⚠The PNB mailbox has used 156% of what Google lets it send in 24 hours (780 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Kamlesh Ghumare
LAN NHL/NAG/0926/5231381Loan ₹23,85,000NOIWaiting for the Index IIMails & papers 3 1 new
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
today 14:55
Documents
took 22m
Payment
took 49m
Challan
done today 16:10 · GRAS ↗
Filing
waiting 10m · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
waiting on the branchChallan paidwhole case so far 1h 24m
CONFIRM THE PROPERTY — then file
Number type is empty — the portal will not take a blank.
✗ EzDocs found boxes that do NOT agree with the document (59m ago) — open the verification page; they are marked in red.
See the boxes — read from the sanction letter
District
Nagpur
Taluka
NAGPUR URBAN
Village
Nagpur
Number type
(empty)
Number
CTSN 597
Building
J R TOWER
Floor
01st Floor
Flat / shop no
126
Area
66.89
Hadd
NAGPUR MUNICIPAL CORPORATION
Read from the sanction letter, not the Index II. IMG-20261015-WA0013.jpg open it · If an Index II is on file, read the property from it.
To look first, or to fix a box, open the verification page — the document beside every box.
NEXT STEPwaiting on the branch
Wait for the branch's Index II, then file the NOI
The challan is paid.
The branch has not sent the title document — the e-filing starts from its document number (the Index II of the sale deed, or the sale deed). EzDocs asks for it every few days. In hand? Upload it under ⋯ → Papers.
Before opening the portal: Mortgagor pages: SHARADDHA KAMLESH GHUMARE is named on the sanction letter (IMG-20261015-WA0013.jpg) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card
5 more things to check before Save
• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save
• SHARADDHA KAMLESH GHUMARE: PAN missing — no PAN card of SHARADDHA KAMLESH GHUMARE is read on the file — the PAN cards on it (KAMLESH SHRAWAN GHUMARE, IMG-20261015-WA0012.jpg) are beside the form; type the PAN off the person's own card
• SHARADDHA KAMLESH GHUMARE: birth date missing — no PAN card of SHARADDHA KAMLESH GHUMARE is read on the file — the PAN cards on it (KAMLESH SHRAWAN GHUMARE, IMG-20261015-WA0012.jpg) are beside the form; type the birth date off the person's own card
• changed — House Type: the case held nothing; filled Shop/Office above Ground Floor — a shop on floor 01 is the portal's Shop/Office above Ground Floor
• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 15 Oct32 things
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf
DARBAR pressed Proceed on the challan — what was changed is kept
The challan's address boxes were written from the papers
EzDocs took 31 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Nothing new to ask for — stayed quiet
An old draft withdrew itself — its asks were already answered
EzDocs read the whole file
Wrote the document chase mail — held, silent mode
Re: FW: Challan nd Noi of Kamlesh Ghumare -NHL/NAG/0926/5231381
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
The payment proof already on the case was applied
The challan's address boxes were written from the papers
The loan amount was worked out from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Received: logo
image001.jpg
Received: other
image002.jpg
Property address read from the sanction letter
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
IMG-20261015-WA0011.jpg
Received: PAN card
IMG-20261015-WA0012.jpg
Received: Selfie
IMG-20261015-WA0010.jpg
Payment proof arrived before the case was quoted — held
Received: Sanction letter
IMG-20261015-WA0013.jpg
Received: Payment screenshot
IMG-20261015-WA0009.jpg
Nothing new to ask for — stayed quiet
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs2 still to come
7 of 9 in hand · the challan is done — these are for the filing / KYC
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
Index II copy / Title document — for the e-filing visit later
Mails & papers →every paper, beside its mail · 8 files
The file, as EzDocs remembers it3 open
The file contains a valid sanction letter from PNB Housing Finance Limited for borrower Kamlesh Shrawan Ghumare, loan account NHL/NAG/0926/5231381, with a sanctioned amount of 22,75,000 and insurance of 1,10,000 totaling 23,85,000. The property is Shop No. 126, J R Tower, Nagpur.
○the Index II — the branch
○property — number kind (survey / CTS / plot …) — the branch
○property — title deed held — the branch
the branch's last mail (2026-10-15): The branch asks the team to proceed with the challan.
read once, kept; every new mail and paper is read against this note · kept 2026-10-15T09:28 UTC
Moneyall of it is in
₹20,910.99
Reached our account 14:09:24.
How we know
Our own bank told us — 14:09
₹20,880 · UTR 628807841356 · from VM-HDFCBN-S
“Successful! You have received Rs. 20880.00 via HDFC Bank SmartHub Vyapar from KAMLESH SH. RRN-628807841356, Check: https://1.hdfc.bank.in/HDFCBK/s/XKRN7k11”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …841356 | …841356 | ✓ | |
| Amount | ₹20,880 | ₹20,880 | fee ₹20,910.99 | ✓ |
| Time | today 14:09 | today 14:09 | ✓ | |
| Paid by | KAMLESH SH | Kamlesh Shrawan Ghumare | Kamlesh Ghumare | ✓ |
the screenshot: ₹20,880 · today 14:09 · UTR 628807841356 · from Kamlesh Shrawan Ghumare · to Think Bigz Initiative Pvt Ltd · vyap
The working
Stamp duty 0.3%7,160
Registration fee 0.5%11,930
Government handling320
Our service fee1,500
Total we ask for20,910.99
By law ₹20,900. We ask ₹20,910 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertynot verified yet
126, 01st Floor, J R TOWER, CTSN 597, Nagpur, 440012
read from the sanction letter · e-filing boxes 29 of 34 ready
Check the property →the boxes beside the paper
People
KAMLESH SHRAWAN GHUMARE · applicantBPPPG9849L
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