VARAD NANDKUMAR SUTAR
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹12,590 is still not in our account. Chase the branch for it.
Screenshot ₹12,560 — verified by itself the moment the bank credit is heard.
why?
why?
Day by day — every step and who held it
Next step
Wait for the branch's Index II, then file the NOI
The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.
New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper29 Aug, 18:57 · 46d ago THE APP JOINED HERE — earlier mails are on Gmail
KINDLY PROCESS NOI CHALLAN 0.3 AND 0.5 /- /- /- /- /- /- SRO No kavan 2
- ✓ Sanction Letter — attached
- ✓ Applicant and Co App Aadhar Card — attached
- ✓ Applicant and Co App Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
- ✓ Sanction Letter — attached
- ✓ Applicant and Co App Aadhar Card — attached
- ✓ Applicant and Co App Pan Card — attached
- ✓ Index II Copy — attached
- ✓ Soft copy of Photograph — attached
- ✓ Payment details — attached
Dear Team,
KINDLY PROCESSNOI CHALLAN 0.3 AND 0.5
Customer Name
VARAD NANDKUMAR SUTAR
0.3%
4035/-
0.5%
6725/-
SRO No
kavan 2
29 Aug, 19:24 · 46d ago
We will initiate the challan for the same.
For NOI filing, We need an index 2 copy..
earlier mails quoted below
29 Aug, 20:24 · 46d ago
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | vard saction latter.pdf | filed | 46d ago |
| Selfie / photo | IMG-20260829-WA0012.jpg | filed | 46d ago |
| Selfie / photo | IMG-20260829-WA0011.jpg | filed | 46d ago |
| Payment screenshot | IMG-20260829-WA0004.jpg | filed | 46d ago |
| Aadhaar card | Document_930_(6).pdf..pdf | filed | 46d ago |
| PAN card | suta_co-app_pan.pdf..pdf | filed | 46d ago |
| Aadhaar card | sutar_adhar.pdf..pdf | filed | 46d ago |
| PAN card | sutar_pan.pdf..pdf | filed | 46d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹12,590
waiting for the credit
₹12,560
Screenshot ₹12,560 — verified by itself the moment the bank credit is heard.
why?
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,040 | ₹6,730 | ₹320 | ₹1,500 | ₹12,590 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
RS NO 201/D/4/1, PLOT NO C76, MOUJE GOKUL SHIRGAON, KOLHAPUR, MAHALAXMI COLONY, KOLHAPUR, MAHARASHTRA, INDIA, 416234
416234
PLOT NO C76 RS NO 201/D/4/1 MOUJE GOKUL SHIRGAON
MAHALAXMI COLONY TAL KOLHAPUR DIST KOLHAPUR
KOLHAPUR
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | Rohini Nandkumar Sutar | NJHPS4755R | …3650 |
| co_mortgagor | Varad Nandkumar Sutar | MEGPS8820E | …3616 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| fee quote | sambhaji.shelake@phfl.com | 46d ago |
| document chase | sambhaji.shelake@phfl.com | 46d ago |
What EzDocs read from each document — check anything marked in red
HOU/KOP/0826/5187885
Housing Loan
1
1300000
9.15
10-Aug-2026
3
VARAD NANDKUMAR SUTAR, ROHINI NANDKUMAR SUTAR, NARMADA RAGHUNATH SUTAR
pin: 416234; state: MAHARASHTRA; district: Kolhapur; Address: RS NO 201/D/4/1, PLOT NO C76, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, Kolhapur, MAHARASHTRA, India, 416234; Village: MOUJE GOKUL SHIRGAON,
0
False
1300000
read again off the letter's pages (page 1, Address row)
RS NO 201/D/4/1, PLOT NO C76, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, Kolhapur, MAHARASHTRA, India, 416234
2823/10 B, MAHALAXMI NAGAR, SAMBHAJI NAGAR KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416012, Kolhapur, India
raw reading (for Abhijit)
{'lan': 'HOU/KOP/0826/5187885', 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 1300000, 'interest_rate': 9.15, 'sanction_date': '10-Aug-2026', 'letter_version': '3', 'applicant_names': ['VARAD NANDKUMAR SUTAR', 'ROHINI NANDKUMAR SUTAR', 'NARMADA RAGHUNATH SUTAR'], 'property_address': {'pin': '416234', 'road': None, 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': None, 'district': 'Kolhapur', 'floor_no': None, 'landmark': None, 'full_address': 'RS NO 201/D/4/1, PLOT NO C76, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, Kolhapur, MAHARASHTRA, India, 416234', 'village_city': 'MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY', 'building_name': None, 'survey_or_cts_no': 'RS NO 201/D/4/1, PLOT NO C76'}, 'insurance_premium': 0, 'includes_insurance': False, 'total_with_insurance': 1300000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'RS NO 201/D/4/1, PLOT NO C76, MOUJE GOKUL SHIRGAON, Kolhapur, MAHALAXMI COLONY, Kolhapur, MAHARASHTRA, India, 416234', 'applicant_address_verbatim': '2823/10 B, MAHALAXMI NAGAR, SAMBHAJI NAGAR KOLHAPUR, ., Kolhapur, MAHARASHTRA, 416012, Kolhapur, India'}2026-08-29
12560.0
UPI
THINKBIGZ INITIATIVE PRIVATE LIMITED
raw reading (for Abhijit)
{'utr': None, 'date': '2026-08-29', 'amount': 12560.0, 'method': 'UPI', 'payee_upi': None, 'payee_name': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'payer_name': None, 'debit_notification_text': None}1977-12-16
Rohini Nandkumar Sutar
3650
raw reading (for Abhijit)
{'dob': '1977-12-16', 'pan': None, 'name': 'Rohini Nandkumar Sutar', 'aadhaar_last4': '3650'}1977-12-16
NJHPS4755R
ROHINI SUTAR
raw reading (for Abhijit)
{'dob': '1977-12-16', 'pan': 'NJHPS4755R', 'name': 'ROHINI SUTAR', 'aadhaar_last4': None}2001-01-19
Varad Nandkumar Sutar
3616
raw reading (for Abhijit)
{'dob': '2001-01-19', 'pan': None, 'name': 'Varad Nandkumar Sutar', 'aadhaar_last4': '3616'}2001-01-19
MEGPS8820E
VARAD NANDKUMAR SUTAR
raw reading (for Abhijit)
{'dob': '2001-01-19', 'pan': 'MEGPS8820E', 'name': 'VARAD NANDKUMAR SUTAR', 'aadhaar_last4': None}kind: payment_screenshot; payments: [{'utr': None, 'date': '2026-08-29', 'page': 1, 'time': '14:32', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 12560.0, 'direction': 'credit', 'narration': None, 'proof_ki
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'payment_screenshot', 'payments': [{'utr': None, 'date': '2026-08-29', 'page': 1, 'time': '14:32', 'payee': 'THINKBIGZ INITIATIVE PRIVATE LIMITED', 'amount': 12560.0, 'direction': 'credit', 'narration': None, 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 1d ago | EzDocs | reader_efiling_verdict | {'fp': '09cfdaab334a5903', 'asked': True, 'findings': [{'do': 'Ask the branch for the Date of Mortgage, usually found on the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required fo |
| 1d ago | EzDocs | reader_home_address | {'fp': '9bb4cede53066ef8', 'from': 'the sanction letter (vard saction latter.pdf)', 'home': {'pin': '416012', 'area': 'SAMBHAJI NAGAR', 'flat': '2823/10 B', 'state': 'MAHARASHTRA', 'building': 'MAHALAXMI NAGAR', 'distric |
| 14d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — EzDocs was asked for exactly those; a person checks them on the verification page", 'filled': ['road'], 'still_ |
| 14d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 14d ago | EzDocs | address_compared | {'sig': 'c4af65c0e24a1045', 'why': 'after gather', 'people': [{'home': '944 E WARD 6, VI GALLI, SHAHUPURI NAIK ANI NAIK COMPANI JAVAL, KOLHAPUR, Kolhapur, 416001', 'person': 'Rohini Nandkumar Sutar', 'against': [{'src': |
| 14d ago | EzDocs | challan_boxes_composed | {'fp': 'c2863d3b897620be', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO C76 RS NO 201/D/4/1 MOUJE GOKUL SHIRGAON' |
| 15d ago | EzDocs | letter_home_read462 | {'fp': 'doc:29f933f6-adcd-4ab7-9a07-efb1871794d4', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'vard saction latter.pdf', 'asked': True, 'found': Tru |
| 15d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 15d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 15d ago | EzDocs | challan_boxes_composed | {'fp': '3bd2984bf1b061e8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'RS NO 201/D/4/1 PLOT NO C76', 'box2': 'MOUJE GOKU |
| 18d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 18d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 18d ago | EzDocs | challan_boxes_composed | {'fp': '3bd2984bf1b061e8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'RS NO 201/D/4/1 PLOT NO C76 MOUJE GOKUL SHIRG |
| 19d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 19d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'n |
| 19d ago | EzDocs | box_disagreement | {'box': 'home.road', 'src': 'aadhaar', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'SHAHUPURI NAIK ANI NAIK COMPANI JAVAL', 'page' |
| 20d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 20d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'n |
| 21d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 21d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 21d ago | EzDocs | challan_boxes_composed | {'fp': '3bd2984bf1b061e8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO C76 RS NO 201/D/4/1 MOUJE GOKUL SHIRG |
| 22d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260829-WA0004.jpg', 'kind': 'payment_screenshot', 'found': 0, 'doc_id': '8ac93098-705e-4558-b6a2-9014fa34835c', 'fetched': True} |
| 22d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 22d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 22d ago | EzDocs | challan_boxes_composed | {'fp': '3bd2984bf1b061e8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO C76 RS NO 201/D/4/1 MOUJE GOKUL SHIRG |
| 23d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 23d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |
| 23d ago | EzDocs | challan_boxes_composed | {'fp': '3bd2984bf1b061e8', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'PLOT NO C76 RS NO 201/D/4/1 MOUJE GOKUL SHIRG |
| 24d ago | EzDocs | challan_boxes_gathered | {'why': "the challan's boxes were empty and no paper on the case gave them — a person must type them from the paper on the verification page", 'filled': [], 'still_empty': []} |
| 24d ago | EzDocs | boxes_gathered | {'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['vard saction latter.pdf', 'Document_930_(6).pdf..pdf', 'sutar_adhar.pdf..pdf', 'suta_co-app_pan.pdf..pdf', 'sutar_pan.pdf..pdf'], 'a |