the challan is done — these are for the IGR filing / KYC
- The work is done — our fee of ₹14,750 is still not in our account. Chase the branch for it.
why?
The money may already be here — 1 credit(s) our bank showed us that no case has taken
Day by day — every step and who held it
Next step
Nothing — this case is done
Index II shared with the branch and the case is closed.
Where this case stands — the whole trailread by EzDocs as one conversation
Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail
Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.
then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.
When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.
These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.
No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.
Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.
Filing record (attempts, GRN, token)
| Attempt | GRN | Token | Status | Submitted |
|---|---|---|---|---|
| no filing yet |
Fix something every change is recorded with your name
Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.
Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once
Advanced — move the case by hand (ask Abhijit first)
Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.
The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.
No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →
The conversation, word for word — attachments open on click. Mail thread, oldest first.
This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.
📑 Open mails & papers — each mail beside its papers, ← → the next paper01 Sep, 16:36 · 46d ago THE FIRST MAIL — how this case began
Kindly provide Challan and NOI in case of Loan No: SANDEEP TEJRAM ORE - NHL/PM/0826/5197905 Applicant Name: SANDEEP TEJRAM ORE Documents required for NOI Filing: - Sticker date – 01/09/2026 MOD – 0.3% Kindly provide Challan and NOI in case of Loan No: NHL/PM/0826/5197905 NOI - 0.5% DHC – 320 Rs.
3 more mails in between — open
01 Sep, 16:49 · 46d ago
We will initiate the challan for the same.
For NOI filing, We need a colour live selfie photo of the applicants..
earlier mails quoted below
01 Sep, 17:12 · 46d ago
earlier mails quoted below
01 Sep, 18:03 · 46d ago
For NOI filing, We need a colour live selfie photo of the applicants.. - photo attached here ,
kindly check and proceed further
earlier mails quoted below
05 Sep, 17:31 · 42d ago
Team,
PFA downloaded copy of e filing
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
earlier mails quoted below
09 Sep, 19:44 · 38d ago
PFA index 2 copy for case closure..
*Regards,*
*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974*
On Sat, 5 Sept 2026 at 17:31, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:
earlier mails quoted below
Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.
| Document | File — click to open | Status | When |
|---|---|---|---|
| Sanction letter | IMG20260901163329.jpg | filed | 46d ago |
| Payment screenshot | IMG-20260831-WA0070.jpg | filed | 46d ago |
| Index IIthe branch sent this — an input | INDEX II_ore.pdf | filed | 46d ago |
| PAN card | SANDEEP ORE PAN CARD.pdf | filed | 46d ago |
| Aadhaar card | ADHAR_ORE.pdf | filed | 46d ago |
| Selfie / photo | IMG-20260901-WA0039.jpg | filed | 46d ago |
| E-filing copy (token) | SANDEEP TEJRAM ORE eFilingDoc9990309260241.pdf | filed | 40d ago |
| Index IIthe registered copy we filed | IndexII9990309260241.pdf | filed | 37d ago |
a label is wrong? open the file above, then correct it here
The checklist and the next mail follow the corrected label. Recorded with your name.
Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document
The records come first. The Property card below is the one to check before filing day.
Payment
₹14,750
waiting for the credit
₹14,740 306736323071
—
not yet
Fee working (ours)
| Stamp duty | Filing fee | DHC | Our service fee | Total |
|---|---|---|---|---|
| ₹4,850 | ₹8,080 | ₹320 | ₹1,500 | ₹14,750 |
why?
Property (must be perfect)
The property, paper by paper side by side, the main paper first
FLAT NO. 08, 2ND FLOOR, NA, HISSA NO 5E/3 SR NO 146. S NO 146, 146/5E/3, SHREE APARTMENT. NISARGA CO-OPERATIVE HSG SOCIETY LTD, DHAYARI, NA, PUNE, SINHGAD ROAD, PUNE, MAHARASHTRA, INDIA, 411041
411041
sarve kra.: 146/5i/3 varnanah vibhaagaache naava vibhaagaache naava : (vi.kra.61) dhaayari (pune mahaanagarapaalikaa), upavibhaagaache naava 61/695 - pune sinhagada rastaa te dhaayari gaavathaanaakade jaanaaraa rastyaavarila maalamattaa. sadara milakata sarvhe. nambara 146 madhde aahe. dhaayari yethila sa. nan. 146/5i/3 madhila shri apaartamenta mhanajecha nisargaa sahakaari gruharachanaa sansthaa maryaa. yaa imaaratitila dusa-yaa majalyaavarila phlata nan. 8 kshetra 542 chau. phuta mhanajecha 50.37 chau. mi. (1) baandhiva milakatiche kshetraphala 50.37 chau.mi. aahe.
FLAT NO 08 2ND FLOOR NA HISSA NO 5E/3 SR NO 146 S NO 146 146/5E/3
SHREE APARTMENT NISARGA CO-OPERATIVE HSG SOCIETY LTD DHAYARI PUNE SINHGAD ROAD MAHARASHTRA
PUNE
Parties
| Role | Name | PAN | Aadhaar |
|---|---|---|---|
| mortgagor | SANDEEP TEJRAM ORE | AAKPO5967A | …1548 |
All mail records (for Abhijit — safe to ignore)
| Template | To | When |
|---|---|---|
| document chase | balaji.bhosle@phfl.com | 46d ago |
| document chase | balaji.bhosle@phfl.com | 46d ago |
What EzDocs read from each document — check anything marked in red
NHL/PM/0826/5197905
True
Non Housing Loan, Personal use
1
1560000
9.7
14-Aug-2026
5
SANDEEP TEJRAM ORE, SANGITA SANDEEP ORE
9850048586
pin: 411041; road: Sinhgad Road; state: MAHARASHTRA; Flat no: 08; district: Pune; Floor: 2nd Floor; Address: Flat no. 08, 2nd Floor, Shree Apartment, Nisarga Co-operative HSG society LTD, Hissa no 5E/3 Sr no 146,
55000
True
1615000
Flat no. 08, 2nd Floor, NA, Hissa no 5E/3 Sr no 146. S no 146, 146/5E/3, Shree Apartment. Nisarga Co-operative HSG society LTD, Dhayari, NA, Pune, Sinhgad Road, Pune, MAHARASHTRA, India, 411041
raw reading (for Abhijit)
{'lan': 'NHL/PM/0826/5197905', 'legible': True, 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'loan_amount': 1560000, 'interest_rate': 9.7, 'quality_issue': None, 'sanction_date': '14-Aug-2026', 'letter_version': '5', 'applicant_names': ['SANDEEP TEJRAM ORE', 'SANGITA SANDEEP ORE'], 'applicant_mobile': '9850048586', 'property_address': {'pin': '411041', 'road': 'Sinhgad Road', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '08', 'district': 'Pune', 'floor_no': '2nd Floor', 'landmark': None, 'full_address': 'Flat no. 08, 2nd Floor, Shree Apartment, Nisarga Co-operative HSG society LTD, Hissa no 5E/3 Sr no 146, S no 146, 146/5E/3, Sinhgad Road, Dhayari, Pune, MAHARASHTRA, 411041', 'village_city': 'Dhayari', 'building_name': 'Shree Apartment. Nisarga Co-operative HSG society LTD', 'survey_or_cts_no': 'Hissa no 5E/3 Sr no 146. S no 146, 146/5E/3'}, 'insurance_premium': 55000, 'includes_insurance': True, 'total_with_insurance': 1615000, 'security_address_verbatim': 'Flat no. 08, 2nd Floor, NA, Hissa no 5E/3 Sr no 146. S no 146, 146/5E/3, Shree Apartment. Nisarga Co-operative HSG society LTD, Dhayari, NA, Pune, Sinhgad Road, Pune, MAHARASHTRA, India, 411041'}306736323071
2026-08-31
14740
UPI
9892834356-2@okbizaxis
THINKBIGZ INITIATIVE PVT LTD
raw reading (for Abhijit)
{'utr': '306736323071', 'date': '2026-08-31', 'amount': 14740, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payee_name': 'THINKBIGZ INITIATIVE PVT LTD', 'payer_name': None, 'debit_notification_text': None}index2_input
doc_no: 4289; village: धायरी; doc_kind: INDEX NO. II; doc_year: 2004; sro_name: हवेली 16 (धायरी); area_text: क्षेत्र 542 चौ. फुट म्हणजेच 50.37 चौ. मी.; mortgagee: संदीp तेजराम औरे; filing_fee: 3050.0; mortgagors: ['विनोद
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': '4289', 'village': 'धायरी', 'doc_kind': 'INDEX NO. II', 'doc_year': '2004', 'sro_name': 'हवेली 16 (धायरी)', 'area_text': 'क्षेत्र 542 चौ. फुट म्हणजेच 50.37 चौ. मी.', 'mortgagee': 'संदीp तेजराम औरे', 'filing_fee': 3050.0, 'mortgagors': ['विनोद माणिकराव नंदनवार'], 'stamp_duty': 2000.0, 'filing_date': '2004-07-26', 'loan_amount': 305000.0, 'property_text': 'सर्वे क्र.: 146/5ई/3 वर्णनः विभागाचे नाव विभागाचे नाव : (वि.क्र.61) धायरी (पुणे महानगरपालिका), उपविभागाचे नाव 61/695 - पुणे सिंहगड रस्ता ते धायरी गावठाणाकडे जाणारा रस्त्यावरील मालमत्ता. सदर मिळकत सर्व्हे. नंबर 146 मध्दे आहे. धायरी येथील स. नं. 146/5ई/3 मधील श्री अपार्टमेंट म्हणजेच निसर्गा सहकारी गृहरचना संस्था मर्या. या इमारतीतील दुस-या मजल्यावरील फ्लॅट नं. 8 क्षेत्र 542 चौ. फुट म्हणजेच 50.37 चौ. मी. (1) बांधीव मिळकतीचे क्षेत्रफळ 50.37 चौ.मी. आहे.', 'survey_numbers': ['146/5ई/3', '146']}}1972-02-29
AAKPO5967A
ORE SANDEEP TEJRAM
True
raw reading (for Abhijit)
{'dob': '1972-02-29', 'pan': 'AAKPO5967A', 'name': 'ORE SANDEEP TEJRAM', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}1972-01-01
Sandeep Tejram Ore
True
1548
raw reading (for Abhijit)
{'dob': '1972-01-01', 'pan': None, 'name': 'Sandeep Tejram Ore', 'legible': True, 'aadhaar_last4': '1548', 'quality_issue': None}bank: YES BANK; kind: payment_screenshot; payments: [{'utr': '306736323071', 'date': '2026-08-31', 'page': 1, 'time': '20:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 14740.0, 'direction': 'debit', 'narration'
raw reading (for Abhijit)
{'payments_inside': {'bank': 'YES BANK', 'kind': 'payment_screenshot', 'payments': [{'utr': '306736323071', 'date': '2026-08-31', 'page': 1, 'time': '20:40', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 14740.0, 'direction': 'debit', 'narration': 'T2608312040419297500932', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '1556', 'account_holder': None}}Technical record (for Abhijit — safe to ignore)
| 21d ago | EzDocs | mail_read_as_shown | {'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy", |
| 27d ago | EzDocs | hidden_payment_scan | {'file': 'IMG-20260831-WA0070.jpg', 'kind': 'payment_screenshot', 'found': 1, 'doc_id': 'ccdd14bb-dd08-4f9a-9dec-cec38f0bc445', 'fetched': True} |
| 27d ago | EzDocs | payment_found_in_statement | {'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'IMG-20260831-WA0070 |
| 27d ago | EzDocs | screenshot_claim_recorded | {'utr': '306736323071', 'date': '2026-08-31', 'parts': 1, 'amount': 14740.0, 'claimed_total': 14740.0} |
| 32d ago | EzDocs | trail_read | {'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_ |
| 36d ago | EzDocs | property_from_index2 | {'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'IndexII9990309260241.pdf', 'changed': {'pin': {'was': '411041', 'index2': |
| 37d ago | EzDocs | desk_documents_backfill | {'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: |
| 37d ago | EzDocs | desk_document_shared | {'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999030926024 |
| 38d ago | EzDocs | closed_from_desk_words | {'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"} |
| 40d ago | EzDocs | desk_documents_backfill | {'why': "we mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'pnb.noifilling@gmail.com', 'subject': 'Re: Re[2 |
| 40d ago | EzDocs | desk_document_shared | {'why': "we mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'SANDEEP TEJRAM ORE eFil |
| 42d ago | EzDocs | quoted_history_checked | {} |
| 43d ago | EzDocs | extra_challan_scanned | {'found': 0} |
| 43d ago | EzDocs | stage_follows_desk_challan_mail | {'now': 'CHALLAN_PAID', 'why': 'we sent the challan on this thread and no branch mail came after it to trigger the usual re-read'} |
| 44d ago | EzDocs | expectation_recorded_silently | {'why': 'reconcile: the loan amount was known but no expectation had been recorded', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked against', 'expected': 14750.0, 'loan_a |
| 44d ago | EzDocs | receivable_created | {'expected': 14750.0} |
| 46d ago | EzDocs | draft_withdrawn | {'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PM/0826/51979 |
| 46d ago | EzDocs | email_shadowed:doc_chase | {'to': 'balaji.bhosle@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PM/0826/5197905), the following is pending from your end:\n\n 1. Kindly confirm the total loan amount (with insuranc |
| 46d ago | EzDocs | draft_withdrawn | {'why': 'a fresher chase replaces it — the asks changed', 'count': 1} |
| 46d ago | EzDocs | challan_inferred_from_desk_mail | {'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"} |
| 46d ago | EzDocs | document_received | {'file': 'IMG-20260901-WA0039.jpg', 'doc_type': 'selfie', 'confidence': 1.0} |
| 46d ago | EzDocs | branch_manifest_read | {'declared': {'pan': True, 'aadhaar': True, 'title_doc': True, 'sanction_letter': True}} |
| 46d ago | EzDocs | email_shadowed:doc_chase | {'to': 'balaji.bhosle@phfl.com', 'body': "Dear Team,\n\nWith reference to the captioned case (LAN: NHL/PM/0826/5197905), the following is pending from your end:\n\n 1. Loan amount (with insurance, if any) — not received |
| 46d ago | EzDocs | document_received | {'file': 'ADHAR_ORE.pdf', 'doc_type': 'aadhaar', 'confidence': 1.0} |
| 46d ago | EzDocs | document_received | {'file': 'SANDEEP ORE PAN CARD.pdf', 'doc_type': 'pan', 'confidence': 1.0} |
| 46d ago | EzDocs | index2_input_received | {'file': 'INDEX II_ore.pdf'} |
| 46d ago | EzDocs | document_received | {'file': 'INDEX II_ore.pdf', 'doc_type': 'index2', 'confidence': 1.0} |
| 46d ago | EzDocs | claim_held_until_quote | {'utr': '306736323071', 'why': 'payment proof arrived before the case was quoted; held on the case and applied the moment the receivable exists', 'date': '2026-08-31', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 1 |
| 46d ago | EzDocs | document_received | {'file': 'IMG-20260831-WA0070.jpg', 'doc_type': 'payment_screenshot', 'confidence': 1.0} |
| 46d ago | EzDocs | payer_mobile_captured | {'last4': '8586', 'source': 'sanction_letter'} |