⚠The PNB mailbox has used 146% of what Google lets it send in 24 hours (730 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Babu Eknath Bhandare
LAN HOU/KLN/0720/803376Loan ₹19,42,500NOIMails & papers 4
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
9 Oct, 13:45
Documents
Payment
done 9 Oct, 13:39
Challan
took 35m · GRAS ↗
Filing
took 22h 55m · IGR e-filing ↗
E-filing copy
done 10 Oct, 13:10
Index II
waiting 5d 3h
their moveIndex II pending · the history says: The branch has sent the loan documents and the Index II. The team needs to provide a fee quote.whole case so far 6d 3h
For you to check1
1 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPour move
Send the Index II when it arrives
The e-filing copy is with the branch. This case closes when the government's Index II is shared.
Historywhat happened on this case, newest first
Today · 15 Oct1 thing
An old draft withdrew itself — its asks were already answered
10 Oct4 things — 1 document received · 1 letter written · 2 steps
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
The e-filing copy (or the NOI team's words that it went) is on the case — the stage follows it
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9991010260069.pdf
9 Oct37 things — 11 documents received · 3 letters written · 2 money steps · 1 caution · 20 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
Received: Challan
BABU BHANDARE EchallanMH011693664202627E.pdf
The challan's address boxes were written from the papers
EzDocs read the whole file
EzDocs read the whole trail as one conversation — where the case stands is on the page
The challan's address boxes were written from the papers
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
APP PAN.pdf
EzDocs took 42 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
Received: Selfie
APP PHOTO.jpg
Received: Aadhaar
CO APP ADHAR.jpg
The loan amount was worked out from the papers
Everything for the challan is in — queued
Papers and money are in — the challan is next.
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03345
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
Co-applicant added
Received: Aadhaar
APP ADHAR.pdf
Index II (title document) received from the branch
The payment proof already on the case was applied
Property address read from the sanction letter
Received: PAN card
CO APP PAN.pdf
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Sanction letter
sanction letter.pdf
Received: Index II
INDEX 2.pdf
Received: Selfie — not usable
CO APP PHOTO.jpg — this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
CO APP BACK ADHAR.jpg
Received: Payment screenshot
IMG-20261008-WA0012.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
Mails & papers →every paper, beside its mail · 12 files
The file, as EzDocs remembers it4 open
The file is complete for challan and e-filing except for the MOTD document which is required for the exact date of mortgage. The loan amount includes the financed insurance premium as per PNB HFL rules. Both borrower and co-applicant are registered property owners.
✗the photo could not be read (CO APP PHOTO.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○PRATIMA BABU BHANDARE — mobile — the branch
○PRATIMA BABU BHANDARE — e-mail — the branch
2 more
○PRATIMA BABU BHANDARE — home flat — the branch
?unsure of efiling.Date of mortgage — No Memorandum of Deposit of Title Deeds (MOTD) or mortgage deed is attached to the file to provide the exact date of mortgage.
the branch's last mail (2026-10-09): The branch requests to initiate NOI and provides the loan amount and breakdown of charges.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T08:15 UTC
Moneyall of it is in
₹17,380.85
Reached our account 8 Oct 18:36:43.
How we know
Our own bank told us — 8 Oct 18:36
₹17,350 · UTR 628147627841 · from VD-HDFCBN-S
“Successful! You have received Rs. 17350.00 via HDFC Bank SmartHub Vyapar from BABU EKNAT. RRN-628147627841, Check: https://1.hdfc.bank.in/HDFCBK/s/kplvm9K8”
Matched by: the screenshot's amount AND its minute agree with this credit
✓✓ Matched — sure
| Bank message | Screenshot | Case | ||
|---|---|---|---|---|
| Transaction number | …627841 | — | – | |
| Amount | ₹17,350 | ₹17,350 | fee ₹17,380.85 | ✓ |
| Time | Thu 8 Oct, 18:36 | Thu 8 Oct, 18:36 | ✓ | |
| Paid by | BABU EKNAT | — | Babu Eknath Bhandare | ✓ |
the screenshot: ₹17,350 · Thu 8 Oct, 18:36 · to THINK BIGZ INITIATIVE PVT LTD
The working
Stamp duty 0.3%5,840
Registration fee 0.5%9,720
Government handling320
Our service fee1,500
Total we ask for17,380.85
By law ₹17,360. We ask ₹17,380 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby EzDocs, from the Index II
102, 1st, Prabha Apartment (Prabha Co-op. Hou. Society Ltd.), SURVEY, 64, Kulgaon, 421503
read from the Index II · e-filing boxes 42 of 46 ready
Check the property →the boxes beside the paper
People
Mr. Babu Ekanath Bhandare · applicantAJRPB2899NPRATIMA BABU BHANDARE · co-applicantBRSPB7420D
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