⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Amol Chincholkar
LAN MH/KLP/KLPR/A000003900Loan ₹18,70,000NOIMails & papers 8 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 18:15
Documents
Payment
done 8 Oct, 18:17
Challan
took 48m · GRAS ↗
Filing
took 3d 18h · IGR e-filing ↗
E-filing copy
Index II
done 12 Oct, 14:05
doneIndex II sharedwhole case so far 5d 6h
Needs your eyes2
GPay ₹16,880 announced at 10:07 has not settled into the PNB account (due 14:07). Paste PNB statement (SMS page) or Check Settlements in GPay Business.
3 difference(s) between the papers to look at once — none stops the challan. See them →
NEXT STEPwaiting on the branch
Nothing — this case is done
Index II shared with the branch and the case is closed.
Historywhat happened on this case, newest first
12 Oct3 things
Closed from the NOI team's own words — the Index II was already shared with the branch
Nothing more to do on this case.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
IndexII9990910260068.pdf
9 Oct47 things — 2 documents received · 2 letters written · 43 steps
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
dhc prn read
efiling copy read
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: E-filing copy
eFilingDoc9990910260068.pdf
The draft e-filing copy went to the bank — waiting for its approval
file note490
mail against file490 — by ezdocs:reader
half read mail reread
documents read together
file note490
mail against file490 — by ezdocs:reader
paper doubted by note490 — by ezdocs:reader
file note490
paper against file490 — by ezdocs:reader
documents read together
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
Received: Index II
ashokCapture.GIF
copilot check ok — by copilot
form checked489
copilot check ok — by copilot
form checked489
copilot edit — by copilot:ANJU
copilot check issues — by copilot
form checked489
copilot pick — by copilot
copilot pick — by copilot
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
copilot pick — by copilot
copilot edit — by copilot:ANJU
copilot check ok — by copilot
form checked489
efiling token from portal — by copilot
8 Oct87 things — 16 documents received · 3 letters written · 1 money step · 1 caution · 66 steps
gpay not settled yet
desk documents backfill
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
CHINCHOLKAR AMOL ASHOK EchallanMH011652034202627E.pdf
copilot edit — by copilot:DARBAR
copilot edit — by copilot:DARBAR
copilot check ok — by copilot
form checked489
copilot pick — by copilot
reading boxes not the papers words — by copilot
challan boxes not the papers words — by copilot
quoted history checked
extra challan scanned
index2 docno read
index2 docno read
The home address was read off the papers — by ezdocs:reader
file note490
branch from reading501 — by ezdocs:reader
case read — by ezdocs:reader
boxes gathered
address compared
challan boxes composed
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
NOI case NOI-2026-03312
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
The payment proof already on the case was applied
box disagreement
box disagreement
box disagreement
pages trimmed480
property self check
property from index2
index2 people checked
documents read together
A challan on the case could not be placed — whose it is must be read by a person; it does not count until then
property self check
property from index2
index2 people checked
property english extracted
index2 people checked
Index II (title document) received from the branch
Property checked by the engine — read from the report, every box that names the flat is there
Received: other
1763020022890020_280634855.png
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: other
1763020022893021_280634855.png
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
Property read from the legal / technical report (the sanction letter had none)
credit seen before bill
Payment proof arrived before the case was quoted — held
Received: Payment screenshot
WhatsApp Image 2026-10-08 at 3.45.28 PM.jpeg
Received: Index II
WhatsApp Image 2026-10-08 at 6.03.16 PM.jpeg
money settled — by ezdocs:reader
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
Received: LSR
_150823170926163355_09DigitallySignedAmolChincholkarLSR.pdf
kyc address read
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
kyc address read
case read started — by ezdocs:reader
letter property is residence
roles from letter
Received: Aadhaar
IYD_170926135949_POONAMAADHAR.jpeg
Document could not be read — a clear copy was asked for
this is a photograph of a passport-size print, not a live selfie
Received: Aadhaar
IYD_170926173929_RAMAAADHAR.jpeg
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: Aadhaar
IYD_100926105650_amoladhar.jpg
Received: Selfie — not usable
POD_100926113444_POONAM.jpg — this is a photograph of a passport-size print, not a live selfie
Co-applicant added
Received: Selfie
POD_100926111800_RAMA.jpg
Received: Sanction letter
SANCTION_202033MHKLPKLPRA0000039009172026190230Sanction (1).PDF
Co-applicant added
Selfie checked — a live one
A real selfie — usable for the e-filing.
Received: PAN card
DOC_100926105750_amolpan.jpg
Received: PAN card
DOC_170926140059_POONAMPAN.jpeg
Received: PAN card
DOC_100926112525_RAMAPAN.jpg
Received: Selfie
POD_100926105301_amol.jpg
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needs1 still to come
12 of 13 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Sanction letteropen
✓Aadhaar cardopen
✓LSR (search report)open
✓Paid challan (GRAS)open
✓E-filing copy (token)open
A challan whose owner could not be read — not counted until a person says — inside WhatsApp Image 2026-10-08 at 6.03.open
✓Property address — verified by the engine, from the Index II (correct below if anything is off)
Mails & papers →every paper, beside its mail · 19 files
The file, as the engine remembers it10 open
All papers verified for Amol Ashok Chincholkar under loan MH/KLP/KLPR/A000003900. Sanction amount is Rs. 18,70,000. Property is Flat No. 503 in K Seven Breeze, Karveer, Kolhapur. Mortgagor is Amol Ashok Chincholkar.
✗the photo could not be read (POD_100926113444_POONAM.jpg) — the branch — this is a photograph of a passport-size print, not a live selfie
○CHINCHOLKAR AMOL ASHOK — mobile — the branch
○CHINCHOLKAR AMOL ASHOK — e-mail — the branch
○CHINCHOLKAR AMOL ASHOK — home road — the branch
○RAMA MADHAV JOSHI — mobile — the branch
○RAMA MADHAV JOSHI — e-mail — the branch
○POONAM ONKAR PATIL — mobile — the branch
○POONAM ONKAR PATIL — e-mail — the branch
○POONAM ONKAR PATIL — home building — the branch
○property — title deed held — the branch
?ashokCapture.GIF may be another customer's (it prints a name) — The paper is a GIF image and cannot be read. It does not belong to this file.
the branch's last mail (2026-10-09): The branch acknowledges the email.
read once, kept; every new mail and paper is read against this note · kept 2026-10-09T06:30 UTC
Moneyall of it is in
₹16,900.59
Reached our account 8 Oct 15:37:00.
How we know
Our own bank told us — 8 Oct 15:37
₹16,880 · from GPAY-BIZ
“₹16,880 received from amol c at 3:37 pm”
Matched by: the screenshot's amount AND its minute agree with this credit · counted full inside our buffer
The working
Stamp duty 0.3%5,620
Registration fee 0.5%9,360
Government handling320
Our service fee1,600
Total we ask for16,900.59
Propertyby the engine, from the Index II
503, 5th, K Seven Beej, GAT, 1092, Kasba Karvir, 416012
read from the Index II · e-filing boxes 48 of 58 ready
Check the property →the boxes beside the paper
People
CHINCHOLKAR AMOL ASHOK · applicantAGPPC4477NPOONAM ONKAR PATIL · co-applicantGGJPP4905ERAMA MADHAV JOSHI · co-applicantBBUPJ0251Q
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