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Cases / NOI-2026-00789

Rahul Shivaji salunkhe

PNB_HFLLAN HOU/NAV/0726/5157721 Challan paid · our move File on IGRSend the draft 1All documentsMails & papers 9
Mail in
Documents
Payment
Challan
Filing
E-filing
Index II
⏳ Older case — the app joined this thread mid-stream.
This case was already running before the app began watching on 1 Sep. Earlier mails, documents, challans and payments may be on the Gmail thread but not yet inside the app — so “nothing received” or “no challan yet” here can be wrong. Treat it as an older case and check the Gmail thread. The app is fully reliable for FRESH cases (first mail on or after 1 Sep).
What the e-filing still needs1 still to come
6 of 7 in hand.
the challan is done — these are for the IGR filing / KYC
✓Sale deedopen
✓Sanction letteropen
✓PAN card — inside rahul salunkhe NOI (1).pdfopen
✓Aadhaar card — inside rahul salunkhe NOI (1).pdfopen
✓Selfie / photo — inside rahul salunkhe NOI (1).pdfopen
✓Payment screenshot — shows ₹27,615; money not verified yet — inside rahul salunkhe NOI (1).pdfopen
Property address — READ from the sanction letter, nothing missing. A person must confirm it: check the boxes and mark VERIFIED.
All files (2)A label is wrong? Fix it under All documents.
a file on the mail that is not here — every mail of this case is walked again, what lands is read at once
For you to check
  • The work is done — our fee of ₹27,640 is still not in our account. Chase the branch for it.
MoneyWaiting for the credit
₹27,640
Nothing has reached our account yet. Only a credit our bank shows us counts.
₹0 received — the branch’s receipt claims ₹27,615; we wait for the credit itself
Stamp duty 0.3%10,820
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for27,640
Screenshot ₹27,615 — ₹25 under our ask, not below the real calculation ₹27,615. Counts as full. Nothing to ask.
Screenshot ₹27,615 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
This money went to our account on the Samsung (ThinkBigz). That ear is working (last reached us 15 Oct 16:27 — 1 h ago), so the alert for THIS payment never fired — check that the macro is listening to that app.
By law ₹27,635. We ask ₹27,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
See the full workingevery row, and the property
Time takennot shown to the bank
Challan 73 h 13 minour time · 3 Sep 12:42
Index II —not yet
the NOI team 50 d 20 hthe branch 5 mintotal 50 d 20 h so far
Now with the NOI team — e-filing on IGR
since 3 Sep 12:42 — 42 d 5 h of working time
Day by day — every step and who held it
25 Aug 21:12Your branch's mail
25 Aug 21:17Papers from your branch+5 min · the branch
1 Sep 21:11Papers read+6 d 23 h · the NOI team
1 Sep 21:11Property readat once
1 Sep 21:11Fee quotedat once
3 Sep 12:42Challan made+1 d 15 h · the NOI team
Case facts
Bank
PNB_HFL
Loan amount
₹36,05,000
Loan account no.
HOU/NAV/0726/5157721
Bank’s own ref
—
Kind of case — the amount follows this
0.3% only / top-up: the branch asks for the 0.3% challan alone (a top-up, or a stand-alone 0.3% challan) — the stamp duty and ₹100, nothing is filed. Change this and the amount re-works itself.
Who paid the challan
The ask carries the stamp duty and registration fee we will pay on GRAS. If their own vendor already paid the challans, switch this — the ask re-works to our fee alone.
Open the filing pack all the challan needs

Where this case stands — the whole trailread by EzDocs as one conversation

The bank branch has sent initial loan documents and confirmed payment, and the NOI team has generated and shared the challan. However, the NOI team is still waiting for the Index II copy from the branch to proceed with the NOI filing.
the history says the next move is with the branch — the Index II
the branch last asked: E-filing & NOI Index II
the branch's words say the fee is paid — the credit itself decides; the money page shows what was seen
✓ loan papers sent — done, mail 1 (2026-08-25) “Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721”
✓ fee paid — the branch's words — done, mail 1 (2026-08-25) “Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721”
✓ challan made — done, mail 5 (2026-08-26) “PFA challan for your reference.”
✓ challan shared — done, mail 5 (2026-08-26) “PFA challan for your reference.”
? Index II asked for — asked, mail 8 (2026-09-12) “For NOI filing, We need an index 2 copy..”
read over 8 mail(s), last mail 2026-09-12 · read 30d ago · what EzDocs says informs the page; the step moves by the papers and the checked facts

Do things the NOI team's work on a case, in order — come here when the Next step above points here: upload the paid challan, mark it Filed, share the e-filing copy, take the bank's approval, or fix a detail

1Pay the challan on GRAS, then upload it hereDONE

Pay on GRAS — the NOI Co-pilot box there fills the form from the case number, and the full walkthrough with the exact figures appears at the top of this page the moment everything is clear (documents in, money verified). EzDocs reads the GRN off the uploaded PDF, re-checks every figure and name, and writes the bank mail. (If the direct page complains, start at gras.mahakosh.gov.in and click through.) The challan, as it will be typed — the GRAS form with the papers beside it; correct a box there when a paper says otherwise.

✓ EzDocs checked every box against the document’s own words 30d ago — all agree.

2File the NOI on the IGR site, then tell the branchYOU ARE HERE

then switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login, so a second tab (or the front page again) logs the first out. Not logged in yet today? open the portal (its front page logs you in afresh — and logs out any other e-filing tab).
The NOI Co-pilot creates the token from the Date of Mortgage, opens each page in the portal's own order and fills it, checked by EzDocs. Press this the moment you submit — the branch hears the NOI team's own words: “filed on the IGR site, once deface we will share with you”.

3Send the downloaded e-filing copy

When the eFilingDoc… PDF is in hand — the token is read from the file and the branch mail is written. The DHC's PRN is read off the same copy.

DHC PRN — not on the case yet: it is read off the filed e-filing copy, or type it from the DHC receipt
4Bank approval snip (Sammaan & Hinduja only)

These two banks approve the draft filing before submission — share the screenshot, they approve with one click, no mail round-trips.

No snip shared yet. Upload the draft e-filing screenshot below — the bank gets a one-click approval link instead of an email round-trip.

Uploading composes the approval mail to the bank (held on Draft mails until a person presses Send). Re-uploading replaces the snip and re-opens the decision on the SAME link.

Filing record (attempts, GRN, token)
AttemptGRNTokenStatusSubmitted
no filing yet

Open filing pack →

Fix something every change is recorded with your name

Where did you see the money? One tap is the same record, in your name:

Usually Aradhana Mam's press — after seeing the credit with her own eyes (bank SMS or statement). The case then moves towards the challan on its own.

Advanced — move the case by hand (ask Abhijit first)

Normally the case moves itself when documents and money arrive — this override is for the rare day it is stuck wrong.

The reply EzDocs wrote on this thread — yours to edit; nothing leaves until you press Send. Your own words, or a paper of the case with it? Reply on Mails & papers →

DRAFT — written by EzDocs, not sent
Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/072
how it will look to the branch

Dear Team,

Please check the calculation and account details for the captioned case (LAN: HOU/NAV/0726/5157721).

NOI Charges & Service Fees Calculator - Nestly.in
Loan Amount Including Insurance : Rs. 36,05,000

------------------------------------------------------
Stamp Duty 0.30%Rs. 10,820
Registration Fees 0.50%Rs. 15,000
Govt. Document Handling ChargesRs. 320
Service Fees for NOI FilingRs. 1,500

------------------------------------------------------
TOTAL AMOUNT PAYABLE : Rs. 27,640

Kindly remit and share the payment screenshot with UTR on this same thread. We begin the challan as soon as the credit is confirmed in our account.

Regards,
NOI Coordinator (PNB)
ThinkBigz
M:-8097244974
open on Draft mails instead
The letter is yours to edit right here. The subject can't change — that keeps the reply on the bank's thread. Edits are kept in the record with your name.

The conversation, word for word — attachments open on click. Mail thread, oldest first.

This thread was already running before the app started — the mails below are the part the app has read; earlier mails are on Gmail. The oldest here is where the app joined, NOT where the case began. Search on the Cases page finds any words written below.

📑 Open mails & papers — each mail beside its papers, ← → the next paper
PB pritam.bhanage@phfl.com phfl.com
25 Aug, 21:12 · 50d ago
THE APP JOINED HERE — earlier mails are on Gmail
Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721

Dear team Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721

🤖 read: says the fee is paid ✓; documents attached — “payment receipt”
6 more mails in between — open
PB pritam.bhanage@phfl.com phfl.com
25 Aug, 21:17 · 50d ago

Dear team Draft.

AgreementPFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721
🤖 read: says the fee is paid ✓; documents attached — “Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721”
OL The NOI teamTYPED IN GMAIL
25 Aug, 22:08 · 50d ago

Dear Team We acknowledge the receipt of your mail documents and payment.

We will initiate the Challan for the same.

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com > wrote: Dear team Draft. Agreement PFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721
🤖 read: challan shared — promised for later — “We will initiate the Challan for the same.”
OL The NOI teamTYPED IN GMAIL
26 Aug, 12:04 · 50d ago
Team,We acknowledge the receipt of your mail documents and payment.

We will initiate the challan for the same.

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Tue, 25 Aug 2026 at 22:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com > wrote: Dear team Draft. Agreement PFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721
🤖 read: challan shared — promised for later; asks the branch for documents — “We will initiate the challan for the same.”
OL The NOI teamTYPED IN GMAIL
26 Aug, 12:22 · 50d ago
Team,PFA challan for your reference.
Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Wed, 26 Aug 2026 at 12:04, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug 2026 at 22:08, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com > wrote: Dear team Draft. Agreement PFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 Team, PFA challan for your reference. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Wed, 26 Aug 2026 at 12:04, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: Team, We acknowledge the receipt of your mail documents and payment. We will initiate the challan for the same. For NOI filing, We need an index 2 copy.. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974* On Tue, 25 Aug 2026 at 22:08, THINKBIGZ NOI <pnb.noifilling@gmail.com> wrote: > Dear Team > > We acknowledge the receipt of your mail documents and payment. We will > initiate the Challan for the same. > > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974* > > On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < > pritam.bhanage@phfl.com> wrote: > >> Dear team >> >> Draft. Agreement PFA >> >> Please find attached documents and payment receipt for 0.30% & NOI Case >> of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 >> >>
🤖 read: challan shared ✓ — “PFA challan for your reference.”
UB umesh.borade@phfl.com phfl.com
03 Sep, 12:43 · 42d ago
Re[2]: Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5
Dear Team,

Please check,

E-filing & NOI Index II

Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com
earlier mails quoted below
From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/25/26 22:09 To: Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 Exercise Secured by Check Point Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974 On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com > wrote: Dear team Draft. Agreement PFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721
🤖 read: asks for the e-filing copy, the Index II — “E-filing”
OL The NOI teamTYPED IN GMAIL
04 Sep, 07:02 · 41d ago

team

kindly share index 2 for noi prosess

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Thu, 3 Sept 2026 at 12:42, Umesh Ramchandra Borade <umesh.borade@phfl.com>

wrote:

earlier mails quoted below
Dear Team, Please check, E-filing & NOI Index II Thanks & Regards, Umesh Borade *Senior Branch Operation Executive* *PNB Housing Finance Ltd.* 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 <(770)%20990-5686> Website- www.pnbhousing.com <http://www.pnbhousing.com/> ----- Original Message ----- ------------------------------ From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/25/26 22:09 To: Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade ( umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 Secured by Check Point Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com> wrote: > Dear team > > Draft. Agreement PFA > > Please find attached documents and payment receipt for 0.30% & NOI Case > of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 > >
🤖 read: asks the branch for documents — “kindly share index 2 for noi prosess”
OL The NOI teamTYPED IN GMAIL
12 Sep, 12:55 · 33d ago

Team,

For NOI filing, We need an index 2 copy..

*Regards,*

*NOI Coordinator (PNB)*

*ThinkBigz*

*M:-8097244974*

On Fri, 4 Sept 2026 at 07:02, THINKBIGZ NOI <pnb.noifilling@gmail.com>

wrote:

earlier mails quoted below
team kindly share index 2 for noi prosess *Regards,* *NOI Coordinator (PNB)* *ThinkBigz* *M:-8097244974 <(809)%20724-4974>* On Thu, 3 Sept 2026 at 12:42, Umesh Ramchandra Borade < umesh.borade@phfl.com> wrote: > Dear Team, > > Please check, > > E-filing & NOI Index II > > Thanks & Regards, > > Umesh Borade > > *Senior Branch Operation Executive* > > *PNB Housing Finance Ltd.* > > 5th Floor, Flat No. 508-509, > > Persipolis BuildingSector -17, > > Vashi, Navi Mumbai-400703 > > Mobile: 7709905686 <(770)%20990-5686> > > Website- www.pnbhousing.com <http://www.pnbhousing.com/> > > > > > > > > ----- Original Message ----- > ------------------------------ > From: THINKBIGZ NOI (pnb.noifilling@gmail.com) > Date: 08/25/26 22:09 > To: Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) > Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade ( > umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant > Kumar 3 (hemant.kumar3@pnbhousing.com) > Subject: Re: Please find attached documents and payment receipt for > 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 > > > Secured by Check Point > Dear Team > > We acknowledge the receipt of your mail documents and payment. We will > initiate the Challan for the same. > > > *Regards,* > > *NOI Coordinator (PNB)* > *ThinkBigz* > *M:-8097244974 <(809)%20724-4974>* > > On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < > pritam.bhanage@phfl.com> wrote: > >> Dear team >> >> Draft. Agreement PFA >> >> Please find attached documents and payment receipt for 0.30% & NOI Case >> of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 >> >>
🤖 read: asks the branch for documents — “For NOI filing, We need an index 2 copy..”
OL The NOI teamTYPED IN GMAIL
03 Oct, 17:17 · 12d ago

Team,

For NOI filing, We need an index 2 copy..

Regards, NOI Coordinator (PNB) ThinkBigz M:-8097244974
earlier mails quoted below
On Sat, 12 Sept 2026 at 12:55, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: Team, For NOI filing, We need an index 2 copy.. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Fri, 4 Sept 2026 at 07:02, THINKBIGZ NOI < pnb.noifilling@gmail.com > wrote: team kindly share index 2 for noi prosess Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Thu, 3 Sept 2026 at 12:42, Umesh Ramchandra Borade < umesh.borade@phfl.com > wrote: Dear Team, Please check, E-filing & NOI Index II Thanks & Regards, Umesh Borade Senior Branch Operation Executive PNB Housing Finance Ltd. 5th Floor, Flat No. 508-509, Persipolis BuildingSector -17, Vashi, Navi Mumbai-400703 Mobile: 7709905686 Website- www.pnbhousing.com From: THINKBIGZ NOI (pnb.noifilling@gmail.com) Date: 08/25/26 22:09 To: Pritam Sahadev Bhanage (pritam.bhanage@phfl.com) Cc: Kavita Tambe (kavita.tambe@pnbhousing.com), Umesh Ramchandra Borade (umesh.borade@phfl.com), Pooja Mijar (pooja.mijar@pnbhousing.com), Hemant Kumar 3 (hemant.kumar3@pnbhousing.com) Subject: Re: Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721 Exercise Secured by Check Point Dear Team We acknowledge the receipt of your mail documents and payment. We will initiate the Challan for the same. Regards, NOI Coordinator (PNB) ThinkBigz M:- 8097244974 On Tue, 25 Aug, 2026, 21:18 Pritam Sahadev Bhanage, < pritam.bhanage@phfl.com > wrote: Dear team Draft. Agreement PFA Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/0726/5157721
🤖 read: asks the branch for documents — “For NOI filing, We need an index 2 copy..”

Every file the branch sent, and what EzDocs read it as. Click a filename to open the file itself. A wrong label? Fix it at the bottom — the checklist and the next mail follow your fix.

DocumentFile — click to openStatusWhen
Sale deed Agreement for Sale - Brahmaraj Enclave 2.doc
filed 43d ago
Sanction letter+ PAN card inside+ Aadhaar card inside+ Selfie / photo inside+ Payment screenshot inside rahul salunkhe NOI (1).pdf
filed 43d ago
a label is wrong? open the file above, then correct it here

The checklist and the next mail follow the corrected label. Recorded with your name.

Details & records the money working, the property exactly as it will be filed, the people, and what was read from each document

The records come first. The Property card below is the one to check before filing day.

Payment

We need
₹27,640
Where it stands
waiting for the credit
Screenshot claims
₹27,615
Screenshot ₹27,615 — ₹25 under our ask, not below the real calculation ₹27,615. Counts as full. Nothing to ask.
Screenshot ₹27,615 — verified by itself the moment the bank credit is heard.
why?
The branch paid the statutory figure with the DHC its table prints (₹300) — the ₹20 DHC margin and our round-ups are the buffer. Rule (boss, 4 Sep): everything above the real calculation — government + DHC ₹300 + our fee — up to our rounded-up ask is the NOI team's own buffer (the ₹10 round-ups, the ₹20 DHC margin), never a short payment; anything below the real calculation is short. The screenshot is still a claim: money counts only on the credit SMS or a person's Verify.
Paid at
—
Verified on
not yet

Fee working (ours)

Stamp dutyFiling feeDHCOur service feeTotal
₹10,820₹15,000₹320 ₹1,500₹27,640
By law ₹27,635. We ask ₹27,640 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.

Property (must be perfect)

29 of 46 e-filing boxes readyOpen the verification page →
Empty: Date of Mortgage, Taluka, Hadd type (Corporation / Council / Gram Panchayat), Hadd name, Property type (Open / Building / Open + Building), Area …
13 box(es) highlighted — no Index II on the case yet, so the property boxes come from another paper; not from the Index II / the Aadhaar, worked out, or EzDocs was not sure: District, Village, Road, Number type (SURVEY / GAT / CTS / PLOT / KHASRA …), Number, Second number, Building (with wing), Floor …
✓ EzDocs checked every box against the document’s own words 30d ago — all agree.
not verified yetsource: the sanction letter (rahul salunkhe NOI (1).pdf) check each box against the document beside it — a box marked not in the document is the one to look at. Fix what is wrong, then verify with your name. The e-filing fills ONLY from these boxes.
Building (with wing)
✓ in the document
Flat / shop no
✓ in the document
Floor
✓ in the document
Village / City
✓ in the document
Number type (GAT / SURVEY / CTS / PLOT)
✓ in the document
Number
✓ in the document
PIN
✓ in the document
Area (sq.mt, carpet)
empty
Description — house style (this exact text goes into the e-filing’s Description box)
The document the property was read from. Open it full size →
What EzDocs took off that document — highlighted is a box that matches it word for word. This is EzDocs' reading; the document above is the evidence.
FLAT NO 502, 5TH FLOOR, BRAHMARAJ ENCLAVE, ULWE NAVI MUMBAI, Panvel, Raigad, MAHARASHTRA, 410206. PLOT NO 37, SECTOR NO 23.
saving a change clears verification until someone verifies again
hold on after pressing — the page comes back with the result written at the top of this section (verified boxes never change)

The property, paper by paper side by side, the main paper first

the sanction letter BASE — the challan follows this
rahul salunkhe NOI (1).pdf
the address
{'PIN': '400068', 'AREA': 'NEAR RADHA KRISHNA MANDIR, AMBAWADI', 'FLAT': 'ROOM NO 18', 'ROAD': 'S V ROAD', 'FLOOR': NONE, 'STATE': 'MAHARASHTRA', 'BUILDING': 'RAMRAJ MAGRUSINGH CHAWL VIKAS NAGAR', 'DISTRICT': 'MUMBAI', 'POST_OFFICE': 'DAHISAR', 'VILLAGE_CITY': 'DAHISAR EAST'}
THE CHALLAN, as it will be typed
Flat/Survey Number
FLAT NO 502 5TH FLOOR BRAHMARAJ ENCLAVE PLOT NO 37 SECTOR NO 23
Locality/Road
ULWE NAVI MUMBAI TAL PANVEL DIST RAIGAD
Area/City
RAIGAD
check or correct a box, the papers beside it →
Every paper prints the same words as the main paper.
Marked: what a paper prints that the main paper does not — a number or a word. The challan follows the main paper as printed; a difference on another paper is for a person to weigh, and the branch is asked when the papers do not agree on the property.

Parties

RoleNamePANAadhaar
co_mortgagorJYOTI RAHUL SALUNKHEHPVPS4318C…2146
mortgagorRAHUL SHIVAJI SALUNKHECGMPS7326B…8035

All mail records (for Abhijit — safe to ignore)
1 mail(s) written and held — read and send them on Draft mails.
TemplateToWhen
document chasepritam.bhanage@phfl.com 43d ago
fee quotepritam.bhanage@phfl.com 43d ago
What EzDocs read from each document — check anything marked in red
Sanction letter rahul salunkhe NOI (1).pdf needs your check
lan
HOU/NAV/0726/5157721
legible
True
loan type
Housing Loan
confidence
1.0
loan amount
3500000.0
interest rate
8.3
sanction date
14-Jul-2026
letter version
4
applicant names
RAHUL SHIVAJI SALUNKHE, JYOTI RAHUL SALUNKHE
applicant mobile
8691811832
property address
pin: 410206; road: ULWE NAVI MUMBAI; state: MAHARASHTRA; Flat no: 502; district: Raigad; Floor: 5TH FLOOR; Address: FLAT NO 502, 5TH FLOOR, BRAHMARAJ ENCLAVE, ULWE NAVI MUMBAI, Panvel, Raigad, MAHARASHTRA, 410206
insurance premium
105000.0
includes insurance
True
total with insurance
3605000.0
security address verbatim
FLAT NO 502, PLOT NO 37, 5TH FLOOR, BRAHMARAJ ENCLAVE, ULWE NAVI MUMBAI, Panvel, SECTOR NO 23, Raigad, MAHARASHTRA, India, 410206
raw reading (for Abhijit)
{'lan': 'HOU/NAV/0726/5157721', 'legible': True, 'loan_type': 'Housing Loan', 'confidence': 1.0, 'loan_amount': 3500000.0, 'interest_rate': 8.3, 'quality_issue': None, 'sanction_date': '14-Jul-2026', 'letter_version': '4', 'applicant_names': ['RAHUL SHIVAJI SALUNKHE', 'JYOTI RAHUL SALUNKHE'], 'applicant_mobile': '8691811832', 'property_address': {'pin': '410206', 'road': 'ULWE NAVI MUMBAI', 'state': 'MAHARASHTRA', 'taluka': None, 'flat_no': '502', 'district': 'Raigad', 'floor_no': '5TH FLOOR', 'landmark': None, 'full_address': 'FLAT NO 502, 5TH FLOOR, BRAHMARAJ ENCLAVE, ULWE NAVI MUMBAI, Panvel, Raigad, MAHARASHTRA, 410206. PLOT NO 37, SECTOR NO 23.', 'village_city': 'Panvel', 'building_name': 'BRAHMARAJ ENCLAVE', 'survey_or_cts_no': 'PLOT NO 37, SECTOR NO 23'}, 'insurance_premium': 105000.0, 'includes_insurance': True, 'total_with_insurance': 3605000.0, 'security_address_verbatim': 'FLAT NO 502, PLOT NO 37, 5TH FLOOR, BRAHMARAJ ENCLAVE, ULWE NAVI MUMBAI, Panvel, SECTOR NO 23, Raigad, MAHARASHTRA, India, 410206'}
Sanction letter rahul salunkhe NOI (1).pdf needs your check
payments inside
kind: bundle; payments: [{'utr': None, 'date': '2026-08-25', 'page': 9, 'time': '20:11', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 27615.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PVT LT
applicant address from462
read again off the letter's pages (page 1, Address row)
applicant address verbatim
ROOM NUMBER 201, B WING, RAGHUNATH APARTMENT, BELAPUR, Thane, MAHARASHTRA, 400614, India
raw reading (for Abhijit)
{'payments_inside': {'bank': None, 'kind': 'bundle', 'payments': [{'utr': None, 'date': '2026-08-25', 'page': 9, 'time': '20:11', 'payee': 'THINKBIGZ INITIATIVE PVT LTD', 'amount': 27615.0, 'direction': 'debit', 'narration': 'Paid to THINKBIGZ INITIATIVE PVT LTD Banking name: THINKBIGZ INITIATIVE PV...', 'proof_kind': 'success_screen'}], 'rows_read': 1, 'account_last4': None, 'account_holder': None}, 'applicant_address_from462': "read again off the letter's pages (page 1, Address row)", 'applicant_address_verbatim': 'ROOM NUMBER 201, B WING, RAGHUNATH APARTMENT, BELAPUR, Thane, MAHARASHTRA, 400614, India'}
Sanction letter rahul salunkhe NOI (1).pdf needs your check
dob
1988-12-25
pan
CGMPS7326B
name
RAHUL SHIVAJI SALUNKHE
page
2
legible
True
card kind
pan
father name
SHIVAJI TAANAJI SALUNKHE
card of many
1
raw reading (for Abhijit)
{'dob': '1988-12-25', 'pan': 'CGMPS7326B', 'name': 'RAHUL SHIVAJI SALUNKHE', 'page': 2, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'SHIVAJI TAANAJI SALUNKHE', 'card_of_many': 1, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter rahul salunkhe NOI (1).pdf needs your check
dob
1993-12-25
pan
HPVPS4318C
name
JYOTI RAHUL SALUNKHE
page
3
legible
True
card kind
pan
father name
VITTHAL SHIRKE
card of many
2
raw reading (for Abhijit)
{'dob': '1993-12-25', 'pan': 'HPVPS4318C', 'name': 'JYOTI RAHUL SALUNKHE', 'page': 3, 'mobile': None, 'address': None, 'legible': True, 'card_kind': 'pan', 'father_name': 'VITTHAL SHIRKE', 'card_of_many': 2, 'aadhaar_last4': None, 'quality_issue': None}
Sanction letter rahul salunkhe NOI (1).pdf needs your check
dob
1988-12-25
name
Rahul Shivaji Salunkhe
page
4
address
pin: 415206; area: kokisare, kokisare tal patan; state: Maharashtra; district: Satara; post_office: Kokisare; Village: Kokuare
legible
True
card kind
aadhaar
card of many
3
aadhaar last4
8035
raw reading (for Abhijit)
{'dob': '1988-12-25', 'pan': None, 'name': 'Rahul Shivaji Salunkhe', 'page': 4, 'mobile': None, 'address': {'pin': '415206', 'area': 'kokisare, kokisare tal patan', 'flat': None, 'road': None, 'floor': None, 'state': 'Maharashtra', 'building': None, 'district': 'Satara', 'post_office': 'Kokisare', 'village_city': 'Kokuare'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 3, 'aadhaar_last4': '8035', 'quality_issue': None}
Sanction letter rahul salunkhe NOI (1).pdf needs your check
dob
1993-12-25
name
Jyoti Rahul Salunkhe
page
6
mobile
8652295717
address
pin: 400068; area: Near Radha Krishna Mandir, Ambawadi; flat: Room No 18; road: S V Road; state: Maharashtra; building: Ramraj Magrusingh Chawl Vikas Nagar; district: Mumbai; post_office: Dahisar; Village: Dahisar E
legible
True
card kind
aadhaar
card of many
4
aadhaar last4
2146
raw reading (for Abhijit)
{'dob': '1993-12-25', 'pan': None, 'name': 'Jyoti Rahul Salunkhe', 'page': 6, 'mobile': '8652295717', 'address': {'pin': '400068', 'area': 'Near Radha Krishna Mandir, Ambawadi', 'flat': 'Room No 18', 'road': 'S V Road', 'floor': None, 'state': 'Maharashtra', 'building': 'Ramraj Magrusingh Chawl Vikas Nagar', 'district': 'Mumbai', 'post_office': 'Dahisar', 'village_city': 'Dahisar East'}, 'legible': True, 'card_kind': 'aadhaar', 'father_name': None, 'card_of_many': 4, 'aadhaar_last4': '2146', 'quality_issue': None}
Technical record (for Abhijit — safe to ignore)
1d agoEzDocschallan_boxes_composed{'fp': '8e40e614555f3caa', 'why': "EzDocs wrote the challan's property boxes from the case's boxes and the paper's own words; every number checked against them", 'anew': 'first', 'box1': 'FLAT NO 502 5TH FLOOR BRAHMARAJ
1d agoEzDocsreader_efiling_verdict{'fp': 'bfc985611dd2215c', 'asked': True, 'findings': [{'do': 'Ask the branch for the date of mortgage from the MOTD or mortgage deed.', 'box': 'Date of Mortgage', 'why': 'The date of mortgage is required but is empty.',
1d agoEzDocsreader_mail_addition{'fp': '4302eaef56d1a47d', 'add': {}, 'why': '', 'asked': True, 'quote': '', 'same_property': True}
1d agoEzDocsreader_home_address{'fp': '4394c1b9c5cfc640', 'from': 'the sanction letter (rahul salunkhe NOI (1).pdf)', 'home': {'pin': '400614', 'area': 'BELAPUR', 'flat': 'ROOM NUMBER 201', 'state': 'MAHARASHTRA', 'building': 'RAGHUNATH APARTMENT, B
13d agoEzDocscards_read{'why': 'this file holds several identity cards — every one read and put on its own person', 'file': 'rahul salunkhe NOI (1).pdf', 'cards': 4, 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'applied': 4}
13d agoEzDocskyc_names_match{'sig': 'JYOTI RAHUL SALUNKHE|Jyoti Rahul Salunkhe|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'rahul salunkhe NOI (1).pdf', 'pan_name': 'JYO
13d agoEzDocsid_doc_filed{'doc': 'aadhaar', 'file': 'rahul salunkhe NOI (1).pdf', 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'person': 'JYOTI RAHUL SALUNKHE', 'party_id': '65fa1279-8ca8-44ad-a292-6448f75a3110', 'name_on_doc': 'Jyoti Rahu
13d agoEzDocscard_mobile_not_taken{'why': "the challan's mobile is the sanction letter's (or the branch's mail's) — a card's printed number is never typed (the team, 22 Sep)", 'last4': '5717', 'source': 'aadhaar', 'party_id': '65fa1279-8ca8-44ad-a292-644
13d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '400068', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Dahisar East', 'doc_id': '33577806
13d agoEzDocskyc_names_match{'sig': 'RAHUL SHIVAJI SALUNKHE|Rahul Shivaji Salunkhe|same', 'why': 'the PAN and the Aadhaar name the same person — the same words, in either order', 'score': 1.0, 'pan_file': 'rahul salunkhe NOI (1).pdf', 'pan_name':
13d agoEzDocsid_doc_filed{'doc': 'aadhaar', 'file': 'rahul salunkhe NOI (1).pdf', 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'person': 'RAHUL SHIVAJI SALUNKHE', 'party_id': '6a560e46-bd7f-406d-9e75-626089a156d9', 'name_on_doc': 'Rahul Sh
13d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '415206', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Kokuare', 'doc_id': '33577806-83b3
13d agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'rahul salunkhe NOI (1).pdf', 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'person': 'JYOTI RAHUL SALUNKHE', 'party_id': '65fa1279-8ca8-44ad-a292-6448f75a3110', 'name_on_doc': 'JYOTI RAHUL SA
13d agoEzDocsco_applicant_added{'doc': 'pan', 'name': 'JYOTI RAHUL SALUNKHE'}
13d agoEzDocsroles_from_letter{'why': "the sanction letter lists the borrowers in order and the first is the applicant — GRAS's first party is the BORROWER, and this is the paper that says which of them that is", 'changed': ['RAHUL SHIVAJI SALUNKHE -
13d agoEzDocsid_doc_filed{'doc': 'pan', 'file': 'rahul salunkhe NOI (1).pdf', 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'person': 'RAHUL SHIVAJI SALUNKHE', 'party_id': '6a560e46-bd7f-406d-9e75-626089a156d9', 'name_on_doc': 'RAHUL SHIVAJ
15d agoEzDocsletter_home_read462{'fp': 'doc:33577806-83b3-442b-917f-c3c0ad49c18b', 'why': "the letter prints the customer's address — written into its reading; the Mortgagor page takes it", 'file': 'rahul salunkhe NOI (1).pdf', 'asked': True, 'found':
19d agoEzDocsmail_read_as_shown{'why': "the mail's plain-text copy carried words the mail itself does not show (a template's words the branch took out, hidden or struck-out text). The mail is what it shows: its text on the case is now the shown copy",
26d agoEzDocshidden_payment_scan{'file': 'rahul salunkhe NOI (1).pdf', 'kind': 'bundle', 'found': 1, 'doc_id': '33577806-83b3-442b-917f-c3c0ad49c18b', 'fetched': True}
26d agoEzDocspayment_found_in_statement{'why': "the branch's payment proof was not a screenshot — the payment to our account was found INSIDE this file and recorded as its claim; the bank's credit still decides (Waghmare, 01451)", 'file': 'rahul salunkhe NOI
26d agoEzDocsscreenshot_claim_recorded{'utr': None, 'date': '2026-08-25', 'parts': 1, 'amount': 27615.0, 'claimed_total': 27615.0}
30d agoEzDocskyc_address_read{'doc': 'aadhaar', 'pin': '415206', 'why': "the e-filing's Mortgagor page asks for the person's own address, box by box — read off the Aadhaar, so nobody types it from memory", 'city': 'Kokuare', 'doc_id': '33577806-83b3
30d agoEzDocstrail_read{'why': 'the model read the whole trail as one conversation; what it says is shown on the case — the stage still moves by the papers and the checked per-mail facts', 'done': ['documents', 'fee_paid', 'challan', 'challan_
30d agoEzDocsproperty_self_check{'ok': True, 'why': "EzDocs checked every property box against the document's own words — all agree", 'notes': '', 'issues': [], 'method': 'ai', 'checked': 11, 'trigger': 'quick sweep'}
30d agoEzDocstitle_doc_on_case_filing_open{'was': 'BANK', 'why': "the regular check — the branch's title document is on the case — the filing is the NOI team's move", 'file': 'Agreement for Sale - Brahmaraj Enclave 2.doc', 'kind': 'sale_deed'}
31d agoEzDocsproperty_attrs_split{'now': {'Number type': 'PLOT', 'Second number type': 'SECTOR', 'Number': '37', 'Second number': '23'}, 'was': {'Number type': 'SURVEY/CTS', 'Second number type': '', 'Number': 'PLOT NO 37, SECTOR NO 23', 'Second number': ''}, 'why'
41d agoEzDocsextra_challan_scanned{'found': 0}
42d agoEzDocschallan_found_on_case{'why': 'the challans on the case cover both heads — it belongs in the filing queue, whatever was still listed as missing'}
42d agoEzDocschallan_inferred_from_desk_mail{'why': "we's own sent mail says the challan/e-filing already went — quoting and chasing are over on this thread"}
43d agoEzDocsdraft_withdrawn{'why': 'its asks were satisfied meanwhile — nothing pending any more; a fresh mail is written if anything changes', 'count': 1, 'first_lines': ['Dear Team,\n\nWith reference to the captioned case (LAN: HOU/NAV/0726/5157

Case diary the case’s history — what happened, newest day first

Papers
All 2 in hand
Nothing more to ask the branch for
Money
₹27,615 claimed · credit not seen
Counts as received only on the credit SMS or a person's Verify.
Challan & filing
Challan paid
The challan is paid; the filing is under way.
Next — whose move
Us
file on the IGR site
For you to check: The work is done — our fee of ₹27,640 is still not in our account. Chase the branch for it.
Yesterday · 14 Oct1 thing
The challan's address boxes were written from the papers
00:44
13 Oct2 things — 2 steps
EzDocs checked the e-filing boxes against the papers
23:46
EzDocs took 2 steps of its own this day (reading, checking, tidying) — the technical record is under Details & records
23:46
2 Oct3 things — 3 steps
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
07:47
The PAN and the Aadhaar name the same person — checked by EzDocs, no need to compare by hand
07:47
Co-applicant added
07:47
26 Sep1 thing — 1 step
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
12:32
19 Sep2 things — 2 steps
Payment to our account found INSIDE a file (a statement / a receipt in a bundle) — recorded as the branch's payment proof; the bank credit still decides
03:29
The branch's payment screenshot was read
03:29
15 Sep1 thing — 1 step
EzDocs read the whole trail as one conversation — where the case stands is on the page
02:34
14 Sep1 thing — 1 step
The branch's title document is on the case — the filing is the NOI team's move
23:49
3 Sep1 thing — 1 step
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
12:42
1 Sep8 things — 2 documents received · 3 letters written · 3 steps
An old draft withdrew itself — its asks were already answered
21:11
Wrote the fee quote mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/072
21:11
Property address read from the sanction letter
21:11
Received: Sanction letter
rahul salunkhe NOI (1).pdf
21:11
Wrote the document chase mail — held, silent mode
Please find attached documents and payment receipt for 0.30% & NOI Case of Rahul Shivaji salunkhe- HOU/NAV/072
21:10
Received: Sale deed
Agreement for Sale - Brahmaraj Enclave 2.doc
21:10
EzDocs took 1 step of its own this day (reading, checking, tidying) — the technical record is under Details & records
21:10
Case opened from the branch's mail
21:10
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
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