⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.

Cases / NOI-2026-01460

Siddharth Mishra

LAN HOU/PUN/0826/5184646 Challan paid · our move File on IGR Send the draft 1 All documents Mails & papers 7

Mail in

Documents

Payment

Challan

Filing

E-filing

Index II

What the e-filing still needs2 still to come

7 of 9 in hand.
the challan is done — these are for the IGR filing / KYC

✓Aadhaar cardopen

✓Sanction letteropen

✓Payment screenshot — money verifiedopen

✓Index II — the branch's own title copy, an input; the address was read from itopen

✓PAN cardopen

✓Paid challan (GRAS)open

Selfie / photo (CANNOT BE READ — clear copy asked — this is a photograph of a passport-size print, not a live selfie)open

✓Property address — verified by the engine, from the Index II (correct below if anything is off)

Applicant's Selfie / Photo — for the e-filing visit later

All files (9)A label is wrong? Fix it under All documents.

Needs your eyes

Selfie / photo: copy on file cannot be used. A usable one is being asked for.

MoneyAll of it is in

₹27,510TOP-UP

The whole amount reached our account. Nothing is pending on this case.

₹27,575 receivedmatches the branch's receipt

Stamp duty 0.3% — the top-up challan10,676

Top-up challan charge100

Total we ask for27,510

the branch’s receipt claims ₹27,575 625082391755

paid 7 Sep 19:08:26 · verified 8 Sep 15:29:49 · 20 h 21 min later

How we know

Our own bank told us — 7 Sep 19:08

₹27,575 · UTR AXNGG25045602136 · from VM-PNBSMS-S · a/c …3164

“Ac XX3164 Credited with Rs.27575.00,07-09-2026 19:08:26 thru NEFT from AXNGG25045602136/GOOGLE INDIA DIGITAL . Aval Bal 65522.55 CR Helpline 18001800/18002021-PNB”

Matched by: the screenshot's amount equals this credit

By law ₹27,495.35. We ask ₹10,776 (rounded up to ₹10 — our rule).

why?

The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

See the full workingevery row, and the property

Time takennot shown to the bank

Challan 2 h 22 minour time · 8 Sep 17:15

Index II —not yet

the NOI team 8 h 30 minthe branch 35 d 1 htotal 35 d 9 h so far

Now with the NOI team — e-filing on IGR

since 13 Oct 18:29 — 6 h 05 min of working time

Day by day — every step and who held it

8 Sep 14:53Your branch's mail

8 Sep 14:53Payment landedat once

8 Sep 15:29Papers read+36 min · the NOI team

8 Sep 15:29Property readat once

8 Sep 15:29Fee quotedat once

8 Sep 15:29Payment verifiedat once

8 Sep 15:29Ready for the challanat once

8 Sep 17:15Challan made+1 h 46 min · the NOI team

13 Oct 18:26Papers from your branch+35 d 1 h · the branch

13 Oct 18:29Papers read+3 min · the NOI team

Case facts

Bank

PNB_HFL

Loan amount

₹35,58,450

Loan account no.

HOU/PUN/0826/5184646

Bank’s own ref

—

Kind of case — the amount follows this

0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.

Who paid the challan

The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.

Open the filing pack all the challan needs

Next step

The 0.3% challan is paid — nothing is filed on this kind

This case asked for the 0.3% challan alone (the stamp duty and ₹100) — a top-up, or a stand-alone 0.3% challan. There is no e-filing and no Index II to wait for. Share the challan with the branch (the mail is ready in Draft mails), then close the case. If the branch asks for the NOI filing too, set the kind to NOI under Case facts first.

⚠ 1 difference between the papers the co-pilot shows the same on the challan and on every e-filing page, above the form and beside the box

CHECKThe PIN code

The sanction letter BASE	412402 … rdi Sai Mandir, Near Somat, Khed, Pune, MAHARASHTRA, India, 412402 412402
The Index II DIFFERS	410506 … R: 8,12,16 and Others ; ) ) - स्थानिक स्वराज्य संस्थाः पुणे 410506

What to do: The challan and the filing follow the sanction letter, the bank's own paper (PIN 412402). Read the papers once — if PIN 412402 is not right, ask the branch before you pay or file.

Compared: the sanction letter, the Index II. Nothing here is typed or changed by itself.

Where this case stands — the whole trailread by EzDocs as one conversation

The team has shared the challan and is waiting for the branch to provide a color selfie photo. The NOI has not yet been filed.

the trail says the next move is with the branch — color selfie photo

the branch last asked: Kindly Share NOI index II

the NOI team last promised: KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

✓ loan papers sent — done, mail 1 the sentence it relies on is not in that mail — not counted

✓ fee paid — the branch's words — done, mail 1 (2026-09-08) “Payment details screenshot with Transaction ID & Date of payment mentioned Attached”

✓ challan made — done, mail 3 (2026-09-08) “PFA challan for your reference.”

✓ challan shared — done, mail 3 (2026-09-08) “PFA challan for your reference.”

✓ Index II asked for — done, mail 2 (2026-09-08) “For NOI filing, We need an index 2 copy.”

✓ Index II / sale deed sent by the branch — done, mail 4 the sentence it relies on is not in that mail — not counted

read over 6 mail(s), last mail 2026-10-13 · read 6h ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). The engine reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt

4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)

Attempt	GRN	Token	Status	Submitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Undo a verification — for a wrong press; it goes on the record and the case is re-thought at once

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply the engine wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by the engine, not sent

Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

how it will look to the branch

Dear Team,

We acknowledge receipt of your documents and payment for the captioned case. We will initiate the challan for the same.

ApplicantSiddharth Mishra

LANHOU/PUN/0826/5184646

Loan AmtRs. 35,58,450

ReceivedApplicant's Aadhaar Card, Applicant's PAN Card, Index II copy / Title document, Payment Screenshot with UTR, Sanction Letter

Payment of Rs. 27,575.00 stands VERIFIED against the credit in our account on 08-Sep-2026 (UTR: AXNGG25045602136). Nothing further is due on this case.

Still needed to complete the NOI e-filing (this does NOT hold up the challan or your disbursement):

Applicant's Selfie / Photo

Next: we generate the GRAS challan and share the paid challan on this same thread. Our TAT of 24 working hours starts now.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974

open on Draft mails instead

The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This is the case's own Gmail thread, oldest first — the first mail is how the case began, and every later mail lands here the moment it arrives. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper

DZ dipak.zanan@phfl.com phfl.com
08 Sep, 14:53 · 35d ago THE FIRST MAIL — how this case began

Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

📎 IMG-20260727-WA0012.jpg ↗📎 sanction mishra letter.pdf ↗📎 IMG-20260907-WA0017 (1).jpg ↗📎 Index II siddharth (1) (1).pdf ↗📎 a2 mishra.pdf ↗📎 IMG-20260727-WA0011.jpg ↗📎 IMG-20260727-WA0010.jpg ↗

Dear Team,

Please provide challan in CASE Loan Number HOU/PUN/0826/5184646.

Customer nameSIDDHARTH MISHRA

Service / vendor fees₹1,500

Documents required

Filing; - Sticker date –08/09/2026.

MOD0.3%

NOI0.5%

DHC – 300 Rs.

Adv.Rs.

Case type- TOp up

Note- this is internal top up case, and total loan amount is below 5 lakhs. so process only challan only NOI will be waive.

Documents required Filing

Remark

Loan sanction letter✓ Attached

Draft/ Index II

Index attached

Aadhar copy of the applicant/s✓ Attached

PAN copy of the applicant/s✓ Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.✓ Attached

Payment details screenshot with Transaction ID & Date of payment mentioned✓ Attached

07-09-2026

Thanks & Regards,

Dipak Zanan 

Senior Team Leader-Loans  

J M Road Shivaji Nagar

Office : 020-25576000 ; Ext :- 435

Mobile : 8796346922

PHFL Home Loans and Services Limited

Shreerang House 5th Floor Opp Jangali Maharaj Mandir

JM Road Shivajinagar Pune 411005

🤖 read: asks for the challan; says the fee is paid ✓; documents attached; note: this is internal top up case, and total loan amount is below 5 lakhs. so process only challan only NOI will be waive. — “Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.”

4 more mails in between — open

OL The NOI teamTYPED IN GMAIL
08 Sep, 15:20 · 35d ago

Team,

We acknowledge the receipt of your mail documents and payment. We will

initiate the challan for the same. For NOI filing, We need an index 2 copy.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>

wrote:

earlier mails quoted below

Dear Team,

 Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan
Number HOU/PUN/0826/5184646.

>
> *Documents required *
>
>> *Filing; - Sticker date –08*/09/2026.
>>>
>>> *MOD – 0.3%*
>>>
>>> *NOI- 0.5%*
>>>
>>> *DHC – 300 Rs.               *
>>>
>>> * Adv. fees 1500 Rs.*
>>>
>>> *Case type- TOp up *
>>>
>> *Note- this is internal top up case, and total loan amount is below 5
>>> lakhs. so process only challan only NOI will be waive.*
>>>
>>
>>>
>>>  *  Documents required Filing*
>
> *Remark*
>
> Loan sanction letter
>
> *Attached*
>
> Draft/ Index II
>
>
> Index attached
>
> Aadhar copy of the applicant/s
>
> *Attached*
>
> PAN copy of the applicant/s
>
> *Attached*
>
> Form A2 with Photograph of applicant/s affixed or Passport size
> photographs scan copy.
>
> *Attached*
>
> Payment details screenshot with Transaction ID & Date of payment mentioned
>
> *Attached*
>
> *07-09-2026*
>

Thanks & Regards,

*Dipak Zanan *

Senior Team Leader-Loans

J M Road Shivaji Nagar

Office : 020-25576000 ; Ext :- 435

Mobile : 8796346922 <(879)%20634-6922>

*PHFL Home Loans and Services Limited*

*Shreerang House 5th Floor Opp Jangali Maharaj Mandir*

*JM Road Shivajinagar Pune 411005*

[image: PHFL logo-01]

🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”

OL The NOI teamTYPED IN GMAIL
08 Sep, 17:15 · 35d ago

📎 SIDDHARTH MISHRA EchallanMH009865380202627 ↗

Team,

PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Tue, 8 Sept 2026 at 15:20, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below

Team,
We acknowledge the receipt of your mail documents and payment. We will
initiate the challan for the same. For NOI filing, We need an index 2 copy.
*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
wrote:

> Dear Team,
>
>  Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan
> Number HOU/PUN/0826/5184646.
>
>>
>> *Documents required *
>>
>>> *Filing; - Sticker date –08*/09/2026.
>>>>
>>>> *MOD – 0.3%*
>>>>
>>>> *NOI- 0.5%*
>>>>
>>>> *DHC – 300 Rs.               *
>>>>
>>>> * Adv. fees 1500 Rs.*
>>>>
>>>> *Case type- TOp up *
>>>>
>>> *Note- this is internal top up case, and total loan amount is below 5
>>>> lakhs. so process only challan only NOI will be waive.*
>>>>
>>>
>>>>
>>>>  *  Documents required Filing*
>>
>> *Remark*
>>
>> Loan sanction letter
>>
>> *Attached*
>>
>> Draft/ Index II
>>
>>
>> Index attached
>>
>> Aadhar copy of the applicant/s
>>
>> *Attached*
>>
>> PAN copy of the applicant/s
>>
>> *Attached*
>>
>> Form A2 with Photograph of applicant/s affixed or Passport size
>> photographs scan copy.
>>
>> *Attached*
>>
>> Payment details screenshot with Transaction ID & Date of payment
>> mentioned
>>
>> *Attached*
>>
>> *07-09-2026*
>>
>
>
>
> Thanks & Regards,
>
> *Dipak Zanan *
>
> Senior Team Leader-Loans
>
> J M Road Shivaji Nagar
>
> Office : 020-25576000 ; Ext :- 435
>
> Mobile : 8796346922 <(879)%20634-6922>
>
> *PHFL Home Loans and Services Limited*
>
> *Shreerang House 5th Floor Opp Jangali Maharaj Mandir*
>
> *JM Road Shivajinagar Pune 411005*
>
> [image: PHFL logo-01]
>
>
>

🤖 read: challan shared ✓ — “PFA challan for your reference.”

PW pramod.wakade1@phfl.com phfl.com
21 Sep, 15:45 · 22d ago

Re[2]: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

Dear Team,

Kindly Share NOI index II

Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005

earlier mails quoted below

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/08/26 17:17
To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com )
Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), ganesh.lande ( ganesh.lande@phfl.com )
Subject:  Re: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Tue, 8 Sept 2026 at 15:20, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,

Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

Documents required
Filing; -  Sticker date –08  /09/2026.
MOD – 0.3%
NOI  - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- TOp up

Note- this is internal top up case, and total loan amount is below 5 lakhs. so process only challan only NOI will be waive.

Documents required Filing
Remark

Loan sanction letter
Attached

Draft/ Index II

Index attached

Aadhar copy of the applicant/s
Attached

PAN copy of the applicant/s
Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached

Payment details screenshot with Transaction ID & Date of payment mentioned
Attached

07-09-2026

Thanks & Regards,
Dipak  Zanan
Senior Team Leader-Loans
J M Road  Shivaji  Nagar
Office : 020-25576000 ; Ext :- 43  5
Mobile :  8796346922
PHFL  Home Loans and Services Limited
Shreerang  House 5  th  Floor Opp  Jangali  Maharaj  Mandir
JM  Road  Shivajinagar  Pune  411005

🤖 read: asks for the Index II; documents attached — “Kindly Share NOI index II”

OL The NOI teamTYPED IN GMAIL
21 Sep, 15:59 · 22d ago

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

earlier mails quoted below

On Mon, 21 Sept 2026 at 15:47, Pramod Balakrishna Wakade 1 <
pramod.wakade1@phfl.com> wrote:

Dear Team,
Kindly Share NOI index II

*Thanks & Regards,*
*PRAMOD WAKADE*
*Branch Operation Executive*
*9527249881 <(952)%20724-9881>*
*PHFL Home Loans and Services Limited*
*Shivajinagar Pune 411005*

----- Original Message -----
------------------------------
From: THINKBIGZ NOI (pnb.noifilling@gmail.com)
Date: 09/08/26 17:17
To: Dipak Bhimraj Zanan (dipak.zanan@phfl.com)
Cc: Ankush Dhote (ankush.dhote@pnbhousing.com), Nagesh Dattatray Chavan (
nagesh.chavan@phfl.com), Vishal Patil (vishal.patil@pnbhousing.com),
Santosh Gujar (santosh.gujar@pnbhousing.com), Yogesh Date (
yogesh.date@pnbhousing.com), Prashant Padhye (
prashant.padhye@pnbhousing.com), pramod.wakade1 (pramod.wakade1@phfl.com),
ganesh.lande (ganesh.lande@phfl.com)
Subject: Re: Please provide challan in CASE Applicant Name SIDDHARTH
MISHRA Loan Number HOU/PUN/0826/5184646.

 Secured by Check Point
Team,
PFA challan for your reference.

*Regards,*

*NOI Coordinator (PNB)*
*ThinkBigz*
*M:-8097244974 <(809)%20724-4974>*

On Tue, 8 Sept 2026 at 15:20, THINKBIGZ NOI <pnb.noifilling@gmail.com>
wrote:

> Team,
> We acknowledge the receipt of your mail documents and payment. We will
> initiate the challan for the same. For NOI filing, We need an index 2 copy.
> *Regards,*
>
> *NOI Coordinator (PNB)*
> *ThinkBigz*
> *M:-8097244974 <(809)%20724-4974>*
>
>
> On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan <dipak.zanan@phfl.com>
> wrote:
>
>> Dear Team,
>>
>>  Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan
>> Number HOU/PUN/0826/5184646.
>>
>>>
>>> *Documents required *
>>>
>>>> *Filing; - Sticker date –08*/09/2026.
>>>>>
>>>>> *MOD – 0.3%*
>>>>>
>>>>> *NOI- 0.5%*
>>>>>
>>>>> *DHC – 300 Rs.               *
>>>>>
>>>>> * Adv. fees 1500 Rs.*
>>>>>
>>>>> *Case type- TOp up *
>>>>>
>>>> *Note- this is internal top up case, and total loan amount is below 5
>>>>> lakhs. so process only challan only NOI will be waive.*
>>>>>
>>>>
>>>>>
>>>>>  *  Documents required Filing*
>>>
>>> *Remark*
>>>
>>> Loan sanction letter
>>>
>>> *Attached*
>>>
>>> Draft/ Index II
>>>
>>>
>>> Index attached
>>>
>>> Aadhar copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> PAN copy of the applicant/s
>>>
>>> *Attached*
>>>
>>> Form A2 with Photograph of applicant/s affixed or Passport size
>>> photographs scan copy.
>>>
>>> *Attached*
>>>
>>> Payment details screenshot with Transaction ID & Date of payment
>>> mentioned
>>>
>>> *Attached*
>>>
>>> *07-09-2026*
>>>
>>
>>
>>
>> Thanks & Regards,
>>
>> *Dipak Zanan *
>>
>> Senior Team Leader-Loans
>>
>> J M Road Shivaji Nagar
>>
>> Office : 020-25576000 ; Ext :- 435
>>
>> Mobile : 8796346922 <(879)%20634-6922>
>>
>> *PHFL Home Loans and Services Limited*
>>
>> *Shreerang House 5th Floor Opp Jangali Maharaj Mandir*
>>
>> *JM Road Shivajinagar Pune 411005*
>>
>> [image: PHFL logo-01]
>>
>>
>>

🤖 read: asks the branch for documents — “KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS”

DZ dipak.zanan@phfl.com phfl.com
13 Oct, 18:26 · 6h ago

Re[4]: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

📎 IMG-20261013-WA0018.jpg ↗

Dear team

please find the attached customer photo for noi filling.

Thanks & Regards,
Dipak  Zanan
Senior Team Leader-Loans
J M Road  Shivaji  Nagar
Office : 020-25576000 ; Ext :- 43  5
Mobile :  8796346922
PHFL  Home Loans and Services Limited
Shreerang  House 5  th  Floor Opp  Jangali  Maharaj  Mandir
JM  Road  Shivajinagar  Pune  411005

earlier mails quoted below

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 16:00
To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com )
Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), ganesh.lande ( ganesh.lande@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com )
Subject:  Re: Re[2]: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

 Exercise  Secured by Check Point

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

On Mon, 21 Sept 2026 at 15:47, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote:
Dear Team,
Kindly Share NOI index II

Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/08/26 17:17
To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com )
Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), ganesh.lande ( ganesh.lande@phfl.com )
Subject:  Re: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 8 Sept 2026 at 15:20, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,

Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

Documents required
Filing; -  Sticker date –08  /09/2026.
MOD – 0.3%
NOI  - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- TOp up

Note- this is internal top up case, and total loan amount is below 5 lakhs. so process only challan only NOI will be waive.

Documents required Filing
Remark

Loan sanction letter
Attached

Draft/ Index II

Index attached

Aadhar copy of the applicant/s
Attached

PAN copy of the applicant/s
Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached

Payment details screenshot with Transaction ID & Date of payment mentioned
Attached

07-09-2026

Thanks & Regards,
Dipak  Zanan
Senior Team Leader-Loans
J M Road  Shivaji  Nagar
Office : 020-25576000 ; Ext :- 43  5
Mobile :  8796346922
PHFL  Home Loans and Services Limited
Shreerang  House 5  th  Floor Opp  Jangali  Maharaj  Mandir
JM  Road  Shivajinagar  Pune  411005

🤖 read: documents attached — “please find the attached customer photo for noi filling.”

OL The NOI teamTYPED IN GMAIL
13 Oct, 18:33 · 6h ago

Team

we will process the NOI for the same.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:-8097244974

earlier mails quoted below

On Tue, 13 Oct 2026 at 18:28, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:

Dear team

please find the attached customer photo for noi filling.

Thanks & Regards,
Dipak  Zanan
Senior Team Leader-Loans
J M Road  Shivaji  Nagar
Office : 020-25576000 ; Ext :- 43  5
Mobile :  8796346922
PHFL  Home Loans and Services Limited
Shreerang  House 5  th  Floor Opp  Jangali  Maharaj  Mandir
JM  Road  Shivajinagar  Pune  411005

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/21/26 16:00
To: Pramod Balakrishna Wakade 1 ( pramod.wakade1@phfl.com )
Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), ganesh.lande ( ganesh.lande@phfl.com ), Dipak Bhimraj Zanan ( dipak.zanan@phfl.com )
Subject:  Re: Re[2]: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

 Exercise  Secured by Check Point

TEAM

KINDLY SHARE COLOR SELFIE PHOTO FOR NOI PROSESS

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Mon, 21 Sept 2026 at 15:47, Pramod Balakrishna Wakade 1 < pramod.wakade1@phfl.com > wrote:
Dear Team,
Kindly Share NOI index II

Thanks & Regards,
PRAMOD WAKADE
Branch Operation Executive
9527249881
PHFL Home Loans and Services Limited
Shivajinagar Pune 411005

From: THINKBIGZ NOI ( pnb.noifilling@gmail.com )
Date: 09/08/26 17:17
To: Dipak Bhimraj Zanan ( dipak.zanan@phfl.com )
Cc: Ankush Dhote ( ankush.dhote@pnbhousing.com ), Nagesh Dattatray Chavan ( nagesh.chavan@phfl.com ), Vishal Patil ( vishal.patil@pnbhousing.com ), Santosh Gujar ( santosh.gujar@pnbhousing.com ), Yogesh Date ( yogesh.date@pnbhousing.com ), Prashant Padhye ( prashant.padhye@pnbhousing.com ), pramod.wakade1 ( pramod.wakade1@phfl.com ), ganesh.lande ( ganesh.lande@phfl.com )
Subject:  Re: Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

 Exercise  Secured by Check Point

Team,
PFA challan for your reference.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 8 Sept 2026 at 15:20, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote:
Team,
We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.

Regards,  NOI Coordinator (PNB)

ThinkBigz
M:- 8097244974

On Tue, 8 Sept 2026 at 14:57, Dipak Bhimraj Zanan < dipak.zanan@phfl.com > wrote:
Dear Team,

Please provide challan in CASE Applicant Name SIDDHARTH MISHRA Loan Number HOU/PUN/0826/5184646.

Documents required
Filing; -  Sticker date –08  /09/2026.
MOD – 0.3%
NOI  - 0.5%
DHC – 300 Rs.
Adv. fees 1500 Rs.
Case type- TOp up

Note- this is internal top up case, and total loan amount is below 5 lakhs. so process only challan only NOI will be waive.

Documents required Filing
Remark

Loan sanction letter
Attached

Draft/ Index II

Index attached

Aadhar copy of the applicant/s
Attached

PAN copy of the applicant/s
Attached

Form A2 with Photograph of applicant/s affixed or Passport size photographs scan copy.
Attached

Payment details screenshot with Transaction ID & Date of payment mentioned
Attached

07-09-2026

Thanks & Regards,
Dipak  Zanan
Senior Team Leader-Loans
J M Road  Shivaji  Nagar
Office : 020-25576000 ; Ext :- 43  5
Mobile :  8796346922
PHFL  Home Loans and Services Limited
Shreerang  House 5  th  Floor Opp  Jangali  Maharaj  Mandir
JM  Road  Shivajinagar  Pune  411005

🤖 read: The team will process the NOI.

Every file the branch sent, and what the engine read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

Document	File — click to open	Status	When
Aadhaar card	IMG-20260727-WA0012.jpg	filed	35d ago
Sanction letter	sanction mishra letter.pdf	filed	35d ago
Payment screenshot	IMG-20260907-WA0017 (1).jpg	filed	35d ago
Index IIthe branch sent this — an input	Index II siddharth (1) (1).pdf	filed	35d ago
Other	a2 mishra.pdf	filed	35d ago
Aadhaar card	IMG-20260727-WA0011.jpg	filed	35d ago
PAN card	IMG-20260727-WA0010.jpg	filed	35d ago
Paid challan (GRAS)	SIDDHARTH MISHRA EchallanMH009865380202627E.pdf	filed	34d ago
Selfie / photo	IMG-20261013-WA0018.jpg	CANNOT BE READ — clear copy asked	6h ago

a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,510

Where it stands
VERIFIED — money received

Screenshot claims
₹27,575 625082391755

Paid at
7 Sep 19:08:26

Verified on
8 Sep 15:29:49

Fee working (ours)

Stamp duty	Filing fee	DHC	Our service fee	Total
₹10,676	₹0	₹0	₹100	₹10,776

By law ₹27,495.35. We ask ₹10,776 (rounded up to ₹10 — our rule).

why?

Property (must be perfect)

30 of 34 e-filing boxes readyOpen the verification page →

Empty: Date of Mortgage, GRN, Paid amount, Challan date

4 box(es) highlighted — not from the Index II / the Aadhaar, derived, or EzDocs was not sure: Road, Second number type, Second number, Floor (person 1)

✗ EzDocs found boxes that do NOT agree with the document (22d ago) — open the verification page; they are marked in red.

CHECKED by the engine, from the Index II — correct any box that is off; a correction clears thissource: the Index II (Index II siddharth (1) (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.

Building (with wing)

⚠ not in the document

Flat / shop no

✓ in the document

Floor

⚠ not in the document

Village / City

⚠ not in the document

Number type (GAT / SURVEY / CTS / PLOT)

✓ in the document

Number

✓ in the document

⚠ not in the document

Area (sq.mt, carpet)

✓ in the document

Description — house style (this exact text goes into the e-filing’s Description box)

The document the property was read from. Open it full size →

What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.

1) इतर वर्णनः, इतर माहितीः गाव मौजे शिरगाव ता मावळ जि पुणे येथील गट नं. 8 क्षेत्र 05 है 47 आर या पैकी क्षेत्र 05 हे 43.5 आर, गट नं. 12 क्षेत्र 00 हे 62 आर, गट नं 16 क्षेत्र 00 हे 13 आर, गट नं. 18 क्षेत्र 00 हे 27 आर, गट नं 19 क्षेत्र 00 हे 42 आर, व गट नं. 20 क्षेत्र 00 हे 86 आर असे एकूण क्षेत्र 07 है 73.5 आर (77,350 चौ. मी) या पैकी 1 हे 54. 357 आर (15435.71 चौ. मी) या वरील अभिमान होम्स फेज 1 या प्रोजेक्ट मधील बिल्डिंग/ विंग नं एल मधील 1 ल्या मजल्यावरील फ्लॅट नं 105 यांसी कार्पेट क्षेत्र 43.23 चौ. मीटर म्हणजेच 465.33 चौरस फूट प्लस बंदिस्त बाल्कनी प्लस ड्राय बाल्कनी प्लस लगतचे टेरेस प्लस ज्युलिएट बाल्कनी क्षेत्र 13.65 चौ. मीटर म्हणजेच 146.92 चौरस फूट व एक कव्हर्ड कार पार्किंग असे ( ( GAT NUMBER: 8,12,16 and Others ; ) ) - स्थानिक स्वराज्य संस्थाः पुणे

saving a change clears verification until someone verifies again

The property, paper by paper side by side, the base paper first

the sanction letter BASE — the challan follows this

sanction mishra letter.pdf

as printed
UNIT FLAT NO 105, FLOOR 1ST FLOOR, BLOCK BUILDING L, PROJECT ABHIMAAN HOMES, GAT NO. 8,12,16,18,19,20, SHIRGAON, OPP. PRATI SHIRDI SAI MANDIR, NEAR SOMAT, KHED, PUNE, MAHARASHTRA, INDIA, 412402

PIN
412402

the Index II

Index II siddharth (1) (1).pdf

the property
1) itara varnanah, itara maahitih gaava mauje shiragaava taa maavala ji pune yethila gata nan. 8 kshetra 05 hai 47 aara yaa paiki kshetra 05 he 43.5 aara, gata nan. 12 kshetra 00 he 62 aara, gata nan 16 kshetra 00 he 13 aara, gata nan. 18 kshetra 00 he 27 aara, gata nan 19 kshetra 00 he 42 aara, va gata nan. 20 kshetra 00 he 86 aara ase ekuna kshetra 07 hai 73.5 aara (77,350 chau. mi) yaa paiki 1 he 54. 357 aara (15435.71 chau. mi) yaa varila abhimaana homsa pheja 1 yaa projekta madhila bildinga/ vinga nan ela madhila 1 lyaa majalyaavarila phlata nan 105 yaansi kaarpeta kshetra 43.23 chau. mitara mhanajecha 465.33 chaurasa phuta plasa bandista baalkani plasa draaya baalkani plasa lagatache teresa plasa jyulieta baalkani kshetra 13.65 chau. mitara mhanajecha 146.92 chaurasa phuta va eka kavharda kaara paarkinga ase ( ( GAT NUMBER: 8,12,16 AND OTHERS ; ) ) - sthaanika svaraajya sansthaah pune

PIN
410506

THE CHALLAN, as it will be typed

Flat/Survey Number
FLAT NO 105 1ST FLOOR WING L ABHIMAAN HOMES GAT NO 8 12 16 18 19 20

Locality/Road
OPP PRATI SHIRDI SAI MANDIR NEAR SOMAT SHIRGAON

Area/City
PUNE

check or correct a box, the papers beside it →

the Index II also prints: 00, 05, 07, 1, 13, 146, 15435, 23, AARA, ASE, BAALKANI, BANDISTA, BILDINGA/, CHAU, CHAURASA, DRAAYA, EKA, EKUNA

Marked: what a paper prints that the base paper does not — a number or a word. The challan follows the base paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

Role	Name	PAN	Aadhaar
mortgagor	Siddharth Mishra	AZHPM3351L	…9468

All mail records (for Abhijit — safe to ignore)

1 mail(s) written and held — read and send them on Draft mails.

Template	To	When
acknowledgement	dipak.zanan@phfl.com	35d ago

What the engine read from each document — check anything marked in red

Aadhaar card IMG-20260727-WA0012.jpg needs your check

dob
1989-08-25

name
Siddharth Mishra

legible
True

aadhaar last4
9468

raw reading (for Abhijit)

{'dob': '1989-08-25', 'pan': None, 'name': 'Siddharth Mishra', 'legible': True, 'aadhaar_last4': '9468', 'quality_issue': None}

PAN card IMG-20260727-WA0010.jpg needs your check

dob
1989-08-25

pan
AZHPM3351L

name
SIDDHARTH MISHRA

legible
True

raw reading (for Abhijit)

{'dob': '1989-08-25', 'pan': 'AZHPM3351L', 'name': 'SIDDHARTH MISHRA', 'legible': True, 'aadhaar_last4': None, 'quality_issue': None}

Sanction letter sanction mishra letter.pdf needs your check

lan
HOU/PUN/0826/5184646

legible
True

loan type
Housing Loan

confidence
1

loan amount
3389000

interest rate
8.1

sanction date
04-Aug-2026

letter version
9

applicant names
SIDDHARTH MISHRA, PUSHPA MISHRA

applicant mobile
9555875316

property address
pin: 412402; state: MAHARASHTRA; taluka: Khed; flat_no: 105; district: Pune; floor_no: 1st floor; landmark: Opp. Prati Shirdi Sai Mandir, Near Somat; full_address: Flat no 105, 1st floor, Block Building L, Project Abhima

insurance premium
169450

includes insurance
True

total with insurance
3558450

applicant address from462
read again off the letter's pages (page 1, Address row)

security address verbatim
Unit Flat no 105, Floor 1st floor, Block Building L, Project Abhimaan Homes, Gat No. 8,12,16,18,19,20,, Shirgaon, Opp. Prati Shirdi Sai Mandir, Near Somat, Khed, Pune, MAHARASHTRA, India, 412402

applicant address verbatim
ROOM NO 305, HEAVEN RISE PG PANDAV NAGAR, HINJEWADI PHASE 1 PUNE, BLUE RIDGE, Pune, MAHARASHTRA, 411057, Pune, India

raw reading (for Abhijit)

{'lan': 'HOU/PUN/0826/5184646', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1, 'loan_amount': 3389000, 'interest_rate': 8.1, 'quality_issue': None, 'sanction_date': '04-Aug-2026', 'letter_version': '9', 'applicant_names': ['SIDDHARTH MISHRA', 'PUSHPA MISHRA'], 'applicant_mobile': '9555875316', 'property_address': {'pin': '412402', 'road': None, 'state': 'MAHARASHTRA', 'taluka': 'Khed', 'flat_no': '105', 'district': 'Pune', 'floor_no': '1st floor', 'landmark': 'Opp. Prati Shirdi Sai Mandir, Near Somat', 'full_address': 'Flat no 105, 1st floor, Block Building L, Project Abhimaan Homes, Gat No. 8,12,16,18,19,20, Shirgaon, Opp. Prati Shirdi Sai Mandir, Near Somat, Khed, Pune, MAHARASHTRA, 412402', 'village_city': 'Shirgaon', 'building_name': 'Block Building L, Project Abhimaan Homes', 'survey_or_cts_no': 'Gat No. 8,12,16,18,19,20'}, 'insurance_premium': 169450, 'includes_insurance': True, 'total_with_insurance': 3558450, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'security_address_verbatim': 'Unit Flat no 105, Floor 1st floor, Block Building L, Project Abhimaan Homes, Gat No. 8,12,16,18,19,20,, Shirgaon, Opp. Prati Shirdi Sai Mandir, Near Somat, Khed, Pune, MAHARASHTRA, India, 412402', 'applicant_address_verbatim': 'ROOM NO 305, HEAVEN RISE PG PANDAV NAGAR, HINJEWADI PHASE 1 PUNE, BLUE RIDGE, Pune, MAHARASHTRA, 411057, Pune, India'}

Payment screenshot IMG-20260907-WA0017 (1).jpg needs your check

utr
625082391755

time
18:43

amount
27575

method
UPI

payee upi
9892834356-2@okbizaxis

payee name
Thinkbigz Initiative Pvt Ltd

payer name
Siddharth Mishra

raw reading (for Abhijit)

{'utr': '625082391755', 'date': None, 'time': '18:43', 'amount': 27575, 'method': 'UPI', 'payee_upi': '9892834356-2@okbizaxis', 'payer_upi': None, 'payee_name': 'Thinkbigz Initiative Pvt Ltd', 'payer_name': 'Siddharth Mishra', 'debit_notification_text': None}

Aadhaar card IMG-20260727-WA0011.jpg needs your check

legible
True

aadhaar last4
9468

raw reading (for Abhijit)

{'dob': None, 'pan': None, 'name': None, 'legible': True, 'aadhaar_last4': '9468', 'quality_issue': None}

Index II Index II siddharth (1) (1).pdf needs your check

kind
index2_input

extracted
pin: 410506; doc_no: HVL17-23693-2026; village: शिरगांव; doc_kind: Index II; doc_year: 2026; sro_name: सह दु.नि. हवेली 17; area_text: 1) 43.23 चौ. मीटर; mortgagee: सिद्धार्थ मिश्रा; filing_fee: 30000; mortgagors: ['मे. र

raw reading (for Abhijit)

{'kind': 'index2_input', 'extracted': {'pin': '410506', 'doc_no': 'HVL17-23693-2026', 'village': 'शिरगांव', 'doc_kind': 'Index II', 'doc_year': '2026', 'sro_name': 'सह दु.नि. हवेली 17', 'area_text': '1) 43.23 चौ. मीटर', 'mortgagee': 'सिद्धार्थ मिश्रा', 'filing_fee': 30000, 'mortgagors': ['मे. रायजिंग प्रॉपकॉन एल एल पी तर्फे अधिकृत स्वाक्षरीकरिता आकाश मित्तल तर्फे क. ज. करिता प्रफुल्ल कांबळे'], 'stamp_duty': 207600, 'filing_date': '2026-09-03', 'loan_amount': 3458741, 'property_text': '1) इतर वर्णनः, इतर माहितीः गाव मौजे शिरगाव ता मावळ जि पुणे येथील गट नं. 8 क्षेत्र 05 है 47 आर या पैकी क्षेत्र 05 हे 43.5 आर, गट नं. 12 क्षेत्र 00 हे 62 आर, गट नं 16 क्षेत्र 00 हे 13 आर, गट नं. 18 क्षेत्र 00 हे 27 आर, गट नं 19 क्षेत्र 00 हे 42 आर, व गट नं. 20 क्षेत्र 00 हे 86 आर असे एकूण क्षेत्र 07 है 73.5 आर (77,350 चौ. मी) या पैकी 1 हे 54. 357 आर (15435.71 चौ. मी) या वरील अभिमान होम्स फेज 1 या प्रोजेक्ट मधील बिल्डिंग/ विंग नं एल मधील 1 ल्या मजल्यावरील फ्लॅट नं 105 यांसी कार्पेट क्षेत्र 43.23 चौ. मीटर म्हणजेच 465.33 चौरस फूट प्लस बंदिस्त बाल्कनी प्लस ड्राय बाल्कनी प्लस लगतचे टेरेस प्लस ज्युलिएट बाल्कनी क्षेत्र 13.65 चौ. मीटर म्हणजेच 146.92 चौरस फूट व एक कव्हर्ड कार पार्किंग असे ( ( GAT NUMBER: 8,12,16 and Others ; ) ) - स्थानिक स्वराज्य संस्थाः पुणे', 'survey_numbers': ['8', '12', '16', '18', '19', '20'], 'header_doc_number': 'HVL17-23693-2026'}}

Selfie / photo IMG-20261013-WA0018.jpg needs your check

kind
photo_of_printed_photo

legible
False

confidence
0.9

quality issue
this is a photograph of a passport-size print, not a live selfie

raw reading (for Abhijit)

{'kind': 'photo_of_printed_photo', 'legible': False, 'confidence': 0.9, 'quality_issue': 'this is a photograph of a passport-size print, not a live selfie'}

Technical record (for Abhijit — safe to ignore)

1h ago	ezdocs:reader	reader_efiling_verdict	{'fp': '97ad6b98e84a3e4f', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage, as printed on the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required for t
6h ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['fee_paid', 'challan', 'challan_shared', 'index2
6h ago	system:extract	address_compared	{'sig': '5c73aed010b01404', 'why': 'new mail', 'people': [{'home': '4/310, 0, Ruchi Khand-1, Ruchi Khand-1, Sharda Nagar, Cantonment, Dilkusha, Lucknow, Lucknow, 226002', 'person': 'Siddharth Mishra', 'against': [{'src':
6h ago	system:extract	document_unreadable	{'reason': 'this is a photograph of a passport-size print, not a live selfie', 'doc_type': 'selfie'}
6h ago	system:ingest	document_received	{'file': 'IMG-20261013-WA0018.jpg', 'doc_type': 'selfie', 'confidence': 1.0}
14d ago	ezdocs:reader	letter_home_read462	{'fp': 'doc:887c54f8-d74a-4428-8369-23f76c27ccd2', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'sanction mishra letter.pdf', 'asked': True, 'found':
16d ago	system:ingest	mail_read_as_shown	{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
18d ago	system:extract	index2_docno_read	{'why': "the title deed box takes the page's OWN number, as its header prints it — never a number it quotes for an earlier sale", 'file': 'Index II siddharth (1) (1).pdf', 'doc_id': 'fc53ab5c-6020-4d7e-9488-80f36c01be55'
22d ago	system:reconcile	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
22d ago	system:reconcile	half_read_mail_reread	{'why': 'this mail named 1 attachment(s) but none was kept and no draft followed — its first reading broke mid-way; re-read whole (documents dedupe by sha) so the draft can follow', 'mailbox': 'pnb.noifilling@gmail.com',
22d ago	system:ingest	trail_read	{'why': 'EzDocs read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_sha
22d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'new mail', 'docs': ['Index II siddharth (1) (1).pdf', 'sanction mishra letter.pdf', 'IMG-20260727-WA0012.jpg', 'IMG-20260727-WA0011.jpg', 'IMG-20260727-WA0010.jpg', 'a2 mishra.pdf'], 'after': {'add
22d ago	system:extract	address_compared	{'sig': '8a08495d21a31eda', 'why': 'after gather', 'people': [{'home': '4/310, 0, Ruchi Khand-1, Ruchi Khand-1, Sharda Nagar, Cantonment, Dilkusha, Lucknow, Lucknow, 226002', 'person': 'Siddharth Mishra', 'against': [],
22d ago	system:extract	challan_boxes_composed	{'fp': '3a8bc6936dd084df', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 105 1ST FLOOR WING L ABHIMAAN HOMES G
22d ago	system:extract	property_self_check	{'ok': False, 'why': "the reader judged every property box against the document's own words — the boxes named do not agree, or the reader could not be reached", 'notes': '', 'issues': [{'by': 'papers', 'box': 'Hadd name'
22d ago	system:extract	property_from_index2	{'why': "the Index II is the government's own description of this property — it outranks every other paper, so it takes the boxes over", 'file': 'Index II siddharth (1) (1).pdf', 'changed': {'attr1_value': {'was': '8', '
22d ago	system:extract	index2_people_checked	{'doc_id': 'fc53ab5c-6020-4d7e-9488-80f36c01be55', 'differs': 1, 'matched': [{'score': 1.0, 'person': 'Siddharth Mishra', 'pan_agrees': False}], 'not_on_case': 0}
28d ago	system:reconcile	challan_boxes_gathered	{'why': "the challan's boxes (locality, city, PIN) were empty on the case while a paper on it carries them — the reader was asked for exactly those; a person checks them on the verification page", 'filled': ['pin'], 'sti
28d ago	system:extract	boxes_gathered	{'how': 'uri', 'why': 'the challan needs the locality, the city and the PIN', 'docs': ['Index II siddharth (1) (1).pdf', 'sanction mishra letter.pdf', 'IMG-20260727-WA0012.jpg', 'IMG-20260727-WA0011.jpg', 'IMG-20260727-W
28d ago	system:extract	address_compared	{'sig': '2846ccb7fa24d430', 'why': 'after gather', 'people': [{'home': '4/310, 0, Ruchi Khand-1, Ruchi Khand-1, Sharda Nagar, Cantonment, Dilkusha, Lucknow, Lucknow, 226002', 'person': 'Siddharth Mishra', 'against': [],
28d ago	system:extract	challan_boxes_composed	{'fp': 'ae9b8bea83cd1a6f', 'why': "the reader wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'box1': 'FLAT NO 105 1ST FLOOR WING L ABHIMAN HOMES PH
28d ago	system:extract	box_disagreement	{'box': 'home.village_city', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Lucknow', 'page': 1, 'party':
28d ago	system:extract	box_disagreement	{'box': 'home.pin', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '226002', 'page': 1, 'party': 'Siddharth
28d ago	system:extract	box_disagreement	{'box': 'home.area', 'src': 'other', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sharda Nagar, Cantonment, Dilkusha', 'page': 2,
28d ago	system:extract	box_disagreement	{'box': 'home.area', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Sharda Nagar, Cantonment, Dilkusha', '
28d ago	system:extract	box_disagreement	{'box': 'home.flat', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '4/310', 'page': 1, 'party': 'Siddharth
28d ago	system:extract	box_disagreement	{'box': 'home.building', 'src': 'other', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Ruchi Khand-1', 'page': 2, 'party': 'Siddhar
28d ago	system:extract	box_disagreement	{'box': 'home.building', 'src': 'sanction_letter', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'Ruchi Khand-1', 'page': 1, 'party'
28d ago	system:extract	box_disagreement	{'box': 'property.attr1_value', 'src': 'other', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': '8', 'page': 2, 'party': None, 'quote'
28d ago	system:extract	box_disagreement	{'box': 'property.attr1_type', 'src': 'other', 'why': 'a document prints a different value from the one the case holds — the held value stands; a person looks at this box', 'held': 'GAT', 'page': 2, 'party': None, 'quote

Case diary the case’s history — what happened, newest day first

Papers

A file cannot be used

Selfie / photo — a usable one is being asked for

Money

₹27,575 received — verified

Seen in the account (credit SMS or a person's Verify).

Challan & filing

Challan paid

The challan is paid; the filing is under way.

Next — whose move

file on the IGR site

Needs your eyes: Selfie / photo: copy on file cannot be used. A usable one is being asked for.

Yesterday · 13 Oct5 things

reader efiling verdict — by ezdocs:reader