⚠The PNB mailbox has used 133% of what Google lets it send in 24 hours (663 of 500 people written to). Put every file of a case in one mail and copy fewer people — or Google stops it.
Sanjay Malhari Daphal
LAN HOU/WRJE/0926/5216536Loan ₹71,07,000NOIFile on IGRMails & papers 5 1 draft to send
Correct a detail
Payment seen with your own eyes
A note for the history
Undo a verification
Kind of case — the amount follows it
Who paid the challan
Papers
Out of turn
A step done before the case asked for it. The paper is kept and read, the bank mail written and held for Send; a stop on the case still wants its answer.
Advanced — move the case by hand (ask Abhijit first)
Mail in
8 Oct, 13:46
Documents
took 50m
Payment
done 8 Oct, 14:40
Challan
took 55m · GRAS ↗
Filing
in the tray 5d 8h · IGR e-filing ↗
E-filing copy
the token to the branch
Index II
the government, then the branch
our moveChallan paidwhole case so far 5d 10h
Needs your eyes1
1 difference(s) between the papers to look at once — none stops the challan. See them →
CONFIRM THE PROPERTY — then file
The engine read these from the legal report. If they are right, press Confirm. To look first, or to fix a box, open the verification page — the document beside every box.
District
Pune
Taluka
Haveli
Village
Pimple Gurav
Number type
SURVEY
Number
73/10
Building
DNYANDEEP DREAM
Floor
Fifth Floor
Flat / shop no
501
Area
63.28
Hadd
Pimpri Chinchwad Municipal Corporation
Read from the legal report, not the Index II. Flat No 501 Sanjay Daphal.pdf open it · If an Index II is on file, read the property from it.
✓ EzDocs checked every box against the document’s own words 5d ago — all agree.
NEXT STEPour move
File the NOI on the IGR site
The challan is paid. The co-pilot fills the portal from the case; you check and submit.
Before opening the portal, the engine sees:
• 17 property box(es) not from the Index II / derived / unsure — amber on the portal: district, taluka, village, hadd_type, hadd_name, road
• changed — area unit: the case held SQ.MT; filled SQ MTR — the whole-file reading, from Flat No 501 Sanjay Daphal.pdf, reads it so
• changed — Survey No / Attribute 1 & 2: the case held 73/10 · 10; filled 73/10 · 10 — Flat No 501 Sanjay Daphal.pdf prints these numbers for this property — every one, each with its own word; the portal's two boxes carry them all
• check — not settled from any paper: loan amount (No sanction letter or KFS is present on the file to ascertain the sanctioned loan amount.)
• check — not settled from any paper: date of mortgage (No memorandum of deposit of title deeds (MOTD) or mortgage deed is present on the file to provide the date of mortgage.)
• check — EzDocs' box1 was set aside: a number no property paper prints
How — one e-filing tab, the co-pilot fills
Press the button; switch to the e-filing tab you are already logged into — the next page there fills by itself. One e-filing tab only: the portal keeps one session per login. Not logged in yet today? open the portal. The co-pilot creates the token from the Date of Mortgage, opens each page and fills it, checked by EzDocs; you check, do photo and thumb, press each Save and the final submit. Then press Filed on IGR so the branch hears it. New to it? Rehearse on the practice copy.
Historywhat happened on this case, newest first
Today · 13 Oct1 thing
pan card name set aside — by copilot
8 Oct71 things — 12 documents received · 5 letters written · 1 money step · 2 cautions · 51 steps
The branch's title document is on the case — the filing is the NOI team's move
The paid challan is on the case — moved to filing
The case moves to filing on the IGR site.
The NOI team's challan / e-filing copy / Index II, mailed to the branch — kept for the bank's window
The SRO office on the challan is remembered for that district — the next challan there picks it by itself
Challan re-read against the case — matches exactly
challan extracted
Received: Challan
SANJAY MALHARI DAPHAL EchallanMH011628100202627E.pdf
copilot check ok — by copilot
form checked489
challan boxes not the papers words — by copilot
property self check
The home address was read off the papers — by ezdocs:reader
file note490
mail against file490 — by ezdocs:reader
file note490
money settled — by ezdocs:reader
paper against file490 — by ezdocs:reader
Everything for the challan is in — queued
Papers and money are in — the challan is next.
case acknowledged challan queued
Wrote the acknowledgement mail — held, silent mode
RE: Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/52
An old draft withdrew itself — its asks were already answered
No fee quote sent — the branch's own figures were right
A waiting bank credit was matched to this case
A credit that had been waiting found its case.
Payment verified against the credit in our account
The challan can be made now — money is no longer the wait.
receivable snapshot
address compared
applicant email captured
Property address read from the sanction letter
roles from letter
Wrote the document chase mail — held, silent mode
NOI case NOI-2026-03281
An old draft withdrew itself — its asks were already answered
Received: Sanction letter
Sanction letter (20).pdf
quoted history checked
extra challan scanned
file note490
case read — by ezdocs:reader
case read started — by ezdocs:reader
Wrote the document chase mail — held, silent mode
Please find attached require document for NOI process in case Mr. SANJAY MALHARI DAPHAL //HOU/WRJE/0926/521653
boxes gathered
challan boxes composed
pages trimmed480
documents read together
pan inside paper not a card
Property checked by the engine — read from the report, every box that names the flat is there
Property read from the legal / technical report (the sanction letter had none)
Received: Sale deed
Flat No 501 Sanjay Daphal.pdf
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Selfie checked — a live one
A real selfie — usable for the e-filing.
Co-applicant added
party not merged
The PAN and the Aadhaar name the same person — checked by the engine, no need to compare by hand
card mobile not taken
kyc address read
Received: Selfie
Swati Photo.jpg
Received: PAN card
Sanjay Pan Card.pdf
Received: Aadhaar
Sanjay Aadhar Card.pdf
Received: Aadhaar
Swati Aadhar Card.jpg
Received: PAN card
Swati Pan Card.jpg
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Selfie checked — a live one
A real selfie — usable for the e-filing.
Document could not be read — a clear copy was asked for
this is a photograph of a printed photo, not a live selfie
Payment proof arrived before the case was quoted — held
Received: Selfie — not usable
IMG20261006213401.jpg — this is a photograph of a printed photo, not a live selfie
Received: Selfie
IMG20261006212524.jpg
Received: Selfie — not usable
Sanjay Photo.jpg — this is a photograph of a printed photo, not a live selfie
Received: Payment screenshot
IMG-20261007-WA0000.jpg
Payment proof arrived before the case was quoted — held
The branch wrote that it has paid (amount / UTR in the mail) — taken as its advice; the bank credit still decides
Case opened from the branch's mail
Older days stay folded — open one to read it. The mails themselves are in the thread above; Abhijit's technical record is under Details & records.
What the e-filing still needsall in
9 of 9 in hand · the challan is done — these are for the filing / KYC
✓Selfie / photoopen
✓PAN cardopen
✓Aadhaar cardopen
✓Sale deedopen
✓Sanction letteropen
✓Paid challan (GRAS)open
✓Property address — verified by the engine, from the legal report (correct below if anything is off)
Mails & papers →every paper, beside its mail · 12 files
The file, as the engine remembers it6 open
The file contains the Agreement for Sale, PAN and Aadhaar cards for Sanjay Malhari Daphal and Swati Sanjay Daphal. The property is Flat No. 501, Dnyandeep Dream, Survey No. 73/10, Pimple Gurav, Haveli, Pune. However, the sanction letter and MOTD are missing, so the exact loan amount and date of mort
✗the photo could not be read (Sanjay Photo.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
✗the photo could not be read (IMG20261006213401.jpg) — the branch — this is a photograph of a printed photo, not a live selfie
○DAPHAL SWATI SANJAY — e-mail — the branch
○DAPHAL SWATI SANJAY — home flat — the branch
○DAPHAL SWATI SANJAY — home road — the branch
○DAPHAL SANJAY — home road — the branch
?unsure of loan amount — No sanction letter or KFS is present on the file to ascertain the sanctioned loan amount.
?unsure of date of mortgage — No memorandum of deposit of title deeds (MOTD) or mortgage deed is present on the file to provide the date of mortgage.
the branch's last mail (2026-10-08): FYI · brought: sanction letter · settled: unsure:loan amount
read once, kept; every new mail and paper is read against this note · kept 2026-10-08T09:05 UTC
Moneyall of it is in
₹38,150.59
Reached our account 7 Oct 11:53:24.
How we know
Our own bank told us — 7 Oct 11:53
₹38,221 · UTR 130841971925 · from JD-HDFCBN-S
“Successful! You have received Rs. 38221.00 via HDFC Bank SmartHub Vyapar from SANJAY MAL . RRN-130841971925 , Check: https://1.hdfc.bank.in/HDFCBK/s/w00xeWk3”
Matched by: by UTR — the bank's reference is the one on the screenshot
The working
Stamp duty 0.3%21,330
Registration fee 0.5%15,000
Government handling320
Our service fee1,500
Total we ask for38,150.59
By law ₹38,141. We ask ₹38,150 (rounded up to ₹10 — our rule).
why?
The NOI team's calculator rounds every percentage row UP to the next ₹10 with a ₹5 buffer, so a challan can never be a rupee short at the SRO counter. The exact figures stay recorded for the cross-check.
Propertyby the engine, from the legal report
501, Fifth Floor, DNYANDEEP DREAM, SURVEY, 73/10, Pimple Gurav, 411061
read from the legal report · e-filing boxes 39 of 46 ready
Check the property →the boxes beside the paper
People
DAPHAL SWATI SANJAY · applicantALZPD3865CDAPHAL SANJAY · applicantAICPD6611N
rendered in 2.35 s · 216 queries · this page refreshes by itself when something on it changes (never while you type) · release v516 · build 20ef911f