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Cases / NOI-2026-03578

Kamlesh Ghumare

LAN NHL/NAG/0926/5231381 Challan paid · waiting on the branch Waiting for the Index II All documents Mails & papers 3

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Payment screenshot — money verifiedopen

✓Sanction letteropen

✓Selfie / photoopen

✓PAN cardopen

✓Aadhaar cardopen

✓A mail's picture (a signature logo, a banner) — not a paperopen

✓Paid challan (GRAS)open

Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.

Index II copy / Title document — for the e-filing visit later

All files (8)A label is wrong? Fix it under All documents.

MoneyAll of it is in

₹20,910.99CASE MARK

The whole amount reached our account. Nothing is pending on this case.

₹20,880 receivedthe receipt's amount and minute agree

Stamp duty 0.3%7,160

Registration fee 0.5%11,930

Government handling320

Our service fee1,500.99

Total we ask for20,910.99

the branch’s receipt claims ₹20,880 628807841356

paid 14:09:24 · verified 14:57:48 · 48 min later

How we know

Our own bank told us — 14:09

₹20,880 · UTR 628807841356 · from VM-HDFCBN-S

“Successful! You have received Rs. 20880.00 via HDFC Bank SmartHub Vyapar from KAMLESH SH. RRN-628807841356, Check: https://1.hdfc.bank.in/HDFCBK/s/XKRN7k11”

Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer

By law ₹20,900. We ask ₹20,910 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 49 minour time · 15:44

Index II —not yet

the NOI team 1 h 54 mintotal 1 h 54 min so far

Now with the NOI team — e-filing on IGR

since 15:44 — 1 h 05 min of working time

Day by day — every step and who held it

14:55Your branch's mail

14:55Payment landedat once

14:57Papers read+2 min · the NOI team

14:57Property readat once

14:57Papers readat once

14:57Fee quotedat once

14:57Payment verifiedat once

15:44Challan made+47 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹23,85,000

Loan account no.

NHL/NAG/0926/5231381

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

CONFIRM THE PROPERTY — then file

Number type is empty — the portal will not take a blank.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

Fill it on the verification page first →

See the boxes — read from the sanction letter

District

Nagpur

Taluka

NAGPUR URBAN

Village

Nagpur

Number type

(empty)

Number

CTSN 597

Building

J R TOWER

Floor

01st Floor

Flat / shop no

126

Area

66.89

Hadd

NAGPUR MUNICIPAL CORPORATION

Read from the sanction letter, not the Index II. IMG-20261015-WA0013.jpg open it · If an Index II is on file, read the property from it.

To look first, or to fix a box, open the verification page — the document beside every box.

Next step

Wait for the branch's Index II, then file the NOI

The challan is paid. Open the e-filing portal — log in, and the NOI Co-pilot takes it from there: it types the Date of Mortgage (the portal creates the token right then, and it is written on this case), opens each page as the portal turns it yellow, picks every list with EzDocs and reads every page back against the case before it says “filled”. You check, do photo/thumb, and press each Save and the final submit. Then press this so the branch knows — it is what they chase when they ask for the token.

The branch has not sent the title document (the Index II of the sale deed, or the sale deed). The e-filing on the IGR site starts from its document number — district, SRO, year, number — so the filing cannot begin. EzDocs asked for it with the challan mail and asks again every few days; the NOI’s own Index II comes only after the filing. If the paper is in hand, upload it under All documents and the case becomes our move by itself.

Before opening the portal, EzDocs sees:

• Mortgagor pages: SHARADDHA KAMLESH GHUMARE is named on the sanction letter (IMG-20261015-WA0013.jpg) but the case holds no card of theirs — a page is typed for them from the letter; their PAN and birth date come off their own PAN card

• property boxes that do NOT agree with the title document were found — read them against it and fix them on the page before Save

• SHARADDHA KAMLESH GHUMARE: PAN missing — no PAN card of SHARADDHA KAMLESH GHUMARE is read on the file — the PAN cards on it (KAMLESH SHRAWAN GHUMARE, IMG-20261015-WA0012.jpg) are beside the form; type the PAN off the person's own card

• SHARADDHA KAMLESH GHUMARE: birth date missing — no PAN card of SHARADDHA KAMLESH GHUMARE is read on the file — the PAN cards on it (KAMLESH SHRAWAN GHUMARE, IMG-20261015-WA0012.jpg) are beside the form; type the birth date off the person's own card

• changed — House Type: the case held nothing; filled Shop/Office above Ground Floor — a shop on floor 01 is the portal's Shop/Office above Ground Floor

• 18 property box(es) not from the Index II / worked out / unsure — shown in orange on the portal: district, taluka, village, Hadd type, Hadd name, road

New to it, or showing someone? Rehearse on the practice copy — the co-pilot works there exactly as on the real site, and nothing is real or saved.

Where this case stands — the whole trailEzDocs has not read this trail yet — the regular check reads every case whose mails grew, a few at a time

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
#1 principal	MH012101419202627E	—	pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

SB sandip.bhusari1@pnbhousing.com pnbhousing.com
15 Oct, 14:55 · 1h ago THE FIRST MAIL — how this case began

FW: Challan nd Noi of Kamlesh Ghumare -NHL/NAG/0926/5231381

📎 IMG-20261015-WA0009.jpg ↗📎 IMG-20261015-WA0013.jpg ↗📎 IMG-20261015-WA0010.jpg ↗📎 IMG-20261015-WA0012.jpg ↗📎 IMG-20261015-WA0011.jpg ↗📎 image002.jpg ↗📎 image001.jpg ↗

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From: Rahul Narendra Nayab <rahul.nayab@phfl.com>

Sent: 15 October 2026 14:15

To: Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>

Subject: Challan nd Noi of Ghumare

🤖 read: asks for the challan — “Proceed for Chalan”

OL The NOI teamTYPED IN GMAIL
15 Oct, 14:58 · 1h ago

Re: FW: Challan nd Noi of Kamlesh Ghumare -NHL/NAG/0926/5231381

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need a register sale

deed copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Thu, 15 Oct 2026 at 14:56, Sandip Bhusari1 <
sandip.bhusari1@pnbhousing.com> wrote:

Dear Team,

Proceed for Chalan

Thanks & Regards

*SANDIP BHUSARI*

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

[image: Email Signature]

Internal

*From:* Rahul Narendra Nayab <rahul.nayab@phfl.com>
*Sent:* 15 October 2026 14:15
*To:* Sandip Bhusari1 <sandip.bhusari1@pnbhousing.com>
*Subject:* Challan nd Noi of Ghumare

🤖 read: challan shared — promised for later; asks the branch for documents, the payment — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
15 Oct, 15:45 · 1h ago

📎 KAMLESH SHRAWAN GHUMARE EchallanMH01210141 ↗

Team,

PFA challan for your reference..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Thu, 15 Oct 2026 at 14:58, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:

Team,

We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need a register sale deed copy..

Regards, NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Thu, 15 Oct 2026 at 14:56, Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com > wrote:

Dear Team,

Proceed for Chalan

Thanks & Regards

SANDIP BHUSARI

Area Sales Manager.

PNB HOUSING FINANCE LIMITED,

Achraj tower, First floor, Katol road,

Rajnagar Sadar Nagpur-440013

Tel : 0712 – 2533460

Mobile: 9958884057

Internal

From: Rahul Narendra Nayab < rahul.nayab@phfl.com >

Sent: 15 October 2026 14:15

To: Sandip Bhusari1 < sandip.bhusari1@pnbhousing.com >

Subject: Challan nd Noi of Ghumare

🤖 read: challan shared ✓ — “PFA challan for your reference..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Payment screenshot	IMG-20261015-WA0009.jpg	filed	1h ago
Sanction letter	IMG-20261015-WA0013.jpg	filed	1h ago
Selfie / photo	IMG-20261015-WA0010.jpg	filed	1h ago
PAN card	IMG-20261015-WA0012.jpg	filed	1h ago
Aadhaar card+ PAN card inside+ Selfie / photo inside	IMG-20261015-WA0011.jpg	filed	1h ago
Other	image002.jpg	filed	1h ago
A mail's picture (a signature logo, a banner) — not a paper	image001.jpg	filed	1h ago
Paid challan (GRAS)	KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf	filed	1h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹20,910.99

Where it stands
VERIFIED — money received

Screenshot claims
₹20,880 628807841356

Paid at
14:09:24

Verified on
14:57:48

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹7,160	₹11,930	₹320	₹1,500	₹20,910

By law ₹20,900. We ask ₹20,910 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

29 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Title deed held by the bank (Agreement to Sale / Sale Deed …), Title deed no / year / SRO, Floor (person 1)

21 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Taluka, Village, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number …

✗ EzDocs found boxes that do NOT agree with the document (1h ago) — open the verification page; they are marked in red.

not verified yetsource: the sanction letter (IMG-20261015-WA0013.jpg) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

✓ in the document

Flat / shop no

✓ in the document

Floor

✓ in the document

Village / City

✓ in the document

Number type (GAT / SURVEY / CTS / PLOT)

empty

Number

✓ in the document

Area (sq.mt, carpet)

⚠ not in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

Unit Shop No. 126, Floor 01st Floor, Block 1st Floor, Project J R TOWER, J R TOWER PLOT NO 29 HOUSE NO36 CTSN 597, SHEET NO24 MAUZA DHANTOLI GREAT NAG ROA, at Nagpur (M Corp.), Nagpur (Urban), Nagpur, 440012, Nagpur, Nagpur, MAHARASHTRA, India, 440012

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this

IMG-20261015-WA0013.jpg

as printed
UNIT SHOP NO. 126, FLOOR 01ST FLOOR, BLOCK 1ST FLOOR, PROJECT J R TOWER, J R TOWER PLOT NO 29 HOUSE NO36 CTSN 597, SHEET NO24 MAUZA DHANTOLI GREAT NAG ROA, AT NAGPUR (M CORP.), NAGPUR (URBAN), NAGPUR, 440012, NAGPUR, NAGPUR, MAHARASHTRA, INDIA, 440012

PIN
440012

THE CHALLAN, as it will be typed

Flat/Survey Number
SHOP NO 126 1ST FLOOR PROJECT J R TOWER PLOT NO 29 HOUSE NO 36 CTSN 597 SHEET NO 24 MOUZA DHANTOLI

Locality/Road
GREAT NAG ROA AT NAGPUR M CORP NAGPUR URBAN

Area/City
NAGPUR

check or correct a box, the papers beside it →

Every paper prints the same words as the main paper.

Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	KAMLESH SHRAWAN GHUMARE	BPPPG9849L	…1951

All mail records (for Abhijit — safe to ignore)

Template	To	When
document chase	sandip.bhusari1@pnbhousing.com	1h ago

What EzDocs read from each document — check anything marked in red

Payment screenshot IMG-20261015-WA0009.jpg needs your check

utr
628807841356

date
2023-10-15

time
14:09

amount
20880

method
Paytm

payee upi
vyapar.169705262080@hdfcbank

payee name
Think Bigz Initiative Pvt Ltd

payer name
Kamlesh Shrawan Ghumare

raw reading (for Abhijit)

{'utr': '628807841356', 'date': '2023-10-15', 'time': '14:09', 'amount': 20880, 'method': 'Paytm', 'payee_upi': 'vyapar.169705262080@hdfcbank', 'payer_upi': None, 'payee_name': 'Think Bigz Initiative Pvt Ltd', 'payer_name': 'Kamlesh Shrawan Ghumare', 'debit_notification_text': None}

Selfie / photo IMG-20261015-WA0010.jpg needs your check

kind
live_selfie

legible
True

confidence
0.9

raw reading (for Abhijit)

{'kind': 'live_selfie', 'legible': True, 'confidence': 0.9, 'quality_issue': None}

Sanction letter IMG-20261015-WA0013.jpg needs your check

lan
NHL/NAG/0926/5231381

legible
True

purpose
Non Housing Loan, Personal use

borrowers
{'name': 'KAMLESH SHRAWAN GHUMARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARADDHA KAMLESH GHUMARE', 'role': 'applicant', 'label': 'Applicant'}

loan type
Non Housing Loan, Personal use

confidence
1

rate words
13.15% per annum 13.15% -3.50%-9.65% per annum as on the date of execution of the loan agreement

loan amount
2275000

rate spread
-3.5

final amount
2385000

interest rate
9.65

sanction date
29-Sep-2026

letter version
4

reference rate
13.15

applicant email
kmaleshghumre@gmil.com

applicant names
KAMLESH SHRAWAN GHUMARE, SHARADDHA KAMLESH GHUMARE

printed altered
False

balance transfer
False

property address
pin: 440012; road: GREAT NAG ROA; state: MAHARASHTRA; Flat no: 126; district: Nagpur; Floor: 01st Floor; Address: Unit Shop No. 126, Floor 01st Floor, Block 1st Floor, Project J R TOWER, J R TOWER PLOT NO 29 HOUS

insurance premium
110000

final amount label
Total Loan Amount

includes insurance
True

total with insurance
2385000

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
Unit Shop No. 126, Floor 01st Floor, Block 1st Floor, Project J R TOWER, J R TOWER PLOT NO 29 HOUSE NO36 CTSN 597, SHEET NO24 MAUZA DHANTOLI GREAT NAG ROA, at Nagpur (M Corp.), Nagpur (Urban), Nagpur, 440012, Nagpur, Nag

applicant address verbatim
A-11, JAIDEV CHOWK, ANUSHAKTI NAGAR,, Mumbai, MAHARASHTRA, 400094, India

raw reading (for Abhijit)

{'lan': 'NHL/NAG/0926/5231381', 'legible': True, 'purpose': 'Non Housing Loan, Personal use', 'borrowers': [{'name': 'KAMLESH SHRAWAN GHUMARE', 'role': 'applicant', 'label': 'Applicant'}, {'name': 'SHARADDHA KAMLESH GHUMARE', 'role': 'applicant', 'label': 'Applicant'}], 'loan_type': 'Non Housing Loan, Personal use', 'confidence': 1, 'rate_words': '13.15% per annum\n13.15% -3.50%-9.65% per annum as on the date of execution of the loan agreement', 'handwritten': [], 'linked_refs': [], 'loan_amount': 2275000, 'rate_spread': -3.5, 'final_amount': 2385000, 'interest_rate': 9.65, 'quality_issue': None, 'sanction_date': '29-Sep-2026', 'letter_version': '4', 'reference_rate': 13.15, 'applicant_email': 'kmaleshghumre@gmil.com', 'applicant_names': ['KAMLESH SHRAWAN GHUMARE', 'SHARADDHA KAMLESH GHUMARE'], 'printed_altered': False, 'applicant_mobile': None, 'balance_transfer': False, 'property_address': {'pin': '440012', 'road': 'GREAT NAG ROA', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '126', 'district': 'Nagpur', 'floor_no': '01st Floor', 'landmark': None, 'full_address': 'Unit Shop No. 126, Floor 01st Floor, Block 1st Floor, Project J R TOWER, J R TOWER PLOT NO 29 HOUSE NO36 CTSN 597, SHEET NO24 MAUZA DHANTOLI GREAT NAG ROA, at Nagpur (M Corp.), Nagpur (Urban), Nagpur, 440012, Nagpur, Nagpur, MAHARASHTRA, India, 440012', 'village_city': 'Nagpur', 'building_name': 'J R TOWER', 'survey_or_cts_no': 'CTSN 597'}, 'insurance_premium': 110000, 'final_amount_label': 'Total Loan Amount', 'includes_insurance': True, 'total_with_insurance': 2385000, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'Unit Shop No. 126, Floor 01st Floor, Block 1st Floor, Project J R TOWER, J R TOWER PLOT NO 29 HOUSE NO36 CTSN 597, SHEET NO24 MAUZA DHANTOLI GREAT NAG ROA, at Nagpur (M Corp.), Nagpur (Urban), Nagpur, 440012, Nagpur, Nagpur, MAHARASHTRA, India, 440012', 'applicant_address_verbatim': 'A-11, JAIDEV CHOWK, ANUSHAKTI NAGAR,, Mumbai, MAHARASHTRA, 400094, India'}

PAN card IMG-20261015-WA0012.jpg needs your check

dob
1993-07-20

pan
BPPPG9849L

name
KAMLESH SHRAWAN GHUMARE

legible
True

father name
SHRAWAN BHAIYYAJI GHUMARE

raw reading (for Abhijit)

{'dob': '1993-07-20', 'pan': 'BPPPG9849L', 'name': 'KAMLESH SHRAWAN GHUMARE', 'mobile': None, 'address': None, 'legible': True, 'father_name': 'SHRAWAN BHAIYYAJI GHUMARE', 'aadhaar_last4': None, 'quality_issue': None}

Aadhaar card IMG-20261015-WA0011.jpg needs your check

dob
1993-07-20

name
Kamlesh Shrawan Ghumare

address
pin: 400094; area: Jaidev Chowk; flat: A - 11; state: Maharashtra; district: Mumbai Suburban; post_office: Anushakti Nagar; Village: Anushaktinagar, Mumbai

legible
True

aadhaar last4
1951

raw reading (for Abhijit)

{'dob': '1993-07-20', 'pan': None, 'name': 'Kamlesh Shrawan Ghumare', 'mobile': None, 'address': {'pin': '400094', 'area': 'Jaidev Chowk', 'flat': 'A - 11', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai Suburban', 'post_office': 'Anushakti Nagar', 'village_city': 'Anushaktinagar, Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1951', 'quality_issue': None}

Other image002.jpg needs your check

payments inside
payments: []

raw reading (for Abhijit)

{'payments_inside': {'payments': []}}

Aadhaar card IMG-20261015-WA0011.jpg needs your check

dob
1993-07-20

name
Kamlesh Shrawan Ghumare

address
pin: 400094; area: Jaidev Chowk; flat: A - 11; state: Maharashtra; district: Mumbai Suburban; post_office: Anushakti Nagar; Village: Anushaktinagar, Mumbai

legible
True

aadhaar last4
1951

raw reading (for Abhijit)

{'dob': '1993-07-20', 'pan': None, 'name': 'Kamlesh Shrawan Ghumare', 'mobile': None, 'address': {'pin': '400094', 'area': 'Jaidev Chowk', 'flat': 'A - 11', 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Mumbai Suburban', 'post_office': 'Anushakti Nagar', 'village_city': 'Anushaktinagar, Mumbai'}, 'legible': True, 'father_name': None, 'aadhaar_last4': '1951', 'quality_issue': None}

Paid challan (GRAS) KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf needs your check

grn
MH012101419202627E

pin
440012

total
19090.0

article
6(1)

defaced
False

bank cin
03006172026101501252

district
NAGPUR

area city
NAGPUR

payer pan
BPPXXXXXXL

flat block
UNIT SHOP NO 126 01ST FLOOR PROJECT JR TOWER PLOT NO 29 HOUSE NO 36 CTS NO 597 SHEET NO 24

payer name
KAMLESH SHRAWAN GHUMARE

sro office
NGP7_JT NAGPUR NO 7 SUB REGISTRAR

paying bank
PUNJAB NATIONAL BANK

remarks raw
PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2385000

scheme rows
{'amount': 7160.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}

payer mobile
XXXXXX9317

payment date
15/10/2026-15:44:55

road locality
MAUZA DHANTOLI GREAT NAGPUR ROAD AT NAGPUR M. CORP. NAGPUR URBAN

second party pan
AAACP3682N

second party name
PNB HOUSING FINANCE LTD

consideration amount
2385000

raw reading (for Abhijit)

{'grn': 'MH012101419202627E', 'pin': '440012', 'total': 19090.0, 'article': '6(1)', 'defaced': False, 'bank_cin': '03006172026101501252', 'district': 'NAGPUR', 'area_city': 'NAGPUR', 'payer_pan': 'BPPXXXXXXL', 'flat_block': 'UNIT SHOP NO 126 01ST FLOOR PROJECT JR TOWER PLOT NO 29 HOUSE NO 36 CTS NO 597 SHEET NO 24', 'payer_name': 'KAMLESH SHRAWAN GHUMARE', 'sro_office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AAACP3682N~SecondPartyName=PNB HOUSING FINANCE LTD~CA=2385000', 'scheme_rows': [{'amount': 7160.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11930.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX9317', 'payment_date': '15/10/2026-15:44:55', 'road_locality': 'MAUZA DHANTOLI GREAT NAGPUR ROAD AT NAGPUR M. CORP. NAGPUR URBAN', 'second_party_pan': 'AAACP3682N', 'second_party_name': 'PNB HOUSING FINANCE LTD', 'consideration_amount': '2385000'}

Technical record (for Abhijit — safe to ignore)

47m ago	EzDocs	challan_found_on_case	{'was': 'AWAITING_PAYMENT', 'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing', 'file': 'KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf', 'ki
58m ago	EzDocs	lesson456	{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer', 'words': 'Payer: the payment screenshot prints both Kamlesh Ghumare
58m ago	EzDocs	lesson456	{'why': "why did the team change these boxes — where is each of the team's values printed?", 'form': 'challan', 'page': 'challan', 'edit_id': '526806', 'lessons': [{'box': 'Office', 'words': "Office: the team picked NGP7
1h ago	EzDocs	desk_document_shared	{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'KAMLESH SHRAWAN GHU
1h ago	EzDocs	sro_office_learned	{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'NGP7_JT NAGPUR NO 7 SUB REGISTRAR', 'district': 'NAGPUR'}
1h ago	EzDocs	challan_verified_against_case	{'grn': 'MH012101419202627E', 'file': 'KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf', 'checked': ['payer name', 'stamp duty', 'registration fee', 'total', 'consideration (CA)', 'district', 'article code']}
1h ago	EzDocs	challan_extracted	{'grn': 'MH012101419202627E', 'file': 'KAMLESH SHRAWAN GHUMARE EchallanMH012101419202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 19090.0}
1h ago	DARBAR	copilot_edit	{'n': 15, 'why': "what the co-pilot typed and what the person saved — the case remembers it, and the team's way is learned", 'bank': 'PNB_HFL', 'form': 'challan', 'page': 'challan', 'boxes': [{'box': 'District', 'ours':
1h ago	copilot	copilot_check_ok	{'why': 'EzDocs checked what the portal page holds against the case before the person pressed Save', 'page': 'challan', 'notes': '', 'issues': [], 'method': 'ai', 'checked': 15, 'differs': []}
1h ago	EzDocs	form_checked489	{'ok': True, 'page': 'challan', 'paid': True, 'boxes': 15, 'issues': 0, 'case_no': 'NOI-2026-03578'}
1h ago	EzDocs	challan_boxes_composed	{'fp': '141c75bbc3c921ca', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'papers', 'box1': 'SHOP NO 126 1ST FLOOR PROJECT J
1h ago	the co-pilot	reading_boxes_made_up	{'why': ": a word no paper on the file prints, or a unit number the paper prints left out — the paper's own words are typed", 'file': 'IMG-20261015-WA0013.jpg', 'paper': 'the sanction letter', 'typed': 'UNIT SHOP NO
1h ago	the co-pilot	challan_numbers_from_reading	{'why': "the property row keeps two numbers; the challan's box must carry every number the paper prints or the office reads another property", 'file': 'IMG-20261015-WA0013.jpg', 'from': 'the sanction letter', 'added': ['
1h ago	the co-pilot	challan_boxes_not_the_papers_words	{'why': "check — the boxes carry words the main paper does not print (36, CTS, 24, MOHAN, NAGAR, GADDI, GODAM) — read box 1 once against the paper's own words"}
1h ago	EzDocs	reader_home_address	{'fp': '93f2afa932dd62ba', 'from': 'the sanction letter (IMG-20261015-WA0013.jpg)', 'home': {'pin': '400094', 'flat': 'A-11', 'road': 'JAIDEV CHOWK', 'state': 'MAHARASHTRA', 'building': 'ANUSHAKTI NAGAR', 'district': 'MU
1h ago	EzDocs	letter_home_read462	{'fp': 'doc:c49e9acc-ac38-4402-a02e-c7a9f863f9aa', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'IMG-20261015-WA0013.jpg', 'asked': True, 'found': Tru
1h ago	EzDocs	property_self_check	{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Village', 'why': '
1h ago	EzDocs	chase_held_back	{'why': 'nothing has changed since we asked — the same list would only repeat itself', 'still_waiting_for': ['Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 23,85,000 from the sanction copy s
1h ago	EzDocs	quoted_history_checked	{}
1h ago	EzDocs	extra_challan_scanned	{'found': 0}
1h ago	EzDocs	draft_withdrawn	{'why': "the team's own mail of 15 Oct, 14:58 acknowledged the papers and the payment — the draft it answers is taken off", 'count': 1, 'kinds': ['doc_chase']}
1h ago	EzDocs	file_note490	{'v': '1', 'at': '2026-10-15T09:28:14', 'why': 'reading', 'open': 3, 'mails': [{'at': '2026-10-15 09:25', 'id': '1a13ee2b85fe801d', 'from': 'branch', 'gist': 'The branch asks the team to proceed with the challan.', 'subj
1h ago	EzDocs	branch_from_reading501	{'why': "the branch's mail named no branch; the papers print this one — the bank's branch-wise summary places the case by it", 'branch': 'NAGPUR'}
1h ago	EzDocs	case_read	{'how': 'uri', 'tag': '4f6ee3748520dbe9', 'docs': ['IMG-20261015-WA0013.jpg', 'IMG-20261015-WA0011.jpg', 'IMG-20261015-WA0012.jpg'], 'loan': {'amount': 2385000, 'made_of': [{'what': 'Non Housing Loan, Personal use', 'pap
1h ago	EzDocs	email_shadowed:doc_chase	{'to': 'sandip.bhusari1@pnbhousing.com', 'body': 'Team,\n\nKindly share the following to process the challan:\n\n 1. Kindly confirm the total loan amount (with insurance, if any) — we read Rs. 23,85,000 from the sanctio
1h ago	EzDocs	claim_inside_desk_buffer	{'gap': 30.99, 'why': "the branch paid the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; counted as paid in full — nothing to ask for (th
1h ago	EzDocs	expectation_recorded_silently	{'why': 'the loan amount was read from a photograph — the branch is asked to confirm it, the figure is held meanwhile', 'note': 'no mail was written — this is only the figure every screenshot and credit SMS is checked aga
1h ago	EzDocs	sms_matched_late	{'ref': '628807841356', 'why': 'this credit had arrived before the case could be matched (no bill yet, or the screenshot came later) — matched now on the same evidence as a live SMS', 'amount': 20880.0, 'method': 'screen
1h ago	EzDocs	payment_verified	{'utr': '628807841356', 'why': "paid ₹20,880, ₹31 under our ask of ₹20,911 — the statutory figure with the DHC the branch's table prints (₹300) — the ₹20 DHC margin and our round-ups are the NOI team's buffer; accepted a
1h ago	EzDocs	receivable_snapshot	{'before': {'delta': None, 'status': 'awaiting', 'paid_at': None, 'received': None, 'risk_flags': [], 'verified_at': None, 'match_method': None, 'received_utr': None, 'matched_sms_id': None, 'match_confidence': None}, 's

Case diary the case’s history — what happened, newest day first

Papers

Challan papers in; e-filing papers pending

For the visit later: Index II copy / Title document

Money

₹20,880 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Today · 15 Oct32 things

The paid challan is on the case — moved to filing

The case moves to filing on the IGR site.