latter.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• NARMADA RAGHUNATH SUTAR: PAN missing — no PAN card of NARMADA RAGHUNATH SUTAR is read on the file — the PAN cards on it (VARAD NANDKUMAR SUTAR, sutar_pan.pdf..pdf; ROHINI SUTAR, suta_co-app_pan.pdf..pdf) are beside the form; type the PAN off the person's own card
• NARMADA RAGHUNATH SUTAR: birth date missing — no PAN card of NARMADA RAGHUNATH SUTAR is read on the file — the PAN cards on it (VARAD NANDKUMAR SUTAR, sutar_pan.pdf..pdf; ROHINI SUTAR, suta_co-app_pan.pdf..pdf) are beside the form; type the birth date off the person's own card
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
1 Oct4 things
challan boxes gathered
00:10
boxes gathered
00:10
address compared
00:10
challan boxes composed
00:10
29 Sep3 things — 3 steps
challan boxes gathered
23:39
boxes gathered
23:39
challan boxes composed
23:39
27 Sep3 things — 3 steps
challan boxes gathered
09:40
boxes gathered
09:40
challan boxes composed
09:40
26 Sep3 things — 3 steps
challan boxes gathered
05:35
boxes gathered
05:35
box disagreement
05:35
25 Sep2 things — 2 steps
challan boxes gathered
05:33
boxes gathered
05:33
24 Sep3 things — 3 steps
challan boxes gathered
05:05
boxes gathered
05:05
challan boxes composed
05:05
23 Sep3 things — 3 steps
challan boxes gathered
04:34
boxes gathered
04:34
challan boxes composed
04:34
22 Sep3 things — 3 steps
challan boxes gathered
04:05
boxes gathered
04:05
challan boxes composed
04:05
21 Sep3 things — 3 steps
challan boxes gathered
03:35
boxes gathered
03:35
challan boxes composed
03:35
20 Sep3 things — 3 steps
challan boxes gathered
03:05
boxes gathered
03:05
challan boxes composed
03:05
19 Sep3 things — 3 steps
challan boxes gathered
02:35
boxes gathered
02:35
challan boxes composed
02:35
18 Sep4 things — 4 steps
challan boxes gathered
02:06
boxes gathered
02:06
challan boxes composed
02:06
box disagreement
02:06
16 Sep5 things — 5 steps
An old draft withdrew itself — its asks were already answered
20:06
challan boxes gathered
19:42
boxes gathered
19:42
challan boxes composed
19:42
property attrs split
19:41
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
20:40
kyc address read
15:26
kyc address read
15:21
property self check
02:21
1 Sep3 things — 3 steps
Property boxes re-read into English from the document text
19:16
Property boxes re-read into English from the document text
19:01
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
10:01
29 Aug14 things — 8 documents received · 3 letters written · 3 steps
Wrote the document chase mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 : HOU/KOP/0826/5187885-VARAD NANDKUMAR SUTAR
21:49
Wrote the fee quote mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 : HOU/KOP/0826/5187885-VARAD NANDKUMAR SUTAR
21:49
Received: PAN card
sutar_pan.pdf..pdf
21:49
Co-applicant added
21:49
Received: Aadhaar
sutar_adhar.pdf..pdf
21:49
Received: PAN card
suta_co-app_pan.pdf..pdf
21:49
Received: Aadhaar
Document_930_(6).pdf..pdf
21:49
Received: Payment screenshot
IMG-20260829-WA0004.jpg
21:49
Received: Selfie
IMG-20260829-WA0011.jpg
21:49
Received: Selfie
IMG-20260829-WA0012.jpg
21:48
Property address read from the sanction letter
21:48
Received: Sanction letter
vard saction latter.pdf
21:48
intake table parsed
21:48
Case opened from the branch's mail
21:48
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
5 of 7 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓Payment screenshot — shows ₹12,560; money not verified yetopen
✓Aadhaar cardopen
✓PAN cardopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The whole file has not been read yet8 papers on file
Moneywaiting for the credit
₹12,590
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹12,560 — ₹30 under our ask, not below the real calculation ₹12,560. Counts as full. Nothing to ask.
Screenshot ₹12,560 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The working
Stamp duty 0.3%4,040
Registration fee 0.5%6,730
Government handling320
Our service fee1,500
Total we ask for12,590
By law ₹12,580. We ask ₹12,590 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
REVISE, 201/D/4/1, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, 416234
read from the sanction letter · e-filing boxes 33 of 46 ready
Check the property →the boxes beside the paper
People
Rohini Nandkumar Sutar · applicantNJHPS4755RVarad Nandkumar Sutar · co-applicantMEGPS8820E
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