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VARAD NANDKUMAR SUTAR
Waiting for the Index IIMails & papers 3
Correct a detail
Payment seen with your own eyes
A note for the history
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
29 Aug, 18:57
Documents
Payment
Challan
done 1 Sep, 10:01 · GRAS ↗
Filing
waiting 42d 16h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paid · the trail says: The bank branch has provided initial loan documents and confirmed fee payment, and the NOI team has generated and shared the e-challan. However, the NOI team…whole case so far 45d 7h
Needs your eyes1
The work is done — our fee of ₹12,590 is still not in our account. Chase the branch for it.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document (the Index II of the sale deed, or the sale deed) — the e-filing starts from its document number. The engine asked for it with the challan mail and asks again every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal, the engine sees:
• Mortgagor pages: NARMADA RAGHUNATH SUTAR is named on the sanction letter (vard saction latter.pdf) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
• payment NOT verified — office rule: no filing before credit
• PROPERTY NOT VERIFIED — open the case's Details & records, check the English boxes against the title document, save a correction if needed. e-filing makes this a government record.
• no challan GRN on the case — upload the paid challan first (its GRN fills the payment page)
• NARMADA RAGHUNATH SUTAR: PAN missing — no PAN card of NARMADA RAGHUNATH SUTAR is read on the file — the PAN cards on it (VARAD NANDKUMAR SUTAR, sutar_pan.pdf..pdf; ROHINI SUTAR, suta_co-app_pan.pdf..pdf) are beside the form; type the PAN off the person's own card
• NARMADA RAGHUNATH SUTAR: birth date missing — no PAN card of NARMADA RAGHUNATH SUTAR is read on the file — the PAN cards on it (VARAD NANDKUMAR SUTAR, sutar_pan.pdf..pdf; ROHINI SUTAR, suta_co-app_pan.pdf..pdf) are beside the form; type the birth date off the person's own card
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
1 Oct4 things
challan boxes gathered
boxes gathered
address compared
challan boxes composed
29 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
27 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
26 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
box disagreement
25 Sep2 things — 2 steps
challan boxes gathered
boxes gathered
24 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
23 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
22 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
21 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
20 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
19 Sep3 things — 3 steps
challan boxes gathered
boxes gathered
challan boxes composed
18 Sep4 things — 4 steps
challan boxes gathered
boxes gathered
challan boxes composed
box disagreement
16 Sep5 things — 5 steps
An old draft withdrew itself — its asks were already answered
challan boxes gathered
boxes gathered
challan boxes composed
property attrs split
15 Sep4 things — 4 steps
EzDocs read the whole trail as one conversation — where the case stands is on the page
kyc address read
kyc address read
property self check
1 Sep3 things — 3 steps
Property boxes re-read into English from the document text
Property boxes re-read into English from the document text
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
29 Aug14 things — 8 documents received · 3 letters written · 3 steps
Wrote the document chase mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 : HOU/KOP/0826/5187885-VARAD NANDKUMAR SUTAR
Wrote the fee quote mail — held, silent mode
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5 : HOU/KOP/0826/5187885-VARAD NANDKUMAR SUTAR
Received: PAN card
sutar_pan.pdf..pdf
Co-applicant added
Received: Aadhaar
sutar_adhar.pdf..pdf
Received: PAN card
suta_co-app_pan.pdf..pdf
Received: Aadhaar
Document_930_(6).pdf..pdf
Received: Payment screenshot
IMG-20260829-WA0004.jpg
Received: Selfie
IMG-20260829-WA0011.jpg
Received: Selfie
IMG-20260829-WA0012.jpg
Property address read from the sanction letter
Received: Sanction letter
vard saction latter.pdf
intake table parsed
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
5 of 7 in hand · the challan is done — these are for the filing / KYC
✓Sanction letteropen
✓Selfie / photoopen
✓Aadhaar cardopen
✓PAN cardopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The whole file has not been read yet8 papers on file
Moneywaiting for the credit
₹12,590
Nothing has reached our account yet — only a credit our bank shows us counts.
Screenshot ₹12,560 — ₹30 under our ask, not below the real calculation ₹12,560. Counts as full. Nothing to ask.
Screenshot ₹12,560 — verified by itself the moment the bank credit is heard.
Screenshot ₹12,560 — verified by itself the moment the bank credit is heard.
why?
The branch paid the bank's own written total. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
The working
Stamp duty 0.3%4,040
Registration fee 0.5%6,730
Government handling320
Our service fee1,500
Total we ask for12,590
By law ₹12,580. We ask ₹12,590 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
REVISE, 201/D/4/1, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, 416234
read from the sanction letter · e-filing boxes 33 of 46 ready
Check the property →the boxes beside the paper
People
Rohini Nandkumar Sutar · applicantNJHPS4755RVarad Nandkumar Sutar · co-applicantMEGPS8820E
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