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PNB Housing
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मराठी S
Cases / NOI-2026-01723

MRS. APURVA SHUBHAM PAWAR

HINDUJA_HFLLAN MH/KLP/KLPR/A000003852 Index II shared · done All documentsMails & papers 8
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
What the e-filing still needs1 still to come
11 of 12 in hand.
the challan is done — these are for the IGR filing / KYC
The made challan does not match the case: stamp duty on the challan is 6610/11010 — the case works out Rs.7080; registration fee on the challan is 6610/11010 — the case works out Rs.11790; challan total Rs.17620 — the case works out Rs.18870; consideration (CA) on the challan Rs.2200000 — the loan amount is Rs.2355760 — open the challan file and check before anything is shared.
✓Selfie / photoopen
✓Payment screenshot — shows ₹19,520; money not verified yetopen
✓Index II — the branch's own title copy, an input; the address came from the Index II, not from itopen
✓Index II — the registered copy of our filing, from the governmentopen download
✓Aadhaar cardopen
✓PAN cardopen
✓Sanction letteropen
✓LSR (search report)open
✓E-filing copy (token)open
✓Paid challan (GRAS)open
A challan whose owner could not be read — not counted until a person says — inside _129146250826172348_APURVASHUBHAMPopen
✓Property address — verified by EzDocs, from the Index II (correct below if anything is off)
All files (15)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • Challan on file does not agree with the case. Open it before paying or sharing.
  • The work is done — our fee of ₹19,540.53 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹19,540.53CASE MARK
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹19,520; we wait for the credit itself
Ask for the exact ₹19,540.53. Those paise are this case’s own mark — the credit finds its case with nothing else needed.
Stamp duty 0.3%6,610
Registration fee 0.5%11,010
Government handling320
Our service fee1,600.53
Total we ask for19,540.53
Screenshot ₹19,520 — ₹21 under our ask, not below the real calculation ₹19,500. Counts as full. Nothing to ask.
Screenshot ₹19,520 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-11 — verified when Google's NEFT lands in the PNB account (within hours).
This money went to the Google Pay Business account on the Vivo (EZDOCS). That ear is working (last reached us 17 Oct 01:31 — 20 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
The money may already be here — 3 credit(s) our bank showed us that no case has taken
Credits our bank showed us that no case has taken. Check the amount, the minute and the payer before you press — your name goes on it.
₹19,410 · 11:43 · 8843109737 — ₹130.53 less than our ask
₹19,070 · 12:28 · AFSAAR. RRN- · 9077154764 — ₹470.53 less than our ask
₹19,050 · 16 Oct 22:59 · OM PRAKASH. RRN- · 1409223714 — ₹490.53 less than our ask
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 2 minour time · 12 Sep 10:37
Index II 37 h 21 minour time · 16 Sep 17:56
the NOI team 4 d 7 htotal 4 d 7 h
Complete.
Day by day — every step and who held it
12 Sep 10:35Your branch's mail
12 Sep 10:36Papers read+1 min · the NOI team
12 Sep 10:36Property readat once
12 Sep 10:37Papers readat once
12 Sep 10:37Fee quoted+1 min · the NOI team
12 Sep 10:37Challan madeat once
12 Sep 12:57Filed on IGR — e-filing shared+2 h 20 min · the NOI team
16 Sep 17:56Index II sent+4 d 4 h · the NOI team
Case facts
Bank
HINDUJA_HFL
Loan amount
₹22,00,000
Loan account no.
MH/KLP/KLPR/A000003852
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

⚠ 2 differences between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

NOTEThe name of person 1
The PAN cardAPURVA SHUBHAM PAWAR
The sanction letter DIFFERSMRS. APURVA SHUBHAM PAWAR
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
NOTEThe name of person 2
The PAN cardSHUBHAM KISAN PAWAR
The sanction letter DIFFERSMR. SHUBHAM KISAN PAWAR
What to do: The sanction letter prints the name shorter. The person's name is typed as the PAN card prints it — nothing to change.
Compared: the sanction letter, the legal report (TSR), the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The NOI filing process is complete for the case of MRS. APURVA POWAR. All necessary documents, the GRAS challan, the e-filing copy, and the government's Index II of the NOI have been shared with the bank branch, closing the case.
the history says the next move is with no one — the case is finished — case closed
the branch last asked: Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-09-12) “Attachment necessary documents to process.”
✓ fee paid — the branch's words — done, mail 1 (2026-09-12) “Attachment necessary documents to process.”
✓ challan made — done, mail 2 (2026-09-12) “PFA challan for your reference..”
✓ challan shared — done, mail 2 (2026-09-12) “PFA challan for your reference..”
✓ Index II / sale deed sent by the branch — done, mail 1 (2026-09-12) “Attachment necessary documents to process.”
✓ filed on the IGR site — done, mail 5 (2026-09-12) “PFA: Downloaded e-filing for your reference..”
✓ e-filing copy shared — done, mail 5 (2026-09-12) “PFA: Downloaded e-filing for your reference..”
✓ NOI Index II shared — done, mail 8 (2026-09-16) “PFA index 2 copy for case closure..”
read over 8 mail(s), last mail 2026-09-16 · read 31d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it here

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (31d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branch

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
#1 principal MH010127082202627E— pending

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

the address goes back to unverified — no challan is made until it is checked again
Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send.

No draft is waiting on this case. EzDocs writes one the moment the case needs a mail — a chase, the fee, the challan, the e-filing copy — and it waits here for your Send. All drafts → · Write a reply on Mails & papers →

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PB paresh.balaso@hindujahousingfinance.com hindujahousingfinance.com
12 Sep, 10:35 · 35d ago THE FIRST MAIL — how this case began
PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR
Dear Team,

Kindly PROCESS CHALLAN AND NOI In the case

MRS. APURVA POWARhaving
LANMH/KLP/KLPR/A000003852

Attachment necessary documents to process.

(SR OFFICE KOLHAPUR)

With

Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 Disclaimer: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible
🤖 read: asks for the challan, the e-filing copy; documents attached — “Kindly PROCESS CHALLAN AND NOI In the case”
5 more mails in between — open
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:01 · 35d ago

Team,

PFA challan for your reference..

earlier mails quoted below
On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com> wrote: Dear Team, Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR having LAN : MH/KLP/KLPR/A000003852 Attachment necessary documents to process. (*SR OFFICE KOLHAPUR)* With Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 <(902)%20848-5000> *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: challan shared ✓ — “PFA challan for your reference..”
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:34 · 35d ago

TEAM

PFA SNIP FOR A REFERENCE

On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING <hhfnoifiling@gmail.com>

wrote:

earlier mails quoted below
Team, PFA challan for your reference.. On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com> wrote: > > Dear Team, > > Kindly PROCESS CHALLAN AND NOI In the case > MRS. APURVA POWAR having > > LAN : MH/KLP/KLPR/A000003852 > > Attachment necessary documents to process. > > (*SR OFFICE KOLHAPUR)* > > > > > > > With Best Regards, > > Paresh Pise > > Cluster Branch manager > > Hinduja Housing Finance Limited, > > 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 > > Dail - 9028485000 <(902)%20848-5000> > > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: The team provides a snippet for reference.
PP pratikprashant.pangal@hindujahousingfinance.com hindujahousingfinance.com
12 Sep, 12:40 · 35d ago

OK

Thanks & Regards,

Pratik Pangal

CLM-Kolhapur

Hinduja Housing Finance Ltd.

Office No.103, 3rd Floor, PKP Ampire,

E-Ward Shahupuri, 5th lane, Kolhapur416001

From: HHF NOI FILING <hhfnoifiling@gmail.com>

To: "PARESH BALASO PISE46312 paresh.balaso"<paresh.balaso@hindujahousingfinance.com>

Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"<pratikprashant.pangal@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"<ganesh.pandurang@hindujahousingfinance.com>

Date: Sat, 12 Sep 2026 12:34:42 +0530

Subject: Re: PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR

TEAM

PFA SNIP FOR A REFERENCE

earlier mails quoted below
On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING < hhfnoifiling@gmail.com > wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Team, PFA challan for your reference.. On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com > wrote: Dear Team, Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR having LAN : MH/KLP/KLPR/A000003852 Attachment necessary documents to process. (SR OFFICE KOLHAPUR) With Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 Disclaimer : The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use.
🤖 read: documents attached
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:55 · 35d ago

TEAM,

PFA: Downloaded e-filing for your reference..

earlier mails quoted below
On Sat, 12 Sept 2026 at 12:40, PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291 <pratikprashant.pangal@hindujahousingfinance.com> wrote: OK *Thanks & Regards,* *Pratik Pangal * *CLM-Kolhapur* *Hinduja Housing Finance Ltd.* *Office No.103, 3rd Floor, PKP Ampire, * *E-Ward Shahupuri, <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g> 5th lane, Kolhapur-416001 <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g>* From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "PARESH BALASO PISE46312 paresh.balaso"< paresh.balaso@hindujahousingfinance.com> Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"< pratikprashant.pangal@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Sat, 12 Sep 2026 12:34:42 +0530 Subject: Re: PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR TEAM PFA SNIP FOR A REFERENCE On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Team, PFA challan for your reference.. On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com> wrote: Dear Team, Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR having LAN : MH/KLP/KLPR/A000003852 Attachment necessary documents to process. (*SR OFFICE KOLHAPUR)* With Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:57 · 35d ago

TEAM,

PFA: Downloaded e-filing for your reference..

earlier mails quoted below
On Sat, 12 Sept 2026 at 12:40, PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291 <pratikprashant.pangal@hindujahousingfinance.com> wrote: OK *Thanks & Regards,* *Pratik Pangal * *CLM-Kolhapur* *Hinduja Housing Finance Ltd.* *Office No.103, 3rd Floor, PKP Ampire, * *E-Ward Shahupuri, <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g> 5th lane, Kolhapur-416001 <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g>* From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "PARESH BALASO PISE46312 paresh.balaso"< paresh.balaso@hindujahousingfinance.com> Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"< pratikprashant.pangal@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Sat, 12 Sep 2026 12:34:42 +0530 Subject: Re: PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR TEAM PFA SNIP FOR A REFERENCE On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Team, PFA challan for your reference.. On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com> wrote: Dear Team, Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR having LAN : MH/KLP/KLPR/A000003852 Attachment necessary documents to process. (*SR OFFICE KOLHAPUR)* With Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:57 · 35d ago

TEAM,

PFA: Downloaded e-filing for your reference..

earlier mails quoted below
On Sat, 12 Sept 2026 at 12:40, PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291 <pratikprashant.pangal@hindujahousingfinance.com> wrote: OK *Thanks & Regards,* *Pratik Pangal * *CLM-Kolhapur* *Hinduja Housing Finance Ltd.* *Office No.103, 3rd Floor, PKP Ampire, * *E-Ward Shahupuri, <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g> 5th lane, Kolhapur-416001 <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g>* From: HHF NOI FILING <hhfnoifiling@gmail.com> To: "PARESH BALASO PISE46312 paresh.balaso"< paresh.balaso@hindujahousingfinance.com> Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"< pratikprashant.pangal@hindujahousingfinance.com>, "GANESH PANDURANG BHINGURE100018 ganesh.pandurang"< ganesh.pandurang@hindujahousingfinance.com> Date: Sat, 12 Sep 2026 12:34:42 +0530 Subject: Re: PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR TEAM PFA SNIP FOR A REFERENCE On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING <hhfnoifiling@gmail.com> wrote: -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> Team, PFA challan for your reference.. On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < paresh.balaso@hindujahousingfinance.com> wrote: Dear Team, Kindly PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR having LAN : MH/KLP/KLPR/A000003852 Attachment necessary documents to process. (*SR OFFICE KOLHAPUR)* With Best Regards, Paresh Pise Cluster Branch manager Hinduja Housing Finance Limited, 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 Dail - 9028485000 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 *Disclaimer*: The contents of this e-mail are privileged and confidential material of Hinduja Housing Finance Ltd. The information is solely intended for the designated recipient and purpose only and may contain privileged, proprietary, confidential or otherwise private information. If you have received it in error, please notify the sender immediately and delete the message. This e-mail message including attachment(s), if any, is believed to be free of any virus and Hinduja Housing Finance Ltd is not responsible for any loss or damage arising in any way from its use. -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: e-filing copy shared ✓ — “PFA: Downloaded e-filing for your reference..”
OL The NOI teamTYPED IN GMAIL
16 Sep, 17:56 · 31d ago
Dear Team,

PFA index 2 copy for case closure..

On Sat, 12 Sept 2026 at 12:57, HHF NOI FILING <hhfnoifiling@gmail.com>

wrote:

earlier mails quoted below
TEAM, PFA: Downloaded e-filing for your reference.. On Sat, 12 Sept 2026 at 12:40, PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291 <pratikprashant.pangal@hindujahousingfinance.com> wrote: > OK > > > > *Thanks & Regards,* > *Pratik Pangal * > *CLM-Kolhapur* > *Hinduja Housing Finance Ltd.* > *Office No.103, 3rd Floor, PKP Ampire, * > *E-Ward Shahupuri, > <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g> 5th > lane, Kolhapur-416001 > <https://www.google.com/maps/search/Shahupuri,+5th+lane,+Kolhapur-416001?entry=gmail&source=g>* > > > > > From: HHF NOI FILING <hhfnoifiling@gmail.com> > To: "PARESH BALASO PISE46312 paresh.balaso"< > paresh.balaso@hindujahousingfinance.com> > Cc: "PRATIK PRASHANT PANGAL136291 PRASHANT PANGAL136291"< > pratikprashant.pangal@hindujahousingfinance.com>, "GANESH PANDURANG > BHINGURE100018 ganesh.pandurang"< > ganesh.pandurang@hindujahousingfinance.com> > Date: Sat, 12 Sep 2026 12:34:42 +0530 > Subject: Re: PROCESS CHALLAN AND NOI In the case MRS. APURVA POWAR > > TEAM > > PFA SNIP FOR A REFERENCE > > > > On Sat, 12 Sept 2026 at 12:01, HHF NOI FILING <hhfnoifiling@gmail.com> > wrote: > > > > -- > Regards > Shweta Sharma > NOI COORDINATOR > EZDOCS > 7715973535 <(771)%20597-3535> > > Team, > > PFA challan for your reference.. > > On Sat, 12 Sept 2026 at 10:36, PARESH BALASO PISE46312 paresh.balaso < > paresh.balaso@hindujahousingfinance.com> wrote: > > > Dear Team, > > Kindly PROCESS CHALLAN AND NOI In the case > MRS. APURVA POWAR having > > LAN : MH/KLP/KLPR/A000003852 > > Attachment necessary documents to process. > > (*SR OFFICE KOLHAPUR)* > > > > > > > With Best Regards, > > Paresh Pise > > Cluster Branch manager > > Hinduja Housing Finance Limited, > > 3rd Floor,PKP Ampire, E Ward Shahupuri 5th Lane Kolhapur Pin Code -416001 > > Dail - 9028485000 > > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > > > > -- > Regards > Shweta Sharma > NOI COORDINATOR > EZDOCS > 7715973535 > > > > > *Disclaimer*: The contents of this e-mail are privileged and > confidential material of Hinduja Housing Finance Ltd. The information is > solely intended for the designated recipient and purpose only and may > contain privileged, proprietary, confidential or otherwise private > information. If you have received it in error, please notify the sender > immediately and delete the message. This e-mail message including > attachment(s), if any, is believed to be free of any virus and Hinduja > Housing Finance Ltd is not responsible for any loss or damage arising in > any way from its use. > -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535 <(771)%20597-3535> -- Regards Shweta Sharma NOI COORDINATOR EZDOCS 7715973535
🤖 read: Index II shared ✓ — “PFA index 2 copy for case closure..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Selfie / photo shubham.jpg
CANNOT BE READ — clear copy asked 35d ago
Payment screenshot payment.jpg
filed 35d ago
Index IIthe branch sent this — an input index2.pdf
filed 35d ago
Aadhaar card apurvaadhar.jpg
filed 35d ago
PAN card APURVAPAN.jpg
filed 35d ago
Selfie / photo apurva.jpg
filed 35d ago
Aadhaar card shubhamadhar.jpg
filed 35d ago
PAN card SHUBHAMPAN.jpg
filed 35d ago
Sanction letter SANCTION_202033MHKLPKLPRA0000038528252026185443Sanction.PDF
filed 35d ago
Other 1763020022890020_280634855.png
filed 35d ago
Other 1763020022893021_280634855.png
filed 35d ago
LSR (search report)+ Payment screenshot inside+ Index II inside+ A challan whose owner could not be read — not counted until a person says inside _129146250826172348_APURVASHUBHAMPAWAR.pdf
filed 35d ago
E-filing copy (token) eFilingDoc9991209260077.pdf
filed 35d ago
Paid challan (GRAS) APURVA SHUBHAM PAWAR EchallanMH010127082202627E.pdf
filed 35d ago
Index IIthe registered copy we filed IndexII9991209260077.pdf
filed 31d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹19,540.53
Where it stands
waiting for the credit
Screenshot claims
₹19,520 662072947751
Screenshot ₹19,520 — ₹21 under our ask, not below the real calculation ₹19,500. Counts as full. Nothing to ask.
Screenshot ₹19,520 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid by GPay at 2026-09-11 — verified when Google's NEFT lands in the PNB account (within hours).
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹6,610₹11,010₹320 ₹1,600₹19,540

Property (must be perfect)

29 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Property type (Open / Building / Open + Building), Mobile (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1) …
15 box(es) highlighted — not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: Second number, E-mail (person 1), Building (person 1), Floor (person 1), Flat / house no (person 1), Road (person 1), PIN (person 1), Village / city (person 1) …
✗ EzDocs found boxes that do NOT agree with the document (31d ago) — open the verification page; they are marked in red.
CHECKED by EzDocs, from the Index II — correct any box that is off; a correction clears thissource: the Index II (_129146250826172348_APURVASHUBHAMPAWAR.pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
⚠ not in the document
Flat / shop no
✓ in the document
Floor
⚠ not in the document
Village / City
⚠ not in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
⚠ not in the document
PIN
⚠ not in the document
Area (sq.mt, carpet)
✓ in the document
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
पालिकेचे नाव:कोल्हापूर म.न.पा. इतर वर्णन :, इतर माहितीः तुकडी व जिल्हा कोल्हापूर पोट तुकडी तहसील करवीर, मा. दुय्यम निबंधकसो करवीर यांचे कार्यक्षेत्रातील शहर कोल्हापूर महानगरपालिका हद्दीतील ए वॉर्ड रि स नं 1159 हिस्सा नं ब/3/1 त्यापैकी प्लॉट नं 14 क्षेत्र 499.22 चौ मी या मिळकतीवर बांधणेत आलेल्या अस रेसिडन्सी मधील दुसऱ्या फ्लोअरवरील अपार्टमेंट/फ्लॅट नं 202 चे क्षेत्र 38.95 चौ मी कारपेट (रेरा अॅक्ट प्रमाणे), इनक्लोजड बाल्कनी 3.36 चौ मी लगतचा टेरेस 4.45 चौ.मी. युटीलीटी स्पेस 2.20 चौ मी इतके असून को म न पा नकाशाप्रमाणे बिल्टअप क्षेत्र 42.07 चौ मी तसेच स्टिल्ट फ्लोअर पार्कंग युनिट नं 7 क्षेत्र 8.00 चौ मी ही फ्लॅट मिळकत( ( GAT NUMBER : 1159/ब/3/1/पैकी/प्लॉ/नं/14 ;))
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
SANCTION_202033MHKLPKLPRA0000038528252026185443Sanction.PDF
as printed
NO :FLAT NO 202 2ND FLOOR, ACE RESIDENCY, STREET NAME: RING ROAD FLOORNO:2SANT GAJANAN COLONY, OPPOSITE AYODHYA COLONY, PHULEWADI KOLHAPUR,KOLHAPUR PHULEWADI,MAHARASHTRA,416010
PIN
416010
the legal report (TSR)
_129146250826172348_APURVASHUBHAMPAWAR.pdf
as printed
ALL THAT PIECE AND PARCEL OF A RESIDENTIAL USE FLAT UNIT NO. 202, HAVING RERA CARPET AREA ADMEASURING 38.95 SQ. MTRS., ALONG WITH ENCLOSED BALCONY AREA ADMEASURING 3.36 SQ. MTRS., ADJOINING TERRACE AREA ADMEASURING 4.45 SQ. MTRS. & UTILITY SPACE AREA ADMEASURING 2.20 SQ. MTRS., AND HAVING BUILT-UP AREA ADMEASURING 42.07 SQ. MTRS. AS PER THE APPROVED BUILDING CONSTRUCTION PLAN AS PER THE KMC RULES, SITUATED ON THE SECOND FLOOR, AND ALONG WITH A CAR PARKING SPACE NO. 7 ADMEASURING 8.00 SQ. MTRS., SITUATED ON THE STILT FLOOR, OF A MULTI-STORIED RESIDENTIAL USE BUILDING KNOWN AS 'ACE RESIDENCY', CONSTRUCTED ON A NON-AGRICULTURAL (RESIDENTIAL) USE PLOT NO. 14 (ERSTWHILE PLOT NOS. 14 & 15), TOTALLY ADMEASURING 499.22 SQ. MTRS., SITUATED IN A PLOTTING SCHEME CARRIED OUT ON A PORTION OF LAND ADMEASURING 4000.00 SQ. MTRS. OUT OF R. S. NO. 1159, HISSA NO. B/3/1, TOTALLY ADMEASURING H. 01-20.00 ARE, HAVING R. S. NO. 1159/B/3/1/PAIKI/PLO/NAM/14 (PU-ID NO. 22058152708) AS PER THE ONLINE 7/12 EXTRACT, SITUATED WITHIN THE LOCAL LIMITS OF KOLHAPUR MUNICIPAL CORPORATION, AT A WARD, KASABA KARVEER, PHULEWADI RING ROAD AREA, KOLHAPUR
the Index II
index2.pdf
the property
1) itara varnanah, itara maahitih, itara maahitih kolhaapura shahara mahaanagarapaalikaa haddinila e vorda, kamavaa karavira yethila ri.ma.nan.1159/ba/3//1paiki/plo/nan/14 yaache 7/12 unaatyaapramaane ekuna kshetra 4.99.22 aara chau.mi. yaami aakaara ru.49.92 pai.yaa milakativara baandhalelyaa oma remidenmi yaa apaartamentamadhila dusaऱ्yaa majalyaavarila phlata nan. 202 yaache kshetra 42.07 chau.mi. biltaapa (ko.ma.na.paa. kadila amesamenta utaaऱ्yaaाnumaara 46.65 chau.mi. kaarapeta yaache 55.98 chau.mi. biltaapa) (yaachaa karadaataa kra. keemamipipie 7-49319) hi milakata ((SURVEY NUMBER: 1159/va/3/1/paiki/plo/nan/14;)) mthaanika mbaraajya mansthaah kolhaapura ma.na.paa.
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 202 2ND FLOOR ACE RESIDENCY RING ROAD SANT GAJANAN COLONY OPPOSITE AYODHYA COLONY
Locality/Road
PHULEWADI KOLHAPUR KOLHAPUR PHULEWADI MAHARASHTRA
Area/City
KOLHAPUR
check or correct a box, the papers beside it →
the legal report (TSR) also prints: 00, 01, 07, 1159, 1159/B/3/1/PAIKI/PLO/NAM/14, 14, 15, 2, APPROVED, ARE, BALCONY, CAR, CARRIED, ENCLOSED, ERSTWHILE, EXTRACT, HAVING, ID
the Index II also prints: 07, 1, 1159/BA/3//1PAIKI/PLO/NAN/14, 1159/VA/3/1/PAIKI/PLO/NAN/14, 22, 4, 42, 46, AAKAARA, AARA, AMESAMENTA, APAARTAMENTAMADHILA, BAANDHALELYAA, BILTAAPA, CHAU, DUSA, EKUNA, HADDINILA
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorShubham Kisan PawarEVIPP0883F…3157
mortgagorApurva Shubham PawarDPFPA3733B…0696
All mail records (for Abhijit — safe to ignore)
TemplateToWhen
none yet
What EzDocs read from each document — check anything marked in red
Payment screenshot payment.jpg needs your check
utr
662072947751
date
2026-09-11
time
17:53
amount
19520
method
UPI
payee upi
......3535@okbizaxis
payer upi
......1998@okicici
payee name
EZDOCS
payer name
SHUBHAM KISAN PAWAR
raw reading (for Abhijit)
{'utr': '662072947751', 'date': '2026-09-11', 'time': '17:53', 'amount': 19520, 'method': 'UPI', 'payee_upi': '......3535@okbizaxis', 'payer_upi': '......1998@okicici', 'payee_name': 'EZDOCS', 'payer_name': 'SHUBHAM KISAN PAWAR', 'debit_notification_text': None}
Aadhaar card apurvaadhar.jpg needs your check
dob
2000-12-19
name
Apurva Shubham Pawar
legible
True
aadhaar last4
0696
raw reading (for Abhijit)
{'dob': '2000-12-19', 'pan': None, 'name': 'Apurva Shubham Pawar', 'legible': True, 'aadhaar_last4': '0696', 'quality_issue': None}
PAN card APURVAPAN.jpg needs your check
dob
2000-12-19
pan
DPFPA3733B
name
APURVA SHUBHAM PAWAR
legible
True
raw reading (for Abhijit)
{'dob': '2000-12-19', 'pan': 'DPFPA3733B', 'name': 'APURVA SHUBHAM PAWAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Selfie / photo shubham.jpg needs your check
kind
group_or_other
legible
False
confidence
0.95
face visible
True
quality issue
this is not a live selfie (phone not visible)
raw reading (for Abhijit)
{'kind': 'group_or_other', 'legible': False, 'confidence': 0.95, 'face_visible': True, 'quality_issue': 'this is not a live selfie (phone not visible)'}
Index II index2.pdf needs your check
kind
index2_input
extracted
doc_no: KRV1-7643-2026; village: करवीर; doc_kind: सूची क्र. २ Index II; doc_year: 2026; sro_name: मह दु.नि. करवीर 1; area_text: 1) 0.0001 आर.चौ. मीटर; mortgagee: शुभम किसन पवार, अपूर्वा शुभम पवार; filing_fee: 26000; mort
raw reading (for Abhijit)
{'kind': 'index2_input', 'extracted': {'doc_no': 'KRV1-7643-2026', 'village': 'करवीर', 'doc_kind': 'सूची क्र. २ Index II', 'doc_year': '2026', 'sro_name': 'मह दु.नि. करवीर 1', 'area_text': '1) 0.0001 आर.चौ. मीटर', 'mortgagee': 'शुभम किसन पवार, अपूर्वा शुभम पवार', 'filing_fee': 26000, 'mortgagors': ['चंद्रकांत बळवंत अंगापूरकर', 'गेहिणी चंद्रकांत अंगापूरकर'], 'stamp_duty': 156000, 'filing_date': '2026-09-10', 'loan_amount': 2600000, 'property_text': '1) इतर वर्णनः, इतर माहितीः, इतर माहितीः कोल्हापूर शहर महानगरपालिका हद्दीनील ए वॉर्ड, कमवा करवीर येथील रि.म.नं.1159/ब/3//1पैकी/प्लॉ/नं/14 याचे 7/12 उनात्याप्रमाणे एकूण क्षेत्र 4.99.22 आर चौ.मी. यामी आकार रु.49.92 पै.या मिळकतीवर बांधलेल्या ओम रेमिडेन्मी या अपार्टमेंटमधील दुसऱ्या मजल्यावरील फ्लॅट नं. 202 याचे क्षेत्र 42.07 चौ.मी. बिल्टअप (को.म.न.पा. कडील अमेसमेंट उताऱ्याानुमार 46.65 चौ.मी. कारपेट याचे 55.98 चौ.मी. बिल्टअप) (याचा करदाता क्र. केएममीपीपीए 7-49319) ही मिळकत ( (Survey Number: 1159/व/3/1/पैकी/प्लॉ/नं/14;)) म्थानिक म्बराज्य मंस्थाः कोल्हापूर म.न.पा.', 'survey_numbers': ['1159/व/3/1/पैकी/प्लॉ/नं/14']}}
Selfie / photo apurva.jpg needs your check
kind
live_selfie
legible
True
confidence
0.95
face visible
True
raw reading (for Abhijit)
{'kind': 'live_selfie', 'legible': True, 'confidence': 0.95, 'face_visible': True, 'quality_issue': None}
Aadhaar card shubhamadhar.jpg needs your check
dob
1998-09-23
name
Shubham Kisan Pawar
legible
True
aadhaar last4
3157
raw reading (for Abhijit)
{'dob': '1998-09-23', 'pan': None, 'name': 'Shubham Kisan Pawar', 'legible': True, 'aadhaar_last4': '3157', 'quality_issue': None}
PAN card SHUBHAMPAN.jpg needs your check
dob
1998-09-23
pan
EVIPP0883F
name
SHUBHAM KISAN PAWAR
legible
True
raw reading (for Abhijit)
{'dob': '1998-09-23', 'pan': 'EVIPP0883F', 'name': 'SHUBHAM KISAN PAWAR', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}
Other 1763020022890020_280634855.png needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Other 1763020022893021_280634855.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Sanction letter SANCTION_202033MHKLPKLPRA0000038528252026185443Sanction.PDF needs your check
lan
MH/KLP/KLPR/A000003852
legible
True
loan type
Housing
confidence
1.0
loan amount
2200000.0
interest rate
12.5
sanction date
25 Aug 2026
applicant names
MRS. APURVA SHUBHAM PAWAR, MR. SHUBHAM KISAN PAWAR
property address
pin: 416010; road: Ring Road; state: Maharashtra; Flat no: Flat No 202; district: KOLHAPUR; Floor: 2nd Floor; landmark: Sant Gajanan Colony, Opposite Ayodhya Colony; Address: Flat No 202, 2nd Floor, Ace Residency
insurance premium
155760.0
includes insurance
True
total with insurance
2355760.0
security address verbatim
NO :Flat No 202 2nd Floor, Ace Residency, Street Name: Ring Road FloorNo:2Sant Gajanan Colony, Opposite Ayodhya Colony, Phulewadi Kolhapur,KOLHAPUR PHULEWADI,Maharashtra,416010
raw reading (for Abhijit)
{'lan': 'MH/KLP/KLPR/A000003852', 'legible': True, 'loan_type': 'Housing', 'confidence': 1.0, 'loan_amount': 2200000.0, 'interest_rate': 12.5, 'quality_issue': None, 'sanction_date': '25 Aug 2026', 'letter_version': None, 'applicant_names': ['MRS. APURVA SHUBHAM PAWAR', 'MR. SHUBHAM KISAN PAWAR'], 'applicant_mobile': None, 'property_address': {'pin': '416010', 'road': 'Ring Road', 'state': 'Maharashtra', 'taluka': None, 'flat_no': 'Flat No 202', 'district': 'KOLHAPUR', 'floor_no': '2nd Floor', 'landmark': 'Sant Gajanan Colony, Opposite Ayodhya Colony', 'full_address': 'Flat No 202, 2nd Floor, Ace Residency, Ring Road, Sant Gajanan Colony, Opposite Ayodhya Colony, Phulewadi Kolhapur, KOLHAPUR, Maharashtra - 416010', 'village_city': 'Phulewadi Kolhapur', 'building_name': 'Ace Residency', 'survey_or_cts_no': None}, 'insurance_premium': 155760.0, 'includes_insurance': True, 'total_with_insurance': 2355760.0, 'security_address_verbatim': 'NO :Flat No 202 2nd Floor, Ace Residency, Street Name: Ring Road FloorNo:2Sant Gajanan Colony, Opposite Ayodhya Colony, Phulewadi Kolhapur,KOLHAPUR PHULEWADI,Maharashtra,416010'}
LSR (search report) _129146250826172348_APURVASHUBHAMPAWAR.pdf needs your check
payments inside
kind: bundle; payments: []; rows_read: 0; account_holder: Mrs. Apurva Shubham Pawar and Mr. Subham Kisan Pawar
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'Mrs. Apurva Shubham Pawar and Mr. Subham Kisan Pawar'}}
Payment screenshot payment.jpg needs your check
payments inside
bank: Kotak Mahindra Bank; kind: payment_screenshot; payments: [{'utr': '662072947751', 'date': '2026-09-11', 'page': None, 'time': '17:53', 'payee': 'EZDOCS', 'amount': 19520.0, 'direction': 'debit', 'narration': 'To: E
raw reading (for Abhijit)
{'payments_inside': {'bank': 'Kotak Mahindra Bank', 'kind': 'payment_screenshot', 'payments': [{'utr': '662072947751', 'date': '2026-09-11', 'page': None, 'time': '17:53', 'payee': 'EZDOCS', 'amount': 19520.0, 'direction': 'debit', 'narration': 'To: EZDOCS ......3535@okbizaxis', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': '9759', 'account_holder': 'SHUBHAM KISAN PAWAR'}}
LSR (search report) _129146250826172348_APURVASHUBHAMPAWAR.pdf needs your check
payments inside
kind: bundle; payments: []; rows_read: 0; account_holder: Adv. Amey Deepak Dhavale
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': 'Adv. Amey Deepak Dhavale'}}
Other 1763020022893021_280634855.png needs your check
payments inside
kind: other; payments: []
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'other', 'payments': [], 'rows_read': None, 'account_last4': None, 'account_holder': None}}
Other 1763020022890020_280634855.png needs your check
payments inside
payments: []; rows_read: 0
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': None, 'payments': [], 'rows_read': 0, 'account_last4': None, 'account_holder': None}}
Paid challan (GRAS) APURVA SHUBHAM PAWAR EchallanMH010127082202627E.pdf needs your check
grn
MH010127082202627E
pin
416010
total
17620.0
article
Stamp Duty and Registration Fee together
defaced
False
bank cin
03006172026091200332
district
KOLHAPUR
area city
KOLHAPUR
payer pan
DPFXXXXXXB
flat block
FLAT NO 202, 2ND FLOOR, ACE RESIDENCY,
payer name
APURVA SHUBHAM PAWAR
sro office
KRV1_SUB REGISTRAR KARVEER1
paying bank
PUNJAB NATIONAL BANK
remarks raw
PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD~CA=2200000
scheme rows
{'amount': 6610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}
payer mobile
XXXXXX8468
payment date
12/09/2026
road locality
RING ROAD, PHULEWADI, KOLHAPUR. MAHARASHTRA
second party pan
AADCH6010R
second party name
HINDUJA HOUSING FINANCE LTD
consideration amount
2200000
raw reading (for Abhijit)
{'grn': 'MH010127082202627E', 'pin': '416010', 'total': 17620.0, 'article': 'Stamp Duty and Registration Fee together', 'defaced': False, 'bank_cin': '03006172026091200332', 'district': 'KOLHAPUR', 'area_city': 'KOLHAPUR', 'payer_pan': 'DPFXXXXXXB', 'flat_block': 'FLAT NO 202, 2ND FLOOR, ACE RESIDENCY,', 'payer_name': 'APURVA SHUBHAM PAWAR', 'sro_office': 'KRV1_SUB REGISTRAR KARVEER1', 'paying_bank': 'PUNJAB NATIONAL BANK', 'remarks_raw': 'PAN2=AADCH6010R~SecondPartyName=HINDUJA HOUSING FINANCE LTD~CA=2200000', 'scheme_rows': [{'amount': 6610.0, 'head_code': '0030046401', 'description': 'Stamp Duty'}, {'amount': 11010.0, 'head_code': '0030063301', 'description': 'Registration Fee'}], 'payer_mobile': 'XXXXXX8468', 'payment_date': '12/09/2026', 'road_locality': 'RING ROAD, PHULEWADI, KOLHAPUR. MAHARASHTRA', 'second_party_pan': 'AADCH6010R', 'second_party_name': 'HINDUJA HOUSING FINANCE LTD', 'consideration_amount': '2200000'}
LSR (search report) _129146250826172348_APURVASHUBHAMPAWAR.pdf needs your check
grn
MH008945350202627U
total
1000.0
article
SEARCH FEE
defaced
True
bank cin
00040572026082432419CPAHEBBGF0
district
PUNE
payer name
Adv Amey Deepak Dhavale
sro office
PND1_JT DISTT REGISTRAR PUNE URBAN
paying bank
STATE BANK OF INDIA
scheme rows
{'amount': 1000.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}
payer mobile
XXXXXX5855
payment date
24/08/2026
inner challan
True
raw reading (for Abhijit)
{'grn': 'MH008945350202627U', 'pin': None, 'total': 1000.0, 'article': 'SEARCH FEE', 'defaced': True, 'bank_cin': '00040572026082432419CPAHEBBGF0', 'district': 'PUNE', 'area_city': None, 'payer_pan': None, 'flat_block': None, 'payer_name': 'Adv Amey Deepak Dhavale', 'sro_office': 'PND1_JT DISTT REGISTRAR PUNE URBAN', 'paying_bank': 'STATE BANK OF INDIA', 'remarks_raw': None, 'scheme_rows': [{'amount': 1000.0, 'head_code': '0030072201', 'description': 'SEARCH FEE'}], 'payer_mobile': 'XXXXXX5855', 'payment_date': '24/08/2026', 'inner_challan': True, 'road_locality': None, 'second_party_pan': None, 'second_party_name': None, 'consideration_amount': None}
LSR (search report) _129146250826172348_APURVASHUBHAMPAWAR.pdf needs your check
found
True
found in
PART-I : DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY
area sq m
42.07
paper for
loan_ref: MH/KLP/KLPR/A000003852; customer_name: Mrs. Apurva Shubham Pawar and Mr. Subham Kisan Pawar
confidence
1
property address
road: Phulewadi Ring Road Area; taluka: Karveer; Flat no: 202; district: Kolhapur; Floor: Second Floor; Address: Flat Unit No. 202, Second Floor, Ace Residency, Plot No. 14 (erstwhile Plot Nos. 14 & 15), R. S. No
security address verbatim
All that piece and parcel of a residential use Flat Unit No. 202, having RERA Carpet area admeasuring 38.95 Sq. Mtrs., along with Enclosed Balcony area admeasuring 3.36 Sq. Mtrs., adjoining Terrace area admeasuring 4.45
raw reading (for Abhijit)
{'found': True, 'found_in': 'PART-I : DESCRIPTION AND SCHEDULE OF THE CONCERNED PROPERTY', 'area_sq_m': 42.07, 'paper_for': {'loan_ref': 'MH/KLP/KLPR/A000003852', 'report_id': None, 'customer_name': 'Mrs. Apurva Shubham Pawar and Mr. Subham Kisan Pawar'}, 'pin_other': None, 'confidence': 1, 'address_lines': None, 'property_address': {'pin': None, 'road': 'Phulewadi Ring Road Area', 'state': None, 'taluka': 'Karveer', 'flat_no': '202', 'district': 'Kolhapur', 'floor_no': 'Second Floor', 'landmark': None, 'full_address': 'Flat Unit No. 202, Second Floor, Ace Residency, Plot No. 14 (erstwhile Plot Nos. 14 & 15), R. S. No. 1159, Hissa No. B/3/1, R. S. No. 1159/B/3/1/Paiki/Plo/Nam/14, A Ward, Kasaba Karveer, Phulewadi Ring Road Area, Kolhapur', 'village_city': 'Kasaba Karveer', 'building_name': 'Ace Residency', 'survey_or_cts_no': 'R. S. No. 1159, Hissa No. B/3/1, R. S. No. 1159/B/3/1/Paiki/Plo/Nam/14, Plot No. 14, Plot Nos. 14 & 15'}, 'security_address_verbatim': "All that piece and parcel of a residential use Flat Unit No. 202, having RERA Carpet area admeasuring 38.95 Sq. Mtrs., along with Enclosed Balcony area admeasuring 3.36 Sq. Mtrs., adjoining Terrace area admeasuring 4.45 Sq. Mtrs. & Utility Space area admeasuring 2.20 Sq. Mtrs., and having Built-up area admeasuring 42.07 Sq. Mtrs. as per the approved Building Construction Plan as per the KMC Rules, situated on the Second Floor, and along with a Car Parking Space No. 7 admeasuring 8.00 Sq. Mtrs., situated on the Stilt Floor, of a multi-storied residential use building known as 'Ace Residency', constructed on a non-agricultural (residential) use Plot No. 14 (erstwhile Plot Nos. 14 & 15), totally admeasuring 499.22 Sq. Mtrs., situated in a Plotting Scheme carried out on a portion of land admeasuring 4000.00 Sq. Mtrs. out of R. S. No. 1159, Hissa No. B/3/1, totally admeasuring H. 01-20.00 Are, having R. S. No. 1159/B/3/1/Paiki/Plo/Nam/14 (PU-ID No. 22058152708) as per the online 7/12 extract, situated within the local limits of Kolhapur Municipal Corporation, at A Ward, Kasaba Karveer, Phulewadi Ring Road Area, Kolhapur"}
Technical record (for Abhijit — safe to ignore)
52m agoEzDocsreader_efiling_verdict{'fp': '7e1868771d28c799', 'asked': True, 'findings': [{'do': 'Ask the branch for the MOTD or the mortgage date.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for filing but is empty.', 'page': 'S
53m agoEzDocsreader_mail_addition{'fp': '8f7a7913268e7502', 'add': {}, 'why': "The mail does not add any missing unit, building, or road information to the paper's address.", 'asked': True, 'quote': '', 'same_property': True}
18d agoEzDocslesson456{'why': 'the team paid this challan by hand — where are the figures and the payer it carries printed?', 'form': 'challan', 'lessons': [{'box': 'Payer PAN', 'words': 'Payer PAN: the team typed DPxxxxxxXB — no paper on the
20d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
21d agoEzDocspaper_read_beside_case{'why': "this paper is read for what it prints — its words sit beside the challan and the e-filing and are compared paper by paper; the case's property is not written from it: the property came from the registered Index
21d agoEzDocspaper_read_beside{'why': "this property paper had no reading of its own (it arrived after the case's property was settled) — read once for what it prints, so it sits beside the challan and the e-filing", 'file': '_129146250826172348_APUR
23d agoEzDocschallan_other_case_checked{'why': "the same borrower's other loans do not carry this challan's figure", 'doc_id': '003ac799-86a1-4890-b32a-aecddd543331'}
31d agoEzDocsloan_amount_rebased{'now': 2200000.0, 'was': 2355760.0, 'why': "this bank's NOI fee is computed on the SANCTIONED amount — six of its own paid challans say so to the rupee. The case was holding the total with insurance.", 'bank': 'HINDUJA_
31d agoEzDocsboxes_gathered{'how': 'uri', 'why': 'quick sweep', 'docs': ['index2.pdf', '_129146250826172348_APURVASHUBHAMPAWAR.pdf', 'IndexII9991209260077.pdf', 'SANCTION_202033MHKLPKLPRA0000038528252026185443Sanction.PDF', 'apurvaadhar.jpg', 'shu
31d agoEzDocsaddress_compared{'sig': '03c99ccde0b1c37f', 'why': 'after gather', 'people': [{'home': '', 'person': 'Apurva Shubham Pawar', 'against': [], 'home_src': '', 'party_id': '094b7b24-bac6-4853-9276-266d8ea39b55'}, {'home': '', 'person': 'Shu
31d agoEzDocschallan_boxes_by_rules{'fp': 'f0c9188ea88c911c', 'why': 'box 1 lost a number the case holds (1159)'}
31d agoEzDocsproperty_self_check{'ok': False, 'why': "EzDocs checked every property box against the document's own words — the boxes named do not agree, or EzDocs could not be reached", 'notes': '', 'issues': [{'box': 'Road', 'why': "The source
31d agoEzDocsproperty_from_index2{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': '_129146250826172348_APURVASHUBHAMPAWAR.pdf', 'changed': {'taluka': {'was':
31d agoEzDocsindex2_people_checked{'doc_id': '023244b3-d0f3-4478-8b98-40685cacdc72', 'differs': 0, 'matched': [], 'not_on_case': 2}
31d agoEzDocsindex2_extra_purchaser{'why': "the Index II names a purchaser the case does not know — a co-owner whose KYC never came (every owner is a mortgagor on the filing), or the wrong person's KYC on the case", 'doc_id': '023244b3-d0f3-4478-8b98-4068
31d agoEzDocsclosed_from_desk_words{'why': "the NOI team's own mail on this thread says the Index II was already shared — an old, finished case; any waiting chase was withdrawn"}
31d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
31d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'IndexII999120926007
32d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
32d agoEzDocschallan_mismatch_kept{'why': "checked again with today's rules — the difference is real; a person opens the challan", 'problems': ['stamp duty on the challan is 6610/11010 — the case works out Rs.7080', 'registration fee on the challan is 661
33d agoEzDocschallan_unsure{'why': 'no second party, article or matching total could be read', 'file': '_129146250826172348_APURVASHUBHAMPAWAR.pdf', 'note': 'whose challan this is could not be read — it does not count until a person says; open the
33d agoEzDocschallan_identity{'why': 'no second party, article or matching total could be read', 'file': '_129146250826172348_APURVASHUBHAMPAWAR.pdf', 'inner': True, 'doc_id': '023244b3-d0f3-4478-8b98-40685cacdc72', 'answer': 'unknown'}
35d agoEzDocsquoted_history_checked{}
35d agoEzDocsefiling_found_on_case{'now': 'AWAITING_INDEX2', 'was': 'AWAITING_PAYMENT', 'why': 'the team had already filed and shared the e-filing copy — the case was standing at an earlier step than the people working it. The money is untouched by this.
35d agoEzDocschallan_matches_neither{'why': "the challan on file matches neither head — wrong amount, another LAN, or another case's file; open it", 'wanted': ['0.3% stamp duty Rs.7080', '0.5% registration fee Rs.11790'], 'stage_now': 'AWAITING_PAYMENT', '
35d agoEzDocsdesk_documents_backfill{'why': "the NOI team mailed this before EzDocs kept its outputs; fetched again so the bank's window can open the challan / download the Index II", 'stored': 1, 'mailbox': 'hhfnoifiling@gmail.com', 'subject': 'Re: PR
35d agoEzDocsdesk_document_shared{'why': "the NOI team mailed this to the branch — kept on the case so the branch can open it from the bank's window (a challan the moment it is shared, the Index II when the case completes)", 'file': 'APURVA SHUBHAM PAWA
35d agoEzDocssro_office_learned{'why': 'the co-pilot picks we for the next challan in that district — a person still sees it before Proceed', 'office': 'KRV1_SUB REGISTRAR KARVEER1', 'district': 'KOLHAPUR'}
35d agoEzDocschallan_mismatch{'file': 'APURVA SHUBHAM PAWAR EchallanMH010127082202627E.pdf', 'problems': ['stamp duty on the challan is 6610/11010 — the case works out Rs.7080', 'registration fee on the challan is 6610/11010 — the case works out Rs.
35d agoEzDocschallan_extracted{'grn': 'MH010127082202627E', 'file': 'APURVA SHUBHAM PAWAR EchallanMH010127082202627E.pdf', 'heads': ['0030046401', '0030063301'], 'total': 17620.0}

Case diary the case’s history — what happened, newest day first

Papers
All 9 in hand
Selfie re-sent — an earlier one was a photo of a print
Money
₹19,520 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Done — Index II shared
The case is closed.
Next — whose move
No one
done
For you to check: Challan on file does not agree with the case. Open it before paying or sharing. The work is done — our fee of ₹19,540.53 is still not in our account. Chase the branch for it.
Today · 17 Oct2 things
EzDocs checked the e-filing boxes against the papers
20:52
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
20:52
26 Sep1 thing — 1 step
EzDocs took 3 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
22:35
24 Sep1 thing — 1 step
Checked: this challan is not another case's
21:31
16 Sep5 things — 1 document received · 1 letter written · 3 steps
EzDocs took 8 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
18:27
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
18:06
EzDocs read the whole trail as one conversation — where the case stands is on the page
18:04
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
17:57
Received: Index II
IndexII9991209260077.pdf
17:57
15 Sep2 things — 1 caution · 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
02:34
Judged again with today's rules, the challan still does not match the case — a person opens it
00:08
14 Sep1 thing — 1 step
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
07:40
12 Sep37 things — 14 documents received · 3 letters written · 1 money step · 4 cautions · 15 steps
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
14:02
The challan on file matches neither fee head — a person must open it
14:01
EzDocs took 23 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
13:50
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:50
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
13:50
The made challan does NOT match the case — check before sharing
Check the challan against the case before it is shared.
13:50
Received: Challan
APURVA SHUBHAM PAWAR EchallanMH010127082202627E.pdf
13:49
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
13:49
Received: E-filing copy
eFilingDoc9991209260077.pdf
13:49
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
11:56
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
10:37
The screenshot(s) add up to less than the case needs
The NOI team asks for the balance — the 'short amount' letter.
10:37
The bill was worked out from the loan amount (no mail)
Every screenshot and credit SMS is checked against this figure.
10:37
The payment proof already on the case was applied
10:37
Property address read from the sanction letter
10:37
Received: LSR
_129146250826172348_APURVASHUBHAMPAWAR.pdf
10:37
Received: other
1763020022893021_280634855.png
10:37
Received: other
1763020022890020_280634855.png
10:37
Received: Sanction letter
SANCTION_202033MHKLPKLPRA0000038528252026185443Sanction.PDF
10:37
Nothing new to ask for — stayed quiet
10:37
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:37
Co-applicant added
10:37
Selfie checked — a live one
A real selfie — usable for the e-filing.
10:36
Received: PAN card
SHUBHAMPAN.jpg
10:36
Received: Aadhaar
shubhamadhar.jpg
10:36
Property read from the Index II
10:36
Index II (title document) received from the branch
10:36
Document could not be read — a clear copy was asked for
this is not a live selfie (phone not visible)
10:36
Received: Selfie
apurva.jpg
10:36
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
10:36
Payment proof arrived before the case was quoted — held
10:36
Received: PAN card
APURVAPAN.jpg
10:36
Received: Aadhaar
apurvaadhar.jpg
10:36
Received: Index II
index2.pdf
10:36
Received: Payment screenshot
payment.jpg
10:36
Received: Selfie — not usable
shubham.jpg — this is not a live selfie (phone not visible)
10:36
Case opened from the branch's mail
10:36
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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